Reportable Segments (Tables)

9 Months Ended

Sep. 30, 2026

Reportable Segments

Summary of financial information for the reportable segments

(Dollars in thousands)
		Banking
		Operations				CBRES				Other				Consolidated
As of and for the three months ended September 30, 2026
Interest income		$	22,336				-				7				22,343
Interest expense			5,431				-				221				5,652
Net interest income			16,905				-				(214	)			16,691
Provision for credit losses			250				-				-				250
Noninterest income			3,806				-				-				3,806
Appraisal management fee income			-				2,883				-				2,883
Salaries and employee benefits			6,781				218				100				7,099
Occupancy			2,441				1				-				2,442
Appraisal management fee expense			-				2,313				-				2,313
Noninterest expense			3,654				179				77				3,910
Income tax expense (benefit)			1,682				39				(82	)			1,639
Net income (loss)		$	5,903				133				(309	)			5,727
Total assets		$	1,755,918				5,670				602				1,762,190
As of and for the three months ended September 30, 2025
Interest income		$	21,398				-				7				21,405
Interest expense			6,042				-				244				6,286
Net interest income			15,356				-				(237	)			15,119
Provision for credit losses			530				-				-				530
Noninterest income			3,526				-				-				3,526
Appraisal management fee income			-				3,601				-				3,601
Salaries and employee benefits			6,767				238				89				7,094
Occupancy			2,273				5				-				2,278
Appraisal management fee expense			-				2,858				-				2,858
Noninterest expense			4,400				217				77				4,694
Income tax expense (benefit)			1,120				64				(84	)			1,100
Net income (loss)		$	3,792				219				(319	)			3,692
Total assets		$	1,732,531				5,042				763				1,738,336
As of and for the nine months ended September 30, 2026
Interest income		$	64,725				-				20				64,745
Interest expense			16,328				-				655				16,983
Net interest income			48,397				-				(635	)			47,762
Provision for credit losses			1,103				-				-				1,103
Noninterest income			11,755				-				-				11,755
Appraisal management fee income			-				8,547				-				8,547
Salaries and employee benefits			20,562				625				285				21,472
Occupancy			7,287				2				-				7,289
Appraisal management fee expense			-				6,846				-				6,846
Noninterest expense			10,837				517				256				11,610
Income tax expense (benefit)			4,506				126				(247	)			4,385
Net income (loss)		$	15,857				431				(929	)			15,359
Total assets		$	1,755,918				5,670				602				1,762,190
As of and for the nine months ended September 30, 2025
Interest income		$	62,073				-				22				62,095
Interest expense			17,708				-				727				18,435
Net interest income			44,365				-				(705	)			43,660
Provision for credit losses			585				-				-				585
Noninterest income			10,733				-				-				10,733
Appraisal management fee income			-				10,616				-				10,616
Salaries and employee benefits			20,128				638				284				21,050
Occupancy			6,348				16				-				6,364
Appraisal management fee expense			-				8,433				-				8,433
Noninterest expense			10,621				632				237				11,490
Income tax expense (benefit)			3,942				205				(257	)			3,890
Net income (loss)		$	13,474				692				(969	)			13,197
Total assets		$	1,732,531				5,042				763				1,738,336