The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101 262,460 1,183 SH SOLE 0 0 1,183
AMGEN INC COM 031162100 352,947 837 SH SOLE 0 0 837
APPLE INC COM 037833100 6,864,425 20,613 SH SOLE 0 0 20,613
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 4,800,745 9,641 SH SOLE 0 0 9,641
BROADCOM INC COM 11135F101 2,741,268 7,806 SH SOLE 0 0 7,806
CATERPILLAR INC COM 149123101 653,278 806 SH SOLE 0 0 806
CHEVRON CORPORATION COM 166764100 501,728 2,457 SH SOLE 0 0 2,457
COHEN & STEERS ETF TRUST REAL EST ACT ETF 19249U104 1,043,334 39,076 SH SOLE 0 0 39,076
CORTEVA INC COM 22052L104 1,110,399 14,300 SH SOLE 0 0 14,300
COSTCO WHOLESALE CORPORATION COM 22160K105 1,577,781 1,733 SH SOLE 0 0 1,733
CUMMINS INC COM 231021106 238,279 461 SH SOLE 0 0 461
DEERE & CO COM 244199105 265,540 395 SH SOLE 0 0 395
DOW HLDGS INC COM 260557103 270,450 9,820 SH SOLE 0 0 9,820
DUPONT DE NEMOURS INC COMMON STOCK 26614N201 552,376 4,253 SH SOLE 0 0 4,253
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 529,023 3,251 SH SOLE 0 0 3,251
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 408,956 6,470 SH SOLE 0 0 6,470
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 3,592,566 82,969 SH SOLE 0 0 82,969
GOLDMAN SACHS GROUP INC COM 38141G104 279,112 310 SH SOLE 0 0 310
ALPHABET INC CAP STK CL A 02079K305 2,961,406 8,607 SH SOLE 0 0 8,607
HOME DEPOT INC COM 437076102 417,249 1,467 SH SOLE 0 0 1,467
INTEL CORP COM 458140100 479,937 3,992 SH SOLE 0 0 3,992
INTERNATIONAL BUSINESS MACHS COM 459200101 212,143 965 SH SOLE 0 0 965
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332 1,025,379 27,705 SH SOLE 0 0 27,705
ISHARES TR CORE S&P500 ETF 464287200 205,348 268 SH SOLE 0 0 268
ISHARES GOLD TR ISHARES NEW 464285204 3,120,593 39,956 SH SOLE 0 0 39,956
ISHARES SILVER TR ISHARES 46428Q109 247,203 4,535 SH SOLE 0 0 4,535
JOHNSON & JOHNSON COM 478160104 399,562 1,509 SH SOLE 0 0 1,509
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,597,112 46,196 SH SOLE 0 0 46,196
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 5,838,119 130,054 SH SOLE 0 0 130,054
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 740,396 15,854 SH SOLE 0 0 15,854
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 2,677,985 32,595 SH SOLE 0 0 32,595
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,315,486 27,648 SH SOLE 0 0 27,648
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 796,380 13,000 SH SOLE 0 0 13,000
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 295,282 2,807 SH SOLE 0 0 2,807
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,138,846 42,463 SH SOLE 0 0 42,463
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 3,474,495 68,720 SH SOLE 0 0 68,720
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 312,491 7,320 SH SOLE 0 0 7,320
LOCKHEED MARTIN CORP COM 539830109 1,064,986 2,091 SH SOLE 0 0 2,091
MCDONALDS CORP COM 580135101 281,293 1,218 SH SOLE 0 0 1,218
MERCK & CO INC COM 58933Y105 467,997 3,221 SH SOLE 0 0 3,221
MICROSOFT CORP COM 594918104 1,188,526 2,317 SH SOLE 0 0 2,317
NVIDIA CORPORATION COM 67066G104 4,613,892 20,203 SH SOLE 0 0 20,203
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 288,405 5,130 SH SOLE 0 0 5,130
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 871,322 9,630 SH SOLE 0 0 9,630
PROCTER & GAMBLE CO COM 742718109 339,650 2,338 SH SOLE 0 0 2,338
PROSHARES TR S&P 500 DV ARIST 74348A467 210,875 3,898 SH SOLE 0 0 3,898
QNITY ELECTRONICS INC COMMON STOCK 74743L100 801,911 6,378 SH SOLE 0 0 6,378
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 776,865 14,453 SH SOLE 0 0 14,453
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 270,303 8,589 SH SOLE 0 0 8,589
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 4,783,777 152,350 SH SOLE 0 0 152,350
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 302,348 10,316 SH SOLE 0 0 10,316
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 12,840,726 394,735 SH SOLE 0 0 394,735
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 916,550 25,509 SH SOLE 0 0 25,509
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,027,126 30,192 SH SOLE 0 0 30,192
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 1,188,757 33,964 SH SOLE 0 0 33,964
SHELL PLC SPON ADS 780259305 209,446 2,204 SH SOLE 0 0 2,204
SPDR SERIES TRUST ST STR SP600 SML 78468R853 323,101 6,112 SH SOLE 0 0 6,112
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 293,594 385 SH SOLE 0 0 385
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 373,387 2,217 SH SOLE 0 0 2,217
SPDR SERIES TRUST ST STR PR SP1500 78464A805 2,697,322 29,303 SH SOLE 0 0 29,303
SPDR SERIES TRUST ST STR P400MID 78464A847 515,883 8,183 SH SOLE 0 0 8,183
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 1,972,331 39,056 SH SOLE 0 0 39,056
T ROWE PRICE EXCHANGE-TRADED SMALL MID CAP 87283Q826 280,952 6,903 SH SOLE 0 0 6,903
UNION PAC CORP COM 907818108 453,393 1,666 SH SOLE 0 0 1,666
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 225,494 2,133 SH SOLE 0 0 2,133
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 3,905,775 52,774 SH SOLE 0 0 52,774
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 1,028,986 4,442 SH SOLE 0 0 4,442
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,957,356 8,390 SH SOLE 0 0 8,390
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 1,139,685 3,606 SH SOLE 0 0 3,606
VANGUARD WORLD FD INF TECH ETF 92204A702 825,703 6,570 SH SOLE 0 0 6,570
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,760,292 39,825 SH SOLE 0 0 39,825
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,690,920 32,432 SH SOLE 0 0 32,432
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 313,529 3,998 SH SOLE 0 0 3,998
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 350,567 3,911 SH SOLE 0 0 3,911
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 2,455,353 33,011 SH SOLE 0 0 33,011
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,450,246 45,160 SH SOLE 0 0 45,160
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 516,133 10,486 SH SOLE 0 0 10,486
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 771,530 2,062 SH SOLE 0 0 2,062
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 229,375 1,453 SH SOLE 0 0 1,453
ETFIS SER TR I VIRTUS REAVES UT 26923G806 538,823 7,678 SH SOLE 0 0 7,678
WALMART INC COM 931142103 1,064,209 10,241 SH SOLE 0 0 10,241