Consolidated Statements of Earnings (Unaudited) - USD ($) $ in Thousands |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
Sep. 30, 2026 |
Sep. 30, 2025 |
Sep. 30, 2026 |
Sep. 30, 2025 |
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| Interest income: | ||||
| Interest and fees on loans | $ 19,034 | $ 17,174 | $ 54,703 | $ 49,838 |
| Interest on due from banks | 356 | 1,009 | 792 | 2,065 |
| Interest on investment securities: | ||||
| U.S. Government sponsored enterprises | 1,903 | 1,990 | 5,772 | 6,338 |
| State and political subdivisions | 694 | 694 | 2,081 | 2,082 |
| Other | 356 | 538 | 1,397 | 1,772 |
| Total interest income | 22,343 | 21,405 | 64,745 | 62,095 |
| Interest expense: | ||||
| NOW, MMDA & savings deposits | 3,276 | 2,868 | 9,221 | 8,249 |
| Time deposits | 2,155 | 3,174 | 7,107 | 9,459 |
| Junior subordinated debentures | 221 | 244 | 655 | 727 |
| Total interest expense | 5,652 | 6,286 | 16,983 | 18,435 |
| Net interest income | 16,691 | 15,119 | 47,762 | 43,660 |
| Provision for credit losses | 250 | 530 | 1,103 | 585 |
| Net interest income after provision for (recovery of) credit losses | 16,441 | 14,589 | 46,659 | 43,075 |
| Non-interest income: | ||||
| Service charges | 1,481 | 1,404 | 4,265 | 4,188 |
| Other service charges and fees | 178 | 184 | 528 | 526 |
| Loss on sale of securities, net | 0 | 0 | 0 | (4) |
| Mortgage banking income | 114 | 149 | 398 | 217 |
| Insurance and brokerage commissions | 301 | 250 | 818 | 745 |
| Appraisal management fee income | 2,883 | 3,601 | 8,547 | 10,616 |
| Miscellaneous | 1,732 | 1,539 | 5,746 | 5,061 |
| Total non-interest income | 6,689 | 7,127 | 20,302 | 21,349 |
| Non-interest expense: | ||||
| Salaries and employee benefits | 7,099 | 7,094 | 21,472 | 21,050 |
| Occupancy | 2,442 | 2,278 | 7,289 | 6,364 |
| Professional fees | 604 | 1,395 | 1,849 | 2,461 |
| Advertising | 317 | 266 | 807 | 764 |
| Debit card expense | 494 | 805 | 1,388 | 1,268 |
| FDIC Insurance | 202 | 196 | 593 | 578 |
| Appraisal management fee expense | 2,313 | 2,858 | 6,846 | 8,433 |
| Miscellaneous | 2,293 | 2,032 | 6,973 | 6,419 |
| Total non-interest expense | 15,764 | 16,924 | 47,217 | 47,337 |
| Earnings before income taxes | 7,366 | 4,792 | 19,744 | 17,087 |
| Income tax expense | 1,639 | 1,100 | 4,385 | 3,890 |
| Net earnings | $ 5,727 | $ 3,692 | $ 15,359 | $ 13,197 |
| Basic net earnings per share | $ 1.08 | $ 0.70 | $ 2.89 | $ 2.49 |
| Diluted net earnings per share | 1.05 | 0.67 | 2.81 | 2.41 |
| Cash dividends declared per share | $ 0.21 | $ 0.20 | $ 0.80 | $ 0.56 |
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- Definition Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Aggregate dividends declared during the period for each share of common stock outstanding. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of unrealized and realized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity), investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and investment in debt security measured at fair value with change in fair value recognized in net income (trading). Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Income from mortgage banking activities (fees and commissions) and servicing real estate mortgages, credit cards, and other financial assets held by others net of any related impairment of capitalized service costs. Also includes any premiums received in lieu of regular servicing fees on such loans only as earned over the life of the loans. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Income from agency and brokerage operations (includes sales of annuities and supplemental contracts); service charges, commissions, and fees from the sale of insurance and related services; and management fees from separate accounts, deferred annuities, and universal life products. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest expense classified as operating and nonoperating. Includes, but is not limited to, cost of borrowing accounted for as interest expense. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The aggregate interest expense incurred on the following for deposits in domestic offices: (1) transaction accounts (NOW, and telephone and preauthorized transfer accounts), (2) money market deposits and (3) savings deposits. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest income (expense) classified as operating. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest income earned from interest bearing assets classified as other. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Interest income, including any amortization and accretion (as applicable) of discounts and premiums, derived from debt securities issued by municipal governments, local taxing districts and US state government agencies. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of operating interest income, including amortization and accretion of premiums and discounts, on U.S. Treasury securities and other U.S. government securities. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of expense for investment management fee, including, but not limited to, expense in connection with research, selection, supervision, and custody of investment. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition Represents the total of noninterest income derived from certain activities and assets including (for example): (1) venture capital investments; (2) bank owned life insurance; (3) foreign currency transactions; and (4) mortgage servicing rights. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of noninterest expense classified as other. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expense (reversal of expense) for expected credit loss on accounts receivable. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of expense for salary and wage arising from service rendered by nonofficer and officer employees. Excludes allocated cost, labor-related nonsalary expense, and direct and overhead labor cost included in cost of good and service sold. No definition available.
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