Cover [Abstract]
Entity Registrant Name
Entity Central Index Key
Document Type
Amendment Flag
Current Fiscal Year End Date
Entity Small Business
Entity Shell Company
Entity Emerging Growth Company
Entity Current Reporting Status
Document Period End Date
Entity Filer Category
Document Fiscal Period Focus
Document Fiscal Year Focus
Entity Common Stock Shares Outstanding
Document Quarterly Report
Document Transition Report
Entity File Number
Entity Incorporation State Country Code
Entity Tax Identification Number
Entity Address Address Line 1
Entity Address City Or Town
Entity Address State Or Province
Entity Address Postal Zip Code
City Area Code
Local Phone Number
Entity Interactive Data Current
Consolidated Balance Sheets
Assets
Cash and due from banks
Interest-bearing deposits
Cash and cash equivalents
[Cash and Cash Equivalent]
Investment securities available for sale
Other investments
Total securities
[Investments]
Mortgage loans held for sale
Loans
[Loans]
Less allowance for credit losses
[Financing Receivable, Allowance for Credit Loss]
Net loans
[Loans Receivable, Fair Value Disclosure]
Premises and equipment, net
Cash surrender value of life insurance
Right of use lease asset
Accrued interest receivable and other assets
Total assets
[Assets]
Liabilities and Shareholders' Equity
Deposits:
Noninterest-bearing demand
Interest-bearing demand, MMDA & savings
Time, $250,000 and over
Other time
Total deposits
[Deposits]
Junior subordinated debentures
Lease liability
Accrued interest payable and other liabilities
Total liabilities
[Liabilities]
Commitments and Contingencies
Shareholders' equity:
Preferred stock, no par value; authorized 5,000,000 shares; no shares issued and outstanding
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,461,490 shares at September 30, 2026 and 5,459,441 shares at December 31, 2025
Common stock held by deferred compensation trust, at cost; 140,655 shares at September 30, 2026 and 150,288 shares at December 31, 2025
Deferred compensation
Retained earnings
Accumulated other comprehensive loss
Total shareholders' equity
[Equity, Attributable to Parent]
Total liabilities and shareholders' equity
[Liabilities and Equity]
Preferred stock, shares authorized
Common stock, shares authorized
Common stock, shares issued
Common stock, shares outstanding
Common stock held in trust
Consolidated Statements of Earnings (Unaudited)
Interest income:
Interest and fees on loans
Interest on due from banks
Interest on investment securities:
U.S. Government sponsored enterprises
[Interest Income, Securities, US Treasury and Other US Government]
State and political subdivisions
[Interest Income, Securities, State and Municipal]
Other
Total interest income
[Interest and Dividend Income, Operating]
Interest expense:
NOW, MMDA & savings deposits
Time deposits
Junior subordinated debentures
[Interest Expense, Junior Subordinated Debentures]
Total interest expense
[Interest Expense, Operating and Nonoperating]
Net interest income
[Interest Income (Expense), Operating]
Provision for credit losses
Net interest income after provision for (recovery of) credit losses
[Interest Income (Expense), after Provision for Loan Loss]
Non-interest income:
Service charges
Other service charges and fees
Loss on sale of securities, net
Mortgage banking income
Insurance and brokerage commissions
Appraisal management fee income
Miscellaneous
Total non-interest income
[Noninterest Income]
Non-interest expense:
Salaries and employee benefits
Occupancy
Professional fees
Advertising
Debit card expense
FDIC Insurance
Appraisal management fee expense
Miscellaneous
[Other Noninterest Expense]
Total non-interest expense
[Noninterest Expense]
Earnings before income taxes
[Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest]
Income tax expense
Net earnings
[Net Income (Loss) Attributable to Parent]
Basic net earnings per share
Diluted net earnings per share
Cash dividends declared per share
Consolidated Statements of Comprehensive Income (Unaudited)
Net earnings
Other comprehensive income (loss):
Unrealized holding gains (losses) on securities available for sale
Reclassification adjustment for losses on securities available for sale included in net earnings
Total other comprehensive income (loss), before income taxes
[Other Comprehensive Income (Loss), before Tax]
Income tax expense (benefit) related to other comprehensive income:
Unrealized holding gains (losses) on securities available for sale
[OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax]
Reclassification adjustment for losses on securities available for sale included in net earnings
[OCI, Debt Securities, Available-for-Sale, Gain (Loss), before Adjustment, Tax]
Reduction in state tax adjustment
Total income tax expense (benefit) related to other comprehensive income
[Other Comprehensive Income (Loss), Tax]
Total other comprehensive income (loss), net of tax
[Other Comprehensive Income (Loss), Net of Tax]
Total comprehensive income (loss)
[Comprehensive Income (Loss), Net of Tax, Attributable to Parent]
Consolidated Statements of Changes in Shareholders' Equity (Unaudited)
Statement [Table]
Statement [Line Items]
Equity Components [Axis]
Common Stock
Retained Earnings
Deferred Compensation
Common Stock Held By Deferred Compensation Trust
Accumulated Other Comprehensive (Loss)
Balance, shares
[Shares, Issued]
Balance, amount
Restricted stock units exercised, shares
Restricted stock units exercised, amount
Cash dividends declared on common stock ($0.36 per share)
Equity incentive plan, net
Net earnings
Other comprehensive income
Balance, shares
Balance, amount
Consolidated Statements of Cash Flows (Unaudited)
Cash flows from operating activities:
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation, amortization and accretion
Provision for credit losses
Deferred income taxes
Gain on sale of held for mortgage loans
[Gain (Loss) on Sale of Mortgage Loans]
Loss on sale of investment securities net
Write-down of premises and equipment
Gain on sale of other real estate
[Gains (Losses) on Sales of Other Real Estate]
Restricted stock expense
Proceeds from sales of mortgage loans held for sale
Origination of mortgage loans held for sale
[Payment for Origination, Loan, Mortgage, Held-for-Sale]
Cash surrender value of life insurance
[Cash surrender value of life insurance]
Change in:
Right of use lease asset
[Right of use lease asset]
Other assets
[Increase (Decrease) in Other Operating Assets]
Lease liability
[Increase (Decrease) in Operating Lease Liability]
Other liabilities
Net cash provided by operating activities
[Cash Provided by (Used in) Operating Activity, Including Discontinued Operation]
Cash flows from investing activities:
Purchases of investment securities available for sale
[Purchases of investment securities available for sale]
Proceeds from calls and maturities of investment securities available for sale
Proceeds from sales of investment securities available for sale
Proceeds from paydowns of investment securities available for sale
Proceeds from paydowns of other investment securities
Proceeds from DOT settlement receivable
Purchase of FHLB stock
[Payments to Acquire Federal Home Loan Bank Stock]
Net change in loans
[Payments for (Proceeds from) Loans and Leases]
Purchases of premises and equipment
[Payments to Acquire Property, Plant, and Equipment]
Proceeds from bank owned life insurance
Proceeds from sale of other real estate and repossessions
Net cash used by investing activities
[Cash Provided by (Used in) Investing Activity, Including Discontinued Operation]
Cash flows from financing activities:
Net change in deposits
Restricted stock units vested
Cash dividends paid on common stock
[Payments of Ordinary Dividends, Common Stock]
Net cash provided by financing activities
[Cash Provided by (Used in) Financing Activity, Including Discontinued Operation]
Net change in cash and cash equivalents
[Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Excluding Exchange Rate Effect, Including Discontinued Operation]
Cash and cash equivalents at beginning of period
[Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation]
Cash and cash equivalents at end of period
Supplemental disclosures of cash flow information:
Cash paid during the period for:
Interest
Income taxes
Noncash investing and financing activities:
Change in unrealized loss on investment securities available for sale, net
Initial recognition of lease right-of-use asset and lease liability
Insider Trading Arrangements [Line Items]
Rule 10b5-1 Arrangement Adopted [Flag]
Rule 10b5-1 Arrangement Terminated [Flag]
Non-Rule 10b5-1 Arrangement Adopted [Flag]
Non-Rule 10b5-1 Arrangement Terminated [Flag]
Summary of Significant Accounting Policies
Summary Of Significant Accounting Policies
Comprehensive Income
Comprehensive Income
Comprehensive Income (Loss) Note [Text Block]
Net Earnings Per Share
Net Earnings Per Share
Earnings Per Share [Text Block]
Investment Securities
Investment Securities
Investment [Text Block]
Loans
Loans
Debt Disclosure [Text Block]
Leases
Leases
Lessee, Operating Leases [Text Block]
Commitments and Contingencies
Commitments and Contingencies Disclosure [Text Block]
Fair Value
Fair Value
Fair Value Disclosures [Text Block]
Reportable Segments
Reportable Segments
Segment Reporting Disclosure [Text Block]
Recent Accounting Pronouncements
Summary of other comprehensive loss
Schedule of earnings per share
Schedule of investment securities available for sale
Schedule of unrealized losses on investments in debt securities
Schedule of amortized cost and estimated fair value of investment securities available for sale
Schedule of major classifications of loans
Schedule of age analysis of past due loans, by loan type
Schedule of non-accrual loans
Schedule of amortized cost of collateral dependent loans and any related allowance
Schedule of collateral dependent loan and non accural loan
Schedule Of allowance of credit losses
Schedule of credit quality indicator and amortized cost of bank's loan
Schedule of credit quality indicator gross loan charge off
Schedule of lease expense
Schedule of maturity analysis of operating lease liabilities
Schedule of financial instruments with credit risk
Schedule of allowance for credit losses for unfunded loan commitments
Summary of financial instruments measured on recurring basis
Summary of all fair value measurements for individually evaluated loans and other real estate
Schedule of carrying amount and estimated fair value of the Company's financial instruments
Summary of financial information for the reportable segments
Description of preferred securities
Beginning balance
Other comprehensive income (loss) before reclassifications, net
Amounts reclassified from accumulated other comprehensive (gain) loss, net
Reduction in state tax adjustment, net
Net current period other comprehensive income (loss)
Ending balance
Net earnings - Basic
Basic weighted average number of shares
Effect of dilutive securities: sestricted stock units- unvested
Effect of dilutive securities: Shares held in deferred comp plan by deferred compensation trust
Basic net earnings per share
Diluted earnings per common share
Diluted net earnings per shar
Diluted weighted average number of Shares
Financial Instrument Axis
U.S Treasuries [Member]
U.S. Government sponsored enterprises
US Government-sponsored Enterprises Debt Securities [Member]
GSE - Mortgage-backed securities
Private label mortgage backed securities
State and political subdivisions
US States and Political Subdivisions Debt Securities [Member]
Amortized cost
Gross unrealized gains
Gross unrealized losses
Estimated fair value
Fair value, Less than 12 months
[Fair value, Less than 12 months]
Fair value, Less than 12 months
Unrealized Losses, Less than 12 Months
Fair value, 12 months or more
Unrealized Losses, 12 Months or More
Fair value, total
Unrealized Losses, total
Amortized Cost
Due within one year
Due from one to five years
Due from five to ten years
Due after ten years
Mortgage-backed securities
[Mortgage-backed securities]
Total
Estimated Fair Value
Debt Securities, Available-for-Sale, Fair Value, Fiscal Year Maturity [Abstract]
Due within one year
[Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One]
Due from one to five years
[Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five]
Due from five to ten years
[Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10]
Due after ten years
[Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10]
Mortgage-backed securities
[Mortgage-backed securities 1]
Total
[Debt Securities, Available-for-Sale]
Unrealized losses in the investment securites portfolio relating to debt securities
Proceeds from sale of available for sale securities
Gross losses
Gross realized gains
Securities pledged to secure public deposits
Investment, Issuer Name [Axis]
Credit Facility [Axis]
Construction and land development
Single-Family Residential
Commercial
Multifamily and Farmland
Total real estate loans
Commercial Loans (Not Secured by Real Estate)
Farm Loans (Not Secured by Real Estate)
Consumer Loans (Not Secured by Real Estate)
All Other Loans (Not Secured by Real Estate)
Loans
[Loans 1]
Net loans
[Financing Receivable, Held-for-Sale]
Plan Name [Axis]
Total real estate [Member]
Total real estate loans
Loans (not secured by real estate)
Loans 30-89 Days Past Due
Nonaccrual
Total Past Due Loans
Total Current Loans
Total Loans
[Financing Receivable, Nonaccrual]
Loans 90 Or More Days Past Due
Total Real Estate [Member]
Non accrual loans with no allowance
Non accrual loans with allowance
Non-accrual Loans
Total loans (not secured by real estate)
Amortized Cost
[Debt Securities, Available-for-Sale, Amortized Cost, Current]
Allowance for Credit Losses
Indefinite-Lived Intangible Assets [Axis]
Residential Property
Developed Land
Business Assets
Commercial Property
Collateral Dependent
Consumer Loans (Not Secured by Real Estate)
Total Loans (Not Secured by Real Estate)
Consumer Loans (Not Secured by Real Estates)
Total Loan (Not Secured by Real Estate)
Amortized Cost
Mortgage Loans On Real Estate Description Type Of Property Axis
Financing Receivable Recorded Investment By Class Of Financing Receivable Axis
Construction and land development
Single-Family Residential
Commercial
Commercial Loans (Not Secured by Real Estate)
Multifamily and Farmland
Multifamily [Member]
Consumer And All Other [Member]
Beginning balance
[Beginning balance]
Charge-offs
Recoveries
Provision (recovery) for loan losses
Loans, ending balance
Allowance for credit loss-loans
Allowance for credit loss loan commitments
Total allowance for credit losses
Loans, ending balance
[Loans, ending balance]
Beginning balance
[Beginning balance 1]
Vesting Axis
Multifamily and Farmland
Construction and Land Development (Pass)
Construction and Land Development (Watch)
Construction and Land Development (Substandard)
Single-Family Residential (Pass)
Single-Family Residential (Watch)
Single-Family Residential (Substandard)
Single-Family Residential [Member]
Commercial (Pass)
Commercial (Watch)
Commercial (Substandard)
Multifamily and Farmland (Pass)
Multifamily and Farmland (Watch)
Multifamily and Farmland (Substandard)
Total Real Estate Loans
Commercial Loans (Not Secured by Real Estate) (Pass)
Commercial Loans (Not Secured by Real Estate) (Watch)
Commercial Loans (Not Secured by Real Estate) (Substandard)
Farm Loans (Not Secured by Real Estate) (Pass)
Farm Loans (Not Secured by Real Estate) (Watch)
Farm Loans (Not Secured by Real Estate) (Substandard)
Consumer Loans (Not Secured by Real Estate) (Pass)
Consumer Loans (Not Secured by Real Estate) (Watch)
Consumer Loans (Not Secured by Real Estate) (Substandard)
All Other Loans (Not Secured by Real Estate) (Pass)
All Other Loans (Not Secured by Real Estate) (Watch)
All Other Loans (Not Secured by Real Estate) (Substandard)
Loans (not secured by real estate)
Total Loans
[Total Loans]
Term Loans by Origination Year 2026
Term Loans by Origination Year 2025
Term Loans by Origination Year 2024
Term Loans by Origination Year 2023
Term Loans by Origination Year 2022
Term Loans by Origination Year 2021
Term Loans by Origination Prior Year
Revolving Loans
Revolving Loans Converted to Term Loans
Total Loans
[Notes and Loans, Noncurrent]
Real Estate Loans Construction And Land Development [Member]
Real Estate Loans Single-family residential [Member]
Real Estate Loans [Member]
Loans NotSecured By Real Estate Commercial [Member]
Loans NotSecured By Real Estate Consumer [Member]
Loans NotSecured By Real Estate All other [Member]
Loans NotSecured By Real Estate Gross Charge-Offs [Member]
Real Estate Loans Commercial [Member]
Real Estate Loans Multifamily and farmland [Member]
Gross Loan Charge-offs by Origination Year 2025
Gross Loan Charge-offs by Origination Year 2024
Gross Loan Charge-offs by Origination Year 2023
Gross Loan Charge-offs by Origination Year 2022
Gross Loan Charge-offs by Origination Year 2021
Gross Loan Charge-offs by Origination Year Prior Year
Gross Loan Charge-offs by Origination Year Revolving Loans
Gross Loan Charge-offs by Origination Year Revolving Loans Converted to Term Loans
Gross Loan Charge-offs by Origination Year Total Loans
Gross Loan Charge-offs by Origination Year 2026
Net deferred cost
Outstanding balance
Non-accrual loans individually evaluated for credit losses
Description about public private partnership
Non-Accrual Loans Collectively Evaluated for Credit Losses
Operating lease cost
Cash paid for amounts included in the measurement of lease liabilities
Operating cash flows from operating leases
Right-of-use assets obtained in exchange for new lease liabilities - operating leases
Weighted-average remaining lease term - operating leases
Weighted-average discount rate - operating leases
2026
2027
2028
2029
2030
Thereafter
Total
[Lessee, Operating Lease, Liability, to be Paid]
Less: imputed interest
[Lessee, Operating Lease, Liability, Undiscounted Excess Amount]
Operating lease liability
Operating ROU assets
Operating lease liabilities
Lease term
Financial Support To Nonconsolidated Legal Entity Axis
Commitments to extend credit
Standby letters of credit
Commitments and contingencies
Beginnings balance
[Beginnings balance]
Provision for (recovery of) credit losses
Endings balance
[Endings balance]
Commitments
Unfunded commitments
Fair Value By Fair Value Hierarchy Level Axis
Fair Value By Asset Class Axis
Level 3
US Treasury [Member]
Level 1
Level 2
Mortgage-backed securities
Collateralized Mortgage-Backed Securities [Member]
Mutual Funds Held In Deferred Compensation Trust Member
Private label mortgage-backed securities
Private label mortgage-backed securities
[Private label mortgage-backed securities]
Estimated fair value
[Estimated fair value]
Level 3
Individually Evaluated Loans [Member]
Maximum
Minimum
Genral range of significant unobservable inputs
Estimated fair value
Security Owned and Sold, Not yet Purchased, at Fair Value [Axis]
Carrying Amount
Level 1
[Level 1]
Level 2
[Level 2]
Level 3
[Level 3]
Estimated Fair Value
Estimate of Fair Value Measurement [Member]
Assets:
Cash and cash equivalents
[Cash and Cash Equivalents, Fair Value Disclosure]
Investment securities available for sale
[Investment securities available for sale]
Other investments
[Other Assets, Fair Value Disclosure]
Mortgage loans held for sale
Loans, net
Mutual funds held in deferred compensation trust
Liabilities:
Deposits
Junior subordinated debentures
[Subordinated Debt Obligations, Fair Value Disclosure]
Banking Operations [Member]
CBRES [Member]
Other [Member]
Consolidated [Member]
Interest income
Interest expense
Net interest income
[Net Investment Income]
Provision for credit losses
[Provision for Loan and Lease Losses]
Noninterest income
Appraisal management fee income
[Insurance Agency Management Fee]
Salaries and employee benefits
[Labor and Related Expense]
Occupancy
Appraisal management fee expense
Noninterest expense
Income tax expense (benefit)
Total assets