v3.26.3
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest Income        
Loans and leases, including fees $ 509.0 $ 511.0 $ 1,488.0 $ 1,492.0
Investment Securities:        
Taxable 67.0 60.0 192.0 172.0
Tax-exempt 6.0 7.0 20.0 21.0
Other 14.0 18.0 43.0 53.0
Total Interest Income 596.0 596.0 1,743.0 1,738.0
Interest Expense        
Deposits 172.0 188.0 510.0 555.0
Short-term borrowings 25.0 18.0 62.0 52.0
Long-term borrowings 23.0 31.0 70.0 101.0
Total Interest Expense 220.0 237.0 642.0 708.0
Net Interest Income 376.0 359.0 1,101.0 1,030.0
Provision for credit losses 19.0 24.0 59.5 67.1
Net Interest Income After Provision for Credit Losses 357.0 335.0 1,042.0 963.0
Non-Interest Income        
Service charges 24.0 23.0 71.0 68.0
Interchange and card transaction fees 13.0 13.0 39.0 39.0
Trust services 12.0 12.0 37.0 36.0
Insurance commissions and fees 5.0 5.0 17.0 16.0
Securities commissions and fees 9.0 9.0 27.0 27.0
Capital markets income 7.0 8.0 22.0 20.0
Mortgage banking operations 6.0 9.0 18.0 22.0
Dividends on non-marketable equity securities 8.0 6.0 21.0 18.0
Bank owned life insurance 5.0 4.0 14.0 13.0
Other 4.0 9.0 15.0 18.0
Total Non-Interest Income 93.0 98.0 281.0 277.0
Non-Interest Expense        
Salaries and employee benefits 133.0 131.0 404.0 396.0
Net occupancy 21.0 19.0 64.0 58.0
Equipment 30.0 26.0 87.0 80.0
Outside services 30.0 26.0 85.0 78.0
Marketing 4.0 5.0 12.0 15.0
FDIC insurance 9.0 7.0 25.0 24.0
Bank shares tax 4.0 4.0 13.0 12.0
Other 26.0 25.0 78.0 73.0
Total Non-Interest Expense 257.0 243.0 768.0 736.0
Income Before Income Taxes 193.0 190.0 555.0 504.0
Income taxes 40.0 40.0 116.0 107.0
Net Income $ 153.0 $ 150.0 $ 439.0 $ 397.0
Earnings per Common Share        
Basic (USD per share) $ 0.43 $ 0.41 $ 1.23 $ 1.10
Diluted (USD per share) $ 0.43 $ 0.41 $ 1.23 $ 1.09