The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AbbVie Inc. COM 00287Y109 229,153 876 SH SOLE 876 0 0
Aflac Inc. COM 001055102 5,454,640 48,798 SH SOLE 48,798 0 0
Alphabet Inc. Class A COM 02079K305 256,684 746 SH SOLE 746 0 0
Alphabet Inc. Class C COM 02079K107 36,148,084 106,087 SH SOLE 106,087 0 0
Amazon.com Inc. COM 023135106 25,204,761 101,163 SH SOLE 101,163 0 0
American Tower Corp. COM 03027X100 11,187,066 68,343 SH SOLE 68,343 0 0
Amgen Inc. COM 031162100 17,639,350 41,848 SH SOLE 41,848 0 0
Apple Inc. COM 037833100 42,453,066 127,479 SH SOLE 127,479 0 0
Bank of America Corp. COM 060505104 10,159,795 186,658 SH SOLE 186,658 0 0
Berkshire Hathaway Inc. Class COM 084670702 448,155 900 SH SOLE 900 0 0
Boeing Co. COM 097023105 845,969 4,547 SH SOLE 4,547 0 0
Broadcom Inc. COM 11135F101 13,887,457 39,544 SH SOLE 39,544 0 0
Canadian Natural Resources Ltd COM 136385101 583,668 12,400 SH SOLE 12,400 0 0
Cheniere Energy Partners LP COM 16411Q101 253,543 4,166 SH SOLE 4,166 0 0
Cisco Systems Inc. COM 17275R102 15,167,435 140,922 SH SOLE 140,922 0 0
Coca-Cola Co. COM 191216100 310,577 3,608 SH SOLE 3,608 0 0
Colgate-Palmolive Co. COM 194162103 5,833,755 68,375 SH SOLE 68,375 0 0
Cummins Inc. COM 231021106 17,706,470 34,277 SH SOLE 34,277 0 0
Deere & Co. COM 244199105 17,516,710 26,084 SH SOLE 26,084 0 0
Eli Lilly & Co. COM 532457108 3,769,465 3,258 SH SOLE 3,258 0 0
ExxonMobil Holdings Corporatio COM 30233Q108 14,389,541 88,415 SH SOLE 88,415 0 0
Goldman Sachs Group Inc. COM 38141G104 26,041,112 28,923 SH SOLE 28,923 0 0
Home Depot Inc. COM 437076102 4,483,278 15,759 SH SOLE 15,759 0 0
Honeywell Aerospace Inc. COM 43849R105 6,415,293 41,397 SH SOLE 41,397 0 0
Honeywell Technologies Inc. COM 438516205 8,774,471 41,597 SH SOLE 41,597 0 0
IDEX Corp. COM 45167R104 319,172 1,400 SH SOLE 1,400 0 0
JPMorgan Chase & Co. COM 46625H100 1,097,694 3,318 SH SOLE 3,318 0 0
Johnson & Johnson COM 478160104 24,007,947 90,685 SH SOLE 90,685 0 0
Linde PLC COM G54950103 33,245,435 70,042 SH SOLE 70,042 0 0
Lowe's Companies Inc. COM 548661107 7,961,881 43,203 SH SOLE 43,203 0 0
Marathon Petroleum Corp. COM 56585A102 289,447 732 SH SOLE 732 0 0
Medtronic PLC COM G5960l103 16,654,229 193,003 SH SOLE 193,003 0 0
Merck & Co. Inc. COM 58933Y105 326,512 2,247 SH SOLE 2,247 0 0
Meta Platforms Inc. COM 30303M102 16,405,747 22,623 SH SOLE 22,623 0 0
Micron Technology Inc. COM 595112103 39,615,701 37,194 SH SOLE 37,194 0 0
Microsoft Corp. COM 594918104 41,387,440 80,693 SH SOLE 80,693 0 0
NVIDIA Corp. COM 67066G104 2,983,556 13,064 SH SOLE 13,064 0 0
Palo Alto Networks Inc. COM 697435105 33,988,679 85,547 SH SOLE 85,547 0 0
PepsiCo Inc. COM 713448108 4,248,288 33,525 SH SOLE 33,525 0 0
Phillips 66 COM 718546104 33,926,103 132,882 SH SOLE 132,882 0 0
Roche Holdings Ltd. (ADR) COM 771195104 1,887,861 36,389 SH SOLE 36,389 0 0
Solstice Advanced Materials In COM 83443Q103 941,727 16,721 SH SOLE 16,721 0 0
TJX Companies Inc. COM 872540109 28,063,873 212,107 SH SOLE 212,107 0 0
The Walt Disney Co. COM 254687106 5,265,770 50,198 SH SOLE 50,198 0 0
Union Pacific Corp. COM 907818108 20,741,476 76,219 SH SOLE 76,219 0 0
Visa Inc. Class A COM 92826C839 22,943,939 63,852 SH SOLE 63,852 0 0
Avantis U.S. Small-Cap Value ETF ETF 025072877 18,240,924 154,886 SH SOLE 154,886 0 0
Vanguard FTSE Developed Market ETF ETF 921943858 87,711,530 1,242,197 SH SOLE 1,242,197 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 9,217,011 155,404 SH SOLE 155,404 0 0
iShares Core S&P Small-Cap ETF ETF 464287804 21,221,424 155,994 SH SOLE 155,994 0 0
iShares MSCI Emerging Markets ex China ETF ETF 46434g764 12,062,693 121,747 SH SOLE 121,747 0 0
iShares MSCI Eurozone ETF ETF 464286608 15,287,075 227,047 SH SOLE 227,047 0 0
SPDR Portfolio S&P 500 ETF ETF 78462F103 3,120,682 4,092 SH SOLE 4,092 0 0
SPDR Portfolio S&P 500 Growth ETF ETF 78464A409 889,868 7,230 SH SOLE 7,230 0 0
SPDR Portfolio S&P 500 Value ETF ETF 78464A508 794,690 13,000 SH SOLE 13,000 0 0
iShares S&P 500 Growth ETF ETF 464287309 911,887 6,410 SH SOLE 6,410 0 0
iShares iBoxx Investment Grade ETF ETF 464287242 295,811 2,895 SH SOLE 2,895 0 0
JPMorgan Ultra Short Income ETF ETF 46641q837 265,349 5,268 SH SOLE 5,268 0 0
Vanguard Short-Term Corporate ETF ETF 92206C409 714,408 9,248 SH SOLE 9,248 0 0
SPDR Gold Trust ETF 78463V107 17,252,814 45,302 SH SOLE 45,302 0 0
iShares Gold Trust ETF 464285204 23,179,611 296,794 SH SOLE 296,794 0 0