Segment Information - Schedule of Contribution Profit for the Company's Unsecured Lending Segment (Details) $ in Thousands |
3 Months Ended | 9 Months Ended | ||
|---|---|---|---|---|
|
Sep. 30, 2026
USD ($)
|
Sep. 30, 2025
USD ($)
|
Sep. 30, 2026
USD ($)
segment
|
Sep. 30, 2025
USD ($)
|
|
| Segment Reporting [Abstract] | ||||
| Number of operating segments | segment | 3 | |||
| Number of reportable segments | segment | 1 | |||
| Segment Reporting [Line Items] | ||||
| Revenue from fees, net | $ 364,030 | $ 258,539 | $ 989,112 | $ 684,791 |
| Unsecured Lending | ||||
| Segment Reporting [Line Items] | ||||
| Revenue from fees, net | 329,939 | 253,192 | 921,634 | 672,254 |
| Borrower acquisition costs | (76,280) | (61,771) | (241,371) | (164,161) |
| Borrower verification and servicing costs | (41,522) | (34,445) | (118,924) | (96,085) |
| Contribution Profit for Unsecured Lending | $ 212,137 | $ 156,976 | $ 561,339 | $ 412,008 |
| X | ||||||||||
- Definition Borrower Acquisition Costs No definition available.
|
| X | ||||||||||
- Definition Borrower Verification And Servicing Costs No definition available.
|
| X | ||||||||||
- Definition Contribution Profit No definition available.
|
| X | ||||||||||
- Definition Revenue From Fees, Net No definition available.
|
| X | ||||||||||
- Definition Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- Definition Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements. Reference 1: http://www.xbrl.org/2003/role/exampleRef
|
| X | ||||||||||
- References No definition available.
|
| X | ||||||||||
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
|
| X | ||||||||||
- Details
|