v3.26.3
Insurance contracts (Details) - EUR (€)
€ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2026
Dec. 31, 2025
Reinsurance contracts    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period € 7,502 € (9,988)
Incurred claims and other directly attributable expenses (215,458) (211,789)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC (17,875) 19,354
Claims and other directly attributable expenses paid (371,502) (618,473)
Premium revenue 616,687 827,891
Foreign currency translation and other changes 527 507
Insurance contract receivables (liabilities) at the end of the period 19,881 7,502
Premium revenue for past performance years 22,182 32,974
Reinsurance contracts | Present value of future cash flows    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period 7,921 (9,287)
Incurred claims and other directly attributable expenses (214,324) (211,997)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC (17,875) 19,354
Claims and other directly attributable expenses paid (371,502) (618,473)
Premium revenue 616,687 827,891
Foreign currency translation and other changes 567 433
Insurance contract receivables (liabilities) at the end of the period 21,474 7,921
Reinsurance contracts | Risk adjustment for non-financial risk    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (419) (701)
Incurred claims and other directly attributable expenses (1,134) 208
Foreign currency translation and other changes (40) 74
Insurance contract receivables (liabilities) at the end of the period (1,593) (419)
Insurance contracts    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period 12,672 (8,339)
Incurred claims and other directly attributable expenses (275,676) (367,350)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC (4,375) 8,475
Claims and other directly attributable expenses paid (493,782) (845,988)
Premium revenue 804,080 1,225,709
Foreign currency translation and other changes 1,123 165
Insurance contract receivables (liabilities) at the end of the period 44,042 12,672
Premium revenue for past performance years 26,226 30,137
Insurance contracts | Present value of future cash flows    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period 13,248 (7,751)
Incurred claims and other directly attributable expenses (272,612) (367,292)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC (4,624) 8,475
Claims and other directly attributable expenses paid (493,782) (845,988)
Premium revenue 804,080 1,225,709
Foreign currency translation and other changes 1,206 95
Insurance contract receivables (liabilities) at the end of the period 47,516 13,248
Insurance contracts | Risk adjustment for non-financial risk    
Insurance and reinsurance contracts    
Insurance contract receivables (liabilities) at the beginning of the period (576) (588)
Incurred claims and other directly attributable expenses (3,064) (58)
Changes that relate to past service - changes in the fulfillment cash-flows relating to LIC 249  
Foreign currency translation and other changes (83) 70
Insurance contract receivables (liabilities) at the end of the period € (3,474) € (576)