The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 375,554 3,800 SH SOLE 0 0 3,800
ABBVIE INC COM 00287Y109 1,731,397 6,619 SH SOLE 0 0 6,619
ADVANCED MICRO DEVICES INC COM 007903107 325,456 532 SH SOLE 0 0 532
AMAZON COM INC COM 023135106 3,569,074 14,325 SH SOLE 0 0 14,325
AMGEN INC COM 031162100 249,112 591 SH SOLE 0 0 591
ANGEL OAK FUNDS TRUST ETF 03463K752 1,409,555 27,785 SH SOLE 0 0 27,785
APPLE INC ETF 037833100 11,258,339 33,807 SH SOLE 0 0 33,807
AURORA INNOVATION INC COM 051774107 77,593 14,006 SH SOLE 0 0 14,006
BROADCOM INC COM 11135F101 351,230 1,000 SH SOLE 0 0 1,000
AMERICAN CENTY ETF TR COM 025072604 34,686,060 368,922 SH SOLE 0 0 368,922
AMERICAN CENTY ETF TR ETF 025072372 21,461,585 329,519 SH SOLE 0 0 329,519
AMERICAN CENTY ETF TR COM 025072703 93,614,517 1,038,892 SH SOLE 0 0 1,038,892
AMERICAN CENTY ETF TR COM 025072299 741,555 9,309 SH SOLE 0 0 9,309
AMERICAN CENTY ETF TR ETF 025072281 1,882,798 21,393 SH SOLE 0 0 21,393
AMERICAN CENTY ETF TR ETF 025072885 999,102 7,800 SH SOLE 0 0 7,800
AMERICAN CENTY ETF TR ETF 025072349 802,112 8,869 SH SOLE 0 0 8,869
AMERICAN CENTY ETF TR ETF 025072877 8,724,284 74,079 SH SOLE 0 0 74,079
BERKSHIRE HATHAWAY INC DEL COM 084670702 1,352,432 2,716 SH SOLE 0 0 2,716
BERKSHIRE HATHAWAY INC DEL COM 084670108 747,005 1 SH SOLE 0 0 1
BONDBLOXX ETF TRUST ETF 09789C754 1,714,685 34,390 SH SOLE 0 0 34,390
BOEING CO COM 097023105 307,541 1,653 SH SOLE 0 0 1,653
CAPITAL GRP FIXED INCM ETF T ETF 14020Y607 2,042,325 79,437 SH SOLE 0 0 79,437
CARVANA CO COM 146869102 1,014,086 16,215 SH SOLE 0 0 16,215
CATERPILLAR INC COM 149123101 287,830 355 SH SOLE 0 0 355
SCHWAB STRATEGIC TR ETF 808524847 214,978 9,754 SH SOLE 0 0 9,754
CHEVRON CORPORATION COM 166764100 257,950 1,263 SH SOLE 0 0 1,263
CISCO SYS INC COM 17275R102 566,672 5,265 SH SOLE 0 0 5,265
COCA COLA CO COM 191216100 218,041 2,533 SH SOLE 0 0 2,533
CORNING INC COM 219350105 266,774 1,735 SH SOLE 0 0 1,735
COSTCO WHOLESALE CORPORATION COM 22160K105 1,561,233 1,715 SH SOLE 0 0 1,715
DEERE & CO COM 244199105 572,161 852 SH SOLE 0 0 852
DIMENSIONAL ETF TRUST ETF 25434V302 26,906,053 684,458 SH SOLE 0 0 684,458
DIMENSIONAL ETF TRUST ETF 25434V872 299,014 7,453 SH SOLE 0 0 7,453
DIMENSIONAL ETF TRUST ETF 25434V203 16,100,029 388,608 SH SOLE 0 0 388,608
DIMENSIONAL ETF TRUST ETF 25434V864 61,071,495 1,314,157 SH SOLE 0 0 1,314,157
DIMENSIONAL ETF TRUST COM 25434V807 2,362,809 42,299 SH SOLE 0 0 42,299
DIMENSIONAL ETF TRUST ETF 25434V724 15,851,976 288,218 SH SOLE 0 0 288,218
DIMENSIONAL ETF TRUST ETF 25434V401 2,960,269 35,653 SH SOLE 0 0 35,653
DIMENSIONAL ETF TRUST ETF 25434V500 708,935 9,157 SH SOLE 0 0 9,157
DIMENSIONAL ETF TRUST ETF 25434V609 4,596,651 69,185 SH SOLE 0 0 69,185
DIMENSIONAL ETF TRUST ETF 25434V104 8,427,143 160,946 SH SOLE 0 0 160,946
DIMENSIONAL ETF TRUST ETF 25434V666 44,105,795 1,097,978 SH SOLE 0 0 1,097,978
DIMENSIONAL ETF TRUST ETF 25434V823 328,648 13,603 SH SOLE 0 0 13,603
DIMENSIONAL ETF TRUST ETF 25434V815 28,675,527 765,293 SH SOLE 0 0 765,293
DIMENSIONAL ETF TRUST ETF 25434V740 358,365 8,452 SH SOLE 0 0 8,452
DISNEY WALT CO COM 254687106 230,046 2,193 SH SOLE 0 0 2,193
DOVER CORP COM 260003108 398,978 2,133 SH SOLE 0 0 2,133
DTE ENERGY CO COM 233331107 258,729 2,124 SH SOLE 0 0 2,124
EATON CORP PLC COM G29183103 324,001 754 SH SOLE 0 0 754
MORGAN STANLEY ETF TRUST ETF 61774R858 6,041,911 122,903 SH SOLE 0 0 122,903
EMERSON ELEC CO COM 291011104 253,278 1,633 SH SOLE 0 0 1,633
EATON VANCE TAX-MANAGED GLOB ETF 27829F108 187,259 19,900 SH SOLE 0 0 19,900
EXXON MOBIL CORP COM 30231G102 1,027,076 6,311 SH SOLE 0 0 6,311
FIDELITY COVINGTON TRUST ETF 316092527 224,751 4,571 SH SOLE 0 0 4,571
FIRST TR EXCHANGE-TRADED FD ETF 336917109 679,044 13,827 SH SOLE 0 0 13,827
GE VERNOVA INC COM 36828A101 327,919 345 SH SOLE 0 0 345
GE AEROSPACE COM 369604301 468,247 1,499 SH SOLE 0 0 1,499
GOLDMAN SACHS GROUP INC COM 38141G104 786,915 874 SH SOLE 0 0 874
GOLDMAN SACHS ETF TR ETF 38149W549 1,977,522 40,523 SH SOLE 0 0 40,523
ALPHABET INC COM 02079K305 1,614,235 4,691 SH SOLE 0 0 4,691
ALPHABET INC COM 02079K107 631,709 1,854 SH SOLE 0 0 1,854
HOME DEPOT INC COM 437076102 546,557 1,921 SH SOLE 0 0 1,921
SELECT SECTOR SPDR TR ETF 81369Y704 231,309 1,385 SH SOLE 0 0 1,385
INVESCO QQQ TR ETF 46090E103 7,214,984 9,753 SH SOLE 0 0 9,753
ISHARES TR ETF 46436E718 6,322,682 62,800 SH SOLE 0 0 62,800
ISHARES TR ETF 464287457 219,240 2,700 SH SOLE 0 0 2,700
ISHARES TR ETF 464288646 5,256,915 102,614 SH SOLE 0 0 102,614
ISHARES TR ETF 464288638 1,657,774 32,925 SH SOLE 0 0 32,925
ISHARES TR COM 464287226 219,711 2,324 SH SOLE 0 0 2,324
ISHARES TR ETF 46435U853 257,203 7,201 SH SOLE 0 0 7,201
ISHARES TR ETF 464287564 270,281 4,297 SH SOLE 0 0 4,297
ISHARES TR ETF 464288356 234,448 4,332 SH SOLE 0 0 4,332
ISHARES TR ETF 46432F859 470,752 9,963 SH SOLE 0 0 9,963
ISHARES TR ETF 46429B663 351,877 12,585 SH SOLE 0 0 12,585
ISHARES TR ETF 46432F842 336,367 3,472 SH SOLE 0 0 3,472
ISHARES INC ETF 46434G103 3,195,513 39,373 SH SOLE 0 0 39,373
ISHARES TR COM 464287200 27,633,746 36,082 SH SOLE 0 0 36,082
ISHARES TR ETF 464287507 2,793,603 38,827 SH SOLE 0 0 38,827
ISHARES TR ETF 464287804 3,409,942 25,066 SH SOLE 0 0 25,066
ISHARES TR COM 464287150 8,787,746 52,849 SH SOLE 0 0 52,849
ISHARES TR ETF 46434V613 8,797,465 199,534 SH SOLE 0 0 199,534
ISHARES TR ETF 46435U549 232,404 5,136 SH SOLE 0 0 5,136
ISHARES TR ETF 46429B655 22,988,476 450,313 SH SOLE 0 0 450,313
ISHARES TR ETF 46434V647 7,134,349 276,740 SH SOLE 0 0 276,740
ISHARES TR ETF 46434V407 672,375 16,300 SH SOLE 0 0 16,300
ISHARES TR ETF 464288513 2,347,570 30,405 SH SOLE 0 0 30,405
ISHARES TR ETF 464287242 1,840,671 18,014 SH SOLE 0 0 18,014
ISHARES TR ETF 46438G448 7,139,518 153,505 SH SOLE 0 0 153,505
ISHARES TR ETF 464288588 2,951,545 32,934 SH SOLE 0 0 32,934
ISHARES TR ETF 464287465 2,104,722 20,259 SH SOLE 0 0 20,259
ISHARES TR ETF 464287234 856,916 12,830 SH SOLE 0 0 12,830
ISHARES TR ETF 464288414 8,762,640 86,673 SH SOLE 0 0 86,673
ISHARES TR ETF 464287622 718,530 1,727 SH SOLE 0 0 1,727
ISHARES TR ETF 464287499 719,546 6,743 SH SOLE 0 0 6,743
ISHARES TR ETF 464287481 1,168,490 8,487 SH SOLE 0 0 8,487
ISHARES TR ETF 464287309 4,404,817 30,963 SH SOLE 0 0 30,963
ISHARES TR ETF 464287408 1,631,973 7,149 SH SOLE 0 0 7,149
ISHARES TR ETF 464287168 633,524 4,166 SH SOLE 0 0 4,166
BLACKROCK ETF TRUST II ETF 092528884 639,411 12,837 SH SOLE 0 0 12,837
ISHARES TR ETF 464288158 4,413,992 42,223 SH SOLE 0 0 42,223
ISHARES TR ETF 46434V878 60,850,029 1,207,342 SH SOLE 0 0 1,207,342
ISHARES TR ETF 46432F339 365,585 1,645 SH SOLE 0 0 1,645
J P MORGAN EXCHANGE TRADED F ETF 46654Q575 55,003,806 1,137,853 SH SOLE 0 0 1,137,853
JANUS DETROIT STR TR ETF 47103U845 4,586,764 90,881 SH SOLE 0 0 90,881
JANUS DETROIT STR TR ETF 47103U753 3,072,899 65,090 SH SOLE 0 0 65,090
JOHNSON & JOHNSON COM 478160104 1,361,823 5,144 SH SOLE 0 0 5,144
J P MORGAN EXCHANGE TRADED F ETF 46654Q716 52,201,046 1,021,147 SH SOLE 0 0 1,021,147
JPMORGAN CHASE & CO ETF 46625H100 1,762,001 5,326 SH SOLE 0 0 5,326
J P MORGAN EXCHANGE TRADED F COM 46641Q332 708,254 12,598 SH SOLE 0 0 12,598
J P MORGAN EXCHANGE TRADED F ETF 46641Q159 239,623 5,338 SH SOLE 0 0 5,338
J P MORGAN EXCHANGE TRADED F ETF 46654Q773 3,494,029 67,964 SH SOLE 0 0 67,964
J P MORGAN EXCHANGE TRADED F ETF 46641Q647 7,601,476 159,762 SH SOLE 0 0 159,762
J P MORGAN EXCHANGE TRADED F ETF 46641Q274 1,780,621 38,726 SH SOLE 0 0 38,726
J P MORGAN EXCHANGE TRADED F ETF 46641Q837 2,171,199 43,105 SH SOLE 0 0 43,105
J P MORGAN EXCHANGE TRADED F ETF 46641Q654 20,047,192 396,503 SH SOLE 0 0 396,503
KINDER MORGAN INC DEL COM 49456B101 348,353 11,554 SH SOLE 0 0 11,554
ELI LILLY & CO ETF 532457108 2,115,142 1,828 SH SOLE 0 0 1,828
MASTERCARD INCORPORATED COM 57636Q104 811,212 1,471 SH SOLE 0 0 1,471
META PLATFORMS INC COM 30303M102 540,522 745 SH SOLE 0 0 745
MICRON TECHNOLOGY INC COM 595112103 399,416 375 SH SOLE 0 0 375
MICROSOFT CORP ETF 594918104 2,958,698 5,769 SH SOLE 0 0 5,769
STATE STR SPDR S&P MIDCAP 40 ETF 78467Y107 6,149,375 9,364 SH SOLE 0 0 9,364
NETFLIX INC. COM 64110L106 241,582 3,472 SH SOLE 0 0 3,472
PROSHARES TR ETF 74348A467 415,596 7,682 SH SOLE 0 0 7,682
NORTHROP GRUMMAN CORP ETF 666807102 868,330 1,796 SH SOLE 0 0 1,796
NUSHARES ETF TR ETF 67092P730 34,877,286 1,392,307 SH SOLE 0 0 1,392,307
NUSHARES ETF TR ETF 67092P300 966,970 18,366 SH SOLE 0 0 18,366
NVIDIA CORPORATION COM 67066G104 1,501,401 6,574 SH SOLE 0 0 6,574
NYLIM ACTIVE ETF TR ETF 45409F827 643,797 28,138 SH SOLE 0 0 28,138
ORACLE CORP COM 68389X105 500,047 3,642 SH SOLE 0 0 3,642
PIMCO ETF TR ETF 72201R866 3,905,386 78,595 SH SOLE 0 0 78,595
PIMCO ETF TR ETF 72201R585 320,726 12,632 SH SOLE 0 0 12,632
INVESCO EXCHANGE TRADED FD T ETF 46137V613 1,677,805 30,825 SH SOLE 0 0 30,825
INVESCO EXCH TRADED FD TR II ETF 46138G508 4,016,661 196,606 SH SOLE 0 0 196,606
PROCTER & GAMBLE CO COM 742718109 224,748 1,547 SH SOLE 0 0 1,547
RTX CORPORATION COM 75513E101 419,383 2,259 SH SOLE 0 0 2,259
ROCKET COS INC COM 77311W101 27,445,710 2,384,510 SH SOLE 0 0 2,384,510
TIDAL TRUST II ETF 88636J600 263,339 2,863 SH SOLE 0 0 2,863
ISHARES TR ETF 464287614 4,915,834 39,245 SH SOLE 0 0 39,245
ISHARES TR ETF 464287598 5,921,086 23,882 SH SOLE 0 0 23,882
ISHARES TR ETF 464287648 550,697 1,543 SH SOLE 0 0 1,543
ISHARES TR ETF 464287630 726,733 3,470 SH SOLE 0 0 3,470
ISHARES TR ETF 464287655 11,173,544 40,209 SH SOLE 0 0 40,209
ISHARES TR ETF 464287689 24,185,055 56,028 SH SOLE 0 0 56,028
SCHWAB STRATEGIC TR ETF 808524706 529,215 14,519 SH SOLE 0 0 14,519
SCHWAB STRATEGIC TR ETF 808524805 2,962,792 107,856 SH SOLE 0 0 107,856
SCHWAB STRATEGIC TR ETF 808524102 6,477,393 220,996 SH SOLE 0 0 220,996
SCHWAB STRATEGIC TR ETF 808524607 232,717 7,132 SH SOLE 0 0 7,132
SCHWAB STRATEGIC TR ETF 808524722 220,504 6,015 SH SOLE 0 0 6,015
SCHWAB STRATEGIC TR ETF 808524755 973,735 18,116 SH SOLE 0 0 18,116
SCHWAB STRATEGIC TR ETF 808524797 626,365 19,255 SH SOLE 0 0 19,255
SCHWAB STRATEGIC TR ETF 808524201 258,258 8,609 SH SOLE 0 0 8,609
SCHWAB STRATEGIC TR ETF 808524409 12,301,229 369,295 SH SOLE 0 0 369,295
SELECT SECTOR SPDR TR ETF 81369Y605 252,368 4,726 SH SOLE 0 0 4,726
SPDR SERIES TRUST ETF 78468R663 971,108 10,597 SH SOLE 0 0 10,597
SSGA ACTIVE ETF TR ETF 78467V848 1,654,488 44,214 SH SOLE 0 0 44,214
STATE STR SPDR DOW JONES IND ETF 78467X109 355,985 700 SH SOLE 0 0 700
SPDR GOLD TR ETF 78463V107 262,018 688 SH SOLE 0 0 688
SPDR SERIES TRUST ETF 78464A508 1,518,286 24,837 SH SOLE 0 0 24,837
SPDR SERIES TRUST ETF 78464A763 220,452 1,505 SH SOLE 0 0 1,505
STATE STR SPDR S&P 500 ETF T ETF 78462F103 36,034,646 47,251 SH SOLE 0 0 47,251
SPDR SERIES TRUST ETF 78464A284 419,385 17,869 SH SOLE 0 0 17,869
TAIWAN SEMICONDUCTOR MANUFAC COM 874039100 328,913 721 SH SOLE 0 0 721
TCW ETF TRUST ETF 29287L700 2,545,406 67,108 SH SOLE 0 0 67,108
TESLA INC COM 88160R101 211,112 595 SH SOLE 0 0 595
THERMO FISHER SCIENTIFIC INC COM 883556102 361,827 536 SH SOLE 0 0 536
UMB FINL CORP COM 902788108 2,312,748 17,789 SH SOLE 0 0 17,789
UNITED RENTALS INC COM 911363109 217,169 217 SH SOLE 0 0 217
VALERO ENERGY CORP COM 91913Y100 239,931 619 SH SOLE 0 0 619
VANECK ETF TRUST ETF 92189H656 1,574,049 31,239 SH SOLE 0 0 31,239
VANECK ETF TRUST ETF 92189H748 17,611,042 332,472 SH SOLE 0 0 332,472
VANECK ETF TRUST ETF 92189H409 853,781 17,776 SH SOLE 0 0 17,776
VANECK ETF TRUST ETF 92189F528 379,499 22,429 SH SOLE 0 0 22,429
VANGUARD CALIF TAX FREE FDS ETF 922021605 785,447 8,331 SH SOLE 0 0 8,331
VANGUARD MALVERN FDS ETF 922020748 106,233,105 1,442,992 SH SOLE 0 0 1,442,992
VANGUARD MUN BD FDS ETF 922907712 1,638,380 22,892 SH SOLE 0 0 22,892
VANGUARD MALVERN FDS ETF 922020755 19,077,880 257,774 SH SOLE 0 0 257,774
VANGUARD SPECIALIZED FUNDS ETF 921908844 521,681 2,236 SH SOLE 0 0 2,236
VANGUARD INTL EQUITY INDEX F ETF 922042858 1,331,332 22,447 SH SOLE 0 0 22,447
VANGUARD WORLD FD ETF 921910725 8,751,507 107,950 SH SOLE 0 0 107,950
VANGUARD WORLD FD ETF 921910733 16,040,789 118,356 SH SOLE 0 0 118,356
VANGUARD INDEX FDS ETF 922908736 10,116,528 112,269 SH SOLE 0 0 112,269
VANGUARD WHITEHALL FDS ETF 921946406 3,356,355 21,626 SH SOLE 0 0 21,626
VANGUARD WORLD FD ETF 92204A702 3,267,923 26,004 SH SOLE 0 0 26,004
VANGUARD BD INDEX FDS ETF 921937819 2,256,572 30,971 SH SOLE 0 0 30,971
VANGUARD SCOTTSDALE FDS ETF 92206C870 2,061,511 26,325 SH SOLE 0 0 26,325
VANGUARD INDEX FDS ETF 922908637 260,722 741 SH SOLE 0 0 741
VANGUARD SCOTTSDALE FDS ETF 92206C813 646,846 9,443 SH SOLE 0 0 9,443
VANGUARD MUN BD FDS ETF 922907688 4,018,546 41,825 SH SOLE 0 0 41,825
VANGUARD INDEX FDS ETF 922908629 860,457 10,972 SH SOLE 0 0 10,972
VANGUARD SCOTTSDALE FDS ETF 92206C771 3,210,310 72,288 SH SOLE 0 0 72,288
VANGUARD TAX-MANAGED FDS ETF 921943858 3,022,814 42,810 SH SOLE 0 0 42,810
VANGUARD NY TAX FREE FDS ETF 92204H400 301,754 3,100 SH SOLE 0 0 3,100
VANGUARD INDEX FDS ETF 922908553 3,623,741 40,430 SH SOLE 0 0 40,430
VANGUARD SCOTTSDALE FDS ETF 92206C714 1,700,394 15,643 SH SOLE 0 0 15,643
VANGUARD SCOTTSDALE FDS ETF 92206C680 4,357,576 33,798 SH SOLE 0 0 33,798
VANGUARD SCOTTSDALE FDS ETF 92206C599 19,398,639 57,820 SH SOLE 0 0 57,820
VANGUARD INDEX FDS ETF 922908363 2,941,131 4,196 SH SOLE 0 0 4,196
VANGUARD ADMIRAL FDS INC ETF 921932505 3,610,761 42,241 SH SOLE 0 0 42,241
VANGUARD SCOTTSDALE FDS ETF 92206C409 3,040,792 39,363 SH SOLE 0 0 39,363
VANGUARD BD INDEX FDS ETF 921937827 6,493,557 84,994 SH SOLE 0 0 84,994
VANGUARD WELLINGTON FD ETF 921935870 3,824,694 38,790 SH SOLE 0 0 38,790
VANGUARD INDEX FDS ETF 922908751 1,008,113 3,544 SH SOLE 0 0 3,544
VANGUARD INDEX FDS ETF 922908611 4,109,944 17,790 SH SOLE 0 0 17,790
VANGUARD MUN BD FDS ETF 922907746 5,429,587 114,645 SH SOLE 0 0 114,645
VANGUARD BD INDEX FDS ETF 921937835 305,012 4,348 SH SOLE 0 0 4,348
VANGUARD STAR FDS ETF 921909768 1,205,837 14,193 SH SOLE 0 0 14,193
VANGUARD INDEX FDS ETF 922908769 173,723,746 464,204 SH SOLE 0 0 464,204
VANGUARD INDEX FDS ETF 922908744 15,962,007 73,871 SH SOLE 0 0 73,871
VISA INC COM 92826C839 689,914 1,920 SH SOLE 0 0 1,920
WALMART INC COM 931142103 250,655 2,412 SH SOLE 0 0 2,412
WELLTOWER INC COM 95040Q104 243,824 1,059 SH SOLE 0 0 1,059