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Unum Group

Statistical Supplement Third Quarter 2026

 TABLE OF CONTENTS

(in millions of dollars, except share data and where noted)

Interim Results are Unaudited

						Page
			Financial Highlights			1
			Capital Metrics			2
			Ratings			3
			Consolidated Statements of Operations			4
			Sales Data by Segment			5
			Consolidated Balance Sheets			6
			Financial Results by Segment			7
			Quarterly Historical Financial Results by Segment			8
			Financial Results and Selected Statistics by Segment
			Unum US			9
			Unum International			10
			Colonial Life			11
			Closed Block			12
			Corporate			13
			Investments			14
			Appendix to Statistical Supplement			15
			See "Appendix to Statistical Supplement" on page 15 for a summary of significant items and page 15.3 for a reconciliation of our non-GAAP financial measures.
			N.M. = not a meaningful percentage

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Unum Group Financial Highlights

We applied updates to prior year reported information throughout this document to align to current year presentation. See "Appendix to the Statistical Supplement" beginning on page 15 for more information regarding this update.

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Consolidated U.S. GAAP Results¹
Premium Income			$	2,800.7					$	2,688.0					$	8,412.5					$	8,138.9					$	10,831.0					$	10,497.4
Segment Adjusted Operating Revenue			$	3,400.5					$	3,250.4					$	10,152.2					$	9,927.9					$	13,182.1					$	12,921.9
Net Investment Gain (Loss)			(853.0)						128.0						(863.2)						(96.5)						(106.6)						(34.6)
Strategic Actions			—						—						(16.3)						—						—						—
Total Revenue			$	2,547.5					$	3,378.4					$	9,272.7					$	9,831.4					$	13,075.5					$	12,887.3
Net Income (Loss)			$	(419.7)					$	39.7					$	69.2					$	564.4					$	738.5					$	1,779.1
Net Income (Loss) Per Common Share:
Basic			$	(2.65)					$	0.23					$	0.43					$	3.24					$	4.28					$	9.49
Assuming Dilution			$	(2.65)					$	0.23					$	0.43					$	3.23					$	4.27					$	9.46
Assets															$	61,307.0					$	63,678.1					$	63,519.4					$	61,959.3
Liabilities															$	50,545.4					$	52,769.3					$	52,400.3					$	50,998.2
Stockholders' Equity															$	10,761.6					$	10,908.8					$	11,119.1					$	10,961.1
Adjusted Stockholders' Equity															$	11,511.9					$	12,494.6					$	12,471.1					$	12,801.6
Adjusted Operating Return on Equity
Unum US			22.9		%				34.8		%				23.8		%				26.6		%				25.4		%				27.7		%
Unum International			1.4		%				17.0		%				7.9		%				16.5		%				15.4		%				14.8		%
Colonial Life			24.6		%				19.7		%				21.1		%				19.0		%				18.5		%				21.6		%
Core Operating Segments			21.3		%				28.6		%				21.3		%				23.5		%				22.4		%				24.7		%

Traditional U.S. Life Insurance Companies' Statutory Results2
Net Gain (Loss) from Operations, After Tax			$	819.7					$	(345.0)					$	1,464.6					$	436.6					$	652.5					$	1,337.0
Net Realized Capital Gain (Loss), After Tax			(142.7)						50.1						(146.1)						(16.5)						(18.5)						(14.6)
Net Income (Loss)			$	677.0					$	(294.9)					$	1,318.5					$	420.1					$	634.0					$	1,322.4
Capital and Surplus															$	4,393.6					$	4,085.2					$	3,770.6					$	3,909.7
Weighted Average Risk-based Capital Ratio															~ 485%						~ 455%						~ 440%						~ 430%

1 Generally Accepted Accounting Principles

2 Our traditional U.S. life insurance companies are Provident Life and Accident Insurance Company, Unum Life Insurance Company of America, The Paul Revere Life Insurance Company, Colonial Life & Accident Insurance Company, Provident Life and Casualty Insurance Company, First Unum Life Insurance Company and Unum Insurance Company.

1

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Unum Group Capital Metrics

			9/30/2026												9/30/2025												12/31/2025												12/31/2024
			(in millions)						per share						(in millions)						per share						(in millions)						per share						(in millions)						per share
Total Stockholders' Equity (Book Value)			$	10,761.6					$	68.90					$	10,908.8					$	64.56					$	11,119.1					$	67.11					$	10,961.1					$	61.38
Excluding:
Net Unrealized Loss on Securities			(3,215.8)						(20.59)						(1,978.2)						(11.71)						(2,003.1)						(12.09)						(2,755.2)						(15.43)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			2,876.8						18.42						656.6						3.88						929.9						5.61						1,185.4						6.64
Net Loss on Derivatives			(411.3)						(2.63)						(264.2)						(1.56)						(278.8)						(1.68)						(270.7)						(1.51)
Subtotal			11,511.9						73.70						12,494.6						73.95						12,471.1						75.27						12,801.6						71.68
Excluding:
Foreign Currency Translation Adjustment			(269.9)						(1.73)						(246.1)						(1.46)						(245.6)						(1.48)						(343.0)						(1.93)
Subtotal			11,781.8						75.43						12,740.7						75.41						12,716.7						76.75						13,144.6						73.61
Excluding:
Unrecognized Pension and Postretirement Benefit Costs			(203.8)						(1.30)						(335.4)						(1.98)						(210.9)						(1.27)						(340.2)						(1.90)
Total Stockholders' Equity, Excluding Accumulated Other Comprehensive Loss			$	11,985.6					$	76.73					$	13,076.1					$	77.39					$	12,927.6					$	78.02					$	13,484.8					$	75.51
Dividends Paid			$	232.0					$	1.425					$	229.8					$	1.30					$	307.2					$	1.76					$	296.6					$	1.57

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Shares Repurchased (millions)1			2.1						3.2						10.0						10.3						13.6						15.7
Cost of Shares Repurchased (millions)2			$	202.0					$	253.3					$	806.5					$	759.2					$	1,011.7					$	979.3
Stock Price (UNM closing price on last trading day of period)															$	87.73					$	77.78					$	77.50					$	73.03
Leverage Ratio															25.0		%				23.4		%				23.6		%				22.9		%
Holding Company Liquidity (millions)															$	1,383					$	1,982					$	2,344					$	1,987

1For the nine months ended September 30, 2025 and for the year ended December 31, 2025, 0.7 million shares were included related to the settlement of the November 2024 accelerated share repurchase agreement (ASR) which occurred in February 2025.

2Includes commissions of a de minimis amount and $0.3 million for the three and nine months ended September 30, 2026, respectively, $0.9 million and $1.8 million for the three and nine months ended September 30, 2025, respectively, $1.9 million for the year ended December 31, 2025, and a de minimis amount for the year ended December 31, 2024. There was excise tax of $2.0 million and $7.7 million for the three and nine months ended September 30, 2026, respectively, $2.4 million and $7.4 million for the three and nine months ended September 30, 2025, respectively, and $9.8 million and $8.3 million for the years ended December 31, 2025 and 2024, respectively. Also included for the year ended December 31, 2024 is $80.3 million related to shares which settled in February 2025 in connection with the November 2024 ASR agreement.

2

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Unum Group Ratings

AM Best

Fitch

Moody's

S&P

Outlook

Stable

Stable

Stable

Stable

Senior Unsecured Debt Ratings

bbb+

BBB

Baa2

BBB

Financial Strength Ratings

Provident Life and Accident Insurance Company

A

A

A2

A

Unum Life Insurance Company of America

A

A

A2

A

First Unum Life Insurance Company

A

A

A2

A

Colonial Life & Accident Insurance Company

A

A

A2

A

The Paul Revere Life Insurance Company

A

A

A2

A

Unum Insurance Company

A

A

A2

NR

Provident Life and Casualty Insurance Company

A

A

NR

NR

Unum Limited

NR

NR

NR

A-

NR = not rated

3

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Unum Group Consolidated Statements of Operations

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Revenue
Premium Income			$	2,800.7					$	2,688.0					$	8,412.5					$	8,138.9					$	10,831.0					$	10,497.4
Net Investment Income			522.4						476.8						1,484.2						1,550.7						2,032.7						2,130.0
Net Investment Gain (Loss)			(853.0)						128.0						(863.2)						(96.5)						(106.6)						(34.6)
Other Income			77.4						85.6						239.2						238.3						318.4						294.5
Total Revenue			2,547.5						3,378.4						9,272.7						9,831.4						13,075.5						12,887.3
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			2,074.7						2,325.3						6,079.9						6,172.4						8,065.3						6,917.9
Commissions			365.0						335.2						1,097.8						1,021.9						1,355.3						1,258.6
Interest and Debt Expense			54.0						52.2						160.4						156.2						208.8						201.1
Deferral of Acquisition Costs			(188.3)						(173.5)						(566.3)						(521.0)						(697.1)						(651.5)
Amortization of Deferred Acquisition Costs			144.3						132.3						413.9						389.9						527.1						521.0
Other Expenses			647.2						652.4						2,004.2						1,896.9						2,682.6						2,388.9
Total Benefits and Expenses			3,096.9						3,323.9						9,189.9						9,116.3						12,142.0						10,636.0
Income (Loss) Before Income Tax			(549.4)						54.5						82.8						715.1						933.5						2,251.3
Income Tax Expense (Benefit)			(129.7)						14.8						13.6						150.7						195.0						472.2
Net Income (Loss)			$	(419.7)					$	39.7					$	69.2					$	564.4					$	738.5					$	1,779.1
Weighted Average Shares Outstanding
Basic			158.6						170.2						159.4						174.2						172.5						187.5
Assuming Dilution			158.6						170.6						159.7						174.6						172.9						188.1
Actual Number of Shares Outstanding															156.2						169.0						165.7						178.6

4

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Unum Group Sales Data for Unum US Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
			9/30/2026						9/30/2025						% Change						9/30/2026						9/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Group Disability and Group Life and AD&D
Core Market (< 2,000 employees)			$	53.3					$	52.3					1.9		%				$	248.5					$	218.4					13.8		%				$	527.8					$	512.6
Large Case Market			23.3						34.1						(31.7)						143.1						149.0						(4.0)						351.5						363.7
Subtotal			76.6						86.4						(11.3)						391.6						367.4						6.6						879.3						876.3
Supplemental and Voluntary			87.3						92.7						(5.8)						389.2						351.6						10.7						479.6						490.7
Total Sales			$	163.9					$	179.1					(8.5)						$	780.8					$	719.0					8.6						$	1,358.9					$	1,367.0

5

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Unum Group Sales Data for Unum International Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
(in millions of dollars)			9/30/2026						9/30/2025						% Change						9/30/2026						9/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Unum UK
Group Long-term Disability and Group Life
Core Market (< 500 employees)			$	9.0					$	11.0					(18.2)		%				$	29.2					$	35.7					(18.2)		%				$	48.2					$	41.8
Large Case Market			8.1						24.2						(66.5)						44.7						56.5						(20.9)						70.0						73.8
Subtotal			17.1						35.2						(51.4)						73.9						92.2						(19.8)						118.2						115.6
Supplemental			4.4						4.4						—						24.4						25.0						(2.4)						32.8						34.9
Unum Poland			7.5						10.1						(25.7)						25.2						34.4						(26.7)						46.2						36.4
Total Sales			$	29.0					$	49.7					(41.6)						$	123.5					$	151.6					(18.5)						$	197.2					$	186.9
Unum UK Sales by Market Sector
Group Long-term Disability and Group Life
Core Market (< 500 employees)			£	6.6					£	8.2					(19.5)		%				£	21.7					£	27.2					(20.2)		%				£	36.6					£	32.8
Large Case Market			6.0						18.0						(66.7)						33.2						42.7						(22.2)						52.8						57.8
Subtotal			12.6						26.2						(51.9)						54.9						69.9						(21.5)						89.4						90.6
Supplemental			3.3						3.2						3.1						18.1						19.1						(5.2)						25.0						27.5
Total Sales			£	15.9					£	29.4					(45.9)						£	73.0					£	89.0					(18.0)						£	114.4					£	118.1

5. 1

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Unum Group Sales Data for Colonial Life Segment

			Three Months Ended																		Nine Months Ended																		Year Ended
			9/30/2026						9/30/2025						% Change						9/30/2026						9/30/2025						% Change						12/31/2025						12/31/2024
Sales by Market Sector
Commercial Sector
Core Market (< 1,000 employees)			$	78.2					$	76.4					2.4		%				$	230.8					$	225.5					2.4		%				$	343.5					$	331.9
Large Case Market			19.1						14.6						30.8						47.3						38.2						23.8						71.8						65.1
Subtotal			97.3						91.0						6.9						278.1						263.7						5.5						415.3						397.0
Public Sector			35.3						33.6						5.1						94.9						92.7						2.4						145.0						135.2
Total Sales			$	132.6					$	124.6					6.4						$	373.0					$	356.4					4.7						$	560.3					$	532.2

5. 2

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Unum Group Consolidated Balance Sheets

			September 30						December 31
			2026						2025
Assets
Investments
Fixed Maturity Securities - at fair value			$	32,994.5					$	33,056.6
Mortgage Loans			2,053.2						2,109.5
Policy Loans			3,538.1						3,668.1
Other Long-term Investments			1,664.1						1,670.4
Short-term Investments			1,714.9						3,016.2
Total Investments			41,964.8						43,520.8
Other Assets
Cash and Bank Deposits			279.9						158.2
Accounts and Premiums Receivable			1,558.1						1,429.8
Reinsurance Recoverable			10,525.8						11,574.6
Accrued Investment Income			751.3						596.0
Deferred Acquisition Costs			3,067.9						2,920.3
Goodwill			352.9						353.9
Property and Equipment			501.3						503.7
Deferred Income Tax			53.1						79.5
Income Tax Receivable			47.2						—
Other Assets			2,204.7						2,382.6
Total Assets			$	61,307.0					$	63,519.4

6

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Unum Group Consolidated Balance Sheets - Continued

			September 30						December 31
			2026						2025
Liabilities and Stockholders' Equity
Liabilities
Future Policy Benefits			$	35,144.6					$	38,017.0
Policyholders' Account Balances			6,494.8						5,636.4
Unearned Premiums			522.9						412.8
Other Policyholders’ Funds			1,447.8						1,479.7
Income Tax Payable			—						52.2
Deferred Income Tax			232.4						38.8
Long-term Debt			3,765.7						3,767.6
Other Liabilities			2,937.2						2,995.8
Total Liabilities			50,545.4						52,400.3
Stockholders’ Equity
Common Stock			19.6						19.6
Additional Paid-in Capital			1,620.3						1,593.0
Accumulated Other Comprehensive Loss			(1,224.0)						(1,808.5)
Retained Earnings			13,182.5						13,345.3
Treasury Stock - at cost			(2,836.8)						(2,030.3)
Total Stockholders’ Equity			10,761.6						11,119.1
Total Liabilities and Stockholders’ Equity			$	61,307.0					$	63,519.4

6. 1

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Unum Group Balance Sheets by Segment - September 30, 2026

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	5,308.2					$	1,797.6					$	4,201.2					$	11,307.0					$	3,084.1					$	3,458.1					$	19,715.9					$	4,399.7					$	41,964.8
Deferred Acquisition Costs			70.9						64.7						1,131.8						1,267.4						80.7						1,719.8						—						—						3,067.9
Goodwill			10.1						—						271.1						281.2						44.0						27.7						—						—						352.9
Reinsurance Recoverable			24.8						11.0						369.8						405.6						157.1						4.3						9,958.8						—						10,525.8
All Other			603.1						350.0						142.8						1,095.9						307.3						268.2						1,692.3						2,031.9						5,395.6
Total Assets			$	6,017.1					$	2,223.3					$	6,116.7					$	14,357.1					$	3,673.2					$	5,478.1					$	31,367.0					$	6,431.6					$	61,307.0
Liabilities
Future Policy Benefits			$	4,359.6					$	774.2					$	2,824.0					$	7,957.8					$	2,319.7					$	1,860.9					$	23,006.2					$	—					$	35,144.6
Policyholders' Account Balances			—						—						651.9						651.9						—						853.0						3,995.2						994.7						6,494.8
Unearned Premiums			1.9						6.1						50.5						58.5						301.3						47.1						116.0						—						522.9
Other Policyholders' Funds			40.3						769.1						30.2						839.6						62.2						7.5						538.5						—						1,447.8
Debt			—						—						—						—						—						—						—						3,765.7						3,765.7
All Other			136.9						15.3						313.8						466.0						205.9						300.8						711.5						1,485.4						3,169.6
Total Liabilities			4,538.7						1,564.7						3,870.4						9,973.8						2,889.1						3,069.3						28,367.4						6,245.8						50,545.4
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,473.2						733.5						2,189.4						4,396.1						735.9						2,203.0						3,361.2						815.7						11,511.9
Net Unrealized Loss on Securities and Net Loss on Derivatives			(276.1)						(104.2)						(293.6)						(673.9)						(173.6)						(202.0)						(1,947.7)						(629.9)						(3,627.1)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			281.3						29.3						350.5						661.1						221.8						407.8						1,586.1						—						2,876.8
Total Allocated Stockholders' Equity			1,478.4						658.6						2,246.3						4,383.3						784.1						2,408.8						2,999.6						185.8						10,761.6
Total Liabilities and Allocated Stockholders' Equity			$	6,017.1					$	2,223.3					$	6,116.7					$	14,357.1					$	3,673.2					$	5,478.1					$	31,367.0					$	6,431.6					$	61,307.0

Allocated stockholders' equity is determined on the basis of an internal allocation formula that reflects the volume and risk components of the business and aligns with our target capital levels for regulatory and rating agency purposes. We modify this formula periodically to recognize changes in the views of capital requirements.

6. 2

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Unum Group Balance Sheets by Segment - December 31, 2025

			Unum US
			Group Disability						Group Life and Accidental Death & Dismemberment						Supplemental and Voluntary						Total Unum US						Unum International						Colonial Life						Closed Block						Corporate						Consolidated
Assets
Investments			$	5,685.7					$	1,827.5					$	4,314.6					$	11,827.8					$	3,183.2					$	3,420.8					$	21,459.4					$	3,629.6					$	43,520.8
Deferred Acquisition Costs			63.6						57.6						1,087.5						1,208.7						72.1						1,639.5						—						—						2,920.3
Goodwill			10.1						—						271.1						281.2						45.0						27.7						—						—						353.9
Reinsurance Recoverable			26.2						7.6						410.1						443.9						93.3						4.6						11,032.8						—						11,574.6
All Other			386.5						326.9						160.3						873.7						254.4						197.3						1,395.6						2,428.8						5,149.8
Total Assets			$	6,172.1					$	2,219.6					$	6,243.6					$	14,635.3					$	3,648.0					$	5,289.9					$	33,887.8					$	6,058.4					$	63,519.4
Liabilities
Future Policy Benefits			$	4,591.6					$	802.4					$	3,099.4					$	8,493.4					$	2,404.3					$	2,032.0					$	25,087.3					$	—					$	38,017.0
Policyholders' Account Balances			—						—						665.7						665.7						—						858.9						4,111.8						—						5,636.4
Unearned Premiums			1.3						5.7						41.7						48.7						201.5						46.9						115.7						—						412.8
Other Policyholders' Funds			26.1						769.6						33.0						828.7						78.3						8.8						563.9						—						1,479.7
Debt			—						—						—						—						—						—						—						3,767.6						3,767.6
All Other			36.3						27.2						209.2						272.7						125.6						71.1						594.4						2,023.0						3,086.8
Total Liabilities			4,655.3						1,604.9						4,049.0						10,309.2						2,809.7						3,017.7						30,473.1						5,790.6						52,400.3
Allocated Stockholders' Equity
Other Allocated Stockholders' Equity			1,473.7						666.6						2,165.0						4,305.3						822.4						2,083.1						4,495.2						765.1						12,471.1
Net Unrealized Loss on Securities and Net Loss on Derivatives			(106.3)						(67.0)						(141.6)						(314.9)						(115.0)						(72.1)						(1,282.6)						(497.3)						(2,281.9)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits			149.4						15.1						171.2						335.7						130.9						261.2						202.1						—						929.9
Total Allocated Stockholders' Equity			1,516.8						614.7						2,194.6						4,326.1						838.3						2,272.2						3,414.7						267.8						11,119.1
Total Liabilities and Allocated Stockholders' Equity			$	6,172.1					$	2,219.6					$	6,243.6					$	14,635.3					$	3,648.0					$	5,289.9					$	33,887.8					$	6,058.4					$	63,519.4

6. 3

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Unum Group Financial Results by Segment

We measure and analyze our segment performance on the basis of "segment adjusted operating revenue" and "segment adjusted operating income" or "segment adjusted operating loss", which differ from total revenue and income before income tax as presented in our consolidated statements of operations due to the exclusion of investment gains or losses and certain other items as specified in the following pages. Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. These performance measures are in accordance with GAAP guidance for segment reporting, but they should not be viewed as a substitute for total revenue, income before income tax, or net income.

			Three Months Ended																		Nine Months Ended
			9/30/2026						9/30/2025						% Change						9/30/2026						9/30/2025						% Change
Premium Income
Unum US			$	1,846.6					$	1,755.4					5.2		%				$	5,545.3					$	5,334.9					3.9		%
Unum International			291.6						281.1						3.7						867.6						798.9						8.6
Colonial Life			470.0						456.5						3.0						1,420.1						1,375.9						3.2
Closed Block			192.5						195.0						(1.3)						579.5						629.2						(7.9)
			2,800.7						2,688.0						4.2						8,412.5						8,138.9						3.4
Adjusted Net Investment Income
Unum US			164.9						151.9						8.6						479.0						455.9						5.1
Unum International			37.4						36.2						3.3						109.2						110.9						(1.5)
Colonial Life			50.3						44.3						13.5						147.2						129.1						14.0
Closed Block			245.9						224.7						9.4						701.1						778.9						(10.0)
Corporate			23.9						19.7						21.3						64.0						75.9						(15.7)
			522.4						476.8						9.6						1,500.5						1,550.7						(3.2)
Other Income
Unum US			65.2						65.5						(0.5)						197.9						195.4						1.3
Unum International			2.1						2.9						(27.6)						8.1						3.3						145.5
Colonial Life			0.5						0.6						(16.7)						1.6						1.3						23.1
Closed Block			9.6						16.3						(41.1)						30.5						38.3						(20.4)
Corporate			—						0.3						(100.0)						1.1						—						100.0
			77.4						85.6						(9.6)						239.2						238.3						0.4
Total Segment Adjusted Operating Revenue
Unum US			2,076.7						1,972.8						5.3						6,222.2						5,986.2						3.9
Unum International			331.1						320.2						3.4						984.9						913.1						7.9
Colonial Life			520.8						501.4						3.9						1,568.9						1,506.3						4.2
Closed Block			448.0						436.0						2.8						1,311.1						1,446.4						(9.4)
Corporate			23.9						20.0						19.5						65.1						75.9						(14.2)
			$	3,400.5					$	3,250.4					4.6						$	10,152.2					$	9,927.9					2.3

7

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Unum Group Financial Results by Segment - Continued

			Three Months Ended																		Nine Months Ended
			9/30/2026						9/30/2025						% Change						9/30/2026						9/30/2025						% Change
Benefits and Adjusted Expenses
Unum US			$	1,761.4					$	1,486.0					18.5		%				$	5,239.4					$	4,852.1					8.0		%
Unum International			330.9						276.0						19.9						929.5						788.6						17.9
Colonial Life			351.4						375.9						(6.5)						1,140.3						1,147.7						(0.6)
Closed Block			583.6						1,118.3						(47.8)						1,667.4						2,131.5						(21.8)
Corporate			69.6						67.7						2.8						198.9						196.4						1.3
			3,096.9						3,323.9						(6.8)						9,175.5						9,116.3						0.6
Segment Adjusted Operating Income (Loss)
Unum US			315.3						486.8						(35.2)						982.8						1,134.1						(13.3)
Unum International			0.2						44.2						(99.5)						55.4						124.5						(55.5)
Colonial Life			169.4						125.5						35.0						428.6						358.6						19.5
Closed Block			(135.6)						(682.3)						(80.1)						(356.3)						(685.1)						(48.0)
Corporate			(45.7)						(47.7)						(4.2)						(133.8)						(120.5)						11.0
			$	303.6					$	(73.5)					N.M.						$	976.7					$	811.6					20.3

7. 1

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Unum Group Quarterly Historical Financial Results by Segment

			9/30/2026						6/30/2026						3/31/2026						12/31/2025						9/30/2025						6/30/2025
Premium Income
Unum US			$	1,846.6					$	1,858.2					$	1,840.5					$	1,748.6					$	1,755.4					$	1,798.6
Unum International			291.6						289.3						286.7						283.9						281.1						271.1
Colonial Life			470.0						477.4						472.7						463.2						456.5						462.1
Closed Block			192.5						192.9						194.1						196.4						195.0						216.2
			2,800.7						2,817.8						2,794.0						2,692.1						2,688.0						2,748.0
Adjusted Net Investment Income
Unum US			164.9						155.8						158.3						148.3						151.9						155.1
Unum International			37.4						42.2						29.6						34.7						36.2						46.2
Colonial Life			50.3						50.1						46.8						43.5						44.3						42.6
Closed Block			245.9						226.1						229.1						237.6						224.7						284.5
Corporate			23.9						20.5						19.6						17.9						19.7						32.3
			522.4						494.7						483.4						482.0						476.8						560.7
Other Income
Unum US			65.2						65.9						66.8						63.4						65.5						58.0
Unum International			2.1						2.7						3.3						4.4						2.9						0.3
Colonial Life			0.5						0.4						0.7						0.3						0.6						0.3
Closed Block			9.6						9.6						11.3						11.6						16.3						12.1
Corporate			—						0.4						0.7						0.4						0.3						(0.3)
			77.4						79.0						82.8						80.1						85.6						70.4
Total Segment Adjusted Operating Revenue
Unum US			2,076.7						2,079.9						2,065.6						1,960.3						1,972.8						2,011.7
Unum International			331.1						334.2						319.6						323.0						320.2						317.6
Colonial Life			520.8						527.9						520.2						507.0						501.4						505.0
Closed Block			448.0						428.6						434.5						445.6						436.0						512.8
Corporate			23.9						20.9						20.3						18.3						20.0						32.0
			$	3,400.5					$	3,391.5					$	3,360.2					$	3,254.2					$	3,250.4					$	3,379.1

8

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Unum Group Quarterly Historical Financial Results by Segment - Continued

			9/30/2026						6/30/2026						3/31/2026						12/31/2025						9/30/2025						6/30/2025
Benefits and Adjusted Expenses
Unum US			$	1,761.4					$	1,750.3					$	1,727.7					$	1,666.8					$	1,486.0					$	1,693.5
Unum International			330.9						309.9						288.7						289.8						276.0						276.0
Colonial Life			351.4						396.5						392.4						393.1						375.9						387.6
Closed Block			583.6						504.0						579.8						482.8						1,118.3						523.6
Corporate			69.6						65.4						63.9						69.4						67.7						63.7
			3,096.9						3,026.1						3,052.5						2,901.9						3,323.9						2,944.4
Segment Adjusted Operating Income (Loss)
Unum US			315.3						329.6						337.9						293.5						486.8						318.2
Unum International			0.2						24.3						30.9						33.2						44.2						41.6
Colonial Life			169.4						131.4						127.8						113.9						125.5						117.4
Closed Block			(135.6)						(75.4)						(145.3)						(37.2)						(682.3)						(10.8)
Corporate			(45.7)						(44.5)						(43.6)						(51.1)						(47.7)						(31.7)
			$	303.6					$	365.4					$	307.7					$	352.3					$	(73.5)					$	434.7

8. 1

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Unum Group Financial Results for Unum US Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income			$	1,846.6					$	1,755.4					$	5,545.3					$	5,334.9					$	7,083.5					$	6,883.2
Net Investment Income			164.9						151.9						479.0						455.9						604.2						632.2
Other Income			65.2						65.5						197.9						195.4						258.8						235.9
Total			2,076.7						1,972.8						6,222.2						5,986.2						7,946.5						7,751.3
Benefits and Expenses
Policy Benefits Including Remeasurement Gain or Loss			1,144.7						896.2						3,376.0						3,051.6						4,120.4						3,864.7
Commissions			219.3						195.8						652.4						605.2						794.9						729.3
Deferral of Acquisition Costs			(94.2)						(83.3)						(275.5)						(253.7)						(331.7)						(320.9)
Amortization of Deferred Acquisition Costs			77.2						71.4						216.8						208.2						283.3						292.5
Other Expenses			414.4						405.9						1,269.7						1,240.8						1,652.0						1,602.9
Total			1,761.4						1,486.0						5,239.4						4,852.1						6,518.9						6,168.5
Segment Adjusted Operating Income			$	315.3					$	486.8					$	982.8					$	1,134.1					$	1,427.6					$	1,582.8
Operating Ratios (% of Premium Income):
Benefit Ratio1			62.0		%				51.1		%				60.9		%				57.2		%				58.2		%				56.1		%
Other Expense Ratio2			21.7		%				22.4		%				22.2		%				22.5		%				22.6		%				22.5		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024 as well as refinements during the third quarter of 2026. Excluding these items, benefit ratios were 64.8% and 61.8% for the three and nine months ended September 30, 2026, respectively, 59.5% and 60.0% for the three and nine months ended September 30, 2025, and 60.3% and 58.2% for the years ended December 31, 2025 and 2024, respectively.
2Ratio of Other Expenses to Premium Income plus Unum US Group Disability Other Income, which is primarily related to fee-based services.

9

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Unum Group Financial Results for Unum US Group Disability

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Long-term Disability			$	489.9					$	499.2					$	1,484.0					$	1,511.5					$	2,011.1					$	2,086.1
Group Short-term Disability			326.7						286.0						969.6						853.6						1,138.4						1,084.0
Total Premium Income			816.6						785.2						2,453.6						2,365.1						3,149.5						3,170.1
Net Investment Income			79.7						75.3						230.2						223.8						296.0						311.2
Other Income			60.4						58.8						181.4						171.4						228.6						232.1
Total			956.7						919.3						2,865.2						2,760.3						3,674.1						3,713.4
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			548.3						375.3						1,608.5						1,355.1						1,858.5						1,781.8
Commissions			69.3						61.9						207.9						190.8						250.1						244.4
Deferral of Acquisition Costs			(17.9)						(14.2)						(51.9)						(46.5)						(60.7)						(62.2)
Amortization of Deferred Acquisition Costs			16.3						15.4						44.6						41.5						58.2						64.7
Other Expenses			245.9						241.6						751.6						736.1						982.4						973.5
Total			861.9						680.0						2,560.7						2,277.0						3,088.5						3,002.2
Segment Adjusted Operating Income			$	94.8					$	239.3					$	304.5					$	483.3					$	585.6					$	711.2
Operating Ratios (% of Premium Income):
Benefit Ratio1			67.1		%				47.8		%				65.6		%				57.3		%				59.0		%				56.2		%
Other Expense Ratio2			28.0		%				28.6		%				28.5		%				29.0		%				29.1		%				28.6		%
Persistency:
Group Long-term Disability															91.4		%				90.6		%				91.1		%				93.3		%
Group Short-term Disability															90.9		%				88.6		%				88.9		%				91.7		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024 as well as refinements during the third quarter of 2026. Excluding these items, benefit ratios were 70.6% and 66.8% for the three and nine months ended September 30, 2026, respectively, 61.3% and 61.8% for the three and nine months ended September 30, 2025, and 62.4% and 59.0% for the years ended December 31, 2025 and 2024, respectively.
2Ratio of Other Expenses to Premium Income plus Other Income, which is primarily related to fee-based services.

9. 1

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Unum Group Financial Results for Unum US Group Life and Accidental Death & Dismemberment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Life			$	498.1					$	468.3					$	1,493.2					$	1,404.5					$	1,871.1					$	1,784.7
Accidental Death & Dismemberment			53.3						48.9						160.1						146.3						195.6						186.1
Total Premium Income			551.4						517.2						1,653.3						1,550.8						2,066.7						1,970.8
Net Investment Income			24.9						21.2						71.7						60.5						81.6						88.3
Other Income			—						0.5						1.0						1.0						1.2						1.5
Total			576.3						538.9						1,726.0						1,612.3						2,149.5						2,060.6
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			379.3						338.5						1,083.4						1,057.3						1,391.8						1,294.2
Commissions			52.2						46.5						154.3						141.0						186.3						168.0
Deferral of Acquisition Costs			(13.3)						(11.0)						(39.0)						(34.7)						(45.5)						(40.6)
Amortization of Deferred Acquisition Costs			11.9						10.7						31.9						26.4						39.0						38.4
Other Expenses			68.0						63.0						208.9						191.7						255.4						243.0
Total			498.1						447.7						1,439.5						1,381.7						1,827.0						1,703.0
Segment Adjusted Operating Income			$	78.2					$	91.2					$	286.5					$	230.6					$	322.5					$	357.6
Operating Ratios (% of Premium Income):
Benefit Ratio1			68.8		%				65.4		%				65.5		%				68.2		%				67.3		%				65.7		%
Other Expense Ratio			12.3		%				12.2		%				12.6		%				12.4		%				12.4		%				12.3		%
Persistency:
Group Life															92.3		%				89.8		%				90.2		%				92.0		%
Accidental Death & Dismemberment															91.9		%				88.6		%				89.1		%				91.2		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024. Excluding these items, benefit ratios were 69.7% and 65.8% for the three and nine months ended September 30, 2026, respectively, 66.0% and 68.4% for the three and nine months ended September 30, 2025, and 67.5% and 66.4% for the years ended December 31, 2025 and 2024, respectively.

9. 2

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Unum Group Financial Results for Unum US Supplemental and Voluntary

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Voluntary Benefits			$	250.9					$	231.6					$	756.4					$	700.2					$	927.4					$	879.2
Individual Disability			144.6						140.0						433.9						475.4						615.1						566.0
Dental and Vision			83.1						81.4						248.1						243.4						324.8						297.1
Total Premium Income			478.6						453.0						1,438.4						1,419.0						1,867.3						1,742.3
Net Investment Income			60.3						55.4						177.1						171.6						226.6						232.7
Other Income			4.8						6.2						15.5						23.0						29.0						2.3
Total			543.7						514.6						1,631.0						1,613.6						2,122.9						1,977.3
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			217.1						182.4						684.1						639.2						870.1						788.7
Commissions			97.8						87.4						290.2						273.4						358.5						316.9
Deferral of Acquisition Costs			(63.0)						(58.1)						(184.6)						(172.5)						(225.5)						(218.1)
Amortization of Deferred Acquisition Costs			49.0						45.3						140.3						140.3						186.1						189.4
Other Expenses			100.5						101.3						309.2						313.0						414.2						386.4
Total			401.4						358.3						1,239.2						1,193.4						1,603.4						1,463.3
Segment Adjusted Operating Income			$	142.3					$	156.3					$	391.8					$	420.2					$	519.5					$	514.0
Operating Ratios (% of Premium Income):
Benefit Ratio1			45.4		%				40.3		%				47.6		%				45.0		%				46.6		%				45.3		%
Other Expense Ratio			21.0		%				22.4		%				21.5		%				22.1		%				22.2		%				22.2		%
Persistency:
Voluntary Benefits															75.9		%				76.5		%				76.5		%				76.0		%
Individual Disability															87.4		%				87.7		%				87.7		%				89.0		%
Dental and Vision															78.4		%				83.1		%				83.3		%				81.4		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024 as well as refinements during the third quarter of 2026. Excluding these items, benefit ratios were 49.0% and 48.8% for the three and nine months ended September 30, 2026, respectively, 48.9% and 47.7% for the three and nine months ended September 30, 2025, and 48.7% and 47.6% for the years ended December 31, 2025 and 2024, respectively.

9. 3

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Unum Group Financial Results for Unum International Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Unum UK
Group Long-term Disability			$	107.6					$	111.3					$	319.9					$	319.4					$	427.5					$	418.0
Group Life			78.9						71.9						233.1						201.6						275.7						211.3
Supplemental			51.3						47.4						152.4						136.3						184.2						165.6
Unum Poland			53.8						50.5						162.2						141.6						195.4						154.6
Total Premium Income			291.6						281.1						867.6						798.9						1,082.8						949.5
Net Investment Income			37.4						36.2						109.2						110.9						145.6						128.8
Other Income			2.1						2.9						8.1						3.3						7.7						1.6
Total			331.1						320.2						984.9						913.1						1,236.1						1,079.9
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			251.7						195.0						681.9						555.5						767.4						656.7
Commissions			28.5						26.1						88.7						73.6						95.7						82.5
Deferral of Acquisition Costs			(6.8)						(5.5)						(23.1)						(16.4)						(22.0)						(17.8)
Amortization of Deferred Acquisition Costs			3.6						2.7						9.7						7.8						10.7						9.5
Other Expenses			53.9						57.7						172.3						168.1						226.6						198.7
Total			330.9						276.0						929.5						788.6						1,078.4						929.6
Segment Adjusted Operating Income			$	0.2					$	44.2					$	55.4					$	124.5					$	157.7					$	150.3

10

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Unum Group Financial Results for Unum UK

			Three Months Ended												Nine Months Ended												Year Ended
(in millions of pounds, except exchange rate)			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Group Long-term Disability			£	80.1					£	82.5					£	237.9					£	242.7					£	324.0					£	327.0
Group Life			58.7						53.3						173.3						153.1						208.8						165.1
Supplemental			38.1						35.2						113.3						103.6						139.6						129.5
Total Premium Income			176.9						171.0						524.5						499.4						672.4						621.6
Net Investment Income			25.0						24.1						72.7						76.1						99.4						91.9
Other Income			1.3						2.2						5.1						2.2						5.3						0.1
Total			203.2						197.3						602.3						577.7						777.1						713.6
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			160.9						125.5						430.6						359.1						493.8						440.2
Commissions			13.6						11.3						42.8						32.1						40.6						38.2
Deferral of Acquisition Costs			(1.7)						(0.8)						(7.0)						(2.9)						(3.9)						(3.8)
Amortization of Deferred Acquisition Costs			1.6						1.3						4.1						3.7						4.9						5.2
Other Expenses			30.2						33.0						97.5						99.8						133.5						122.4
Total			204.6						170.3						568.0						491.8						668.9						602.2
Segment Adjusted Operating Income (Loss)			£	(1.4)					£	27.0					£	34.3					£	85.9					£	108.2					£	111.4
Weighted Average Pound/Dollar Exchange Rate			1.344						1.348						1.345						1.314						1.318						1.278
Operating Ratios (% of Premium Income):
Benefit Ratio1			91.0		%				73.4		%				82.1		%				71.9		%				73.4		%				70.8		%
Other Expense Ratio			17.1		%				19.3		%				18.6		%				20.0		%				19.9		%				19.7		%
Persistency:
Group Long-term Disability															88.3		%				92.3		%				92.3		%				92.0		%
Group Life															86.0		%				90.2		%				90.1		%				89.1		%
Supplemental															91.5		%				93.6		%				93.3		%				90.4		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024. Excluding these items, benefit ratios were 80.5% and 78.5% for the three and nine months ended September 30, 2026, respectively, 73.8% and 72.0% for the three and nine months ended September 30, 2025, and 73.5% and 69.8% for the years ended December 31, 2025 and 2024, respectively.

10. 1

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Unum Group Financial Results for Colonial Life Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Accident, Sickness, and Disability			$	251.6					$	247.5					$	758.9					$	743.7					$	993.5					$	969.5
Life			127.2						118.7						386.6						360.7						483.6						458.0
Cancer and Critical Illness			91.2						90.3						274.6						271.5						362.0						356.4
Total Premium Income			470.0						456.5						1,420.1						1,375.9						1,839.1						1,783.9
Net Investment Income			50.3						44.3						147.2						129.1						172.6						161.5
Other Income			0.5						0.6						1.6						1.3						1.6						4.0
Total			520.8						501.4						1,568.9						1,506.3						2,013.3						1,949.4
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			178.5						211.3						618.7						652.6						876.2						804.7
Commissions			102.8						96.7						312.6						292.6						398.6						378.4
Deferral of Acquisition Costs			(87.3)						(84.7)						(267.7)						(250.9)						(343.4)						(312.8)
Amortization of Deferred Acquisition Costs			63.5						58.2						187.4						173.9						233.1						219.0
Other Expenses			93.9						94.4						289.3						279.5						376.3						347.4
Total			351.4						375.9						1,140.3						1,147.7						1,540.8						1,436.7
Segment Adjusted Operating Income			$	169.4					$	125.5					$	428.6					$	358.6					$	472.5					$	512.7
Operating Ratios (% of Premium Income):
Benefit Ratio1			38.0		%				46.3		%				43.6		%				47.4		%				47.6		%				45.1		%
Other Expense Ratio			20.0		%				20.7		%				20.4		%				20.3		%				20.5		%				19.5		%
Persistency:
Accident, Sickness, and Disability															74.0		%				74.3		%				74.1		%				73.7		%
Life															84.3		%				84.3		%				84.2		%				84.4		%
Cancer and Critical Illness															81.3		%				82.5		%				82.1		%				82.2		%
1Benefit ratios include reserve assumption updates during the third quarters of 2026, 2025, and 2024. Excluding these items, benefit ratios were 47.0% and 46.6% for the three and nine months ended September 30, 2026, respectively, 48.2% and 48.1% for the three and nine months ended September 30, 2025, and 48.1% and 47.7% for the years ended December 31, 2025 and 2024, respectively.

11

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Unum Group Financial Results for Closed Block Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Premium Income
Long-term Care			$	161.4					$	158.6					$	480.2					$	510.7					$	670.8					$	696.1
All Other			31.1						36.4						99.3						118.5						154.8						184.7
Total Premium Income			192.5						195.0						579.5						629.2						825.6						880.8
Net Investment Income			245.9						224.7						701.1						778.9						1,016.5						1,148.9
Other Income			9.6						16.3						30.5						38.3						49.9						51.7
Total			448.0						436.0						1,311.1						1,446.4						1,892.0						2,081.4
Benefits and Expenses
Policy Benefits Including Remeasurement Loss or Gain			493.4						1,022.8						1,394.6						1,912.7						2,301.3						1,591.8
Commissions			14.4						16.6						44.1						50.5						66.1						68.4
Other Expenses			75.8						78.9						228.7						168.3						246.9						174.6
Total			583.6						1,118.3						1,667.4						2,131.5						2,614.3						1,834.8
Segment Adjusted Operating Income (Loss)			$	(135.6)					$	(682.3)					$	(356.3)					$	(685.1)					$	(722.3)					$	246.6
Long-term Care Net Premium Ratio1															98.1		%				97.6		%				97.5		%				94.6		%
Operating Ratios (% of Premium Income):
Other Expense Ratio			39.4		%				40.5		%				39.5		%				26.7		%				29.9		%				19.8		%
1Gross of reinsurance.

12

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Unum Group Financial Results for Corporate Segment

			Three Months Ended												Nine Months Ended												Year Ended
			9/30/2026						9/30/2025						9/30/2026						9/30/2025						12/31/2025						12/31/2024
Segment Adjusted Operating Revenue
Adjusted Net Investment Income			$	23.9					$	19.7					$	64.0					$	75.9					$	93.8					$	58.6
Other Income			—						0.3						1.1						—						0.4						1.3
Total			23.9						20.0						65.1						75.9						94.2						59.9
Interest Expense, Policy Benefits, and Adjusted Other Expenses			69.6						67.7						198.9						196.4						265.8						251.1
Segment Adjusted Operating Loss			(45.7)						(47.7)						(133.8)						(120.5)						(171.6)						(191.2)
Strategic Actions			—						—						(30.7)						—						—						—
Settlement Loss on the U.S. Pension Plan Annuity Purchase			—						—						—						—						(103.8)						—
Loss on Legal Settlement			—						—						—						—						—						(15.3)
Accelerated Charitable Contribution			—						—						—						—						(20.0)						—
Loss Before Income Tax and Net Investment Gains and Losses			$	(45.7)					$	(47.7)					$	(164.5)					$	(120.5)					$	(295.4)					$	(206.5)

13

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Unum Group Investments

						9/30/2026																		9/30/2026						12/31/2025
Fixed Maturity Securities (Fair Value)																		Selected Statistics
Corporate Bonds						$	27,004.0					81.9		%				Earned Book Yield						4.38		%				4.35		%
Municipal Securities						2,706.4						8.2						Average Duration (in years)						8.34						8.42
Foreign Governments						835.2						2.5
Asset-Backed Securities1						643.9						2.0
Mortgage-Backed Securities						1,002.7						3.0
United States Government and Agencies						794.6						2.4
Redeemable Preferred Stocks						7.7						—
Total						$	32,994.5					100.0		%
						9/30/2026
Fixed Maturity Securities (Fair Value)
Public						$	27,072.2					82.1		%
Private2						5,922.3						17.9
Total						$	32,994.5					100.0		%
						Amortized Cost						Fair Value
Quality Ratings of Fixed Maturity Securities																		Private Equity Partnerships						9/30/2026						12/31/2025
Aaa						3.9		%				4.0		%				Private Credit Partnerships						$	219.7					$	255.8
Aa						18.0						17.2						Private Equity Partnerships						677.8						651.4
A						34.3						34.6						Real Asset Partnerships						550.6						549.1
Baa						40.3						40.6						Total						$	1,448.1					$	1,456.3
Below Baa						3.5						3.6
Total						100.0		%				100.0		%
																		Non-Current Investments						$	—					$	—

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

2Excludes Rule 144A securities, which are included in Public investments.

14

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Unum Group Investments at September 30, 2026

Fixed Maturity Securities - By Industry Classification - Unrealized Gain (Loss)
Classification						Fair Value						Net Unrealized Gain (Loss)						Fair Value with Gross Unrealized Loss						Gross Unrealized Loss						Fair Value with Gross Unrealized Gain						Gross Unrealized Gain
Basic Industry						$	1,931.1					$	(155.1)					$	1,374.6					$	(166.4)					$	556.5					$	11.3
Capital Goods						2,613.5						(207.4)						1,848.7						(230.9)						764.8						23.5
Communications						1,876.2						(135.6)						1,071.8						(172.5)						804.4						36.9
Consumer Cyclical						1,079.3						(122.4)						752.6						(127.5)						326.7						5.1
Consumer Non-Cyclical						5,301.3						(633.5)						3,729.5						(664.4)						1,571.8						30.9
Energy						2,058.0						(61.8)						1,031.8						(97.4)						1,026.2						35.6
Financial Institutions						4,347.7						(379.0)						3,224.3						(382.0)						1,123.4						3.0
Mortgage/Asset-Backed1						1,646.6						(34.3)						898.4						(37.5)						748.2						3.2
Sovereigns						835.2						(188.2)						619.7						(190.6)						215.5						2.4
Technology						1,582.4						(176.9)						1,330.2						(179.5)						252.2						2.6
Transportation						1,386.2						(158.0)						1,118.6						(162.6)						267.6						4.6
U.S. Government Agencies and Municipalities						3,501.0						(592.4)						2,478.5						(617.9)						1,022.5						25.5
Public Utilities						4,836.0						(379.1)						3,062.8						(422.4)						1,773.2						43.3
Total						$	32,994.5					$	(3,223.7)					$	22,541.5					$	(3,451.6)					$	10,453.0					$	227.9
Gross Unrealized Loss on Fixed Maturity Securities by Length of Time in Unrealized Loss Position
						Investment-Grade																								Below-Investment-Grade
Category						Fair Value						Gross Unrealized Loss																		Fair Value						Gross Unrealized Loss
Less than 91 days						$	4,961.6					$	(173.9)																	$	476.3					$	(12.6)
91 through 180 days						2,240.4						(137.9)																		76.7						(8.4)
181 through 270 days						2,492.1						(191.5)																		96.7						(7.9)
271 days to 1 year						722.3						(94.1)																		13.6						(1.4)
Greater than 1 year						11,301.3						(2,779.1)																		160.5						(44.8)
Total						$	21,717.7					$	(3,376.5)																	$	823.8					$	(75.1)

1Includes credit-tranched securities collateralized by loan obligations, auto loans, and other asset types.

14.1

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Appendix to Statistical Supplement

2026 Significant Items:

•In July 2026, Unum Life Insurance Company of America (Unum America) entered into a master transaction agreement, effective April 2026, with Fortitude Reinsurance Company Ltd. (Fortitude Re) which is expected to result in the execution of a coinsurance agreement in November 2026. This reinsurance agreement reinsures approximately 28 percent of total Closed Block long-term care future policy benefits as of March 31, 2026. In connection with this reinsurance transaction, we recognized a net investment loss of $833.5 million during the third quarter of 2026.

•During the third quarter of 2026, we recognized a net tax only benefit of $12.0 million, reflecting the effect of the release of an unrecognized tax benefit liability of $188.2 million, mostly offset by a deferred tax asset valuation allowance of $176.2 million.

•During the third quarter of 2026, we recognized a net reserve decrease of $28.7 million before tax related to reserve assumption updates, which included $83.7 million related to our core operating segments, and a reserve increase related to refinements of $17.5 million before tax in our core operating segments.

•During the second quarter of 2026, we incurred expenses of $30.7 million before tax related to certain strategic actions.

2025 Significant Items:

•In February 2025, Unum America entered into a master transaction agreement with Fortitude Re which resulted in the execution of a coinsurance agreement during July 2025. This reinsurance agreement reinsures a portion of our Closed Block long-term care business and a portion of our Unum US individual disability business on a coinsurance basis to Fortitude Re effective January 2025. Upon closing the transaction in July of 2025, we transferred to Fortitude Re $953.5 million of cash as well as fixed maturity securities with a fair value totaling $3,230.1 million and accrued investment income of $47.1 million. After consideration of the final settlement, the final ceding commission related to this transaction was $442.3 million. As a result of this reinsurance agreement, we recognized the following:

•Net realized investment loss of $46.8 million during the year ended December 31, 2025.

•Reinsurance recoverable of $3,620.5 million comprised of ceded reserves of $3,315.2 million related to the Closed Block long-term care product line and $305.3 million related to the Unum US individual disability product line.

•Cost of reinsurance of $848.2 million related to the Closed Block long-term care product line and a deferred gain on reinsurance related to the Unum US individual disability product line of $145.9 million.

•Write-off of deferred acquisition costs related to the Unum US individual disability product line of $100.3 million which is included as a component of deferred gain on reinsurance.

•During the third quarter of 2025, we recognized a net reserve increase of $478.5 million before tax related to reserve assumption updates, including a net reserve decrease of $162.0 million related to our core operating segments.

•During the fourth quarter of 2025, we incurred a loss related to an accelerated charitable contribution of $20.0 million before tax.

•During the fourth quarter of 2025, we incurred a settlement loss of $103.8 million before tax related to a purchase of an annuity contract which transferred a portion of our U.S. qualified defined benefit pension plan obligation to a third party.

2024 Significant Items:

•During the third quarter of 2024, we recognized a net reserve decrease of $357.4 million before tax related to reserve assumption updates, including $182.1 million related to our core operating segments.

•During the third quarter of 2024, we incurred a loss of $15.3 million before tax for the settlement of an employment-related matter.

15

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Appendix to Statistical Supplement - Continued

Non-GAAP Financial Measures

We analyze our performance using non-GAAP financial measures which exclude or include amounts that are not normally excluded or included in the most directly comparable measure calculated and presented in accordance with GAAP. We believe the following non-GAAP financial measures are better performance measures and better indicators of the revenue and profitability and underlying trends in our business:

•After-tax adjusted operating income or loss, which excludes investment gains or losses, Closed Block segment adjusted operating income or loss, as well as certain other items, as applicable;

•Adjusted operating return on equity, which is calculated using our core operating segments after-tax segment adjusted operating income or loss and our core operating segments' equity adjusted to exclude the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•After-tax segment adjusted operating income or loss, which excludes investment gains or losses, as well as certain other items, as applicable;

•Leverage ratio, which excludes the unrealized gain or loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net gain or loss on derivatives;

•Book value per common share, which is calculated excluding accumulated other comprehensive income (loss) (AOCI);

•Premium income in constant currency, which excludes the impact of fluctuations in exchange rates between the U.S. dollar and the local currencies in which our Unum International segment is conducted. Given volatility in foreign currency exchange markets, exchange rates can fluctuate between periods. We believe translating prior period results using current period local currency exchange rates provides a more comparable view of our results.

We measure and analyze our segment performance on the basis of "segment adjusted operating revenue" and "segment adjusted operating income" or "segment adjusted operating loss", which differ from total revenue and income before income tax as presented in our consolidated statements of operations due to the following items:

•Segment adjusted operating revenue, which excludes investment gains or losses, as well as certain other items, as applicable;

•Segment adjusted operating income or loss, which excludes investment gains or losses, as well as certain other items, as applicable.

Investment gains or losses primarily include realized investment gains or losses, expected investment credit losses, impairment losses, and gains or losses on derivatives. Investment gains or losses and unrealized gains or losses on securities depend on market conditions and do not necessarily relate to decisions regarding the underlying business of our segments. Leverage ratio and book value per common share excluding certain components of AOCI, certain of which tend to fluctuate depending on market conditions and general economic trends, are important measures.

We have completed reinsurance transactions to exit significant portions of our Closed Block businesses and we are no longer accepting new enrollments on existing group long-term care policies. As a result of these actions and the continued run-off of the Closed Block business, Closed Block segment earnings are less relevant to our financial results and as such, we exclude the results of the Closed Block segment from after-tax adjusted operating income. As part of this update, we also determined that it is no longer necessary to adjust after-tax adjusted operating income to exclude the amortization of the cost of reinsurance, the amortization of the deferred gain on reinsurance, and the impact of non-contemporaneous reinsurance, because the majority of these items are included in Closed Block segment results. Prior period financial information has been adjusted to conform to this updated presentation.

We may at other times exclude certain other items from our discussion of financial ratios and metrics in order to enhance the understanding and comparability of our operational performance and the underlying fundamentals, but this exclusion is not an indication that similar items may not recur and does not replace net income or net loss as a measure of our overall profitability.

15.1

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We no longer exclude reserve assumption updates from our adjusted operating results, and prior period financial information has been adjusted to conform to this updated presentation.

For a reconciliation of the most directly comparable GAAP measures to these non-GAAP financial measures, refer to the "Reconciliation of Non-GAAP Financial Measures" beginning on page 15.3, other than book value per common share, which is presented on page 2.

15.2

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Reconciliation of Non-GAAP Financial Measures

			Three Months Ended																																	Year Ended
			September 30						June 30						March 31						December 31						September 30																		December 31						December 31
			2026																		2025															2025						2024
Total Revenue			$	2,547.5					$	3,370.0					$	3,355.2					$	3,244.1					$	3,378.4																	$	13,075.5					$	12,887.3
Excluding:
Net Investment Gain (Loss)			(853.0)						(5.2)						(5.0)						(10.1)						128.0																		(106.6)						(34.6)
Strategic Actions			—						(16.3)						—						—						—																		—						—
Segment Adjusted Operating Revenue			$	3,400.5					$	3,391.5					$	3,360.2					$	3,254.2					$	3,250.4																	$	13,182.1					$	12,921.9

			Three Months Ended																																							Year Ended
			September 30						June 30						March 31						December 31						September 30																		December 31						December 31
			2026																		2025															2025						2024
Income (Loss) Before Income Tax			$	(549.4)					$	329.5					$	302.7					$	218.4					$	54.5																	$	933.5					$	2,251.3
Excluding:
Net Investment Gain (Loss)
Net Investment Gain (Loss) Related to the Fortitude Re Reinsurance Transactions			(833.5)						—						—						—						137.6																		(46.8)						—
Net Investment Loss, Other			(19.5)						(5.2)						(5.0)						(10.1)						(9.6)																		(59.8)						(34.6)
Net Investment Gain (Loss)			(853.0)						(5.2)						(5.0)						(10.1)						128.0																		(106.6)						(34.6)
Strategic Actions			—						(30.7)						—						—						—																		—						—
Settlement Loss on the U.S. Pension Plan Annuity Purchase			—						—						—						(103.8)						—																		(103.8)						—
Accelerated Charitable Contribution			—						—						—						(20.0)						—																		(20.0)						—
Loss on Legal Settlement			—						—						—						—						—																		—						(15.3)
Segment Adjusted Operating Income (Loss)			$	303.6					$	365.4					$	307.7					$	352.3					$	(73.5)																	$	1,163.9					$	2,301.2

15.3

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Three Months Ended September 30, 2026
Unum US						$	249.8					$	4,356.1					22.9		%
Unum International						2.6						729.9						1.4		%
Colonial Life						134.1						2,176.4						24.6		%
Core Operating Segments						386.5						7,262.4						21.3		%
Corporate						(37.5)						1,168.4
Closed Block						(106.7)						3,428.7
Total						$	242.3					$	11,859.5
Three Months Ended September 30, 2025
Unum US						$	384.8					$	4,428.5					34.8		%
Unum International						34.1						804.6						17.0		%
Colonial Life						99.1						2,008.0						19.7		%
Core Operating Segments						518.0						7,241.1						28.6		%
Corporate						(38.6)						766.0
Closed Block						(540.9)						4,640.1
Total						$	(61.5)					$	12,647.2

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7.

15.4

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Annualized Adjusted Operating Return on Equity
Nine Months Ended September 30, 2026
Unum US						$	778.6					$	4,353.8					23.8		%
Unum International						46.4						779.2						7.9		%
Colonial Life						339.3						2,144.2						21.1		%
Core Operating Segments						1,164.3						7,277.2						21.3		%
Corporate						(116.8)						1,188.5
Closed Block						(284.4)						3,525.9
Total						$	763.1					$	11,991.6
Nine Months Ended September 30, 2025
Unum US						$	896.2					$	4,484.1					26.6		%
Unum International						97.8						789.8						16.5		%
Colonial Life						283.0						1,982.4						19.0		%
Core Operating Segments						1,277.0						7,256.3						23.5		%
Corporate						(88.6)						555.7
Closed Block						(547.9)						4,836.1
Total						$	640.5					$	12,648.1

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7. Due to updates to our calculation of after-tax adjusted operating income for which the beginning balance of 2026 for certain stockholders' equity line items were adjusted, we are computing the average allocated equity for 2026 using internally allocated equity that reflects the adjusted beginning balance at January 1, 2026. As a result, average equity for the nine months ended September 30, 2026 for certain of our segments will not compute using the historical allocated equity at December 31, 2025.

15.5

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Reconciliation of Non-GAAP Financial Measures - Continued

						After-Tax Segment Adjusted Operating Income (Loss)						Average Allocated Equity1						Adjusted Operating Return on Equity
Year Ended December 31, 2025
Unum US						$	1,128.1					$	4,441.2					25.4		%
Unum International						122.9						799.0						15.4		%
Colonial Life						372.9						2,011.0						18.5		%
Core Operating Segments						1,623.9						7,251.2						22.4		%
Corporate						(124.2)						555.2
Closed Block						(579.9)						4,830.0
Total						$	919.8					$	12,636.4
Year Ended December 31, 2024
Unum US						$	1,251.0					$	4,523.2					27.7		%
Unum International						115.3						776.8						14.8		%
Colonial Life						404.5						1,869.2						21.6		%
Core Operating Segments						1,770.8						7,169.2						24.7		%
Corporate						(137.1)						53.8
Closed Block						184.5						5,324.1
Total						$	1,818.2					$	12,547.1

1 Excludes unrealized loss on securities, the effect of change in discount rate assumptions on the liability for future policy benefits, and net loss on derivatives and is calculated using the stockholders' equity balances presented on page 15.7.

15.6

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Reconciliation of Non-GAAP Financial Measures - Continued

Average allocated equity is computed as follows:

						9/30/2026						6/30/2026												12/31/2025						9/30/2025						6/30/2025						12/31/2024						12/31/2023
Total Stockholders' Equity						$	10,761.6					$	10,809.5											$	11,119.1					$	10,908.8					$	11,320.0					$	10,961.1					$	9,651.4
Excluding:
Net Unrealized Loss on Securities						(3,215.8)						(2,292.8)												(2,003.1)						(1,978.2)						(2,253.7)						(2,755.2)						(1,919.1)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						2,876.8						1,174.5												929.9						656.6						1,058.9						1,185.4						(648.4)
Net Unrealized Loss on Derivatives						(411.3)						(279.2)												(278.8)						(264.2)						(285.0)						(270.7)						(73.7)
Total Adjusted Stockholders' Equity						$	11,511.9					$	12,207.0											$	12,471.1					$	12,494.6					$	12,799.8					$	12,801.6					$	12,292.6
						Three Months Ended						Nine Months Ended												Twelve Months Ended						Three Months Ended						Nine Months Ended						Twelve Months Ended
						9/30/2026																		12/31/2025						9/30/2025												12/31/2024
Average Adjusted Stockholders' Equity						$	11,859.5					$	11,991.6											$	12,636.4					$	12,647.2					$	12,648.1					$	12,547.1

15.7

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			Three Months Ended September 30												Nine Months Ended September 30												Year Ended December 31
			2026						2025						2026						2025						2025						2024
			(in millions)												(in millions)												(in millions)
Net Income (Loss)			$	(419.7)					$	39.7					$	69.2					$	564.4					$	738.5					$	1,779.1
Excluding Before-Tax Reconciling Items:
Net Investment Gain (Loss)
Net Investment Gain (Loss) Related to Fortitude Re Reinsurance Transactions			(833.5)						137.6						(833.5)						(46.8)						(46.8)						—
Net Investment Loss, Other			(19.5)						(9.6)						(29.7)						(49.7)						(59.8)						(34.6)
Total Net Investment Gain (Loss)			(853.0)						128.0						(863.2)						(96.5)						(106.6)						(34.6)
Closed Block Segment Before-Tax Adjusted Operating Income (Loss)			(135.6)						(682.3)						(356.3)						(685.1)						(722.3)						246.6
Strategic Actions			—						—						(30.7)						—						—						—
Settlement Loss on the U.S. Pension Plan Annuity Purchase			—						—						—						—						(103.8)						—
Accelerated Charitable Contribution			—						—						—						—						(20.0)						—
Loss on Legal Settlement			—						—						—						—						—						(15.3)
Total Before-Tax Reconciling Items			(988.6)						(554.3)						(1,250.2)						(781.6)						(952.7)						196.7
Income Tax Expense (Benefit) on Reconciling Items1			(207.9)						(114.6)						(259.9)						(157.6)						(191.5)						51.3
Income Tax Only Reconciling Items2			(12.0)						—						(12.0)						—						—						—
After-Tax Adjusted Operating Income			$	349.0					$	479.4					$	1,047.5					$	1,188.4					$	1,499.7					$	1,633.7
After-Tax Adjusted Operating Income Per Share*			$	2.20					$	2.81					$	6.56					$	6.81					$	8.67					$	8.69

1 The income tax expense (benefit) on reconciling items represents the aggregate tax impact of the reconciling items presented above. The tax effects are calculated discretely using applicable statutory tax rates for the jurisdictions in which the underlying adjustments occur. The effective tax rate on reconciling items may differ from the Company’s consolidated effective tax rate.

2 Reflects the tax benefit of $188.2 million related to the release of an unrecognized tax benefit liability and a tax expense of $176.2 million related to a valuation allowance on certain deferred tax assets.

*Assuming Dilution.

15.8

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Reconciliation of Non-GAAP Financial Measures - Continued

						September 30												December 31
						2026						2025						2025						2024
Debt						$	3,765.7					$	3,745.7					$	3,767.6					$	3,739.8
Including:
Lease Liability						69.3						77.7						78.9						69.4
Adjusted Debt and Lease Liability						$	3,835.0					$	3,823.4					$	3,846.5					$	3,809.2
Total Stockholders' Equity						$	10,761.6					$	10,908.8					$	11,119.1					$	10,961.1
Excluding:
Net Unrealized Loss on Securities						(3,215.8)						(1,978.2)						(2,003.1)						(2,755.2)
Effect of Change in Discount Rate Assumptions on the Liability for Future Policy Benefits						2,876.8						656.6						929.9						1,185.4
Net Loss on Derivatives						(411.3)						(264.2)						(278.8)						(270.7)
Equity, As Adjusted						11,511.9						12,494.6						12,471.1						12,801.6
Debt, As Adjusted and Lease Liability						3,835.0						3,823.4						3,846.5						3,809.2
Total Adjusted Capital						$	15,346.9					$	16,318.0					$	16,317.6					$	16,610.8
Leverage Ratio						25.0		%				23.4		%				23.6		%				22.9		%

15.9

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Reconciliation of Non-GAAP Financial Measures - Continued

						Three Months Ended
						September 30, 2026						September 30, 2025
						Premium Income						Premium Income, Local Currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	237.8					£	171.0					1.344						$	229.8
Unum Poland						53.8						zł	184.0					0.266						48.9
Total						291.6																		278.7
Unum US						1,846.6						$	1,755.4											1,755.4
Colonial Life						470.0						$	456.5											456.5
Core Operations						$	2,608.2																	$	2,490.6

						Nine Months Ended
						September 30, 2026						September 30, 2025
						Premium Income						Premium Income, Local Currency1						Weighted Average Exchange Rate2						Premium Income in Constant Currency
Unum International
Unum UK						$	705.4					£	499.4					1.345						$	671.7
Unum Poland						162.2						zł	536.1					0.272						145.8
Total						867.6																		817.5
Unum US						5,545.3						$	5,334.9											5,334.9
Colonial Life						1,420.1						$	1,375.9											1,375.9
Core Operations						$	7,833.0																	$	7,528.3

1Premium income shown in millions of pounds for Unum UK, millions of zlotys for Unum Poland, and millions of U.S. dollars for Unum US and Colonial Life.

2Exchange rate is calculated using the average foreign currency exchange rates for the most recent period, applied to the comparable prior period.

15.10