v3.26.3
Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 26,194 $ 27,721
Interest-bearing deposits 30,956 30,384
Cash and cash equivalents 57,150 58,105
Investment securities available for sale 341,558 377,363
Other investments 2,551 2,595
Total securities 344,109 379,958
Mortgage loans held for sale 733 1,136
Loans 1,302,938 1,204,388
Less allowance for credit losses (10,698) (10,126)
Net loans 1,292,240 1,194,262
Premises and equipment, net 13,955 14,162
Cash surrender value of life insurance 18,233 17,837
Right of use lease asset 2,976 3,477
Accrued interest receivable and other assets 32,794 33,211
Total assets 1,762,190 1,702,148
Deposits:    
Noninterest-bearing demand 401,807 394,563
Interest-bearing demand, MMDA & savings 870,953 760,883
Time, $250,000 and over 126,943 160,389
Other time 168,112 193,390
Total deposits 1,567,815 1,509,225
Junior subordinated debentures 15,464 15,464
Lease liability 3,122 3,615
Accrued interest payable and other liabilities 18,133 16,726
Total liabilities 1,604,534 1,545,030
Shareholders' equity:    
Preferred stock, no par value; authorized 5,000,000 shares; no shares issued and outstanding 0 0
Common stock, no par value; authorized 20,000,000 shares; issued and outstanding 5,461,490 shares at September 30, 2026 and 5,459,441 shares at December 31, 2025 48,782 48,708
Common stock held by deferred compensation trust, at cost; 140,655 shares at September 30, 2026 and 150,288 shares at December 31, 2025 (1,101) (1,510)
Deferred compensation 1,101 1,510
Retained earnings 146,635 135,645
Accumulated other comprehensive loss (37,761) (27,235)
Total shareholders' equity 157,656 157,118
Total liabilities and shareholders' equity $ 1,762,190 $ 1,702,148