v3.26.3
Balance Sheet Components (Tables)
 9 Months Ended
Sep. 30, 2026
Other Assets [Abstract]  
Schedule of Other Assets
Other assets consisted of the following:
December 31,
2025		September 30,
2026
Loan servicing assets (at fair value)(1)
$40,941 $67,973 
Receivables46,647 53,379 
Prepaid expenses39,658 41,040 
Other assets17,379 13,888 
Intangible assets, net(2)
8,289 7,433 
Deposits5,057 1,629 
Total other assets$157,971 $185,342 
_________
(1)Refer to “Note 5. Fair Value Measurement” for further information.
(2)Refer to “Note 6. Goodwill and Intangible Assets” for further information.
Schedule of Property, Equipment, and Software
Property, equipment, and software, net consisted of the following:
December 31,
2025		September 30,
2026
Internally developed software$95,923 $114,562 
Leasehold improvements15,519 19,589 
Computer and networking equipment6,358 6,820 
Furniture and fixtures4,795 6,471 
Total property, equipment, and software122,595 147,442 
Accumulated depreciation and amortization(78,421)(96,315)
Total property, equipment, and software, net$44,174 $51,127 
Schedule of Accrued Expenses and Other Liabilities
Accrued expenses and other liabilities consisted of the following:

December 31,
2025		September 30,
2026
Accrued expenses$68,232 $65,489 
Accrued payroll49,275 34,484 
Accounts payable31,981 22,721 
Beneficial interest liabilities (at fair value)(1)
5,075 20,550 
Other liabilities6,788 13,875 
Loan servicing liabilities (at fair value)(1)
4,383 7,173 
Trailing fee liability (at fair value)(1)
5,761 6,783 
Total accrued expenses and other liabilities$171,495 $171,075 
_________
(1)Refer to “Note 5. Fair Value Measurement” for further information.