Exhibit 99.2 - Schedule 5
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| Supplemental Data |
| Run Date - 11/2/2026 2:05:02 PM |
| SitusAMC Loan ID | Customer Loan ID | Seller Loan ID | Investor Loan Number | TILA Status Loan Designation | Exempt QM/ATR Equivalency | CDFI Bank Originated Loan | Application Date | TRID Tested | GSE | HOEPA Fees | TILA Fees | Rate Lock Date | Calculated APR | Original P&I | Qualifying P&I | Qualifying Rate | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower2 Length of Employment | Co Borrower3 Length of Employment | Borrower Foreign National Indicator | Co Borrower Foreign National Indicator | Co Borrower 2 Foreign National Indicator | Co Borrower 3 Foreign National Indicator | Borrower Country Name | Co Borrower Country Name | Co Borrower2 Country Name | Co Borrower3 Country Name | Residual Income | Num Units | Annual Property Tax | Annual Insurance Costs | Monthly Property Tax | Monthly Insurance Costs | HOA Name | HOA Address State | Fee Amount | Next Due Date | HOA Payment Frequency | Investor DTI | QM DTI | Non QM DTI | Original Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Updated Credit Report Date | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Most Recent Updated Co Borrower 2 FICO | Most Recent Updated Co Borrower 3 FICO | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Asset Depletion Flag | Bank Statements Flag | Number of Statements | Type of Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | P&L Type | Income Doc Detail | Tax Return Doc Details | Document Level | Document Type | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy (7, 11) | Months Bankruptcy (13) | Most Recent Deed-in -Lieu Date | Number of Deed-in-Lieu Events | Months Deed-in-Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Guideline Name | UW Guideline Author | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | HUD 1 Page 1 Credits Total | Collateral Underwriter Risk Score | AUS Decision System | Property Inspection Waiver (PIW) | Rating Result | Eligible For Rep and Warrant Relief Per Collateral Advisor | Is Equity Shared Loan | Investor Qualifying Rate | Borrower Years of W2s | CoBorrower Years of W2s | Years of Personal Tax Returns | Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Months of Personal Bank Statements | Months of Business Bank Statements | Months of Profit and Loss Statements | Expense Letter | Total DSCR | Total Inverse DSCR | Subordinate Lien Type | Is Shared Appreciation Mortgage | Duration of Payout Months | Seller VSH Indicator | Seller Indicated VSH Guideline | Validated VSH | IO Remaining Amortization Term at Recast | Maturity Date | Borrower Own Funds Cash Amount | Borrower Own Funds Percent | Is the Note an eNote | Borrower WVOE - # of Months of Income provided | Co Borrower WVOE - # of Months of Income provided | Co Borrower2 WVOE - # of Months of Income provided | Co Borrower3 WVOE - # of Months of Income provided | Were the origination guidelines utilized for this diligence review? | Title Evidence | Ownership Type | Borrower Type | Borrower Designation | Co Borrower Type | Co Borrower Designation | Co Borrower2 Type | Co Borrower2 Designation | Co Borrower3 Type | Co Borrower3 Designation | Senior Lien Position | Senior Lien Original Loan Amount | Senior Lien Original Interest Rate | Senior Lien Note Projected Closing Date | Senior Lien Current Balance | Senior Lien Current P&I | Loan Closed in the Name of an Entity | Note Executed by | Assumable Mortgage Flag | Leasehold Flag | Buydown Flag | Borrower Experian FICO Model Used | Borrower Equifax FICO Model Used | Borrower TransUnion FICO Model Used | Co Borrower Experian FICO Model Used | Co Borrower Equifax FICO Model Used | Co Borrower TransUnion FICO Model Used | Co Borrower2 Experian FICO Model Used | Co Borrower2 Equifax FICO Model Used | Co Borrower2 TransUnion FICO Model Used | Co Borrower3 Experian FICO Model Used | Co Borrower3 Equifax FICO Model Used | Co Borrower3 TransUnion FICO Model Used | Borrower Documentation Used to Determine Legal Residency | Co Borrower Documentation Used to Determine Legal Residency | Co Borrower2 Documentation Used to Determine Legal Residency | Co Borrower3 Documentation Used to Determine Legal Residency | Delayed Financing? | Months Reserves | Correspondent Type | Departure Residence | Rate Increase on Default | Default Interest Rate | Default Interest Accrual Start Days | MERS Min Number | Co Borrower Other Income | Co Borrower Wage Income | Primary Housing Lates 0 6 Months 30 | Primary Housing Lates 0 6 Months 60 | Primary Housing Lates 0 6 Months 90 | Primary Housing Lates 7 12 Months 30 | Primary Housing Lates 7 12 Months 60 | Primary Housing Lates 7 12 Months 90 | Primary Housing Lates 13 24 Months 30 | Primary Housing Lates 13 24 Months 60 | Primary Housing Lates 13 24 Months 90 | Primary Housing Lates 25 36 Months 30 | Primary Housing Lates 25 36 Months 60 | Primary Housing Lates 25 36 Months 90 | Borrower 1 ITIN Flag | Borrower 2 ITIN Flag | Borrower 3 ITIN Flag | Borrower 4 ITIN Flag | Total Number of Mortgaged Properties | Amortization Term Less IO | Flood Zone Designation | Flood Policy Expiration Date | Flood Policy Coverage Amount |
| [Redact] | 9953634 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $20,709.40 | $27,028.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.006% | 38.006% | 38.006% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $20,709.40 | [Redact] | $0.00 | 2.5 | LP / LPA | Accept/Ineligible | Yes | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 22.760% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.16 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 9983375 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,799.93 | $9,821.18 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.135% | 35.135% | 35.135% | [Redact] | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; VVOE - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $5,799.93 | [Redact] | $155,000.00 | 2.1 | LP / LPA | Accept/Ineligible | Yes | No | [Redact] | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 28.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 40.84 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10104580 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,194.99 | $10,491.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.826% | 41.826% | 41.826% | [Redact] | 794 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $6,194.99 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 42.200% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 39.82 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10125733 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,195.00 | $9,513.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 10.014% | 10.014% | 10.014% | [Redact] | 735 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,195.00 | [Redact] | $45,000.00 | 3.9 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 1 | 0 | 3 | 0 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 2.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.06 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10142498 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $11,194.19 | $20,183.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.138% | 42.138% | 42.138% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $11,194.19 | [Redact] | $0.00 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 23.920% | No | 25 | 13 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.29 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106524 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | 300 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 71.42 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 15 | 300 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106531 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.2 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.92 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106535 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 8 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.91 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106543 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.94 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106686 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 397 | Broker | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10106813 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.63 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 42.92 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10107019 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 53.01 | Yes | [Redact] | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10179043 | [Redact] | [Redact] | N/A | No | No | $10,350.00 | $1,818.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,350.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 98.54 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10214512 | [Redact] | [Redact] | Exempt from ATR | No | No | $22,298.10 | $25,911.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.495% | 49.495% | 49.495% | [Redact] | 720 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2019 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $22,298.10 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 37.640% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 29.78 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10233092 | [Redact] | [Redact] | N/A | No | No | $5,490.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,490.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.59 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.94 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10250309 | [Redact] | [Redact] | N/A | No | No | $8,466.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,466.50 | [Redact] | $5,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | 15.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.69 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10254328 | [Redact] | [Redact] | N/A | No | No | $1,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,750.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 135.95 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10256022 | [Redact] | N/A | No | No | $10,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 729 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,500.00 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | [Redact] | 39.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.39 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263394 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,595.00 | $4,986.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 2.1 | Permanent Resident Alien | Permanent Resident Alien | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 40.682% | 40.682% | 40.682% | [Redact] | 796 | 738 | 754 | 776 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2025 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,595.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | No | 26 | 10 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | No | 9.04 | No | No | [Redact] | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10264284 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 766 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2 | 0.5 | [Redact] | [Redact] | 47.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.12 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10264292 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 57.780% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265876 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.9 | 0.53 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 106.4 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265879 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.9 | 0.53 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 109.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10266180 | [Redact] | [Redact] | N/A | No | No | $1,980.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 1 | 0 | 0 | No | [Redact] | $1,980.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.86 | 0.54 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 103.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10266183 | [Redact] | [Redact] | N/A | No | No | $2,211.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 1 | 0 | 0 | No | [Redact] | $2,211.75 | [Redact] | $0.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 87.8 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10263260 | [Redact] | Non QM | Yes | No | $21,115.00 | $5,687.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.380% | 20.825% | 23.380% | [Redact] | 775 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Coborrower]; 1040 - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $21,115.00 | [Redact] | $0.00 | 1.2 | None | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 2 | No | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 326.53 | No | No | $0.00 | [Redact] | No | No | No | No | 4 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10284718 | [Redact] | N/A | No | No | $19,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,500.00 | [Redact] | $21,276.60 | 4.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 0.080% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291333 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 28.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291977 | [Redact] | [Redact] | N/A | No | No | $9,720.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,720.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 145.09 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 12 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10296043 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $5,625.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.96 | 1.04 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 887.68 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10299695 | [Redact] | [Redact] | Non QM | Yes | No | $6,766.10 | $8,892.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.877% | 47.877% | 47.877% | [Redact] | 697 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,766.10 | [Redact] | $0.00 | 3.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 48 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10306848 | [Redact] | [Redact] | Exempt from ATR | No | No | $9,675.60 | $5,928.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.983% | 41.983% | 41.983% | [Redact] | 625 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2020 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,675.60 | [Redact] | $0.00 | 1.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 49.950% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 21.69 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298009 | [Redact] | N/A | No | No | $13,230.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,230.00 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10309150 | [Redact] | [Redact] | N/A | No | No | $26,950.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $26,950.00 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 42.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313376 | [Redact] | [Redact] | Non QM | Yes | No | $1,490.00 | $10,093.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.779% | 33.779% | 33.779% | [Redact] | 731 | Yes | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,490.00 | [Redact] | $0.00 | 2.5 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 237.66 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313361 | [Redact] | [Redact] | Non QM | Yes | No | $51,599.83 | $58,647.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.173% | 25.173% | 25.173% | [Redact] | 700 | No | Yes | 12 | Business | 100.000% | 75.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 75.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $51,599.83 | [Redact] | $281,000.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 26.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.52 | Broker | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10313406 | [Redact] | [Redact] | N/A | No | No | $5,802.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,802.30 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 49.5 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10297984 | [Redact] | N/A | No | No | $10,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 671 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,500.00 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.66 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 26.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10315533 | [Redact] | [Redact] | Non QM | Yes | No | $8,840.00 | $13,912.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.245% | 46.245% | 46.245% | [Redact] | 770 | No | No | [Borrower - | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - | Primary Income - Projected Income]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $8,840.00 | [Redact] | $0.00 | 3.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 85.900% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 89.93 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10297981 | [Redact] | N/A | No | No | $12,150.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,150.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 156.5 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10322702 | [Redact] | [Redact] | N/A | No | No | $1,568.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,568.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.74 | [Redact] | [Redact] | 1.390% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10325362 | [Redact] | [Redact] | Exempt from ATR | No | No | $48,405.21 | $9,068.21 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.239% | 45.239% | 45.239% | [Redact] | 769 | No | Yes | 24 | Business | 98.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Third Party Verification - 2008 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $48,405.21 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.18 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326633 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $14,607.14 | $16,913.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.857% | 39.857% | 39.857% | [Redact] | 780 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $14,607.14 | [Redact] | $2,200.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 21.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327865 | [Redact] | [Redact] | Non QM | Yes | No | $12,063.15 | $18,462.35 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 1.606% | 1.606% | 1.606% | [Redact] | 805 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $12,063.15 | [Redact] | $20,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.410% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 13.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327867 | [Redact] | [Redact] | Non QM | Yes | No | $8,090.00 | $9,840.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.811% | 31.811% | 31.811% | [Redact] | 650 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,090.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10328080 | [Redact] | [Redact] | Non QM | Yes | No | $17,595.00 | $21,895.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.654% | 15.654% | 15.654% | [Redact] | 748 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $17,595.00 | [Redact] | $12,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 27.8 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329039 | [Redact] | [Redact] | N/A | No | No | $4,217.94 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,217.94 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 104.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329082 | [Redact] | [Redact] | N/A | No | No | $8,875.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,875.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | [Redact] | 58.080% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.05 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10284711 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.97 | 240 | [Redact] | [Redact] | 74.050% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44.39 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10329814 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.82 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330327 | [Redact] | [Redact] | N/A | No | No | $3,583.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,583.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 58.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330375 | [Redact] | [Redact] | N/A | No | No | $1,680.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 692 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,680.00 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.69 | 0.59 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86.19 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10330372 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 90.3 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331255 | [Redact] | [Redact] | N/A | No | No | $3,100.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,100.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.96 | 0.34 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10331656 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,064.88 | $4,751.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.287% | 23.287% | 23.287% | [Redact] | 809 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,064.88 | [Redact] | $5,226.99 | 1.0 | None | Yes | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 98.49 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340487 | [Redact] | [Redact] | N/A | No | No | $4,061.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,061.25 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340484 | [Redact] | [Redact] | N/A | No | No | $12,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,800.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | 23.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.88 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10340673 | [Redact] | [Redact] | Exempt from ATR | No | No | $17,873.80 | $33,047.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.148% | 28.880% | 30.148% | [Redact] | 787 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $17,873.80 | [Redact] | $216,000.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 360 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 287.16 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341665 | [Redact] | [Redact] | Non QM | Yes | No | $52,784.54 | $60,899.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.500% | 49.500% | 49.500% | [Redact] | 622 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2022 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $52,784.54 | [Redact] | $0.00 | 3.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.28 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10341667 | [Redact] | [Redact] | Non QM | Yes | No | $8,962.70 | $10,202.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.695% | 24.695% | 24.695% | [Redact] | 646 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,962.70 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.15 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342189 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 44.11 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10342244 | [Redact] | [Redact] | N/A | No | No | $10,470.26 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,470.26 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | 240 | [Redact] | [Redact] | 77.860% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.93 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10345083 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,440.60 | $32,669.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.754% | 40.754% | 40.754% | [Redact] | 783 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,440.60 | [Redact] | $41,500.00 | 4.0 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 23.560% | No | 28 | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.33 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10346284 | [Redact] | [Redact] | N/A | No | No | $2,538.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,538.00 | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 81.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.98 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10348821 | [Redact] | [Redact] | N/A | No | No | $29,872.06 | $10,921.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $29,872.06 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 178.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 8 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10349028 | [Redact] | [Redact] | Non QM | Yes | No | $1,640.00 | $17,758.18 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.535% | 31.246% | 39.535% | [Redact] | 789 | Yes | Yes | 12 | Business | 60.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2019 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 4.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | Other | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 486.26 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298001 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.3 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352572 | [Redact] | [Redact] | N/A | No | No | $22,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 69.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352574 | [Redact] | [Redact] | N/A | No | No | $8,241.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,241.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 93.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352571 | [Redact] | [Redact] | Exempt from ATR | No | No | $22,395.00 | $4,832.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 3.98 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.231% | 48.231% | 48.231% | [Redact] | 769 | 770 | 764 | 784 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $22,395.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | 34.340% | No | 30 | 30 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 42.91 | No | No | $0.00 | [Redact] | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352604 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $13,065.63 | $23,048.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.091% | 39.091% | 39.091% | [Redact] | 794 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $13,065.63 | [Redact] | $25,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 39.160% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352699 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,180.00 | $39,384.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.736% | 44.736% | 44.736% | [Redact] | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,180.00 | [Redact] | $0.00 | 4.1 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 82.100% | No | 5 | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 88.07 | Retail | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10352927 | [Redact] | [Redact] | N/A | No | No | $14,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 356.35 | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10353955 | [Redact] | [Redact] | N/A | No | No | $7,459.69 | $3,643.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | 725 | 772 | 786 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,459.69 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 146.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10354012 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,251.35 | $8,613.21 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.203% | 32.203% | 32.203% | [Redact] | 805 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,251.35 | [Redact] | $21,373.41 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 21.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.55 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10354596 | [Redact] | [Redact] | N/A | No | No | $2,760.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,760.00 | [Redact] | $0.00 | 3.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.63 | 0.61 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 395.54 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355853 | [Redact] | [Redact] | N/A | No | No | $6,990.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,990.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.66 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355855 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 86.11 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355854 | [Redact] | [Redact] | N/A | No | No | $14,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,880.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 32.440% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.75 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10355860 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,808.50 | $3,399.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.127% | 48.127% | 48.127% | [Redact] | 762 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2021 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $2,808.50 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Other | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | No | 627.29 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357385 | [Redact] | [Redact] | Exempt from ATR | No | No | $22,983.60 | $5,795.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.542% | 45.542% | 45.542% | [Redact] | 746 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $22,983.60 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 118.67 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 180 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357616 | [Redact] | [Redact] | N/A | No | No | $5,257.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,257.50 | [Redact] | $0.00 | 4.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.09 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357704 | [Redact] | [Redact] | Non QM | Yes | No | $41,249.36 | $55,548.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.409% | 27.409% | 27.409% | [Redact] | 763 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $41,249.36 | [Redact] | $0.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 10.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.93 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358697 | [Redact] | [Redact] | N/A | No | No | $18,433.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,433.59 | [Redact] | $0.00 | 2.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 43.570% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 26.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359120 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 37.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10359130 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.95 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86.81 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360124 | [Redact] | [Redact] | Non QM | Yes | No | $23,582.40 | $26,563.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 16.336% | 16.336% | 16.336% | [Redact] | 701 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $23,582.40 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 5.610% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.02 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360556 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,440.00 | $8,378.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.220% | 40.220% | 40.220% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,440.00 | [Redact] | $0.00 | 1.3 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 54.310% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 52.86 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360872 | [Redact] | [Redact] | Exempt from ATR | No | No | $34,897.81 | $5,991.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.765% | 22.765% | 22.765% | [Redact] | 740 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $34,897.81 | [Redact] | $0.00 | 3.6 | None | N/A | No | [Redact] | 0 | 3 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | No | 29 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 57.28 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10361011 | [Redact] | [Redact] | Non QM | Yes | No | $16,834.00 | $17,956.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.047% | 14.047% | 14.047% | [Redact] | 738 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,834.00 | [Redact] | $9,000.00 | 3.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.320% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 7.52 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10361012 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.92 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362122 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,848.40 | $5,573.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.715% | 29.715% | 29.715% | [Redact] | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,848.40 | [Redact] | $0.00 | 2.5 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 1 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 16.300% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 2.37 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362125 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,190.00 | $1,937.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.585% | 22.585% | 22.585% | [Redact] | 783 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $23,190.00 | [Redact] | $0.00 | 3.7 | None | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 60.040% | No | 12 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 47.47 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10363251 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.94 | 1.06 | 360 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 22.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364310 | [Redact] | [Redact] | N/A | No | No | $3,442.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,442.50 | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 33.28 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364305 | [Redact] | [Redact] | N/A | No | No | $3,667.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,667.50 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 266.19 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364311 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364321 | [Redact] | [Redact] | Non QM | Yes | No | $1,990.00 | $6,799.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.977% | 28.977% | 28.977% | [Redact] | 736 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,990.00 | [Redact] | $0.00 | 4.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 993.99 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10337902 | [Redact] | N/A | No | No | $63,112.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $63,112.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364319 | [Redact] | [Redact] | Non QM | Yes | No | $3,627.00 | $5,861.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.606% | 40.606% | 40.606% | [Redact] | 732 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,627.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 3 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | No | 31 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 539.34 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364363 | [Redact] | [Redact] | N/A | No | No | $2,850.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | 796 | 781 | 773 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,850.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.24 | 0.45 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 565.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305183 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 34.100% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 5.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10305184 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | [Redact] | 33.980% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 5.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364384 | [Redact] | [Redact] | Non QM | Yes | No | $12,580.00 | $13,668.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.562% | 22.562% | 22.562% | [Redact] | 740 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $12,580.00 | [Redact] | $6,350.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 16.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 38.36 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364543 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 89.820% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.58 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365342 | [Redact] | [Redact] | N/A | No | No | $7,353.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,353.00 | [Redact] | $3,000.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 98.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 113.44 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365530 | [Redact] | [Redact] | Non QM | Yes | No | $9,920.00 | $12,689.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.393% | 36.393% | 36.393% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,920.00 | [Redact] | $25,000.00 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 10.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17 | Broker | Yes | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365672 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,095.00 | $9,461.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.004% | 44.161% | 45.004% | [Redact] | 750 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; Other - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,095.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 1 | 5.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 474.49 | No | No | $0.00 | $0.00 | No | No | No | No | 12 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365842 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | [Redact] | 2.770% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.2 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365868 | [Redact] | [Redact] | N/A | No | No | $19,860.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $19,860.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | 69.740% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 58.84 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365877 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $6,000.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | [Redact] | 13.720% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.78 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365871 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $778.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.566% | 15.566% | 15.566% | [Redact] | 797 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $121,960.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 9.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 12.4 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365873 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $33,871.86 | $37,068.44 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.817% | 36.817% | 36.817% | [Redact] | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $33,871.86 | [Redact] | $44,250.00 | 4.4 | LP / LPA | Accept/Ineligible | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 4 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 34.590% | No | 30 | 2 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 40.64 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365908 | [Redact] | [Redact] | Exempt from ATR | No | No | $12,711.10 | $13,165.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.484% | 44.137% | 46.484% | [Redact] | 769 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $12,711.10 | [Redact] | $0.00 | 2.9 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | No | 26 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 20.52 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365944 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,618.15 | $24,888.26 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.654% | 19.654% | 19.654% | [Redact] | 760 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $23,618.15 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.56 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356603 | [Redact] | Non QM | Yes | No | $5,025.00 | $3,042.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.147% | 39.147% | 39.147% | [Redact] | 660 | No | Yes | 12 | Business | 100.000% | 98.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 98.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,025.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 58.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356602 | [Redact] | Non QM | Yes | No | $11,690.00 | $16,767.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.882% | 44.177% | 48.882% | [Redact] | 754 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $11,690.00 | [Redact] | $334,250.00 | 1.1 | DU | ApproveEligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | 360 | [Redact] | [Redact] | 8.440% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.4 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356546 | [Redact] | N/A | No | No | $21,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 684 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $21,700.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 29.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356621 | [Redact] | N/A | No | No | $4,940.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,940.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.9 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.58 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10337856 | [Redact] | Exempt from ATR | No | No | $11,612.50 | $12,686.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.582% | 42.582% | 42.582% | [Redact] | 786 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $11,612.50 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | No | 13.71 | Yes | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366028 | [Redact] | [Redact] | Non QM | Yes | No | $15,921.44 | $8,619.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.649% | 17.649% | 17.649% | [Redact] | 764 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $15,921.44 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | $0.00 | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366026 | [Redact] | [Redact] | Non QM | Yes | No | $7,856.60 | $11,114.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.252% | 44.252% | 44.252% | [Redact] | 653 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,856.60 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.71 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366024 | [Redact] | [Redact] | Non QM | Yes | No | $2,250.00 | $4,332.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.266% | 41.266% | 41.266% | [Redact] | 797 | No | Yes | 12 | Business | 100.000% | 99.500% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.50% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,250.00 | [Redact] | $0.00 | 4.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 102.49 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366025 | [Redact] | [Redact] | Non QM | Yes | No | $48,706.50 | $54,312.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.939% | 39.939% | 39.939% | [Redact] | 670 | No | Yes | 24 | Personal | 87.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $48,706.50 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 33.01 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366031 | [Redact] | [Redact] | Non QM | Yes | No | $7,056.39 | $9,895.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.101% | 6.101% | 6.101% | [Redact] | 791 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2025 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $7,056.39 | [Redact] | $8,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 7289.39 | Retail | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366087 | [Redact] | [Redact] | N/A | No | No | $9,187.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 738 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,187.50 | [Redact] | $8,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 51.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366088 | [Redact] | [Redact] | N/A | No | No | $4,444.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,444.00 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 956.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366089 | [Redact] | [Redact] | N/A | No | No | $2,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 746 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,800.00 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 64.76 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366100 | [Redact] | [Redact] | Non QM | Yes | No | $5,349.84 | $6,540.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.535% | 45.535% | 45.535% | [Redact] | 785 | No | Yes | 12 | Business | 100.000% | 100.000% | Borrower Prepared | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Borrower-prepared P&L - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 33.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2017 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,349.84 | [Redact] | $10,000.00 | 1.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 19.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 20.63 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366116 | [Redact] | [Redact] | Non QM | Yes | No | $1,640.00 | $4,155.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 21.486% | 21.486% | 21.486% | [Redact] | 793 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.4 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366158 | [Redact] | [Redact] | N/A | No | No | $7,504.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,504.00 | [Redact] | $10,000.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | 360 | [Redact] | [Redact] | 1.490% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366609 | [Redact] | [Redact] | Non QM | Yes | No | $16,850.00 | $3,183.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.399% | 44.399% | 44.399% | [Redact] | 772 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,850.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 5.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.89 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356519 | [Redact] | Non QM | Yes | No | $18,275.57 | $22,338.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.131% | 48.131% | 48.131% | [Redact] | 811 | Yes | No | [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $18,275.57 | [Redact] | $25,000.00 | 1.0 | None | N/A | No | [Redact] | 1 | 1 | 1 | 0 | 4 | 1 | 0.00 | No | 60 | [Redact] | [Redact] | 49.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.93 | Yes | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368175 | [Redact] | [Redact] | Non QM | Yes | No | $14,122.40 | $4,576.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.255% | 31.255% | 31.255% | [Redact] | 793 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $14,122.40 | [Redact] | $14,000.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 23.870% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 8.83 | Yes | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368167 | [Redact] | [Redact] | Non QM | Yes | No | $3,804.00 | $2,782.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Not Employed | Not Employed | Self-Employed | 12.19 | US Citizen | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.908% | 42.908% | 42.908% | [Redact] | 779 | 785 | 770 | 785 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 17.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,804.00 | [Redact] | $500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 109.12 | Yes | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368176 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $666.51 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.900% | 11.900% | 11.900% | [Redact] | 784 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $6,000.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.71 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368165 | [Redact] | [Redact] | Non QM | Yes | No | $8,852.28 | $10,324.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.864% | 47.864% | 47.864% | [Redact] | 782 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,852.28 | [Redact] | $25,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 20.480% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.77 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368166 | [Redact] | [Redact] | Non QM | Yes | No | $5,642.77 | $6,761.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.995% | 31.995% | 31.995% | [Redact] | 688 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,642.77 | [Redact] | $4,497.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 1.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.23 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10368171 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $22,501.43 | $24,717.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.488% | 41.488% | 41.488% | [Redact] | 788 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Coborrower(s) - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $22,501.43 | [Redact] | $0.00 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 1.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | No | [Redact] | [Redact] | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369290 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 800 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $103,100.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.84 | [Redact] | [Redact] | 15.520% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 21.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369686 | [Redact] | [Redact] | Non QM | Yes | No | $1,729.00 | $6,223.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.035% | 37.035% | 37.035% | [Redact] | 801 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,729.00 | [Redact] | $10,000.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | 0.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.15 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369687 | [Redact] | [Redact] | Non QM | Yes | No | $9,489.69 | $6,960.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.864% | 18.864% | 18.864% | [Redact] | 794 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,489.69 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 22.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.56 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369683 | [Redact] | [Redact] | Non QM | Yes | No | $1,590.00 | $2,297.02 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.043% | 31.043% | 31.043% | [Redact] | 812 | Yes | No | [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2025 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Social Security]; 1099 Transcript - 2024 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Pension]; 1099 Transcript - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Pension]; 1099 Transcript - 2024 [Coborrower(s) - | Non-Primary Income - Pension]; 1099-R - 2024 [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 491.96 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369761 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,235.42 | $6,373.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.505% | 24.505% | 24.505% | [Redact] | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $23,235.42 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 123.03 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369764 | [Redact] | [Redact] | Non QM | Yes | No | $4,106.90 | $6,418.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.656% | 17.656% | 17.656% | [Redact] | 772 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,106.90 | [Redact] | $45,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.650% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.54 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369763 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 89.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10369768 | [Redact] | [Redact] | N/A | No | No | $3,394.98 | $4,206.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,394.98 | [Redact] | $5,749.97 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | [Redact] | [Redact] | 0.800% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.09 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10370606 | [Redact] | [Redact] | Non QM | Yes | No | $10,322.93 | $14,321.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.452% | 44.452% | 44.452% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 1995 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,322.93 | [Redact] | $63,329.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 14.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.37 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10370607 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,250.16 | $11,207.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.996% | 42.996% | 42.996% | [Redact] | 810 | No | No | [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026 | [Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $6,250.16 | [Redact] | $0.00 | 2.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 221.88 | Yes | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371275 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,640.00 | $3,257.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.094% | 27.094% | 27.094% | [Redact] | 789 | Yes | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022 [Coborrower(s) - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 2 | 2 | 0 | 2 | 2 | 0.00 | No | Other | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 918.24 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371443 | [Redact] | [Redact] | Non QM | Yes | No | $600.00 | $3,276.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.291% | 49.291% | 49.291% | [Redact] | 746 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr 1099 | 0 | 0 | 0 | No | [Redact] | $600.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | No | [Redact] | [Redact] | 23.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.23 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371444 | [Redact] | [Redact] | Non QM | Yes | No | $12,665.50 | $14,749.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.416% | 24.416% | 24.416% | [Redact] | 723 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $12,665.50 | [Redact] | $12,000.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 23.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | 14.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371657 | [Redact] | [Redact] | Non QM | Yes | No | $3,485.00 | $4,959.72 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.383% | 26.201% | 27.383% | [Redact] | 701 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $3,485.00 | [Redact] | $5,876.25 | 1.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 544.65 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371672 | [Redact] | [Redact] | Exempt from ATR | No | No | $29,004.64 | $20,847.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.912% | 17.912% | 17.912% | [Redact] | 749 | No | Yes | 12 | Business | 100.000% | 90.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2011 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2007 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 90.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2007 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | Yes | [Redact] | $29,004.64 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 45.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 58.38 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371710 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.92 | 0.52 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.02 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371700 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 100.93 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371709 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.85 | 0.54 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.29 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371703 | [Redact] | [Redact] | N/A | No | No | $11,070.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,070.00 | [Redact] | $8,495.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | 37.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371996 | [Redact] | [Redact] | Exempt from ATR | No | No | $3,792.01 | $5,223.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | 12.21 | Permanent Resident Alien | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.700% | 37.700% | 37.700% | [Redact] | 741 | 764 | 741 | 737 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2022 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2014 [Coborrower(s) - | Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2025 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2024 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2022 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2014 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,792.01 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 18.130% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 25.28 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371998 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,640.00 | $8,596.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.292% | 41.292% | 41.292% | [Redact] | 790 | Yes | No | Borrower Prepared | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 2.8 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 2 | 12.00 | No | Other | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.09 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10372975 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $0.00 | $1,630.14 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.533% | 29.533% | 29.533% | [Redact] | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | [Redact] | $20,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 31.510% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 29.89 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10291156 | [Redact] | [Redact] | Exempt from ATR | No | No | $18,993.57 | $11,335.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 49.272% | 49.272% | 49.272% | [Redact] | 753 | No | Yes | 12 | Business | 66.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Business Return Transcripts - 2025 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Business Return Transcripts - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,993.57 | [Redact] | $0.00 | None | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 2 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.25 | No | No | [Redact] | $0.00 | No | No | No | No | 10 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373601 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $475.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 44.418% | 44.418% | 44.418% | [Redact] | 785 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $20,000.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 6.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 18.34 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373600 | [Redact] | [Redact] | Non QM | Yes | No | $27,687.75 | $16,397.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.024% | 26.024% | 26.024% | [Redact] | 646 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $27,687.75 | [Redact] | $25,000.00 | 4.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 3.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.18 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373596 | [Redact] | [Redact] | N/A | No | No | $825.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $825.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373599 | [Redact] | [Redact] | N/A | No | No | $1,935.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,935.00 | [Redact] | $0.00 | 3.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.72 | 0.58 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 84.72 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373630 | [Redact] | [Redact] | N/A | No | No | $2,828.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,828.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 80.57 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373813 | [Redact] | [Redact] | Non QM | Yes | No | $10,307.60 | $16,308.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | Employed | 4.39 | US Citizen | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.059% | 42.059% | 42.059% | [Redact] | 786 | 795 | 793 | 803 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $10,307.60 | [Redact] | $15,000.00 | 3.8 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 1 | 0 | 0.00 | No | [Redact] | [Redact] | 48.790% | No | 29 | 17 | 17 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 53.76 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10373815 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,970.00 | $21,704.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.749% | 47.749% | 47.749% | [Redact] | 759 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $19,970.00 | [Redact] | $178,600.00 | 1.5 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 14.690% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.96 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374163 | [Redact] | [Redact] | N/A | No | No | $6,987.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,987.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 0.930% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 34.54 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374388 | [Redact] | [Redact] | N/A | No | No | $24,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,375.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 59.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374643 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.13 | 0.47 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 38.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374642 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.58 | 0.63 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10374756 | [Redact] | [Redact] | Non QM | Yes | No | $29,537.63 | $30,798.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.677% | 40.677% | 40.677% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.80000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $29,537.63 | [Redact] | $3,000.00 | 3.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 12.950% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.64 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10372972 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,995.00 | $7,100.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.162% | 33.162% | 33.162% | [Redact] | 798 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Business License - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Business License - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - No Results Returned - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - No Results Returned - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,995.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 322.41 | No | No | [Redact] | $0.00 | No | No | No | No | 6 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10375304 | [Redact] | [Redact] | Non QM | Yes | No | $4,319.22 | $5,659.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.399% | 46.399% | 46.399% | [Redact] | 767 | Yes | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $4,319.22 | [Redact] | $0.00 | 3.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 2 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 100.95 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10375374 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,747.20 | $3,991.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 44.484% | 44.484% | 44.484% | [Redact] | 809 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $23,747.20 | [Redact] | ($2,500.00) | None | N/A | No | [Redact] | 0 | 1 | 1 | 0 | 2 | 1 | 5.97 | No | [Redact] | [Redact] | 26.020% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 98 | 11.37 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10377469 | [Redact] | [Redact] | Non QM | Yes | No | $11,813.58 | $15,816.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.012% | 24.012% | 24.012% | [Redact] | 795 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $11,813.58 | [Redact] | $0.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 25.600% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 8.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10377494 | [Redact] | [Redact] | Non QM | Yes | No | $10,814.00 | $31,293.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.879% | 30.879% | 30.879% | [Redact] | 803 | No | Yes | 24 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,814.00 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 41.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.02 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378364 | [Redact] | [Redact] | N/A | No | No | $22,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,000.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 36.490% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.83 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378909 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,866.25 | $2,915.13 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.563% | 25.563% | 25.563% | [Redact] | 736 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2016 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,866.25 | [Redact] | $0.00 | 3.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.17 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378915 | [Redact] | [Redact] | Non QM | Yes | No | $7,315.00 | $8,751.51 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.879% | 24.569% | 23.879% | [Redact] | 803 | No | Yes | 24 | Business | 100.000% | 95.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 95.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,315.00 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 5.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 37.21 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378918 | [Redact] | [Redact] | N/A | No | No | $6,125.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,125.00 | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.76 | 0.36 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 230.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378919 | [Redact] | [Redact] | N/A | No | No | $4,692.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,692.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.86 | 0.35 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 221.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378920 | [Redact] | [Redact] | N/A | No | No | $4,692.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,692.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.85 | 0.35 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 220.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378940 | [Redact] | [Redact] | N/A | No | No | $12,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,200.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 74.430% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 87.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 9 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379166 | [Redact] | [Redact] | N/A | No | No | $2,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,700.00 | [Redact] | $0.00 | 4.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.87 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 71.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379159 | [Redact] | [Redact] | N/A | No | No | $2,730.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,730.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 102.05 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379169 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25,477.23 | $31,996.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.979% | 49.979% | 49.979% | [Redact] | 799 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $25,477.23 | [Redact] | $0.00 | 2.1 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 15.650% | No | 30 | 30 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 1.14 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379173 | [Redact] | [Redact] | Exempt from ATR | No | No | $32,300.00 | $8,948.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 3.207% | 3.207% | 3.207% | [Redact] | 709 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; 4506-C (for Business) - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $32,300.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 46.85 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422058 | [Redact] | [Redact] | Exempt from ATR | No | No | $22,011.50 | $6,666.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.114% | 33.058% | 35.533% | [Redact] | 693 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $22,011.50 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | 2.100% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 121.26 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327872 | [Redact] | [Redact] | Exempt from ATR | No | No | $23,383.30 | $7,971.34 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 48.285% | 48.285% | 48.285% | [Redact] | 798 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $23,383.30 | [Redact] | $5,000.00 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 38.920% | No | 24 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 31.1 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379603 | [Redact] | [Redact] | Exempt from ATR | No | No | $19,640.00 | $6,792.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 3.465% | 3.517% | 3.465% | [Redact] | 709 | No | Yes | 12 | Business | 100.000% | 50.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $19,640.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 224.33 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379607 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.38 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380021 | [Redact] | [Redact] | Exempt from ATR | No | No | $14,187.75 | $4,004.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 46.632% | 46.632% | 46.632% | [Redact] | 726 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $14,187.75 | [Redact] | $0.00 | None | N/A | No | [Redact] | 1 | 2 | 0 | 2 | 2 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 89.26 | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380039 | [Redact] | [Redact] | Exempt from ATR | No | No | $40,230.00 | $8,521.51 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Not Employed | 0 | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.282% | 18.282% | 18.282% | [Redact] | 793 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2022 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $40,230.00 | [Redact] | $500.00 | 3.1 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 2 | 1 | 0.00 | No | [Redact] | [Redact] | 36.190% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 19.21 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380389 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,001.64 | $12,113.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 10.918% | 10.918% | 10.918% | [Redact] | 763 | No | No | [Coborrower(s) - | Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,001.64 | [Redact] | $7,400.00 | 3.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 546.47 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380675 | [Redact] | [Redact] | Non QM | Yes | No | $14,293.83 | $3,968.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.419% | 7.419% | 7.419% | [Redact] | 798 | No | Yes | 12 | Business | 100.000% | 25.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $14,293.83 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 20.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380677 | [Redact] | [Redact] | N/A | No | No | $4,725.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,725.00 | [Redact] | $5,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.89 | 1.13 | [Redact] | [Redact] | 39.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.42 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380671 | [Redact] | [Redact] | Non QM | Yes | No | $5,300.64 | $7,958.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.514% | 43.191% | 49.514% | [Redact] | 802 | Yes | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $5,300.64 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 22.11 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380705 | [Redact] | [Redact] | Exempt from ATR | No | No | $30,681.25 | $4,870.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.163% | 35.163% | 35.163% | [Redact] | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Other - 2011 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Other - 2011 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $30,681.25 | [Redact] | $10,000.00 | 5.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 2 | 0 | 2 | 2 | 0.00 | No | [Redact] | [Redact] | 52.690% | No | 30 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 47.79 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381042 | [Redact] | [Redact] | N/A | No | No | $10,940.00 | $1,936.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,940.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.6 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381031 | [Redact] | [Redact] | Non QM | Yes | No | $1,783.00 | $4,368.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.601% | 46.601% | 46.601% | [Redact] | 782 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,783.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 34.040% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 16.55 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381036 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $536.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.955% | 12.955% | 12.955% | [Redact] | 790 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $13,975.76 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 10.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 11.57 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381032 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 110.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381035 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.95 | 0.51 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 103.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10381041 | [Redact] | [Redact] | N/A | No | No | $12,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,600.00 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.92 | 1.09 | [Redact] | [Redact] | 1.900% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 47.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382254 | [Redact] | [Redact] | Exempt from ATR | No | No | $34,690.00 | $5,695.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.593% | 42.606% | 46.593% | [Redact] | 683 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $34,690.00 | [Redact] | $450.00 | 1.4 | None | N/A | No | [Redact] | 1 | 1 | 0 | 2 | 2 | 5.97 | No | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 117.07 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382580 | [Redact] | [Redact] | Exempt from ATR | No | No | $16,270.00 | $5,087.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.791% | 47.791% | 47.791% | [Redact] | 785 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $16,270.00 | [Redact] | $0.00 | 1.0 | LP / LPA | Accept/Eligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 41.140% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 9.7 | No | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382658 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,890.00 | $5,084.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 39.788% | 39.788% | 39.788% | [Redact] | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,890.00 | [Redact] | $0.00 | None | No | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 28.800% | No | 6 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 12.09 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382667 | [Redact] | [Redact] | N/A | No | No | $7,190.00 | $4,811.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,190.00 | [Redact] | $24,600.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.89 | 0.53 | [Redact] | [Redact] | 23.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382659 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,600.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 75.250% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 67.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382661 | [Redact] | [Redact] | Exempt from ATR | No | No | $26,010.00 | $30,996.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.680% | 41.680% | 41.680% | [Redact] | 778 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $26,010.00 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 25.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.18 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382660 | [Redact] | [Redact] | Non QM | Yes | No | $10,766.25 | $899.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.108% | 29.108% | 29.108% | [Redact] | 798 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,766.25 | [Redact] | $13,050.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 21.120% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 13.94 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382665 | [Redact] | [Redact] | Non QM | Yes | No | $9,279.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.996% | 13.996% | 13.996% | [Redact] | 720 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2018 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,279.00 | [Redact] | $12,372.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.500% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 13.15 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382689 | [Redact] | [Redact] | N/A | No | No | $15,890.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | 693 | 735 | 740 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,890.62 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.52 | 0.66 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 4.27 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10382701 | [Redact] | [Redact] | Non QM | Yes | No | $18,288.22 | $24,177.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.246% | 49.246% | 49.246% | [Redact] | 715 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.94000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.94000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 23.94000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,288.22 | [Redact] | $62,902.48 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 4.640% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 6.47 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10356592 | [Redact] | N/A | No | No | $4,128.62 | $6,890.72 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 720 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,128.62 | [Redact] | $6,467.50 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.9 | 1.11 | 240 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 170.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10298003 | [Redact] | N/A | No | No | $16,495.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,495.31 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.88 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383474 | [Redact] | [Redact] | N/A | No | No | $21,838.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $21,838.00 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383557 | [Redact] | [Redact] | Non QM | Yes | No | $1,650.00 | $4,197.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.249% | 23.249% | 23.249% | [Redact] | 813 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,650.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 44.910% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 16.52 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383647 | [Redact] | [Redact] | Non QM | Yes | No | $21,250.00 | $6,052.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.123% | 26.123% | 26.123% | [Redact] | 719 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $21,250.00 | [Redact] | $1,500.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 33.130% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 15.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383650 | [Redact] | [Redact] | Non QM | Yes | No | $16,985.29 | $11,259.17 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.557% | 38.557% | 38.557% | [Redact] | 760 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,985.29 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 17.280% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.37 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383644 | [Redact] | [Redact] | Non QM | Yes | No | $8,144.48 | $9,521.01 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.712% | 30.712% | 30.712% | [Redact] | 681 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,144.48 | [Redact] | $10,800.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 24.060% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 17.87 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384050 | [Redact] | [Redact] | Non QM | Yes | No | $18,032.80 | $22,165.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.414% | 29.414% | 29.414% | [Redact] | 775 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2023 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,032.80 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 50.670% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 55.16 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384641 | [Redact] | [Redact] | N/A | No | No | $19,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,875.00 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 29.99 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384668 | [Redact] | [Redact] | N/A | No | No | $10,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,000.00 | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 102.09 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385018 | [Redact] | [Redact] | Non QM | Yes | No | $5,740.00 | $7,414.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.592% | 44.592% | 44.592% | [Redact] | 626 | No | Yes | 12 | Personal | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Personal - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,740.00 | [Redact] | $0.00 | 3.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.39 | Retail | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385026 | [Redact] | [Redact] | Non QM | Yes | No | $6,979.10 | $10,177.61 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.812% | 12.812% | 12.812% | [Redact] | 622 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,979.10 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385025 | [Redact] | [Redact] | Exempt from ATR | No | No | $25,377.50 | $15,165.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.471% | 33.248% | 37.471% | [Redact] | 720 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $25,377.50 | [Redact] | $0.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | 38.340% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 25.22 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385247 | [Redact] | [Redact] | Non QM | Yes | No | $7,862.68 | $9,327.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.226% | 49.226% | 49.226% | [Redact] | 714 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,862.68 | [Redact] | $9,150.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 19.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 6.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385248 | [Redact] | [Redact] | Non QM | Yes | No | $8,703.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.583% | 31.583% | 31.583% | [Redact] | 655 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,703.12 | [Redact] | $12,500.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 7.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 6.5 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385953 | [Redact] | [Redact] | Non QM | Yes | No | $4,944.04 | $7,095.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.699% | 44.699% | 44.699% | [Redact] | 794 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $4,944.04 | [Redact] | $2,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 134.31 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387030 | [Redact] | [Redact] | N/A | No | No | $9,742.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,742.50 | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 6.67 | Broker | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387091 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,587.38 | $5,874.71 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.253% | 39.253% | 39.253% | [Redact] | 741 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,587.38 | [Redact] | $71,000.00 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 17.490% | No | 30 | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 11.66 | Broker | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387089 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.91 | 0.52 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 107.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387088 | [Redact] | [Redact] | Non QM | Yes | No | $2,245.00 | $9,404.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.237% | 47.237% | 47.237% | [Redact] | 778 | No | Yes | 12 | Personal | 67.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,245.00 | [Redact] | $0.00 | 1.2 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.65 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387081 | [Redact] | [Redact] | Non QM | Yes | No | $17,300.25 | $1,323.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.477% | 46.477% | 46.477% | [Redact] | 745 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $17,300.25 | [Redact] | $20,970.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 2.140% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.81 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387086 | [Redact] | [Redact] | Non QM | Yes | No | $2,983.70 | $3,927.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.357% | 49.357% | 49.357% | [Redact] | 759 | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | 50.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2022 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,983.70 | [Redact] | $33,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No | [Redact] | [Redact] | 4.470% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 8.32 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387084 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,495.00 | $3,325.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.371% | 23.371% | 23.371% | [Redact] | 688 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | Yes | [Redact] | $2,495.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 67.27 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 480 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387085 | [Redact] | [Redact] | Non QM | Yes | No | $10,171.67 | $10,786.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.758% | 24.758% | 24.758% | [Redact] | 690 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 11.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,171.67 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387090 | [Redact] | [Redact] | Non QM | Yes | No | $1,590.00 | $2,667.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.863% | 14.863% | 14.863% | [Redact] | 809 | No | Yes | 12 | Business | 86.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | 2.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 55.910% | No | 19 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.93 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10387279 | [Redact] | [Redact] | N/A | No | No | $10,282.50 | $4,346.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,282.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 79.370% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 77.92 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10388746 | [Redact] | [Redact] | Exempt from ATR | No | No | $35,571.00 | $14,563.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 41.795% | 41.795% | 41.795% | [Redact] | 809 | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $35,571.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 54.210% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.85 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10388747 | [Redact] | [Redact] | Non QM | Yes | No | $10,862.85 | $13,102.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.350% | 40.350% | 40.350% | [Redact] | 789 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,862.85 | [Redact] | $23,399.54 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.230% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 45.09 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10388770 | [Redact] | [Redact] | Exempt from ATR | No | No | $11,804.59 | $8,134.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.094% | 33.094% | 33.094% | [Redact] | 623 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $11,804.59 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 83.78 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389744 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,595.00 | $7,907.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.462% | 38.462% | 38.462% | [Redact] | 818 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,595.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 1 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 35.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Beacon 5.0 | FICO Risk Score Classic 04 | 13.61 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389770 | [Redact] | [Redact] | Exempt from ATR | No | No | $2,705.63 | $7,640.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.621% | 43.937% | 46.621% | [Redact] | 786 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,705.63 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | 0 | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 394.37 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389751 | [Redact] | [Redact] | Non QM | Yes | No | $10,180.00 | $11,670.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.965% | 34.835% | 37.965% | [Redact] | 767 | No | Yes | 12 | Business | 65.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,180.00 | [Redact] | $0.00 | 3.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 360 | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.46 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389748 | [Redact] | [Redact] | Non QM | Yes | No | $3,755.00 | $4,486.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.908% | 49.908% | 49.908% | [Redact] | 702 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,755.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 11.300% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.08 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 480 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10389757 | [Redact] | [Redact] | Non QM | Yes | No | $7,206.39 | $7,879.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.077% | 38.077% | 38.077% | [Redact] | 755 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $7,206.39 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 90.700% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 117.44 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392385 | [Redact] | [Redact] | Exempt from ATR | No | No | $40,042.00 | $8,560.44 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 2.41 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.292% | 45.292% | 45.292% | [Redact] | 778 | 765 | 760 | 779 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $40,042.00 | [Redact] | $400.00 | 1.0 | None | N/A | No | [Redact] | 0 | 1 | 1 | 0 | 2 | 1 | 0.00 | No | [Redact] | [Redact] | 63.130% | No | 22 | 30 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 64.49 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392382 | [Redact] | [Redact] | Non QM | Yes | No | $2,295.10 | $8,578.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.982% | 48.982% | 48.982% | [Redact] | 742 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,295.10 | [Redact] | $380.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 14.830% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.47 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392384 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,590.00 | $4,790.14 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.527% | 48.527% | 48.527% | [Redact] | 801 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2024 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,590.00 | [Redact] | $0.00 | 2.9 | None | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | Other | [Redact] | [Redact] | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 169.76 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392710 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.6 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 111.15 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392773 | [Redact] | [Redact] | Exempt from ATR | No | No | $122,353.00 | $47,419.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 3.885% | 3.791% | 3.885% | [Redact] | 763 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | Yes | [Redact] | $122,353.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 7.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.2 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10392786 | [Redact] | [Redact] | Non QM | Yes | No | $1,845.00 | $10,393.72 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.339% | 39.339% | 39.339% | [Redact] | 794 | Yes | No | [Borrower - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,845.00 | [Redact] | $32,149.00 | 2.9 | None | N/A | No | [Redact] | 0 | 0 | 1 | 0 | 2 | 1 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 191.28 | Yes | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393057 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,072.50 | $7,289.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.050% | 43.024% | 45.050% | [Redact] | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,072.50 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | No | 28 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | No | 304.98 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326049 | [Redact] | Exempt from ATR | No | No | $33,269.00 | $19,233.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 27.057% | 27.057% | 27.057% | [Redact] | 764 | No | Yes | 24 | Business | 100.000% | 40.000% | [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 40.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $33,269.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.94 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326108 | [Redact] | N/A | No | No | $21,843.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $21,843.75 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 35.580% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.13 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393667 | [Redact] | [Redact] | Non QM | Yes | No | $3,320.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.178% | 22.178% | 22.178% | [Redact] | 642 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,320.00 | [Redact] | $11,500.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 18.02 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393675 | [Redact] | [Redact] | N/A | No | No | $6,830.06 | $7,544.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,830.06 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.57 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393680 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.65 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 170.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393971 | [Redact] | [Redact] | Non QM | Yes | No | $1,795.00 | $10,389.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.447% | 2.447% | 2.447% | [Redact] | 734 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,795.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.010% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 55.92 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394071 | [Redact] | [Redact] | N/A | No | No | $2,827.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,827.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 53.25 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394072 | [Redact] | [Redact] | Non QM | Yes | No | $6,120.00 | $9,227.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.607% | 41.607% | 41.607% | [Redact] | 681 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,120.00 | [Redact] | $34,450.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 6.110% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.07 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394100 | [Redact] | [Redact] | N/A | No | No | $15,091.20 | $10,293.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,091.20 | [Redact] | $81,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 3.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.5 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394101 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,970.00 | $4,772.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.830% | 29.830% | 29.830% | [Redact] | 800 | Yes | No | [Coborrower(s) - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,970.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 704.63 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394105 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $127.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.318% | 13.318% | 13.318% | [Redact] | 745 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $20,400.00 | 4.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 16.780% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.67 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394780 | [Redact] | [Redact] | N/A | No | No | $2,745.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,745.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394894 | [Redact] | [Redact] | Non QM | Yes | No | $10,138.80 | $4,161.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.668% | 33.668% | 33.668% | [Redact] | 773 | No | Yes | 36 | Business | 100.000% | 65.000% | 35.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 65.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,138.80 | [Redact] | $0.00 | 2.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 117.84 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394919 | [Redact] | [Redact] | N/A | No | No | $4,284.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,284.00 | [Redact] | $1,000.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.57 | [Redact] | [Redact] | 45.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 21.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396067 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $89.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.835% | 15.835% | 15.835% | [Redact] | 798 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $12,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 20.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 9.75 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396069 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | 33.170% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 74.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396072 | [Redact] | [Redact] | Exempt from ATR | No | No | $12,322.00 | $12,072.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 49.486% | 49.486% | 49.486% | [Redact] | 786 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $12,322.00 | [Redact] | $3,000.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 314.73 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396364 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 467.4 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396366 | [Redact] | [Redact] | Non QM | Yes | No | $5,813.08 | $6,996.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.257% | 31.257% | 31.257% | [Redact] | 688 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,813.08 | [Redact] | $14,875.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 15.850% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 32.86 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396367 | [Redact] | [Redact] | N/A | No | No | $9,405.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,405.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 242.07 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396698 | [Redact] | [Redact] | N/A | No | No | $5,315.00 | $6,198.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,315.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.84 | 0.54 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.78 | Retail | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396719 | [Redact] | [Redact] | N/A | No | No | $10,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 754 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,500.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396811 | [Redact] | [Redact] | Exempt from ATR | No | No | $7,970.00 | $8,816.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.127% | 36.127% | 36.127% | [Redact] | 779 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $7,970.00 | [Redact] | $0.00 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 96.040% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 115.63 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396817 | [Redact] | [Redact] | Non QM | Yes | No | $6,327.85 | $9,528.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.814% | 48.814% | 48.814% | [Redact] | 781 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,327.85 | [Redact] | $29,200.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 13.340% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.17 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10397031 | [Redact] | [Redact] | Exempt from ATR | No | No | $15,921.92 | $4,573.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Employed | 14.8 | US Citizen | US Citizen | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 34.019% | 34.019% | 34.019% | [Redact] | 763 | 763 | 802 | 743 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - No Results Returned - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $15,921.92 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 3 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 8.060% | No | 32 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 120.18 | No | No | [Redact] | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10397032 | [Redact] | [Redact] | Non QM | Yes | No | $9,158.99 | $15,259.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.381% | 22.381% | 22.381% | [Redact] | 764 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,158.99 | [Redact] | $3,000.00 | 3.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 36.580% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 26.23 | No | No | $0.00 | $0.00 | No | No | No | No | 8 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398740 | [Redact] | [Redact] | Non QM | Yes | No | $49,648.34 | $69,133.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.775% | 22.775% | 22.775% | [Redact] | 724 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2008 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $49,648.34 | [Redact] | $110,000.00 | 3.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 24.600% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 12.02 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398753 | [Redact] | [Redact] | Non QM | Yes | No | $18,270.80 | $19,404.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.465% | 40.465% | 40.465% | [Redact] | 796 | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $18,270.80 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | No | [Redact] | [Redact] | 27.940% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.89 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10398756 | [Redact] | [Redact] | Non QM | Yes | No | $7,485.80 | $13,022.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.161% | 48.161% | 48.161% | [Redact] | 744 | No | Yes | 12 | Business | 82.000% | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,485.80 | [Redact] | $6,900.00 | None | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 17.700% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 6.03 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10400008 | [Redact] | [Redact] | N/A | No | No | $765.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $765.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | [Redact] | 61.430% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.6 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401267 | [Redact] | [Redact] | N/A | No | No | $3,575.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,575.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.09 | 0.48 | [Redact] | [Redact] | 80.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401270 | [Redact] | [Redact] | N/A | No | No | $4,158.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,158.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 53.34 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401271 | [Redact] | [Redact] | N/A | No | No | $7,751.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,751.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 38.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 15.51 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401272 | [Redact] | [Redact] | N/A | No | No | $4,166.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 743 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,166.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.76 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | C | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401273 | [Redact] | [Redact] | Exempt from ATR | No | No | $20,905.00 | $9,151.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.156% | 43.156% | 43.156% | [Redact] | 812 | No | No | Borrower Prepared | [Borrower - | Primary Income - Partnership (>= 25%)]; Balance Sheet - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Other - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $20,905.00 | [Redact] | $470,000.00 | 2.0 | None | N/A | No | [Redact] | 0 | 1 | 0 | 3 | 1 | 5.97 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 37.08 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401275 | [Redact] | [Redact] | Non QM | Yes | No | $9,862.25 | $13,118.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.726% | 26.726% | 26.726% | [Redact] | 752 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,862.25 | [Redact] | $6,000.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 29.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401277 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 23.71 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401514 | [Redact] | [Redact] | N/A | No | No | $5,032.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,032.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 177.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401523 | [Redact] | [Redact] | N/A | No | No | $5,878.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,878.12 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 151.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401521 | [Redact] | [Redact] | N/A | No | No | $5,520.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,520.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.58 | 0.63 | [Redact] | [Redact] | 78.290% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 59.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | C | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10402576 | [Redact] | [Redact] | N/A | No | No | $18,768.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,768.75 | [Redact] | $105,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.99 | [Redact] | [Redact] | 49.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.67 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10402859 | [Redact] | [Redact] | N/A | No | No | $4,203.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,203.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 109.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10402862 | [Redact] | [Redact] | N/A | No | No | $3,740.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,740.62 | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 110.72 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10403588 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 823 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $302,500.00 | 2.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.64 | 0.61 | [Redact] | [Redact] | 81.420% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 96.74 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10403942 | [Redact] | [Redact] | N/A | No | No | $4,707.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,707.67 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10403975 | [Redact] | [Redact] | Non QM | Yes | No | $16,664.75 | $10,673.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.726% | 22.726% | 22.726% | [Redact] | 686 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,664.75 | [Redact] | $56,700.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 10.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10404759 | [Redact] | [Redact] | Non QM | Yes | No | $15,825.00 | $19,258.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.255% | 12.255% | 12.255% | [Redact] | 725 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $15,825.00 | [Redact] | $8,100.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 15.780% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.44 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10405166 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $90,000.00 | 3.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.03 | 0.49 | [Redact] | [Redact] | 15.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10405242 | [Redact] | [Redact] | Non QM | Yes | No | $5,009.00 | $11,301.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.265% | 31.265% | 31.265% | [Redact] | 711 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,009.00 | [Redact] | $0.00 | 2.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 119.22 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10405403 | [Redact] | [Redact] | N/A | No | No | $16,450.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,450.70 | [Redact] | $13,250.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | 240 | [Redact] | [Redact] | 30.280% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.81 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396125 | [Redact] | Non QM | Yes | No | $9,761.00 | $4,302.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.322% | 37.322% | 37.322% | [Redact] | 792 | No | No | [Borrower - | Primary Income - Wages]; Account Statements - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $9,761.00 | [Redact] | $12,500.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 3.540% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396100 | [Redact] | Non QM | Yes | No | $19,588.48 | $24,039.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.995% | 34.995% | 34.995% | [Redact] | 735 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $19,588.48 | [Redact] | $17,000.00 | 4.4 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 6.220% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396122 | [Redact] | Non QM | Yes | No | $15,516.50 | $4,261.01 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.355% | 44.355% | 44.355% | [Redact] | 650 | No | Yes | 12 | Business | 88.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,516.50 | [Redact] | $0.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.38 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396123 | [Redact] | Non QM | Yes | No | $15,580.00 | $3,108.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.586% | 30.586% | 30.586% | [Redact] | 797 | No | Yes | 12 | Personal | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2000 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2003 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,580.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.42 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396195 | [Redact] | Non QM | Yes | No | $8,995.00 | $11,409.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.517% | 45.517% | 45.517% | [Redact] | 712 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $8,995.00 | [Redact] | $0.00 | 1.5 | DU | ApproveEligible | N/A | No | [Redact] | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 23.740% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 5.08 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | AE | [Redact] | $0.00 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396147 | [Redact] | Non QM | Yes | No | $15,906.31 | $17,333.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.535% | 6.535% | 6.535% | [Redact] | 720 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2018 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,906.31 | [Redact] | $0.00 | 3.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 4.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396172 | [Redact] | N/A | No | No | $5,962.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,962.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396127 | [Redact] | N/A | No | No | $13,312.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,312.50 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 90.69 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396173 | [Redact] | N/A | No | No | $8,849.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,849.25 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 44.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10406128 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,733.15 | $4,505.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.407% | 34.407% | 34.407% | [Redact] | 799 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2019 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2018 [Borrower]; 4506-C - 2017 [Borrower]; 4506-C - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2019 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2018 [Coborrower]; 4506-C - 2017 [Coborrower]; 4506-C - 2017 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,733.15 | [Redact] | $5,000.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | 543.74 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10407056 | [Redact] | [Redact] | Exempt from ATR | No | No | $25,665.00 | $7,394.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.827% | 16.827% | 16.827% | [Redact] | 793 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $25,665.00 | [Redact] | $10,300.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 1 | 0 | 2 | 1 | No | [Redact] | [Redact] | 39.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 23.57 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10407125 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.18 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408768 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 74.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408793 | [Redact] | [Redact] | Exempt from ATR | No | No | $4,743.13 | $7,003.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Not Employed | 0 | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.892% | 31.892% | 35.802% | [Redact] | 775 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,743.13 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 2 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 18.46 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408856 | [Redact] | [Redact] | N/A | No | No | $15,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 693 | 716 | 681 | 693 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 49.020% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 34.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409297 | [Redact] | [Redact] | Non QM | Yes | No | $14,632.30 | $6,337.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | Non-Permanent Resident Alien | Non-Permanent Resident Alien | [Redact] | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.316% | 39.316% | 39.316% | [Redact] | 787 | No | Yes | 24 | Business | 100.000% | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $14,632.30 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 57.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | Employment Authorization | 8.34 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410557 | [Redact] | [Redact] | Non QM | Yes | No | $7,786.02 | $11,083.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.928% | 23.928% | 23.928% | [Redact] | 623 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,786.02 | [Redact] | $0.00 | 2.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410654 | [Redact] | [Redact] | N/A | No | No | $14,381.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,381.25 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 80.400% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 86.95 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410688 | [Redact] | [Redact] | Non QM | Yes | No | $1,890.00 | $7,177.34 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.277% | 35.245% | 36.277% | [Redact] | 782 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $1,890.00 | [Redact] | $0.00 | 3.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 437.35 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410697 | [Redact] | [Redact] | N/A | No | No | $4,179.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,179.00 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 92.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410706 | [Redact] | [Redact] | Non QM | Yes | No | $9,746.50 | $16,183.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.299% | 45.299% | 45.299% | [Redact] | 730 | No | Yes | 24 | Business | 64.000% | 100.000% | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,746.50 | [Redact] | $25,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 23.930% | No | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.67 | Retail | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410730 | [Redact] | [Redact] | Exempt from ATR | No | No | $21,577.75 | $9,228.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.510% | 22.510% | 22.510% | [Redact] | 819 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $21,577.75 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 149.49 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10411666 | [Redact] | [Redact] | Safe Harbor QM (APOR) | Yes | No | $13,627.22 | $17,596.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.790% | 47.790% | 47.790% | [Redact] | 786 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $13,627.22 | [Redact] | $0.00 | 1.8 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 31.130% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | VantageScore 4.0 | FICO Risk Score Classic 04 | 17.7 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396109 | [Redact] | Non QM | Yes | No | $17,111.88 | $23,285.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.856% | 6.856% | 6.856% | [Redact] | 661 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,111.88 | [Redact] | $14,000.00 | 2.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 14.650% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.08 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10411809 | [Redact] | [Redact] | Non QM | Yes | No | $10,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.450% | 19.450% | 19.450% | [Redact] | 784 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,800.00 | [Redact] | $15,000.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 4.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.8 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10411811 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.58 | [Redact] | [Redact] | 89.200% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 76.94 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10411808 | [Redact] | [Redact] | Exempt from ATR | No | No | $1,990.00 | $2,702.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 41.116% | 41.116% | 41.116% | [Redact] | 772 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,990.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 487.15 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10412067 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | 29.160% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 10.68 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10412070 | [Redact] | [Redact] | Non QM | Yes | No | $6,968.19 | $9,660.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.605% | 12.605% | 12.605% | [Redact] | 776 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,968.19 | [Redact] | $0.00 | 3.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 27.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 17.98 | Yes | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10412669 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 759 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | [Redact] | 46.280% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.43 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10417286 | [Redact] | [Redact] | N/A | No | No | $14,898.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,898.75 | [Redact] | $100,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 23.470% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10417283 | [Redact] | [Redact] | Non QM | Yes | No | $6,108.13 | $9,106.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 4.402% | 4.402% | 4.402% | [Redact] | 692 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,108.13 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.040% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 8.26 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10417868 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $2,143.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.054% | 27.054% | 27.054% | [Redact] | 741 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $13,461.30 | 3.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 0.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 18.19 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10418515 | [Redact] | [Redact] | Non QM | Yes | No | $26,542.80 | $32,501.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.824% | 18.824% | 18.824% | [Redact] | 731 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $26,542.80 | [Redact] | $0.00 | 4.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 13.77 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396137 | [Redact] | N/A | No | No | $18,183.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 651 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,183.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 82.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10288707 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10326619 | [Redact] | N/A | No | No | $64,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $64,400.00 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.67 | [Redact] | [Redact] | 63.370% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 16.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10360856 | [Redact] | N/A | No | No | $20,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,812.50 | [Redact] | $0.00 | 4.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 121.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366094 | [Redact] | N/A | No | No | $4,710.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,710.00 | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 130.37 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10327910 | [Redact] | N/A | Yes | No | No | $4,776.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,776.75 | [Redact] | $0.00 | 3.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10339294 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.03 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362102 | [Redact] | N/A | No | No | $5,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,300.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.59 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10334010 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10419493 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.98 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10419494 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420012 | [Redact] | [Redact] | Non QM | Yes | No | $0.00 | $836.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.745% | 39.745% | 39.745% | [Redact] | 791 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $9,900.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 13.930% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.39 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420768 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.84 | [Redact] | [Redact] | 34.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 15.83 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420767 | [Redact] | [Redact] | Non QM | Yes | No | $7,575.00 | $11,023.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 8.811% | 8.811% | 8.811% | [Redact] | 657 | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,575.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 12 | 0.00 | Yes | [Redact] | [Redact] | 1.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 94 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420771 | [Redact] | [Redact] | Non QM | Yes | No | $5,795.63 | $8,100.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.514% | 43.514% | 43.514% | [Redact] | 753 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,795.63 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 24.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10420789 | [Redact] | [Redact] | Non QM | Yes | No | $41,250.00 | $14,558.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.940% | 31.940% | 31.940% | [Redact] | 711 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $41,250.00 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116.51 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422734 | [Redact] | [Redact] | N/A | No | No | $6,328.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,328.12 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | 59.260% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 35.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422735 | [Redact] | [Redact] | N/A | No | No | $5,887.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 736 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,887.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.55 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422741 | [Redact] | [Redact] | N/A | No | No | $4,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,880.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 34.740% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10422757 | [Redact] | [Redact] | N/A | No | No | $5,241.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 693 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,241.60 | [Redact] | $8,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | 69.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 44.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423034 | [Redact] | [Redact] | N/A | No | No | $6,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,300.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.87 | [Redact] | [Redact] | 1.550% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.14 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10379273 | [Redact] | Non QM | Yes | No | $18,708.51 | $22,465.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.939% | 45.939% | 45.939% | [Redact] | 752 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $18,708.51 | [Redact] | $6,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | 26.280% | No | 8 | 23 | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.37 | Broker | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | Other | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423892 | [Redact] | [Redact] | N/A | No | No | $4,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 74.500% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 109.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423907 | [Redact] | [Redact] | N/A | No | No | $4,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 73.220% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 63.77 | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423910 | [Redact] | [Redact] | N/A | No | No | $4,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | 44.500% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 117.02 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423917 | [Redact] | [Redact] | N/A | No | No | $4,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | [Redact] | 74.500% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 117.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10432369 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 451.75 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 10 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10432404 | [Redact] | [Redact] | N/A | No | No | $3,676.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,676.87 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.44 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10435179 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $4,500.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 64.320% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 57.92 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10436212 | [Redact] | [Redact] | N/A | No | No | $2,827.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 820 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,827.50 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.63 | [Redact] | [Redact] | 73.530% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 47.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10440423 | [Redact] | [Redact] | N/A | No | No | $2,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,800.00 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 134.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10440903 | [Redact] | [Redact] | N/A | No | No | $3,609.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,609.37 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 73.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333409 | [Redact] | Non QM | Yes | No | $2,040.00 | $4,371.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.781% | 39.781% | 39.781% | [Redact] | 805 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,040.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 253 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365345 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.94 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333400 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.53 | 0.39 | [Redact] | [Redact] | 74.590% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 0 | Retail | No | $0.00 | $0.00 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365384 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 706 | No | No | DSCR | 1 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365391 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.4 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333377 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.5 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | [Redact] | 36.140% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.05 | No | $0.00 | $0.00 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10441034 | [Redact] | [Redact] | Non QM | Yes | No | $1,495.00 | $2,644.76 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.339% | 27.339% | 27.339% | [Redact] | 776 | No | Yes | 48 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 24]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,495.00 | [Redact] | $24,400.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 24 | 0.00 | Yes | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 162.91 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358122 | [Redact] | Non QM | Yes | No | $13,240.00 | $13,828.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.497% | 26.497% | 26.497% | [Redact] | 766 | No | Yes | 12 | Business | 100.000% | 49.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $13,240.00 | [Redact] | $0.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.87 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366614 | [Redact] | N/A | No | No | $13,860.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $13,860.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.75 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378922 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $13,057.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 196.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366096 | [Redact] | N/A | No | No | $10,197.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,197.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.86 | 1.16 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 121.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 8 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10396065 | [Redact] | N/A | No | No | $13,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 700 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.35 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423992 | [Redact] | Non QM | Yes | No | $19,952.73 | $10,564.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.283% | 43.283% | 43.283% | [Redact] | 767 | No | Yes | 12 | Business | 63.000% | 99.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Other - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $19,952.73 | [Redact] | $30,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 9.210% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 4.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | A6 | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10443707 | [Redact] | [Redact] | N/A | No | No | $9,039.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,039.81 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | 36.670% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 16.16 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10443861 | [Redact] | [Redact] | N/A | No | No | $6,630.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,630.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 100.11 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10443867 | [Redact] | [Redact] | N/A | No | No | $5,445.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,445.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.95 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 100.43 | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10449682 | [Redact] | [Redact] | Non QM | Yes | No | $27,781.00 | $35,312.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 19.407% | 19.407% | 19.407% | [Redact] | 714 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $27,781.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 33.220% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.19 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10371439 | [Redact] | N/A | No | No | $33,200.00 | $12,265.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.591% | 12.591% | 12.591% | [Redact] | 788 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $33,200.00 | [Redact] | $0.00 | 999.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 11.640% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.74 | No | Yes | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10362153 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 252.38 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10380709 | [Redact] | N/A | No | No | $97,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $97,500.00 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 52.45 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10394064 | [Redact] | N/A | No | No | $53,542.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $53,542.95 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.87 | 1.15 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.56 | No | $0.00 | $0.00 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364634 | [Redact] | Non QM | Yes | No | $6,225.75 | $9,879.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.049% | 15.049% | 15.049% | [Redact] | 768 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2021 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - Year Not Available [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2021 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - Year Not Available |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $6,225.75 | [Redact] | $0.00 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 16.310% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.76 | Retail | Yes | No | [Redact] | $0.00 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364600 | [Redact] | Non QM | Yes | No | $18,187.50 | $7,985.72 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.476% | 25.566% | 30.476% | [Redact] | 706 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - Year Not Available |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $18,187.50 | [Redact] | $0.00 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.21 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364602 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,600.00 | $2,326.78 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.377% | 35.377% | 35.377% | [Redact] | 697 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | 0 | [Redact] | $1,600.00 | [Redact] | $0.00 | None | No | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | Not Stated | [Redact] | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 60.86 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364628 | [Redact] | Non QM | Yes | No | $18,105.00 | $23,203.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.551% | 32.551% | 32.551% | [Redact] | 752 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - Year Not Available [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - Year Not Available |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $18,105.00 | [Redact] | $347,000.00 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.600% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.63 | Yes | No | [Redact] | $0.00 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364622 | [Redact] | Non QM | Yes | No | $12,000.00 | $6,722.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.851% | 44.851% | 44.851% | [Redact] | 802 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,000.00 | [Redact] | $4,675.00 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 24.360% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.49 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364614 | [Redact] | Non QM | Yes | No | $16,065.00 | $18,234.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.439% | 49.439% | 49.439% | [Redact] | 722 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 1 | 0 | 0 | [Redact] | $16,065.00 | [Redact] | $0.00 | None | No | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | No | 29 | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.07 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364609 | [Redact] | Non QM | Yes | No | $7,395.00 | $8,408.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 20.486% | 20.486% | 20.486% | [Redact] | 800 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 75.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - Year Not Available |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $7,395.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364603 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364616 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 31.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 8.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364615 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.02 | 0.5 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364637 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.53 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364630 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 63.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364611 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 711 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | [Redact] | 50.830% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 11.26 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364604 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 698 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364629 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.66 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 63.71 | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364626 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | [Redact] | 45.360% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.59 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364623 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.32 | 0.43 | [Redact] | [Redact] | 39.690% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.22 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | None | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364607 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 651 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 70.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364606 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 34.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364617 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 47.530% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Trust | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 38.29 | Yes | [Redact] | 10 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10364638 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 55.2 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10451242 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 312.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358786 | [Redact] | N/A | No | No | $8,320.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,320.00 | [Redact] | $5,000.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 10.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 18.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358803 | [Redact] | N/A | No | No | $7,488.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,488.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358799 | [Redact] | N/A | No | No | $3,719.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,719.25 | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 50.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | AH | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358831 | [Redact] | N/A | No | No | $17,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.83 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358797 | [Redact] | N/A | No | No | $15,765.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,765.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.78 | [Redact] | [Redact] | 44.160% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358815 | [Redact] | N/A | No | No | $23,280.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $23,280.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.59 | [Redact] | $0.00 | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 49.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358787 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.58 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 345.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358818 | [Redact] | N/A | No | No | $3,363.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,363.00 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | [Redact] | 53.870% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.5 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358800 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 725 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $1,500.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.68 | [Redact] | [Redact] | 20.820% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | VantageScore 2.0 | 28.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358784 | [Redact] | N/A | No | No | $4,427.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 685 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,427.50 | [Redact] | $0.00 | 2.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.96 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358777 | [Redact] | N/A | No | No | $3,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,300.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.71 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358798 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 587.85 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358774 | [Redact] | N/A | No | No | $6,187.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,187.50 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 128.65 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358794 | [Redact] | N/A | No | No | $7,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 58.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358780 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 4.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358789 | [Redact] | N/A | No | No | $22,950.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,950.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 48.530% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358782 | [Redact] | N/A | No | No | $3,726.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,726.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 48.23 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358801 | [Redact] | N/A | No | No | $6,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,000.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.82 | 0.55 | [Redact] | [Redact] | 64.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.78 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358822 | [Redact] | N/A | No | No | $5,330.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 820 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,330.00 | [Redact] | $2,859.25 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 40.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 62.44 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358817 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 696 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.29 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358812 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.94 | 0.51 | [Redact] | [Redact] | 98.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 114.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358826 | [Redact] | N/A | No | No | $5,280.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,280.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.22 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358813 | [Redact] | N/A | No | No | $16,368.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,368.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | 31.120% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.48 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358806 | [Redact] | N/A | No | No | $2,753.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,753.43 | [Redact] | $2,670.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.71 | [Redact] | [Redact] | 14.240% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.91 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358810 | [Redact] | N/A | No | No | $10,764.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,764.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 146.31 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358816 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 131.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358842 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 774 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | [Redact] | 41.910% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 20.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358843 | [Redact] | N/A | No | No | $13,350.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $13,350.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.85 | 0.54 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 240 | AO | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358805 | [Redact] | N/A | No | No | $10,290.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,290.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | [Redact] | 65.740% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.98 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358820 | [Redact] | N/A | No | No | $18,691.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,691.20 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | 12.430% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.95 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358814 | [Redact] | N/A | No | No | $7,680.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,680.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.37 | 0.42 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 18.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358808 | [Redact] | N/A | No | No | $18,570.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,570.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | [Redact] | 19.450% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 21.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358841 | [Redact] | N/A | No | No | $18,232.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,232.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358807 | [Redact] | N/A | No | No | $2,753.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,753.43 | [Redact] | $3,500.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | [Redact] | 14.620% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.87 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358830 | [Redact] | N/A | No | No | $12,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,375.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 23.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358802 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $2,500.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 134.74 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358829 | [Redact] | N/A | No | No | $14,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,600.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.76 | 0.57 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 76.06 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 240 | AO | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358823 | [Redact] | N/A | No | No | $24,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | 45.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.29 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358819 | [Redact] | N/A | No | No | $64,897.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $64,897.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 22.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358835 | [Redact] | N/A | No | No | $6,528.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,528.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 90.060% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 97.02 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358833 | [Redact] | N/A | No | No | $6,528.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,528.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 111.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358834 | [Redact] | N/A | No | No | $6,528.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,528.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 77.150% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 77.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10358832 | [Redact] | N/A | No | No | $6,528.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,528.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 111.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10452562 | [Redact] | [Redact] | N/A | No | No | $3,900.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,900.00 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 48.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10424012 | [Redact] | Exempt from ATR | No | No | $63,965.00 | $27,902.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Self-Employed | 9.49 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.129% | 2.129% | 2.129% | [Redact] | 772 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | Level 3-Stated/Verified as defined | No | Yes | 12 | Business | 100.000% | 49.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 49.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2016 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2016 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $63,965.00 | [Redact] | $0.00 | 2.5 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 71.680% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 85.66 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10424011 | [Redact] | Non QM | Yes | No | $9,335.00 | $10,700.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.672% | 28.672% | 28.672% | [Redact] | 727 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,335.00 | [Redact] | $7,647.68 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 8.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10424013 | [Redact] | Exempt from ATR | No | No | $28,919.00 | $24,690.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.936% | 43.936% | 43.936% | [Redact] | 754 | No | Yes | 12 | Business | 10.000% | 100.000% | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $28,919.00 | [Redact] | $10,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 48.630% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 39.36 | No | No | [Redact] | $0.00 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10452836 | [Redact] | [Redact] | N/A | No | No | $5,093.10 | $5,715.18 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,093.10 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.06 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10452837 | [Redact] | [Redact] | N/A | No | No | $16,493.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 815 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,493.75 | [Redact] | $52,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.81 | 1.24 | [Redact] | [Redact] | 17.830% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10423987 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 49.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453306 | [Redact] | [Redact] | N/A | No | No | $8,235.00 | $5,761.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,235.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 92.93 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453347 | [Redact] | [Redact] | N/A | No | No | $4,488.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,488.75 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 142.77 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10454167 | [Redact] | [Redact] | N/A | No | No | $3,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,250.00 | [Redact] | $0.00 | 1.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.82 | [Redact] | [Redact] | 43.770% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 25.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10455458 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 87.47 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365496 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399590 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 99.41 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399649 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10456014 | [Redact] | [Redact] | N/A | No | No | $10,005.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $10,005.00 | [Redact] | $5,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 199.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10457785 | [Redact] | [Redact] | N/A | No | No | $31,426.25 | $9,788.44 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $31,426.25 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.24 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10458114 | [Redact] | [Redact] | N/A | No | No | $7,080.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,080.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | 240 | [Redact] | [Redact] | 30.800% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10424031 | [Redact] | Non QM | Yes | No | $11,966.37 | $6,168.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 8.918% | 8.918% | 8.918% | [Redact] | 761 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $11,966.37 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 7.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10424010 | [Redact] | Non QM | Yes | No | $16,459.72 | $4,541.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.927% | 44.927% | 44.927% | [Redact] | 759 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 0.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $16,459.72 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 13.490% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 3.83 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10458834 | [Redact] | [Redact] | N/A | No | No | $6,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,400.00 | [Redact] | $11,500.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | [Redact] | 67.410% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 71.75 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10460293 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.98 | 1.02 | [Redact] | [Redact] | 75.620% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 56.07 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10393855 | [Redact] | Non QM | Yes | No | $1,745.00 | $4,666.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.548% | 16.548% | 16.548% | [Redact] | 676 | No | Yes | 12 | Business | 100.000% | 70.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 70.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,745.00 | [Redact] | $0.00 | 1.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.64 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10265102 | [Redact] | N/A | No | No | $4,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,600.00 | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.83 | 0.55 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10357738 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.9 | 1.11 | [Redact] | [Redact] | 81.090% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 75.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 9 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10385014 | [Redact] | N/A | No | No | $32,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $32,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 109.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10383482 | [Redact] | N/A | No | No | $14,800.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,800.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 27.13 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10384664 | [Redact] | N/A | No | No | $12,740.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,740.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 98.12 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10462039 | [Redact] | [Redact] | N/A | No | No | $5,267.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,267.50 | [Redact] | $2,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 80.330% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 68.58 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10462037 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 663 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10463869 | [Redact] | [Redact] | N/A | No | No | $8,525.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,525.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 16.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10463870 | [Redact] | [Redact] | N/A | No | No | $6,566.70 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 712 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,566.70 | [Redact] | $0.00 | 1.9 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 69.52 | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | A | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408886 | [Redact] | Non QM | Yes | No | $21,746.00 | $14,012.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.246% | 35.246% | 35.246% | [Redact] | 780 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $21,746.00 | [Redact] | $400.00 | 2.6 | None | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 2 | 12.00 | No | [Redact] | [Redact] | 37.870% | Yes | 27 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.38 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408934 | [Redact] | Non QM | Yes | No | $3,951.25 | $5,331.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.582% | 10.981% | 12.582% | [Redact] | 777 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2014 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,951.25 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 9.06 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408899 | [Redact] | N/A | No | No | $14,560.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,560.00 | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.42 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408910 | [Redact] | N/A | No | No | $14,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 124.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408911 | [Redact] | N/A | No | No | $19,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 812 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $19,200.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408926 | [Redact] | N/A | No | No | $17,316.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,316.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408882 | [Redact] | N/A | No | No | $26,376.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $26,376.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.72 | [Redact] | [Redact] | 50.630% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408896 | [Redact] | N/A | No | No | $14,928.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,928.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.1 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408900 | [Redact] | N/A | No | No | $15,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 127.06 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408952 | [Redact] | N/A | No | No | $27,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $27,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.86 | 0.54 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 65.46 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408943 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408929 | [Redact] | N/A | No | No | $11,880.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,880.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | [Redact] | 49.340% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.27 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408951 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 19.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408885 | [Redact] | N/A | No | No | $2,808.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,808.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 41.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408912 | [Redact] | N/A | No | No | $18,056.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $18,056.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 60.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408922 | [Redact] | N/A | No | No | $20,592.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,592.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | 25.280% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.25 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408891 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 88.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408936 | [Redact] | N/A | No | No | $7,446.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,446.40 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 93.94 | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408927 | [Redact] | N/A | No | No | $15,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 733 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,700.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.22 | 0.45 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408931 | [Redact] | N/A | No | No | $6,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,375.00 | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.44 | 0.69 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 20.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408924 | [Redact] | N/A | No | No | $17,280.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,280.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 21.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408923 | [Redact] | N/A | No | No | $14,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 814 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.72 | [Redact] | [Redact] | 55.540% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.14 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408925 | [Redact] | N/A | No | No | $24,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.74 | 0.58 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.74 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408930 | [Redact] | N/A | No | No | $17,472.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $17,472.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | 47.590% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 19.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408889 | [Redact] | N/A | No | No | $2,970.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 761 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,970.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.82 | 0.55 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 121.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408928 | [Redact] | N/A | No | No | $9,792.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,792.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 7.16 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408948 | [Redact] | N/A | No | No | $14,025.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 741 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,025.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 111.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408940 | [Redact] | N/A | No | No | $22,050.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $22,050.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 129.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410583 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | $2,095.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.878% | 26.878% | 26.878% | [Redact] | 774 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $25,000.00 | 2.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 32.550% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.5 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410584 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,556.28 | $13,262.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.150% | 47.150% | 47.150% | [Redact] | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,556.28 | [Redact] | $25,000.00 | 1.9 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.610% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.94 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410585 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,900.77 | $4,816.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.377% | 47.377% | 47.377% | [Redact] | 770 | No | No | [Borrower - | Primary Income - Wages]; Account Statements - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,900.77 | [Redact] | $15,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 33.620% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 26.76 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410586 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $28,737.50 | $31,207.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.379% | 32.379% | 32.379% | [Redact] | 749 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Borrower Intent to Return to Work Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $28,737.50 | [Redact] | $0.00 | 1.7 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 39.380% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.7 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410587 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $16,095.60 | $18,780.23 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.392% | 42.392% | 42.392% | [Redact] | 747 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 4506-C - 2022 [Borrower]; Transcripts (1040) - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2022 [Coborrower]; Transcripts (1040) - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $16,095.60 | [Redact] | $0.00 | 1.8 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.740% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.79 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410588 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $23,073.13 | $30,808.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.318% | 36.318% | 36.318% | [Redact] | 792 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; Year End Summary - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $23,073.13 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.670% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.25 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410589 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.972% | 46.972% | 46.972% | [Redact] | 748 | No | No | [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2026 [Borrower - | Primary Income - C-Corp]; 1120 - 2025 [Borrower - | Primary Income - C-Corp]; W-2 - 2025 [Borrower - | Primary Income - C-Corp]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | [Redact] | $69,712.36 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 33.010% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 32.95 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410590 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $21,940.00 | $24,604.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.554% | 34.554% | 34.554% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $21,940.00 | [Redact] | $0.00 | 4.5 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 46.650% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 34.22 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410591 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $23,250.72 | $24,997.62 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.242% | 32.242% | 32.242% | [Redact] | 773 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $23,250.72 | [Redact] | $0.00 | 3.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 42.330% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.95 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410592 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $11,630.66 | $12,707.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.782% | 39.782% | 39.782% | [Redact] | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $11,630.66 | [Redact] | $5,400.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 12.440% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.15 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410593 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,531.25 | $7,081.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.400% | 45.400% | 45.400% | [Redact] | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,531.25 | [Redact] | $0.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 2 | 3 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 37.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 32.31 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410594 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $12,000.00 | $13,736.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.368% | 49.368% | 49.368% | [Redact] | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $12,000.00 | [Redact] | $59,111.06 | 3.1 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.460% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.8 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410595 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $23,959.68 | $27,967.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.595% | 44.595% | 44.595% | [Redact] | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $23,959.68 | [Redact] | $0.00 | 2.0 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 20.120% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.46 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410597 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $18,221.05 | $21,978.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.753% | 39.753% | 39.753% | [Redact] | 742 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $18,221.05 | [Redact] | $6,000.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 26.880% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 36.56 | Retail | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410598 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $12,924.14 | $13,217.06 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.138% | 35.138% | 35.138% | [Redact] | 795 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $12,924.14 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 2 | 0 | 3 | 3 | No | Yes | FNMA (June 2020) | Yes | [Redact] | [Redact] | 33.480% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 24 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410599 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25,551.66 | $31,614.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.349% | 18.349% | 18.349% | [Redact] | 769 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25,551.66 | [Redact] | $0.00 | 999.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 76.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 79.09 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410600 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,311.25 | $25,388.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.122% | 36.122% | 36.122% | [Redact] | 790 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $19,311.25 | [Redact] | $0.00 | 5.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 30.950% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 21.68 | Retail | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410601 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,780.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.207% | 47.207% | 47.207% | [Redact] | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - K-1 (< 25%)]; K-1 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $19,780.00 | [Redact] | $20,000.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 40.890% | No | 5 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 40.32 | Yes | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | B | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410602 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $7,641.50 | $14,877.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.996% | 28.996% | 28.996% | [Redact] | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $7,641.50 | [Redact] | $0.00 | 1.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 255.37 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410603 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $20,371.52 | $20,508.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.854% | 43.854% | 43.854% | [Redact] | 769 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Farming]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2024 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $20,371.52 | [Redact] | $0.00 | 2.4 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 19.940% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.56 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410604 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.266% | 44.266% | 44.266% | [Redact] | 799 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $35,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 98.430% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 121.07 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410605 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $605.00 | $2,395.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.732% | 48.732% | 48.732% | [Redact] | 789 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $605.00 | [Redact] | $30,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 30.930% | No | 29 | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 21.18 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410606 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,268.27 | $3,768.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.019% | 41.019% | 41.019% | [Redact] | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $1,268.27 | [Redact] | $12,500.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 71.430% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 86.45 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410607 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $15,000.00 | $15,366.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.625% | 42.625% | 42.625% | [Redact] | 756 | No | No | [Borrower - | Primary Income - Projected Income]; Employer Letter - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Tax Return Extension - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $15,000.00 | [Redact] | $0.00 | 2.7 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 32.660% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 21.5 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410608 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $18,706.30 | $16,152.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.666% | 35.666% | 35.666% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $18,706.30 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 36.620% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 33.29 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410609 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $33,210.80 | $16,041.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.309% | 49.309% | 49.309% | [Redact] | 774 | No | No | [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Vesting Schedule - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $33,210.80 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 29.000% | No | 30 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.82 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410611 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $16,511.25 | $17,963.71 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.781% | 33.781% | 33.781% | [Redact] | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $16,511.25 | [Redact] | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 31.430% | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.07 | No | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410612 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $16,399.94 | $18,087.13 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.303% | 37.303% | 37.303% | [Redact] | 783 | No | No | [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $16,399.94 | [Redact] | $1,500.00 | 3.8 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.690% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.93 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410614 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $29,403.00 | $22,025.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.448% | 42.448% | 42.448% | [Redact] | 786 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $29,403.00 | [Redact] | $4,500.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 26.990% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.1 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410615 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,685.00 | $1,801.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.616% | 46.616% | 46.616% | [Redact] | 763 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $19,685.00 | [Redact] | $30,000.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 29.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.45 | No | No | [Redact] | [Redact] | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410616 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,463.75 | $4,902.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.914% | 25.914% | 25.914% | [Redact] | 763 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,463.75 | [Redact] | $5,000.00 | 3.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 20.570% | No | 30 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 22.49 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410617 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,428.13 | $9,458.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.775% | 30.775% | 30.775% | [Redact] | 778 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $8,428.13 | [Redact] | $500.00 | 2.7 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 35.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 37.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410618 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $30,967.32 | $19,639.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.568% | 37.568% | 37.568% | [Redact] | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $30,967.32 | [Redact] | $7,100.00 | 2.1 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 22.090% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.45 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410619 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $195.00 | $2,422.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.599% | 38.599% | 38.599% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $195.00 | [Redact] | $50,000.00 | 4.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.940% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.84 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410620 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $13,685.80 | $22,730.33 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.268% | 35.268% | 35.268% | [Redact] | 799 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $13,685.80 | [Redact] | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.340% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 18.41 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410621 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $11,057.50 | $18,893.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.947% | 49.947% | 49.947% | [Redact] | 744 | No | No | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Non-Primary Income - Trust Income]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Trust Income]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Trust Income]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Trust Income]; Trust Agreement - 2014 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $11,057.50 | [Redact] | $0.00 | 1.9 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.010% | No | 5 | 29 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.22 | Retail | No | No | [Redact] | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410627 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,853.55 | $18,353.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.608% | 32.608% | 32.608% | [Redact] | 776 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $19,853.55 | [Redact] | $1,500.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.490% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 33.05 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410596 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,837.50 | $11,585.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.472% | 49.472% | 49.472% | [Redact] | 746 | No | No | [Borrower - | Primary Income - Projected Income]; VVOE - 2026 [Borrower - | Primary Income - Projected Income]; Employer Letter - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,837.50 | [Redact] | $0.00 | 2.8 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 3 | 3 | 0 | 3 | 0 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 31.550% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 23.43 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410613 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25,812.74 | $26,107.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.754% | 28.754% | 28.754% | [Redact] | 798 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25,812.74 | [Redact] | $3,000.00 | 3.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 20.250% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 10.36 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410622 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $32,534.94 | $11,467.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.475% | 47.475% | 47.475% | [Redact] | 744 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $32,534.94 | [Redact] | $10,000.00 | 1.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.490% | No | 30 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.57 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410623 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,921.88 | $3,734.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.008% | 25.008% | 25.008% | [Redact] | 776 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,921.88 | [Redact] | $0.00 | 3.4 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 26.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 14.45 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410624 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,725.00 | $5,296.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.309% | 24.309% | 24.309% | [Redact] | 788 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $1,725.00 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 68.280% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 85.37 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410625 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,724.48 | $5,235.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.538% | 23.538% | 23.538% | [Redact] | 780 | No | No | [Borrower - | Primary Income - Projected Income]; Employer Letter - 2026 [Borrower - | Primary Income - Projected Income]; Employment Offer - 2026 [Borrower - | Primary Income - Projected Income]; VVOE - 2026 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $4,724.48 | [Redact] | $0.00 | 3.4 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 169.31 | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410626 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,049.81 | $10,299.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.737% | 23.737% | 23.737% | [Redact] | 794 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,049.81 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 21.100% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 13.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10410610 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $16,818.10 | $18,318.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.203% | 31.203% | 31.203% | [Redact] | 782 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $16,818.10 | [Redact] | ($3,500.00) | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 41.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.87 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467794 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | [Redact] | 11.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.73 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10468132 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 769 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 2.840% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 41.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10468243 | [Redact] | [Redact] | Non QM | Yes | No | $16,273.00 | $18,451.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.565% | 33.565% | 33.565% | [Redact] | 735 | No | Yes | 36 | Business | 100.000% | 33.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 33.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $16,273.00 | [Redact] | $0.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 47.750% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 39.48 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10468240 | [Redact] | [Redact] | Non QM | Yes | No | $21,596.84 | $14,105.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.191% | 39.191% | 39.191% | [Redact] | 773 | No | No | Third Party Prepared | [Borrower - | Primary Income - P&L Statement Only]; Account Statements - Business - 2026 [Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; Account Statements - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; Other - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; Other - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | Yes | [Redact] | $21,596.84 | [Redact] | $16,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12.00 | No | [Redact] | [Redact] | 12.830% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 13.66 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10468908 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.19 | 0.84 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 119.43 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469048 | [Redact] | [Redact] | N/A | No | No | $8,316.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,316.00 | [Redact] | $0.00 | 1.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.85 | 0.54 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 235.68 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469054 | [Redact] | [Redact] | N/A | No | No | $27,187.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $27,187.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.71 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 123.8 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469062 | [Redact] | [Redact] | N/A | No | No | $11,985.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | Level 4-Stated/Verified as defined | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,985.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | 240 | [Redact] | [Redact] | 12.780% | No | Yes | Final | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.99 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469060 | [Redact] | [Redact] | N/A | No | No | $11,620.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 803 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,620.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 86.62 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469073 | [Redact] | [Redact] | N/A | No | No | $16,797.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 746 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,797.20 | [Redact] | $5,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | 240 | [Redact] | [Redact] | 25.360% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469088 | [Redact] | [Redact] | Non QM | Yes | No | $19,707.50 | $3,269.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.092% | 19.092% | 19.092% | [Redact] | 692 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $19,707.50 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | VISA | No | 13.56 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10469944 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $9,000.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 37.210% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399674 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 684 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 57.370% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 51.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399586 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 672 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 2.2 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 80.73 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399721 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 668 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399907 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 753 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | [Redact] | 29.210% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 82.47 | No | $0.00 | $0.00 | Yes | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10400001 | [Redact] | Non QM | Yes | No | $13,186.86 | $15,644.86 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 37.838% | 37.838% | 37.838% | [Redact] | 743 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $13,186.86 | [Redact] | $10,000.00 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 20.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 3.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464902 | [Redact] | Non QM | Yes | No | $24,283.75 | $37,328.22 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.092% | 24.092% | 24.092% | [Redact] | 700 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $24,283.75 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 3.440% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 6.64 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464918 | [Redact] | Non QM | Yes | No | $2,763.72 | $5,296.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.549% | 26.549% | 26.549% | [Redact] | 749 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $2,763.72 | [Redact] | $17,900.00 | 4.0 | LP / LPA | Accept/Eligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 16.240% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.2 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464919 | [Redact] | Non QM | Yes | No | $15,165.00 | $12,551.13 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.868% | 43.868% | 43.868% | [Redact] | 783 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2001 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,165.00 | [Redact] | $7,500.00 | 2.6 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 144.23 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464913 | [Redact] | Non QM | Yes | No | $15,225.00 | $22,471.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.039% | 34.039% | 34.039% | [Redact] | 804 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $15,225.00 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 34.760% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.12 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464944 | [Redact] | Non QM | Yes | No | $9,260.00 | $10,763.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.240% | 30.240% | 30.240% | [Redact] | 788 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $9,260.00 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 353.64 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464921 | [Redact] | Non QM | Yes | No | $12,765.00 | $7,155.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.209% | 34.209% | 34.209% | [Redact] | 745 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,765.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 45.960% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 31.94 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464931 | [Redact] | Non QM | Yes | No | $6,365.00 | $8,059.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.199% | 40.199% | 40.199% | [Redact] | 728 | No | Yes | 12 | Business | 23.000% | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $6,365.00 | [Redact] | $20,000.00 | 1.0 | None | N/A | No | [Redact] | 1 | 1 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 19.620% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 6.35 | Yes | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464861 | [Redact] | Non QM | Yes | No | $15,257.72 | $11,254.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.987% | 40.987% | 40.987% | [Redact] | 689 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,257.72 | [Redact] | $15,000.00 | 2.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 24.720% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 3.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464877 | [Redact] | Non QM | Yes | No | $9,460.00 | $13,247.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.986% | 32.986% | 32.986% | [Redact] | 766 | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2022 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,460.00 | [Redact] | $15,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 70.450% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 67.41 | Yes | No | [Redact] | $0.00 | No | No | No | No | 5 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464873 | [Redact] | Non QM | Yes | No | $5,600.52 | $10,533.44 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.920% | 42.920% | 42.920% | [Redact] | 704 | No | Yes | 12 | Business | 100.000% | 99.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 99.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,600.52 | [Redact] | $80,086.78 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.89 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464896 | [Redact] | Non QM | Yes | No | $15,340.00 | $9,962.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.661% | 36.661% | 36.661% | [Redact] | 769 | Yes | No | [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Primary Income - Trust Income]; Account Statements - 2026 [Borrower - | Primary Income - Trust Income]; Trust Agreement - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $15,340.00 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 439.18 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464905 | [Redact] | Non QM | Yes | No | $10,647.25 | $12,841.35 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.990% | 27.990% | 27.990% | [Redact] | 770 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,647.25 | [Redact] | $6,500.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 16.620% | No | 31 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.09 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464908 | [Redact] | Non QM | Yes | No | $16,865.00 | $11,429.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 21.639% | 21.639% | 21.639% | [Redact] | 729 | No | Yes | 12 | Business | 61.000% | 100.000% | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2008 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2008 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2008 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $16,865.00 | [Redact] | $15,000.00 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 24.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.69 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464942 | [Redact] | Non QM | Yes | No | $14,158.61 | $6,624.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.979% | 38.979% | 38.979% | [Redact] | 759 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $14,158.61 | [Redact] | $3,000.00 | 1.5 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 179.3 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464914 | [Redact] | Non QM | Yes | No | $21,275.56 | $29,609.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.362% | 42.362% | 42.362% | [Redact] | 706 | No | Yes | 36 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $21,275.56 | [Redact] | $0.00 | 3.4 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 29.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.75 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464943 | [Redact] | Non QM | Yes | No | $12,980.44 | $23,554.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.460% | 32.460% | 32.460% | [Redact] | 810 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,980.44 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 137.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464915 | [Redact] | Non QM | Yes | No | $15,865.00 | $20,203.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.777% | 14.777% | 14.777% | [Redact] | 780 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,865.00 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 43.200% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 59.57 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464946 | [Redact] | Non QM | Yes | No | $5,615.00 | $11,483.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.647% | 19.647% | 19.647% | [Redact] | 807 | No | No | [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Paystubs - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $5,615.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 339.16 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464923 | [Redact] | Non QM | Yes | No | $22,965.00 | $27,914.64 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.865% | 37.865% | 37.865% | [Redact] | 777 | No | No | [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2026 | [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $22,965.00 | [Redact] | $0.00 | 2.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 129.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464932 | [Redact] | Non QM | Yes | No | $15,141.00 | $24,947.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.561% | 42.561% | 42.561% | [Redact] | 709 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $15,141.00 | [Redact] | $22,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 56.240% | No | 31 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 61.18 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464927 | [Redact] | Non QM | Yes | No | $32,465.00 | $15,950.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Non-Employment Income | Non-Permanent Resident Alien | Non-Permanent Resident Alien | [Redact] | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.144% | 47.144% | 47.144% | [Redact] | 770 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - IRA Distribution]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $32,465.00 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | FICO II | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Passport | Passport | No | 6.9 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464940 | [Redact] | N/A | No | No | $8,618.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 727 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,618.40 | [Redact] | $5,000.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | 28.180% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464945 | [Redact] | N/A | No | No | $9,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,375.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 110.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464912 | [Redact] | N/A | No | No | $15,778.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,778.12 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | 240 | [Redact] | [Redact] | 37.480% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.54 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464892 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | [Redact] | 39.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.97 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464869 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 99.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464880 | [Redact] | N/A | No | No | $16,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,500.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 61.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 42.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | AH | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464890 | [Redact] | N/A | No | No | $13,125.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 819 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $13,125.00 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.86 | [Redact] | [Redact] | 64.830% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 69.64 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464901 | [Redact] | N/A | No | No | $7,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $7,750.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 5.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464937 | [Redact] | N/A | No | No | $11,192.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,192.50 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 275.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464898 | [Redact] | N/A | No | No | $70,312.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $70,312.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 35.01 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464885 | [Redact] | N/A | No | No | $4,505.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 765 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,505.00 | [Redact] | $0.00 | 2.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 133.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 6 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464910 | [Redact] | N/A | No | No | $11,825.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 726 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,825.00 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464891 | [Redact] | N/A | No | No | $24,646.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,646.87 | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | 360 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 154.32 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 9 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464895 | [Redact] | N/A | No | No | $12,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464941 | [Redact] | N/A | No | No | $16,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $16,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO 9 | No | 122.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464935 | [Redact] | N/A | No | No | $5,565.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 771 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,565.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.67 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453924 | [Redact] | Non QM | Yes | No | $2,265.00 | $6,017.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 22.917% | 22.917% | 22.917% | [Redact] | 803 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,265.00 | [Redact] | $5,000.00 | 1.2 | None | Yes | No | [Redact] | 0 | 0 | 0 | 4 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 10.800% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Employment Authorization | 38.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453955 | [Redact] | N/A | No | No | $2,991.25 | $9,141.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.301% | 42.301% | 42.301% | [Redact] | 776 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,991.25 | [Redact] | $2,000.00 | 1.0 | None | Yes | No | [Redact] | 2 | 3 | 1 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 81.190% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 70.57 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453940 | [Redact] | Non QM | Yes | No | $1,349.00 | $2,770.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.450% | 31.450% | 31.450% | [Redact] | 781 | No | No | [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,349.00 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 3 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 143.4 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453948 | [Redact] | Non QM | Yes | No | $8,245.00 | $13,475.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.475% | 15.475% | 15.475% | [Redact] | 754 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,245.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 932.77 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453930 | [Redact] | Non QM | Yes | No | $2,695.00 | $3,870.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.519% | 45.519% | 45.519% | [Redact] | 815 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,695.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 1 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | 74.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.23 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453959 | [Redact] | Non QM | Yes | No | $80.00 | $3,240.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.083% | 47.083% | 47.083% | [Redact] | 757 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $80.00 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 0 | 1 | 1 | 0 | 3 | 1 | No | [Redact] | [Redact] | 3.940% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 22.05 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453909 | [Redact] | Non QM | Yes | No | $2,385.00 | $3,436.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.124% | 24.124% | 24.124% | [Redact] | 811 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,385.00 | [Redact] | $0.00 | 3.1 | None | No | No | [Redact] | 2 | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 58.150% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 50.41 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453956 | [Redact] | Non QM | Yes | No | $4,610.13 | $7,861.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.849% | 49.849% | 49.849% | [Redact] | 804 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2010 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2010 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,610.13 | [Redact] | $15,769.32 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 145.99 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453957 | [Redact] | Non QM | Yes | No | $2,370.00 | $8,058.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.215% | 0.215% | 0.215% | [Redact] | 795 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,370.00 | [Redact] | $0.00 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 38.640% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.14 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453934 | [Redact] | N/A | No | No | $2,465.00 | $7,158.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.793% | 44.793% | 44.793% | [Redact] | 764 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $2,465.00 | [Redact] | $0.00 | 2.2 | None | No | No | [Redact] | 3 | 2 | 0 | 3 | 1 | 0.00 | No | 60 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 256.54 | No | No | $0.00 | $0.00 | No | No | No | No | 9 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453936 | [Redact] | Non QM | Yes | No | $14,805.00 | $20,112.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 38.236% | 35.645% | 38.236% | [Redact] | 777 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | Yes | [Redact] | $14,805.00 | [Redact] | $0.00 | None | No | No | [Redact] | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 360 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 39.11 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453925 | [Redact] | N/A | No | Yes | $12,746.04 | $15,274.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.694% | 24.694% | 24.694% | [Redact] | 774 | No | No | [Coborrower(s) - | Primary Income - Interest / Dividends]; Other - 2026 [Coborrower(s) - | Primary Income - Interest / Dividends]; Other - 2026 [Coborrower(s) - | Primary Income - Interest / Dividends]; Other - 2026 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $12,746.04 | [Redact] | $0.00 | 4.5 | DU | ApproveEligible | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5092.42 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453958 | [Redact] | N/A | No | No | $10,070.00 | $4,308.76 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.611% | 33.611% | 33.611% | [Redact] | 785 | No | Yes | 24 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 24]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 24]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $10,070.00 | [Redact] | $0.00 | None | Yes | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 129.85 | No | No | $0.00 | $0.00 | No | No | No | No | 11 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453944 | [Redact] | N/A | No | No | $0.00 | $1,123.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.260% | 43.260% | 43.260% | [Redact] | 794 | No | Yes | 72 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2022 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2025 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 56.32 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453961 | [Redact] | Non QM | Yes | No | $3,422.61 | $10,170.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.146% | 45.146% | 45.146% | [Redact] | 775 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,422.61 | [Redact] | $0.00 | 3.9 | None | No | No | [Redact] | 2 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 55.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 56.88 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453912 | [Redact] | Non QM | Yes | No | $1,640.00 | $6,655.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.325% | 43.325% | 43.325% | [Redact] | 801 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Other - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; D1C Income Verification Report - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 2 | 1 | 2 | 0 | 3 | 3 | 0.00 | No | [Redact] | [Redact] | 32.040% | No | 7 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 26.95 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453921 | [Redact] | Exempt from ATR | Non QM | Yes | Yes | No | $5,927.75 | $5,860.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.210% | 47.210% | 47.210% | [Redact] | 775 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $5,927.75 | [Redact] | $1,000.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 4 | 1 | No | [Redact] | [Redact] | 58.730% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.24 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453915 | [Redact] | Non QM | Yes | No | $1,599.00 | $2,957.26 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 10.993% | 10.993% | 10.993% | [Redact] | 792 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,599.00 | [Redact] | $3,000.00 | 3.9 | None | Yes | No | [Redact] | 2 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 212.69 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453937 | [Redact] | Non QM | Yes | No | $9,258.96 | $2,393.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.871% | 12.871% | 12.871% | [Redact] | 737 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $9,258.96 | [Redact] | $18,000.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 10.580% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 48.27 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453919 | [Redact] | Non QM | Yes | No | $6,470.00 | $8,269.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.280% | 29.280% | 29.280% | [Redact] | 705 | Yes | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $6,470.00 | [Redact] | $0.00 | 1.4 | None | No | No | [Redact] | 2 | 0 | 1 | 0 | 4 | 2 | 0.00 | No | Other | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 166.13 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453931 | [Redact] | Non QM | Yes | No | $1,640.00 | $4,923.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.127% | 40.127% | 40.127% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 2 | 0 | 0 | 2 | 1 | 0.00 | No | [Redact] | [Redact] | 10.460% | No | 28 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 55.45 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453922 | [Redact] | Non QM | Yes | No | $1,780.00 | $5,947.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | Permanent Resident Alien | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.557% | 40.557% | 40.557% | [Redact] | 764 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - No Results Returned - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,780.00 | [Redact] | $10,282.64 | 1.0 | None | Yes | No | [Redact] | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 32.180% | No | 28 | 5 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 20.02 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453949 | [Redact] | Non QM | Yes | No | $8,471.30 | $10,006.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 18.144% | 18.144% | 18.144% | [Redact] | 748 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 85.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $8,471.30 | [Redact] | $1,000.00 | 1.3 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 115.47 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453942 | [Redact] | Non QM | Yes | No | $2,465.00 | $7,644.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.808% | 49.808% | 49.808% | [Redact] | 697 | Yes | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Tax Return Extension - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | No | [Redact] | $2,465.00 | [Redact] | $15,100.00 | 1.0 | None | No | No | [Redact] | 1 | 2 | 0 | 3 | 2 | 0.00 | No | 60 | [Redact] | [Redact] | 22.940% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 30.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453908 | [Redact] | N/A | No | No | $3,364.60 | $549.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 5.4 | US Citizen | US Citizen | [Redact] | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 29.909% | 29.909% | 29.909% | [Redact] | 801 | 793 | 811 | 800 | Level 3-Stated/Partially Verified | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2023 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $3,364.60 | [Redact] | $20,000.00 | None | No | No | [Redact] | 0 | 3 | 2 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 45.210% | No | 27 | 27 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 34.77 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453943 | [Redact] | N/A | No | No | $2,348.00 | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | Not Employed | 0 | US Citizen | US Citizen | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 30.517% | 30.517% | 30.517% | [Redact] | 760 | 755 | 740 | 736 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023 |
[Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,348.00 | [Redact] | $23,879.32 | None | No | No | [Redact] | 0 | 3 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 14.410% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 362.27 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | AH | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453906 | [Redact] | Non QM | Yes | No | $7,699.00 | $11,865.81 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.509% | 40.509% | 40.509% | [Redact] | 791 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,699.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 25.410% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.22 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453960 | [Redact] | Non QM | Yes | No | $1,640.00 | $3,165.51 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.977% | 37.977% | 37.977% | [Redact] | 758 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $0.00 | 1.0 | None | No | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 28.510% | No | 2 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 14.15 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453962 | [Redact] | Non QM | Yes | No | $1,640.00 | $9,027.55 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.673% | 46.673% | 46.673% | [Redact] | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $1,640.00 | [Redact] | $232,876.52 | 3.2 | None | Yes | No | [Redact] | 2 | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 17.250% | No | 28 | Yes | Final | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | Yes | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 16.74 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453918 | [Redact] | Non QM | Yes | No | $2,270.00 | $6,532.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.849% | 32.849% | 32.849% | [Redact] | 797 | No | No | Audited | [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Paystubs - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - No Results Returned - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,270.00 | [Redact] | $0.00 | 3.8 | None | No | No | [Redact] | 2 | 0 | 1 | 0 | 3 | 1 | 16.40 | No | [Redact] | [Redact] | 97.910% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 133.72 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453920 | [Redact] | Non QM | Yes | No | $17,970.00 | $20,580.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.586% | 36.586% | 36.586% | [Redact] | 763 | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; Other - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; VVOE - 2026 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2025 [Coborrower(s) - | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $17,970.00 | [Redact] | $2,700.00 | 1.6 | None | Yes | No | [Redact] | 0 | 2 | 2 | 0 | 3 | 2 | 0.00 | No | [Redact] | [Redact] | 25.140% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.42 | No | No | [Redact] | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453910 | [Redact] | N/A | No | No | $4,580.00 | $5,632.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.573% | 38.573% | 38.573% | [Redact] | 750 | No | No | [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,580.00 | [Redact] | $15,500.00 | 1.0 | None | No | No | [Redact] | 0 | 2 | 1 | 0 | 3 | 1 | 0.00 | No | [Redact] | [Redact] | 45.600% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 59.33 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453938 | [Redact] | Non QM | Yes | No | $2,770.00 | $3,778.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.398% | 39.398% | 39.398% | [Redact] | 758 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,770.00 | [Redact] | $283,176.00 | 1.2 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 10.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453927 | [Redact] | Non QM | Yes | No | $1,950.00 | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.005% | 14.005% | 14.005% | [Redact] | 783 | No | Yes | 24 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 24]; Other - 2015 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,950.00 | [Redact] | $16,385.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 41.090% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.23 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453952 | [Redact] | Non QM | Yes | No | $20,184.92 | $2,798.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.782% | 46.782% | 46.782% | [Redact] | 759 | No | Yes | 12 | Personal | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $20,184.92 | [Redact] | $22,938.47 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 12.130% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.24 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453951 | [Redact] | N/A | No | No | $14,240.00 | $15,030.07 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.945% | 42.945% | 42.945% | [Redact] | 729 | No | No | [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2023 [Borrower - | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $14,240.00 | [Redact] | $0.00 | 1.4 | None | No | No | [Redact] | 0 | 2 | 0 | 3 | 2 | No | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 254.54 | No | No | $0.00 | $0.00 | No | No | No | No | 12 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453946 | [Redact] | Non QM | Yes | No | $1,595.00 | $7,070.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 30.290% | 30.290% | 30.290% | [Redact] | 808 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2022 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $1,595.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 499.12 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453933 | [Redact] | Non QM | Yes | No | $2,490.00 | $3,422.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.679% | 17.679% | 17.679% | [Redact] | 772 | No | No | Third Party Prepared (Unaudited) | [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | No | [Redact] | $2,490.00 | [Redact] | $0.00 | 3.6 | None | No | No | [Redact] | 3 | 2 | 0 | 4 | 1 | 17.00 | No | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 12.33 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453932 | [Redact] | Non QM | Yes | No | $4,511.73 | $5,646.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.406% | 48.406% | 48.406% | [Redact] | 785 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2009 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2025 [Borrower - | Non-Primary Income - Pension]; 1099-R - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $4,511.73 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 223.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453916 | [Redact] | Non QM | Yes | No | $750.00 | $1,829.65 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.626% | 35.626% | 35.626% | [Redact] | 794 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | No | [Redact] | $750.00 | [Redact] | $0.00 | 4.4 | None | No | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 132.77 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453923 | [Redact] | N/A | No | No | $6,262.50 | $11,489.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 37.939% | 37.939% | 37.939% | [Redact] | 778 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2022 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $6,262.50 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 61.000% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 94.38 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453963 | [Redact] | Non QM | Yes | No | $7,040.00 | $14,073.68 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.199% | 43.199% | 43.199% | [Redact] | 793 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $7,040.00 | [Redact] | $0.00 | 1.4 | None | No | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 34.510% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 15.75 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453822 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 4.6 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 259.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453808 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.94 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 696.15 | Yes | [Redact] | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453807 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 67.260% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 52.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453838 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 3.3 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453839 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 999.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.89 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 425.7 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453764 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.21 | 240 | [Redact] | [Redact] | 65.500% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 68.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453826 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 802 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 4.6 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.51 | 0.66 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 206.92 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453888 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 3.1 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | 13.550% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.78 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453809 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | 67.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 51.56 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453827 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | 240 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 209.29 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453768 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 79.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453785 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 38.83 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453766 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 36.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453767 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.1 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.01 | 0.5 | [Redact] | [Redact] | 77.660% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 48.16 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453845 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 716 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453787 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.6 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Guarantor - Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 142.73 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453873 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.66 | 0.6 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 530.5 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453859 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 109.13 | Yes | [Redact] | 90 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453858 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.92 | 1.09 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 479.59 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453790 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.93 | 1.08 | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 96.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453896 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.64 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 4.63 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453789 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.99 | 1.01 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 50.16 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453866 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 57.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 45.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453862 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 811 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.88 | 1.13 | 240 | [Redact] | [Redact] | 82.290% | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 60.67 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453852 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 734 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 4.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.67 | [Redact] | [Redact] | 30.930% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 18.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453813 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 689 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 8.460% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 6.39 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453830 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 51.260% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.65 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453792 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.7 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | 62.260% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 57.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453800 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 805 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | [Redact] | 0.550% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.13 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453773 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.91 | 0.52 | [Redact] | $0.00 | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 57.88 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453832 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.2 | [Redact] | [Redact] | 98.450% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 114.81 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453769 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.41 | 0.42 | [Redact] | [Redact] | 3.000% | No | Yes | Preliminary | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.29 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453892 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 674 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 119.79 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453853 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 72.72 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453778 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.39 | 0.72 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 115.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453865 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 718 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Corp | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 33.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453795 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.92 | [Redact] | [Redact] | 55.570% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 36.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453834 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 107.94 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453874 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 813 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.91 | 1.1 | [Redact] | [Redact] | 57.850% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 43.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453870 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 660 | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 96.9 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453847 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 671 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.34 | 0.74 | [Redact] | [Redact] | 10.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 155.81 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453844 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 676 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.7 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 135.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453802 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 93.89 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453837 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 728 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.88 | 1.14 | [Redact] | [Redact] | 35.750% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.11 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453897 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.3 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 126.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453857 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.87 | [Redact] | [Redact] | 34.760% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 12.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453793 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 816 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 4.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.88 | 1.13 | [Redact] | [Redact] | 41.020% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 4.86 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453890 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 57.01 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453855 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 1 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 104.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453797 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 104.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453833 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | 47.230% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 24.92 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453804 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 731 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.91 | 0.52 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 94.89 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453891 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 752 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.1 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | 94.150% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 94.46 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453825 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 711 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 5.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.85 | 1.17 | [Redact] | [Redact] | 26.430% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 7.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453774 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.41 | 0.71 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 229.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453810 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 725 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.54 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453901 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 778 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.6 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 26.340% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.25 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453893 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.84 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 616.33 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453771 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 694 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 3.1 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 83.53 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453875 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.5 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453770 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 725 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | [Redact] | 91.280% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 107.08 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453880 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 816 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | 39.070% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 19.9 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453816 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 240.72 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453895 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 801 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 45.91 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453803 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.1 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.8 | 1.25 | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 114.12 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453860 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 721 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 107.31 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453818 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.48 | 0.68 | [Redact] | [Redact] | 44.380% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 97.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453801 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.98 | 1.02 | [Redact] | [Redact] | 47.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.15 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453777 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 809 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.86 | 0.54 | [Redact] | [Redact] | 2.500% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 52.88 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453817 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 756 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.9 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.91 | 0.52 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.98 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453831 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.3 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.84 | 1.19 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 68.52 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453776 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.2 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.82 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.45 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453861 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 726 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | 65.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 61.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453819 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.89 | [Redact] | [Redact] | 37.040% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 11.84 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453898 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 817 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.08 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453877 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 791 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | 48.960% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 25.01 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453780 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 3.4 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | 50.660% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453842 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.8 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.88 | 1.13 | [Redact] | [Redact] | 10.230% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.04 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453836 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.8 | 0.56 | [Redact] | [Redact] | 32.500% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 480 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453881 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 655 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.92 | 0.52 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 37.85 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453779 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.43 | 0.7 | [Redact] | $0.00 | 0.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 173.47 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453781 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.54 | 0.39 | [Redact] | [Redact] | 95.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.58 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453805 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 211.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453856 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 686 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 73.79 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453791 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 748 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.99 | 1.01 | [Redact] | [Redact] | 41.110% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 19.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453775 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 796 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.83 | 0.55 | [Redact] | [Redact] | 46.280% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 15.55 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453883 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 748 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 66.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 73.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453889 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 3.4 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 19.39 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453763 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.9 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 27.19 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453849 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 702 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | [Redact] | 58.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 42.91 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453863 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 773 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.63 | [Redact] | [Redact] | 96.610% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 119.18 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453806 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.6 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.82 | 1.22 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 266.43 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453885 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 807 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | [Redact] | 31.660% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 16.87 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453850 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.87 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Trustee | Individual | Trustee | No | Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 94.72 | No | $0.00 | $0.00 | No | No | No | No | 1 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453848 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 781 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.6 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 10.55 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453762 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 138.41 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453884 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 793 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.13 | 0.88 | [Redact] | [Redact] | 54.970% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.82 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453820 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.1 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.96 | [Redact] | [Redact] | 44.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 27.62 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453917 | [Redact] | Non QM | Yes | No | $6,606.00 | $8,259.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 20.945% | 20.945% | 20.945% | [Redact] | 786 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2023 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2025 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $6,606.00 | [Redact] | $0.00 | 999.0 | None | N/A | No | [Redact] | 2 | 1 | 0 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | 99.120% | No | 27 | 11 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 79.02 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 180 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453947 | [Redact] | Non QM | Yes | No | $9,433.22 | $15,596.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.739% | 35.739% | 35.739% | [Redact] | 759 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2008 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2008 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,433.22 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 6.52 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453928 | [Redact] | Non QM | Yes | No | $2,606.68 | $3,191.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.558% | 43.558% | 43.558% | [Redact] | 774 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2023 |
[Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $2,606.68 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 2 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.9 | Retail | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453954 | [Redact] | Non QM | Yes | No | $1,740.00 | $2,684.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.941% | 42.941% | 42.941% | [Redact] | 689 | No | Yes | 12 | Personal | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $1,740.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 49.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 6.89 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453939 | [Redact] | Non QM | Yes | No | $2,385.22 | $4,128.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.121% | 36.914% | 49.121% | [Redact] | 784 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $2,385.22 | [Redact] | $0.00 | 2.6 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | 100.000% | No | 1 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 309.65 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453950 | [Redact] | Exempt from ATR | Exempt from ATR | Yes | No | No | $19,465.00 | $9,431.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.541% | 47.541% | 47.541% | [Redact] | 764 | No | No | [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $19,465.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 1 | 1 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.46 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453941 | [Redact] | Exempt from ATR | No | No | $1,720.00 | $7,922.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 29.283% | 29.306% | 29.283% | [Redact] | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; WVOE - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $1,720.00 | [Redact] | $0.00 | 3.0 | None | N/A | No | [Redact] | 1 | 0 | 0 | 3 | 0 | 0.00 | No | 240 | [Redact] | [Redact] | No | 27 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | Yes | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 40.87 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453913 | [Redact] | Non QM | Yes | No | $29,389.01 | $12,449.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.172% | 49.172% | 49.172% | [Redact] | 730 | No | Yes | 12 | Business | 77.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 10.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; WVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2024 [Borrower - | Non-Primary Income - Wages]; W-2 Transcript - 2023 |
[Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $29,389.01 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 3 | 0 | 0 | 2 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | 28 | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 17.82 | Broker | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453926 | [Redact] | Non QM | Yes | No | $8,295.00 | $6,155.08 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.148% | 28.148% | 28.148% | [Redact] | 783 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 15.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,295.00 | [Redact] | $366,000.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 4 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.190% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 20.95 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453914 | [Redact] | Non QM | Yes | No | $3,152.50 | $4,340.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.536% | 31.558% | 33.536% | [Redact] | 797 | No | No | [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Pension]; 1099-R - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; Balance Sheet - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2025 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $3,152.50 | [Redact] | $0.00 | 3.8 | None | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | 360 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 85.84 | Retail | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453823 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 168.26 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 7 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453783 | [Redact] | N/A | No | No | $9,996.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 670 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,996.00 | [Redact] | $7,140.00 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.05 | 0.95 | [Redact] | [Redact] | 51.070% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 29.63 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453812 | [Redact] | N/A | No | No | $1,932.50 | $2,538.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $1,932.50 | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.89 | 0.53 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 93.29 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453828 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 806 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $3,400.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.14 | 0.88 | [Redact] | [Redact] | 55.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 49.42 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453788 | [Redact] | N/A | No | No | $5,370.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 785 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $5,370.00 | [Redact] | $0.00 | 4.4 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 28.44 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | B | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453867 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 779 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.72 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Yes | 65.06 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453843 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $4,000.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | [Redact] | 42.730% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 17.12 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10453871 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 98.51 | Broker | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 4 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10160356 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 679 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 72.78 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10366608 | [Redact] | N/A | No | No | $11,700.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 671 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $11,700.00 | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.21 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464875 | [Redact] | Exempt from ATR | No | No | $20,485.12 | $11,255.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Employed | Employed | 0.13 | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 21.241% | 21.241% | 21.241% | [Redact] | 750 | Level 4-Stated/Verified as defined | Level 5-Stated/Verified as defined | Level 3-Stated/Verified as defined | No | No | [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; W-2 Transcript - 2024 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $20,485.12 | [Redact] | $0.00 | 1.5 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 0 | 0 | 0.00 | No | [Redact] | [Redact] | 28.560% | No | 31 | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 7.92 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464930 | [Redact] | Non QM | Yes | No | $14,282.14 | $17,462.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.851% | 40.851% | 40.851% | [Redact] | 764 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 43.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $14,282.14 | [Redact] | $0.00 | 3.4 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 3.79 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464911 | [Redact] | Non QM | Yes | No | $20,540.00 | $23,235.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.342% | 26.342% | 26.342% | [Redact] | 748 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2024 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $20,540.00 | [Redact] | $0.00 | 3.3 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 8.24 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464871 | [Redact] | N/A | No | No | $10,750.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 645 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,750.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.1 | 0.91 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 15.28 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464922 | [Redact] | N/A | No | No | $15,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $15,375.00 | [Redact] | $0.00 | 999.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.62 | 240 | [Redact] | [Redact] | 49.500% | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 28.49 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464929 | [Redact] | N/A | No | No | $20,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 715 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $20,000.00 | [Redact] | $0.00 | 2.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 4.27 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486670 | [Redact] | [Redact] | N/A | No | No | $7,916.80 | $4,394.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,916.80 | [Redact] | $0.00 | 3.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 109.62 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486676 | [Redact] | [Redact] | Non QM | Yes | No | $5,838.52 | $4,608.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 32.704% | 32.704% | 32.704% | [Redact] | 788 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $5,838.52 | [Redact] | $0.00 | 5.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 87.68 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486677 | [Redact] | [Redact] | N/A | No | No | $9,360.75 | $3,245.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 810 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,360.75 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 105.41 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486675 | [Redact] | [Redact] | N/A | No | No | $4,633.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 719 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,633.75 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | [Redact] | 54.710% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.27 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 5 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486678 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $6,650.00 | 2.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 66.230% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 32.89 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10486674 | [Redact] | [Redact] | Non QM | Yes | No | $4,619.25 | $6,477.54 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 8.392% | 8.392% | 8.392% | [Redact] | 664 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2021 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $4,619.25 | [Redact] | $0.00 | 3.6 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 1 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 97.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 101.64 | Retail | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10488284 | [Redact] | [Redact] | N/A | No | No | $4,125.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 798 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $4,125.00 | [Redact] | $0.00 | 2.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.21 | 0.83 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 77.28 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10488285 | [Redact] | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 787 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.6 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3009.1 | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464893 | [Redact] | Non QM | Yes | No | $21,865.00 | $11,322.72 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.675% | 36.675% | 36.675% | [Redact] | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; W-2 Transcript - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $21,865.00 | [Redact] | $10,000.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 0 | 0.00 | No | [Redact] | [Redact] | 19.860% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | 3.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464899 | [Redact] | Non QM | Yes | No | $20,239.96 | $9,233.74 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.288% | 42.288% | 42.288% | [Redact] | 808 | No | Yes | 24 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2020 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 24mo Bank Statement | 0 | 0 | 0 | [Redact] | $20,239.96 | [Redact] | $14,998.98 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 24 | 0.00 | No | [Redact] | [Redact] | 68.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 63.09 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464947 | [Redact] | Non QM | Yes | No | $20,985.00 | $25,919.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.643% | 24.643% | 24.643% | [Redact] | 789 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2023 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $20,985.00 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 31.820% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 14.37 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464928 | [Redact] | N/A | No | No | $7,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 688 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,500.00 | [Redact] | $0.00 | 1.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.42 | 0.7 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 81.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464866 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 715 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | 1.1 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 37.04 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10464906 | [Redact] | N/A | No | No | $38,187.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $38,187.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.83 | 0.55 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 116 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10492526 | [Redact] | [Redact] | N/A | No | No | $8,625.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,625.00 | [Redact] | $0.00 | 4.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 39.25 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10492618 | [Redact] | [Redact] | Non QM | Yes | No | $3,859.00 | $8,097.77 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.546% | 36.546% | 36.546% | [Redact] | 698 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $3,859.00 | [Redact] | $0.00 | 3.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.620% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 33.44 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10492614 | [Redact] | [Redact] | Non QM | Yes | No | $2,595.00 | $6,048.31 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.090% | 43.090% | 43.090% | [Redact] | 801 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | No | [Redact] | $2,595.00 | [Redact] | $20,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 57.360% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 48.47 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10498203 | [Redact] | [Redact] | N/A | No | No | $23,747.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | 767 | 765 | 761 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $23,747.50 | [Redact] | $0.00 | 2.3 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.16 | 0.86 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Individual | Individual | Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 31.44 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10498209 | [Redact] | [Redact] | N/A | No | No | $6,820.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 783 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $6,820.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 108.62 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399612 | [Redact] | Non QM | Yes | No | $6,179.66 | $7,670.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.725% | 43.725% | 43.725% | [Redact] | 742 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $6,179.66 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 1 | 0 | 2 | 2 | 0.00 | No | 60 | [Redact] | [Redact] | 100.000% | No | 3 | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 8.36 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399627 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 701 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.6 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 0.75 | 1.33 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 46.57 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10365507 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 768 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 5.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 131.05 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399844 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 792 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | 39.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 5.91 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399924 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 714 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | 31.220% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.49 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399938 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 747 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 14.63 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399867 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 4.3 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | Retail | No | $0.00 | $0.00 | No | No | No | No | 2 | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399896 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 755 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.0 | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.03 | 0.97 | 240 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 25.79 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 240 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399726 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individually and as Trustee | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 118.09 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399725 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 124.45 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10498252 | [Redact] | [Redact] | N/A | No | No | $8,370.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,370.00 | [Redact] | $0.00 | 1.0 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 132.81 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10498262 | [Redact] | [Redact] | N/A | No | No | $12,950.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 760 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $12,950.00 | [Redact] | $0.00 | 3.5 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 134.6 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10500384 | [Redact] | [Redact] | N/A | No | No | $25,550.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $25,550.00 | [Redact] | $0.00 | 3.2 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.38 | 0.73 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 48.77 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401574 | [Redact] | N/A | No | No | $3,016.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Foreign National | Foreign National | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,016.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 115.51 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | Yes | Yes | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401576 | [Redact] | N/A | No | No | $4,875.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Non-Permanent Resident Alien | Non-Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 705 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,875.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.66 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 99.9 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | Yes | Yes | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401590 | [Redact] | N/A | No | No | $11,470.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 740 | Level 1-Not Stated/Not Verified | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $11,470.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 87.97 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401592 | [Redact] | N/A | No | No | $4,420.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 679 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,420.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 188.44 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401600 | [Redact] | N/A | No | No | $4,312.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 720 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,312.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 2309.78 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401603 | [Redact] | N/A | No | No | $7,805.00 | $4,306.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Not Provided | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 690 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $7,805.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 48 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401605 | [Redact] | N/A | No | No | $2,013.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,013.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.8 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 40.56 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401606 | [Redact] | N/A | No | No | $11,340.00 | $5,456.28 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 693 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $11,340.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.62 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401611 | [Redact] | N/A | No | No | $8,665.00 | $5,724.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 696 | No | No | DSCR | 4 | 0 | 0 | 0 | Yes | [Redact] | $8,665.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 37.43 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401612 | [Redact] | N/A | No | No | $10,756.80 | $5,071.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 698 | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $10,756.80 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.67 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.66 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401613 | [Redact] | N/A | No | No | $4,530.24 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,530.24 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | [Redact] | 0.170% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 185.31 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401615 | [Redact] | N/A | No | No | $5,121.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $5,121.60 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.57 | 0.64 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 381.77 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401616 | [Redact] | N/A | No | No | $4,656.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $4,656.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.59 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 439.21 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401620 | [Redact] | N/A | No | No | $5,432.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $5,432.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.61 | 0.62 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 453.02 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401621 | [Redact] | N/A | No | No | $3,520.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,520.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.23 | 0.81 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 252.4 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401622 | [Redact] | N/A | No | No | $3,968.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,968.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.67 | 0.6 | [Redact] | [Redact] | 0.200% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 465.91 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401623 | [Redact] | N/A | No | No | $3,520.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 703 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,520.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.78 | 0.56 | [Redact] | [Redact] | 0.220% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 536.93 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401625 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.83 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Member | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.11 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401626 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 704 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.26 | 0.79 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.32 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401627 | [Redact] | N/A | No | No | $13,031.00 | $6,869.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 707 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $13,031.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1 | 1 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 53 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401630 | [Redact] | N/A | No | No | $9,317.00 | $5,825.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 708 | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $9,317.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 165.99 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401637 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 709 | No | No | DSCR | 1 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 67.94 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401638 | [Redact] | N/A | No | No | $12,071.00 | $5,953.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 710 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,071.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 242.43 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401640 | [Redact] | N/A | No | No | $9,220.00 | $3,060.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 713 | No | No | DSCR | 3 | 0 | 0 | 0 | Yes | [Redact] | $9,220.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.15 | 0.87 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 41.46 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401641 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 715 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 48.87 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401643 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | $0.00 | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 140.66 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401644 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 717 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.32 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 159.45 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401648 | [Redact] | N/A | No | No | $2,887.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,887.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.58 | 0.63 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.15 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401649 | [Redact] | N/A | No | No | $2,737.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,737.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 19.12 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401651 | [Redact] | N/A | No | No | $3,562.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,562.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.66 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 60.28 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401652 | [Redact] | N/A | No | No | $2,775.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,775.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.53 | 0.65 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 75.93 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401655 | [Redact] | N/A | No | No | $2,812.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,812.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.17 | 0.85 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 62.15 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401657 | [Redact] | N/A | No | No | $3,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.52 | 0.66 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.85 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401658 | [Redact] | N/A | No | No | $2,850.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,850.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.47 | 0.68 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 150.9 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401660 | [Redact] | N/A | No | No | $2,137.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,137.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 90.98 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401666 | [Redact] | N/A | No | No | $2,250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,250.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.33 | 0.75 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 112.37 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401668 | [Redact] | N/A | No | No | $1,188.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $1,188.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 156.77 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401670 | [Redact] | N/A | No | No | $9,375.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,375.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 81.55 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401671 | [Redact] | N/A | No | No | $9,515.00 | $6,093.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,515.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.3 | 0.77 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.87 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401672 | [Redact] | N/A | No | No | $3,900.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 724 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $3,900.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.1 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401677 | [Redact] | N/A | No | No | $3,150.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | Level 4-Stated/Verified as defined | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,150.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.29 | 0.77 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Trust | Business Entity | Individual | Trustee | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 1437.37 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401680 | [Redact] | N/A | No | No | $14,663.00 | $6,646.88 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,663.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.06 | 0.94 | [Redact] | [Redact] | 83.160% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 77.24 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401685 | [Redact] | N/A | No | No | $8,062.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 732 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $8,062.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.68 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 19.48 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401688 | [Redact] | N/A | No | No | $14,743.00 | $8,299.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,743.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.2 | 0.84 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.47 | Yes | [Redact] | 15 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401689 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.68 | 0.59 | [Redact] | [Redact] | 42.780% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 22.38 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401690 | [Redact] | N/A | No | No | $24,281.96 | $7,859.71 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $24,281.96 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.27 | 0.79 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 16.57 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401692 | [Redact] | N/A | No | No | $16,975.50 | $9,804.26 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 738 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $16,975.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.06 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401693 | [Redact] | N/A | No | No | $14,870.00 | $7,690.92 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 739 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,870.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 25.86 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401696 | [Redact] | N/A | No | No | $10,003.13 | $7,587.29 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,003.13 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.49 | 0.67 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 60.75 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401697 | [Redact] | N/A | No | No | $12,097.25 | $8,667.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 742 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,097.25 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 23.51 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401698 | [Redact] | N/A | No | No | $7,445.60 | $4,877.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 744 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $7,445.60 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | [Redact] | 0.850% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 24.04 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401699 | [Redact] | N/A | No | No | $8,831.00 | $4,435.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 745 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $8,831.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.71 | 0.59 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.02 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401704 | [Redact] | N/A | No | No | $6,300.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 750 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $6,300.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.65 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 16.75 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401705 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 751 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.08 | 0.93 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 104.41 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401707 | [Redact] | N/A | No | No | $6,721.00 | $7,149.58 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 758 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $6,721.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.52 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401710 | [Redact] | N/A | No | No | $9,565.00 | $7,188.12 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 763 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,565.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.37 | 0.73 | [Redact] | [Redact] | 38.070% | No | Yes | Short Form | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 44.06 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401711 | [Redact] | N/A | No | No | $7,657.00 | $4,863.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $7,657.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.88 | 0.53 | [Redact] | No | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 62.23 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401712 | [Redact] | N/A | No | No | $6,600.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 764 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $6,600.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 47.52 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401725 | [Redact] | N/A | No | No | $9,120.00 | $5,798.19 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,120.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.75 | 0.57 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.6 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401726 | [Redact] | N/A | No | No | $14,391.75 | $5,867.18 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,391.75 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.62 | 0.62 | [Redact] | No | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 88.67 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401730 | [Redact] | N/A | No | No | $14,009.00 | $8,328.01 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 770 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,009.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.95 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401731 | [Redact] | N/A | No | No | $8,200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 3 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 771 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $8,200.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.97 | 0.51 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 33.47 | Yes | [Redact] | 10 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401736 | [Redact] | N/A | No | No | $3,080.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 772 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $3,080.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.12 | 0.9 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 41.75 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401739 | [Redact] | N/A | No | No | $10,940.00 | $6,667.15 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 776 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,940.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.74 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 10.14 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401741 | [Redact] | N/A | No | No | $6,395.08 | $556.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $6,395.08 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.76 | 0.57 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 60.83 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401743 | [Redact] | N/A | No | No | $16,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 782 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $16,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LP | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 540.06 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401744 | [Redact] | N/A | No | No | $5,460.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | Permanent Resident Alien | 6 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 784 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $5,460.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.02 | 0.5 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 27.83 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401745 | [Redact] | N/A | No | No | $12,728.00 | $6,468.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 786 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,728.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 67.44 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401750 | [Redact] | N/A | No | No | $4,720.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 789 | No | No | DSCR | 2 | 7 | 0 | 0 | 0 | Yes | [Redact] | $4,720.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.65 | 0.61 | [Redact] | [Redact] | 40.440% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 51.74 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401751 | [Redact] | N/A | No | No | $14,895.00 | $8,815.04 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 6 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $14,895.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.63 | [Redact] | [Redact] | 82.110% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 68.67 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401753 | [Redact] | N/A | No | No | $10,400.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 4 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,400.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.79 | 0.56 | [Redact] | [Redact] | 63.540% | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 56.73 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401754 | [Redact] | N/A | No | No | $11,412.50 | $5,276.98 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 794 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $11,412.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.28 | 0.78 | [Redact] | [Redact] | No | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 17.61 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401757 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 797 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.18 | 0.85 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 70.36 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401758 | [Redact] | N/A | No | No | $2,947.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | Level 2-Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,947.80 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 140.19 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401759 | [Redact] | N/A | No | No | $2,640.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 799 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $2,640.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.46 | 0.69 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 239.82 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401763 | [Redact] | N/A | No | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 804 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.25 | 0.8 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 38.61 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401764 | [Redact] | N/A | No | No | $12,753.00 | $6,188.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 808 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $12,753.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.45 | 0.69 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.4 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401604 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 691 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.6 | 0.62 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 8.42 | Yes | [Redact] | 10 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401679 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 795 | Level 2-Stated/Not Verified | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.59 | 0.63 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Trust | Business Entity | Individual | Guarantor - Individual | Trust | Business Entity | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 669.16 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401740 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | Non-Permanent Resident Alien | [Redact] | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 780 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.73 | 0.58 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.32 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | Yes | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401682 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 2 | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.35 | 0.74 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 54.98 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401681 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 2 | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.5 | 0.67 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 110.49 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401748 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | US Citizen | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 788 | Level 4-Stated/Verified as defined | Level 1-Not Stated/Not Verified | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | 240 | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | LLC | Business Entity | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 539.35 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 240 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401765 | [Redact] | N/A | No | No | $10,205.00 | $6,875.66 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 762 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,205.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.81 | 0.55 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Beacon 5.0 | FICO Risk Score Classic 04 | No | 74.4 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401766 | [Redact] | N/A | No | No | $10,687.50 | $6,386.10 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 735 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $10,687.50 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.07 | 0.93 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 33.4 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401768 | [Redact] | N/A | No | No | $9,316.31 | $5,143.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 767 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $9,316.31 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.4 | 0.71 | [Redact] | [Redact] | No | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 154.8 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401772 | [Redact] | N/A | No | No | $1,500.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 722 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $1,500.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.55 | 0.65 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 61.89 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401773 | [Redact] | N/A | No | No | $14,176.00 | $6,603.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 749 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $14,176.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.36 | 0.73 | [Redact] | No | Yes | Final | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 26.66 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401774 | [Redact] | N/A | No | No | $9,885.00 | $5,346.93 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 790 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $9,885.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.54 | 0.65 | [Redact] | No | Yes | Final | Leasehold | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | Yes | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.94 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401780 | [Redact] | N/A | No | No | $2,060.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | Not Provided | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | Yes | [Redact] | $2,060.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 14.39 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401781 | [Redact] | N/A | No | No | $2,060.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $2,060.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Authorized Signor | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.29 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401782 | [Redact] | N/A | No | No | $2,050.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $2,050.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 94.01 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401783 | [Redact] | N/A | No | No | $2,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $2,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.11 | 0.9 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 28.6 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401785 | [Redact] | N/A | No | No | $2,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 3-Stated/Partially Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $2,000.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.02 | 0.98 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Authorized Signor | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 117.87 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401788 | [Redact] | N/A | No | No | $1,988.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $1,988.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Authorized Signor | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 650.93 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401789 | [Redact] | N/A | No | No | $1,985.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $1,985.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.91 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 772.01 | Yes | [Redact] | 0 | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401790 | [Redact] | N/A | No | No | $1,980.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | Not Provided | 1 | [Redact] | $0.00 | [Redact] | $0.00 | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 1-Not Stated/Not Verified | No | No | DSCR | 1 | 0 | 0 | 0 | No | [Redact] | $1,980.00 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.09 | 0.92 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | LLC | Authorized Signor | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 80.83 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401792 | [Redact] | N/A | No | No | $2,003.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | 0 | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 777 | Level 4-Stated/Verified as defined | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $2,003.40 | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.01 | 0.99 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | LLC | Authorized Signor | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 75.71 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10401779 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | $0.00 | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 730 | No | No | DSCR | 2 | 0 | 0 | 0 | Yes | [Redact] | $0.00 | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.31 | 0.76 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | No | 51.19 | Yes | [Redact] | 0 | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467801 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,385.00 | $11,711.51 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.589% | 35.589% | 35.589% | [Redact] | 757 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $4,385.00 | [Redact] | $21,000.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 25.540% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.98 | No | No | $0.00 | [Redact] | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467802 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $21,733.00 | $27,724.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.487% | 39.487% | 39.487% | [Redact] | 794 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $21,733.00 | [Redact] | $0.00 | 2.9 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 41.830% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 37.65 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467803 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,700.00 | $8,488.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.285% | 41.285% | 41.285% | [Redact] | 755 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $1,700.00 | [Redact] | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 41.420% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 34.09 | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | Other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467807 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | $2,511.37 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.823% | 38.823% | 38.823% | [Redact] | 766 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $40,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 17.680% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.78 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467808 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,068.00 | $13,327.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.969% | 41.969% | 41.969% | [Redact] | 746 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | [Redact] | $4,068.00 | [Redact] | $0.00 | 3.3 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 1 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 152.47 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467809 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $21,794.17 | $22,814.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 21.153% | 21.153% | 21.153% | [Redact] | 758 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $21,794.17 | [Redact] | $0.00 | 3.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 39.020% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.52 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467811 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,700.00 | $15,304.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.295% | 43.295% | 43.295% | [Redact] | 752 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,700.00 | [Redact] | $0.00 | 3.4 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 3 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 36.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.21 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467813 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,000.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.228% | 46.228% | 46.228% | [Redact] | 743 | No | No | [Borrower - | Non-Primary Income - Wages]; Paystubs - 2026 [Borrower - | Non-Primary Income - Wages]; VVOE - 2026 [Borrower - | Non-Primary Income - Wages]; W-2 - 2025 [Borrower - | Non-Primary Income - Wages]; W-2 - 2024 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,000.00 | [Redact] | $57,000.00 | 4.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 21.980% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 30.15 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467815 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25,513.17 | $7,758.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.459% | 36.459% | 36.459% | [Redact] | 750 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25,513.17 | [Redact] | $1,695.00 | 2.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 25.800% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.22 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467816 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,764.85 | $8,384.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.989% | 43.989% | 43.989% | [Redact] | 765 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,764.85 | [Redact] | $0.00 | 2.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 41.840% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 36.24 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467818 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,190.00 | $10,366.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 23.613% | 23.613% | 23.613% | [Redact] | 789 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $2,190.00 | [Redact] | $0.00 | 2.9 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 45.110% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 38.41 | Broker | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467820 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $13,941.35 | $39,802.75 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 47.401% | 47.401% | 47.401% | [Redact] | 808 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $13,941.35 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 13.220% | No | 31 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.72 | No | No | $0.00 | [Redact] | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467823 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,272.00 | $247.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.157% | 40.157% | 40.157% | [Redact] | 792 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $10,272.00 | [Redact] | $20,000.00 | 1.6 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 35.950% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 24.87 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467824 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $30,518.80 | $38,258.90 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.993% | 36.993% | 36.993% | [Redact] | 743 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $30,518.80 | [Redact] | $0.00 | 3.3 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 1.340% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 36.73 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467825 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,500.00 | $250.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.999% | 42.999% | 42.999% | [Redact] | 800 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $4,500.00 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 40.660% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 42.63 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467826 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,725.00 | $5,058.42 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.943% | 28.943% | 28.943% | [Redact] | 809 | No | No | [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Coborrower(s) - | Primary Income - Partnership (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $1,725.00 | [Redact] | $0.00 | 1.5 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 31.080% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 30.11 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467832 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $35,648.50 | $39,268.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.545% | 28.545% | 28.545% | [Redact] | 772 | No | No | [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $35,648.50 | [Redact] | $20,000.00 | 4.1 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 3.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 26.63 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467833 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,525.00 | $3,031.95 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.550% | 31.550% | 31.550% | [Redact] | 741 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Account Transcripts - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Account Transcripts - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Account Transcripts - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Account Transcripts - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $3,525.00 | [Redact] | $62,500.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 16.040% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X* | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467838 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,014.89 | $6,983.76 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.990% | 42.990% | 42.990% | [Redact] | 791 | No | No | [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; WVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $3,014.89 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 38.480% | No | 30 | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 35.43 | Retail | No | No | $0.00 | [Redact] | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467804 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $13,873.65 | $16,563.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.506% | 44.506% | 44.506% | [Redact] | 747 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $13,873.65 | [Redact] | $0.00 | 3.1 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 53.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 48.97 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467805 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,175.86 | $8,972.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.066% | 27.066% | 27.066% | [Redact] | 815 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,175.86 | [Redact] | $2,500.00 | 3.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 29.920% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 28.17 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467822 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,037.16 | $5,128.03 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.351% | 39.351% | 39.351% | [Redact] | 767 | No | No | [Borrower - | Primary Income - Social Security]; Account Statements - 2026 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 [Borrower - | Primary Income - Social Security]; 1099-SSA - 2025 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Account Statements - 2026 [Borrower - | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $3,037.16 | [Redact] | $0.00 | 3.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 88.550% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 119.79 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467828 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,110.63 | $10,490.35 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.643% | 41.643% | 41.643% | [Redact] | 772 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $5,110.63 | [Redact] | $0.00 | 4.3 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 1 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 15.990% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.79 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467806 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,289.61 | $44,988.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.503% | 36.503% | 36.503% | [Redact] | 796 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,289.61 | [Redact] | $0.00 | 1.7 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 54.260% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 61.85 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467810 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $7,641.60 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.282% | 48.282% | 48.282% | [Redact] | 769 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $7,641.60 | [Redact] | $42,000.00 | 1.8 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 23.880% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 26.42 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467812 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $9,225.00 | $836.80 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.541% | 43.541% | 43.541% | [Redact] | 755 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $9,225.00 | [Redact] | $19,980.00 | 2.3 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 47.190% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 60.72 | No | No | $0.00 | $0.00 | No | No | No | No | 4 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467814 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $14,128.71 | $15,105.73 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.526% | 34.526% | 34.526% | [Redact] | 801 | No | No | [Borrower - | Primary Income - Projected Income]; Employment Offer - 2026 [Borrower - | Primary Income - Projected Income]; VVOE - 2026 [Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Projected Income]; Employment Contract - 2026 [Coborrower(s) - | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $14,128.71 | [Redact] | $3,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 25.350% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.8 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467817 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $18,228.55 | $23,173.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.000% | 43.000% | 43.000% | [Redact] | 760 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1040 - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - No Results Returned - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 1040 - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $18,228.55 | [Redact] | $10,600.00 | 5.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 92.290% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 107.63 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467819 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,300.36 | $4,597.46 | [Redact] | [Redact] | [Redact] | [Redact] | No | Yes | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.379% | 19.379% | 19.379% | [Redact] | 771 | No | No | [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $1,300.36 | [Redact] | $4,750.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 26.270% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 19.03 | Retail | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467821 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $14,700.00 | $315.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.621% | 48.621% | 48.621% | [Redact] | 751 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $14,700.00 | [Redact] | $27,000.00 | 1.9 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 2 | 0 | 3 | 2 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.360% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.94 | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467827 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $7,036.82 | $4,778.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.897% | 41.897% | 41.897% | [Redact] | 787 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $7,036.82 | [Redact] | $3,000.00 | 1.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 57.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 61.49 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467829 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,686.57 | $16,002.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.366% | 38.366% | 38.366% | [Redact] | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $10,686.57 | [Redact] | $12,500.00 | 2.8 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 18.900% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 10.64 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467830 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $11,974.86 | $13,442.30 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.985% | 49.985% | 49.985% | [Redact] | 779 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $11,974.86 | [Redact] | $0.00 | 5.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 33.620% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.93 | Retail | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467834 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $7,866.25 | $8,850.89 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.750% | 44.750% | 44.750% | [Redact] | 748 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Projected Income]; Employer Letter - 2026 [Coborrower(s) - | Primary Income - Projected Income]; Other - 2026 [Coborrower(s) - | Primary Income - Projected Income]; VVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $7,866.25 | [Redact] | $936.07 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 21.890% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 16.65 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467836 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $37,559.22 | $38,894.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.655% | 42.655% | 42.655% | [Redact] | 742 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2025 [Borrower - | Non-Primary Income - Farming]; 1040 - Schedule F - 2024 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Tax Return Extension - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Tax Return Extension - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Tax Return Extension - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $37,559.22 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 43.190% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 52.27 | Yes | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467837 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | $994.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.996% | 45.996% | 45.996% | [Redact] | 814 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $10,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 55.630% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 62.02 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467839 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,795.00 | $200.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 21.106% | 21.106% | 21.106% | [Redact] | 795 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | $10,795.00 | [Redact] | $23,000.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 16.510% | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 7.55 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467840 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,262.14 | $10,637.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.362% | 48.361% | 48.361% | [Redact] | 764 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Vesting Schedule - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; Restricted Stock Agreement - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Coborrower(s) - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Coborrower(s) - | Non-Primary Income - Social Security]; Account Statements - 2026 [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $3,262.14 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 0 | 2 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 52.180% | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 57.34 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467841 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,941.24 | $5,891.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.320% | 38.320% | 38.320% | [Redact] | 781 | No | No | [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2025 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - Wages]; Employer Letter - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; Paystubs - 2024 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $2,941.24 | [Redact] | $0.00 | 1.0 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 23.380% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.03 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467842 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,242.10 | $8,595.47 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.658% | 48.658% | 48.658% | [Redact] | 763 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Borrower - | Primary Income - Wages]; Year End Summary - 2025 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $19,242.10 | [Redact] | $18,038.56 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 52.160% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | Yes | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 56.8 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467843 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $27,365.84 | $10,224.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.536% | 44.536% | 44.536% | [Redact] | 767 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; Other - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2026 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $27,365.84 | [Redact] | $0.00 | DU | ApproveIneligible | N/A | No | [Redact] | 1 | 0 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 33.220% | No | 2 | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 29.76 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467844 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $9,995.64 | $10,248.41 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.321% | 31.321% | 31.321% | [Redact] | 800 | No | No | [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 [Coborrower]; 1040 - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 [Coborrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $9,995.64 | [Redact] | $0.00 | 3.2 | DU | ApproveIneligible | N/A | No | [Redact] | 2 | 2 | 2 | 0 | 3 | 3 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 70.940% | No | 31 | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 83.05 | No | No | $0.00 | [Redact] | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467845 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $20,203.16 | $28,158.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.457% | 45.457% | 45.457% | [Redact] | 767 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; Transcripts (1040) - No Results Returned - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $20,203.16 | [Redact] | $0.00 | 1.8 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 18.510% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 21.07 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10467831 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,646.02 | $8,188.34 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.678% | 45.678% | 45.678% | [Redact] | 809 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $8,646.02 | [Redact] | $2,500.00 | 1.0 | None | Yes | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 15.850% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | 24.82 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408964 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,206.25 | $6,817.32 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.616% | 15.616% | 15.616% | [Redact] | 669 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,206.25 | [Redact] | $0.00 | 2.9 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 49.410% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 9.14 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408965 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $9,952.50 | $12,142.84 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 9.391% | 9.391% | 9.391% | [Redact] | 705 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,952.50 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 25.700% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.24 | Yes | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408966 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $0.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 31.727% | 31.727% | 31.727% | [Redact] | 715 | No | Yes | 12 | Personal | 75.000% | 25.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 25.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; CPA Letter - 2020 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | [Redact] | $12,250.00 | 1.9 | None | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 0.070% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 15.35 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408967 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,632.00 | $17,201.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.964% | 39.964% | 39.964% | [Redact] | 746 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $6,632.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 12.22 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408969 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,937.50 | $5,345.83 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.952% | 26.952% | 26.952% | [Redact] | 783 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $3,937.50 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 49.150% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 42.32 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408973 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,665.00 | $8,754.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 19.336% | 19.336% | 19.336% | [Redact] | 681 | No | Yes | 12 | Business | 65.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2025 [Coborrower(s) - | Primary Income - Social Security]; 1099-SSA - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,665.00 | [Redact] | $0.00 | 4.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.16 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408980 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,175.00 | $5,755.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 7.724% | 7.724% | 7.724% | [Redact] | 771 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $3,175.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 71.460% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | FICO Risk Score Classic 04 | 10.66 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408986 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $14,011.25 | $14,929.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | Permanent Resident Alien | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.471% | 44.471% | 44.471% | [Redact] | 751 | No | Yes | 12 | Business | 87.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $14,011.25 | [Redact] | $0.00 | 1.0 | DU | ApproveEligible | N/A | No | [Redact] | 0 | 2 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 26.350% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | Resident Alien Card | 12.15 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408988 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $16,755.63 | $22,303.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.198% | 43.198% | 43.198% | [Redact] | 714 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $16,755.63 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 4.770% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 5.96 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408989 | [Redact] | Non QM | Yes | No | $6,165.00 | $3,117.91 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.252% | 45.591% | 45.591% | [Redact] | 683 | No | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2026 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2026 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 1040 - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,165.00 | [Redact] | $0.00 | 1.6 | None | N/A | No | [Redact] | 0 | 1 | 1 | 0 | 2 | 1 | No | 360 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 38.37 | No | $0.00 | [Redact] | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408990 | [Redact] | Non QM | Yes | No | $650.00 | $2,870.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.798% | 39.101% | 39.101% | [Redact] | 693 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $650.00 | [Redact] | $0.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | 360 | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.2 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408991 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $9,925.00 | $11,197.35 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 33.815% | 33.815% | 33.815% | [Redact] | 793 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,925.00 | [Redact] | $3,000.00 | 3.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 19.090% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 6.01 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10408998 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $0.00 | $1,245.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.035% | 36.035% | 36.035% | [Redact] | 819 | No | No | [Borrower - | Primary Income - Wages]; Other - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 2yr Full Doc | 0 | 0 | 0 | [Redact] | [Redact] | $0.00 | 2.5 | None | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 11.97 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409005 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | $4,809.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.125% | 38.125% | 38.125% | [Redact] | 673 | No | Yes | 12 | Business | 91.000% | 100.000% | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $10,000.00 | 2.6 | None | N/A | No | [Redact] | 1 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 40.860% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 27.58 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | AE | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409011 | [Redact] | Non QM | Yes | No | $5,830.00 | $508.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.884% | 49.884% | 49.884% | [Redact] | 788 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,830.00 | [Redact] | $5,265.48 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 30.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Resident Alien Card | 12.84 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409012 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $22,500.00 | $699.85 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 16.728% | 16.728% | 16.728% | [Redact] | 765 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $22,500.00 | [Redact] | $0.00 | 3.5 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 50.46 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409015 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,369.00 | $5,041.99 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 34.126% | 34.126% | 34.126% | [Redact] | 745 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 |
[Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; Transcripts (1040) - 2023 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $5,369.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 2 | 0 | 0 | 3 | 3 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 67.23 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409018 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $12,010.00 | $304.50 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 12.504% | 12.504% | 12.504% | [Redact] | 703 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,010.00 | [Redact] | $21,400.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 24.380% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 39.45 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409021 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,290.62 | $5,079.09 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 45.958% | 45.958% | 45.958% | [Redact] | 775 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 | [Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $3,290.62 | [Redact] | $0.00 | 3.8 | None | No | No | [Redact] | 0 | 2 | 0 | 2 | 1 | 0.00 | No | Other | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 356.22 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | VE | [Redact] | [Redact] | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409026 | [Redact] | Non QM | Yes | No | $15,524.01 | $7,428.16 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 26.388% | 26.388% | 26.388% | [Redact] | 747 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,524.01 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 1.170% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.39 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409031 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,161.25 | $5,411.25 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 48.044% | 48.044% | 48.044% | [Redact] | 746 | No | Yes | 12 | Personal | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,161.25 | [Redact] | $0.00 | 1.7 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 5.39 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409034 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $20,025.00 | $9,293.53 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.447% | 42.447% | 42.447% | [Redact] | 782 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $20,025.00 | [Redact] | $200,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.680% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 36.82 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409044 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $5,116.25 | $1,460.01 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 3.477% | 3.477% | 3.477% | [Redact] | 725 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,116.25 | [Redact] | $0.00 | 2.8 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 149.32 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409045 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25.00 | $1,298.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 35.179% | 35.179% | 35.179% | [Redact] | 788 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; VVOE - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $25.00 | [Redact] | $5,000.00 | 1.0 | None | N/A | No | [Redact] | 1 | 0 | 0 | 2 | 2 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 44.790% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 24.91 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409047 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $17,345.00 | $11,380.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.489% | 24.489% | 24.489% | [Redact] | 696 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,345.00 | [Redact] | $7,500.00 | 2.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 57.990% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 41.45 | Yes | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409048 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $3,196.00 | $5,759.05 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Not Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 39.569% | 39.569% | 39.569% | [Redact] | 741 | No | Yes | 12 | Business | 100.000% | 100.000% | [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $3,196.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 156.39 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X-500 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409050 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $12,523.13 | $3,127.52 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Employment Income | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.566% | 38.566% | 38.566% | [Redact] | 811 | No | Yes | 24 | Business | 93.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Pension]; 1099-R - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $12,523.13 | [Redact] | $5,000.00 | 3.7 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 42.580% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 28.12 | No | No | [Redact] | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409052 | [Redact] | Non QM | Yes | No | $5,108.52 | $2,508.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 20.820% | 20.819% | 20.819% | [Redact] | 801 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2011 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $5,108.52 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 31.62 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409054 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,618.75 | $1,893.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 28.014% | 28.014% | 28.014% | [Redact] | 726 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,618.75 | [Redact] | $10,000.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 27.410% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 53.96 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409055 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $25,425.00 | $31,426.59 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Non-Employment Income | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 14.388% | 14.388% | 14.388% | [Redact] | 779 | Yes | No | [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; Account Transcripts - 2025 [Borrower]; Tax Return Extension - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Account Transcripts - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $25,425.00 | [Redact] | $0.00 | 2.9 | DU | ApproveIneligible | N/A | No | [Redact] | 0 | 1 | 0 | 2 | 2 | 0.00 | No | Other | Yes | Mixed | Not Tested | [Redact] | [Redact] | 100.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 418.08 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | CX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409056 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,990.00 | $3,695.40 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 46.479% | 46.479% | 46.479% | [Redact] | 756 | No | Yes | 24 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Non-Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $1,990.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 22.55 | No | No | [Redact] | $0.00 | No | No | No | No | 4 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409058 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $1,791.50 | $5,010.20 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.094% | 36.094% | 36.094% | [Redact] | 808 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2020 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $1,791.50 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 20.640% | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.54 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409059 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $2,788.00 | $2,244.97 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 40.680% | 40.680% | 40.680% | [Redact] | 750 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2005 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2005 |
[Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $2,788.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | Yes | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 15.41 | No | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409060 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $15,000.00 | $80.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.084% | 15.084% | 15.084% | [Redact] | 680 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $15,000.00 | [Redact] | $0.00 | 1.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.39 | No | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409061 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $19,937.50 | $2,278.45 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 2.534% | 2.534% | 2.534% | [Redact] | 726 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $19,937.50 | [Redact] | $0.00 | 2.1 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 60.490% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 20.3 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409064 | [Redact] | Non QM | Yes | No | $6,370.00 | $2,615.63 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 42.074% | 42.074% | 42.074% | [Redact] | 780 | No | No | [Borrower - | Primary Income - Wages]; Paystubs - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; W-2 - 2025 [Borrower - | Primary Income - Wages]; W-2 - 2024 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2026 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2026 [Borrower - | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2025 [Coborrower]; Transcripts (1040) - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2024 [Coborrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $6,370.00 | [Redact] | $1,000.00 | 1.5 | None | N/A | No | [Redact] | 2 | 0 | 0 | 0 | 2 | 2 | 0.00 | No | [Redact] | $0.00 | 0.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 31.41 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409065 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $29,601.20 | $8,713.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.533% | 36.533% | 36.533% | [Redact] | 767 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $29,601.20 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 17.58 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | AH | [Redact] | [Redact] | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409068 | [Redact] | Non QM | Yes | No | $15,609.35 | $1,971.11 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 43.788% | 40.148% | 40.148% | [Redact] | 774 | No | No | [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 |
Full Documentation (F) | 1yr Full Doc | 1 | 0 | 0 | 0 | [Redact] | $15,609.35 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 1 | 0 | 2 | 2 | No | 360 | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 24.96 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409069 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,535.00 | $11,388.27 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.837% | 44.837% | 44.837% | [Redact] | 797 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 80.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,535.00 | [Redact] | $0.00 | 3.4 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 13.68 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X* | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409073 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $8,997.52 | $11,026.36 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 38.994% | 38.994% | 38.994% | [Redact] | 756 | No | Yes | 24 | Personal, Business | 100.000% | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2025 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 25.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2021 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,997.52 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 28.870% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 12.6 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409074 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,445.00 | $2,671.43 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 27.824% | 27.824% | 27.824% | [Redact] | 794 | No | Yes | 12 | Business | 100.000% | 50.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Other - 2026 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $4,445.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 6.11 | No | [Redact] | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409075 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $6,824.03 | $2,535.38 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Non-Permanent Resident Alien | [Redact] | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 15.185% | 15.185% | 15.185% | [Redact] | 746 | No | Yes | 12 | Business | 100.000% | 51.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 51.00% | Expense Ratio: 40.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $6,824.03 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Employment Authorization | No | 37.01 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409076 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $725.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.807% | 49.806% | 49.806% | [Redact] | 790 | No | Yes | 12 | Business | 100.000% | 50.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $725.00 | [Redact] | $0.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 57.51 | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409077 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,480.44 | $1,524.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 17.638% | 17.638% | 17.638% | [Redact] | 789 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $10,480.44 | [Redact] | $3,000.00 | 2.6 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | 43.120% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | 31.82 | No | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409080 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $4,680.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Employed | Self-Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.739% | 44.739% | 44.739% | [Redact] | 803 | No | Yes | 12 | Business | 69.000% | 100.000% | [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2026 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; CPA Letter - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Other - 2026 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Third Party Verification | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Coborrower]; 1084 or income worksheet - Year Not Available | Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $4,680.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | 29 | Yes | Short Form | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 59.98 | No | No | [Redact] | $0.00 | No | No | No | No | 3 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409081 | [Redact] | Non QM | Yes | No | $9,867.00 | $9,867.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 13.045% | 12.090% | 12.090% | [Redact] | 812 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,867.00 | [Redact] | $0.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | 360 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.51 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10409082 | [Redact] | Safe Harbor QM (APOR) | Yes | No | $10,695.00 | $195.00 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.997% | 25.997% | 25.997% | [Redact] | 721 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $10,695.00 | [Redact] | $0.00 | 1.2 | None | N/A | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | Yes | Mixed | Not Tested | [Redact] | [Redact] | No | Yes | Final | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac | Beacon 5.0 | FICO Risk Score Classic 04 | No | 9.03 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378959 | [Redact] | Non QM | Yes | No | $12,658.00 | $7,751.69 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 25.127% | 25.127% | 25.127% | [Redact] | 739 | No | No | Third Party Prepared | [Borrower - | Primary Income - P&L Statement Only]; CPA Letter - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; Other - 2026 [Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2026 [Borrower - | Primary Income - P&L Statement Only]; Third Party Verification - 2026 [Borrower - | Primary Income - P&L Statement Only]; P&L Statement - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 |
Alternative Documentation (A) | 1yr P&L w/o Bank Statements | 0 | 0 | 0 | No | [Redact] | $12,658.00 | [Redact] | $10,000.00 | 1.4 | None | No | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 15.00 | No | [Redact] | [Redact] | 5.010% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 6.71 | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378950 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.22 | 0.82 | [Redact] | $0.00 | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 101.36 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378948 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | 0 | 0 | Permanent Resident Alien | US Citizen | Permanent Resident Alien | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 757 | Level 4-Stated/Verified as defined | Level 3-Stated/Partially Verified | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 2.6 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | 240 | [Redact] | [Redact] | 43.760% | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 38.43 | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 240 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10378947 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 737 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 5.0 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.92 | 0.34 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | No | 161.01 | No | $0.00 | $0.00 | No | No | No | No | 3 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10431236 | [Redact] | Non QM | Yes | No | $22,490.00 | $25,019.56 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 2 | [Redact] | [Redact] | [Redact] | [Redact] | 21.814% | 21.814% | 21.814% | [Redact] | 795 | No | No | Borrower Prepared | [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2026 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024 |
[Borrower]; 1040 - 2025 [Borrower]; 4506-C - 2025 [Borrower]; Transcripts (1040) - 2025 [Borrower]; 1040 - 2024 [Borrower]; 4506-C - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $22,490.00 | [Redact] | $0.00 | None | No | No | [Redact] | 0 | 2 | 0 | 3 | 2 | 3.20 | No | [Redact] | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | Beacon 5.0 | FICO Risk Score Classic 04 | Passport, Resident Alien Card | No | 17.43 | Broker | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10333391 | [Redact] | Non QM | Yes | No | $7,675.00 | $8,972.87 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.980% | 41.980% | 41.980% | [Redact] | 801 | Yes | No | [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2026 [Borrower - | Primary Income - Sole Proprietor]; Other - 2026 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2025 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2025 [Borrower - | Primary Income - Sole Proprietor]; 1099 - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2024 [Borrower - | Primary Income - Sole Proprietor]; W-2 Transcript - 2023 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 [Borrower - | Non-Primary Income - Asset Depletion]; Account Statements - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Other Documentation (O) | Asset Depletion | 0 | 0 | 0 | [Redact] | $7,675.00 | [Redact] | $4,500.00 | 1.0 | None | No | No | [Redact] | 3 | 0 | 0 | 0 | 3 | 0 | No | 60 | [Redact] | [Redact] | 100.000% | No | Yes | Final | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 129.73 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399746 | [Redact] | Non QM | Yes | No | $9,605.00 | $13,958.79 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 41.677% | 41.677% | 41.677% | [Redact] | 742 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $9,605.00 | [Redact] | $1,000.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 2 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.530% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 28.36 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399954 | [Redact] | Non QM | Yes | No | $13,380.56 | $14,592.39 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Permanent Resident Alien | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.908% | 44.908% | 44.908% | [Redact] | 790 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Expense Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Telephone Listing / Internet Search / Directory Assistance - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 20.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2025 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 4506-C - 2022 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $13,380.56 | [Redact] | $37,000.00 | 1.0 | None | N/A | No | [Redact] | 0 | 0 | 0 | 4 | 0 | 12 | 0.00 | Yes | [Redact] | [Redact] | 11.790% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Resident Alien Card | 5.03 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X-500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399970 | [Redact] | Non QM | Yes | No | $38,790.00 | $44,166.96 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 49.774% | 49.774% | 49.774% | [Redact] | 705 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 35.00000% | Expense Ratio Source: CPA Letter | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $38,790.00 | [Redact] | $6,500.00 | 1.0 | None | Yes | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 2.850% | No | Yes | Preliminary | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 9.26 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399657 | [Redact] | Non QM | Yes | No | $7,091.26 | $7,633.82 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 36.984% | 36.984% | 36.984% | [Redact] | 766 | No | Yes | 12 | Personal | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Personal - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 30.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $7,091.26 | [Redact] | $8,000.00 | 1.0 | None | No | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 21.140% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 11.82 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399841 | [Redact] | Non QM | Yes | No | $17,077.50 | $20,175.48 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | Not Employed | US Citizen | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 11.549% | 11.549% | 11.549% | [Redact] | 795 | No | Yes | 12 | Business | 100.000% | 30.600% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 30.60% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 30.60% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 30.60% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 30.60% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 30.60% | Expense Ratio: 70.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506-C - 2025 [Coborrower]; 4506-C - 2024 [Coborrower]; 4506-C - 2023 |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $17,077.50 | [Redact] | $5,305.50 | 1.7 | None | Yes | No | [Redact] | 0 | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 33.180% | No | Yes | Commitment | Fee Simple | Individual | Individual | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 26.43 | Retail | Yes | No | $0.00 | $0.00 | No | No | No | No | 2 | 360 | Other | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10431389 | [Redact] | N/A | No | No | $111,100.00 | $19,469.49 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 6.193% | 6.193% | 6.193% | [Redact] | 786 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 40.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Third Party Verification - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $111,100.00 | [Redact] | $0.00 | 2.9 | None | Yes | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 78.110% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 92.13 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 7 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10431304 | [Redact] | Non QM | Yes | No | $8,513.75 | $16,018.21 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 44.939% | 44.939% | 44.939% | [Redact] | 722 | No | Yes | 12 | Business | 100.000% | 100.000% | [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Account Statements - Business - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; CPA Letter - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: 50.00000% | Expense Ratio Source: Fixed | # of Bank Statements Required: 12]; Other - 2026 |
[Borrower]; 4506-C - 2025 [Borrower]; 4506-C - 2024 [Borrower]; 4506-C - 2023 [Borrower]; 1084 or income worksheet - Year Not Available |
Alternative Documentation (A) | 12mo Bank Statement | 0 | 0 | 0 | [Redact] | $8,513.75 | [Redact] | $30,000.00 | 1.8 | None | Yes | No | [Redact] | 0 | 0 | 0 | 3 | 0 | 12 | 0.00 | No | [Redact] | [Redact] | 3.000% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | Fair Isaac (VER. 2) | FICO Risk Score Classic 04 | 10.4 | Retail | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | D | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10431469 | [Redact] | N/A | No | No | $14,790.00 | $6,812.67 | [Redact] | [Redact] | [Redact] | [Redact] | No | No | Self-Employed | US Citizen | [Redact] | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 24.397% | 24.397% | 24.397% | [Redact] | 797 | No | No | Borrower Prepared | [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2026 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2025 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2024 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2024 |
[Borrower]; Tax Return Extension - 2025 [Borrower]; 1040 - 2024 [Borrower]; Transcripts (1040) - 2024 [Borrower]; 1084 or income worksheet - Year Not Available |
Full Documentation (F) | 1yr Full Doc | 0 | 0 | 0 | [Redact] | $14,790.00 | [Redact] | $0.00 | 1.0 | None | Yes | No | [Redact] | 0 | 1 | 0 | 0 | 1 | 19.00 | No | [Redact] | [Redact] | 68.440% | No | Yes | Commitment | Fee Simple | Individual | Individual | No | Individual | No | No | FICO II | Beacon 5.0 | FICO Risk Score Classic 04 | 27.25 | Retail | No | No | $0.00 | $0.00 | No | No | No | No | 1 | 360 | X | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399716 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 699 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 2.8 | N/A | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.04 | 0.96 | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 113.61 | No | $0.00 | $0.00 | 0 | 0 | 0 | No | No | No | No | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10399760 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 775 | No | No | DSCR | 0 | 0 | 0 | No | [Redact] | $0.00 | 1.9 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 2.03 | 0.49 | [Redact] | [Redact] | 1.000% | No | Yes | Commitment | Fee Simple | Individual | Individually and as Trustee | Individual | Individually and as Trustee | No | Individually and as Trustee | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | 3.22 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | No | No | No | No | 1 | 360 | X | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| [Redact] | 10431559 | [Redact] | N/A | No | No | [Redact] | [Redact] | [Redact] | No | No | US Citizen | 1 | [Redact] | [Redact] | [Redact] | [Redact] | 0.000% | 0.000% | 0.000% | [Redact] | 723 | No | No | DSCR | 0 | 0 | 0 | Yes | [Redact] | $0.00 | 2.7 | No | No | [Redact] | 0 | 0 | 0 | 0 | 0 | 0 | 0.00 | No | 1.24 | 0.81 | 240 | [Redact] | [Redact] | No | Yes | Commitment | Fee Simple | LLC | Business Entity | Individual | Guarantor - Individual | Yes | Business Entity | No | No | Fair Isaac (VER. 2) | FICO Classic V5 Facta | FICO Risk Score Classic 04 | No | 11.5 | Retail | No | $0.00 | $0.00 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | No | No | No | No | 240 | X |