Comment for Type of Reporting Person:  Note to Row 5: 201,309 shares, except that DCM Opportunity Fund Investment Management III, L.P. ("GP Opportunity III"), the general partner of DCM Opportunity Fund III, L.P. ("DCM Opportunity III"), and DCM Opportunity Fund International III, Ltd. ("UGP Opportunity III"), the general partner of GP Opportunity III, may be deemed to have sole power to vote these shares, and Andre G. Levi ("Levi") and F. Hurst Lin ("Lin"), the directors of UGP Opportunity III, may be deemed to have shared power to vote these shares. Note to Row 6: See response to row 5. Note to Row 7: 201,309 shares, except that GP Opportunity III, the general partner of DCM III, and UGP Opportunity III, the general partner of GP Opportunity III, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP Opportunity III, may be deemed to have shared power to dispose of these shares. Note to Row 8: See response to row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 shares of Class A common stock outstanding of Figure Technology Solutions, Inc. (the "Issuer") as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 201,309 shares, all of which are directly owned by DCM Opportunity III. GP Opportunity III, the general partner of DCM Opportunity III, may be deemed to have sole power to vote these shares, except that UGP Opportunity III, the general partner of GP Opportunity III, may be deemed to have sole power to vote these shares and Levi and Lin, the directors of UGP Opportunity III, may be deemed to have shared power to vote these shares. Note to Row 6: See response to row 5. Note to Row 7: 201,309 shares, all of which are directly owned by DCM Opportunity III. GP Opportunity III, the general partner of DCM Opportunity III, may be deemed to have sole power to dispose of these shares, except that UGP Opportunity III, the general partner of GP Opportunity III, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP Opportunity III, may be deemed to have shared power to dispose of these shares. Note to Row 8: See response to row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 shares of Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 201,309 shares, all of which shares are directly owned by DCM Opportunity III. UGP Opportunity III is the general partner of GP Opportunity III, the general partner of DCM Opportunity III, and may be deemed to have sole power with respect to such shares, except that GP Opportunity III, the general partner of DCM Opportunity III, may be deemed to have sole power to vote these shares and Levi and Lin, the directors of UGP Opportunity III, may be deemed to have shared power to vote these shares. Note to Row 6: See response to row 5. Note to Row 7: 201,309 shares, all of which shares are directly owned by DCM Opportunity III. UGP Opportunity III is the general partner of GP Opportunity III, the general partner of DCM Opportunity III, and may be deemed to have sole power to dispose of these shares, except that GP Opportunity III, the general partner of DCM Opportunity III, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP Opportunity III, may be deemed to have shared power to dispose of these shares. Note to Row 8: See response to row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 shares of Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 13,456,952 shares, except that DCM Ventures China Fund (DCM VIII), L.P. ("DCM VIII"), the majority voting member of Figure Investments, LLC ("Figure SPV"), DCM Investment Management VIII, L.P. ("GP VIII"), the general partner of DCM VIII, and DCM International VIII, Ltd. ("UGP VIII"), the general partner of GP VIII, may be deemed to have sole power to vote these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to vote these shares. The members of Figure SPV are DCM VIII, DCM VIII, L.P. ("Side Fund VIII") and DCM Affiliates Fund VIII, L.P. ("Affiliates Fund VIII"), DCM VIII, Side Fund VIII and Affiliates Fund VIII are all under common control and each of DCM VIII, Side Fund VIII and Affiliates Fund VIII may receive proceeds from a disposition of these shares in proportion to their percentage interests in Figure SPV. Note to Row 6: See response to Row 5. Note to Row 7: 13,456,952 shares, except that DCM VIII, the majority voting member of Figure SPV, GP VIII, the general partner of DCM VIII, and UGP VIII, the general partner of GP VIII, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to dispose of these shares. The members of Figure SPV are DCM VIII, Side Fund VIII and Affiliates Fund VIII, DCM VIII, Side Fund VIII and Affiliates Fund VIII are all under common control and each of DCM VIII, Side Fund VIII and Affiliates Fund VIII may receive proceeds from a disposition of these shares in proportion to their percentage interests in Figure SPV. Note to Row 8: See response to Row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 13,456,952, all of which shares are directly owned by Figure SPV. DCM VIII, the majority voting member of Figure SPV, GP VIII, the general partner of DCM VIII, and UGP VIII, the general partner of GP VIII, may be deemed to have sole power to vote these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to vote these shares. The members of Figure SPV are DCM VIII, Side Fund VIII and Affiliates Fund VIII, DCM VIII, Side Fund VIII and Affiliates Fund VIII are all under common control and each of DCM VIII, Side Fund VIII and Affiliates Fund VIII may receive proceeds from a disposition of these shares in proportion to their percentage interests in Figure SPV. Note to Row 6: See response to Row 5. Note to Row 7: 13,456,952, all of which shares are directly owned by Figure SPV. DCM VIII, the majority voting member of Figure SPV, GP VIII, the general partner of DCM VIII, and UGP VIII, the general partner of GP VIII, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to dispose of these shares. The members of Figure SPV are DCM VIII, Side Fund VIII and Affiliates Fund VIII, DCM VIII, Side Fund VIII and Affiliates Fund VIII are all under common control and each of DCM VIII, Side Fund VIII and Affiliates Fund VIII may receive proceeds from a disposition of these shares in proportion to their percentage interests in Figure SPV. Note to Row 8: See response to Row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 13,456,952, all of which shares are directly owned by Figure SPV. GP VIII is the general partner of DCM VIII, the majority voting member of Figure SPV, and may be deemed to have sole power to vote these shares, except that UGP VIII, the general partner of GP VIII, may be deemed to have sole power to vote these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to vote these shares. Note to Row 6: See response to Row 5. Note to Row 7: 13,456,952, all of which shares are directly owned by Figure SPV. GP VIII is the general partner of DCM VIII, the majority voting member of Figure SPV, and may be deemed to have sole power to dispose of these shares, except that UGP VIII, the general partner of GP VIII, may be deemed to have sole power to dispose of these shares, and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to dispose of these shares. Note to Row 8: See response to Row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 5: 13,456,952, all of which shares are directly owned by Figure SPV. UGP VIII is the general partner of GP VIII, the general partner of DCM VIII, the dispositive voting member of Figure SPV, and may be deemed to have sole voting power with respect to such shares, except GP VIII, the general partner of DCM VIII, and DCM VIII, the dispositive voting member of Figure SPV, may be deemed to have sole power to vote these shares and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to vote these shares. Note to Row 6: See response to Row 5. Note to Row 7: 13,456,952, all of which shares are directly owned by Figure SPV. UGP VIII is the general partner of GP VIII, the general partner of DCM VIII, the dispositive voting member of Figure SPV, and may be deemed to have sole voting power with respect to such shares, except GP VIII, the general partner of DCM VIII, and DCM VIII, the dispositive voting member of Figure SPV, may be deemed to have sole power to dispose of these shares and Levi and Lin, the directors of UGP VIII, may be deemed to have shared power to dispose of these shares. Note to Row 8: See response to Row 7. Note to Row 11: This percentage is calculated based upon 185,672,153 Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 6: 13,658,261, of which 13,456,952 are directly owned by Figure SPV and 201,309 are directly owned by DCM Opportunity III. Levi is a director of each of UGP VIII, the general partner of GP VIII, which is the general partner of each of DCM VIII, Side Fund VIII and Affiliates Fund VIII, the members of Figure SPV, and UGP Opportunity III, the general partner of GP Opportunity III, which is the general partner of DCM Opportunity III, and may be deemed to have shared power to vote these shares. Note to Row 8: 13,658,261, of which 13,456,952 are directly owned by Figure SPV and 201,309 are directly owned by DCM Opportunity III. Levi is a director of each of UGP VIII, the general partner of GP VIII, which is the general partner of each of DCM VIII, Side Fund VIII and Affiliates Fund VIII, the members of Figure SPV, and UGP Opportunity III, the general partner of GP Opportunity III, which is the general partner of DCM Opportunity III, and may be deemed to have shared power to dispose of these shares. Note to Row 11: This percentage is calculated based upon 185,672,153 shares of Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comment for Type of Reporting Person:  Note to Row 6: 13,658,261, of which 13,456,952 are directly owned by Figure SPV and 201,309 are directly owned by DCM Opportunity III. Lin is a director of each of UGP VIII, the general partner of GP VIII, which is the general partner of each of DCM VIII, Side Fund VIII and Affiliates Fund VIII, the members of Figure SPV, and UGP Opportunity III, the general partner of GP Opportunity III, which is the general partner of DCM Opportunity III, and may be deemed to have shared power to vote these shares. Note to Row 8: 13,658,261, of which 13,456,952 are directly owned by Figure SPV and 201,309 are directly owned by DCM Opportunity III. Lin is a director of each of UGP VIII, the general partner of GP VIII, which is the general partner of each of DCM VIII, Side Fund VIII and Affiliates Fund VIII, the members of Figure SPV, and UGP Opportunity III, the general partner of GP Opportunity III, which is the general partner of DCM Opportunity III, and may be deemed to have shared power to dispose of these shares. Note to Row 11: This percentage is calculated based upon 185,672,153 shares of Class A common stock outstanding of the Issuer as of August 7, 2026, as set forth in the Issuer's Form 10-Q filed with the Securities and Exchange Commission on August 14, 2026.

Comments accompanying signature:  * Signed pursuant to a Power of Attorney included at Exhibit B hereto.