Exhibit 99.4 - Schedule 4

Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

10149905

Closed

2026-02-10 06:07

2026-03-06 14:52

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-The bank account #XXXX was entered showing a balance of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Additional bank statments uploaded with sufficient liquidity. - Seller-XX/XX/XXXX
Counter-The statement provided is dated X/X/XXXX, while the subject loan did not close until X/XX/XXXX. There is no documentation in the file confirming that the borrower still had these funds available from the X/X/XXXX transaction at the time of closing. Please provide additional documentation to verify that the borrower retained these funds. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. There is a cashout deal from the borrower. Consider the additional liqudiity from the HUD attached.  - Seller-XX/XX/XXXX
Open-After accounting for the down payment, the borrower’s required funds to close, and the necessary reserves, the borrower does not have sufficient assets. The bank statement dated XX/XX/XXXX reflects a balance of $XX,XXX.XX. The required three months of reserves total $X,XXX.XX, and the borrower’s cash-to-close requirement is $XX,XXX.XX. This results in a shortfall of $XX,XXX.XX. Please provide documentation to address the remaining funds needed. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Additional bank statments uploaded with sufficient liquidity. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. There is a cashout deal from the borrower. Consider the additional liqudiity from the HUD attached. - Seller-XX/XX/XXXX

Resolved-The bank account #XXXX was entered showing a balance of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXX - XXX XX.XXX
XXX - XXX XXXX (X).XXX
XXXX XXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

7531265

N/A

XXXX

10155985

Closed

2026-06-18 12:08

2026-07-15 05:48

Resolved

1 - Information

Credit

Missing Doc

Missing Closing/Final Verbal VOE

Resolved-Verification provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Verification provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XXX - XXXXXXXX XXXXXXX XXXXXXX _ XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9822150

N/A

XXXX

10155985

Closed

2026-03-13 05:07

2026-03-18 05:31

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Evidence of Undisclosed Debt Monitoring provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Borrower X  Evidence of Undisclosed Debt Monitoring is missing. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

8088366

N/A

XXXX

10232952

Closed

2026-03-02 09:21

2026-03-18 08:03

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Lender provided hazard insurance for each property.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-The hazard insurance is in an unreadable format in the file upload. Missing hazard insurance for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rescind Finding Dwelling amounts show in HOIs under Forms, Options, Endorsements - Seller-XX/XX/XXXX
Open-The following properties are missing a copy of their HOI:

XXX XXXXX XX
XXX XXXXXXXXXX XX
XXX XXXXX XX
XXX XXXXX XX
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Rescind Finding Dwelling amounts show in HOIs under Forms, Options, Endorsements - Seller-XX/XX/XXXX

Resolved-Lender provided hazard insurance for each property. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7870401

N/A

XXXX

10232952

Closed

2026-03-02 09:48

2026-03-09 08:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The ID in the file upload is not readable.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XX_XXXXXX_XXXX.XXX
XXXXXXX_XX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7871324

N/A

XXXX

10232952

Closed

2026-03-02 09:48

2026-03-09 08:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Photo Identification Type Missing

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided photo identification for borrower X. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX
XXXXXXX_XX_XXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7871325

N/A

XXXX

10232952

Closed

2026-03-02 09:22

2026-03-09 08:24

Resolved

1 - Information

Property

Missing Doc

Missing flood cert

Resolved-Lender provided flood certs for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The following properties are missing a copy of their flood cert:

XXX XXXXX XX
XXX XXXXXXXXXX XX
XXX XXXXX XX
XXX XXXXX XX
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided flood certs for XXX XXXXX XX XXX XXXXXXXXXX XX XXX XXXXX XX XXX XXXXX XX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX
XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX
XXXXXXX_XX_-_XXX_XXXXXXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX
XXXXXXX_XX_-_XXX_XXXXX_XX_XXXXX_XXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7870436

N/A

XXXX

10232952

Closed

2026-03-02 08:18

2026-03-09 08:11

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. The file is un readable that is in the download.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXX_XXXXXX__XXXX_XXXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7868906

N/A

XXXX

10232952

Closed

2026-03-02 08:18

2026-03-09 08:11

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Credit Report is Missing

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided credit report for borrower X. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXXX_XXXXXX__XXXXXXX_XXXXX_XXXXX_XXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7868907

N/A

XXXX

10232952

Closed

2026-02-27 10:02

2026-03-09 08:07

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Lender provided title. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Title Document is missing The title document in the file upload is in an unreadable format. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided title. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

7844288

N/A

XXXX

10232952

Closed

2026-03-02 09:11

2026-03-05 08:24

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-Lender provided the lease agreements.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded three leases - Seller-XX/XX/XXXX
Open-The lease agreements are all in a format that is un readable in the file upload.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded three leases - Seller-XX/XX/XXXX

Resolved-Lender provided the lease agreements. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXXXX XXXXXXXXX.XXX
XXXXXXX_XXXXX XXX XXXXX XX..XXX
XXXXXXX_XXXXX XXXXX XX..XXX

XXXX

Investment

Refinance

Cash Out - Other

7870106

N/A

XXXX

10378944

Closed

2026-03-10 07:53

2026-04-20 16:03

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-The lender sent an exception for the finding with compensating factors. - Due Diligence Vendor-XX/XX/XXXX
Acknowledged- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% As per XX/XX/XXXX Guideline matrix MAX LTV/CLTV for XX state is XX%, whereas the calculated LTV is XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Waived-The lender sent an exception for the finding with compensating factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX XXXXXXXX.XXX

FICO score of XXX
Reserves of XXX months
DSCR score of X.XX
No credit events in the credit history

XXXX

Investment

Refinance

Cash Out - Other

8015675

Originator Post-Close

XXXX

10378944

Closed

2026-03-10 07:55

2026-04-20 08:58

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hello, Here is a new policy with enough coverage. I also provided printout from previous carrier that our property has no claims  - Seller-XX/XX/XXXX
Counter-Per Lender Guidelines, anything that is not addressed in said guidelines should refer to the FNMA Manual Underwriting guidelines.  Because actual cash value insurance is not covered in the Lender Guidelines.  FNMA does not allow for actual cash value coverage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The CoreLogic Swift Estimator is not the purpose of the document.  Please see the email from XXXXXX XXX dated XXXXXXXX XX, XXXX indicating that the insurance company loss settlement is based on actual cash value and not the replacement cost. - Seller-XX/XX/XXXX
Counter-Document uploaded does not show the complete CoreLogic Swift Estimator.  The image is cutoff.  Please provide a full image with all information shown on the Estimator. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Email from agent reflects the actual cash value is used for coverage calculations and is sufficient.  - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' The Dwelling coverage on HOI policy is $XXX,XXX, whereas the unpaid not balance or required coverage is $XXX,XXX. Which is insufficient to cover the required value. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Hello, Here is a new policy with enough coverage. I also provided printout from previous carrier that our property has no claims  - Seller-XX/XX/XXXX
Ready for Review-The CoreLogic Swift Estimator is not the purpose of the document.  Please see the email from XXXXXX XXX dated XXXXXXXX XX, XXXX indicating that the insurance company loss settlement is based on actual cash value and not the replacement cost. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Email from agent reflects the actual cash value is used for coverage calculations and is sufficient.  - Seller-XX/XX/XXXX

XXXXXX XXXXXXXXX XXXXXXXXXXX XXXX XXXXXXXX (X).XXX
XXXX XXX.XXX
XXXXXXXXX - XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8015719

N/A

XXXX

10200588

Closed

2026-03-13 08:13

2026-03-18 05:56

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. The credit report in file on page XXX is dated after closing.  Please provide the credit report prior to closing used in qualification of the loan. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX

XXXXXX.XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8091911

N/A

XXXX

10200589

Closed

2026-03-13 02:24

2026-03-27 03:20

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Requested RCE on Appraisal document provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Be advised that per our requirements the borrower is fully compliant. Per appraisail this property cost of new is $XXX,XXX. Its illegal to require a borrower to insure the property above the full replacement cost value. Per our requrirement if the Loan amount is higher than the Total Estimated Cost of New then the borrower must carry XXX% of the cost of new as coverage. This is why this insurance was approved.  - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard Insurance Coverage Amount is $XXXXXX which is less than loan amount $XXXXXX required additional documents to verify. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Be advised that per our requirements the borrower is fully compliant. Per appraisail this property cost of new is $XXX,XXX. Its illegal to require a borrower to insure the property above the full replacement cost value. Per our requrirement if the Loan amount is higher than the Total Estimated Cost of New then the borrower must carry XXX% of the cost of new as coverage. This is why this insurance was approved. - Seller-XX/XX/XXXX

XXXXXXXXXX XXXX XX XXX .XXX
XXXXXXXXXX XXXX XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8087548

N/A

XXXX

10200589

Closed

2026-03-16 16:07

2026-03-18 08:09

Resolved

1 - Information

Credit

Corporation/LLC: Operating Agreement Document is missing

Resolved-Resolved. Operating Agreement received showing the borrower with XXX% interest. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OA of XXXX XXXXXXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-Provide all pages of the Operating Agreement for XXXX XXXXXXXX XXX to verify ownership interest. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OA of XXXX XXXXXXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Resolved. Operating Agreement received showing the borrower with XXX% interest. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8136733

N/A

XXXX

10200589

Closed

2026-03-13 02:51

2026-03-18 06:26

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Credit Report is missing in file, provided the same, changes made in system, Finding Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Provide Pre Close Credit Report. Credit report date is after Note date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX

XXXXXX.XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8087707

N/A

XXXX

10200590

Closed

2026-03-13 04:37

2026-03-25 09:32

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Re- calc reflects that borrower was required to bring cash in the amt of $XX,XXX.XX. R/T max LTV is XX% per GL - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per HUD borrower has to bring $XX,XXX.XX at closing, you can see the value is in negative, please clear - Seller-XX/XX/XXXX
Counter-Per the final HUD the borrower received $XX,XXX cash. This is a cash out transaction where max LTV is XX% per GL's dated XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. For Rate Term loans LTV can be XX% if FICO is above XXX. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX
Open-Audited LTV Exceeds Guideline LTV As per guideline max LTV is XX% but in tape it is showing as XX%- provide exception  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Per HUD borrower has to bring $XX,XXX.XX at closing, you can see the value is in negative, please clear - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. For Rate Term loans LTV can be XX% if FICO is above XXX. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX

Resolved-Re- calc reflects that borrower was required to bring cash in the amt of $XX,XXX.XX. R/T max LTV is XX% per GL - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8088225

N/A

XXXX

10200590

Closed

2026-03-13 04:13

2026-03-18 10:27

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Credit Report is Missing

Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-origination credit report rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Missing. Credit report in file is dated after the Note date. Provide origination credit report - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Credit report prior to Note date uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-origination credit report rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8088081

N/A

XXXX

10232816

Closed

2026-03-20 10:26

2026-03-27 07:52

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Lender provided a copy of the drivers license. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Per guidelines section X.X.X, for a US Citizen, Required Documentation: X. Copy of Driver’s License, or X. Copy of U.S. Passport or X. Passport Card, or X. Copy of Naturalization Certificate, or X. Copy of State ID.
The DL in the file upload is corrupt. Missing a copy of a photo id.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Lender provided a copy of the drivers license. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XX_XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8236426

N/A

XXXX

10232592

Closed

2026-03-27 09:16

2026-05-20 12:30

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Resolved-The client provided the lease for the subject property with rents of $XXXX. They also provided an updated credit memo with lower rents used to qualify and new DSCR of X.XXX. - Due Diligence Vendor-XX/XX/XXXX
Counter-The client provided the lease agreement for XXXX X. XXXXX XX and not the subject property. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-As per guideline XX.X.X, if the subject property is leased prior to funding then a copy of the lease is required.  The appraiser states that the subject is tenant occupied therefore the loan file is missing the lease for the subject property supporting monthly rents of at least $X,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXX XXXXXXXXX.XXX
XXXXXXXXXX - XXXXX XXXXXXXXX.XXX
XXXXXXXXXX - XXXXXXX XX.XXX

XXXX

Investment

Purchase

8357165

N/A

XXXX

10232716

Closed

2026-04-21 15:50

2026-05-11 08:16

Resolved

1 - Information

Credit

Eligibility

Loan does not conform to program guidelines

Resolved-The client provided an LOX to explain reason for SSN. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded borrower LOE regarding his SSN  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The loan was underwritten with the borrower as a Non-Perm Resident; however, per the loan documents the loan should have been underwritten as a Foreign National. The Foreign National g/l on page XX of the guides definition is a citizen of any other country who does not have U.S. citizenship, lawful permanent residency, or work authorized immigration status in the U.S. Foreign nationals may be lawfully present on a temporary basis (e.g., visa waiver, short-term visitor visa) but are not considered U.S. residents for lending purposes.
The applications states the borrowers primary address is in XXXXXX (while indicating the state of XX as the state the city and street are in XXXXXX). It appears the borrower is here a temp basis as the file has no information to show able to work in the US.  The loan file is missing the letter from the borrower explaining why they were issued a SSN instead of an ITIN as a Foreign National.  To underwrite to Non-Permanent Resident the borrower would need to provide needed work documents.

  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded borrower LOE regarding his SSN - Seller-XX/XX/XXXX

Resolved-The client provided an LOX to explain reason for SSN. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXX XXXXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8803860

N/A

XXXX

10232716

Closed

2026-03-29 23:35

2026-04-01 08:33

Acknowledged

2 - Non-Material

Compliance

State Reg

MI Prepayment Penalty Prohibited

Acknowledged-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Acknowledged - Seller-XX/XX/XXXX
Open-Per MCL XXX.XXc(X)(c), BPL prepayment penalties on first liens are prohibited if it exceeds X% of interest of the amount of any prepayment made within X years of the date of the loan on one unit residential properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Acknowledged - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

8377921

Originator Post-Close

XXXX

10323558

Closed

2026-04-06 13:48

2026-05-13 13:16

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Correct DSCR calculation worksheet received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The provided DSCR calculator has incorrect terms on it.  The Loan amount is listed at $XXX,XXX and Interest Rate at X.XXX%. But, per the Note, the Loan Amount is $XXX,XXX and the Interest Rate is X.XXX%.  Therefore, the P&I and Corresponding PITIA are also incorrect.  The Final/Qualifying DSCR Calculator is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Correct DSCR calculation worksheet received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8506152

N/A

XXXX

10323558

Closed

2026-04-03 05:11

2026-04-07 07:47

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation.  XXXXXXX Acknowledgement required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Acknowledged-XXXXXXX acknowledged. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XX XXX.XXX
XXXXXXX XX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8469051

Investor Post-Close

XXXX

10232759

Closed

2026-04-08 06:37

2026-04-13 09:20

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title commitment provided. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Title document is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Title commitment provided. Condition cleared. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8543653

N/A

XXXX

10232652

Closed

2026-04-13 16:05

2026-04-24 08:18

Resolved

1 - Information

Compliance

Missing Doc

Missing Deed of Trust

Resolved-The client provided a clear copy of the signature page of the DOT. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The loan file contains the Deed of Trust however the page with XX's signature is not legible (pg XXX). The loan file is missing the legible signed page of the Deed of Trust with XX's signature. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The client provided a clear copy of the signature page of the DOT. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8633014

N/A

XXXX

CL2026031563

10256122

Closed

2026-04-07 17:32

2026-04-13 09:50

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Gap Credit Report is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Counter-Provide Undisclosed Debt Monitoring document. Received Borrower Debt certification.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Evidence of Undisclosed Debt Monitoring.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX_XXXXXXXX_XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8535105

N/A

XXXX

CL2026031563

10256122

Closed

2026-04-07 17:18

2026-04-09 11:40

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Received Acknowledgement of Borrower Rights Rider. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing Missing executed GA Acknowledgement of Borrower Rights Rider.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Received Acknowledgement of Borrower Rights Rider. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX_XXXXXXXX_XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8534957

N/A

XXXX

10267182

Closed

2026-04-23 11:58

2026-06-01 11:33

Resolved

1 - Information

Credit

Insurance

Subject Property Address on Note does not match Insured Property Address

Resolved-The client has stated the the appraisers comments on the appraisal are sufficient. Appraisal comments "There are a number of ways that the subject address can be legally displayed. In tax records it is X X XXXX
XXXX (which fits on the form and in the grid)." - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Rescind.  The appraiser already noted the subject address in tax records is XXXX. This is sufficient. - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The appraisal report shows that subject address as XXXX XXXXXX XXXXXX XXXXXXXXXX XXXX however the loan docs show the property address as XXXX XXXXXX XXXXXX XXXXXXXXXX Way. A USPS address search was completed and the address XXXX XXXXXX XXXXXX XXXXXXXXXX XXXX is not a valid address. The loan file is missing loan documents with the correct property address of XXXX XXXXXX XXXXXX XXXXXXXXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Rescind. The appraiser already noted the subject address in tax records is Way. This is sufficient. - Seller-XX/XX/XXXX

XXXX

Investment

Purchase

8844212

N/A

XXXX

10267182

Closed

2026-05-20 08:39

2026-05-22 08:43

Resolved

1 - Information

Credit

Missing Doc

Citizenship Documentation Not Provided

Resolved-The client provided the borrowers I-XX and the borrowers passport is already in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded copy of borrowers I-XX which reflects an EX visa along with information on both.  Borrowers' passport is on page XXX; borrower is not required to get an EAD card. - Seller-XX/XX/XXXX
Open-The guideline Non-Permanent Resident under X.X.X | NATURAL PERSONS states that the Front and back copy of Employment Authorization Document (EAD) (Form
I-XXX), or  Copy of unexpired Work Visa is required for non-permanent residents. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded copy of borrowers I-XX which reflects an EX visa along with information on both. Borrowers' passport is on page XXX; borrower is not required to get an EAD card. - Seller-XX/XX/XXXX

Resolved-The client provided the borrowers I-XX and the borrowers passport is already in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XX & X-XX XXXX XXXX.XXX
XXXXXXXXXX_X-XX.XXX

XXXX

Investment

Purchase

9295467

N/A

XXXX

10267182

Closed

2026-04-23 11:54

2026-05-06 08:44

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Resolved-The client provided the XXXXXXX Housing Authority agreement showing rent has been increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Notice of Housing Assistance Payments which shows a total of $XXXX rents ($XXXX HAP + $XXX Tenant) - Seller-XX/XX/XXXX
Open-As per the credit memo in the loan file, actual rents for the subject are $X,XXX however the lease in the file (pg XXX) is in the amount of $X,XXX.  The loan was qualified using $X,XXX from a lease and the appraisal. The loan file is missing the lease for $X,XXX or qualify the loan at the $X,XXX from the lease in the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/X/XX - WJ - Uploaded Notice of Housing Assistance Payments which shows a total of $XXXX rents ($XXXX HAP + $XXX Tenant) - Seller-XX/XX/XXXX

Resolved-The client provided the XXXXXXX Housing Authority agreement showing rent has been increased to $X,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX XX XXXXXXX XXXXXXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

8844147

N/A

XXXX

10267182

Closed

2026-04-23 12:00

2026-04-30 09:06

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-The client provided the full HOI policy and page XX states XX months rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The HOI dec page in the file (pg XXX) states that Fair Rental Loss coverage is included however the terms are not present on the dec page. The loan file is missing evidence that the borrower as sufficient rent loss coverage of X months PITI or XX% of the dwelling coverage. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The client provided the full HOI policy and page XX states XX months rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXXX_XXXXXXXX.XXX

XXXX

Investment

Purchase

8844250

N/A

XXXX

10267183

Closed

2026-04-23 04:21

2026-06-12 08:07

Waived

2 - Non-Material

Credit

Missing Doc

Purchase Contract is Missing

Waived-Document Uploaded. Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX
Counter-The client provided the sales contract however it does not show the assignment of the lease as per  guidelines X.X |TENANT LEASE DOCUMENTATION – PURCHASE TRANSACTIONS, only for purchase transactions where the subject property is tenant-occupied at closing, documentation must clearly confirm either the lease’s termination or assignment to the new property owner. The documentation on the sales contract does not clearly assign the leases to the new property owner. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded purchase agreement and addendum - Seller-XX/XX/XXXX
Counter-The sales contract that was provided is from a property in XX with a sales price of $XXX,XXX. The subject is in XX and has a sales price of $XX,XXX. The loan file is missing the sales contract for $XX,XXX and it must show an assignment of lease from seller to borrower. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing The loan file is missing the purchase contract to support a final sales price of $XX,XXX. The sales contract must also meet guideline X.X |TENANT LEASE DOCUMENTATION – PURCHASE TRANSACTIONS, Assignment of Lease Agreement - legal transfer of landlord rights from seller to borrower/sponsor is required.   The loan file is missing the sales contract for $XX,XXX and it must show an assignment of lease from seller to borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded purchase agreement and addendum - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Waived-Document Uploaded. Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX XXXXXXXX X XXXXXXXXX.XXX
XXXXXXXXXX_XXXXXXXX XXXXXXXXX XXXXXXXX.XXX
XXXXXXXXXX_XXXXXXXX XXXXXXXXX.XXX
XXXXXXXXXX - XXXXXXX XX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XXX points
$XXX,XXX reserves exceed the minimum required of $XXX exceeds the minimum by XXX months over the required minimum.
XxXX mortgage history for XX months.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

XXXX

Investment

Purchase

8834114

Originator Post-Close

Yes

XXXX

10267183

Closed

2026-04-23 04:44

2026-04-23 12:59

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount

Waived-Audited Loan Amount is less than Guideline Minimum Loan Amount Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Purchase

8834246

Originator Pre-Close

Yes

XXXX

10267233

Closed

2026-04-30 13:20

2026-05-22 08:27

Resolved

1 - Information

Credit

Eligibility

Cash reserves less than required by guidelines

Resolved-The client provided additional assets in the name of the borrowers business partner. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded bank statement with additional assets and Credit Memo reflecting sufficient assets  - Seller-XX/XX/XXXX
Open-The guideline Post Closing reserves states that reserves of X months reserves if property is not leased/vacant prior to funding and that when cash out refinance and FICO ≥XXX, cash out proceeds,  May be used to satisfy reserve requirements if LTV is ≤XX%. The LTV of the subject transaction is XX% therefore cash out can not be counted toward reserves.  The loan is short reserves in the amount of $XX,XXX.XX ($X,XXX.XX x X= $XX,XXX.XX - $XX.XX{borrowers verified assets). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded bank statement with additional assets and Credit Memo reflecting sufficient assets - Seller-XX/XX/XXXX

Resolved-The client provided additional assets in the name of the borrowers business partner. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX _XXXXXX XXXX.XXX
XXXXXXXXXX _XXXXXX XXXXXXX XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

8975005

N/A

XXXX

10267307

Closed

2026-05-21 12:28

2026-06-08 13:32

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-HUD has been received and reviewed. XXXXXXXX has been updated to reflect. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. A copy of the final HUD is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-HUD has been received and reviewed. XXXXXXXX has been updated to reflect. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX XXXXXXX XXX.XXX
XXXXXXXXXX_XXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9327786

N/A

XXXX

10267307

Closed

2026-04-29 09:07

2026-05-20 08:37

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Post Disaster Inspection received, Free and clear of disaster related damage - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS FLOODING LANDSLIDES AND MUDSLIDES XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Post Disaster Inspection received, Free and clear of disaster related damage - Due Diligence Vendor-XX/XX/XXXX

XXX - XXXXXXXXXX - XX−XXX XXXXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8944447

N/A

XXXX

10256050

Closed

2026-04-28 06:45

2026-09-10 16:57

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Received At Least Four Business Days Before Consummation

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX). Under Regulation Z, a consumer must receive a revised Loan Estimate no later than X business days before consummation. (XX CFR XXXX.XX(e)(X)(ii)) - Due Diligence Vendor-XX/XX/XXXX
Open-The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX). Under Regulation Z, a consumer must receive a revised Loan Estimate no later than X business days before consummation. (XX CFR XXXX.XX(e)(X)(ii)) - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX). Under Regulation Z, a consumer must receive a revised Loan Estimate no later than X business days before consummation. (XX CFR XXXX.XX(e)(X)(ii)) The last Loan Estimate Received Date of (XXXX-XX-XX) is not X business days before the consummation date of (XXXX-XX-XX). Four business days before consummation is (XXXX-XX-XX).  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX
XXXXXX XX XXX_XX XXXXXX XX XXXXXXX.XXX
XXXXXX XX XXX_XX XXXXXX XX XXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914920

N/A

XXXX

10256050

Closed

2026-04-28 06:45

2026-09-10 16:52

Resolved

1 - Information

Compliance

TRID

Federal - Loan Estimate Disclosure Date on or after Closing Disclosure Date

Open-The Last Loan Estimate was provided on (XXXX-XX-XX) which is on or after (XXXX-XX-XX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (XX CFR XXXX.XX(e)(X)(ii)) - Due Diligence Vendor-XX/XX/XXXX
Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attachjed - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The Last Loan Estimate was provided on (XXXX-XX-XX) which is on or after (XXXX-XX-XX), the date on which the Initial Closing Disclosure was provided. Under Regulation Z, a creditor shall not provide a revised version of the Loan Estimate on or after the date on which a creditor provides the Closing Disclosure. (XX CFR XXXX.XX(e)(X)(ii))  Revised LE and Initial CD both are issued on same date - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-attachjed - Seller-XX/XX/XXXX

Resolved-LE is X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX_XXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914918

N/A

XXXX

10256050

Closed

2026-04-28 06:31

2026-05-06 10:16

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Initial XXXX Uploaded. Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Please upload XXXX. LE was uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Initial XXXX missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Resolved-Initial XXXX Uploaded. Resolved. - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXX XXXX XXXX (X).XXX
XXXXX XXXXXXX XXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914757

N/A

XXXX

10256050

Closed

2026-04-28 03:23

2026-05-05 03:05

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report dated no more than XX calendar days prior to note date provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CBR X/XX, loan closed X/XX - Buyer-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Verification of Undisclosed Debt Monitoring Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8911599

N/A

XXXX

10256050

Closed

2026-04-28 03:23

2026-05-05 03:05

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report dated no more than XX calendar days prior to note date provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Verification of Undisclosed Debt Monitoring Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CBR X/XX, loan closed X/XX - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Evidence of Verification of Undisclosed Debt Monitoring Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CBR X/XX, loan closed X/XX - Seller-XX/XX/XXXX

XXXXXX XXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8911598

N/A

XXXX

10256050

Closed

2026-04-30 11:14

2026-05-04 09:16

Resolved

1 - Information

Property

Appraisal

Missing Core Valuation Product

Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Xnd appraisal - Seller-XX/XX/XXXX
Open-Missing Core Valuation Product X appraisals required.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Xnd appraisal - Seller-XX/XX/XXXX

Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX (X).XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8971499

N/A

XXXX

10256050

Closed

2026-04-28 06:34

2026-05-04 06:10

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Requested evidence of rate lock provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Seller-XX/XX/XXXX
Open-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Lock Confirmation & loan Approval Missing in the file   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-attached - Seller-XX/XX/XXXX

Resolved-Requested evidence of rate lock provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX - XXXXXXXXXXXX.XXX
XXXXXXXXXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

8914791

N/A

XXXX

10256059

Closed

2026-04-29 13:24

2026-05-15 08:53

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Documentation provided shows borrower is XXX%owner of XXXX and has access to funds. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Ready for Review-Document Uploaded. attached  - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Assets are in business name. Provide documentation that shows ownership of XXXX to confirm borrower has access to these funds. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. attached - Seller-XX/XX/XXXX

XXX XXX XXXX XXXXXX.XXX
XXX XXX XXXX XXXXXX.XXX
XXX XXXX XX XXXXXXXXXX XXXXXXXXX - XXX.XXX
XXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8953906

N/A

XXXX

10256059

Closed

2026-04-27 08:45

2026-05-07 12:58

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Provide the operating agreement that shows ownership of the company, an active Secretary of State statement, and an IRS EIN statement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-attached - Buyer-XX/XX/XXXX
Counter-Provide the operating agreement that shows ownership of the company, an active Secretary of State statement, and an IRS EIN statement.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Entity Formation Doc Indicator is Missing. Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Provide Entity Formation Documents. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX
XX XXXXX XXX.XXX
XXXXX_XXXXXXX-XXXXXXX_XXXX XX XXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8888326

N/A

XXXX

10256059

Closed

2026-04-27 08:45

2026-05-07 12:58

Resolved

1 - Information

Credit

Missing Doc

Guaranty Agreement Doc Locator is Missing or Partial

Resolved-Requested Guaranty agreement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. attached - Buyer-XX/XX/XXXX
Open-Guaranty Agreement Doc is Missing or Partial Provide Guaranty Agreement. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested Guaranty agreement provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

_X XXXX XXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

8888327

N/A

XXXX

10267354

Closed

2026-05-06 14:59

2026-05-15 07:34

Resolved

1 - Information

Credit

Corporation/LLC: Operating Agreement Document is missing

Resolved-Lender provided operating agreement for XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded OA for XXXX - Seller-XX/XX/XXXX
Open-The appraisal reflects the borrower as XXXX and the other property owned at XXXX XXXX Street is in the same named business. Missing a copy of the operating agreement for XXXX to show borrower is an owner. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. X/XX/XX - WJ - Uploaded OA for XXXX - Seller-XX/XX/XXXX

Resolved-Lender provided operating agreement for XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XX - XXXXX XXXXXX XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9069415

N/A

XXXX

10267354

Closed

2026-05-06 15:25

2026-05-06 15:26

Waived

2 - Non-Material

Property

Appraisal

Property/Appraisal General

Waived-Per the guideline the minimum square footage for a SFR is XXX sq ft. The subject property is XXX sq ft. The credit memo on page XXX has an exception for the square footage noting comp factors. - Due Diligence Vendor-XX/XX/XXXX

XXX% LTV is below the maximum XXX% LTV by X%.
XXX Representative credit score exceeds the minimum required of XXX by XX points
XxXX mortgage history for XX months.

XXXX

Investment

Refinance

Cash Out - Other

9069823

Originator Pre-Close

Yes

XXXX

10267370

Closed

2026-05-04 04:14

2026-05-14 03:55

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Requested Flood certificate provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing Flood Certificate The loan file is missing the flood cert. Flood cert to verify in AE zone. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Flood certificate provided, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9016593

N/A

XXXX

10267309

Closed

2026-05-05 00:28

2026-06-26 05:13

Resolved

1 - Information

Compliance

Missing Doc

Missing Executed Loan Agreement

Resolved-Requested Updated Loan agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The provided Agreement does not list the Minimal Release section clarifying the release amounts for the X properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Updated Loan agreement provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX X_XXXX XXXX.XXX
XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9035919

N/A

XXXX

10267309

Closed

2026-05-04 21:33

2026-06-26 02:22

Resolved

1 - Information

Compliance

Missing Doc

The Note is Missing

Resolved-Requested Note Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Note is Missing This is a Cross Collateral transaction for X properties. However, the provided note lists XXXX XXXXXX XX without the other X properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Note Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX X_XXXX XXXX.XXX
XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9034928

N/A

XXXX

10267309

Closed

2026-05-04 21:33

2026-06-26 02:21

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Requested DOT Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Deed of Trust is Missing This is a Cross Collateral transaction for X properties. However, the provided DOT lists XXXX XXXXXX XX without the other X properties.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested DOT Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXX X_XXXX XXXX.XXX
XXXXXXXXXX_XXXXXX X_XXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9034929

N/A

XXXX

10267309

Closed

2026-05-04 22:19

2026-05-13 03:34

Resolved

1 - Information

Property

Secondary Valuation or Additional Valuation has not been entered per securitization requirements

Resolved-XXXXXX XXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The file is missing secondary valuation or additional valuation for the following properties:
XXX XXXXXX XXXXXX
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-XXXXXX XXX provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXX XXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9035074

N/A

XXXX

10285769

Closed

2026-05-07 07:39

2026-05-12 02:36

Resolved

1 - Information

Credit

Certificate of Corp./LLC Formation or Articles of Organization not in file

Resolved-Requested Articles of org provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Articles uploaded. - Seller-XX/XX/XXXX
Open-Articles of organization is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Articles uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Articles of org provided, updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX - XXX XXXXXXX XXX XXX.XXX

XXXX

Investment

Purchase

9080861

N/A

XXXX

10285691

Closed

2026-05-05 05:04

2026-05-15 10:40

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-HUD-X Refinance Cross Collateral X properties for funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested updated HUD-X with cash to borrower provided, which is sufficient to closing, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded HUD from cashout deal which covers enough liquidity. - Seller-XX/XX/XXXX
Open-Verified Assets XXXXX Bank xxXXXX $XX,XXX.XX and XXXXX Bank xxXXXX $XX,XXX.XX. Missing corresponding month for XXXXX Bank xxXXXX end statement X/X/XXXX $XX,XXX.XX to complete XXXXXXXXX X month requirement.
Page XXX HUD-X Borrower funds required to close $XXX,XXX.XX and additional X months post close reserves, missing documentation to verify sufficient funds required to close and reserves.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded HUD from cashout deal which covers enough liquidity. - Seller-XX/XX/XXXX

XXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9037762

N/A

XXXX

10285724

Closed

2026-05-06 19:56

2026-05-29 09:36

Waived

2 - Non-Material

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Waived-No lease for X XXXXX XXXXX XX X XXXX XXXXXXXX X XXXX XXXXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX
Counter-We can waive with compensating factors below  Need the signed  exception
XX.X% LTV is below the maximum XX% LTV by XX.X%.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
XXX Representative credit score exceeds the minimum required of XXX by XX points
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Can we clear this using the below compensating factors.

* Low LTV below XX%
* High DSCR
* Strong FICO over XXX
* Strong liquidity of well over XX months of PITIA.  - Seller-XX/XX/XXXX
Counter-If no lease will need exception for not having the lease    - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Proof of rent uploaded. - Seller-XX/XX/XXXX
Counter-document provided is not sufficient proof rent received, not on letter head.  please provide print out from the rent system or lease agreements and/or addendums or bank stmts with rental deposits - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of rets uploaded.  - Seller-XX/XX/XXXX
Open-Missing the leases for the following properties
X XXXXX XXXXX XX
X XXXX XXXXXXXX
X XXXX XXXXXXXX XXXXXX  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Can we clear this using the below compensating factors.

* Low LTV below XX%
* High DSCR
* Strong FICO over XXX
* Strong liquidity of well over XX months of PITIA.  - Seller-XX/XX/XXXX
Ready for Review-Proof of rent uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of rets uploaded.  - Seller-XX/XX/XXXX

Waived-No lease for X XXXXX XXXXX XX X XXXX XXXXXXXX X XXXX XXXXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX XXXXXX XXXXXX XXX XXXX XXXXXX X XXXXXX.XX XXXXX XXXXXX.XXX

XX.X% LTV is below the maximum XX% LTV by XX.X%
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
XXX Representative credit score exceeds the minimum required of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

9074132

Originator Post-Close

XXXX

10378967

Closed

2026-05-01 06:16

2026-10-27 14:25

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing Provide Xrd party VOE - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX
Resolved-Xrd Party VOE Provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

8994392

N/A

XXXX

10378967

Closed

2026-05-01 07:16

2026-05-22 02:16

Resolved

1 - Information

Compliance

Missing Doc

Missing Initial Escrow Disclosure

Resolved-Executed copy of Initial Escrow Account Disclosure uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-IEAD page #XXX was unexecuted. Provide executed IEAD doc. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Executed copy of Initial Escrow Account Disclosure uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

8994980

N/A

XXXX

10378967

Closed

2026-05-01 08:38

2026-05-06 06:20

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Requested XXXX document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-The Final XXXX is Missing Provide Final XXXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested XXXX document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

8996004

N/A

XXXX

10378967

Closed

2026-05-01 04:50

2026-05-06 06:19

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Missing

Resolved-Requested DOT document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-The Deed of Trust is Missing Provide executed deed of trust doc. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested DOT document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Deed of Trust is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXX XX XXXXX.XXX

XXXX

Primary Residence

Purchase

8991128

N/A

XXXX

10378967

Closed

2026-05-01 04:51

2026-05-06 06:16

Resolved

1 - Information

Compliance

Missing Doc

The Note is Missing

Resolved-Requested note document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Note is Missing Provide executed note doc. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested note document with signature provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

8991133

N/A

XXXX

10378967

Closed

2026-05-01 05:15

2026-05-06 04:27

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Closing Disclosure

Resolved-Final CD provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-TRID: Missing Final Closing Disclosure Provide executed Final CD. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Final CD provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXX XX.XXX

XXXX

Primary Residence

Purchase

8991280

N/A

XXXX

10378967

Closed

2026-05-06 03:56

2026-05-06 04:26

Resolved

1 - Information

Compliance

Tolerance:FinanceCharge

Federal - Finance Charge Disclosure Tolerance (Closed End)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Open-The disclosed finance charge ($XXX,XXX.XX) is ($XXX.XX) below the actual finance charge($XXX,XXX.XX). The Truth in Lending Act considers the disclosed finance charge inaccurate if it is more than $XXX below the actual finance charge. (XX CFR XXXX.XX(d)(X); OSC XX(c)(X)(ii)-X) - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9057877

N/A

XXXX

10293977

Closed

2026-05-12 00:05

2026-05-12 12:31

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. New Jersey Prepayment Penalty Prohibited. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9144558

Investor Post-Close

XXXX

10378989

Closed

2026-05-14 08:51

2026-10-28 16:07

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 3rd Party VOE Prior to Close Missing

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Xrd Party VOE Prior to Close Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided or Not Applicable (Number of Borrowers equals X) - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXX.XXX

XXXX

Primary Residence

Purchase

9197059

N/A

XXXX

10378989

Closed

2026-05-21 11:03

2026-06-16 08:36

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Lender Credit of $XXX provided on Final CD X/X/XX is not sufficient for Fee increases of $XXX without a valid COC.  Fees increased:  Credit Report Fee from $XXX to $XXX; Attorney Fee from $XXX to $XXX; Inspection/XXXXD from $X to $XXX.   - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit in the amount of $XXX was added to the final CD. Please provide a COC. - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XXX XXXXX.XXX

XXXX

Primary Residence

Purchase

9324638

N/A

XXXX

10378989

Closed

2026-05-14 23:31

2026-05-27 03:18

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Requested Final XXXX Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Provide BorrowerX & BorrowerX Final XXXX documents which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Final XXXX Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XX XXXX - XXXX.XXX

XXXX

Primary Residence

Purchase

9211561

N/A

XXXX

10378989

Closed

2026-05-15 07:51

2026-05-22 08:01

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Initial Closing Disclosure

Resolved-Initial CD X/X/XX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-TRID: Missing Closing Disclosure Provide Initial Closing Disclosure document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Initial CD X/X/XX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXXXX XX.XXX

XXXX

Primary Residence

Purchase

9216918

N/A

XXXX

10378989

Closed

2026-05-14 23:28

2026-05-21 01:54

Resolved

1 - Information

Compliance

Missing Doc

Missing Initial Escrow Disclosure

Resolved-Requested IEAD document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Buyer-XX/XX/XXXX
Open-Provide Initial Escrow Disclosure document which is missing from loan file - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested IEAD document provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

9211557

N/A

XXXX

10378989

Closed

2026-05-14 07:41

2026-05-21 00:20

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-Requested XXXX completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-XXXX Completion Report is Missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested XXXX completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Completion Report is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX_XXXXX.XXX

XXXX

Primary Residence

Purchase

9195734

N/A

XXXX

10379005

Closed

2026-05-21 08:06

2026-05-27 07:40

Resolved

1 - Information

Compliance

TRID

Final CD: Prepayment Penalty is missing or inaccurate

Resolved-Corrected HUD was provided reflecting accurate maximum prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The maximum prepayment penalty listed on the HUD is $XX,XXX, while the calculation based on the prepayment rider results in a maximum penalty of $XX,XXX. Please clarify the correct maximum prepayment penalty or provide a revised HUD reflecting the accurate amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Corrected HUD was provided reflecting accurate maximum prepayment penalty. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9320765

N/A

XXXX

10379005

Closed

2026-05-21 01:13

2026-05-22 04:46

Resolved

1 - Information

Compliance

Missing Doc

The Initial 1003 is Missing

Resolved-Initial XXXX for both borrowerX and borrowerX provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The Initial XXXX is missing for both borrowerX and borrowerX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Initial XXXX for both borrowerX and borrowerX provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX XXXX XXXXX.XXX
XXXXXXX XXXXXX XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9315584

N/A

XXXX

10379018

Closed

2026-05-20 11:11

2026-05-22 07:49

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Updated coverage amount to $XXX,XXX. Loan has sufficient coverage.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'No') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Hello,
The insurance policy reflects and addt'l XX% of Coverage A (ordinance & law)
XXX,XXX x XX% = XXX,XXX for coverage

Thank you. - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXXXX and Guaranteed Replacement Coverage indicator is 'No' The subject loan is $X,XXX,XXX. The hazard insurance policy coverage is $XXX,XXX,. Per the replacement cost documentation in the file it is $XXXXXXXXX. The cost to rebuild is more than the coverage amount. Please provide updated insurance policy reflecting adequate coverage.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Hello,
The insurance policy reflects and addt'l XX% of Coverage A (ordinance & law)
XXX,XXX x XX% = XXX,XXX for coverage

Thank you. - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9300425

N/A

XXXX

W26020662

10379011

Closed

2026-05-20 06:14

2026-05-27 09:51

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Missing Undiscounted rate disclosure - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XX XXXX X.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

9293707

N/A

XXXX

W26020662

10379011

Closed

2026-05-20 06:10

2026-05-22 09:59

Resolved

1 - Information

Compliance

Missing Doc

TRID: Missing Loan Estimate

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-As per the COC on pg#XXX the revised loan estimate for the date of XX/XX/XXXX has been redisclosed, which is missing in the file to complete Compliance test. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XX X-X.XXX

XXXX

Primary Residence

Refinance

Cash Out - Home Improvement/Reno

9293685

N/A

XXXX

10379024

Closed

2026-05-21 07:33

2026-05-22 04:15

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan Approval for subject loan provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide Loan Approval as it is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Loan Approval for subject loan provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Home Improvement/Reno

9319257

N/A

XXXX

TA26040132

10379013

Closed

2026-05-21 08:37

2026-05-27 01:49

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-LOE for no primary housing expense and living Rent Free uploaded, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Borrower living rent free, require LOX for no primary housing history  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX XXXXXX XXXX XXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

9321183

N/A

XXXX

TA26040132

10379013

Closed

2026-05-21 08:35

2026-05-27 01:36

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-XXXXXX Statement to verify Short Term Rental uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide XXXXXX XXXX reports for the subject property to confirm Gross earnings and to use rental income for XXXX calculation.
Originator used short term rental for XXXX calculation asper sheet on page #XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-XXXXXX Statement to verify Short Term Rental uploaded, Verified & entered in system - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXX XXXXXX - XXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9321137

N/A

XXXX

TA26040713

10379029

Closed

2026-05-22 12:14

2026-05-27 09:49

Resolved

1 - Information

Credit

Borrower 2 spouse has not approved transaction

Resolved-Quitclaim provided for this property from spouse. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. recorded QCD - Seller-XX/XX/XXXX
Ready for Review-Didnt mean to submit again, I am working on this one, disregard - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-See Deed of Trust. BX has their spouse on the deed. BX is also married but there is no authorization in the file from BX's spouse. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. recorded QCD - Seller-XX/XX/XXXX
Ready for Review-Didnt mean to submit again, I am working on this one, disregard - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX

Resolved-Quitclaim provided for this property from spouse. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXXXXXX.XXX
XXXXXXXX XXXXXXXXX XXXX.XXX

XXXX

Investment

Purchase

9350642

N/A

XXXX

TA26040713

10379029

Closed

2026-05-22 03:42

2026-05-27 03:31

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Requested Updated XXXX provided for Correct property and property value, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Provide updated final XXXX for BX and BX as the provided one on page XXX and XXX showing occupancy as primary and showing appraisal value as $XXX,XXX whereas per appraisal page XX and CDA page XXX appraisal value is $XXX,XXX and occupancy is investment. Also BX has no declarations answered on final XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Updated XXXX provided for Correct property and property value, Updated & condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX.XXX

XXXX

Investment

Purchase

9340378

N/A

XXXX

W26040308

10379028

Closed

2026-05-22 00:32

2026-05-27 09:58

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-Updated PPP on document. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. As per the Final HUD-X pg#XXX, the maximum prepayment penalty is $XX,XXX.XX, whereas Prepayment Penalty Calculation as per Prepayment addendum/ rider resulting $XX,XXX
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated PPP on document. - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9338808

N/A

XXXX

W26030406

10379012

Closed

2026-05-26 02:42

2026-06-04 01:47

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated Final XXXX uploaded with ownership % marked, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Borrower X % of ownership information is missing final XXXX under current employment/Self- Employment and income. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX uploaded with ownership % marked, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9363843

N/A

XXXX

W26030406

10379012

Closed

2026-05-22 03:35

2026-06-03 08:45

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Gap Credit Report is Missing

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Gap Credit Report dated XX/XX/XXXX provided for Borrower X. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Gap Credit Report is Missing Provide Gap report for BX as it is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Gap Credit Report is not missing. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Gap Credit Report dated XX/XX/XXXX provided for Borrower X. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX - XXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9340336

N/A

XXXX

W26030251

10378991

Closed

2026-05-22 16:27

2026-05-27 09:57

Resolved

1 - Information

Compliance

Missing Doc

Missing disbursement date on final HUD-1

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Disbursement date on closing instructions is after the note date. No disbursement date on final HUD. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXX XXXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9357249

N/A

XXXX

W26030251

10378991

Closed

2026-05-26 15:39

2026-05-27 09:53

Resolved

1 - Information

Compliance

Mavent

Prepayment: Penalty

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Final HUD shows maximum prepayment penalty as $XX,XXX but the calculation shows the prepayment penalty as $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9380687

N/A

XXXX

W26030251

10378991

Closed

2026-05-22 08:47

2026-05-27 02:52

Resolved

1 - Information

Property

Missing Doc

1004D Completion Report is Missing

Resolved-Requested XXXXD completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-XXXXD Completion Report is Missing Missing XXXXD in the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested XXXXD completion report provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXXD Completion Report is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9345075

N/A

XXXX

BC26030309

10379032

Closed

2026-05-22 02:53

2026-05-26 07:34

Resolved

1 - Information

Compliance

Disclosure

Data Discrepancy: Prepayment Penalty on Closing Disclosure Incorrect

Resolved-Final HUD was updated to reflect the accurate prepayment penalty of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Prepayment Penalty on Closing Disclosure does not match the prepayment penalty calculation on the Note. As per Prepayment addendum, PPP charge for X years is X%, X%, X% with resulting $XX,XXX where as per Final CD PPP amount is XX,XXX which is clear discrepancy.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Final HUD was updated to reflect the accurate prepayment penalty of $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXXX XXXXX X XXXX XXX - X.XXX

XXXX

Investment

Refinance

Cash Out - Other

9340000

N/A

XXXX

10379023

Closed

2026-05-29 15:31

2026-08-26 16:50

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Missing XXXX Interest Rate X.XX%.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX_XX_XXX (XX).XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9458929

N/A

XXXX

10379023

Closed

2026-05-27 06:27

2026-06-02 11:44

Resolved

1 - Information

Compliance

Mavent

HigherPriced: APR

Resolved-Last Rate Lock and Undiscounted Rate. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Rescinded-You submitted no impound amounts for property taxes on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) . Duplicate finding. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Last Rate Lock and Undiscounted Rate. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-You submitted no impound amounts for property taxes on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) . Duplicate finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9391401

N/A

XXXX

10379023

Closed

2026-05-27 06:27

2026-06-02 11:43

Resolved

1 - Information

Compliance

Mavent

HigherPriced: APR

Resolved-Last Rate Lock and Undiscounted Rate.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-You submitted no impound amounts for property insurance on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) Missing Rate lock, Discount Rate Disclosure.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Last Rate Lock and Undiscounted Rate. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9391400

N/A

XXXX

10379023

Closed

2026-05-29 16:00

2026-06-02 11:37

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Change of Circumstance (50001252)

Resolved-CD page XXX interest rate increased X/XX/XXXX. Discount X.XXX% / $X,XXX.XX , origination decrease $XX,XXX. COC page XXX discount points $X,XXX.
Final CD page XXX discount X.XXX% / $X,XXX.XX, origination $XX,XXX. COC page XXX for discount point $X,XXX.XX and origination $XX,XXX. No change from prior CD/COC.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-The amounts disclosed on the last Closing Disclosure for the following fee(s) have either increased above the amount disclosed within each fee(s) baseline disclosure OR have been added to the last Closing Disclosure and placed within the Cannot Increase Category: Points - Loan Discount Fee. Each fee within the Cannot Increase category cannot increase or be added unless a new disclosure is provided and there is a valid changed circumstance associated with the increased fee that is re-disclosed, or the creditor provides an additional credit for the increase in Closing Costs above the legal limit. (XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(e)(X); XX CFR XXXX.XX(f)(X)(v)). - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXX XX XXXXXXXXXXXX _ XXX (XX).XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9459764

N/A

XXXX

10379023

Closed

2026-05-27 06:27

2026-06-02 11:22

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-This is a California Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the California HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9391402

N/A

XXXX

10379023

Closed

2026-05-27 06:27

2026-06-02 11:21

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX. The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9391399

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:28

2026-10-28 17:52

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-FNMA SSR CU SCORE X.X NO CDA NEEDED - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation or Additional Valuation document is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-FNMA SSR CU SCORE X.X NO CDA NEEDED - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Resolved-Fannie SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXX X (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9388675

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:28

2026-10-28 17:52

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Appraisal is Missing Appraisal document  is Missing  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX
Resolved-Appraisal provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9388676

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:31

2026-06-11 13:45

Resolved

1 - Information

Credit

Missing Doc

Flood Certificate Missing

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Flood Certificate Provide Flood Certificate  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Flood Certificate is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Flood Certificate provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXXXXX XXX XXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9388691

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:31

2026-06-11 13:45

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy Hazard Insurance Policy is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Policy provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXXXX & XXXXX XX XXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9388692

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-28 01:23

2026-06-11 13:30

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-Active status verified.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Provide document from secretary of state showing business is currently Active and in good standing - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-entity good standing certificate Missing in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Active status verified. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX XXXXXXXXX (X).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXX XXXX XXXXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9414115

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:02

2026-06-11 13:24

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide document to verify XX month housing Payment history for BX  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX - XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9388500

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-28 10:05

2026-06-11 13:16

Resolved

1 - Information

Credit

DSCR Calculation Undocumented

Resolved-DSCR Calculation provided and matched Audited DSCR.  Resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Document attached is a disbursement document. Please provide DSCR calculation - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide DSCR calculation used to qualify - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-DSCR Calculation provided and matched Audited DSCR. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX XXXXXX XXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9421209

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 04:20

2026-06-11 09:08

Resolved

1 - Information

Credit

Missing Doc

Title Document Missing

Resolved-Title update rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Provide title update/supplement with minimum coverage of $XXX,XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Title Document is missing Provide Title Document for the subject property. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Title update rec'd/resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXX XXXXX XXXXXXXXXX _ XXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXXXXXX - XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9388626

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-28 10:04

2026-05-29 09:12

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-rate lock rec'd - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide rate lock - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-rate lock rec'd - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXX XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9421192

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 02:54

2026-05-29 02:38

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. Third party market rent estimate is missing, provide a document establishing third party market rent source such as a XXXX or XXXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXX rent schedule provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9387990

N/A

XXXX

CL2026031739

10263343

Closed

2026-05-27 06:04

2026-05-29 02:22

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Third Party Fraud Report Provide Xrd party Fraud Report  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Third party fraud report provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9391130

N/A

XXXX

TA26030496

10379031

Closed

2026-05-29 04:04

2026-06-04 02:24

Resolved

1 - Information

Compliance

Missing Doc

Undiscounted Rate is Missing

Resolved-Undiscounted Rate uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Discounted points fee collected, but no document to verify undiscounted rate. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Undiscounted Rate uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XX XXXXXX.XXX

XXXX

Primary Residence

Refinance

No Cash Out - Borrower Initiated

9443245

N/A

XXXX

W26040010

10379041

Closed

2026-06-01 00:50

2026-06-02 14:22

Waived

2 - Non-Material

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Waived-Audited LTV of XX% exceeds Guideline LTV of XX% Exception Approval XX% LTV, Guideline Maximum XX% LTV. - Due Diligence Vendor-XX/XX/XXXX

XXX Representative credit score exceeds the minimum required of XXX by XX points.
Borrower has $X,XXX residual income after all expenses. Minimum required per guideline is $X,XXX.

XXXX

Primary Residence

Refinance

Cash Out - Other

9470062

Originator Pre-Close

Yes

XXXX

P26030737

10379004

Closed

2026-06-02 12:18

2026-06-04 09:59

Resolved

1 - Information

Compliance

Mavent

Prepayment: Penalty

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Maximum prepayment penalty on final HUD is $XX,XXX but the calculation shows the max prepayment penalty as $XX,XXX.XX. Provide corrected final HUD. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Purchase

9508236

N/A

XXXX

W26030418

10378971

Closed

2026-06-02 13:44

2026-06-04 07:45

Resolved

1 - Information

Compliance

TRID

Final CD: Prepayment Penalty is missing or inaccurate

Resolved-Statement was provided showing the accurate maximum prepayment penalty. Finding Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The maximum prepayment penalty is missing from the final cd.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Statement was provided showing the accurate maximum prepayment penalty. Finding Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9510634

N/A

XXXX

W26030418

10378971

Closed

2026-06-02 14:08

2026-06-03 07:33

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Property Title Issue Resolved.. Deed was provided to show transfer from borrower to LLC. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Property Title Issue Title is showing to be vested in the borrowers name and not the LLC. Unable to locate a quit claim deed showing transfer from borrower to the LLC. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Property Title Issue Resolved.. Deed was provided to show transfer from borrower to LLC. - Due Diligence Vendor-XX/XX/XXXX

XXXXX _ XXXXXXXX _ XX _ XXXXXXXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9511417

N/A

XXXX

W26030418

10378971

Closed

2026-06-01 00:53

2026-06-02 13:45

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9470077

Originator Pre-Close

XXXX

10379042

Closed

2026-06-10 02:03

2026-10-28 17:26

Waived

2 - Non-Material

Credit

Eligibility

Audited Loan Amount is less than Guideline Minimum Loan Amount.

Waived-Received credit exception for this condition. Finding has been waived.  - Due Diligence Vendor-XX/XX/XXXX
Waived- - Due Diligence Vendor-XX/XX/XXXX
Resolved-Exception received.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Audited Loan Amount of $XXXXXX is less than the Guideline Minimum Loan Amount of $XXXXXX Audited Loan Amount of $XXX,XXX is less than the Guideline Minimum Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Waived-Received credit exception for this condition. Finding has been waived. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Exception received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXX XXXX XXXXXX.XXX

XXX FICO Score
Over XX months reserves.

XXXX

Primary Residence

Purchase

9646712

Investor Post-Close

XXXX

10379042

Closed

2026-06-10 03:15

2026-06-22 09:39

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($X.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($XXX.XX) were applied to the total fee variance of ($XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. A Lender Credit IAO $XXX.XX was added in the Final CD without a COC. Please provide the COC for the increase in Lender Credits.  - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved- - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXX XXXX XXXXXXXXX.XXX

XXXX

Primary Residence

Purchase

9647329

N/A

XXXX

10379042

Closed

2026-06-10 03:15

2026-06-22 09:39

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg#  XX of XXX and the Final Closing disclosure on Pg#XX of XX  reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# X the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower  see Pg#X for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan meets HPML Guidelines and is a Compliant HPML loan. - Due Diligence Vendor-XX/XX/XXXX
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i))  TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing,  escrow disclosures and loan information is on Pg#  XX of XXX and the Final Closing disclosure on Pg#XX of XX  reflects escrows. Rate lock date was entered correctly see Pg# XXX An interior and exterior appraisal was completed for this property – see Page# X the appraisal disclosure was provided to the borrower(s)- see Pg# XXX, and copy of the appraisal was given to the borrower  see Pg#X for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

9647328

N/A

XXXX

10379035

Closed

2026-06-04 00:02

2026-06-09 00:43

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-Requested income calculation sheet provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Requested income calculation sheet provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXXXX XXXXXXXXXXX.XXX

XXXX

Investment

Purchase

9547248

N/A

XXXX

10329480

Closed

2026-06-09 17:38

2026-07-28 09:39

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-New XXXX Appraisal received with a value of $XXX,XXX, which is now within XX% of the primary value.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. exterior XXXX has been uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Page XXX XXXX Exterior valuation outside XX% variance Page XXX XXXX. Missing Second XXXX to support Primary valuation for XXX XXXX XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. exterior XXXX has been uploaded. - Seller-XX/XX/XXXX

Resolved-New XXXX Appraisal received with a value of $XXX,XXX, which is now within XX% of the primary value. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXX XXXX XX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

9641265

N/A

XXXX

10329490

Closed

2026-06-10 15:46

2026-06-26 10:22

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Uploaded Quitclaim to XXXXX Properties LLC. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Quitclaim Deed uploaded. - Seller-XX/XX/XXXX
Open-Property Title Issue .Missing Quitclaim deed to XXXXX PROPERTIES LLC. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Quitclaim Deed uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded Quitclaim to XXXXX Properties LLC. - Due Diligence Vendor-XX/XX/XXXX

XXX - XXXX-XX-XXXXXXXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9668447

N/A

XXXX

10329490

Closed

2026-06-10 16:28

2026-06-12 10:43

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Page XXXX Settlement Date X/XX/XXXX, signed by Borrower and Seller. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-As confirmed by our attorney, the closing/settlement date and the disbursement date are the same for XX state loans because it's a "table-funding" state. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Unable to determine Disbursement Date from provided HUD-X.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-As confirmed by our attorney, the closing/settlement date and the disbursement date are the same for XX state loans because it's a "table-funding" state. - Seller-XX/XX/XXXX

Resolved-Page XXXX Settlement Date X/XX/XXXX, signed by Borrower and Seller. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9669722

N/A

XXXX

CL2026050669

10337889

Closed

2026-06-05 04:17

2026-07-10 11:28

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Statement in file dated X/X/XXXX shows all of XXXX payments. With mortgage statements provided, XX month payment history confirmed. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please see UW LOE. - Seller-XX/XX/XXXX
Counter-XX months of mortgage statements provided do not show borrower as owner. Documentation does not satisfy housing history. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements XX month Housing History does not meet guideline requirements.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please see UW LOE. - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXXXX XXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XX XXX.XXX

XXXX

Investment

Purchase

9573148

N/A

XXXX

CL2026050669

10337889

Closed

2026-06-08 08:27

2026-06-11 08:03

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Final HUD-X settlement statement is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXXX XX.XXX

XXXX

Investment

Purchase

9602717

N/A

XXXX

10337905

Closed

2026-06-10 09:11

2026-06-11 06:38

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-PC CERT reg matching income_revised XXXX, XXXX and X ICW's - Seller-XX/XX/XXXX
Open-Missing conditional UW approval. XXXX and final XXXX have different income amounts. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-PC CERT reg matching income_revised XXXX, XXXX and X ICW's - Seller-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXX XXX XXXXXXXX XXXXXX_XXXXXXX XXXX_XXXX XXX X XXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXX XXXX XXXXXXX XXXXXX_XXXXXXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

9652985

N/A

XXXX

10315456

Closed

2026-06-15 08:51

2026-07-09 11:05

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-There are Uncleared alerts in fraud report, provided Updated Fraud Report, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version X/X/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a X low alert. The required cleared report is missing.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

XXXX

Second Home

Purchase

9742720

N/A

XXXX

10315456

Closed

2026-06-16 03:20

2026-06-23 09:14

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Comp factors to use gift funds - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Information - Seller-XX/XX/XXXX
Open-Loan does not conform to program guidelines Exception provided at page #XXX:
XX% down payment, with XXX fico and perfect credit history, including prior mortgage experience for loan amounts twice the size of subject loan. The gift is from his wife to whom he remains married. He has approx $X.X million in his own funds prior to gift receipt. Technically he would have qualified without a gift at all, if he did XX% LTV financing, as he would have had sufficient funds of his own for closing, reserves, and asset utilization. But they wish to structure as more conservative XX% financing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Information - Seller-XX/XX/XXXX

Waived-Comp factors to use gift funds - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX

XX% LTV is below the maximum XX% LTV by XX%.
XXX Representative credit score exceeds the minimum required of XXX by XXX points
$X,XXX,XXX reserves exceed the minimum required of $XX,XXX exceeds the minimum by XX months over the required minimum.

XXXX

Second Home

Purchase

9759009

Originator Pre-Close

Yes

XXXX

10315456

Closed

2026-06-17 13:34

2026-06-22 16:37

Waived

2 - Non-Material

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Waived-Comp factors to use gift funds - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception Information - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Per GL X.X.XX section X.X.XX.X page XX when using Asset Utilization Gift Funds are not eligible - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Information - Seller-XX/XX/XXXX

Waived-Comp factors to use gift funds - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXX.XXX

XXXX

Second Home

Purchase

9795886

Originator Pre-Close

Yes

XXXX

10315456

Closed

2026-06-16 02:34

2026-06-22 10:13

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Attached is updated XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Loan amount, P&I and HOA Due amount in XXXX is incorrect, Need updated XXXX with correct values. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX - Seller-XX/XX/XXXX

Resolved-Attached is updated XXXX - resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

XXXX

Second Home

Purchase

9758642

N/A

XXXX

10315456

Closed

2026-06-15 07:25

2026-06-21 23:47

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage is less than loan amount, provided updated title, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FTP - Seller-XX/XX/XXXX

XXXX XXXXXX XXXXXX (XX).XXX

XXXX

Second Home

Purchase

9741528

N/A

XXXX

CL2026051910

10356617

Closed

2026-06-16 04:25

2026-07-02 15:55

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Rent Free LOX provided.  resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The prior housing was a rent free / free housing exchanged for services.  Attached is the “VOR” / verification that explains that - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Borrower currently living in rent from past X months, and previous address XXXX XXXXXXXX XXX shows No primary housing expense however Rent free LOX is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The prior housing was a rent free / free housing exchanged for services. Attached is the “VOR” / verification that explains that - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Rent Free LOX provided. resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXX-XXX_ XXX - XXX XXXX XXX XXXXXXXX.XXX

XXXX

Investment

Purchase

9759759

N/A

XXXX

10379020

Closed

2026-06-17 07:00

2026-06-24 23:09

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Final Title Policy uploaded, Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s), Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXXX is Less than Loan Amount Provide Title Covering Loan Amount $XXX,XXX. (Title Coverage Amount of $XXXXXX is Less than Loan Amount) - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXX XXXXXX XXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

9787225

N/A

XXXX

CL2026060262

10356553

Closed

2026-06-22 10:47

2026-07-06 09:06

Waived

2 - Non-Material

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Waived-Exception in file for X month asset statement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-exception - Seller-XX/XX/XXXX
Escalated-Please provide the additional months asset statement required or a waiver/exception. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-We follow the sellers guidelines that require only (X) month.  Please refer to XXXX guidelines XX.XX.XX - Seller-XX/XX/XXXX
Escalated-Per XXXX X months recent statements are required.  - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The documentation requirement for all transactions is a single account statement covering a one (X) month period and dated within XX days of the loan note date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Selene-for this seller we accept their guidelines which require X month/XX days.  XXXX - Seller-XX/XX/XXXX
Counter-Guidelines published X/XX/XXXX state assets and reserves must be sourced and seasoned for at least XX days. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-We would like to please ask for an exception on this one. Our guidelines only require X month bank statement. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements XX days consecutive bank statements required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-exception - Seller-XX/XX/XXXX
Ready for Review-We follow the sellers guidelines that require only (X) month.  Please refer to XXXX XXXX guidelines XX.XX.XX - Seller-XX/XX/XXXX
Ready for Review-Selene-for this seller we accept their guidelines which require X month/XX days.  XXXX - Seller-XX/XX/XXXX
Ready for Review-We would like to please ask for an exception on this one. Our guidelines only require X month bank statement. - Seller-XX/XX/XXXX

Waived-Exception in file for X month asset statement. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-The documentation requirement for all transactions is a single account statement covering a one (X) month period and dated within XX days of the loan note date. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXXXXXXX.XXX

DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
XXX Representative credit score exceeds the minimum required of XXX by XXX points

XXXX

Investment

Refinance

Cash Out - Other

9863594

Originator Post-Close

Yes

XXXX

CL2026060262

10356553

Closed

2026-06-18 09:04

2026-06-22 10:54

Waived

2 - Non-Material

Property

Property has been listed for sale in the past 6 months

Waived-Exception form page XXX :Allow subject property that was listed for sale, canceled X/X/XXXX
Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX

DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
XXX Representative credit score exceeds the minimum required of XXX by XXX points

XXXX

Investment

Refinance

Cash Out - Other

9816116

Originator Pre-Close

Yes

XXXX

CL2026051300

10356551

Closed

2026-06-23 13:47

2026-07-07 14:47

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Fraud report with clears alerts received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Provide fraud report with all cleared alerts. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Fraud report with clears alerts received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXX - XX.XXX
XXXXX_XXXXXX-XXXXXXX_XXXX XXXXXXXXXXX XXXXX (X).XXX

XXXX

Investment

Purchase

9895277

N/A

XXXX

CL2026051300

10356551

Closed

2026-06-23 06:08

2026-06-24 07:15

Resolved

1 - Information

Compliance

Missing Doc

Missing evidence of rate lock

Resolved-Rate lock received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Rate lock confirmation missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Rate lock received. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XXXXXXXXXXXX XXXX XXXX.XXX

XXXX

Investment

Purchase

9883383

N/A

XXXX

CL2026051340

10356529

Closed

2026-06-23 02:44

2026-07-15 02:03

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-approval - Seller-XX/XX/XXXX
Open-Provide Loan Approval for the loan. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-approval - Seller-XX/XX/XXXX

Resolved-Loan approval provided. Resolved
- Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXX_XX XXXXXXXX XXXXXX.XXX

XXXX

Investment

Purchase

9880723

N/A

XXXX

CL2026050487

10356506

Closed

2026-07-07 07:46

2026-07-16 12:06

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Email provided states appraisal for $XXXK should not have been in the file.  - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Audited LTV Exceeds Guideline LTV There are X appraisals in the file. Using the lower value of the two and the LTV is XX.XX%. Loan Value $XXX,XXX/Appraised value $XXX,XXX=XX.XX% LTV. LTV finding opened. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Email provided states appraisal for $XXXK should not have been in the file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10090901

N/A

XXXX

10351549

Closed

2026-06-24 07:39

2026-07-07 09:00

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-HUDX received for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX). - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX
Open-Asset Qualification Does Not Meet Guideline Requirements File is missing evidence of enough liquid assets for Cash to Close.  Guarantors are closing on X Cross Collateral loans on the same day. Cash to Close for loan #XXXXXX is $XXX,XXX.XX, and Cash to Close for loan #XXXXXX is $XXX,XXX.XX.  This is a total of $XXX,XXX.XX in liquid assets needed to close both loans.  The only liquid funds provided in the loan file are XX Bank #XXXXX on X/XX/XXXX for $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX

XXXXXXXXXXX_XXXXXXXXX_XXXXX.XXX
XXX (X).XXX

XXXX

Investment

Purchase

9909877

N/A

XXXX

10351549

Closed

2026-06-29 08:28

2026-07-07 09:00

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-The HUDX for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX) for liquidity.  However, this business is in the name of "XXXX XXX."  This file is missing evidence that the the borrower has ownership in this business as well. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Purchase

9977448

N/A

XXXX

10351549

Closed

2026-06-24 05:54

2026-07-07 08:09

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Citizenship Documentation Not Provided

Resolved-The Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Photo ID (DL) uploaded.
- Seller-XX/XX/XXXX
Counter-The copy of the actual Photo ID is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Citizenship Documentation Is Missing Guarantor #X (XXXX XXXXXXX) Photo ID Is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Photo ID (DL) uploaded.
- Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXX.X.XXX
XXXXXXXX-XX.XXX

XXXX

Investment

Purchase

9908567

N/A

XXXX

10351549

Closed

2026-06-26 13:52

2026-06-26 13:54

Resolved

1 - Information

Credit

Missing Doc

Asset 2 Missing

Resolved-XXXX Statement Provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX

XXXX

Investment

Purchase

9960137

N/A

XXXX

10351550

Closed

2026-06-26 14:24

2026-07-07 09:05

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Ready for Review-Document Uploaded. This is a purchase transaction. HUD of another cash out deal from the same borrower and XXXX statement uploaded for liquidity. - Seller-XX/XX/XXXX

XXX (X).XXX
XXXXXXXXXXX_XXXXXXXXX_XXXXX.XXX

XXXX

Investment

Purchase

9961005

N/A

XXXX

10351550

Closed

2026-06-29 08:35

2026-07-07 09:04

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-The HUD1 for the Cash Out of loan #XXXXXX (XXXX X XXXXXXX XX) for liquidity.  However, this business is in the name of "XXXX XXX."  This file is missing evidence that the the borrower has ownership in this business as well. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Entity doc for XXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' Please provide Articles of Incorporation or comparable documents. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX (X).XXX

XXXX

Investment

Purchase

9977515

N/A

XXXX

10351550

Closed

2026-06-26 14:18

2026-07-07 08:12

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Citizenship Documentation Not Provided

Resolved-Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX
Counter-The copy of the actual Photo ID is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Borrower is a US citizen. Cit aff document uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Citizenship Documentation Is Missing Guarantor #X (XXXX XXXXXXX) Photo ID Is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Photo ID (DL) uploaded. - Seller-XX/XX/XXXX
Ready for Review-Borrower is a US citizen. Cit aff document uploaded. - Seller-XX/XX/XXXX

Resolved-Photo ID was provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX-XX.XXX

XXXX

Investment

Purchase

9960792

N/A

XXXX

10351602

Closed

2026-06-29 13:29

2026-08-07 15:41

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-All X Exterior Appraisals were received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Counter-Appraisals for only X of the X total properties were received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Counter-Appraisals for only X of the X total properties were received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. secondary appraisals uploaded. - Seller-XX/XX/XXXX
Open-The loan is a Cash Out transaction with an LTV at or above XX%.  File is missing the XXXX Exterior Appraisals / Field Reviews for the X properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. secondary appraisals uploaded. - Seller-XX/XX/XXXX

Resolved-All X Exterior Appraisals were received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXXX XXXX XXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXX XXXX XXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXX XXXXXX.XXX
XXXXXXXXX XXXXXXXXX.XXXXX XXXX XXXXXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

9982988

N/A

XXXX

10351602

Closed

2026-06-29 12:22

2026-07-17 07:45

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Corrected Note received.  System updated. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised note with correct P&I uploaded. - Seller-XX/XX/XXXX
Open-The Note is Incomplete The P&I Payment on the Note provided is incorrect.   Loan Amount of $XXX,XXX ; Interest Rate of X.XX%; Loan Term of XXX months (X/XX/XXXX - X/XX/XXXX).  This calculates to $X,XXX.XX monthly. However, the Note provided shows $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised note with correct P&I uploaded. - Seller-XX/XX/XXXX

Resolved-Corrected Note received. System updated. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9981617

N/A

XXXX

10351602

Closed

2026-06-29 13:26

2026-07-13 15:45

Resolved

1 - Information

Credit

Eligibility

Missing any document with appraised value on it, stated or appraised at time of Origination.

Resolved-Clarification received.  Tape Data is incorrect. Audit value is stated to be correct.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-$X,XXX,XXX is the correct amount. Tape data was pulled wrong due to a technical error. Please clear this exception. - Seller-XX/XX/XXXX
Open-The File is missing any document which would indicate the Value of Collateral ( Property) at the time of origination/ Per the Tape Data, the sum of the seven Appraisals is $X,XXX,XXX (total values).  However, per audit review, the sum of the seven XXXX Appraisals is $X,XXX,XXX.  The Tape Data for XXX X XXXth Street ($XXX,XXX) does not match the XXXX Appraisal ($XXX,XXX) and the tape value for XXXXX XXXXXXX Avenue ($XXX,XXX) does not match the XXXX Appraisal ($XXX,XXX).  Unable to determine if the tape values are wrong, or if there are different valuations not provided in the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-$X,XXX,XXX is the correct amount. Tape data was pulled wrong due to a technical error. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Clarification received. Tape Data is incorrect. Audit value is stated to be correct. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

9982941

N/A

XXXX

10351602

Closed

2026-06-29 13:07

2026-07-09 15:56

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Lender's Clarification received.  Invoice states $X,XXX.XX over X properties = $X,XXX.XX for each property.  Total monthly insurance is the $X,XXX.XX / XX months = $XXX.XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Invoice includes a credit card processing fee which is part of the insurance premium transaction. You should not be using an insurance declaration page as declaration page is the insurance companies Net premium. Gross premium can be added which could included Tax, inspection fees, brokers fee, and credit card transation fees. Which is all part of insurance transation outside of the net premium. Invoice is the final Gross premium that includes all the mentioned transations.  - Seller-XX/XX/XXXX
Open-Discrepancy with the Hazard Insurance.  Per the Tape Data, the sum of the X properties Hazard Insurance comes to $X,XXX.XX.  However, per the XXXX XXXX Invoice and the HUD-X, the amount paid for policy #XXXXXXXXXX was $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Invoice includes a credit card processing fee which is part of the insurance premium transaction. You should not be using an insurance declaration page as declaration page is the insurance companies Net premium. Gross premium can be added which could included Tax, inspection fees, brokers fee, and credit card transation fees. Which is all part of insurance transation outside of the net premium. Invoice is the final Gross premium that includes all the mentioned transations. - Seller-XX/XX/XXXX

XXXX XXXXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

9982564

N/A

XXXX

10315447

Closed

2026-07-02 07:21

2026-07-10 09:11

Resolved

1 - Information

Compliance

Closing

Final HUD-1 Closing Date does not match Transaction Date

Resolved-Received final hud - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. FSS - Seller-XX/XX/XXXX
Open-Final HUD-X Closing Date of XX-XX-XXXX is not the same date as the Notary Acknowledgement Date of XX-XX-XXXX. Provide updated final settlement statement or HUD1 as the one in file has settlement date and disbursement date as XX/XX/XXXX which is before the notary date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. FSS - Seller-XX/XX/XXXX

Resolved-Received final hud - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10038856

N/A

XXXX

10315447

Closed

2026-07-02 07:07

2026-07-06 17:04

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX
Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing X Low alerts. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Fraud Report - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10038724

N/A

XXXX

10367981

Closed

2026-07-11 00:30

2026-09-29 10:41

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing Required for Securitizations

Resolved-XXXX Exterior Only appraisal report provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation review uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for cash out and RT refinances for SFR with XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation review uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Exterior Only appraisal report provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX-XXXXXXXX (X) - XXX XXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10190195

N/A

XXXX

10367981

Closed

2026-07-09 06:09

2026-07-24 10:27

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Policy provided with revised amount of $XXX,XXX Dwelling Coverage, more than loan amount. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per policy borrower is carrying XXXk which is more than RC and loan amount. - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'No' Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Per policy borrower is carrying XXXk which is more than RC and loan amount. - Seller-XX/XX/XXXX

Resolved-Policy provided with revised amount of $XXX,XXX Dwelling Coverage, more than loan amount. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX - XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10145670

N/A

XXXX

10368010

Closed

2026-07-13 15:18

2026-07-15 08:53

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Annual Tax:- $X,XXX (Taxes taken from realtor as the exact taxes cannot be ascertained even from the tax bill. Moreover the taxes are delinquent which must be paid at closing)

- Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax cert missing outlining total of taxes which were included in the DSCR Calculation - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Annual Tax:- $X,XXX (Taxes taken from realtor as the exact taxes cannot be ascertained even from the tax bill. Moreover the taxes are delinquent which must be paid at closing)

- Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10212043

N/A

XXXX

10368019

Closed

2026-07-10 06:40

2026-08-11 09:53

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached EOI. Coverage is Business Income on Actual Loss Sustained based on the by laws agreement. - Seller-XX/XX/XXXX
Open-Provided HOI document does not have Rent Loss Coverage, provide updated HOI with Rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached EOI. Coverage is Business Income on Actual Loss Sustained based on the by laws agreement. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXX XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10169306

N/A

XXXX

10368060

Closed

2026-07-10 07:34

2026-07-17 00:57

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated Settlement Statement uploaded. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Provided Settlement Statement Document Disbursement date is Prior to note Date, we need Updated Settlement Statement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Settlement Statement uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10170508

N/A

XXXX

10367951

Closed

2026-07-15 12:14

2026-08-04 10:43

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Uploaded Operating Agreement, Articles of Organization and EIN for XXXXX XXXXXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved' Uploaded Operating Agreement, Articles of Organization and EIN for XXXXX XXXXXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity Docs uploaded for XXXXX XXXXXXXXX XXXXXXX XXX. - Seller-XX/XX/XXXX
Counter-Missing Operating Agreement, Articles of Organization and EIN for XXXXX XXXXXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity Docs uploaded. - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Missing Operating Agreement, Articles of Organization and EIN for XXXXX XXXXXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Entity Docs uploaded for XXXXX XXXXXXXXX XXXXXXX XXX. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity Docs uploaded. - Seller-XX/XX/XXXX

XXX_XXXXXXXXXX_XXXXXX_-_XXXXX_XXXXXXXX_XXXXXX_XXXXXXXXXXXXXX.XXX
XXXXXXXXX_XXXXXXXXX__-_XXXXX_XXXXXXXX_XXXXXX_XXXXXXXXXXXXXX.XXX
XX XXXXXX XXXXXXXX - XXXXX XXXXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10265426

N/A

XXXX

10367951

Closed

2026-07-10 02:18

2026-08-04 10:39

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-Uploaded OFAC XXXXX XXXXXXXXX XXXXXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested OFAC sanctioned list for borrower Business Entity name, provided updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC for XXXXX XXXXXXXXX XXXXXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX

XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10164661

N/A

XXXX

10367951

Closed

2026-07-15 13:13

2026-08-04 10:39

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Category XXX Employment Authorization Card received.  The XXX category is designated for spouses of XXXX visa holders who are on XXXX dependent visas. This is acceptable. - Due Diligence Vendor-XX/XX/XXXX
Counter-XXXXXXXXX XXXX XX Non Permanent XX Residents, missing VISA. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-EAD card is the visa - Seller-XX/XX/XXXX
Counter-Missing VISA.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Passport of the borrower uploaded. - Seller-XX/XX/XXXX
Counter-XXXXXXXXX XXXX XX Non Permanent XX Residents, documentation requirement VISA and Passport. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Employment Authorisation card of borrower uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. XXXXXXXXX XXXX XX Non Permanent XX Residents, missing VISA and Passport.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-EAD card is the visa - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Passport of the borrower uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Employment Authorisation card of borrower uploaded. - Seller-XX/XX/XXXX

XX.XXXXX.XXX
XXXXXXXX_-_XXX_XXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10267362

N/A

XXXX

10367951

Closed

2026-07-15 11:40

2026-08-04 10:22

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-Uploaded all pages of Note. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Note document with pages X & X uploaded. - Seller-XX/XX/XXXX
Open-The Note is Incomplete Missing Note pages X & X.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Note document with pages X & X uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded all pages of Note. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10264667

N/A

XXXX

10367990

Closed

2026-07-10 05:49

2026-07-21 03:11

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Requested hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached Declaration - and invoice for XXXX XXX XXXXX Avenue, XXXXXXX, XX XXXXX - Seller-XX/XX/XXXX
Open-The loan file is missing evidence of HOI dec page with sufficient coverages and invoice for XXXX XXX XXXXX Avenue. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached Declaration - and invoice for XXXX XXX XXXXX Avenue, XXXXXXX, XX XXXXX - Seller-XX/XX/XXXX

Resolved-Requested hazard Insurance Policy Provided, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX XXXX XXXXXX-XXXXXXX-X-XXXXXXXX.XXX
XXXX XXX XXXX XXXXXX-XXXXXXXXX-XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10168563

N/A

XXXX

10368024

Closed

2026-07-15 16:10

2026-07-17 11:28

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared . Missing OFAC for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OFAC for XXXXX XXXXXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-OFAC Check Completed and Cleared for XXXXX XXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10273230

N/A

XXXX

10368033

Closed

2026-07-10 08:41

2026-07-29 10:12

Resolved

1 - Information

Credit

Doc Issue

HOA Fee Difference

Resolved-Agreed to HOA fees on XXXX appraisals resulting in DSCR difference. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Agreed to the HOA fee and the updated DSCR X.XXX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX
Open-HOA Fee difference exsits between validated HOA and documents Per the XXXX appraisals, all X properties in the portfolio are identified as single-family residences. However, the XXXX appraisals indicates the properties are PUD with a HOA fee of $XX per property. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Agreed to the HOA fee and the updated DSCR X.XXX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX

Resolved-Agreed to HOA fees on XXXX appraisals resulting in DSCR difference. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10171875

N/A

XXXX

CL2026070091

10423986

Closed

2026-07-15 03:22

2026-07-23 08:19

Resolved

1 - Information

Credit

Missing Doc

Missing HOA Fee Statement

Resolved-XXX cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX document - Seller-XX/XX/XXXX
Open-Latest XXX Fee Assessment not provided required for PITIA calculation Provide XXX fee statement for the Subject property to confirm XXX fees of $XXX as stated in XXXX. As per appraisal, XXX fees is $XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-XXX document - Seller-XX/XX/XXXX

Resolved-XXX cert provided. Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXX (XX).XXX

XXXX

Primary Residence

Purchase

10251789

N/A

XXXX

CL2026051490

10423985

Closed

2026-07-21 17:08

2026-07-23 09:53

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Updated XXXX - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Page XXX Loan Approval Loan Program XX, meets XXXXXXXXXX. Page XXXX XXXX states XXXXX XXXX, Primary Borrowers FICO XXX which doesn't meet XXXXX XXXX parameter.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Updated XXXX - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXX_XXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

10388344

N/A

XXXX

CL2026060723

10396117

Closed

2026-07-23 13:00

2026-07-27 08:26

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing Loan Approval.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXX XXXX XXXXXXXX.XXX

XXXX

Primary Residence

Purchase

10431778

N/A

XXXX

CL2026070383

10396169

Closed

2026-07-24 15:58

2026-08-21 18:00

Resolved

1 - Information

Credit

Missing Doc

The letter of explanation for the borrower's assets/reserves is missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-COPY OF NOTE - Seller-XX/XX/XXXX
Counter-Documentation verifying the $X,XXX,XXX loan to XXXX XXXXXX missing from file.  Unable to verify the $X,XXX,XXX is repayment of said loan.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter- Documentation provided has been reviewed.  The documentation required is for the $X,XXX,XXX payment from XXXX XXXXXX.  Documentation to support the initial loan to the business partner is required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. The letter of explanation in file on page XXX references the return of payment of $X,XXX,XXX from a business partner lent as a loan.  Documentation to support this arrangement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-COPY OF NOTE - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXX XX XXXXXXXXXXX (XX).XXX
XXXXX_XXXXXX-XXXXXXXX_XXXXXXXX-XXXX-XXXX-XXXX-XXXXXXXXXXXX.XXX
XXXXX_XXXXXX-XXXXXXXX_XXXXX XXXX XXX XXXX.XXX

XXXX

Primary Residence

Purchase

10458509

N/A

XXXX

CL2026070383

10396169

Closed

2026-07-22 04:24

2026-08-17 11:23

Resolved

1 - Information

Compliance

Mavent

Fees: Limited

Resolved-Resolved.  XX fee added.  Compliance passes - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-loe and pccd re XX Foreclosure fee - Seller-XX/XX/XXXX
Counter-The COC provided is missing the information for the XX foreclosure fee being added to the closing disclosure - Due Diligence Vendor-XX/XX/XXXX
Open-XXXXXXXXXX requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "XXXXXXXXXX Foreclosure Prevention Fee".  "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) XXXXXXXXXX requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "XXXXXXXXXX Foreclosure Prevention Fee". - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-loe and pccd re XX Foreclosure fee - Seller-XX/XX/XXXX

Resolved-Resolved. XX fee added. Compliance passes - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXX XXX XX (X).XXX
XXXXX_XXXXXX-XXXXXXXX_XXXXX XXX XXX XXXX XX XX XXXXXXXXXXX XXX.XXX

XXXX

Primary Residence

Purchase

10394441

N/A

XXXX

CL2026070383

10396169

Closed

2026-07-22 09:04

2026-07-28 08:38

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Conditional approval provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Loan approval document is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Conditional approval provided - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXX XXXXXXXXX XXXX (XX).XXX

XXXX

Primary Residence

Purchase

10399271

N/A

XXXX

CL2026070383

10396169

Closed

2026-07-22 09:03

2026-07-28 03:44

Resolved

1 - Information

Credit

Missing Doc

B1 Verification of Undisclosed Debt Monitoring

Resolved-Gap Report dated no more than XX calendar days prior to note date provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Borrower X Missing Verification of Undisclosed Debt Monitoring (UDM) Undisclosed Debt Monitoring (UDM) is missing for borrowerX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Gap Report dated no more than XX calendar days prior to note date provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXX XXXXXX - XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Purchase

10399254

N/A

XXXX

CL2026070383

10396169

Closed

2026-07-22 09:03

2026-07-28 03:43

Resolved

1 - Information

Credit

Missing Doc

B2 Verification of Undisclosed Debt Monitoring

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Gap Report dated no more than XX calendar days prior to note date provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXX XXXXXX - XXXXXXXXX (XX).XXX

XXXX

Primary Residence

Purchase

10399255

N/A

XXXX

10387749

Closed

2026-09-03 08:58

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXxx CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.   The Title Commitment (item #XX) shows a mortgage on this subject property for $XXX,XXX dated X/XX/XXXX.  The Demand for Payoff for this morning from XXXXXXXX Loan Servicing shows $XX.XX in late charges.  Mortgage payment history is required to meet overlays to verify if any payment exceeded XX days late. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XX exceeds the guideline minimum of X by X.XX points.

XXXX

Investment

Refinance

Cash Out - Other

11193874

N/A

XXXX

10387749

Closed

2026-07-29 17:12

2026-09-03 08:59

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-XXXX Exterior appraisal received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Exterior appraisal received. - Due Diligence Vendor-XX/XX/XXXX

XXXX X XXXXXXX XX(X)_XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10521922

N/A

XXXX

10387792

Closed

2026-09-28 19:47

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title Commitment & HUD-X, there is a $XXX,XXX mortgage on this subject property dated X/XX/XXXX to XXXXXX XXXX.  There is no record of mortgage history of payments. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title Commitment & HUD-X, there is a $XXX,XXX mortgage on this subject property dated X/XX/XXXX to XXXXXX XXXX.  There is no record of mortgage history of payments. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11638466

N/A

XXXX

10387792

Closed

2026-09-28 19:47

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXX XXXXX XX. Per the Fraud Report (page XX of XX) (page #XXX), there is a Mortgage dated X/XX/XXXX with XXXXXXX XXXX XXXXX on this property.  It is not found on the credit report, and there is no record of mortgage payments for it. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXX XXXXX XX. Per the Fraud Report (page XX of XX) (page #XXX), there is a Mortgage dated X/XX/XXXX with XXXXXXX XXXX XXXXX on this property.  It is not found on the credit report, and there is no record of mortgage payments for it. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11638467

N/A

XXXX

10387792

Closed

2026-07-29 17:49

2026-09-28 11:43

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-XXXX Exterior Appraisal received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Exterior Appraisal received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXXX XXX XXXX XXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10522520

N/A

XXXX

10387795

Closed

2026-07-29 22:03

2026-09-17 15:58

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Field review required for LTV and transaction type. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10526862

N/A

XXXX

10387798

Closed

2026-09-03 15:15

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXxx CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title Commitment (item #X), there is a prior mortgage for $XXX,XXX to XXXX XXXXXXX XXXXX, and it was shown paid off on the HUD. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11204359

N/A

XXXX

10387798

Closed

2026-09-03 15:15

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXxx CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXXXX XX.  (Note: The mortgage on the credit report with an initial balance of $XXX,XXX is shown on the Fraud Report, page XX of XX, to belong to "XXXX XXXXXX XX," not the Primary Residence. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11204360

N/A

XXXX

10387798

Closed

2026-07-30 08:39

2026-09-03 15:15

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXX XX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10533300

N/A

XXXX

10387802

Closed

2026-07-30 07:21

2026-09-21 10:27

Resolved

1 - Information

Credit

Appraisal deficiency.

Resolved-XXXXXX XXXXXXX reviewed the updated appraisal and indicated the updated was acceptable. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-The client provided information for the appraiser that there is a safety gate on the inside and there is no safety concern. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised appraisal uploaded. - Seller-XX/XX/XXXX
Open-The loan file contains an appraisal report for the subject that shows a Xnd story door that open to nothing and the safety was not addressed.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised appraisal uploaded. - Seller-XX/XX/XXXX

XXXX-XXXXXXXX.XXX
XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10532056

N/A

XXXX

10387802

Closed

2026-07-30 07:18

2026-08-03 10:30

Resolved

1 - Information

Credit

Eligibility

Business Entity EIN Number Missing

Resolved-The client provided the borrower entity's XXXX-X to confirm EIN. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EIN uploaded. - Seller-XX/XX/XXXX
Open-The loan file is missing the SS-X or similar document to show borrower entity's EIN. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. EIN uploaded. - Seller-XX/XX/XXXX

Resolved-The client provided the borrower entity's XXXX-X to confirm EIN. - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10532037

N/A

XXXX

10387817

Closed

2026-07-30 11:57

2026-09-26 22:51

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Field review required for LTV & transaction type (XX% LTV refinance). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXX XXXXX XXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10538857

N/A

XXXX

10387817

Closed

2026-07-28 06:46

2026-07-30 11:47

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per X.X. XXXX. XXX. § XX:XXx-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Acknowledged by investor. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10485855

Originator Post-Close

XXXX

10387699

Closed

2026-07-30 13:27

2026-08-07 11:30

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Uploaded Insurer letter stating XXXX XXXXXXXX XX policy includes XX months total loss of income coverage. Page XXXX current Hazard Insurance policy for XXXX XXXXXXXX shows premium. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached letter from insurance company. Explaining that XX,XXX is the total of Net income for up to XX months.  - Seller-XX/XX/XXXX
Counter-Uploaded policy missing premium.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Based on the colleteral report, the total amount to be carried is $XX,XXX for the year. However, the borrower is carrying $XX,XXX based on this the borrower is compliant in carrying up to XX months in Loss of income coverage.  - Seller-XX/XX/XXXX
Open-Page XXXX Hazard insurance policy XXXX XXXXXXXX XX with Guideline required Business Interruption Insurance $XX,XXX is missing Annual Premium amount.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached letter from insurance company. Explaining that XX,XXX is the total of Net income for up to XX months. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Based on the colleteral report, the total amount to be carried is $XX,XXX for the year. However, the borrower is carrying $XX,XXX based on this the borrower is compliant in carrying up to XX months in Loss of income coverage. - Seller-XX/XX/XXXX

XXXX XXXXXX - XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10541339

N/A

XXXX

10387701

Closed

2026-07-27 01:59

2026-07-29 09:55

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV

Resolved-Per GL, page X, dated XX/XXXX, max LTV is XX% with a FICO over XXX. FICO is XXX so going with XX%. The GL is contradicting so unable to determine if this was a typo or accurate info. See original note. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per Cash-Out Refinance guidelines, the maximum LTV is XX% for qualifying borrowers with a FICO score of XXX or higher. Please verify that the loan meets these eligibility requirements. - Seller-XX/XX/XXXX
Open-Audited LTV Exceeds Guideline LTV Per GL, page X, it is contradicting. States cash out up to XX% LTV with a FICO over XXX but then states XX% LTV with a FICO between XXX-XXX. Borrower has a FICO of XXX so should max LTV be XX%? - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Per Cash-Out Refinance guidelines, the maximum LTV is XX% for qualifying borrowers with a FICO score of XXX or higher. Please verify that the loan meets these eligibility requirements. - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10463333

N/A

XXXX

10387706

Closed

2026-07-27 01:54

2026-07-29 02:56

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal docs for X properties have been provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Appraisal is Missing for X properties  X. XXXX XXXX XXXX and X. XXXX XXXX.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal docs for X properties have been provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXXXXXX.XXXX XXXXXX XXXX .XXX
XXXXXX.XXXXXXXXX.XXXX XXXX XXXXX XXXXXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10463304

N/A

XXXX

10387726

Closed

2026-07-27 12:59

2026-08-11 10:14

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Business documentation provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Document showing proof of ownership for XXXXXX XXXXXXXX XXXXXXXXXX uploaded. - Seller-XX/XX/XXXX
Open-Please provide Articles of Incorporation or comparable documents for XXXXXX XXXXXXXX XXXXXXXXXX. Assets used are in this business name. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Document showing proof of ownership for XXXXXX XXXXXXXX XXXXXXXXXX uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX
Resolved-Business documentation provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXX XXXXXXXXXX.XXX

XXXX

Investment

Purchase

10471926

N/A

XXXX

10387726

Closed

2026-07-24 00:21

2026-08-11 00:45

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title coverage is les sthan loan amount, provided updated title, Updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Coverage Amount of $XXXXXX is equal to or greater than Total Amount of Subject Lien(s) - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This is a portfolio with X properties, uploaded both the title commitments, the sum of each properties covers the total loan amount.

XXXX XXXX XXXX XXXX - $XX,XXX.XX
XXXX XXXX XXXX XXXX - $XX,XXX.XX
- Seller-XX/XX/XXXX
Open-Title Coverage Amount of $XXXXX.XX is Less than Loan Amount Title Coverage Amount of $XX,XXX.XX is Less than Loan Amount $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. This is a portfolio with X properties, uploaded both the title commitments, the sum of each properties covers the total loan amount.

XXXX XXXX XXXX XXXX - $XX,XXX.XX
XXXX XXXX XXXX XXXX - $XX,XXX.XX
- Seller-XX/XX/XXXX

XXXXX XXXXXXXXXX (X).XXX
XXXXX XXXXXXXXXX (X).XXX

XXXX

Investment

Purchase

10441892

N/A

XXXX

10387726

Closed

2026-07-27 12:56

2026-08-11 00:44

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Title commitment for XXXX W XXXX is uploaded. - Seller-XX/XX/XXXX
Open-Title Document is Incomplete Prelim provided only covers XXXX E XXXX. Provide prelim for XXXX W XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Title commitment for XXXX W XXXX is uploaded. - Seller-XX/XX/XXXX

Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XXXX XXXXXX.XXX

XXXX

Investment

Purchase

10471871

N/A

XXXX

10387806

Closed

2026-07-27 03:22

2026-10-07 07:41

Resolved

1 - Information

Property

Secondary Valuation or Additional Valuation has not been entered per securitization requirements

Resolved-Desk review provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. ARR uploaded for XX XXXX - Seller-XX/XX/XXXX
Counter-XXXX field review has been reviewed.  the Desk review for the property located at XX XXXX is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Secondary Valuation is missing for the property located at XX XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. ARR uploaded for XX XXXX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Desk review provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XX XXXXXX XXXXXX .XXX
XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XX XXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10463886

N/A

XXXX

10387806

Closed

2026-07-27 02:35

2026-09-25 12:15

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Investor accepts for LLC - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Per outside counsel guidance, BPL prepayment penalties are only allowed for loans signed by a Corporation. LLC acceptable per Lender - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10463559

Investor Post-Close

XXXX

10387807

Closed

2026-07-28 12:54

2026-08-21 13:35

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-All four XXXX Appraisals were received.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuations uploaded for the other X properties. - Seller-XX/XX/XXXX
Counter-Appraisals for only X of the X properties were received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded  - Seller-XX/XX/XXXX
Open-Loan is a Cross-Collateral Cash-Out transaction with an LTV of XX%.  The file is missing XXXX / Field Review valuations for all X properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuations uploaded for the other X properties. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded - Seller-XX/XX/XXXX

Resolved-All four XXXX Appraisals were received. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXX XXX.XXX
XXXXX XXXXXXXX XX.XXX
XXXXX XXXXXXXXXX XXX.XXX
XXXXX XXXXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10494561

N/A

XXXX

CL2026070665

10396186

Closed

2026-07-28 07:21

2026-07-29 05:15

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing conditional UW approval. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXX_XXXX XXXXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

10486162

N/A

XXXX

CL2026062068

10396194

Closed

2026-07-27 00:26

2026-07-31 14:20

Resolved

1 - Information

Property

Appraisal

The appraiser was not licensed (Primary Value)

Resolved-Appraisers Certification of Record showing licensed since X/XX/XXXX received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Primary Value appraiser's license was effective prior to the Valuation Date and expired after the Valuation Date Or Primary Valuation Is Not Selected Or Appraiser License Dates Are Not Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Counter-Appraiser registry report reflects Effective Date of Credentials X/X/XXXX and expiration of X/XX/XXXX. Provide the effective date of appraiser's license that is prior to appraisal date. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The expiration date is X/XX/XXXX; not the effective date. - Seller-XX/XX/XXXX
Open-Primary Value appraiser's license was not effective prior to the Valuation Date or expired prior to the Valuation Date Valuation Date is XX/XX/XXXX, Primary Value appraiser's license was not effective of XX/XX/XXXX prior to the Valuation Date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX
Ready for Review-The expiration date is X/XX/XXXX; not the effective date. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXXXXXXXX XX XXXXXX - XXXX.XXX

XXXX

Investment

Purchase

10462349

N/A

XXXX

CL2026061037

10396098

Closed

2026-07-29 06:24

2026-08-13 04:32

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Title Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) Final title policy provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Title Policy - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Preliminary title does not include the coverage amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Title Policy - Seller-XX/XX/XXXX

Resolved-Title Coverage Amount of $XXXXXXX is equal to or greater than Total Amount of Subject Lien(s) Final title policy provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXX.XXX

XXXX

Investment

Purchase

10508603

N/A

XXXX

CL2026071231

10396170

Closed

2026-07-29 10:44

2026-08-06 06:52

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-AUS provided to waive housing history, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Full AUS - Seller-XX/XX/XXXX
Counter-AUS not in file. Missing all pages of AUS, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-LOE from UW - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Missing housing history for borrower X for XXXXXXXX XX. Missing property report showing property free and clear or proof of mortgage payments. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Full AUS - Seller-XX/XX/XXXX
Ready for Review-LOE from UW - Seller-XX/XX/XXXX

Resolved-AUS provided to waive housing history, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXX XXX.XXX
XXXXX_XXXXXX-XXXXXXXX_XXXXX XXX.XXX

XXXX

Primary Residence

Purchase

10512805

N/A

XXXX

10365447

Closed

2026-08-03 09:45

2026-08-11 09:12

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV.

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Resolved-approval received - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Counter-Please provide loan approval to confirm applicable guidelines - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please refer to matrix X/X/XX that's showing on the loan approval. - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Audited LTV of XX% exceeds the Guideline LTV of XX% per available latest  guideline matrix XX-X-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Please refer to matrix X/X/XX that's showing on the loan approval. - Seller-XX/XX/XXXX

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Resolved-approval received - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXX XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10591873

N/A

XXXX

10399592

Closed

2026-08-04 08:05

2026-08-07 08:25

Resolved

1 - Information

Credit

Eligibility

Audited LTV Exceeds Guideline LTV.

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. I don't see what you are referring to - Seller-XX/XX/XXXX
Open-Audited LTV of XX% exceeds Guideline LTV of XX% Audited LTV as per XXXX is XX%. Using Mid Score  method, the qualifying FICO is borrower's XXX. Using FICO as XXX, the maximum allowed LTV is XX% as per GL matrix. Hence Audited LTV doesn't meet guideline LTV.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. I don't see what you are referring to - Seller-XX/XX/XXXX

Resolved-Audited LTV of XX% is less than or equal to Guideline LTV of XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10613763

N/A

XXXX

10365444

Closed

2026-08-04 07:03

2026-08-10 01:24

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Primary Housing verified X months per VOR and prior housing is verified to be owned Free & Clear, Housing History Meets Guideline Requirements, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-They owned it free and clear for XXyrs

- Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage History actual X months per VOR but unable to verify XX months housing history. provide XX month housing history.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-They owned it free and clear for XXyrs

- Seller-XX/XX/XXXX

XXXX

Investment

Purchase

10612806

N/A

XXXX

10455941

Closed

2026-08-03 06:05

2026-08-11 00:43

Resolved

1 - Information

Credit

DSCR Does Not Meet Guideline Requirement

Resolved-As per guideline using the higher market rents capped at XXX% of the current lease $X,XXX x XXX% = $X,XXX / property's PITI $X,XXX.XX = X.XX DSCR, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open- As per Underwriter DSCR calculation on page#XXX is different due to difference in PITI, DSCR do not meet G/L. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXXXXX XXXXXXXXXX - XX XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10588150

N/A

XXXX

10455941

Closed

2026-08-03 06:15

2026-08-06 02:47

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Requested rent Free Lox provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements LOX for no Primary Housing missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Requested rent Free Lox provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXX XXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10588425

N/A

XXXX

10405267

Closed

2026-08-10 04:42

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10702889

N/A

XXXX

10405267

Closed

2026-08-10 15:46

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10718122

N/A

XXXX

10405268

Closed

2026-08-10 00:23

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlay, we need XX month history for primary residence.
There is one  mortgage on the credit report, however, we are unable to verify what property the mortgage belongs to.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10700950

N/A

XXXX

10405268

Closed

2026-08-10 16:23

2026-09-02 09:52

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Appraisal received; Finding cleared. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal received; Finding cleared. - Due Diligence Vendor-XX/XX/XXXX

XX XXXXXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10718728

N/A

XXXX

10405269

Closed

2026-08-10 18:14

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX XX, XXXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10722341

N/A

XXXX

10405269

Closed

2026-08-10 19:47

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Missing VOM or VOR

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX XX, XXXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10725000

N/A

XXXX

10405269

Closed

2026-08-10 23:06

2026-09-03 10:14

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Tenant Ledger for "XXXXXX XXXXXX" showing X months of $X,XXX charged.  Paid by tenant was $X,XXX.XX security deposit + $X,XXX rent payment.  Only $X,XXX of the X/XX/XXXX rent has been paid to date, but it is not fully due yet.  Payment ledger is acceptable. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Counter-Documentation provided is for prior tenant. Provide documentation for current tenant per Lease Agreement on page #XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX
Open-Per XXX Xxxxxxx guidelines (March XXXX) in Minimum Debt Service Ratio (DSCR) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X).XXX
XXXXXX_XXXXXX-XXXXXX_XXXXXX-XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10727809

N/A

XXXX

10405269

Closed

2026-08-10 01:24

2026-09-02 00:56

Resolved

1 - Information

Credit

Missing Doc

HO6 Master Insurance Policy is Missing

Resolved-HOX Master Insurance Policy provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached XXX file - Seller-XX/XX/XXXX
Open-Missing HO-X Master Insurance Policy - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached XXX file - Seller-XX/XX/XXXX

Resolved-HOX Master Insurance Policy provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10701384

N/A

XXXX

10405270

Closed

2026-08-10 01:18

2026-09-16 12:13

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide Secondary Valuation is Expired. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XX(X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10701334

N/A

XXXX

10405270

Closed

2026-08-10 01:18

2026-09-16 12:13

Resolved

1 - Information

Property

Value

All Valuation Products Have Variations to Primary that Exceeds -10%

Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-All Valuation entries (not including Collateral Underwriter (CU) entries) have a Variance to Primary value that exceeds -XX%. - Due Diligence Vendor-XX/XX/XXXX
Open-All Valuation entries have a Variance to Primary value that exceeds -XX%. - Due Diligence Vendor-XX/XX/XXXX
Open-All Valuation entries (not including Collateral Underwriter (CU) entries) have a Variance to Primary value that exceeds -XX%. Provided Secondary Valuation is Expired. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XX(X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10701336

N/A

XXXX

10405271

Closed

2026-08-10 03:55

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10702616

N/A

XXXX

10405271

Closed

2026-09-10 17:06

2026-09-16 21:30

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-A PDI was received and the property is reflected as free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS STRAIGHT-LINE WINDS TORNADOES AND FLOODING IN - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-A PDI was received and the property is reflected as free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXX_XXXXX_XXXXXX_XXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11313031

N/A

XXXX

10405271

Closed

2026-08-10 18:22

2026-08-31 09:34

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Exterior value received; Finding rescinded - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Exterior value received; Finding rescinded - Due Diligence Vendor-XX/XX/XXXX

XXXX XXX XXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10722491

N/A

XXXX

10405272

Closed

2026-08-11 10:31

2026-10-09 10:16

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing Required for Securitizations

Resolved-Second Appraisal/ Valuation (XXXX) provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Additional valuation uploaded - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for refinance transaction of X to X units, for cash out only, and with LTV =or> than XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Additional valuation uploaded - Seller-XX/XX/XXXX

Resolved-Second Appraisal/ Valuation (XXXX) provided. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXXX XX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10738948

N/A

XXXX

10405272

Closed

2026-08-11 10:15

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Missing VOM or VOR

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10738591

N/A

XXXX

10405272

Closed

2026-08-11 10:15

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10738592

N/A

XXXX

10405272

Closed

2026-08-11 10:45

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXX XXXXXXXXX Xxxx, XXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10739354

N/A

XXXX

10405272

Closed

2026-10-03 17:14

2026-10-07 14:17

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-The PDI was received reflecting the subject property as free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS STRAIGHT-LINE WINDS TORNADOES FLOODING AND LANDSLIDES XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-The PDI was received reflecting the subject property as free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXX_XXXXXXXXX_XXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11721687

N/A

XXXX

10405275

Closed

2026-08-11 09:07

2026-09-02 10:24

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Post Disaster Inspection received; Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-Post Disaster Inspection received; Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXXX_XXXXX_XXXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10736338

N/A

XXXX

10405275

Closed

2026-08-11 02:26

2026-08-12 23:59

Resolved

1 - Information

Credit

Borrower

Borrower 1 Credit Report is Incomplete

Resolved-Requested Updated Credit Report provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Borrower X Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Credit report prior to note date uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Partially Present. Credit report date is after the note date hence considered as partial. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Credit report prior to note date uploaded. - Seller-XX/XX/XXXX

XXXXXX.XXXXX.XXX
XXXXXX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10729470

N/A

XXXX

10405276

Closed

2026-08-11 11:16

2026-09-21 09:56

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-An Interest-Only loan product is not eligible for Single Property Rental, noted in Guidelines dated March XXXX, page X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10740126

N/A

XXXX

10405276

Closed

2026-08-10 06:37

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine XX months Primary Housing History.  The only mortgage showing on the X/XX/XXXX credit report has only X months of history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10704987

N/A

XXXX

10405276

Closed

2026-08-11 10:29

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Missing VOM or VOR

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to a mortgage history for the subject property (mortgage paid off on the HUDX is to XXXXXXX XXXXXXX XXXXXX XXXXX) - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10738913

N/A

XXXX

10405276

Closed

2026-08-11 10:29

2026-08-12 14:36

Resolved

1 - Information

Credit

Borrower

Borrower 1 Credit Report is Incomplete

Resolved-Borrower X Credit Report dated X/XX/XXXX was received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Borrower X Credit Report is Partially Present. The only credit report provided for the Guarantor (XXXXX XXXXX) is dated X/XX/XXXX, which is after the Note.  The PreClose/Qualifying Credit Report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Credit Report dated X/XX/XXXX was received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXX.XXX
XXXXXX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10738914

N/A

XXXX

10405278

Closed

2026-08-10 23:08

2026-08-12 10:47

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Proof of receipt of $XX,XXX for security deposit and rent provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX
Open-Per XXX Xxxxxxx guidelines (XXXXX XXXX) in Minimum Debt Service Ratio (XXXX) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of receipt for security deposit has been uploaded. - Seller-XX/XX/XXXX

Resolved-Proof of receipt of $XX,XXX for security deposit and rent provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X) (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10727812

N/A

XXXX

10405278

Closed

2026-08-10 03:35

2026-08-12 10:43

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final Settlement Statement provided with updated disbursement date and cash out amount. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised closing statement uploaded. Per our attorney's confirmation, In XX state we fund/record X days after settlement. Please clear this exception. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Closing Statement in file reflects a Closing Date and Disbursement Date of XX/XX/XXXX. Provide a Final Closing Statement with exact closing and disbursement date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised closing statement uploaded. Per our attorney's confirmation, In XX state we fund/record X days after settlement. Please clear this exception. - Seller-XX/XX/XXXX

XXXXX XXXXX'X XXXXXXX XXXXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

10702471

N/A

XXXX

10405279

Closed

2026-08-10 02:46

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXX-X XXXXXXX XXXX, XXXXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
XXXX score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10702088

N/A

XXXX

10405279

Closed

2026-09-10 17:07

2026-09-16 21:28

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-A XXX was received and reflects the property free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX uploaded
- Seller-XX/XX/XXXX
Open-Property potentially affected by XXXX Disaster ID XXXX. SEVERE STORMS STRAIGHT-LINE WINDS TORNADOES AND FLOODING IN - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX uploaded
- Seller-XX/XX/XXXX

Resolved-A XXX was received and reflects the property free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXX-X_XXXXXXX_XXXX_XXXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11313078

N/A

XXXX

10405279

Closed

2026-08-11 15:13

2026-08-13 10:05

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC report for XXXXX XXXXX XXXXXXXXXXX, XXX provided reflecting no matches. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ofac search XXXXX XXXXX XXXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check for business entity that borrower provided for verified assets, XXXXX XXXXX XXXXXXXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ofac search XXXXX XXXXX XXXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX

XXXX XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10746878

N/A

XXXX

10405279

Closed

2026-08-11 14:46

2026-08-13 10:01

Resolved

1 - Information

Credit

Corporation/LLC: Operating Agreement Document is missing

Resolved-Bylaws provided reflect XX% ownership for the Borrower/Guarantor (Findings). - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. By Laws for XXXXX XXXXX XXXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX
Open-Provide Operating Agreement for XXXXX XXXXX XXXXXXXXXXX, XXX to verify ownership interest for utilization of assets from provided bank statements. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. By Laws for XXXXX XXXXX XXXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Bylaws provided reflect XX% ownership for the Borrower/Guarantor (Findings). - Due Diligence Vendor-XX/XX/XXXX

XXXXXX (XXXX).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10746298

N/A

XXXX

10405281

Closed

2026-08-10 07:22

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX months exceeds the guidelines minimum of X months by XX months.
XXXX score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10705608

N/A

XXXX

10405284

Closed

2026-08-10 03:03

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine mortgage payment history for the subject REO property.  Per the HUD-X (line #XXXX), the prior mortgage was with X&X XXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10702236

N/A

XXXX

10405284

Closed

2026-08-11 13:06

2026-08-13 15:56

Resolved

1 - Information

Credit

Assets Insufficient

Assets are not sufficient to close

Resolved-The correct Settlement Statement was received, showing $XXk cash to the borrower. Therefore, this makes assets/reserves sufficient.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX
Open-File is short Funds to Close.  Per the HUD-X, the cash needed to close is $XXX,XXX.XX.  The only assets provided were XX XXXX #XXXX from XXX Property Management (X/XX/XXXX) with $XX,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX

Resolved-The correct Settlement Statement was received, showing $XXk cash to the borrower. Therefore, this makes assets/reserves sufficient. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX@XXXXXXXXXXXXXXX.XXX_XXXXXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10744054

N/A

XXXX

10405284

Closed

2026-08-11 13:01

2026-08-13 15:54

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Operating Agreement received to verify ownership. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OA of XXX Property Management uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Bank Statement provided is a XX Bank #XXXX from XXX Property Management.  File is missing evidence of the borrower/guarantor having ownership in this business in order to use the assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OA of XXX Property Management uploaded. - Seller-XX/XX/XXXX

Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Operating Agreement received to verify ownership. - Due Diligence Vendor-XX/XX/XXXX

XX XX XXX XXXXXXXX XXXXXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10743949

N/A

XXXX

10405284

Closed

2026-08-10 02:10

2026-08-11 13:08

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-XXXXXX XXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX
Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Per N.J. Stat. Ann. , mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-XXXXXX XXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10701803

Investor Post-Close

XXXX

10405288

Closed

2026-08-10 03:12

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10702285

N/A

XXXX

10405288

Closed

2026-08-11 14:34

2026-08-12 14:39

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Operating Agreement received to verify ownership. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OA of XXX Property Management uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Bank Statement provided is a XX Bank #XXXX from XXX Property Management. File is missing evidence of the borrower/guarantor having ownership in this business in order to use the assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OA of XXX Property Management uploaded. - Seller-XX/XX/XXXX

Resolved-Operating Agreement received to verify ownership. - Due Diligence Vendor-XX/XX/XXXX

XX XX XXX XXXXXXXX XXXXXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10746060

N/A

XXXX

10405288

Closed

2026-08-10 02:13

2026-08-11 14:42

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-XXXXXX XXXXXXX acknowledges. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10701821

Investor Post-Close

XXXX

10405289

Closed

2026-08-11 14:02

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10745471

N/A

XXXX

10405289

Closed

2026-08-11 14:30

2026-09-02 09:57

Resolved

1 - Information

Credit

Missing Doc

HO6 Master Insurance Policy is Missing

Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX File attached - Seller-XX/XX/XXXX
Open-Missing HO-X Master Insurance Policy Missing condo master policy. Page XXX is the business coverage for all properties owned by borrower.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX File attached - Seller-XX/XX/XXXX

Resolved-HO-X Master Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX (XXXXXX, XXXXXX, XXXXXX, XXXXXX, XXXXXX).XXX

XXXX

Investment

Refinance

Cash Out - Other

10745979

N/A

XXXX

10405289

Closed

2026-08-10 02:30

2026-08-11 13:52

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

XXXX

Investment

Refinance

Cash Out - Other

10701981

Originator Pre-Close

XXXX

10405291

Closed

2026-08-10 07:14

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements As per credit report 'XXXX XXXXXX XXXXX XX' is the primary residence of BX, but no property details , no mtg account in credit report and no property report provided in file to verify housing history - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10705491

N/A

XXXX

10405291

Closed

2026-08-10 07:41

2026-09-02 10:02

Resolved

1 - Information

Credit

Insurance

Master Policy Expiration Date is Prior To the Transaction Date

Resolved-Master Policy Expiration Date of XX-XX-XXXX is Equal to or After the Transaction Date of XX-XX-XXXX Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see attached XXXX XXX  - Seller-XX/XX/XXXX
Counter-The binder provided is the XXX policy for our borrower. The master condo policy in the document file on page XXX expired XX/XX/XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per the Binder uploaded, expiration date is XX/XX/XXXX. Please clear this exception. - Seller-XX/XX/XXXX
Open-Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX
Open-Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX Updated master policy expiration date as per the master policy provided in file , Need updated policy - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. see attached XXXX XXX - Seller-XX/XX/XXXX
Ready for Review-Per the Binder uploaded, expiration date is XX/XX/XXXX. Please clear this exception. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX

Resolved-Master Policy Expiration Date of XX-XX-XXXX is Equal to or After the Transaction Date of XX-XX-XXXX Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXXXX XXXXXXXXXXX XX. X - XXX XXXXXXXX XXXXX - XXXXX XX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10705835

N/A

XXXX

10405291

Closed

2026-08-10 08:11

2026-08-13 09:03

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Client aware of Tax Discrepancy/DSCR Difference - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Agreed with the difference in tax value. Please post the DSCR difference as a data discrepancy. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax amount monthly amount as per tax cert is $XXX.XX and as per closing instruction it is $XXX.XX. Provided updated tax document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Agreed with the difference in tax value. Please post the DSCR difference as a data discrepancy. - Seller-XX/XX/XXXX

Resolved-Client aware of Tax Discrepancy/DSCR Difference - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10706293

N/A

XXXX

10405291

Closed

2026-08-11 14:45

2026-08-13 09:02

Resolved

1 - Information

Credit

Doc Issue

HOA Fee Difference

Resolved-XXX Doc received;  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Docment showing monthly XXX fees has been uploaded. - Seller-XX/XX/XXXX
Open-XXX Fee difference exsits between validated XXX and documents XXX amount on appraisal shows monthly total of $XXX.XX, where as Condo. Documents do not outline monthly fee.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Docment showing monthly XXX fees has been uploaded. - Seller-XX/XX/XXXX

Resolved-XXX Doc received; - Due Diligence Vendor-XX/XX/XXXX

XXX XXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10746264

N/A

XXXX

10405292

Closed

2026-08-11 14:37

2026-09-21 09:49

Waived

2 - Non-Material

Credit

Title

Property Title Issue

Waived-The investor is requesting the issue be waived per email from XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open-Property Title Issue Page XXX Title Commitment free and clear of Mortgage. However Page X Settlement Statement shows payoff First Mortgage to XXXXXX XXXXXXX (Spouse or Ex-spouse Co-Borrower per Background report). Please clarify if Mortgage was Unrecorded, may required Mortgage payment history documentation.  - Due Diligence Vendor-XX/XX/XXXX

The client asked to waive the previous mortgage history for refinance transaction. - XX/XX/XXXX

Waived-The investor is requesting the issue be waived per email from XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX.
The DSCR of X.XXX exceeds the guideline minimum of X by X.XXX.

XXXX

Investment

Refinance

Cash Out - Other

10746132

Investor Post-Close

XXXX

10405293

Closed

2026-08-10 05:35

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-Housing History Does Not Meet XXXXXXXXX Requirements Provide documentation if property is owned free and clear. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10703312

N/A

XXXX

10405293

Closed

2026-08-10 05:35

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10703313

N/A

XXXX

10405293

Closed

2026-08-10 05:53

2026-08-13 10:14

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Questionnaire uploaded. - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. XXX Questionnaire is Missing  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Questionnaire uploaded. - Seller-XX/XX/XXXX

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX XXXXXXXXXXXXX.XXXX XXXXX XXXXXX XXXX XXXX X.XXX

XXXX

Investment

Refinance

Cash Out - Other

10704338

N/A

XXXX

10405297

Closed

2026-08-11 14:57

2026-09-21 10:09

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated XXXXXXXXXX to June XXXX XXXXXXXXXX, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-An Interest-Only loan product is not eligible for Single Property Rental, noted in XXXXXXXXXX dated March XXXX, page X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated XXXXXXXXXX to June XXXX XXXXXXXXXX, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10746502

N/A

XXXX

10405297

Closed

2026-08-11 15:14

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of XXX Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject XXX property.  Per the XXX-X, there was a mortgage on the property to "XXXXXXXX XXXXXXXX, XXX" that was paid off.  Payment History for that mortgage is missing. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10746881

N/A

XXXX

10405298

Closed

2026-08-10 07:27

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10705662

N/A

XXXX

10405298

Closed

2026-08-11 15:50

2026-09-16 08:56

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Appraisal received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation report uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation report uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10748180

N/A

XXXX

10405299

Closed

2026-08-10 03:34

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXX XXXXX XXXXXX XXXXXX, XXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10702454

N/A

XXXX

10405299

Closed

2026-08-11 22:47

2026-08-13 10:08

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-XXXXX XXXXX screenshot document with XXXX XXXXXX XXXXXXXXXX's Tax Receipt provided reflecting $X,XXX.XX paid for the XXXX First Installment. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of Tax uploaded. - Seller-XX/XX/XXXX
Open-Originator DSCR of X.XXX. The audited calculated DSCR of X.XXX based on Gross Rent $X,XXX/PITIA $X,XXX.XX. The difference is more than .XX which does not fall within the acceptable tolerance range. DSCR is within guideline requirements. The final Settlement Statement reflects escrowed property taxes of $XXX.XX / X months =  $XXX.XX per month / $X,XXX.XX annually. Provide evidence of calculated property tax amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of Tax uploaded. - Seller-XX/XX/XXXX

Resolved-XXXXX XXXXX screenshot document with XXXX XXXXXX XXXXXXXXXX's Tax Receipt provided reflecting $X,XXX.XX paid for the XXXX First Installment. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXX XXXX-XX-XX XX XX.XX.XX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10752071

N/A

XXXX

10405305

Closed

2026-08-07 16:39

2026-09-02 09:58

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Documentation to support XX months coverage provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached letter from insurance broker - Seller-XX/XX/XXXX
Open-Hazard insurance in file reflects business interruption/rent loss coverage less than the required XX month guideline. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached letter from insurance broker - Seller-XX/XX/XXXX

Resolved-Documentation to support XX months coverage provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX - XXXXXX XXXX XXXXXXX.XXX

XXXX

Investment

Purchase

10694304

N/A

XXXX

10405306

Closed

2026-08-10 00:44

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Settlement Statement, there was X mortgages on this property: XXXXXXXX Loan XXXXXXXXX & XXX XXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10701094

N/A

XXXX

10405312

Closed

2026-08-12 14:35

2026-09-18 15:58

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-The documentation received was sufficient to resolve the finding. Letter of Explanation for the receipts. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Counter-Document provided reflects the same signature date of XX/XX/XXXX for each month. Provide copy of bank statements reflecting deposits of monthly rental amounts. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX
Open-Per XXX lender guidelines (XXXXX XXXX) for Leased Properties on page XX: A currently active lease with a minimum initial term of XX months, between bona fide third parties: verified through an executed lease and documented proof of rent collections. No evidence of rent collection. Provide receipt of monthly rent of $X,XXX, per lease agreement on page XXX. - Due Diligence Vendor-XX/XX/XXXX

Document uploaded. - XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Letter of Explanation for the receipts. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X) (X).XXX
XXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10771507

N/A

XXXX

10405312

Closed

2026-08-12 14:19

2026-09-16 21:44

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-The documentation received was sufficient to resolve the finding. Email from XXXXX XXXXX reflecting the new premium as $X,XXX or $XX.XX monthly. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Monthly tax escrow of $XXX.XX per month is validated using the appraisal document.
$XX.XX - is the final monthly insurance escrow, attached the confirmation from the insurance provider, the difference will be netted by the servicer.
- Seller-XX/XX/XXXX
Open-Monthly Escrow Payment of $XXX.XX does not equal the sum of monthly tax amount on Title $XXX.XX and the monthly Property Insurance Amount $XX.XX. Annual insurance amount on hazard insurance declaration and invoice reflect $X,XXX.XX ($XX.XX monthly). The final HUD-X Settlement Statement reflects a monthly escrow amount of $XXX.XX ($X,XXX.XX annually). No evidence of an updated invoice in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Monthly tax escrow of $XXX.XX per month is validated using the appraisal document.
$XX.XX - is the final monthly insurance escrow, attached the confirmation from the insurance provider, the difference will be netted by the servicer.
- Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Email from XXXXX XXXXX reflecting the new premium as $X,XXX or $XX.XX monthly. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10771076

N/A

XXXX

10405313

Closed

2026-08-12 12:39

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.

XXXX

Investment

Refinance

Cash Out - Other

10768640

N/A

XXXX

10405313

Closed

2026-08-12 12:58

2026-08-17 10:19

Resolved

1 - Information

Property

Missing Doc

Missing Primary Appraisal

Resolved-Appraisal received and reviewed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Primary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Missing Primary Appraisal Completion report on page XX references the original appraisal dated XX/XX/XXXX completed by XXXX X XXXXXXXXX.  This appraisal is missing from the loan file.  Appraisal in file on page XX is the additional valuation as required by guidelines for Cash Out on a multi-unit property with an LTV >= XX% - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Primary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal received and reviewed. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXXXXXX.XXX XXXX XX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10769047

N/A

XXXX

10405315

Closed

2026-09-29 11:31

2026-09-29 12:05

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Document Uploaded. PDI was received reflecting the subject property as Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open- − X/XX/XXXX, SEVERE STORMS, STRAIGHT−LINE WINDS,
TORNADOES, AND FLOODING, FEMA ID: XXXX Asst:
−individual - Due Diligence Vendor-XX/XX/XXXX

Document uploaded - XX/XX/XXXX

Resolved-Document Uploaded. PDI was received reflecting the subject property as Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11649672

N/A

XXXX

10405315

Closed

2026-08-10 05:35

2026-08-14 00:48

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Requested Citizenship ID  provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Guidelines page XX Proof of residency/status is required during underwriting. Missing I-XXX or I-XXX Permanent Resident Card.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Citizenship ID provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10703311

N/A

XXXX

10405317

Closed

2026-09-29 11:25

2026-09-29 11:28

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-PDI was received and reflected the subject property as Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Open- X/XX/XXXX, SEVERE STORMS, STRAIGHT−LINE WINDS,
TORNADOES, AND FLOODING, FEMA ID: XXXX Asst:
−individual - Due Diligence Vendor-XX/XX/XXXX

Document uploaded - XX/XX/XXXX

Resolved-PDI was received and reflected the subject property as Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11649499

N/A

XXXX

10405317

Closed

2026-08-10 01:34

2026-09-29 11:24

Resolved

1 - Information

Property

Appraisal

Missing Core Valuation Product.

Resolved-The valuation entries contain one of the core valuation types or all appraisals are waived. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Appraisal received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Primary appraisal uploaded. - Seller-XX/XX/XXXX
Open-None of the Valuation entries contain core valuation types. The initial (qualifying) XXXX Appraisal is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Primary appraisal uploaded. - Seller-XX/XX/XXXX

XXXXXX.XXXXXXXXX.XXXX XXXX XXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10701476

N/A

XXXX

10405317

Closed

2026-08-10 02:29

2026-08-13 14:03

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Received within the Appraisal from the other finding. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a XXXX, XXXX, etc. The XXXX Market Rent is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-XXXX Received within the Appraisal from the other finding. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10701964

N/A

XXXX

10405319

Closed

2026-09-29 12:09

2026-09-29 12:11

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-PDI was received for the subject property and reflects Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Open- − X/XX/XXXX, SEVERE STORMS, STRAIGHT−LINE WINDS,
TORNADOES, AND FLOODING, FEMA ID: XXXX
Asst:−public −individual - Due Diligence Vendor-XX/XX/XXXX

Document uploaded - XX/XX/XXXX

Resolved-PDI was received for the subject property and reflects Free and Clear of Disaster related Damage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11650760

N/A

XXXX

10405319

Closed

2026-08-10 07:03

2026-09-29 12:08

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CDA/ARR document uploaded. - Seller-XX/XX/XXXX
Ready for Review-The desk review is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-This is a Cahout Refinance loan with XX LTV and X unit. Per guidelines, Secondary appraisal is not required for this loan. Please clear this exception. - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X The secondary valuation is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CDA/ARR document uploaded. - Seller-XX/XX/XXXX
Ready for Review-This is a Cahout Refinance loan with XX LTV and X unit. Per guidelines, Secondary appraisal is not required for this loan. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXX XXXXX XXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10705327

N/A

XXXX

10405319

Closed

2026-08-10 07:18

2026-09-03 08:33

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10705571

N/A

XXXX

10405319

Closed

2026-08-12 16:04

2026-09-02 10:02

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Documentation to support ALS coverage provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Loss of rent is ALS - when this is added is based on actual losses submitted by the borrower at the time of Loss. Its better coverage than dollar value listed.  - Seller-XX/XX/XXXX
Open-Hazard insurance policy in file reflects a business interruption/ rent loss value lower than required by lender guidelines.  Documentation to support the coverage at or above XX months is required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Loss of rent is ALS - when this is added is based on actual losses submitted by the borrower at the time of Loss. Its better coverage than dollar value listed. - Seller-XX/XX/XXXX

Resolved-Documentation to support ALS coverage provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10774413

N/A

XXXX

10405321

Closed

2026-08-10 00:27

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10700979

N/A

XXXX

10405321

Closed

2026-08-10 00:27

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10700980

N/A

XXXX

10405321

Closed

2026-08-12 14:36

2026-08-14 09:23

Resolved

1 - Information

Credit

Eligibility

HEI: OFAC Check Not Completed and/or Cleared

Resolved-OFAC provided against business - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ofac uploaded. - Seller-XX/XX/XXXX
Open-Missing OFAC check against business XXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ofac uploaded. - Seller-XX/XX/XXXX

Resolved-OFAC provided against business - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10771527

N/A

XXXX

10405323

Closed

2026-08-10 01:38

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The Primary housing history and the subject property housing history is missing from the loan file. Please provide at least the most recent XX-month payment history for both properties. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10701505

N/A

XXXX

10405326

Closed

2026-08-10 13:18

2026-09-21 09:48

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-Interest only not eligible per XXXX guidelines dated XX/XX, page X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Purchase

10714232

N/A

XXXX

10405326

Closed

2026-08-10 14:03

2026-09-02 10:00

Resolved

1 - Information

Credit

Missing Doc

HO-6 Insurance Policy is Missing

Resolved-Walls in coverage on master - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Coverage based on the bylaws is was in coverage and walls out which does not require borrower to carry a Walls In - Please review Insurace section X  - Seller-XX/XX/XXXX
Open-HO-X Insurance Policy is Missing Master condo insurance provided but no HXX policy provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Coverage based on the bylaws is was in coverage and walls out which does not require borrower to carry a Walls In - Please review Insurace section X - Seller-XX/XX/XXXX

Resolved-Walls in coverage on master - Due Diligence Vendor-XX/XX/XXXX
Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXXXXX XXX XXXXX XXXXXX.XXX

XXXX

Investment

Purchase

10715510

N/A

XXXX

10405328

Closed

2026-08-10 02:19

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, XX month Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at XXXXX XXXX, XXXXX XXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10701862

N/A

XXXX

10405328

Closed

2026-08-12 16:29

2026-10-06 10:42

Resolved

1 - Information

Credit

Appraisal deficiency.

Resolved-Appraisal Completion Report dated XX/XX/XXXX by original appraiser provided with improvements and photos. Appraiser noted the following: "Repairs made to basement wall coverings removed cleaned treated new moisture barrier drywall installed and repainted  rear room clean up treat paint and removed any damage. Exterior old landscaping removed area cleared pitched away from house packed with limestone.  Gutter extensions added. Photos attached other detail information provided by repair person on site.  Repairs are complete photos attached". Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal completion report uploaded. - Seller-XX/XX/XXXX
Open-Appraisal deficiency: Appraisal photos reflect dampness is noted by the appraiser and a photo (page #XX) provided reflects wet carpet from recent heavy rains in the den portion of the basement. This constitutes a health and safety deficiency.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal completion report uploaded. - Seller-XX/XX/XXXX

XXXXX.XXX
XXXXX.XXX
XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10774910

N/A

XXXX

10405328

Closed

2026-08-12 15:17

2026-08-14 09:56

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final HUD-X provided verifying the cash out proceeds amount to the borrower. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Two (X) Settlement Statements are evidenced in file with X different amounts of cash out proceeds to the borrower. Provide copy of Settlement Statement used for final. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Final HUD-X provided verifying the cash out proceeds amount to the borrower. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXX.X.XXX

XXXX

Investment

Refinance

Cash Out - Other

10773452

N/A

XXXX

10405333

Closed

2026-08-12 16:00

2026-09-17 16:02

Resolved

1 - Information

Property

Appraisal

Loan file does not contain additional valuation

Resolved-XXXX Appraisal received from XXXX & updated in the system. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX
Open-Loan file does not contain additional valuation The field review required by lender guidelines for Cash Out refinances with in LTV >= XX% is missing from the loan file.   - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Appraisal received from XXXX & updated in the system. - Due Diligence Vendor-XX/XX/XXXX

XXXX-XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10774320

N/A

XXXX

10405335

Closed

2026-08-07 07:00

2026-08-13 08:37

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please be advised that for all New York State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing.  Settlement statement is missing in the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please be advised that for all New York State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX

XXXX

Investment

Purchase

10681221

N/A

XXXX

10405336

Closed

2026-08-10 06:10

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The Primary housing history and the subject property housing history is missing from the loan file. Please provide at least the most recent XX-month payment history for both properties. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10704550

N/A

XXXX

10405337

Closed

2026-08-12 16:43

2026-09-21 08:59

Resolved

1 - Information

Property

Appraisal

Loan file does not contain additional valuation

Resolved-Valuation has been provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX
Open-Loan file does not contain additional valuation The loan file is missing the additional required field review required for cash out refinances with an LTV at or above XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX

Resolved-Valuation has been provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX-XXXXXXXX (X) - XXX X XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10775140

N/A

XXXX

10405337

Closed

2026-08-10 03:33

2026-09-02 00:31

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Rent Loss Coverage provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached EOI and declaration page - Check page XX of the insuring agreement Loss or Rent - Scheduled limit paragraph X  - Seller-XX/XX/XXXX
Open-Hazard insurance documentation in file on page XXX is missing business interruption/ rent loss coverage.  Proof of this coverage at XX months expense is required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached EOI and declaration page - Check page XX of the insuring agreement Loss or Rent - Scheduled limit paragraph X - Seller-XX/XX/XXXX

Resolved-Rent Loss Coverage provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXX (X) (X).XXX
XXX XXXX XXXXX XXXXXX-XXXXXXXXX-XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10702453

N/A

XXXX

10405337

Closed

2026-08-12 16:21

2026-08-17 10:23

Resolved

1 - Information

Compliance

Missing Doc

Missing Executed Loan Agreement

Resolved-Page XX provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Page XX of the LA uploaded. - Seller-XX/XX/XXXX
Open-The loan agreement in file on page XXX is incomplete.  Page XX of the XX page loan agreement is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Page XX of the LA uploaded. - Seller-XX/XX/XXXX

Resolved-Page XX provided - Due Diligence Vendor-XX/XX/XXXX

XX XX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10774738

N/A

XXXX

10405337

Closed

2026-08-12 16:12

2026-08-17 10:23

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note is Present and complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Note uploaded. - Seller-XX/XX/XXXX
Open-The Note is Incomplete Note in file on page XXX is incomplete.  Page X of the X page Note is missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Note uploaded. - Seller-XX/XX/XXXX

Resolved-The Note is Present and complete - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10774623

N/A

XXXX

10405339

Closed

2026-08-10 04:14

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property. Per the Title Commitment and the Final ALTA Statement, there was a prior mortgage that was paid off. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10702724

N/A

XXXX

10405340

Closed

2026-09-16 11:00

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11418511

N/A

XXXX

10405340

Closed

2026-08-12 18:29

2026-08-26 10:55

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Received a clear copy of an unexpired driver license. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Counter-- Received the borrower's realtors license, along with a retired officer identification, and a license to carry a pistol. Please provide a clear copy of the Driver License that was submitted in the original file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Open-All of the photo Identifications in the loan file are illegible. Please provide a clear copy. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

Resolved-Received a clear copy of an unexpired driver license. - Due Diligence Vendor-XX/XX/XXXX

XX_XXXXXXX.XXX
XX.XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10776565

N/A

XXXX

10405341

Closed

2026-08-10 06:51

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary address-XXXXX XXXX XXXX X Apt XXX, XXXXXXXXXXX XXXXXX, XX XXXXX- Fraud report on page XXX shows property details but borrower name is not reflecting in ownership, and there's no mtg history on the credit report. Please provide the most recent XX-month mortgage history for the subject and for the borrower's primary residence. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10705145

N/A

XXXX

10405343

Closed

2026-08-10 01:53

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, XX-month Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at XXXXX XXXXXXX XX, XXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10701637

N/A

XXXX

10405343

Closed

2026-08-13 01:24

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXXX XXXXXXXXXXX XXXXXX, XXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX
Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10779514

N/A

XXXX

10405343

Closed

2026-08-13 01:44

2026-10-06 11:44

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing Required for Securitizations

Resolved-XXXX Exterior Report marked As-Is Value provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for cash out and RT refinances for SFR with XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Exterior Report marked As-Is Value provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXXXX XXXXXXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10780441

N/A

XXXX

10405343

Closed

2026-08-13 11:27

2026-09-09 20:47

Resolved

1 - Information

Credit

Doc Issue

Title issue

Resolved-The documentation received was sufficient to resolve the finding. Edited title commitment - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Counter-Provide documentation reflecting items X, X and XX as satisfied. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Items X,X and XX were satisfied at closing. - Seller-XX/XX/XXXX
Open-Provide evidence that Items X, X and XX on the Title Commitment (page XXX) were satisfied at or before closing. - Due Diligence Vendor-XX/XX/XXXX

Document Uploaded - XX/XX/XXXX

Ready for Review-Items X,X and XX were satisfied at closing. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Edited title commitment - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10789257

N/A

XXXX

10405343

Closed

2026-08-13 01:25

2026-08-17 08:59

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-Security deposit receipt dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX
Open-Per XXX XXXXXXX guidelines (March XXXX) in Minimum Debt Service Ratio (DSCR) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX

Resolved-Security deposit receipt dated XX/XX/XXXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X) (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10779516

N/A

XXXX

10405343

Closed

2026-08-10 01:38

2026-08-17 08:53

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Per the Originator, qualifying monthly tax amount of $XXX.X is based on appraisal. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Tax amount is $XXX.X monthly based on appraisal. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax amount per tax bill page #XXX is $XX.XX( or $XXX.XX summer + $XX.XX winter taxes annually). However final settlement statement shows monthly taxes as $XXX.XX monthly ($XXX.XX/X month). Provide proof of document validating this $XXX.XX tax amount.

  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Tax amount is $XXX.X monthly based on appraisal. - Seller-XX/XX/XXXX

Resolved-Per the Originator, qualifying monthly tax amount of $XXX.X is based on appraisal. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10701502

N/A

XXXX

10405345

Closed

2026-08-10 07:29

2026-09-09 09:43

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Validation Resolved- Legal Permanent
Resident - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Green card uploaded - Seller-XX/XX/XXXX
Counter- Borrower X is Permanent resident alien but Proof is missing in file. XX received, but further documentation was not attached.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XX uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X is Permanent resident alien but Proof is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Green card uploaded - Seller-XX/XX/XXXX
Ready for Review-XX uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved- Legal Permanent
Resident - Due Diligence Vendor-XX/XX/XXXX

XXX_XXXX.XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10705690

N/A

XXXX

10405346

Closed

2026-08-13 09:43

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property. Per the Title Commitment and the Final ALTA Statement, there was a prior mortgage with XXXXX that was paid off. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10787216

N/A

XXXX

10405347

Closed

2026-08-13 10:37

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the Final Closing Statement, there was a prior mortgage with XXXXXXXX Loan XXXXXXXXX that was paid off. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10788248

N/A

XXXX

10405348

Closed

2026-08-13 14:43

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXX XXXXXXXXX XXXXXX Lot X, XXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10794771

N/A

XXXX

10405348

Closed

2026-08-10 03:39

2026-08-28 03:02

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Updated Closing Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Closing settlement statement present in file on p X where as Disbursement Date is Prior to Closing Date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated Closing Statement uploaded, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX - XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10702497

N/A

XXXX

10405348

Closed

2026-08-10 03:25

2026-08-17 09:27

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Per the Originator, Calculated property tax amount based on annual RE tax amount on the appraisal (page XX).  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Tax amount is $XXX monthly based on appraisal. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax As per General closing instructions and Appraisal document Monthly Tax amount is $XXX where as Property is in New construction Estimated Percent updated as X.X% monthly tax amount is $XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Tax amount is $XXX monthly based on appraisal. - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10702388

N/A

XXXX

10405348

Closed

2026-08-13 14:23

2026-08-17 09:23

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Copy of cashier's checks for Xst month's rent ($X,XXX) and security deposit ($X,XXX) provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX
Open-Per XXXX guidelines (March XXXX) in Minimum Debt Service Ratio (DSCR) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Signed lease agreement in file reflects the initial terms with the beginning date of lease as X-X-XXXX and ending date of lease as X-XX-XXXX. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX

Resolved-Copy of cashier's checks for Xst month's rent ($X,XXX) and security deposit ($X,XXX) provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X) (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10794427

N/A

XXXX

10405349

Closed

2026-08-10 05:56

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10704389

N/A

XXXX

10405349

Closed

2026-08-10 06:16

2026-08-17 01:04

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-Requested Secondary Valuation(CDA) provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CDA/ARR document uploaded. - Seller-XX/XX/XXXX
Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Secondary Valuation missing from loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CDA/ARR document uploaded. - Seller-XX/XX/XXXX

XXX XXXX XX XXXXXXXX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10704631

N/A

XXXX

10405351

Closed

2026-08-10 05:31

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10703278

N/A

XXXX

10405351

Closed

2026-08-10 05:31

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived- - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of Primary Mortgage or Rent Reviewed. Finding added for Subject mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-  - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of Primary Mortgage or Rent Reviewed. Finding added for Subject mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10703280

N/A

XXXX

10405351

Closed

2026-08-13 11:54

2026-09-03 10:53

Resolved

1 - Information

Credit

Eligibility

PITI Reserves does not meet eligibility requirement(s)

Resolved-Uploaded amended Settlement Statement X months PITI debt service/reserves.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised Final HUD has been uploaded. - Seller-XX/XX/XXXX
Open-Guidelines Page XX Required at Closing First X Months of Debt Service, P&I $X,XXX.XX, County Property Tax $XXX.XX, Homeowners Insurance $XXX.XX. However Page X Settlement Statement P&I Reserve $X,XXX.XX, County Property Tax $XXX.XX, Homeowners Insurance $XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised Final HUD has been uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded amended Settlement Statement X months PITI debt service/reserves. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10790746

N/A

XXXX

10405352

Closed

2026-08-13 11:53

2026-09-21 09:54

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-Per guidelines dated XX/XXXX, DSCR calculation is full PITIA. Interest only is not allowed. Page X. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10790732

N/A

XXXX

10405352

Closed

2026-08-12 06:46

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10758845

N/A

XXXX

10405352

Closed

2026-08-12 08:02

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary address-XXX XXXXX XX, XXXXXXXX, XX XXXXX- Fraud report at page # XX shows XX-XX-XXXX recording date and mortgage amount $XXX,XXX, no mtg account in credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10761277

N/A

XXXX

10405352

Closed

2026-08-13 12:25

2026-09-01 10:25

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The assets for XXXXXXXXXXX XXXXXXXX are in the business name XXXXXXXX XXX. Business entity documentation found showing our borrower as XXX% owner. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The borrowing entity on this is XXXXXX XXXXX XXX. I don't see on the OA where it states that XXXXXXXX XXX - Seller-XX/XX/XXXX
Open-Please provide documentation showing XXXXX XXXXX is a business owner of XXXXXXXX XXX. Documents provided do not show our borrower. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-The borrowing entity on this is XXXXXX XXXXX XXX. I don't see on the OA where it states that XXXXXXXX XXX - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10791462

N/A

XXXX

10405352

Closed

2026-08-13 12:24

2026-08-18 10:26

Resolved

1 - Information

Credit

Assets

Asset 2 Less Than 2 Months Verified

Resolved-Second statement provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Consecutive statement uploaded. - Seller-XX/XX/XXXX
Open-Missing second consecutive statement for XXXXXXXXXXX XXXXXXXX assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Consecutive statement uploaded. - Seller-XX/XX/XXXX

Resolved-Second statement provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXXXXXX_XXXXXX_XXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10791446

N/A

XXXX

10405353

Closed

2026-08-10 03:26

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10702396

N/A

XXXX

10405353

Closed

2026-08-13 14:27

2026-08-17 10:03

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Resolved-Uploaded April XXXX XXXXXXXXXXX XXXXXXXX statement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Consecutive statement uploaded. - Seller-XX/XX/XXXX
Open-Asset Qualification Does Not Meet XXXXXXXXX Requirements Page XXX XXXXXXXXXXX XXXXXXXX statement for May XXXX. XXXXXXXXXX page XX All required funds must be evidenced by a minimum of Two (X) consecutive months of statements from US financial institutions. Missing corresponding April or June XXXX statement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Consecutive statement uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded April XXXX XXXXXXXXXXX XXXXXXXX statement. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXXXXXX_XXXXXX_XXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10794490

N/A

XXXX

10405354

Closed

2026-08-13 12:12

2026-09-21 09:45

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated XXXXXXXXXX to June XXXX XXXXXXXXXX, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10791162

N/A

XXXX

10405354

Closed

2026-08-10 00:18

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the HUD-X, there is a prior mortgage to XXXXXXXXXXX XXXXXXX XXX that was paid off. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10700920

N/A

XXXX

10405354

Closed

2026-08-10 00:18

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10700921

N/A

XXXX

10405356

Closed

2026-08-11 06:17

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10732735

N/A

XXXX

10405356

Closed

2026-08-11 06:17

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of Primary Mortgage or Rent Reviewed. housing history finding in place for the same" - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10732736

N/A

XXXX

10405356

Closed

2026-08-11 06:20

2026-08-18 10:29

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested Settlement statement Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Hud Docuemnt is missing in loan File - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD uploaded. - Seller-XX/XX/XXXX

Resolved-Requested Settlement statement Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10732773

N/A

XXXX

10405356

Closed

2026-08-13 13:10

2026-08-18 10:28

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Business documents provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OA of XXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-Please provide Articles of Incorporation or comparable documents for XXX XXXXXXX XXX. Assets provided are in this business name. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OA of XXX XXXXXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Business documents provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XXX XXXXXXX XXX XX X XXXXXXX XX (X)XXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10792812

N/A

XXXX

10405356

Closed

2026-08-11 05:59

2026-08-13 12:35

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

XXXX

Investment

Refinance

Cash Out - Other

10732264

Originator Pre-Close

XXXX

10405357

Closed

2026-08-13 13:17

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10793017

N/A

XXXX

10405357

Closed

2026-09-10 17:08

2026-09-16 21:20

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-A PDI was provided reflecting the property is free and clear of any disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS STRAIGHT-LINE WINDS TORNADOES AND FLOODING IN - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-A PDI was provided reflecting the property is free and clear of any disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XX_XXXXX_XXXXXXXXX_XXXXX_XXXXXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11313119

N/A

XXXX

10405358

Closed

2026-08-11 00:26

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728052

N/A

XXXX

10405358

Closed

2026-08-11 00:36

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728098

N/A

XXXX

10405359

Closed

2026-08-13 14:30

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10794529

N/A

XXXX

10405360

Closed

2026-08-11 05:55

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10732229

N/A

XXXX

10405360

Closed

2026-08-13 14:35

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10794594

N/A

XXXX

10405360

Closed

2026-08-13 14:52

2026-09-09 10:20

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Value received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%. The file is missing a XXXX / Field Review valuation.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX

Resolved-Value received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXX X XXXX XX(X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10794987

N/A

XXXX

10405361

Closed

2026-08-13 14:56

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10795074

N/A

XXXX

10405362

Closed

2026-08-11 07:32

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10734158

N/A

XXXX

10405362

Closed

2026-08-13 16:48

2026-09-15 08:21

Resolved

1 - Information

Property

Appraisal

Loan file does not contain additional valuation

Resolved-Field review provided and within valuation tolerance. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan file does not contain additional valuation The additional valuation (field review) is missing from the loan file as required for cash out refinances with an LTV >= XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Field review provided and within valuation tolerance. - Due Diligence Vendor-XX/XX/XXXX

XXX XXX XXXXXX XX(X)_XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10799783

N/A

XXXX

10405364

Closed

2026-08-13 17:43

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-XX Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXX XXXXXX XXXXX XXXXXX, XXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10802514

N/A

XXXX

10405364

Closed

2026-08-13 17:56

2026-08-27 09:18

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing Required for Securitizations

Resolved-Second Appraisal/ Valuation for Securitization provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations Second Appraisal/ Valuation required for cash out and RT refinances for SFR with XX% LTV or greater for Securitizations is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Second Appraisal/ Valuation for Securitization provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXXX XXXXXX XXXXX XXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10803328

N/A

XXXX

10405364

Closed

2026-08-13 18:12

2026-08-17 09:37

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Tenant Summary dated XX/XX/XXXX reflecting security deposit and first month's rent collected. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX
Open-Per XXX XXXXXXX guidelines (XXXXX XXXX) in Minimum Debt Service Ratio (DSCR) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of security deposit uploaded. - Seller-XX/XX/XXXX

Resolved-Tenant Summary dated XX/XX/XXXX reflecting security deposit and first month's rent collected. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10804128

N/A

XXXX

10405365

Closed

2026-08-13 16:25

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.
DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10798189

N/A

XXXX

10405365

Closed

2026-08-13 16:37

2026-08-17 11:28

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy The hazard insurance policy is missing from the loan file.  Documentation in file on page XXX is the invoice. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final Binder uploaded. - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10798965

N/A

XXXX

10405365

Closed

2026-08-13 16:41

2026-08-17 11:26

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Asset Record X Meets G/L Requirements.  Additional month provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Both the statements uploadedfor liquidity has been uploaded again. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements One month bank statement provided.  Additional month bank statement required to be considered for reserves. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Both the statements uploadedfor liquidity has been uploaded again. - Seller-XX/XX/XXXX

Resolved-Asset Record X Meets G/L Requirements. Additional month provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXX XXXXXXXXX - XXXXX.XXX
XXXXXX.XXXX XXXXXXXXX - XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10799213

N/A

XXXX

10405371

Closed

2026-08-14 10:45

2026-08-17 10:08

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Uploaded Final Title policy shows only Subject mortgage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX
Open-Property Title Issue Page XXX Title Commitment Requirement #XX missing release Tax Lien with Department of Revenue State of XXXXXXXXXXX. Page XXX Settlement Statement does not show payoff to Department of Revenue, just City of XXXXXXXX for Real property taxes and Water.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded Final Title policy shows only Subject mortgage. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10817346

N/A

XXXX

10405372

Closed

2026-08-11 00:19

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728002

N/A

XXXX

10405372

Closed

2026-08-11 00:01

2026-08-14 10:04

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per N.J. Stat. Ann. § XX:XXXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10727940

Originator Pre-Close

XXXX

10405374

Closed

2026-08-14 10:17

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the ALTA Settlement Statement, there were X mortgage liens on the property: XXXXXXXXX XXXXXX XXXXX, XXXXXXXX XXXXXXX XXX, & XXXXXXXX XXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10816853

N/A

XXXX

10405374

Closed

2026-08-14 10:25

2026-09-16 07:53

Resolved

1 - Information

Property

Appraisal

Loan file does not contain additional valuation

Resolved-Post-Close XXXX Appraisal was received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX
Open-Loan file does not contain additional valuation Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review / Exterior valuation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary valuation uploaded. - Seller-XX/XX/XXXX

Resolved-Post-Close XXXX Appraisal was received. - Due Diligence Vendor-XX/XX/XXXX

XXX X XXXX XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10816969

N/A

XXXX

10405375

Closed

2026-08-11 00:51

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements As per credit report 'XXXX XXXXXXXXXX XXXXXX' is the primary residence of BX, but no property details , no mtg account in credit report and no property report provided in file to verify housing history. Per XXXXXX XXXXXXX overlay, need XX months history for primary. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728227

N/A

XXXX

10405375

Closed

2026-08-11 00:51

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728228

N/A

XXXX

10405375

Closed

2026-08-11 00:15

2026-08-14 10:21

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per N.J. Stat. Ann. § XX:XXXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject State is XX, loan is signed by XXX-XXXXXX XXXXXXX is aware of Finding - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10727987

Originator Post-Close

XXXX

10405377

Closed

2026-08-14 12:08

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the  Final ALTA Statement, there was a prior mortgage to "XXXXXXX XX, XXX" on this property. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10820087

N/A

XXXX

10405377

Closed

2026-08-14 10:54

2026-09-01 08:39

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-XXXX Tax Cert provided.  $X,XXX.XX Total Tax before any Exemptions was verified. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Annual tax amount before exemption is XXXX.XX which is used for the qualification of the loan.  Tax cert uploaded. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Qualifying Property Tax is $XXX.XX monthly ($X,XXX annual).  Audit is unable to very or calculate this amount with the information provided.  Documentation provided shows $X,XXX.XX semi-annual ($X,XXX.XX annual). - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Annual tax amount before exemption is XXXX.XX which is used for the qualification of the loan. Tax cert uploaded. - Seller-XX/XX/XXXX

Resolved-XXXX Tax Cert provided. $X,XXX.XX Total Tax before any Exemptions was verified. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10817550

N/A

XXXX

10405378

Closed

2026-08-14 11:39

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to determine if a mortgage loan on the credit report is tied to the primary residence. Provide documentation showing primary housing history per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Unable to determine if a mortgage loan on the credit report is tied to the primary residence. Provide documentation showing primary housing history per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10819357

N/A

XXXX

10405379

Closed

2026-08-11 00:51

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728221

N/A

XXXX

10405380

Closed

2026-08-14 12:10

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10820187

N/A

XXXX

10405380

Closed

2026-09-10 17:09

2026-09-16 21:24

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-A PDI was received and reflected the property free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS STRAIGHT-LINE WINDS TORNADOES AND FLOODING IN - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-A PDI was received and reflected the property free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXXXXXX_XXXXXX_XXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11313128

N/A

XXXX

10405381

Closed

2026-08-11 00:30

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10728068

N/A

XXXX

10405381

Closed

2026-08-14 12:28

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10820628

N/A

XXXX

10405382

Closed

2026-08-14 14:53

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, XX-month Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at X XXXXXX XX, XXXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10823866

N/A

XXXX

10405382

Closed

2026-08-14 14:53

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXX XXXXX XXXXXX XXXXXX, XXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.
FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10823867

N/A

XXXX

10405382

Closed

2026-08-14 15:33

2026-08-17 09:54

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC search did not return any results. Reolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ofac check uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check for business entity that borrower provided for verified assets, XXXX XXXXX XXXXXXXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ofac check uploaded. - Seller-XX/XX/XXXX

Resolved-OFAC search did not return any results. Reolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10825055

N/A

XXXX

10405383

Closed

2026-08-14 14:27

2026-09-09 10:29

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final policy uploaded. - Seller-XX/XX/XXXX
Open-Property Title Issue Missing Deed from XXXXX XXXXX to XXX XXXXXXXXX LLC.

Page XXX Title Commitment Requirement #XX New Jersey Superior Court, United States District Court and United States Bankruptcy Court search dated X/X/XXXX, discloses returns which require satisfactory disposition. If these judgments are not against any party in the chain of title, and/or the purchaser(s) a specific disclaiming affidavit must be obtained. If the judgments are against any party in the chain of title, and/or the purchaser(s) they must be satisfactorily disposed of at or prior to closing. If judgments against the purchaser(s) are not satisfactorily disposed of, same will appear as exceptions to title on Schedule B of the Owners policy and on Schedule B Part II (subordinate matters) of the Loan policy, if any. Guidelines Page XX Bankruptcy Discharge Date must be no less than X Years Prior to Closing Date.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final policy uploaded. - Seller-XX/XX/XXXX

Resolved-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Property Title Issue Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX
XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10823324

N/A

XXXX

10405383

Closed

2026-08-10 07:06

2026-08-14 14:52

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per N.X. Stat. Ann. § XX:XXB-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. XXXXXX XXXXXXX is aware of the finding for Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10705349

Investor Post-Close

XXXX

10405384

Closed

2026-08-10 01:27

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide XX months housing history for primary residence as it is not included in file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

10701418

N/A

XXXX

10405385

Closed

2026-08-11 06:16

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-There is no REO property other than Primary. Need the payment history for the subject property as well for June and July was purchased in XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. There is no REO property other than Primary. Need the payment history for the subject property as well for June and July was purchased in XXXX XXXX - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10732709

N/A

XXXX

10405386

Closed

2026-08-14 13:08

2026-09-21 09:52

Resolved

1 - Information

Credit

Eligibility

Interest only loans ineligible as per guideline requirements

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Open-Per the Note in file on page XXX, there is an Interest Only term of XXX months. Interest Only loans are not eligible for single property rentals per lender guidelines in the loan productions section of page X of the Underwriting Guidelines for Residential Rental Term Loan dated March XXXX. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Updated Guidelines to June XXXX Guidelines, which does allow I/O loans. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10821562

N/A

XXXX

10405387

Closed

2026-08-14 13:19

2026-08-17 14:54

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-QX of XXXX Tax Cert provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Tax cert uploaded. The tax bill is for a single quarter hence, the annual tax amount will be $XXXX.XX * X = $XXXX.XX - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Qualifying Property Tax is $XXX.XX monthly ($X,XXX.XX annual). Audit is unable to very or calculate this amount with the information provided. Documentation provided shows $X,XXX.XX on the Appraisal for XXXX.  No other documentation was provided to validate. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Tax cert uploaded. The tax bill is for a single quarter hence, the annual tax amount will be $XXXX.XX * X = $XXXX.XX - Seller-XX/XX/XXXX

Resolved-QX of XXXX Tax Cert provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXXXX.XXX XXXXX XXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10821825

N/A

XXXX

10405387

Closed

2026-08-11 07:40

2026-08-14 13:43

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-XXXXXX XXXXXXX acknowledges - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-. - Due Diligence Vendor-XX/XX/XXXX
Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject State is XX, loan is signed by LLC.  - Due Diligence Vendor-XX/XX/XXXX

Acknowledged-XXXXXX XXXXXXX acknowledges - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10734351

Investor Post-Close

XXXX

10405391

Closed

2026-08-14 15:22

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The loan file is missing the housing history for subject property,  Final HUD reflects a payoff for XXXXXX XXXX not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The loan file is missing the housing history for subject property,  Final HUD reflects a payoff for XXXXXX XXXX not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10824809

N/A

XXXX

10405392

Closed

2026-08-11 00:28

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10728060

N/A

XXXX

10405392

Closed

2026-08-11 00:57

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History is verified from Individual report on page #XXX which shows last update to record is XX/XX/XXXX so considered XX months but no proof is provided for that in Credit report. Need proof to verify. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10728297

N/A

XXXX

10405392

Closed

2026-08-10 23:59

2026-08-14 14:17

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. Subject loan is XX, loan is signed by LLC. XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10727929

Originator Post-Close

XXXX

10405394

Closed

2026-08-11 01:18

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary address-XXX XXXXXXXXX XX, XXXXXXXX, XX XXXXX- Fraud report at page # XXX shows property details but borrower name is not reflecting in ownership, no mtg account in credit report and no property report provided in file to verify housing history for primary or the subject property  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10728459

N/A

XXXX

10405394

Closed

2026-08-11 00:05

2026-08-14 14:47

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10727954

Originator Post-Close

XXXX

10405395

Closed

2026-08-07 06:36

2026-09-04 00:53

Resolved

1 - Information

Credit

Missing Doc

Purchase Contract is Missing

Resolved-Requested Purchase addendum Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Purchase Contract Doc is not Missing, or is Not Applicable. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Contract addendum uploaded, showing the correct purchase price of $XXX,XXX - Seller-XX/XX/XXXX
Open-Loan Purpose is Purchase but Purchase Contract Doc is Missing As per Final Settlement statement sales Price is $XXX,XXX, Where as Contract of sale shows sales price is $XXX,XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Contract addendum uploaded, showing the correct purchase price of $XXX,XXX - Seller-XX/XX/XXXX

XXXXXXXX - XXXXX XX XXXXXXXX XXXXXXXXXXX XXX, XXX.XXX

XXXX

Investment

Purchase

10680775

N/A

XXXX

10405396

Closed

2026-08-11 01:50

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Waived-The finding was waived by XXXXXX XXXXXXX. Per email from XXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guidelines page XX Maximum XxXXXxXX on mortgage loans. Missing mortgage payment history for Subject mortgage with XXXXXXX Loan and Primary Residence.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months.DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10728730

N/A

XXXX

10405397

Closed

2026-08-11 00:37

2026-09-18 16:23

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

10728106

N/A

XXXX

10405400

Closed

2026-08-14 16:04

2026-09-04 15:27

Resolved

1 - Information

Credit

Title

Title Coverage is Less than Subject Lien(s) Total

Resolved-Revised Title Commitment as well as the Final Title Policy received with correct amount. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised title commitment uploaded. - Seller-XX/XX/XXXX
Counter-Doc attached does not have date  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised title document uploaded. - Seller-XX/XX/XXXX
Open-Title Coverage Amount of $X is Less than Loan Amount Policy has amount at XX,XXX Missing policy with correct coverage amount.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised title commitment uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised title document uploaded. - Seller-XX/XX/XXXX

Resolved-Revised Title Commitment as well as the Final Title Policy received with correct amount. - Due Diligence Vendor-XX/XX/XXXX

XXXXX-XXXXXX - XXXXXXXX XXXX XXXXXX.XXX
XXXXXXX. XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10825470

N/A

XXXX

10405400

Closed

2026-08-14 16:29

2026-08-19 19:46

Resolved

1 - Information

Property

Appraisal

Resolved-Updated property page  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Exterior Appraisal has it marked as owner occupied  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Updated property page - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXX XX(X)_XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10825822

N/A

XXXX

10405400

Closed

2026-08-10 02:21

2026-08-14 15:35

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. No state specific for prepayment penalty - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

10701886

Originator Post-Close

XXXX

10405401

Closed

2026-08-14 15:50

2026-08-17 11:32

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Page XX of MTG document uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Page XX of the XX page Deed of Trust is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Page XX of MTG document uploaded. - Seller-XX/XX/XXXX

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXX_XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10825251

N/A

XXXX

10405273

Closed

2026-08-11 09:11

2026-09-17 19:06

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine which mortgage(s) on the credit report (if any) belong to the Primary Residences (BX and BX) in order to verify primary housing history. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months, required X months exceeds by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10736539

Investor Post-Close

XXXX

10405273

Closed

2026-08-11 09:11

2026-09-17 19:06

Waived

2 - Non-Material

Credit

Missing Doc

Missing VOM or VOR

Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-VOR/VOM Doc Status should not be 'Missing'. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine which mortgage(s) on the credit report (if any) belong to the Primary Residences (BX and BX) in order to verify primary housing history. - Due Diligence Vendor-XX/XX/XXXX

Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months, required X months exceeds by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10736538

Investor Post-Close

XXXX

10405277

Closed

2026-08-12 08:02

2026-09-17 19:12

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Reserves of XXX.XX months exceed the required X months by XXX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10761293

Investor Post-Close

XXXX

10405277

Closed

2026-08-13 10:53

2026-09-17 19:12

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Reserves of XXX.XX months exceed the required X months by XXX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10788613

Investor Post-Close

XXXX

10405290

Closed

2026-08-12 09:33

2026-08-14 13:56

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The documentation received was sufficient for the finding. missing pages XX-XX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Pages XX-XX of MTG has been uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Pages XX-XX of the XX page Mortgage are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Pages XX-XX of MTG has been uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient for the finding. missing pages XX-XX - Due Diligence Vendor-XX/XX/XXXX

XXX_XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10763214

N/A

XXXX

10405295

Closed

2026-08-11 01:31

2026-09-17 19:17

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Reserves of XX.XX months exceed the required X months by X.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10728570

Investor Post-Close

XXXX

10405295

Closed

2026-08-12 09:58

2026-09-17 19:17

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by X.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10763921

Investor Post-Close

XXXX

10405300

Closed

2026-08-11 23:29

2026-09-17 19:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10752166

Investor Post-Close

XXXX

10405303

Closed

2026-08-12 09:10

2026-09-17 19:26

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residences.  Per Credit Reports, one borrower has a XXXXXX XXXX XXXXXXX mortgage opened X/XX/XXXX that is reporting for only XX months.  The other borrower has a XXXXX XXXX XXXXXXX mortgage opened X/XX/XXXX that is reporting for only X month. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10762600

Investor Post-Close

XXXX

10405303

Closed

2026-08-10 00:45

2026-09-17 19:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO properties.  Per the HUD-X, there were X different mortgages paid off. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10701101

Investor Post-Close

XXXX

10405303

Closed

2026-08-12 10:04

2026-08-28 07:59

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Leases provided showing $XXX + $XXX = $X,XXX.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Lease documents uploaded. - Seller-XX/XX/XXXX
Open-File is missing evidence of rent for the property at XXXX-XXXX XXXXX XXnd.  Tape Data discloses $X,XXX was the qualifying rent.  Audit is unable to determine with the documentation provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Lease documents uploaded. - Seller-XX/XX/XXXX

Resolved-Leases provided showing $XXX + $XXX = $X,XXX. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX X XXX.XXX
XXXX X XXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

10764039

N/A

XXXX

10405304

Closed

2026-08-12 12:46

2026-09-17 19:38

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO properties.  Per the Settlement Statement, there were X different mortgages paid off, one for each of the X properties. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10768803

Investor Post-Close

XXXX

10405304

Closed

2026-08-12 12:46

2026-09-17 19:29

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Waived by XXXXXX XXXXXXX - Due Diligence Vendor-XX/XX/XXXX
Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residences.  Per Credit Reports, one borrower has a XXXXXX XXXX XXXXXXX mortgage opened X/XX/XXXX that is reporting for only XX months.  The other borrower has a XXXXX XXXX XXXXXXX mortgage opened X/XX/XXXX that is reporting for only X month. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10768802

Investor Post-Close

XXXX

10405320

Closed

2026-08-12 11:49

2026-09-17 19:40

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Waived-The client requested the finding be waived and downgraded to a Grade B. Per email from XXXXXX at XXXXXX XXXXXXX dated XX.XX.XXXX X:XXpm CST. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceed the required X months by X.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10767118

Investor Post-Close

XXXX

10405322

Closed

2026-08-14 12:39

2026-09-29 09:37

Resolved

1 - Information

Property

Appraisal

Loan file does not contain additional valuation

Resolved-Secondary valuation provided with valuation less than equal to XX% variance. CDA in file within XX% tolerance.
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Resolved-Secondary valuation provided with valuation less than equal to XX% variance.  CDA in file within XX% tolerance.   - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-Loan file does not contain additional valuation The loan file is missing the additional review for each property as required for cash out refinances with an LTV >= XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Secondary valuation provided with valuation less than equal to XX% variance. CDA in file within XX% tolerance.
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Secondary valuation provided with valuation less than equal to XX% variance. CDA in file within XX% tolerance. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XX XXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XX XXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

10820968

N/A

XXXX

10405324

Closed

2026-08-12 17:57

2026-09-17 19:43

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10776403

Investor Post-Close

XXXX

10405324

Closed

2026-08-12 18:23

2026-08-14 18:02

Resolved

1 - Information

Credit

Unable to verify PITI on other mortgage related obligations (ATR)

Resolved-Uploaded  tax certificates for XXXX XXXXXX XX. and XXXX XXXXXXXXXXX XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded tax certificates for both the properties. - Seller-XX/XX/XXXX
Open-Missing property tax certificate for XXXX XXXXXX XX. and XXXX XXXXXXXXXXX XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded tax certificates for both the properties. - Seller-XX/XX/XXXX

Resolved-Uploaded tax certificates for XXXX XXXXXX XX. and XXXX XXXXXXXXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX.XXXX XXXXXXXXXXX.XXX
XX-XXXXXX_XXX XXXX.XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10776554

N/A

XXXX

10405369

Closed

2026-08-12 19:59

2026-09-17 19:45

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Reserves of XX.XX months exceed the required X months by XX.XX months
FICO score of XXX exceeds the minimum of XXX by XX points

XXXX

Investment

Refinance

Cash Out - Other

10777267

Investor Post-Close

XXXX

10399599

Closed

2026-08-11 04:18

2026-08-17 06:43

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Updated Final XXXX uploaded with corrected citizenship, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-provide final XXXX with correct citizenship, available ID is  Employment Authorization Card  but XXXX is reflecting Parment resident . - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated Final XXXX uploaded with corrected citizenship, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX XXXX.XXX

XXXX

Primary Residence

Purchase

10731002

N/A

XXXX

10333371

Closed

2026-08-12 05:54

2026-08-19 08:34

Waived

2 - Non-Material

Credit

Eligibility

Audited DTI Exceeds Guideline DTI Requirements.

Waived-Exception is for the DTI being above XX%  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Benefit Amount: XXXX.XX
Nontaxable Amount: XXXX.XX x XX% = XXX.XX
Gross Up: XXX.XX x XX% = XX.XX round up to XX
Qualifying income: XXXX.XX + XX = XXXX.XX - Seller-XX/XX/XXXX
Counter-Need calculation used for social security income in the amount of X,XXX.XX from the award letter in file on page XXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception - Seller-XX/XX/XXXX
Open-Audited DTI of XX.XX% exceeds XXXXXXXXX DTI of XX% Audited DTI of XX.XX% Which exceeds XXXXXXXXX DTI of XX%, an exception is required because the current guideline does not provide instructions for a DTI Above XX% (for alt doc ). Based on matrix  must be full doc  X months of reserves XX% max LTV and XXX fico  Also for social security income have it at X,XXX based on doc in file  and DTI is at XX.XX for front and back end  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Benefit Amount: XXXX.XX
Nontaxable Amount: XXXX.XX x XX% = XXX.XX
Gross Up: XXX.XX x XX% = XX.XX round up to XX
Qualifying income: XXXX.XX + XX = XXXX.XX - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Exception - Seller-XX/XX/XXXX

Waived-Exception is for the DTI being above XX% - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXX_XXXXXXXXX.XXX

XX.XX% LTV is below the maximum XX% LTV by XX.XX%.
XxXX mortgage history for XX months.
Borrower has lived in subject property XX years.

XXXX

Primary Residence

Refinance

Cash Out - Other

10757901

Originator Post-Close

Yes

XXXX

10333371

Closed

2026-08-12 06:38

2026-08-13 09:13

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Refinance

Cash Out - Other

10758720

N/A

XXXX

10333371

Closed

2026-08-12 06:38

2026-08-13 09:12

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’XXX and the Final Closing disclosure on Pg#’XXX, . Rate lock date was entered correctly – see Pg#’XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#XXX , and confirmation the appraisal was delivered to the borrower – see Pg#’s XXX-XXX, This loan meets HPML guidelines and is HPML compliant - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Refinance

Cash Out - Other

10758722

N/A

XXXX

10399713

Closed

2026-08-13 12:59

2026-08-17 08:33

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Missing

Resolved-Received XXXX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-The Final XXXX is Missing Missing XXXX for the LLC  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Received XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10792399

N/A

XXXX

10399713

Closed

2026-08-13 13:33

2026-08-14 12:57

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Missing the Hud Limited from the file have the sam.gov in the file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXX XXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10793317

N/A

XXXX

10399713

Closed

2026-08-12 07:47

2026-08-14 12:56

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Received property report for primary verified housing history - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary Mortgage or Current Rent History considered only X months from Credit Report, for rest no document to verify, but as per guideline requirement is XX Need property report appears it was with XXXX possibly base don dates on credit report  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Received property report for primary verified housing history - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXX XXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

10760637

N/A

XXXX

CL2026072264

10424030

Closed

2026-08-17 12:13

2026-08-19 07:23

Resolved

1 - Information

Credit

Missing Doc

Loan Approval Document is Missing

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Missing conditional UW approval. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Loan approval provided, resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXXX XX XXXXXXXX.XXX

XXXX

Second Home

Purchase

10850103

N/A

XXXX

CL2026080293

10424017

Closed

2026-08-14 03:28

2026-10-08 17:26

Resolved

1 - Information

Property

Appraisal

Second Appraisal is Expired

Resolved-Secondary Value Appraisal is Not Expired Or Secondary Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Appraisal reset attached. - Seller-XX/XX/XXXX
Open-Secondary Value Appraisal is Expired (Days Difference is XXX) Secondary valuation appraisal exceeds the XX% tolerance of the primary appraisal valuation and it is expired.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Appraisal reset attached. - Seller-XX/XX/XXXX

Resolved-Secondary Value Appraisal is Not Expired Or Secondary Valuation Does Not Exist - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXXXXXXXXXX_XXXX.XXX

XXXX

Primary Residence

Purchase

10810315

N/A

XXXX

CL2026080293

10424017

Closed

2026-08-14 03:50

2026-08-24 09:59

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Asset Record X Does Not Meet G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Find the attachment . - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements XXXX XXXX XXXX statement is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Find the attachment . - Seller-XX/XX/XXXX

Resolved-Asset Record X Does Not Meet G/L Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXX X & XXXXX X - XXXXXXX XXXX & XXXX.XXX

XXXX

Primary Residence

Purchase

10810443

N/A

XXXX

CL2026080293

10424017

Closed

2026-08-14 03:50

2026-08-24 09:59

Resolved

1 - Information

Credit

Assets

Asset 2 Does Not Meet Guideline Requirements

Resolved-Asset Record X Does Not Meet G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please find the attachment. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements XXXX XXXX XXXX statement is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please find the attachment. - Seller-XX/XX/XXXX

Resolved-Asset Record X Does Not Meet G/L Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXX X & XXXXX X - XXXXXXX XXXX & XXXX.XXX

XXXX

Primary Residence

Purchase

10810444

N/A

XXXX

CL2026080293

10424017

Closed

2026-08-14 03:50

2026-08-24 09:59

Resolved

1 - Information

Credit

Assets

Asset 3 Does Not Meet Guideline Requirements

Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Proceeds from sale of HUD-X statement provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Find the attachment. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Settlement statement missing for the proceeds from the sale.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Find the attachment. - Seller-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXX X - XXXXXXXX XXXXXXXXX XXX XXXXXXXX.XXX

XXXX

Primary Residence

Purchase

10810445

N/A

XXXX

CL2026062364

10423991

Closed

2026-08-13 23:54

2026-08-19 01:07

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-XXXX document provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. XXXX document is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-XXXX document provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXX_XXXX.XXX

XXXX

Investment

Purchase

10808625

N/A

XXXX

CL2026072053

10424009

Closed

2026-08-17 07:46

2026-08-21 02:50

Resolved

1 - Information

Credit

Missing Doc

Missing Business Narrative

Resolved-Business narrative provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-Provide Business Narrative for the income qualified using XX month bank statement program.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-Business narrative provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXX-XXXXXX.XXX

XXXX

Primary Residence

Refinance

Cash Out - Other

10844808

N/A

XXXX

CL2026070963

10423990

Closed

2026-08-18 00:00

2026-08-24 09:07

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review- - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

10858290

N/A

XXXX

CL2026080157

10424016

Closed

2026-08-24 12:03

2026-08-27 12:42

Resolved

1 - Information

Compliance

TRID Tolerance

Insufficient Tolerance Cure (50001028)

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review the PCCD that was included in the package, the cure was included. - Seller-XX/XX/XXXX
Counter-The appraisal review fee for $XX added to the final CD. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-May you please advise on which tolerance cures are needed?  We cured on the PCCD already. - Seller-XX/XX/XXXX
Open-Provide COC - Due Diligence Vendor-XX/XX/XXXX
Open-A Lender Credit for Excess Charges of ($XXX.XX), Principal Reduction for Excess Charges of ($X.XX), and general or specific lender credit increases of ($X.XX) were applied to the total fee variance of ($X,XXX.XX) between the baseline disclosure and the last Closing Disclosure. Since the lender credits and principal reduction (if applicable) are less than the total fee variance amount, they are not sufficient to cure the variance. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please review the PCCD that was included in the package, the cure was included. - Seller-XX/XX/XXXX
Ready for Review-May you please advise on which tolerance cures are needed? We cured on the PCCD already. - Seller-XX/XX/XXXX

Resolved-Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XX XXXX.XXX

XXXX

Primary Residence

Purchase

10983369

N/A

XXXX

CL2026080157

10424016

Closed

2026-08-18 05:13

2026-08-24 12:04

Resolved

1 - Information

Compliance

Disclosure

Missing Intent to Proceed

Resolved-Intent to proceed provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review the attached, thank you. - Seller-XX/XX/XXXX
Open-Missing Signed Intent to Proceed Disclosure. Required on Primary Residence and Second Homes. Intent to proceed is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please review the attached, thank you. - Seller-XX/XX/XXXX

Resolved-Intent to proceed provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXXXX XX XXXXXXX.XXX

XXXX

Primary Residence

Purchase

10861984

N/A

XXXX

CL2026080157

10424016

Closed

2026-08-18 05:13

2026-08-23 23:58

Resolved

1 - Information

Compliance

Missing Doc

Consumer Caution and Home Owner Counseling Notice is Missing

Resolved-Home loan toolkit provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Please review the attached, thank you. - Seller-XX/XX/XXXX
Open-Home loan tool kit is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Please review the attached, thank you. - Seller-XX/XX/XXXX

Resolved-Home loan toolkit provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXX-XXXXXXXX_XXXX XXXX XXXXXXX.XXX

XXXX

Primary Residence

Purchase

10861988

N/A

XXXX

10399749

Closed

2026-08-18 05:21

2026-08-24 13:34

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Questionnaire - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. The Condo/XXX Questionnaire is missing from the file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Questionnaire - Seller-XX/XX/XXXX

Resolved-XXX Questionnaire was provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX_XXXXXXXXXXXXX.XXX

XXXX

Investment

Purchase

10862036

N/A

XXXX

10399779

Closed

2026-08-21 09:33

2026-08-21 09:37

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

10950921

N/A

XXXX

10399675

Closed

2026-08-25 12:06

2026-08-28 14:19

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see attached rebuttal from our UW.  Please advise Exactly what kind of history you are requesting if the Heloc is paid off and has a $X balance. - Seller-XX/XX/XXXX
Counter-The XXXX, credit supplement and property profile for the current primary show the borrowers acquired it X/XX/XXXX (XXXX says living there X months) and the credit supplement shows X month of payment history on page #XX.  The GL states the most recent history is required.  Most recent housing history for the primary residence is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hi, there is no Gap.  Property profiles indicate the borrower recorded deed for the prior residence was on X/XX/XXXX & sold on X/X/XXXX.  The current residence recorded deed on X/XX/XX indicating a credit line (Heloc) not a primary mortgage taken out on X/XX/XX recorded X/XX/XX which has a $X.XX balance.  - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide gap housing history as prior primary residence mtg reported DLA of X/XX/XXXX and current primary residence reporting X/XX/XXXX with LOE for the gap. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see attached rebuttal from our UW. Please advise Exactly what kind of history you are requesting if the Heloc is paid off and has a $X balance. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Hi, there is no Gap. Property profiles indicate the borrower recorded deed for the prior residence was on X/XX/XXXX & sold on X/X/XXXX. The current residence recorded deed on X/XX/XX indicating a credit line (Heloc) not a primary mortgage taken out on X/XX/XX recorded X/XX/XX which has a $X.XX balance. - Seller-XX/XX/XXXX

Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XXXXXXX.XXX
XXXXXXXXXX_XXXXXXXXXX_XXXXXXXX.XXX
XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11013090

N/A

XXXX

10423294

Closed

2026-08-24 01:59

2026-08-25 11:29

Resolved

1 - Information

Compliance

Mavent

HigherPriced: APR

Resolved-You submitted no impound amounts for property taxes on this HPML loan. Regulation Z prohibits a lender from making a first lien higher priced mortgage loan unless an escrow account is established before consummation for payment of property taxes and premiums for mortgage-related insurance. A creditor or servicer may not cancel the escrow account until the earlier of: (X) termination of the underlying debt obligation or (X) FIVE years after consummation if the unpaid principal balance is less than XX% of the original value of the property and the consumer is not delinquent or in default on the underlying debt obligation. (XX CFR XXXX.XX(b)) The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#XXX’ and Final Closing disclosure on Pg#XXX finding reflects escrows. Rate lock date was entered correctly – see Pg#XXX , An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX, in file and confirmation the appraisal was delivered to the borrower – see Pg#XXX The loan meets HPML guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

10973982

N/A

XXXX

10423294

Closed

2026-08-24 01:59

2026-08-24 02:54

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

10973979

N/A

XXXX

10399885

Closed

2026-08-21 07:36

2026-08-31 11:15

Resolved

1 - Information

Credit

Assets

Asset 5 Does Not Meet Guideline Requirements

Resolved-Proof for Gift Funds provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hi, it was withdrawal from the Donor account and deposited into our Borrower account on X/XX. - Seller-XX/XX/XXXX
Open-Asset X Does Not Meet Guideline Requirements Provided Gift letter amount of $XXXXX available in file. Missing wire proof for the same. Required proof of document - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Hi, it was withdrawal from the Donor account and deposited into our Borrower account on X/XX. - Seller-XX/XX/XXXX

Resolved-Proof for Gift Funds provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset X Meets Guideline Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXX-XXXX_XXXXX.XXX
XXXXXXXXXX_XXXXXX-XXXX_XXXXXXX XX XXXXXXXX.XXX

XXXX

Investment

Purchase

10947835

N/A

XXXX

10399989

Closed

2026-08-26 12:02

2026-09-01 10:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Lease Agreements Missing

Resolved-No lease provided. Using XXXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Hi, Rental income come from the XXXX ($X,XXX). The property is not vacant. - Seller-XX/XX/XXXX
Open-DSCR calculation is not matching. Unable to verify rental income used. PITI matches. Provide missing lease agreement or LOE clarifying why property is not currently rented. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Hi, Rental income come from the XXXX ($X,XXX). The property is not vacant. - Seller-XX/XX/XXXX

Resolved-No lease provided. Using XXXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXXX_XXXX.XXX
XXXXXXXXXX_XXXXXXXXXX_XXXXXXX XXXXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11039578

N/A

XXXX

10399999

Closed

2026-08-25 02:07

2026-08-27 12:43

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’sXXX and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX. The loan meets HPML guidelines, resolved.
- Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’sXXX and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX. An interior and exterior appraisal was completed for this property – see pg#XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX. The loan meets HPML guidelines, resolved.
- Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

10997320

N/A

XXXX

10399999

Closed

2026-08-25 02:07

2026-08-27 12:43

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

10997319

N/A

XXXX

10441037

Closed

2026-08-29 16:17

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify XX months housing history, Fraud report showing Current address is not having any mortgage and we do not have other document to verify housing history. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Unable to verify XX months housing history, Fraud report showing Current address is not having any mortgage and we do not have other document to verify housing history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106367

N/A

XXXX

10441037

Closed

2026-08-29 16:20

2026-09-04 03:17

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Final Settlement Statement provided, Verified -Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Final one - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Required Final Settlement statement, however provided Estimated settlement statement page #XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded Final one - Seller-XX/XX/XXXX

Resolved-Final Settlement Statement provided, Verified -Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106371

N/A

XXXX

10441037

Closed

2026-08-29 16:46

2026-09-03 03:37

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106384

N/A

XXXX

10441038

Closed

2026-08-29 17:45

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify XX months housing history. .  - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify XX months housing history. .  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106433

N/A

XXXX

10441039

Closed

2026-08-30 05:07

2026-09-14 08:49

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Property Disaster Inspection, dated XX/XX/XXXX, provided stating no damage sustained to subject property (exterior photos with date and timestamp provided). Appraisal in file dated XX/XX/XXXX. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, TORNADOES, AND FLOODING, WI - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: NO and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXX_XXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106877

N/A

XXXX

10441039

Closed

2026-08-30 01:56

2026-09-04 10:26

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Per the Originator, the property tax amount was calculated from the RE tax amount of $XXXX.XX on the appraisal (page XX). The title commitment reflects XXXX taxes delinquent in the amount of $XXX.XX plus interest and penalty (not an official payoff). XXXX Delinquent Taxes in the amount of $X,XXX.XX shown as paid on the Final Settlement Statement (page X). Taxes for XXXX and subsequent years, no yet due and payable. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Tax amount is based on the appraisal document. Hence, tax certificate is not required. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax certificate is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Tax amount is based on the appraisal document. Hence, tax certificate is not required. - Seller-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11106763

N/A

XXXX

10441046

Closed

2026-08-29 09:30

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the HUD-X, there was a prior $XXX,XXX mortgage to XXXXXXX XXXXXXX XXXXXX XXXXXX dated X/XX/XXXX that was paid off. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the HUD-X, there was a prior $XXX,XXX mortgage to XXXXXXX XXXXXXX XXXXXX XXXXXX dated X/XX/XXXX that was paid off. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105841

N/A

XXXX

10441048

Closed

2026-08-29 09:11

2026-09-25 08:59

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Marked up title uploaded. - Seller-XX/XX/XXXX
Open-Title Document is Incomplete Borrower/LLC name is missing in Title vesting.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Marked up title uploaded. - Seller-XX/XX/XXXX

Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXX_XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105811

N/A

XXXX

10441049

Closed

2026-08-30 14:23

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and Mortgage Payoff, there was a prior mortgage for $XXX,XXX on this property to XXXXXX XXXXXXXX.. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and Mortgage Payoff, there was a prior mortgage for $XXX,XXX on this property to XXXXXX XXXXXXXX.. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107552

N/A

XXXX

10441049

Closed

2026-08-30 14:31

2026-09-01 08:33

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Operating Agreement received to confirm. Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. OA for XXX LLC uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Bank Statement was provided in the name of "XXX LLC."  The file is missing evidence of the borrower's ownership in this company in order to use the assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. OA for XXX LLC uploaded. - Seller-XX/XX/XXXX

Resolved-Operating Agreement received to confirm. Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107565

N/A

XXXX

10441051

Closed

2026-08-29 14:41

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify borrower XX months history and Fraud report also not showing any mortgage.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Unable to verify borrower XX months history and Fraud report also not showing any mortgage.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106306

N/A

XXXX

10441051

Closed

2026-08-29 17:29

2026-09-16 07:47

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (2)

Resolved-Post-Disaster Inspection received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-Post-Disaster Inspection received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXX_XXXXXX_XXX_XXXX_XX_XXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106420

N/A

XXXX

10441052

Closed

2026-08-29 10:25

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX Drive. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX Drive. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105912

N/A

XXXX

10441052

Closed

2026-08-29 10:29

2026-10-06 15:13

Resolved

1 - Information

Credit

Title

Satisfactory Chain of Title not Provided

Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX
Counter-Final Title Policy was provided. However, the finding was for the actual Deed showing the transfer of ownership. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX
Open-Unsatisfactory Chain of Title provided Per Item XX in the Title Commitment, the file is missing the Warranty Deed from 'XXXXXXXX XXXXXXXXXX, XXX, a XXXXXXXXXXX Limited Liability Company' to 'XXXXXX, XXX, a XXXXXXXXXXX Limited Liability Company' . - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Title Policy - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105917

N/A

XXXX

10441052

Closed

2026-08-29 10:02

2026-09-11 19:10

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3)

Resolved-Post-Disaster Inspection was received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property Disaster Inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-Post-Disaster Inspection was received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105879

N/A

XXXX

10441053

Closed

2026-08-30 09:30

2026-09-14 10:09

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Uploaded PDI X/XX/XXXX to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded PDI X/XX/XXXX to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107056

N/A

XXXX

10441054

Closed

2026-08-31 12:25

2026-09-14 08:58

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA (3)

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11121118

N/A

XXXX

10441054

Closed

2026-08-30 09:30

2026-09-14 08:58

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107058

N/A

XXXX

10441055

Closed

2026-08-30 09:31

2026-09-16 07:39

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Post Disaster Inspection dated X/XX/XXXX received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. XXXX XXXX XXXX XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: YES. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-Post Disaster Inspection dated X/XX/XXXX received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107059

N/A

XXXX

10441056

Closed

2026-08-29 11:36

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX Drive. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXX Drive. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106001

N/A

XXXX

10441056

Closed

2026-08-29 11:20

2026-09-11 19:12

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA (3)

Ready for Review-Document Uploaded. PDI uploaded - Seller-XX/XX/XXXX

Resolved-Post-Disaster Inspection was received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XXXXXX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105980

N/A

XXXX

10441057

Closed

2026-08-31 13:03

2026-09-01 08:27

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Value received; finding resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations The Appraisal Desk Review is missing from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX

Resolved-Value received; finding resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXXX XXXXXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

11122821

N/A

XXXX

10441059

Closed

2026-08-31 13:30

2026-10-13 11:32

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-The documentation received was sufficient to resolve the finding. Second Valuation - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Valuation uploaded. - Seller-XX/XX/XXXX
Open-The field review for the subject property is missing from the loan file as required for cash out refinance transactions with an LTV >= XX%. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Valuation uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Second Valuation - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX XXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11123406

N/A

XXXX

10441061

Closed

2026-08-27 11:26

2026-09-17 08:49

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated Background Report provided reflects Global Watch Lists Match as No. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised background report uploaded. - Seller-XX/XX/XXXX
Counter-Entity-level OFAC clearance was provided for XXX XXXXXXXX XXXXXXXXXX XXX, but not for the individual borrower, as reflected on the Individual report. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Ofac - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Background report for the borrower on page XXX disclosed Yes for Associate with OFAC, Global Sanction or PEP listing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised background report uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Ofac - Seller-XX/XX/XXXX

XXX XXXXXXXX XXXXXXXXXX XXX_XXXX.XXX
XXX XXXX XXXX-XXXXXXXXXXXXX-XXXXXX-XXXXXXXXXXXX.XXX

XXXX

Investment

Purchase

11065394

N/A

XXXX

10441061

Closed

2026-08-27 11:58

2026-09-01 08:59

Resolved

1 - Information

Credit

Missing purchase contract and/or addendums.

Resolved-Purchase addendum provided with purchase price of $XXX,XXX and seller to pay $X,XXX toward buyer's closing costs. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Addendum uploaded. - Seller-XX/XX/XXXX
Open-Sales Contract/Addendum with final Sales Price is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Addendum uploaded. - Seller-XX/XX/XXXX

Resolved-Purchase addendum provided with purchase price of $XXX,XXX and seller to pay $X,XXX toward buyer's closing costs. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX - XXXXX XXXXXXXXXX XXXXXXXX.XXX

XXXX

Investment

Purchase

11066543

N/A

XXXX

10441063

Closed

2026-08-31 13:52

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Guidelines Page XX Maximum XxXXxXX on mortgage loans. Missing Subject mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guidelines Page XX Maximum XxXXxXX on mortgage loans. Missing Subject mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11124134

N/A

XXXX

10441064

Closed

2026-08-30 10:12

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Requested XX+ months payment history provided for REO property, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested XX+ months payment history provided for REO property, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. No REO Mortgage as per credit report - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested XX+ months payment history provided for REO property, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (XX).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by X points.

XXXX

Investment

Refinance

Cash Out - Other

11107114

N/A

XXXX

10441064

Closed

2026-08-31 13:42

2026-10-07 09:32

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Value received; Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary Appraisal uploaded. - Seller-XX/XX/XXXX
Counter-Second Appraisal is Missing Required for Securitizations. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations The Appraisal Desk Review is missing from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary Appraisal uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX

Resolved-Value received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).X XXXX XXXXXX .XXX
X XXXX XX_XXXXXXX (X) - XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11123869

N/A

XXXX

10441065

Closed

2026-08-30 05:34

2026-10-13 14:13

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document XXXXXXX - shows coverage covering the loan amount of XX,XXX line X of the line Residetial is the property coverage amount. This is to cover prior to the loan date. The next file is the coverage that replaced it Line X Loss of rent is checked on the left of the page, which is the coverage directly below the property coverae showing $XX,XXX please review the file in its totality.  - Seller-XX/XX/XXXX
Counter-The attached was with the initial dates Need confirmation that the actual coverage is XX,XXX and also need the rent loss coverage amount  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated insurance uploaded. - Seller-XX/XX/XXXX
Counter-The attached does not provide loss of rents amount and policy in file showed the coverage at XXX,XXX and this is at XX,XXX - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The last file is a Declaration page with the premium breakdown of the policy showing $XXX as the total annual premium charged.  - Seller-XX/XX/XXXX
Counter-Uploaded Hazard Insurance premium is $XXX which impacts the Originations DSCR whereas using the Hazard Insurance policy premium $X,XXX.X provided after the Note date to calculate DSCR that matches the originator DSCR. Provide Clarification or updated HoX policy
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see EOI attached - Seller-XX/XX/XXXX
Open-Missing Hazard Insurance Policy Hazard Insurance is not covering NOTE date - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document XXXXXXX - shows coverage covering the loan amount of XX,XXX line X of the line Residetial is the property coverage amount. This is to cover prior to the loan date. The next file is the coverage that replaced it Line X Loss of rent is checked on the left of the page, which is the coverage directly below the property coverae showing $XX,XXX please review the file in its totality.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated insurance uploaded. - Seller-XX/XX/XXXX
Ready for Review-The last file is a Declaration page with the premium breakdown of the policy showing $XXX as the total annual premium charged.  - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Please see EOI attached - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX.XXX
XXXXX XXXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11106898

N/A

XXXX

10441066

Closed

2026-08-29 15:16

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-No REO mortgage history as per credit report - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. No REO mortgage history as per credit report - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106332

N/A

XXXX

10441067

Closed

2026-08-30 12:14

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-No mortgage history as per credit report - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. No mortgage history as per credit report - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11107263

N/A

XXXX

10441068

Closed

2026-08-31 13:59

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The housing history for the subject property is missing from the loan file.  Current loan with XXXXXXXX Loan Servicing is not reflected in the credit report to verify history. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. payment history uploaded. - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The housing history for the subject property is missing from the loan file.  Current loan with XXXXXXXX Loan Servicing is not reflected in the credit report to verify history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. payment history uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Housing History Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - XXXXXXX XXXXXXX.XXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11124324

N/A

XXXX

10441068

Closed

2026-08-31 14:13

2026-10-06 09:02

Resolved

1 - Information

Credit

Missing Doc

Missing Lease Agreement

Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LOX provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. LOE received from the borrower via an email from XXXX. - Due Diligence Vendor-XX/XX/XXXX
Counter-I have spoken with XXX.  He is an agreeance with the finding.  All pages of the document should be provided, even if they are blank. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Page X concludes with point XX, and the sequence continues with point XX on page X. The final document has been signed by all involved parties and is complete. Kindly defer to XXX XXXXX regarding this matter. - Seller-XX/XX/XXXX
Counter-The lease documentation reflects as XX pages.  All pages are required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Pages X-XX of the Lease agreement are only blank pages hence it was not scanned. Page X is the last page ending with the signatures. Please clear this exception. - Seller-XX/XX/XXXX
Open-Pages X-XX of the XX page lease agreement are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Page X concludes with point XX, and the sequence continues with point XX on page X. The final document has been signed by all involved parties and is complete. Kindly defer to XXX XXXXX regarding this matter. - Seller-XX/XX/XXXX
Ready for Review-Pages X-XX of the Lease agreement are only blank pages hence it was not scanned. Page X is the last page ending with the signatures. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX
Resolved-LOX provided - Due Diligence Vendor-XX/XX/XXXX

XXX - XX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11124656

N/A

XXXX

10441068

Closed

2026-08-31 13:40

2026-09-09 08:08

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Page X of the Note document uploaded. - Seller-XX/XX/XXXX
Counter-The Note documentation reflects as X pages.  All pages are required. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Pages X of the Note is only blank a page hence it was not scanned. Page X is the last page ending with the signatures and notary seal. Please clear this exception. - Seller-XX/XX/XXXX
Open-The Note is Incomplete Page X of the X page Note is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Page X of the Note document uploaded. - Seller-XX/XX/XXXX
Ready for Review-Pages X of the Note is only blank a page hence it was not scanned. Page X is the last page ending with the signatures and notary seal. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXX.XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11123836

N/A

XXXX

10441068

Closed

2026-08-31 13:43

2026-09-02 09:47

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. MTG uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Page XX of the XX page Deed of Trust is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. MTG uploaded. - Seller-XX/XX/XXXX

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXX.XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11123888

N/A

XXXX

10441068

Closed

2026-08-30 13:09

2026-09-02 05:43

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-For all New York State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. The final closing statement is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-For all New York State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Requested Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107358

N/A

XXXX

10441071

Closed

2026-08-29 02:12

2026-09-18 08:59

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Citizenship Identification Documentation Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Perm Resident Card expiring in XXXX was received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated document uploaded. - Seller-XX/XX/XXXX
Counter-Provided Perm Resident card is expired. Need Valid In date card or extension documents.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower X is permanent resident alien but permanent resident card is missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated document uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Perm Resident Card expiring in XXXX was received. - Due Diligence Vendor-XX/XX/XXXX

XX.XXXXX.XXX
XXXXXX XX XXXX XXXX.XXX
XXXXXX XX XXXX XXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105545

N/A

XXXX

10441071

Closed

2026-08-29 07:24

2026-09-16 07:42

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Post-Disaster Inspection received.  Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-We have potential fail under illogical report as   Fail: Potential FEMA finding missing - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-Post-Disaster Inspection received. Free and clear of disaster related damage. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXX_XX_XXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105725

N/A

XXXX

10441074

Closed

2026-08-31 14:48

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Guideline Page XX  Maximum XxXXXxXX on mortgage loans. Missing Subject mortgage payment history. Missing Primary residence XXXXXX XXXXXX mortgage payment documentation June and July XXXX.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guideline Page XX  Maximum XxXXXxXX on mortgage loans. Missing Subject mortgage payment history. Missing Primary residence XXXXXX XXXXXX mortgage payment documentation June and July XXXX.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11125771

N/A

XXXX

10441077

Closed

2026-08-31 14:57

2026-09-15 09:06

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Green card provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Green card uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Green card provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11126037

N/A

XXXX

10441077

Closed

2026-08-30 02:11

2026-09-14 09:01

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Property potentially affected by FEMA Disaster ID XXXX. SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING, IN - Declared XX/XX/XXXX without an Incident End Date with Public Assistance: NO and Individual Assistance: YES. After the disaster end date, a Property inspection with exterior photos is required.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-Inspection provided reflecting no damage. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106774

N/A

XXXX

10441079

Closed

2026-09-04 12:52

2026-09-25 09:37

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC check for XX XXXXX XXX provided with no matched search results. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ofac uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check for business entity that borrower provided for verified assets, XX XXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ofac uploaded. - Seller-XX/XX/XXXX

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Resolved-OFAC check for XX XXXXX XXX provided with no matched search results. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11226535

N/A

XXXX

10441079

Closed

2026-08-28 11:54

2026-09-25 09:21

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Counter-The tax certificate provided is for another property (XXXX XXXXXXXX XX, XXXXXXXXXX, XX with PIN:XX-XX-XX-XXX-XXX-XXXX). The subject property PIN:XX-XX-XX-XXX-XXX-XXXX, per the title commitment (page #XXX) and appraisal (page #XX). - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated tax cert with the annual tax amount of $XX,XXX.XX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Tax cert uploaded, the annual tax is $XX,XXX.XX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Tax cert uploaded which shows the tax amount split into two dues of $XXXX.XX. - Seller-XX/XX/XXXX
Open-Originator DSCR of X.XXX. The audited calculated DSCR of X.XXX based on Gross Rent $X,XXX/PITIA $X,XXX.XX. The difference is more than .XX which does not fall within the acceptable tolerance range. DSCR is within guideline requirements. The final Settlement Statement reflects escrowed property taxes of $X,XXX.XX / X months = $X,XXX.XX per month / $XX,XXX.XX annually. Provide evidence of calculated property tax amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Tax cert uploaded, the annual tax is $XX,XXX.XX, please post the difference as data discrepancy. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Tax cert uploaded which shows the tax amount split into two dues of $XXXX.XX. - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Updated tax cert with the annual tax amount of $XX,XXX.XX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXXXX.XXXX XXXXXXXX XXXXX .XXX
XXX XXXX XXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11091974

N/A

XXXX

10441079

Closed

2026-08-28 10:21

2026-09-04 13:03

Resolved

1 - Information

Credit

Deficient subject rental income documentation.

Resolved-Proof of receipt of rental income provided showing as paid through an insurance company. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. This property is currently rented through an insurance company. The tenant does not make the rent payments directly. Instead, XXX XXXXXXXXX pays the rent on behalf of the tenant. Attached Snippets are the required bank statements showing the rent payments received from XXX XXXXXXXXX. - Seller-XX/XX/XXXX
Open-Per XXXX lender guidelines (March XXXX) for Leased Properties on page XX: A currently active lease with a minimum initial term of XX months, between bona fide third parties: verified through an executed lease and documented proof of rent collections. No evidence of rent collection.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. This property is currently rented through an insurance company. The tenant does not make the rent payments directly. Instead, XXX XXXXXXXXX pays the rent on behalf of the tenant. Attached Snippets are the required bank statements showing the rent payments received from XXX XXXXXXXXX. - Seller-XX/XX/XXXX

Resolved-Proof of receipt of rental income provided showing as paid through an insurance company. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXX_XXXX_XXXX XXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11089074

N/A

XXXX

10441079

Closed

2026-08-28 01:20

2026-09-04 13:02

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Assets verified (X consecutive business bank statements) from XXXXXXXX XXXXXX XXXX Acct #XXXX. Located in findings.
Business entity ownership reflected on the Individual Report, page XXX. Lease Agreement is signed by the Borrower/Guarantor on behalf of the XXX. Bank account is disclosed on the ACH, page XX. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Uploaded Consecutive Bank Statements (May and June Month). There is enough liquidity - Seller-XX/XX/XXXX
Open-Per Lender Guidelines dated XX/XXXX: X-months reserves are required for refinance transactions. Available assets are $XX,XXX.XX (X months held back). Monthly PITIA of $X,XXX.XX times X months required equals $XX,XXX.XX. Leaving funds short for reserve requirement of $XX,XXX.XX. In addition, according to the final settlement statement, borrower is required to provide cash to close in the amount of $XX,XXX.XX. No asset documentation evidenced in the file. Provide additional asset documentation required for reserves and closing funds. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Uploaded Consecutive Bank Statements (May and June Month). There is enough liquidity - Seller-XX/XX/XXXX

XXXXX #XXX XXXX_XXXX XXXXXXXXX_XXXX XXXXX.XXX
XXXXX #XXX XXXX_XXXX XXXXXXXXX_XXX XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11080660

N/A

XXXX

10441086

Closed

2026-08-28 11:21

2026-10-13 14:06

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-The documentation received was sufficient to resolve the finding. Appraisal
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Additional valuation uploaded. - Seller-XX/XX/XXXX
Counter-Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review valuation. - Due Diligence Vendor-XX/XX/XXXX
Counter-Second Appraisal is Missing Required for Securitizations - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX/XXX uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations The Appraisal Desk Review is missing from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Additional valuation uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX/XXX uploaded. - Seller-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Appraisal
- Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXX XXX XXXXXX .XXX
XXX XXX XXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11090885

N/A

XXXX

10441087

Closed

2026-08-28 11:45

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to determine what loan is attached to primary residence to verify mortgage history. Provide documentation for primary housing per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX
Open-Unable to determine what loan is attached to primary residence to verify mortgage history. Provide documentation for primary housing per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX months exceeds the guidelines minimum of X months by XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11091752

N/A

XXXX

10441087

Closed

2026-08-28 11:47

2026-09-17 10:04

Resolved

1 - Information

Property

Appraisal

Property/Appraisal General

Resolved-Assignment of appraisal provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Assignment of appraisal uploaded. - Seller-XX/XX/XXXX
Open-Lender listed on appraisal is XXXXXXXXXX Loan XXXXXXX and no assignment of appraisal in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Assignment of appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-Assignment of appraisal provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX XX - XXXXXXXXX XXXXXXXX XXXXXX (X) (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11091782

N/A

XXXX

10441087

Closed

2026-08-28 12:03

2026-09-11 09:07

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. The calculation is only accounting for Property Annual premium. The total premium for Property with Liability is $XXXX.XX
Property $XXX
Liability $XXX.XX - Seller-XX/XX/XXXX
Open-Page XXX shows hazard annual premium as $XXX but reserves collected were for $XXXX.XX. Provide documentation with this premium or agree with mismatched DSCR. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. The calculation is only accounting for Property Annual premium. The total premium for Property with Liability is $XXXX.XX
Property $XXX
Liability $XXX.XX - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX_XXX_XXXXXXX_X.XXX
XXXXXXX_XXXXXXXX_XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11092119

N/A

XXXX

10441093

Closed

2026-08-31 16:01

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Debt

Mortgage history for primary residence less than 12 months

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Need mortgage history for borrower primary   Based on docs  subject was purchased cash and free and clear.  Just need verification for primary - Due Diligence Vendor-XX/XX/XXXX
Open-Need mortgage history for borrower primary   Based on docs  subject was purchased cash and free and clear.  Just need verification for primary - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11127638

N/A

XXXX

10441095

Closed

2026-08-28 03:55

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Provide supporting documents to verify XX months housing history. XX months housing history supporting documents missing in file. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Provide supporting documents to verify XX months housing history. XX months housing history supporting documents missing in file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by X points.

XXXX

Investment

Refinance

Cash Out - Other

11081919

N/A

XXXX

10441096

Closed

2026-08-29 17:25

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet Guideline Requirements, UNABLE TO VERIFY FROM ANY DOCS - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements, UNABLE TO VERIFY FROM ANY DOCS - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106414

N/A

XXXX

10441105

Closed

2026-09-03 08:25

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Payment History for the subject REO property from the time it was originated was received. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment History for the subject REO property from the time it was originated was received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded - Seller-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the HUDX, a prior mortgage to "XXXXXXXX Loan XXXXXXXX" was paid off, originally funded by Loan XXXXXX on X/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment History for the subject REO property from the time it was originated was received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11193344

N/A

XXXX

10441105

Closed

2026-09-03 08:25

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Payment History received was for the Subject Property, not the Primary Residence as requested. - Due Diligence Vendor-XX/XX/XXXX
Counter-Payment History received was for the Subject Property, not the Primary Residence as requested. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at X XXX XXXXXX XX.  Per the Fraud Report (page XX of XX), the owners of this address are "XXXXXX XXXXXXX X & XXXXXX." - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11193345

N/A

XXXX

10441110

Closed

2026-08-31 16:20

2026-09-11 14:18

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Effective Date is after the Note Date

Resolved-HOI Policy received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see attached coverage date started XX/XX/XXXX till XX/XX/XXXX - Seller-XX/XX/XXXX
Open-Hazard Insurance Effective Date is after the Note Date Hazard Insurance Effective Date of XX-XX-XXXX is after the Cash Disbursement Date of XX-XX-XXXX/Note date of X/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. see attached coverage date started XX/XX/XXXX till XX/XX/XXXX - Seller-XX/XX/XXXX

Resolved-HOI Policy received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX XX XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11128037

N/A

XXXX

10441110

Closed

2026-08-31 16:13

2026-09-02 10:16

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-Xrd value received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX/XXX uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations The  Desk Review is missing from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXX/XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Xrd value received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXXXXXXX XXXXX .XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11127905

N/A

XXXX

10441111

Closed

2026-08-31 16:51

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-The documentation provided is for the subject.  Primary residence housing history is missing. - Due Diligence Vendor-XX/XX/XXXX
Counter-The documentation provided is for the subject.  Primary residence housing history is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Housing history uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Housing history for borrower's primary residence is missing. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Housing history uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

XXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by X points.

XXXX

Investment

Refinance

Cash Out - Other

11128629

N/A

XXXX

10441111

Closed

2026-08-31 16:27

2026-09-04 10:38

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final one uploaded - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Estimated SS in file.  Missing FSS. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final one uploaded - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11128191

N/A

XXXX

10441114

Closed

2026-08-30 13:16

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements The mortgage history for the subject property is missing from the loan file.  The payoff in file reflects mortgage with XXXXX.  The tradeline is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements The mortgage history for the subject property is missing from the loan file.  Deed transfer on title reflects XX/XXXX and payoff with XXXXX is present in file on page XXX.  Mortgage is not reflected on the credit report to verify no lates. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements The mortgage history for the subject property is missing from the loan file.  The payoff in file reflects mortgage with XXXXX.  The tradeline is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements AS WE ARE UNABLE TO VERIFY FROM PROVIDED DOCS  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107366

N/A

XXXX

10441114

Closed

2026-08-31 16:49

2026-09-02 10:07

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Pages XX-XX of MTG uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Pages XX-XX of the XX page Deed of Trust are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Pages XX-XX of MTG uploaded. - Seller-XX/XX/XXXX

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXX_XXXXX_XX-XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11128602

N/A

XXXX

10441115

Closed

2026-08-31 17:37

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements XXXXXXXXXX page XX   Maximum XxXXxXX on mortgage loans. Missing mortgage payment history for Borrower Primary Residence XXXX xx $XXX,XXX from X/XXXX and Co-Borrower Primary Residence XXXX XXXX XXXXXXX xxXXXX mortgage payments for June and July XXXX.     - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements XXXXXXXXXX page XX   Maximum XxXXxXX on mortgage loans. Missing mortgage payment history for Borrower Primary Residence XXXX xx $XXX,XXX from X/XXXX and Co-Borrower Primary Residence XXXX XXXX XXXXXXX xxXXXX mortgage payments for June and July XXXX.     - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11129303

N/A

XXXX

10441115

Closed

2026-08-29 05:33

2026-09-03 03:29

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Citizenship Documentation Not Provided

Resolved-Borrower X Photo Identification Driver's License provided, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Borrower is a US citizen only. DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Citizenship Documentation Is Missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Borrower is a US citizen only. DL uploaded. - Seller-XX/XX/XXXX

Resolved-Borrower X Photo Identification Driver's License provided, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105667

N/A

XXXX

10441117

Closed

2026-08-30 07:34

2026-09-02 04:15

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-X months statements provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Asset Record X Meets G/L Requirements Xnd month bank statement provide, resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Two month statements for acc XXXX uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Missing X months bank statements for account ending in XXXX. Only one month in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Two month statements for acc XXXX uploaded. - Seller-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXXXXX-XXXXXXXXXX-XXXX-.XXX
XXXXXXXX_XXXX_XXXXXXXX-XXXXXXXXXX-XXXX-.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106961

N/A

XXXX

10441117

Closed

2026-08-30 07:34

2026-09-02 04:15

Resolved

1 - Information

Credit

Assets

Asset 2 Does Not Meet Guideline Requirements

Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. June statement for XXXX uploaded. - Seller-XX/XX/XXXX
Counter-Asset Record X Does Not Meet G/L Requirements May statement was in the file. Missing second month. Per guidelines account requires X months statements, countered. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. May statement for XXXX uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements Missing X months bank statements for account ending in XXXX. Only one month in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. June statement for XXXX uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. May statement for XXXX uploaded. - Seller-XX/XX/XXXX

Resolved-Asset Record X Meets G/L Requirements Or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

X XXXX.XXX
XXXXXXXX_XXXX_XXXXXXXX-XXXXXXXXXX-XXXX-.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106962

N/A

XXXX

10441118

Closed

2026-08-31 18:44

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXX XXXX XXXXX, XXXXXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXX XXXX XXXXX, XXXXXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-Per XXXXXX XXXXXXX overlays, Subject Mortgage being paid off must be verified for XX months. Audit is unable to determine a XX-month payment history at XXXX XXXX XXXXX, XXXXXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11130135

N/A

XXXX

10441118

Closed

2026-08-31 19:17

2026-09-02 11:29

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-Proof of receipt of security deposit and monthly rent collection provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX
Open-Per XXX lender guidelines (June XXXX) for Leased Properties on page XX: A currently active lease with a minimum initial term of XX months, between bona fide third parties: verified through an executed lease and documented proof of rent collections. No evidence of rent collection is evidenced in the file.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX

Resolved-Proof of receipt of security deposit and monthly rent collection provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11130716

N/A

XXXX

10441119

Closed

2026-08-30 03:16

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106815

N/A

XXXX

10441119

Closed

2026-08-30 03:16

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106817

N/A

XXXX

10441120

Closed

2026-08-30 04:35

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements Missing verification of current housing history.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106847

N/A

XXXX

10441120

Closed

2026-08-30 04:35

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Missing verification of current housing history.  - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106849

N/A

XXXX

10441121

Closed

2026-08-30 05:27

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106889

N/A

XXXX

10441121

Closed

2026-08-30 05:27

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXXXX XXX XXXXXX, XXXXXX, XX XXXXX. (Property report on page XXX shows ownership in another LLC name). - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106891

N/A

XXXX

10441123

Closed

2026-08-30 09:30

2026-09-03 03:22

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Updated XX & XX Driver's License provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Revised ID's uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X Photo Identification Missing as it is expired;  - Due Diligence Vendor-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Borrower X's photo ID expired on XX/XX/XXXX, which is prior to the Note Date of XX/XX/XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Revised ID's uploaded. - Seller-XX/XX/XXXX

Resolved-Updated XX & XX Driver's License provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XX XXXXXXX - XXX XXX.XXX
XX XXXXXXX - XXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11107057

N/A

XXXX

10441124

Closed

2026-08-30 14:02

2026-10-28 18:04

Resolved

1 - Information

Credit

Missing Doc

Missing Homeowners Association Questionnaire

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Condo XXX Questionnaire was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Condo Questionnaire uploaded. - Seller-XX/XX/XXXX
Counter-The document uploaded is not the full Condo Questionnaire; it is only the XXX payment transaction detail. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX Questionnaire uploaded. - Seller-XX/XX/XXXX
Open-XXX Questionnaire is Missing or Partial. XXX Questionnaire is Missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Condo Questionnaire uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. XXX Questionnaire uploaded. - Seller-XX/XX/XXXX

Resolved-XXX Questionnaire is Present - Due Diligence Vendor-XX/XX/XXXX
Resolved-Condo XXX Questionnaire was provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXXXX (XXX) XXX XXXXXXXX.XXX XXXX XXXXXXXXX XXXXXX XXXX.XXX
XXXXXXXXXXX XXXXXXXXXXXXX.XXX XXXX XXXXXXXXX XXXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107514

N/A

XXXX

10441124

Closed

2026-09-03 08:39

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment history uploaded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment History for the subject REO was received, covering the time from when it was originated. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title Commitment, there was a prior mortgage originated by XXXX on X/XX/XXXX for $XXX,XXX, and paid off for $XXX,XXX.XX on the Alta Statement to XXXX.  Mortgage payment history is required. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment History for the subject REO was received, covering the time from when it was originated. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11193567

N/A

XXXX

10441125

Closed

2026-08-30 15:31

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXX XXXXXX XXXXX, XXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXX XXXXXX XXXXX, XXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107606

N/A

XXXX

10441125

Closed

2026-08-30 15:31

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXX XXXXXX XXXXX, XXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Housing History Does Not Meet XXXXXXXXX Requirements: Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence at XXX XXXXXX XXXXX, XXXXXXXX, XX XXXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107608

N/A

XXXX

10441126

Closed

2026-08-29 06:44

2026-09-01 05:14

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Tax bill provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Annual tax amount of $XXXX.XX has been used for loan qualification, uploaded tax cert. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Missing tax certification. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Annual tax amount of $XXXX.XX has been used for loan qualification, uploaded tax cert. - Seller-XX/XX/XXXX

Resolved-Tax bill provided, resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXX XXXX XXXX XXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105703

N/A

XXXX

10441127

Closed

2026-08-29 10:36

2026-09-08 09:43

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Borrower X Photo Identification Driver's License provided, Verified - Resolved
- Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Per XXXX guidelines (June XXXX) for Eligible Guarantors: The following personal identification documentation can be used to verify the identification of the borrower: Driver’s License, Passport, State ID, Military ID or other photo identification issued by a government agency. Personal photo identification documentation for Borrower X is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105920

N/A

XXXX

10441127

Closed

2026-08-29 10:36

2026-09-08 09:43

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Photo Identification Type Missing

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105921

N/A

XXXX

10441128

Closed

2026-08-29 12:32

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify primary housing history as primary address's mortgage not listed in Individual fraud Report of Borrower, need VOM or XX Months receipts for mortgage payments. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify primary housing history as primary address's mortgage not listed in Individual fraud Report of Borrower, need VOM. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify primary housing history as primary address's mortgage not listed in Individual fraud Report of Borrower, need VOM or XX Months receipts for mortgage payments. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106162

N/A

XXXX

10441128

Closed

2026-08-29 13:37

2026-09-03 09:52

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Tax amount confirmed; Finding rescinded.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-$XXXX.XX given in tax certificate is not quarterly, it is the annual tax amount which makes the monthly amount $XXX.XX. Please clear this exception. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Missing Evidence of Property Tax Tax amount as per final settlement statement on page #X is $XXX.XX per month = $XXX.XX*XX = $X,XXX.XX, but taxes given in tax certificate on page #XXX is $XXXX.XX quarterly= XXXX.XX , and underwriter used different tax amount of $XXX.XX as per data compare, Provide updated documentation in which tax amount is matching with final settlement statement. - Due Diligence Vendor-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax amount as per final settlement statement on page #X is $XXX.XX per month = $XXX.XX*XX = $X,XXX.XX, but taxes given in tax certificate on page #XXX is $X,XXX.XX/XX = $XXX.XX, and underwriter used different tax amount of $XXX.XX as per data compare, Provide updated documentation in which tax amount is matching with final settlement statement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-$XXXX.XX given in tax certificate is not quarterly, it is the annual tax amount which makes the monthly amount $XXX.XX. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Tax amount confirmed; Finding rescinded. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11106241

N/A

XXXX

10441128

Closed

2026-08-29 13:43

2026-09-03 09:44

Resolved

1 - Information

Property

Missing Doc

Appraisal 2 missing

Resolved-valuation received; finding resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX
Open-As per the validation "XXXX LTV Overlay Missing Additional Valuation Documentation" we need XXXX exterior only inspection report in file which is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisal uploaded. - Seller-XX/XX/XXXX

Resolved-valuation received; finding resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX X XXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106246

N/A

XXXX

10441131

Closed

2026-09-01 10:03

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet Guideline Requirements The mortgage history for the subject property is missing from the loan file.  Settlement statement reflects a payoff to XXXXXX mortgage.  Mortgage is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The mortgage history for the subject property is missing from the loan file.  Settlement statement reflects a payoff to XXXXXX mortgage.  Mortgage is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11141369

N/A

XXXX

10441131

Closed

2026-08-30 02:30

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify housing history as we are unable to determine the mortgage accounts associated with primary address from fraud report, need either VOM if the primary has mortgage or VOR if rented or free & clear proofs if primary is free & clear. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. The housing history for the primary residence for the borrower is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify housing history as we are unable to determine the mortgage accounts associated with primary address from fraud report, need either VOM if the primary has mortgage or VOR if rented or free & clear proofs if primary is free & clear. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106786

N/A

XXXX

10441131

Closed

2026-09-01 10:31

2026-09-15 08:23

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Explanation of coverage provided.  Loss coverage set to max. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Explanation of coverage from insurance company - Seller-XX/XX/XXXX
Open-The hazard insurance documentation in file reflects a business interruption/ rent loss amount lower than required by lender guidelines.  Coverage should be at or above $XX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Explanation of coverage from insurance company - Seller-XX/XX/XXXX

Resolved-Explanation of coverage provided. Loss coverage set to max. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11141928

N/A

XXXX

10441131

Closed

2026-09-01 09:52

2026-09-03 08:53

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Pg XX & XX of the MTG uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Pages XX and XX of the XX page Deed of Trust are missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Pg XX & XX of the MTG uploaded. - Seller-XX/XX/XXXX

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXX_XX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11141136

N/A

XXXX

10441134

Closed

2026-09-01 12:00

2026-10-09 10:35

Resolved

1 - Information

Property

Appraisal

Discrepancy in Property Type on Valuation Documents

Resolved-The document received was sufficient to resolve the finding. Appraisal reflecting PUD - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Due Diligence Vendor-XX/XX/XXXX
Open-The valuation documentation in file on pages XX and XX reflect conflicting property types.  The valuation on page XX reflects property is a PUD with HOA information and the valuation on page XX does not. - Due Diligence Vendor-XX/XX/XXXX

Document uploaded - XX/XX/XXXX

Resolved-The document received was sufficient to resolve the finding. Appraisal reflecting PUD - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11146677

N/A

XXXX

10441134

Closed

2026-09-01 11:08

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet Guideline Requirements The history for the subject property is missing from the loan file.  The settlement statement in file reflects a mortgage with XXXXXX XXXXXXXXXXX; however, the tradeline is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The history for the subject property is missing from the loan file.  The settlement statement in file reflects a mortgage with XXXXXX XXXXXXXXXXX; however, the tradeline is not reflected on the credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11142708

N/A

XXXX

10441134

Closed

2026-09-01 12:01

2026-09-25 09:10

Waived

2 - Non-Material

Credit

Doc Issue

HOA Fee Difference

Waived-Accepts DSCR difference.  New score is still within guidelines. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Seller confirms the HOA fee of $XXXX per year is applicable on the property and agree to the changes in the DSCR, post the DSCR difference as data discrepancy. - Seller-XX/XX/XXXX
Open-HOA Fee difference exsits between validated HOA and documents The appraisals in file reflect conflicting HOA information.  Adding the HOA fee into the PITIA during audit causes a difference in the DSCR score found during audit than at origination.  DSCR score is out of tolerance. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Seller confirms the HOA fee of $XXXX per year is applicable on the property and agree to the changes in the DSCR, post the DSCR difference as data discrepancy. - Seller-XX/XX/XXXX

Waived-Accepts DSCR difference. New score is still within guidelines. - Due Diligence Vendor-XX/XX/XXXX

XXX representative credit score exceeds the minimum required of XXX by XX points.
$XX,XXX reserves exceed the minimum required by XX months.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11146694

Originator Post-Close

Yes

XXXX

10441134

Closed

2026-09-01 11:56

2026-09-03 09:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-ID provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Photo ID for borrower X is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-DL uploaded. - Seller-XX/XX/XXXX

Resolved-ID provided - Due Diligence Vendor-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11146585

N/A

XXXX

10441134

Closed

2026-09-01 11:56

2026-09-03 09:03

Resolved

1 - Information

Credit

Missing Doc

Borrower 2 Photo Identification Type Missing

Resolved-ID provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Photo ID for borrower X is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

Resolved-ID provided - Due Diligence Vendor-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11146586

N/A

XXXX

10441137

Closed

2026-08-27 00:58

2026-09-04 08:25

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested bank statements provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Consecutive bank statements from Acc#XXXX (June and July) with enough liquidity. Additionally Receipt of EMD deposit $XX uploaded - Seller-XX/XX/XXXX
Open-Asset Qualification Does Not Meet Guideline Requirements Loan purpose is purchase, we have cash from borrower  amount of $XX,XXX.XX and we required X months reserves amount of $X,XXX.XX, total we required amount of $XX,XXX.XX but borrower assets are missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded Consecutive bank statements from Acc#XXXX (June and July) with enough liquidity. Additionally Receipt of EMD deposit $XX uploaded - Seller-XX/XX/XXXX

Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested bank statements provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXX XXXX XXX#XXXX_XXXX XXXXXXXXX.XXX
XXX X XXXX XXX_$XX XXXXXXX.XXX
XXXXX XXXXXXXXX XXXX XXX#XXXX_XXXX XXXXXXXXX.XXX

XXXX

Investment

Purchase

11053431

N/A

XXXX

10441138

Closed

2026-08-30 08:57

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Statement with address contains the Property address, not the primary address.  - Due Diligence Vendor-XX/XX/XXXX
Counter-Statement with address contains the Property address, not the primary address.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage history received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment history uploaded - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. As per page #XXX primary is owned by business with mortgage amount of $XXX,XXX we do not have any proof in file to verify the housing history, Need VOM. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment history uploaded - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage history received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107032

N/A

XXXX

10441138

Closed

2026-08-30 09:28

2026-09-15 08:46

Resolved

1 - Information

Credit

Insurance

Master Policy Expiration Date is Prior To the Transaction Date

Resolved-Requested updated master policy with updated expiration date of XX/XX/XXXX which is after the closing date provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Master Policy Expiration Date of XX-XX-XXXX is Equal to or After the Transaction Date of XX-XX-XXXX Or Master Policy Expiration Date Is Not Provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Updated HOA EOI's  - Seller-XX/XX/XXXX
Open-Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX
- Due Diligence Vendor-XX/XX/XXXX
Open-Master Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX Master Insurance Policy Expiration Date of XX-XX-XXXX is Prior To the Transaction Date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated HOA EOI's - Seller-XX/XX/XXXX

XX-XX XXX - XXXXXXXXXXX XXXXXX XX XXXXXX XX XX XXXXXXXXXX XXXXXXX.XXX
XX-XX XXX - XXXXXXXXXXX XXXXXX XX XXXXXX XX XX XXXXXXXXXX XXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107053

N/A

XXXX

10441138

Closed

2026-08-30 10:08

2026-09-15 08:46

Resolved

1 - Information

Credit

Insurance

HO-6 Insurance Policy is only Partially Present

Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Do not use net premium this is a non admitted insurance company, which charges policy fee, stamp fee and tax fee which all of that is part of the insurance premium charged which final premium $X,XXX.XX per year. failure to pay those fee would cause the policy to be cancelled for non payment of premium as these insurance companies need to breakdown the insurance. HUD Escrow calculation should be correct.  - Seller-XX/XX/XXXX
Open-HO-X Insurance Policy is only Partially Present HO-X Insurance Policy is only Partially Present HOI Policy as per Invoice on page #XXX is $XXX.XX/XX = $XX.XX but as per settlement statement on page #XXX is $XX.XX*XX = $XXX.XX, need updated HOI policy or HUD-X with updated premium where it is matching.
- Due Diligence Vendor-XX/XX/XXXX
Open-HO-X Insurance Policy is only Partially Present HOI Policy as per Invoice on page #XXX is $XXX.XX/XX = $XX.XX but as per settlement statement on page #XXX is $XX.XX*XX = $XXX.XX, need updated HOI policy or HUD-X with updated premium where it is matching. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Do not use net premium this is a non admitted insurance company, which charges policy fee, stamp fee and tax fee which all of that is part of the insurance premium charged which final premium $X,XXX.XX per year. failure to pay those fee would cause the policy to be cancelled for non payment of premium as these insurance companies need to breakdown the insurance. HUD Escrow calculation should be correct. - Seller-XX/XX/XXXX

Resolved-HO-X Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXX (XX).XXX

XXXX

Investment

Refinance

Cash Out - Other

11107109

N/A

XXXX

10441139

Closed

2026-08-30 11:23

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Payment history provided for subject property. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment history provided for subject property. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. . - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Both the borrowers do not have any mortgage accounts listed in their credit reports but as per fraud report BX owns X properties, need housing history for X. XXX XXXXX XXX, X. XXX XXXXX XXXX XX, X. XXX X XX, X. XXX XXXXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Payment history provided for subject property. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107201

N/A

XXXX

10441139

Closed

2026-08-30 11:23

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify housing history for both users as we are unable to determine the mortgage accounts associated with primary address from fraud report, need either VOM if the primary has mortgage or VOR if rented or free & clear proofs if primary is free & clear. - Due Diligence Vendor-XX/XX/XXXX
Counter-The payment history provided is for the subject property. We need to verify housing history for both borrowers primary residences or provide proof they are owned free and clear. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. . - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify housing history for both users as we are unable to determine the mortgage accounts associated with primary address from fraud report, need either VOM if the primary has mortgage or VOR if rented or free & clear proofs if primary is free & clear. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107202

N/A

XXXX

10441139

Closed

2026-09-01 12:20

2026-10-06 15:19

Resolved

1 - Information

Compliance

Note; missing, illegible or incomplete.

Resolved-The documentation received was sufficient to resolve the finding. Recorded Deed - Due Diligence Vendor-XX/XX/XXXX
Open-Note, Deed and other documents are dated XX/XX/XXXX but notary date is XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Recorded Deed - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11147045

N/A

XXXX

10441144

Closed

2026-08-31 08:06

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify the borrower's primary housing history. Per GL requirements, a minimum of XX months of housing history is required. Therefore, we need supporting documentation to verify the most recent XX months of primary housing payment history. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. . - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify the borrower's primary housing history. Per GL requirements, a minimum of XX months of housing history is required. Therefore, we need supporting documentation to verify the most recent XX months of primary housing payment history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11115332

N/A

XXXX

10441144

Closed

2026-08-29 06:01

2026-09-03 09:36

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EAD uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Non-US Citizen Identification Document Missing. Please provide acceptable documentation. Borrower is Permanent resident alien and Permanent resident card is missing in file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. EAD uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11105682

N/A

XXXX

10441145

Closed

2026-08-29 05:00

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-No mortgage account is present in credit report - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. X Months of Primary Mortgage or Rent Reviewed. Unable to verify mortgage history for the current residence XXXX XXth Avenue for which payoff statement on page XXX is also given, the same mortgage is not available in borrower's credit report, XX months of housing history is required.
- Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. No mortgage account is present in credit report - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105645

N/A

XXXX

10441145

Closed

2026-08-29 05:00

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify mortgage history for the current residence XXXX XXth Avenue for which payoff statement on page XXX is also given, the same mortgage is not available in borrower's credit report, XX months of housing history is required. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. X Months of REO Mortgage Reviewed. No mortgage account is present in credit report - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify mortgage history for the current residence XXXX XXth Avenue for which payoff statement on page XXX is also given, the same mortgage is not available in borrower's credit report, XX months of housing history is required. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105646

N/A

XXXX

10441152

Closed

2026-09-01 13:46

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to determine payment history for the borrowers primary address. Provide documentation. - Due Diligence Vendor-XX/XX/XXXX
Open-Unable to determine payment history for the borrowers primary address. Provide documentation. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11149488

N/A

XXXX

10441155

Closed

2026-08-30 07:38

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-NO REO mortgage can be verified in the credit report, borrower has active mortgage on current primary residence and is refinancing the subject property - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of REO Mortgage Reviewed. NO REO mortgage can be verified in the credit report, borrower has active mortgage on current primary residence and is refinancing the subject property - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Resolved. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of REO Mortgage Reviewed. NO REO mortgage can be verified in the credit report, borrower has active mortgage on current primary residence and is refinancing the subject property - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106966

N/A

XXXX

10441157

Closed

2026-08-28 01:06

2026-10-07 10:10

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Requested executed  Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded HUD shows the signature date of XXXX XX in the second page top right corner. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. The Settlement Statement provided is missing the borrower's signature date. We need an a updated Settlement Statement reflecting the borrower's signed date. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded HUD shows the signature date of August XX in the second page top right corner. - Seller-XX/XX/XXXX

Resolved-Requested executed Settlement statement provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11080522

N/A

XXXX

10441157

Closed

2026-08-28 01:18

2026-09-22 10:37

Resolved

1 - Information

Credit

Missing Doc

Title Document is Incomplete

Resolved-Preliminary Title received and updated.  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Requested updated Title Provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Title Document is Provided And Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Providing title policy for the subject property information - Seller-XX/XX/XXXX
Open-Title Document is Incomplete The provided Title document is missing the subject property information. We need updated Title document that includes the Subject property address. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Providing title policy for the subject property information - Seller-XX/XX/XXXX

XXXXXX.XXXXX XXXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11080625

N/A

XXXX

10441158

Closed

2026-09-01 14:30

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Subject pay history provided.  Primary housing for borrower X is missing from the loan file. Fraud report in file on page XXX reflects a mortgage on property that is not reflected on the credit report - Due Diligence Vendor-XX/XX/XXXX
Counter-Subject pay history provided.  Primary housing for borrower X is missing from the loan file. Fraud report in file on page XXX reflects a mortgage on property that is not reflected on the credit report - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary housing for borrower X is missing from the loan file.  Fraud report in file on page XXX reflects a mortgage on property that is not reflected on the credit report.
Additionally, payoff on the ALTA statement for the subject property reflects a mortgage with XXXXXXXX Loan Servicing.  The mortgage is not reflected on the credit report and the mortgage history is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11150478

N/A

XXXX

10441158

Closed

2026-09-01 14:19

2026-09-03 09:09

Resolved

1 - Information

Compliance

Missing Doc

The Deed of Trust is Incomplete

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Pg XX of the MTG uploaded. - Seller-XX/XX/XXXX
Open-The Deed of Trust is Incomplete Page XX of the XX page Deed of Trust is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Pg XX of the MTG uploaded. - Seller-XX/XX/XXXX

Resolved-The Deed of Trust is Present and Complete - Due Diligence Vendor-XX/XX/XXXX

XXX_XXXX_XX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11150245

N/A

XXXX

10441160

Closed

2026-08-29 10:40

2026-09-14 09:16

Resolved

1 - Information

Credit

Property potentially affected by FEMA Disaster(s) INDIVIDUAL ASSISTANCE AREA

Resolved-PDI with photos dated X/XX/XXXX stating subject is free and clear of disaster related damage provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX
Open-Fail: Potential FEMA - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. PDI uploaded. - Seller-XX/XX/XXXX

Resolved-PDI with photos dated X/XX/XXXX stating subject is free and clear of disaster related damage provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX_XXXXX_XXXXXX_XXXXXX_XXXXXXXXXXXX_XX_XXXXX_XXXXXXXX_XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11105924

N/A

XXXX

10441160

Closed

2026-08-29 08:00

2026-09-01 14:20

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Statement uploaded for additional liquidity. - Seller-XX/XX/XXXX
Open-Required reserves is X months, total verified assets From Settlement Doc is (P&I, Tax, Insurance Escrow) $X,XXX.XX and also Provided XXX Bank statement Which is under Negative Balance, Actual required Reserves $X,XXX.XX- reserve short of -$X,XXX.XX. We need additional assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Statement uploaded for additional liquidity. - Seller-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXXX XXXXX XX XXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11105752

N/A

XXXX

10441161

Closed

2026-08-29 10:47

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-There is no Mortgage tradeline is Reflecting in Credit Report, unable to verify the REO Mortgage History. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Mortgage History received; Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. X Months of REO Mortgage Reviewed - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. There is no Mortgage tradeline is Reflecting in Credit Report, unable to verify the REO Mortgage History. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (XX).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11105931

N/A

XXXX

10441161

Closed

2026-09-01 15:04

2026-09-03 08:48

Resolved

1 - Information

Property

Missing Doc

3rd Party Valuation Product is Required and Missing

Resolved-valuation received; finding resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations The Appraisal Desk Review is missing from the file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. ARR/CDA uploaded. - Seller-XX/XX/XXXX

Resolved-valuation received; finding resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXX XXXXXX (XXX) XX XXXXXXXXXX XXXXXXX XXXXXXXX (XXX).XXXX XXXXX XXXXXX .XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11151292

N/A

XXXX

10441165

Closed

2026-08-29 21:58

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify the primary Housing History, Per XX We need XX Months Housing history. - Due Diligence Vendor-XX/XX/XXXX
Counter-Statement provided contains the Property address not the Primary Address. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage history received; finding resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. X Months of Primary Mortgage or Rent Reviewed. Unable to verify the primary Housing History, Per XX We need XX Months Housing history.
- Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to verify the primary Housing History, Per XX We need XX Months Housing history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage history received; finding resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106613

N/A

XXXX

10441165

Closed

2026-08-30 00:49

2026-09-04 03:08

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Executed Settlement Statement provided, Verified - Resolved  - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Signed settlement statement - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Closing Doc is Missing. Provided Settlement Statement is missing Borrower Signature and date Information, We need Updated Settlement Statement.
- Due Diligence Vendor-XX/XX/XXXX
Open-Closing Doc is Missing. Provided Settlement Statement is missing Borrower Signature and date Information, We need Updated Settlement Statement. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded Signed settlement statement - Seller-XX/XX/XXXX

Resolved-Executed Settlement Statement provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX_XXXXXX XXXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106723

N/A

XXXX

10441166

Closed

2026-08-29 23:50

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to Verify the primary housing history, Per Gl, We need XX Months housing history - Due Diligence Vendor-XX/XX/XXXX
Counter-Subject pay history has been provided.  The pay history for the primary residence is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. The primary housing history is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Unable to Verify the primary housing history, Per Gl, We need XX Months housing history - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106699

N/A

XXXX

10441166

Closed

2026-09-01 15:36

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet Guideline Requirements The mortgage history for the subject property is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX month pay history provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The mortgage history for the subject property is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment history uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-XX month pay history provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11151872

N/A

XXXX

10441166

Closed

2026-08-30 11:16

2026-09-18 09:10

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Per GL, XX months of rent loss coverage is required. Based on the monthly rent of $XX,XXX, the required rent loss coverage should be $XXX,XXX ($XX,XXX × XX months). However, the insurance document reflects rent loss coverage of only $XX,XXX, which does not meet the guideline requirement. Therefore, We need updated insurance document with rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11107192

N/A

XXXX

10441166

Closed

2026-09-01 15:53

2026-09-18 09:09

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Documentation from insurance company to support XXX% replacement and max coverage for rent loss. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Letter from insurance company - Seller-XX/XX/XXXX
Open-Business interruption/ rent loss coverage reflected on the hazard insurance document in file does not meet lender guideline requirement.  Sufficient coverage should be at our above $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Letter from insurance company - Seller-XX/XX/XXXX

Resolved-Documentation from insurance company to support XXX% replacement and max coverage for rent loss. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXX - XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11152186

N/A

XXXX

10441166

Closed

2026-08-29 23:13

2026-09-01 15:26

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. LLC acceptable per investor - Due Diligence Vendor-XX/XX/XXXX
Open-Per N.J. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11106678

Investor Post-Close

XXXX

10441167

Closed

2026-08-30 02:35

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence for Borrower X at XXXXX XXXX, XXXXXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage or rent payments for the primary residence for Borrower X at XXXXX XXXX, XXXXXXXXXX, XX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106787

N/A

XXXX

10441167

Closed

2026-09-01 16:59

2026-10-07 10:19

Resolved

1 - Information

Credit

Missing subject rental income documentation

Resolved-The documentation received was sufficient to resolve the finding. Evidence of deposit made - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Due Diligence Vendor-XX/XX/XXXX
Open-Per XXX Capital guidelines (June XXXX) in Minimum Debt Service Ratio (DSCR) section on page X: A lease start date within XX days of closing date and proof of receipt of security deposit. Evidence of security deposit is missing. - Due Diligence Vendor-XX/XX/XXXX

Documentation Uploaded. - XX/XX/XXXX

Resolved-The documentation received was sufficient to resolve the finding. Evidence of deposit made - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX
XXXXXX - X.XXX

XXXX

Investment

Refinance

Cash Out - Other

11153375

N/A

XXXX

10441167

Closed

2026-09-01 18:08

2026-09-04 09:33

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-Certificate of Good Standing for XXXXX XXXXXXXXXX, XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. COGS for XXXXX XXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX
Open-Missing evidence of Certificate of Good Standing for XXXXX XXXXXXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. COGS for XXXXX XXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Certificate of Good Standing for XXXXX XXXXXXXXXX, XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11154155

N/A

XXXX

10441167

Closed

2026-09-01 18:07

2026-09-04 09:32

Resolved

1 - Information

Credit

Corporation/LLC: Operating Agreement Document is missing

Resolved-Operating Agreement for XXXXX XXXXXXXXXX, XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Operating Agreement for XXXXX XXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX
Open-Missing evidence of Original Operating Agreement for XXXXX XXXXXXXXXX, XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Operating Agreement for XXXXX XXXXXXXXXX, XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Operating Agreement for XXXXX XXXXXXXXXX, XXX provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11154154

N/A

XXXX

10441167

Closed

2026-08-30 03:05

2026-09-01 17:46

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Per GL, XX months of rent loss coverage is required. Based on the monthly rent of $X,XXX, the required rent loss coverage should be $XX,XXX ($X,XXX × XX months). However, the insurance document reflects rent loss coverage of only $XX,XXX, which does not meet the guideline requirement. Therefore, We need updated insurance document with rent loss coverage. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11106808

N/A

XXXX

10441169

Closed

2026-09-01 15:59

2026-09-24 08:57

Resolved

1 - Information

Credit

Eligibility

Business Entity EIN Number Missing

Resolved-Same business with name change. Document provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Articles of Amendment for the name change is uploaded. - Seller-XX/XX/XXXX
Open-Please provide Business Entity EIN for XXX XXXX XXXXXXXXXX XXX. Document provided on page XXX shows the business name as XXX XXXXXXXXXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Articles of Amendment for the name change is uploaded. - Seller-XX/XX/XXXX

Resolved-Same business with name change. Document provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XX XXXXXXXXX XXX XXXX XXXXXXXXXX XXX (XXXX XXXXXX).XXX

XXXX

Investment

Refinance

Cash Out - Other

11152282

N/A

XXXX

10441171

Closed

2026-08-31 01:45

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Housing History Does Not Meet Guideline Requirements The housing history for borrower's primary residences are missing from the Credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements The housing history for borrower's primary residences are missing from the Credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11109059

N/A

XXXX

10441172

Closed

2026-08-29 01:03

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the HUD-X, there was a prior mortgage with an OPB of $XX,XXX to "XXXXXXXXX XXXXXXXX / XXX XXXXXXXXXXX" that was paid off on the HUD-X . - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO property.  Per the Title and the HUD-X, there was a prior mortgage with an OPB of $XX,XXX to "XXXXXXXXX XXXXXXXX / XXX XXXXXXXXXXX" that was paid off on the HUD-X . - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105506

N/A

XXXX

10441172

Closed

2026-08-30 13:30

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXXX XXXXXXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXXX XXXXXXXX XXXX. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11107386

N/A

XXXX

10441173

Closed

2026-09-01 16:45

2026-09-03 09:10

Resolved

1 - Information

Credit

Assets

Asset 1 Does Not Meet Guideline Requirements

Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-ByLaws received showing the borrower as the Sole Shareholder.  Issue resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. By Laws for XXX XXXXXXXXXXX XXXXX uploaded. - Seller-XX/XX/XXXX
Open-Asset Record X Does Not Meet G/L Requirements XXXX of XXXXXXX bank statements are in the name of "XXX XXXXXXXXXXX XXXXX."  The file is missing an operating agreement or other document to show the borrower has legal ownership in this business in order to use the assets. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. By Laws for XXX XXXXXXXXXXX XXXXX uploaded. - Seller-XX/XX/XXXX

XXXXXX (XXXX).XXX

XXXX

Investment

Refinance

Cash Out - Other

11153183

N/A

XXXX

10441174

Closed

2026-09-01 17:02

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Credit Worthiness

Mortgage history for primary residence less than 12 months

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Nothing in the loan showing primary housing history per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX
Open-Nothing in the loan showing primary housing history per XXXXXX XXXXXXX overlay. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11153427

N/A

XXXX

10441176

Closed

2026-08-27 16:31

2026-09-03 11:01

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Resolved-Asset Qualification Meets Guideline Requirements - Due Diligence Vendor-XX/XX/XXXX
Resolved-Uploaded Settlement Statement from Refinance XXX XXXXX XXXXXXX proceeds towards funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX
Open-Asset Qualification Does Not Meet Guideline Requirements . Guidelines Page XX Assets must Be Seasoned for a  Minimum of X Months for Purchase Transactions. XXXXX xxXXXX X/XX/XXXX - X/X/XXXX. Missing corresponding statement to meet X month seasoning requirement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. There is a cashout deal  of $XX,XXX.XX /  Loan # XXXXXX (HUD attached) - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. There is a cashout deal of $XX,XXX.XX / Loan # XXXXXX (HUD attached) - Seller-XX/XX/XXXX

XXX XX #XXXXXX XXXXXXX.XXX

XXXX

Investment

Purchase

11074898

N/A

XXXX

10441179

Closed

2026-08-29 03:59

2026-09-30 12:05

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per X.X. XXXX. XXX. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the XXX prepayment penalty is not permitted. XXXXXX XXXXXXX aware of XXX XXXXXX Prepayment Penalty. - Due Diligence Vendor-XX/XX/XXXX
Open-Per X.X. XXXX. XXX. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the XXX prepayment penalty is not permitted. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the XXX prepayment penalty is not permitted. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11105609

Investor Post-Close

XXXX

10441181

Closed

2026-09-01 20:46

2026-10-05 11:00

Waived

2 - Non-Material

Credit

Missing subject rental income documentation

Waived-Per email from XXX: "Can we please waive this. X of the X units are leased and have rent receipts. Our guidelines only require XX% occupancy. In addition this is a low XXX loan with a high FICO borrower and strong XXXX"

Client elects to waive with the following compensating factors. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-XXX is requesting this be waived with compensating factors.  Per email from XXX: "Can we please waive this. X of the X units are leased and have rent receipts. Our guidelines only require XX% occupancy. In addition this is a low XXX loan with a high FICO borrower and strong XXXX" - Due Diligence Vendor-XX/XX/XXXX
Counter-Evidence of rent collection for Apartments X and X provided. Provide evidence of rent collection for XXXXXX XXXXX per the Lease agreement for Apartment X on page XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX
Open-Per XXX lender guidelines (XXXX XXXX) for Leased Properties on page XX: A currently active lease with a minimum initial term of XX months, between bona fide third parties and a month-to-month lease with evidence of a prior active lease for a minimum of X months: verified through an executed lease and documented proof of rent collections. No evidence of rent collection is evidenced in the file for the X leased units.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Proof of Rent uploaded. - Seller-XX/XX/XXXX

XXXXX XX XXXXXXX XX X XXXXXX XXXXXX XXXXXX XX XXXXXXXX XXXXXXX XXX XXX XXXXXX (XXXX X).XXX

• XX.X% LTV is below the maximum XX% LTV by XX.X%.
• XXX Representative credit score exceeds the minimum required of XXX by XX points.
• XXXX ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.
• Borrower has owned subject investment property X years.

XXXX

Investment

Refinance

Cash Out - Other

11156535

Originator Post-Close

XXXX

10441181

Closed

2026-09-01 20:47

2026-09-04 09:47

Resolved

1 - Information

Credit

Corporation/LLC: Certificate of Good Standing Document is Missing

Resolved-Certificate of Good Standing for XXXXXX XXXXXXXX XXX. provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXX uploaded. - Seller-XX/XX/XXXX
Open-Missing evidence of Certificate of Good Standing for XXXXXX XXXXXXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXX uploaded. - Seller-XX/XX/XXXX

Resolved-Certificate of Good Standing for XXXXXX XXXXXXXX XXX. provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11156536

N/A

XXXX

10441182

Closed

2026-08-29 07:38

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Verification of housing history for the primary residence is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. X Months of Primary Mortgage or Rent Reviewed. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Verification of housing history for the primary residence is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11105736

N/A

XXXX

10441182

Closed

2026-08-29 05:36

2026-09-01 19:01

Waived

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Waived-XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX
Open-Per X.X. XXXX. XXX. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the XXX prepayment penalty is not permitted. exception permitting prepayment penalties is limited to corporate borrowers - Due Diligence Vendor-XX/XX/XXXX

Waived-XXXXXX XXXXXXX is aware of the finding. - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11105671

Investor Post-Close

XXXX

10441183

Closed

2026-08-30 01:25

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Statement contains the Property address not Primary Address. - Due Diligence Vendor-XX/XX/XXXX
Counter-Statement contains the Property address not Primary Address. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, XX months housing history must be verified. Provide documentation verifying XX-months mortgage history or rent history for primary residence, as it is not included in file. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, XX months housing history must be verified. Provide documentation verifying XX-months mortgage history or rent history for primary residence, as it is not included in file.
- Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (X).XXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106747

N/A

XXXX

10441183

Closed

2026-08-30 01:37

2026-09-22 00:38

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Requested Rce Document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Hazard coverage amount of $XXX,XXX is less than the loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Provide RCE document as hazard coverage amount of $XXX,XXX is less than the loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX

XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106754

N/A

XXXX

10441184

Closed

2026-08-30 10:39

2026-09-22 00:42

Resolved

1 - Information

Credit

Insurance

Hazard Insurance Coverage Amount is less than Required Coverage Amount

Resolved-Requested Rce Document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'N/A') - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX
Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXX and Guaranteed Replacement Coverage indicator is 'N/A' Provide RCE document as hazard coverage amount of $XXX,XXX is less than the loan amount of $XXX,XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. RCE attached - Seller-XX/XX/XXXX

XXXX XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11107150

N/A

XXXX

10441185

Closed

2026-08-30 02:41

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-There are no active REO mortgages are reflecting in credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. X Months of REO Mortgage Reviewed. There is no Mortgage tradeline is Reflecting in Credit Report, unable to verify the REO Mortgage History. - Due Diligence Vendor-XX/XX/XXXX
Open-There are no active mortgages reflected in credit report. - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of REO Mortgage Reviewed. There are no active REO mortgages are reflecting in credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Rescinded-X Months of REO Mortgage Reviewed. There are no active REO mortgages are reflecting in credit report. - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106789

N/A

XXXX

10441185

Closed

2026-08-30 02:55

2026-09-18 08:33

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Updated policy received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Original Declaration page shows $XX,XXX business income coverage which is higher than $X,XXX Annual Gross Rent for the colleteral. Be advised to ignore the $XXX shown because the policy was endorsed to a higher amount. The files would not update the current Declaration page until renewal upon replacement.  - Seller-XX/XX/XXXX
Open-Provide updated hazard insurance policy as the one in file is not reflecting rent loss amount.
- Due Diligence Vendor-XX/XX/XXXX
Open-Provide updated hazard insurance policy as the one in file is not reflecting rent loss amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Original Declaration page shows $XX,XXX business income coverage which is higher than $X,XXX Annual Gross Rent for the colleteral. Be advised to ignore the $XXX shown because the policy was endorsed to a higher amount. The files would not update the current Declaration page until renewal upon replacement. - Seller-XX/XX/XXXX

Resolved-Updated policy received; finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXX , XXX XXXX XXXXXXX XXX. XXXXXX XXXXXX XXXXXXX.XXX
XXXXXXXXX XXXXXXX XXX XXXXXXX XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106799

N/A

XXXX

10441186

Closed

2026-08-27 17:52

2026-09-08 12:12

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Ofac - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check for X&X XXXXXXXXXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded Ofac - Seller-XX/XX/XXXX

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX

X&X XXXXXXXXXXX XXXX XXX.XXX

XXXX

Investment

Purchase

11076720

N/A

XXXX

10441187

Closed

2026-08-30 03:42

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, XX months housing history must be verified. Provide documentation verifying XX-months mortgage history or rent history for primary residence at XXXX XXXXXXXX XXXXXX, as it is not included in file.
- Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Primary mortgage or rent history not provided.  - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, XX months housing history must be verified. Provide documentation verifying XX-months mortgage history or rent history for primary residence at XXXX XXXXXXXX XXXXXX, as it is not included in file.
- Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11106825

N/A

XXXX

10441187

Closed

2026-08-31 00:02

2026-09-14 19:53

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Insurance premium $X,XXX.XX which the XX monthly breakdown should be $XXX.XX per month. - Seller-XX/XX/XXXX
Open-Hazard Insurance Policy Partially Provided Hazard premium per hazard policy on page #XXX is $XXX.XX (or $X,XXX.XX annually). However final settlement statement shows hazard premium as $XXX.XX ( or $X,XXX.XX / XX months). Provide updated hazard policy validating this $XXX.XX premium. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Insurance premium $X,XXX.XX which the XX monthly breakdown should be $XXX.XX per month. - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXXXXX XXXXXX,XXXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11108350

N/A

XXXX

10441187

Closed

2026-08-30 03:56

2026-09-08 10:29

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal report uploaded for tax amount. - Seller-XX/XX/XXXX
Counter-Confirm calculations used for tax amount.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Tax amount is based on the appraisal. - Seller-XX/XX/XXXX
Open-Missing Evidence of Property Tax Tax amount per final settlement statement is $XX ( or $XXX / X months). Provide proof of tax document validating this $XX tax amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal report uploaded for tax amount. - Seller-XX/XX/XXXX
Ready for Review-Tax amount is based on the appraisal. - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXXXXXXX.XXXX XXXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

11106829

N/A

XXXX

10441195

Closed

2026-08-30 05:35

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per the Title Commitment's Mortgage Schedule, there is a prior mortgage for $XXX,XXX dated X/XX/XXXX to XXXXXXX X. XXXXXX. File is missing evidence of the mortgage history of payments. - Due Diligence Vendor-XX/XX/XXXX
Open-Per the Title Commitment's Mortgage Schedule, there is a prior mortgage for $XXX,XXX dated X/XX/XXXX to XXXXXXX X. XXXXXX. File is missing evidence of the mortgage history of payments. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106899

N/A

XXXX

10441195

Closed

2026-09-03 15:47

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXXXXX XXX.  Per the Fraud Report (page XX of XX), the borrower doesn't even own that property. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at XXXX XXXXXXX XXX.  Per the Fraud Report (page XX of XX), the borrower doesn't even own that property. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11205083

N/A

XXXX

10441195

Closed

2026-08-30 07:26

2026-09-03 15:41

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Funding Statement was provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Per attorney’s advice for all XXXX XXXX State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Final HUD/ Settlement statement is missing in file.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Per attorney’s advice for all XXXX XXXX State loans, we will have only funding statements instead of a Final HUD. Please clear this exception. - Seller-XX/XX/XXXX

Resolved-Funding Statement was provided. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106949

N/A

XXXX

10441196

Closed

2026-08-27 10:19

2026-09-01 02:30

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Requested additional assets provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX
Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded two month consecutive bank statements covering sufficient liquidity. Acc XXXX statement was uploaded to highlight the EMD source, hence consecutive statement is not required. - Seller-XX/XX/XXXX
Open-Confirmed verified reserves X.XX months is lower than required X months reserves as per matrix. provide additional assets. XXXXX account ending in XXXX only statement in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded two month consecutive bank statements covering sufficient liquidity. Acc XXXX statement was uploaded to highlight the EMD source, hence consecutive statement is not required. - Seller-XX/XX/XXXX

Resolved-Requested additional assets provided, updated & condition resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XX_XXXXXXXXXXXX.XXX
XXXXXXXX_XXXX_XX_XXXXXXXXXXXX.XXX

XXXX

Investment

Purchase

11063383

N/A

XXXX

10441199

Closed

2026-08-30 08:58

2026-10-08 11:21

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Statement provided is for the property address not the primary address. - Due Diligence Vendor-XX/XX/XXXX
Counter-Statement provided is for the property address not the primary address. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Mortgage History considered X months from Credit Report
- Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine a mortgage or rent payments for the primary residence at XXX XXXXX XXXXX-XXXXX XXXX.
- Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Ready for Review-Document Uploaded. Payment History uploaded. - Seller-XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Resolved-Mortgage History received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX (XX).XXX

Reserves of X.XX months exceeds the guidelines minimum of X months by X.XX months. FICO of XXX exceeds the guideline minimum of XXX by X points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107033

N/A

XXXX

10441199

Closed

2026-08-30 09:13

2026-10-07 08:48

Resolved

1 - Information

Credit

Eligibility

Audited Reserves are less than Guideline Required Reserves (Number of Months)

Resolved-Statements received; Finding resolved.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Additional statement uploaded to cover the requirement. - Seller-XX/XX/XXXX
Counter-Documents showing adequate assets are missing from Finding.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded statements have sufficient liquidity. - Seller-XX/XX/XXXX
Open-Provide additional assets as there is shortage of amount $X,XXX.XX. - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Additional statement uploaded to cover the requirement. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded statements have sufficient liquidity. - Seller-XX/XX/XXXX

Resolved-Statements received; Finding resolved. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX-XXXX XXXXXXXXX (X).XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107047

N/A

XXXX

10441204

Closed

2026-08-30 23:50

2026-08-31 13:58

Acknowledged

2 - Non-Material

Compliance

State Reg

NJ Prepayment Penalty Prohibited

Acknowledged-Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted. "Per X.X. Stat. Ann. § XX:XXX-X, mortgage loans may be prepaid without penalty. Based on legal interpretation of the statute and outside counsel guidance, the exception permitting prepayment penalties is limited to corporate borrowers; therefore, because the borrower is not a corporation, the BPL prepayment penalty is not permitted." - Due Diligence Vendor-XX/XX/XXXX

XXXX

Investment

Refinance

Cash Out - Other

11108325

Originator Pre-Close

XXXX

10441036

Closed

2026-08-31 01:04

2026-10-08 16:01

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review- - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at "X XXXXX XXth XXXXXX, XXXXXXXX, XX XXXXX."  Per the Fraud Report, unable to verify any ownership in this address. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11108724

Investor Post-Close

XXXX

10441036

Closed

2026-08-31 01:04

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at "X XXXXX XXth XXXXXX, XXXXXXXX, XX XXXXX."  Per the Fraud Report, unable to verify any ownership in this address. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Per XXXXXX XXXXXXX overlays, Housing History must be verified.  Audit is unable to determine a mortgage or rent payments for the primary residence at "X XXXXX XXth XXXXXX, XXXXXXXX, XX XXXXX."  Per the Fraud Report, unable to verify any ownership in this address. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11108722

N/A

XXXX

10441036

Closed

2026-08-31 10:12

2026-09-03 08:05

Resolved

1 - Information

Property

Missing Doc

File does not contain all required valuation documents

Resolved-All X post-close additional valuations received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Counter-Only X of the X exterior appraisals were received. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Loan is a Cash-Out transaction with an LTV of XX%.  The file is missing a XXXX / Field Review valuation for each of the X associated properties. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Secondary appraisals uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-All X post-close additional valuations received. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXX XXXXXXXXX.XXXX XXXXXXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXX XXXXX XXX .XXX
XXXXXXXXX XXXXXXXXX.XXXX XXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXXX XX XXXXXX XXXXXX .XXX
XXXXXXXXX XXXXXXXXX.XXX XXXXXXXX XXXXXX .XXX

XXXX

Investment

Refinance

Cash Out - Other

11117705

N/A

XXXX

10441040

Closed

2026-08-28 18:00

2026-09-28 10:57

Resolved

1 - Information

Credit

Title

Property Title Issue

Resolved-Uploaded Final policy reflects only subject mortgage, Title commitment requirement #X  Mortgage with XXXXX XXXXXXXXXXX XXX removed. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX
Open-Property Title Issue Title Commitment Requirement #X Missing Release for Mortgage with XXXXX XXXXXXXXXXX XXX or Title Supplement showing removal from Final Title policy.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final title policy uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded Final policy reflects only subject mortgage, Title commitment requirement #X Mortgage with XXXXX XXXXXXXXXXX XXX removed. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11102129

N/A

XXXX

10441041

Closed

2026-09-03 11:22

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify payment history for subject properties. - Due Diligence Vendor-XX/XX/XXXX
Open-Unable to verify payment history for subject properties. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11197754

N/A

XXXX

10441041

Closed

2026-09-03 11:31

2026-09-18 09:40

Resolved

1 - Information

Property

Appraisal

Property/Appraisal General

Resolved-Appraisal transfer provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Appraisal transfer letter uploaded. - Seller-XX/XX/XXXX
Open-Appraisals show lender as XXXXX XXXXX XXX but no assignment of appraisal provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Appraisal transfer letter uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal transfer provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX_XXXXXXXXX_XXXXXXXX_XXX_XXXXXXX_XXXXX_XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11197988

N/A

XXXX

10441043

Closed

2026-09-02 10:55

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO properties.  Title Commitment, item #XX (page #XXXX) and confirmed on the HUD-X (page #XXX), there were two open mortgages with XXXXXXXX XXXXXXXXX XXXXXXX XXXXXX XXXXX.  Payment history for these mortgages is needed. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Per XXXXXX XXXXXXX overlays, Housing History must be verified. Audit is unable to determine mortgage payment history for the subject REO properties.  Title Commitment, item #XX (page #XXXX) and confirmed on the HUD-X (page #XXX), there were two open mortgages with XXXXXXXX XXXXXXXXX XXXXXXX XXXXXX XXXXX.  Payment history for these mortgages is needed. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11168358

N/A

XXXX

10441070

Closed

2026-08-31 00:01

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Unable to verify REO mortgage history as there are no mortgage tradelines other than primary address mortgage in credit report. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. Unable to verify REO mortgage history as there are no mortgage tradelines other than primary address mortgage in credit report. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11108346

N/A

XXXX

10441070

Closed

2026-08-31 03:03

2026-09-11 09:03

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Rent loss provided up to XX months per policy. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Uploaded All State provide Fair Rental Value up to XX Months which actual loss sustained, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXXXXX provide Fair Rental Value up to XX Months which actual loss sustained. Please refer to page XX Fair Rental Income - Coverage D
Paragraph X - We Will Cover Under Coverage D:
X. Your lost fair rental income resulting from a covered loss, less charges
and expenses which do not continue, when a loss we cover under
Dwelling Protection–Coverage A makes a rental unit uninhabitable.
We will pay for lost fair rental income for the shortest time required to
either repair or replace the rental unit, but not to exceed XX months
from the date of the loss which made the rental unit uninhabitable.

This applies to all X locations. - Seller-XX/XX/XXXX
Open-Rent-Loss Coverage is missing for the following properties :
XXXX XXXXXXXXXX XXXXXX
XXXX XXXXXX XXXXXX
XXX XXXXXX XXXXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXXX provide Fair Rental Value up to XX Months which actual loss sustained. Please refer to page XX Fair Rental Income - Coverage D
Paragraph X - We Will Cover Under Coverage D:
X. Your lost fair rental income resulting from a covered loss, less charges
and expenses which do not continue, when a loss we cover under
Dwelling Protection–Coverage A makes a rental unit uninhabitable.
We will pay for lost fair rental income for the shortest time required to
either repair or replace the rental unit, but not to exceed XX months
from the date of the loss which made the rental unit uninhabitable.

This applies to all X locations. - Seller-XX/XX/XXXX

Resolved-Rent loss provided up to XX months per policy. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXX XXXXXX (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11109684

N/A

XXXX

10441078

Closed

2026-09-01 19:03

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Guidelines Page XX Maximum XxXxXX on mortgage loans. Missing Subject property XXXXXXXX and Primary Residence XXXXXXXX XXXXXXXX XXXXXXXXX mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guidelines Page XX Maximum XxXxXX on mortgage loans. Missing Subject property XXXXXXXX and Primary Residence XXXXXXXX XXXXXXXX XXXXXXXXX mortgage payment history.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11154527

N/A

XXXX

10441078

Closed

2026-08-30 12:35

2026-09-18 00:12

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Requested Updated Insurance document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. XXXXX XXXX Policies are based on Loss of Use is Actual Loss Sustained verbiage. Based on this the borrower must provide proof of rental income at the time of loss, instead of state value. This is better coverage than stated value, because if borrower increases rental income over the years it does not require them to report every increase on an annual basis. - Seller-XX/XX/XXXX
Open-Guideline Page XX Business Interruption Insurance - Business Interruption Coverage is required for all mortgages. Hazard Insurance policies missing coverage.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXX XXXX Policies are based on Loss of Use is Actual Loss Sustained verbiage. Based on this the borrower must provide proof of rental income at the time of loss, instead of state value. This is better coverage than stated value, because if borrower increases rental income over the years it does not require them to report every increase on an annual basis. - Seller-XX/XX/XXXX

Resolved-Requested Updated Insurance document provided, updated & Condition Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXXX XX - XXX.XXX
XXXX XXXXXXX XX - XXX.XXX
XXX X XXXXXXXX XX - XXX.XXX
XXX X XXXXXX XX - XXX.XXX
XXXX XXXXX XX - XXX.XXX
XXX X XXXXXXXX XX - XXX.XXX
XXXX XXXXX XX - XXX.XXX
XXX X XXXXXX XX - XXX.XXX
XXXX XXXXXXXX XX - XXX.XXX
XXXX XXXXXXX XX - XXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11107300

N/A

XXXX

10441078

Closed

2026-09-01 18:54

2026-09-08 11:28

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Entity Formation Doc Indicator is Missing. Uploaded Operating agreement and Certificate of Formation for XXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded Online entity details and Certificate of Formation - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Guidelines page XX missing Operating Agreement and Articles of Organization for XXXX XXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Uploaded Online entity details and Certificate of Formation - Seller-XX/XX/XXXX

Resolved-Entity Formation Doc Indicator is Missing. Uploaded Operating agreement and Certificate of Formation for XXXX XXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XXXX, XXX_XXXXXX XXXXXXX.XXX
XXXX_XX_XXXXXXXXX_XXXXXX_XXXXXX_XXXX_XX-X-XX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11154484

N/A

XXXX

10441078

Closed

2026-09-01 19:14

2026-09-08 11:24

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Entity Ofac uploaded with an executed OA - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check and clearance XXXX XXXX XXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Entity Ofac uploaded with an executed OA - Seller-XX/XX/XXXX

Resolved-OFAC Check Completed and Cleared - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XXXX, XXX_XXXX XXXXXX.XXX
XXXXXX XXXXXX XXXXXX XXXXXX XXXXXXXXX XXXXXXXXX XX-X-XX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11154736

N/A

XXXX

10441083

Closed

2026-09-02 12:15

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Guidelines Page XX Maximum XxXxXX on mortgage loans. Missing Subject property XXXXXXXX and Primary Residence XXXXXXXX XXXXXXXX XXXXXXXXX mortgage payment history. - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guidelines Page XX Maximum XxXxXX on mortgage loans. Missing Subject property XXXXXXXX and Primary Residence XXXXXXXX XXXXXXXX XXXXXXXXX mortgage payment history. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

FICO of XXX exceeds the guideline minimum of XXX by XX points. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11170607

N/A

XXXX

10441083

Closed

2026-08-30 00:39

2026-09-15 10:44

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Uploaded Hazard insurance policy with Business coverage XXXX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached - Hazard policy for XXXX XXXXX XX. - Seller-XX/XX/XXXX
Counter-Uploaded missing Hazard policy for XXXX XXXXX XX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review Coverage C - Which shows Loss of Rent ALS, which is settled based on loss sustained and proof of actual rental loss at the time of loos which is up to XX Months. It does not require a dollar value because is Actual Loss Sustained.  - Seller-XX/XX/XXXX
Open-Guideline Page XX Business Interruption Insurance - Business Interruption Coverage is required for all mortgages. Hazard Insurance policies missing coverage.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached - Hazard policy for XXXX XXXXX XX. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review Coverage C - Which shows Loss of Rent ALS, which is settled based on loss sustained and proof of actual rental loss at the time of loos which is up to XX Months. It does not require a dollar value because is Actual Loss Sustained. - Seller-XX/XX/XXXX

Resolved-Uploaded Hazard insurance policy with Business coverage XXXX XXXXX XX. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXX (XX).XXX
XXXX XXXXX XX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11106719

N/A

XXXX

10441083

Closed

2026-09-02 12:37

2026-09-08 11:48

Resolved

1 - Information

Credit

Assets

Asset Qualifications do not meet requirements.

Resolved-Uploaded XXXXX xxXXXX bank statements and Operating Agreement to verify funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Statements uploaded. - Seller-XX/XX/XXXX
Open-Asset Qualification Does Not Meet Guideline Requirements Guidelines Page XX Missing Two most recent months of Bank Statements or Investment Account
Statements for funds required to close and reserves. Bank/brokerage statements required within XX days of closing date.
- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Statements uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded XXXXX xxXXXX bank statements and Operating Agreement to verify funds required to close and reserves. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX_XXXX_XXXXX XXXXXX X (X.XX) XXXXX.XXX
XXXXXXXX_XXXX_XXXXX XXXXXX X (X.XX) XXXXX.XXX
XXXXXXXX_XXXX_XXXXXXXXX_XXXXXX_XXXXXX.XXX
XXXXXXXX_XXXX_XX XXXX XXXXXXXX X.XX.XX.XXX
XXXXXXXX_XXXX_XX XXXX XXXXXXXX X.XX.XX.XXX
XXXXXXXXX XXXXXXXXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11171235

N/A

XXXX

10441083

Closed

2026-09-02 12:10

2026-09-08 11:41

Resolved

1 - Information

Credit

Eligibility

Business Entity Formation Doc Missing

Resolved-Entity Formation Doc Indicator is Missing. Uploaded Operating Agreement for XXXXXX XXXXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Operating Agreement for XXXXXX XXXXXX XXXX XXX uploaded. - Seller-XX/XX/XXXX
Open-Entity Formation Doc Indicator is Missing. Guidelines page XX Missing Articles of Organization/Certificate of Formation and Operating Agreement for XXXXXX XXXXXX XXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Operating Agreement for XXXXXX XXXXXX XXXX XXX uploaded. - Seller-XX/XX/XXXX

Resolved-Entity Formation Doc Indicator is Missing. Uploaded Operating Agreement for XXXXXX XXXXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXXXXX XXXXXX XXXXXX XXXXXXXXX XXXXXXXXX XX-X-XX XXXXX XXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11170471

N/A

XXXX

10441083

Closed

2026-09-02 12:42

2026-09-08 11:38

Resolved

1 - Information

Credit

Eligibility

OFAC Check Not Completed and/or Cleared

Resolved-Uploaded cleared OFAC for XXXXXX XXXXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Ofac check uploaded. - Seller-XX/XX/XXXX
Open-OFAC Check Not Completed and/or Cleared Missing OFAC check and cleared for XXXXXX XXXXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Ofac check uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded cleared OFAC for XXXXXX XXXXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXX.XXX

XXXX

Investment

Refinance

No Cash Out - Borrower Initiated

11171326

N/A

XXXX

10441101

Closed

2026-09-02 12:14

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Provide XX month payment histories for all three subject properties. - Due Diligence Vendor-XX/XX/XXXX
Open-Provide XX month payment histories for all three subject properties. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11170577

N/A

XXXX

10441102

Closed

2026-09-02 11:58

2026-09-14 08:47

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Photo Identification Type Missing

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Photo ID provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX
Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. The Photo ID for borrower X is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DL uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved or Not Applicable - Due Diligence Vendor-XX/XX/XXXX
Resolved-Photo ID provided. - Due Diligence Vendor-XX/XX/XXXX

XX.XXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11170160

N/A

XXXX

10441102

Closed

2026-08-29 19:08

2026-09-11 09:47

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Evidence of ALS coverage provided for all properties - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. see attached original declaration page received which shows policy contains Loss of Rent as ALS - be advised final docs have the updated mortgagee clause.  - Seller-XX/XX/XXXX
Open-The hazard documentation in file for all X properties is missing evidence of rent loss/ business interruption coverage.  Documentation to support XX months coverage for each property or actual loss sustained coverage for each property is required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. see attached original declaration page received which shows policy contains Loss of Rent as ALS - be advised final docs have the updated mortgagee clause. - Seller-XX/XX/XXXX

Resolved-Evidence of ALS coverage provided for all properties - Due Diligence Vendor-XX/XX/XXXX

XXX XXXXX XXXX.XXX
XXX XXXXX XXXX.XXX
XXX XXXXX XXXX.XXX
XXX XXXXX XXXX.XXX
XXX XXXXX XXXX.XXX
XXX XXXXX XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106490

N/A

XXXX

10441102

Closed

2026-08-29 18:51

2026-09-04 02:24

Resolved

1 - Information

Credit

Doc Issue

HUD/Closing Statement not signed by Borrower or Title Agent

Resolved-Executed copy of Settlement Statement provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HUD uploaded with the signature pages. - Seller-XX/XX/XXXX
Open-Settlement statement in file is missing borrower and settlement agent signature. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. HUD uploaded with the signature pages. - Seller-XX/XX/XXXX

Resolved-Executed copy of Settlement Statement provided, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX

XXX-XXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11106479

N/A

XXXX

10441103

Closed

2026-09-02 13:39

2026-09-04 07:54

Resolved

1 - Information

Credit

Doc Issue

HUD/Closing Statement not signed by Borrower or Title Agent

Resolved-Signature page provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Signature page uploaded. - Seller-XX/XX/XXXX
Open-The settlement statement in file is not signed by the borrower or the title agent. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Signature page uploaded. - Seller-XX/XX/XXXX

Resolved-Signature page provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11173516

N/A

XXXX

10441104

Closed

2026-08-28 12:35

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Guidelines Page XX Maximum XxXXxXX on mortgage loans. Page XXX Primary residence XXXX XXXX XXXXX missing mortgage payment history for mortgage X/X/XXXX $XXX,XXX XXXXXXX XX XXX.  - Due Diligence Vendor-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Guidelines Page XX Maximum XxXXxXX on mortgage loans. Page XXX Primary residence XXXX XXXX XXXXX missing mortgage payment history for mortgage X/X/XXXX $XXX,XXX XXXXXXX XX XXX.  - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11093104

N/A

XXXX

10441104

Closed

2026-08-28 13:30

2026-09-11 18:22

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-Uploaded verifies hazard insurance for XXXX XXXXXX XX and XXXX XXXX XXX.  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Open-Documentation shows several different Hazard Insurance policies for XXXX XXXX XXXXXX and XXXX XXXXXX XX. Clarify which policies are active and page number(s) as unable to determine accurate DSCR and Debt Service. Page XXX Settlement Statement Debt Service Escrow initial deposit lump sum for property tax and hazard insurance $X,XXX.XX.  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Uploaded verifies hazard insurance for XXXX XXXXXX XX and XXXX XXXX XXX. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX XXX XX XXXXXXX - XXXXXX.XXX
XXXXXX - XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11094261

N/A

XXXX

10441107

Closed

2026-08-29 18:15

2026-09-08 00:00

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard insurance policy along with business interruption/ rent loss coverage provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Quotes of three properties has been added with the other two properties on loan - XXXXXX - Seller-XX/XX/XXXX
Open-The hazard policies for each property are missing from the loan file.  Each policy should reflect the appropriate business interruption/ rent loss coverage as required by lender guidelines. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Quotes of three properties has been added with the other two properties on loan - XXXXXX - Seller-XX/XX/XXXX

Resolved-Hazard insurance policy along with business interruption/ rent loss coverage provided. Hence resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX (X) (X).XXX

XXXX

Investment

Refinance

Cash Out - Other

11106456

N/A

XXXX

10441108

Closed

2026-09-03 10:43

2026-09-09 08:10

Resolved

1 - Information

Compliance

Missing Doc

The Note is Incomplete

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Page X of the Note document uploaded. - Seller-XX/XX/XXXX
Open-The Note is Incomplete Page X of the X page Note is missing from the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Page X of the Note document uploaded. - Seller-XX/XX/XXXX

Resolved-The Note is Present - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXXX.XXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11196011

N/A

XXXX

10441132

Closed

2026-08-27 12:19

2026-09-30 09:00

Resolved

1 - Information

Credit

Doc Issue

Missing proof of hazard insurance

Resolved-Correct hazard provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached the XXXXX house number updated - Seller-XX/XX/XXXX
Counter-Not requesting loss of rent. The hazard policy for the property located at XXXXX XXXXXXXXX has the incorrect address listed. It lists "XXXXX" instead of "XXXXX". Pages XXX and XXX. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached EOI with Loss of rent shown - Seller-XX/XX/XXXX
Open-Hazard insurance on page XXX, XXX - shows incorrect address for XXXXX XXXXXXXXX. It has XXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached the XXXXX house number updated - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached EOI with Loss of rent shown - Seller-XX/XX/XXXX

Resolved-Correct hazard provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX

XXXX

Investment

Purchase

11067558

N/A

XXXX

10441132

Closed

2026-08-27 12:18

2026-09-11 09:09

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved- - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. See attached EOI listing Loss of Rent - Seller-XX/XX/XXXX
Open-No rent loss coverage for the following properties: XXXXX XXXXXXXXX, XXXXX XXXXXXXXX and XXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. See attached EOI listing Loss of Rent - Seller-XX/XX/XXXX

XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX
XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX
XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX

XXXX

Investment

Purchase

11067454

N/A

XXXX

10441132

Closed

2026-08-27 06:59

2026-09-04 09:35

Resolved

1 - Information

Compliance

Missing Doc

Closing Detail Statement is Missing

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Buyer HUD uploaded. - Seller-XX/XX/XXXX
Counter-Closing Doc is Missing. Provide buyer's final settlement statement. This is the seller's final settlement statement. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. HUD uploaded. - Seller-XX/XX/XXXX
Open-Closing Doc is Missing. Settlement Statement is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Buyer HUD uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. HUD uploaded. - Seller-XX/XX/XXXX

Resolved-Validation Resolved - Due Diligence Vendor-XX/XX/XXXX

XXXXXX.XXX.XXX
XXXXXX.XXXXX XXX.XXX

XXXX

Investment

Purchase

11059245

N/A

XXXX

10441133

Closed

2026-08-27 13:09

2026-10-02 07:37

Resolved

1 - Information

Credit

Missing Doc

Missing Lease Agreement

Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Lease provided.  Score now within tolerance - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Lease documents uploaded. - Seller-XX/XX/XXXX
Counter-Fully executed leases with all pages will need to be provided in order to show the lower values. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded the monthly rental income schedule. - Seller-XX/XX/XXXX
Open-The following properties are using a lower rental income value than represented on the valuation documentation in file causing a difference in the DSCR calculation found during audit.
XXXXX XXXXXXXXX:  rental income used at origination: $XXXX.  XXXX value: $XXXX.
XXXXX XXXXXXXXX:  rental income used at origination: $XXX.  XXXX value: $XXXX.
XXXXX XXXXXXXXX:  rental income used at origination: $XXXX.  XXXX value: $XXXX.
XXXXX XXXXXXXXX:  rental income used at origination: $XXX.  XXXX value: $XXXX.
XXXXX XXXXXXXXX:  rental income used at origination: $XXX.  XXXX value: $XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Lease documents uploaded. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Uploaded the monthly rental income schedule. - Seller-XX/XX/XXXX

Resolved-Condition Resolved or Not Applicable. - Due Diligence Vendor-XX/XX/XXXX
Resolved-Lease provided. Score now within tolerance - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXX.XXX
XXXXX XXXXXXXXX XXXXX.XXX
XXXXX XXXXXXXXX XXXXX.XXX
XXXXX XXXXXXXXX XXXXX XXXXX (X).XXX
XXXXX XXXXXXXXX XXXXX.XXX
XXXXX XXXXXXXXX XXXXX.XXX
XXXXX XXXXXXXXX XXXXX.XXX
XXXXX XXXXXXXXX XXXXX XXX XXXX.XXX

XXXX

Investment

Purchase

11068829

N/A

XXXX

10441133

Closed

2026-08-27 13:04

2026-09-30 08:48

Resolved

1 - Information

Credit

Hazard Insurance coverage does not include Business Interruption / Rent-Loss Coverage

Resolved-Documentation to support sufficient coverage provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. EOI showing Loss of Rent listed for each location.  - Seller-XX/XX/XXXX
Counter-This condition goes hand in hand with the last open condition on this file.  Once I receive documentation to support the lower lease amounts, I will be more than happy to rescind the condition and move forward.   However, the sufficient documentation to support the amounts used has not been provided. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review the Colleteral report where the loss of rent shows, the amount stated in your revisions are wrong.  - Seller-XX/XX/XXXX
Open-The following properties do not have sufficient rent loss/ business interruption coverage per documentation in file:
XXXXX XXXXXXXXX:  should be at or above $XX,XXX.
XXXXX XXXXXXXXX:  should be at or above $XX,XXX.
XXXXX XXXXXXXXX: should be at or above $XX,XXX
XXXXX XXXXXXXXX:  should be at or above $XX,XXX
XXXXX XXXXXXXXX:  should be at or above $XX,XXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. EOI showing Loss of Rent listed for each location. - Seller-XX/XX/XXXX
Ready for Review-Document Uploaded. Please review the Colleteral report where the loss of rent shows, the amount stated in your revisions are wrong. - Seller-XX/XX/XXXX

Resolved-Documentation to support sufficient coverage provided - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXX_XXXXXX.XXXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX (X).XXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX
XXXXXXX XXXXX XXXXXXXXX XX - XXX XXXXXXX.XXX

XXXX

Investment

Purchase

11068705

N/A

XXXX

10441133

Closed

2026-08-27 13:11

2026-08-31 10:19

Resolved

1 - Information

Property

Missing Doc

HEI: Missing Secondary Valuation

Resolved-Secondary valuation provided - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. CDA/ARR uploaded for property XXXXX XXXXXXXXX. - Seller-XX/XX/XXXX
Open-The secondary valuation/ review product is missing for the property located at XXXXX XXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. CDA/ARR uploaded for property XXXXX XXXXXXXXX. - Seller-XX/XX/XXXX

Resolved-Secondary valuation provided - Due Diligence Vendor-XX/XX/XXXX

XXX XXXX XX XXXXXXXX XXX.XXX

XXXX

Investment

Purchase

11068845

N/A

XXXX

10441151

Closed

2026-08-28 03:10

2026-10-08 16:28

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of Primary Mortgage or Rent Reviewed. Provide documentation verifying XX months housing history for primary residence as it is not included in file. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11081609

Investor Post-Close

XXXX

10441151

Closed

2026-08-28 03:10

2026-10-08 11:25

Waived

2 - Non-Material

Credit

Missing Doc

REO Mortgage History Missing

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-There are no active REO mortgages reflected on credit report. Provide documentation showing both subject properties are owned free and clear or provide housing history for the last XX months. - Due Diligence Vendor-XX/XX/XXXX
Open-X Months of REO Mortgage Reviewed. There are no active REO mortgages reflected on credit report. Provide documentation showing both subject properties are owned free and clear or provide housing history for the last XX months. - Due Diligence Vendor-XX/XX/XXXX

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XX.XX months exceeds the guidelines minimum of X months by XX.XX months. DSCR score of X.XXX exceeds the guideline minimum of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11081608

N/A

XXXX

10441197

Closed

2026-08-31 06:30

2026-10-09 14:56

Waived

2 - Non-Material

Credit

Missing Doc

Primary Mortgage or Rent History Missing

Investor instructs on refinances to continue to downgrade with Comp factors - XX/XX/XXXX

Waived-Reviewed Comp Factors - Suitable to Waive and Investor Agrees - Due Diligence Vendor-XX/XX/XXXX

Reserves of XXX.XX months exceeds the guidelines minimum of X months by XXX.XX months. FICO of XXX exceeds the guideline minimum of XXX by XX points.

XXXX

Investment

Refinance

Cash Out - Other

11113503

Investor Post-Close

XXXX

10399806

Closed

2026-08-27 02:37

2026-08-28 19:16

Resolved

1 - Information

Compliance

HigherPriced:APR

Maryland - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (X.XXX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (COMAR XX.XX.XX.XX(B)(XX); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX, XX-XX the appraisal disclosure was provided to the borrower(s)- see Pg#’ XXX, and copy of the appraisal was given to the borrower – see Pg#’ XXX for the copy of the disclosure. This loan is HPML compliant and meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

11054364

N/A

XXXX

10399806

Closed

2026-08-27 02:37

2026-08-28 19:15

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

11054365

N/A

XXXX

10433701

Closed

2026-08-28 10:02

2026-08-28 13:01

Resolved

1 - Information

Compliance

Missing Doc

The Final 1003 is Incomplete

Resolved-Received updated XXXX  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Borrower DSCR qualified with X Units, However  Final XXXX shows X units. Required updated Final XXXX with correct units. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Received updated XXXX - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX_XXXXXXXXX XXXX XXXXXXXXX XXX XXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11088686

N/A

XXXX

10433701

Closed

2026-08-28 09:13

2026-08-28 12:59

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Open-The XXXX document is missing from the loan file. Borrower DSCR qualified with X Units, However XXXX shows X units. Required updated XXXX with correct units - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

XXXX XXXXXXXXX.XXX

XXXX

Investment

Refinance

Cash Out - Other

11087648

N/A

XXXX

10433701

Closed

2026-08-28 11:55

2026-08-28 12:53

Waived

2 - Non-Material

Property

Missing Doc

Second Appraisal/ Valuation is Missing Required for Securitizations

Waived-Exception is for only having BPO not desk review or CU  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Seller-XX/XX/XXXX
Ready for Review-Lender requirements are for a secondary valuation.  In this case the BPO is the secondary valuation product used. - Seller-XX/XX/XXXX
Open-Second Appraisal/ Valuation is Missing Required for Securitizations Missing desk review have Commercial appraisal and BPO in file  - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX
Ready for Review-Lender requirements are for a secondary valuation. In this case the BPO is the secondary valuation product used. - Seller-XX/XX/XXXX

Waived-Exception is for only having BPO not desk review or CU - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX X XXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
XxXX mortgage history for XX months.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11091990

Originator Post-Close

Yes

XXXX

10433701

Closed

2026-08-28 11:15

2026-08-28 12:52

Waived

2 - Non-Material

Credit

Eligibility

Loan does not conform to program guidelines

Waived-Exception is for X unit property.  Max allowed is X-X units  - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Loan does not conform to program guidelines Not seeing where X-XX unit is allowed based on property types.  Only see X-X unit. Subject is X unit  based on the leases in file and income valuation  report in the file   - Due Diligence Vendor-XX/XX/XXXX

Waived-Exception is for X unit property. Max allowed is X-X units - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXXXX X XXXX.XXX

XXX Representative credit score exceeds the minimum required of XXX by XX points
XxXX mortgage history for XX months.
DSCR ratio of X.XXX exceeds the minimum requirement of X by X.XXX points.

XXXX

Investment

Refinance

Cash Out - Other

11090189

Originator Post-Close

Yes

XXXX

10431394

Closed

2026-08-28 06:12

2026-08-29 07:48

Resolved

1 - Information

Compliance

HigherPriced:APR

Maryland - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (X.XXX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (COMAR XX.XX.XX.XX(B)(XX); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX, XXX, XXX. This loan is HPML compliant and meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX
Open- - Due Diligence Vendor-XX/XX/XXXX

Resolved-Under the Regulations adopted by the Maryland Commissioner of Financial Regulation, as applicable to Mortgage Lenders, this is a Higher-Priced Mortgage. The loan's APR of (X.XXX%) equals or exceeds the Maryland Higher-Priced Mortgage threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%). (COMAR XX.XX.XX.XX(B)(XX); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pg XX, the appraisal disclosure was provided to the borrower(s)- see Pg#’s XXX,XXX, XXX, and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX, XXX, XXX. This loan is HPML compliant and meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

11084873

N/A

XXXX

10431394

Closed

2026-08-28 06:12

2026-08-29 07:47

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

11084874

N/A

XXXX

10431498

Closed

2026-09-10 06:37

2026-09-14 13:54

Resolved

1 - Information

Compliance

HigherPriced:APR

Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming)

XXXX

Primary Residence

Purchase

11293451

N/A

XXXX

10431498

Closed

2026-09-10 06:37

2026-09-14 13:53

Resolved

1 - Information

Compliance

HigherPriced:APR

California - Higher Priced Mortgage Loan (First Lien 06/2013)(Conforming)

Resolved-This is a XXXXXXXXXX Higher-Priced Mortgage Loan (HPML). The loan's APR of (X.XXX%) equals or exceeds the XXXXXXXXXX HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the last date the interest rate is set before consummation. The comparable APOR for this loan is (X.XX%).(Cal. Fin. Code XXXX(a); XX CFR XXXX.XX(a)(X)(i)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXX.XX(a)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX-XXX and the Final Closing disclosure on Pg#’s XXX-XXX reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX An interior and exterior appraisal was completed for this property – see pg XX-XX the appraisal disclosure was provided to the borrower(s)- see Pg#’ XXX, and copy of the appraisal was given to the borrower – see Pg#’ XXX for the copy of the disclosure. The loan meets HPML guidelines - Due Diligence Vendor-XX/XX/XXXX

XXXX

Primary Residence

Purchase

11293453

N/A

XXXX

10455892

Closed

2026-09-10 05:57

2026-09-17 21:03

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-WAIVED WITH COMP FACTORS - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Loan application states borrower has lived in current subject X months and credit report provided shows X months reviewed with an open date of XX/XX/XXXX and a DLA of X/XX/XXXX with the subject loan consummation date of X/X/XXXX.  The history for the current primary is incomplete. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-lender guidelines require XX mo housing history, not VOM so credit supplement was not required.  The credit report verified XX+ months housing history and X months payment history for primary residence and the previous residence property profile verified XX mo+ of free and clear housing expense. - Buyer-XX/XX/XXXX
Counter-Current primary housing history open date of XX/XX/XXXX with DLA of X/XX/XXXX should have more than X months reporting.  Credit supplement updated reporting all months paid is missing. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Counter-Provide the XX month housing payment history. - Due Diligence Vendor-XX/XX/XXXX
Ready for Review-Document Uploaded.  - Buyer-XX/XX/XXXX
Open-Housing History Does Not Meet Guideline Requirements Primary housing Housing History  information missing file, require XXXXXX Primary housing Housing History as per GL - Due Diligence Vendor-XX/XX/XXXX

Waived-WAIVED WITH COMP FACTORS - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX XXXXXXX.XXX
XXXXXXX XXXXXXX.XXX
XXXXXX XXXXXXXXX XXXX XXX XXXXX.XXX
XXXXXXXXXX XXXXXX XXXXXXXXX XXX.XXX

LTV XX.XX% PROGRAM MIN XX%
FICO XXX PROGRAM MIN XXX
TOTAL RESERVES XXX PROGRAM MIN X

XXXX

Investment

Refinance

Cash Out - Other

11292707

Originator Post-Close

Yes