The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 211,626 809 SH SOLE 0 0 809
ALPHABET INC CAP STK CL A 02079K305 1,047,650 3,045 SH SOLE 0 0 3,045
ALPHABET INC CAP STK CL C 02079K107 1,174,190 3,446 SH SOLE 0 0 3,446
AMAZON COM INC COM 023135106 1,408,594 5,654 SH SOLE 0 0 5,654
APPLE INC COM 037833100 4,559,468 13,691 SH SOLE 0 0 13,691
ARES CAPITAL CORP COM 04010L103 426,656 22,338 SH SOLE 0 0 22,338
AVERY DENNISON CORP COM 053611109 506,719 2,969 SH SOLE 0 0 2,969
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 503,958 1,012 SH SOLE 0 0 1,012
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 9,341,685 197,959 SH SOLE 0 0 197,959
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 296,003 9,479 SH SOLE 0 0 9,479
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 21,487,976 310,251 SH SOLE 0 0 310,251
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 278,445 5,700 SH SOLE 0 0 5,700
CHEVRON CORPORATION COM 166764100 677,730 3,319 SH SOLE 0 0 3,319
CORNING INC COM 219350105 290,914 1,892 SH SOLE 0 0 1,892
COSTCO WHOLESALE CORPORATION COM 22160K105 281,295 309 SH SOLE 0 0 309
DEERE & CO COM 244199105 273,992 408 SH SOLE 0 0 408
EDISON INTL COM 281020107 414,974 7,723 SH SOLE 0 0 7,723
EDWARDS LIFESCIENCES CORP COM 28176E108 218,649 2,533 SH SOLE 0 0 2,533
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 201,997 1,241 SH SOLE 0 0 1,241
FS KKR CAP CORP COM 302635206 538,674 49,015 SH SOLE 0 0 49,015
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 16,124,850 191,780 SH SOLE 0 0 191,780
INVESCO QQQ TR UNIT SER 1 46090E103 274,501 371 SH SOLE 0 0 371
ISHARES TR CORE HIGH DV ETF 46429B663 292,993 10,479 SH SOLE 0 0 10,479
ISHARES TR CORE S&P500 ETF 464287200 547,583 715 SH SOLE 0 0 715
ISHARES TR CORE US AGGBD ET 464287226 612,196 6,476 SH SOLE 0 0 6,476
ISHARES TR EAFE GRWTH ETF 464288885 382,617 3,193 SH SOLE 0 0 3,193
ISHARES TR GLOBAL TECH ETF 464287291 1,668,661 11,258 SH SOLE 0 0 11,258
ISHARES TR MSCI EAFE ETF 464287465 12,829,516 123,491 SH SOLE 0 0 123,491
ISHARES TR MSCI USA MIN ETF 46429B697 625,370 6,418 SH SOLE 0 0 6,418
ISHARES TR MSCI USA MMENTM 46432F396 1,009,459 3,181 SH SOLE 0 0 3,181
ISHARES TR S&P 500 GRWT ETF 464287309 5,841,701 41,064 SH SOLE 0 0 41,064
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 217,562 2,948 SH SOLE 0 0 2,948
JOHNSON & JOHNSON COM 478160104 769,879 2,908 SH SOLE 0 0 2,908
JPMORGAN CHASE & CO COM 46625H100 989,327 2,990 SH SOLE 0 0 2,990
LOWES COS INC COM 548661107 277,172 1,504 SH SOLE 0 0 1,504
LPL FINL HLDGS INC COM 50212V100 1,736,638 5,679 SH SOLE 0 0 5,679
META PLATFORMS INC CL A 30303M102 453,994 626 SH SOLE 0 0 626
MICROSOFT CORP COM 594918104 2,356,101 4,594 SH SOLE 0 0 4,594
NEXTERA ENERGY INC COM 65339F101 219,495 2,898 SH SOLE 0 0 2,898
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 465,303 4,093 SH SOLE 0 0 4,093
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107 458,401 53,993 SH SOLE 0 0 53,993
NVIDIA CORPORATION COM 67066G104 623,625 2,731 SH SOLE 0 0 2,731
PACER FDS TR INDUSTRIAL RELET 69374H766 395,565 10,586 SH SOLE 0 0 10,586
PEPSICO INC COM 713448108 251,450 1,984 SH SOLE 0 0 1,984
RBB FD INC F/M US TREASURY 74933W452 23,101,447 463,419 SH SOLE 0 0 463,419
RBB FD INC US TRSRY 6 MNTH 74933W460 3,934,147 78,714 SH SOLE 0 0 78,714
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 373,491 1,908 SH SOLE 0 0 1,908
SEMPRA COM 816851109 783,576 10,051 SH SOLE 0 0 10,051
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 5,760,900 142,561 SH SOLE 0 0 142,561
SPDR SERIES TRUST ST STR P500ETF 78464A854 99,947,593 1,113,498 SH SOLE 0 0 1,113,498
SPDR SERIES TRUST ST STR P500VAL 78464A508 4,942,004 80,844 SH SOLE 0 0 80,844
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 323,355 424 SH SOLE 0 0 424
UNIVERSAL HLTH SVCS INC CL B 913903100 338,413 1,942 SH SOLE 0 0 1,942
VANECK ETF TRUST BDC INCOME ETF 92189F411 316,127 24,525 SH SOLE 0 0 24,525
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 286,197 1,299 SH SOLE 0 0 1,299
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 479,475 5,321 SH SOLE 0 0 5,321
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 3,197,524 14,798 SH SOLE 0 0 14,798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,143,348 7,339 SH SOLE 0 0 7,339
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 323,915 3,904 SH SOLE 0 0 3,904
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,233,524 173,255 SH SOLE 0 0 173,255
VANGUARD WORLD FD ESG INTL STK ETF 921910725 399,198 4,924 SH SOLE 0 0 4,924
VANGUARD WORLD FD INF TECH ETF 92204A702 203,567 1,620 SH SOLE 0 0 1,620
VISA INC COM CL A 92826C839 489,005 1,361 SH SOLE 0 0 1,361
WELLS FARGO & CO COM 949746101 222,139 2,775 SH SOLE 0 0 2,775