0001163668 2026-01-01 2026-09-30 0001163668 2026-11-02 0001163668 2026-09-30 0001163668 2025-12-31 0001163668 2026-07-01 2026-09-30 0001163668 2025-07-01 2025-09-30 0001163668 2025-01-01 2025-09-30 0001163668 us-gaap:CommonStockMember 2025-06-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2025-06-30 0001163668 us-gaap:RetainedEarningsMember 2025-06-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-06-30 0001163668 2025-06-30 0001163668 us-gaap:CommonStockMember 2025-07-01 2025-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2025-07-01 2025-09-30 0001163668 us-gaap:RetainedEarningsMember 2025-07-01 2025-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommonStockMember 2025-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2025-09-30 0001163668 us-gaap:RetainedEarningsMember 2025-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-09-30 0001163668 2025-09-30 0001163668 us-gaap:CommonStockMember 2026-06-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2026-06-30 0001163668 us-gaap:RetainedEarningsMember 2026-06-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2026-06-30 0001163668 2026-06-30 0001163668 us-gaap:CommonStockMember 2026-07-01 2026-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2026-07-01 2026-09-30 0001163668 us-gaap:RetainedEarningsMember 2026-07-01 2026-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommonStockMember 2026-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2026-09-30 0001163668 us-gaap:RetainedEarningsMember 2026-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2026-09-30 0001163668 us-gaap:CommonStockMember 2024-12-31 0001163668 us-gaap:AdditionalPaidInCapitalMember 2024-12-31 0001163668 us-gaap:RetainedEarningsMember 2024-12-31 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2024-12-31 0001163668 2024-12-31 0001163668 us-gaap:CommonStockMember 2025-01-01 2025-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2025-01-01 2025-09-30 0001163668 us-gaap:RetainedEarningsMember 2025-01-01 2025-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommonStockMember 2025-12-31 0001163668 us-gaap:AdditionalPaidInCapitalMember 2025-12-31 0001163668 us-gaap:RetainedEarningsMember 2025-12-31 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2025-12-31 0001163668 us-gaap:CommonStockMember 2026-01-01 2026-09-30 0001163668 us-gaap:AdditionalPaidInCapitalMember 2026-01-01 2026-09-30 0001163668 us-gaap:RetainedEarningsMember 2026-01-01 2026-09-30 0001163668 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2026-01-01 2026-09-30 0001163668 spfi:BankSubsidiaryMember spfi:CityBankMember 2026-01-01 2026-09-30 0001163668 spfi:NonBankSubsidiaryMember spfi:RuidosoRetailIncMember 2026-01-01 2026-09-30 0001163668 spfi:NonBankSubsidiaryMember spfi:CBProvenceLLCMember 2026-01-01 2026-09-30 0001163668 spfi:NonBankSubsidiaryMember spfi:CBTBrushyCreekLLCMember 2026-01-01 2026-09-30 0001163668 spfi:NonBankSubsidiaryMember spfi:CBTPropertiesLLCMember 2026-01-01 2026-09-30 0001163668 spfi:NonBankSubsidiaryMember spfi:SouthPlainsFinancialCapitalTrustsSPFCTIIIVMember 2026-01-01 2026-09-30 0001163668 spfi:BOHHoldingsIncMember 2026-03-31 0001163668 spfi:BOHHoldingsIncMember 2026-04-01 2026-04-01 0001163668 spfi:BOHHoldingsIncMember 2026-04-01 0001163668 spfi:BOHHoldingsIncMember 2026-01-01 2026-09-30 0001163668 spfi:BOHHoldingsIncMember us-gaap:CoreDepositsMember 2026-09-30 0001163668 spfi:BOHHoldingsIncMember 2026-07-01 2026-09-30 0001163668 spfi:BOHHoldingsIncMember 2025-07-01 2025-09-30 0001163668 spfi:BOHHoldingsIncMember 2025-01-01 2025-09-30 0001163668 2025-01-01 2025-12-31 0001163668 us-gaap:USStatesAndPoliticalSubdivisionsMember 2026-09-30 0001163668 us-gaap:ResidentialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:CommercialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:CollateralizedMortgageObligationsMember 2026-09-30 0001163668 us-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember 2026-09-30 0001163668 us-gaap:OtherDebtSecuritiesMember 2026-09-30 0001163668 us-gaap:USStatesAndPoliticalSubdivisionsMember 2025-12-31 0001163668 us-gaap:ResidentialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:CommercialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:CollateralizedMortgageObligationsMember 2025-12-31 0001163668 us-gaap:AssetBackedSecuritiesSecuritizedLoansAndReceivablesMember 2025-12-31 0001163668 us-gaap:OtherDebtSecuritiesMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember 2026-01-01 2026-09-30 0001163668 spfi:CommercialAndConstructionRealEstatePortfolioSegmentMember spfi:NonOwnerOccupiedRealEstateMember 2026-09-30 0001163668 spfi:CommercialAndConstructionRealEstatePortfolioSegmentMember spfi:NonOwnerOccupiedRealEstateMember 2025-12-31 0001163668 srt:MinimumMember 2026-09-30 0001163668 srt:MinimumMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-06-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-06-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-06-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember 2026-06-30 0001163668 us-gaap:ConstructionLoansMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-06-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-06-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-06-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-06-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-09-30 0001163668 us-gaap:ConstructionLoansMember 2025-06-30 0001163668 us-gaap:ConstructionLoansMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2024-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2024-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2024-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2024-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2024-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2024-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember 2024-12-31 0001163668 us-gaap:ConstructionLoansMember 2025-01-01 2025-09-30 0001163668 us-gaap:EquipmentMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:ConstructionLoansMember 2026-09-30 0001163668 us-gaap:RealEstateMember us-gaap:ConstructionLoansMember 2026-09-30 0001163668 spfi:OtherCollateralMember us-gaap:ConstructionLoansMember 2026-09-30 0001163668 us-gaap:EquipmentMember 2026-09-30 0001163668 us-gaap:RealEstateMember 2026-09-30 0001163668 spfi:OtherCollateralMember 2026-09-30 0001163668 us-gaap:EquipmentMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-12-31 0001163668 us-gaap:EquipmentMember us-gaap:ConstructionLoansMember 2025-12-31 0001163668 us-gaap:RealEstateMember us-gaap:ConstructionLoansMember 2025-12-31 0001163668 spfi:OtherCollateralMember us-gaap:ConstructionLoansMember 2025-12-31 0001163668 us-gaap:EquipmentMember 2025-12-31 0001163668 us-gaap:RealEstateMember 2025-12-31 0001163668 spfi:OtherCollateralMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 spfi:FinancingReceivables30To89DaysPastDueMember 2026-09-30 0001163668 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 spfi:FinancingReceivables30To89DaysPastDueMember 2025-12-31 0001163668 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:PassMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember 2025-01-01 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember 2025-01-01 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember 2025-01-01 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember 2025-01-01 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember 2025-01-01 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember 2025-01-01 2025-12-31 0001163668 us-gaap:ConstructionLoansMember us-gaap:PassMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember us-gaap:SpecialMentionMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember us-gaap:SubstandardMember 2025-12-31 0001163668 us-gaap:ConstructionLoansMember 2025-01-01 2025-12-31 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:PaymentDeferralMember 2026-07-01 2026-09-30 0001163668 us-gaap:ExtendedMaturityMember 2026-07-01 2026-09-30 0001163668 us-gaap:ContractualInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 spfi:TermExtensionAndPaymentDelayMember 2026-07-01 2026-09-30 0001163668 spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-07-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:PaymentDeferralMember 2025-07-01 2025-09-30 0001163668 us-gaap:ExtendedMaturityMember 2025-07-01 2025-09-30 0001163668 us-gaap:ContractualInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 spfi:TermExtensionAndPaymentDelayMember 2025-07-01 2025-09-30 0001163668 spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-07-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:PaymentDeferralMember 2026-01-01 2026-09-30 0001163668 us-gaap:ExtendedMaturityMember 2026-01-01 2026-09-30 0001163668 us-gaap:ContractualInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 spfi:TermExtensionAndPaymentDelayMember 2026-01-01 2026-09-30 0001163668 spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2026-01-01 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:PaymentDeferralMember 2025-01-01 2025-09-30 0001163668 us-gaap:ExtendedMaturityMember 2025-01-01 2025-09-30 0001163668 us-gaap:ContractualInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 spfi:TermExtensionAndPaymentDelayMember 2025-01-01 2025-09-30 0001163668 spfi:PaymentDelayTermExtensionAndInterestRateReductionMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:FinancialAssetNotPastDueMember 2026-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:CommercialRealEstatePortfolioSegmentMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialSpecializedLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:CommercialPortfolioSegmentMember spfi:CommercialGeneralLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOneToFourFamilyResidentialLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember us-gaap:AutomobileLoanMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConsumerPortfolioSegmentMember spfi:ConsumerOtherLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 us-gaap:ConstructionLoansMember spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:ConstructionLoansMember us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:FinancialAssetNotPastDueMember 2025-09-30 0001163668 spfi:FinancingReceivables30To89DaysPastDueMember 2025-09-30 0001163668 us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember 2025-09-30 0001163668 us-gaap:CoreDepositsMember 2026-09-30 0001163668 us-gaap:CoreDepositsMember 2025-12-31 0001163668 spfi:SubordinatedDebtSecuritiesIssuedInDecember2018Member us-gaap:SubordinatedDebtMember 2018-12-31 0001163668 spfi:SubordinatedDebtSecuritiesIssuedInDecember2018Member us-gaap:SubordinatedDebtMember 2026-01-01 2026-09-30 0001163668 srt:MaximumMember spfi:SubordinatedDebtSecuritiesIssuedInDecember2018Member us-gaap:SubordinatedDebtMember 2026-01-01 2026-09-30 0001163668 spfi:SubordinatedDebtSecuritiesIssuedInSeptember292020Member us-gaap:SubordinatedDebtMember 2026-09-30 0001163668 spfi:SubordinatedDebtSecuritiesIssuedInSeptember292020Member us-gaap:SubordinatedDebtMember 2025-12-31 0001163668 srt:FederalHomeLoanBankOfDallasMember spfi:CityBankMember us-gaap:FederalHomeLoanBankAdvancesMember 2026-09-30 0001163668 srt:FederalHomeLoanBankOfDallasMember spfi:CityBankMember us-gaap:FederalHomeLoanBankAdvancesMember 2025-12-31 0001163668 spfi:EquityIncentivePlan2019Member 2026-09-30 0001163668 srt:MaximumMember spfi:EquityIncentivePlan2019Member 2026-01-01 2026-09-30 0001163668 us-gaap:EmployeeStockOptionMember spfi:EquityIncentivePlan2019Member 2026-01-01 2026-09-30 0001163668 us-gaap:EmployeeStockOptionMember spfi:EquityIncentivePlan2019Member 2025-01-01 2025-09-30 0001163668 srt:MinimumMember us-gaap:RestrictedStockUnitsRSUMember 2026-01-01 2026-09-30 0001163668 srt:MaximumMember us-gaap:RestrictedStockUnitsRSUMember 2026-01-01 2026-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2026-01-01 2026-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2025-01-01 2025-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2026-07-01 2026-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2025-07-01 2025-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2026-09-30 0001163668 spfi:EmployeeStockPurchasePlanMember 2026-01-01 2026-09-30 0001163668 spfi:EmployeeStockPurchasePlanMember 2026-09-30 0001163668 spfi:EmployeeStockPurchasePlanMember 2026-07-01 2026-09-30 0001163668 spfi:EmployeeStockPurchasePlanMember 2025-07-01 2025-09-30 0001163668 spfi:EmployeeStockPurchasePlanMember 2025-01-01 2025-09-30 0001163668 us-gaap:EmployeeStockOptionMember spfi:EquityIncentivePlan2019Member 2025-12-31 0001163668 us-gaap:EmployeeStockOptionMember spfi:EquityIncentivePlan2019Member 2026-09-30 0001163668 us-gaap:EmployeeStockOptionMember 2026-01-01 2026-09-30 0001163668 us-gaap:EmployeeStockOptionMember 2025-01-01 2025-09-30 0001163668 us-gaap:RestrictedStockUnitsRSUMember 2025-12-31 0001163668 srt:MinimumMember 2026-01-01 2026-09-30 0001163668 srt:MaximumMember 2026-01-01 2026-09-30 0001163668 srt:MinimumMember 2025-01-01 2025-09-30 0001163668 srt:MaximumMember 2025-01-01 2025-09-30 0001163668 us-gaap:CommitmentsToExtendCreditMember 2026-09-30 0001163668 us-gaap:CommitmentsToExtendCreditMember 2025-12-31 0001163668 us-gaap:StandbyLettersOfCreditMember 2026-09-30 0001163668 us-gaap:StandbyLettersOfCreditMember 2025-12-31 0001163668 us-gaap:ConsolidatedEntitiesMember 2026-09-30 0001163668 spfi:CityBankMember 2026-09-30 0001163668 us-gaap:ConsolidatedEntitiesMember 2025-12-31 0001163668 spfi:CityBankMember 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:OtherAssets 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:OtherAssets 2026-09-30 0001163668 spfi:MortgageForwardContractsMember us-gaap:CashAndDueFromBanks 2025-12-31 0001163668 spfi:MortgageForwardContractsMember us-gaap:CashAndDueFromBanks 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember 2026-01-01 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:OtherNoninterestExpense 2026-07-01 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:OtherNoninterestExpense 2025-07-01 2025-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:InterestAndFeeIncomeLoansAndLeases 2026-07-01 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:InterestAndFeeIncomeLoansAndLeases 2025-07-01 2025-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:OtherNoninterestExpense 2026-01-01 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:OtherNoninterestExpense 2025-01-01 2025-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:InterestAndFeeIncomeLoansAndLeases 2026-01-01 2026-09-30 0001163668 us-gaap:InterestRateContractMember us-gaap:FairValueHedgingMember us-gaap:InterestAndFeeIncomeLoansAndLeases 2025-01-01 2025-09-30 0001163668 us-gaap:FairValueHedgingMember 2026-01-01 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:AssetBackedSecuritiesMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:AssetBackedSecuritiesMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:AssetBackedSecuritiesMember us-gaap:OtherAssets 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:AssetBackedSecuritiesMember us-gaap:OtherAssets 2025-12-31 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:OtherAssets 2026-09-30 0001163668 us-gaap:InterestRateSwapMember us-gaap:FairValueHedgingMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:OtherAssets 2025-12-31 0001163668 us-gaap:MortgageBankingMember 2026-01-01 2026-09-30 0001163668 us-gaap:MortgageBankingMember spfi:MortgageBankingDerivativesMember us-gaap:GainLossOnSalesOfLoansNet 2026-07-01 2026-09-30 0001163668 us-gaap:MortgageBankingMember spfi:MortgageBankingDerivativesMember us-gaap:GainLossOnSalesOfLoansNet 2025-07-01 2025-09-30 0001163668 us-gaap:MortgageBankingMember spfi:MortgageBankingDerivativesMember us-gaap:GainLossOnSalesOfLoansNet 2026-01-01 2026-09-30 0001163668 us-gaap:MortgageBankingMember spfi:MortgageBankingDerivativesMember us-gaap:GainLossOnSalesOfLoansNet 2025-01-01 2025-09-30 0001163668 us-gaap:MortgageBankingMember us-gaap:ForwardContractsMember us-gaap:OtherAssets 2026-09-30 0001163668 us-gaap:MortgageBankingMember us-gaap:ForwardContractsMember us-gaap:OtherAssets 2025-12-31 0001163668 us-gaap:MortgageBankingMember us-gaap:InterestRateLockCommitmentsMember us-gaap:OtherAssets 2026-09-30 0001163668 us-gaap:MortgageBankingMember us-gaap:InterestRateLockCommitmentsMember us-gaap:OtherAssets 2025-12-31 0001163668 us-gaap:MortgageBankingMember us-gaap:ForwardContractsMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2026-09-30 0001163668 us-gaap:MortgageBankingMember us-gaap:ForwardContractsMember us-gaap:AccruedLiabilitiesAndOtherLiabilities 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2026-01-01 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2025-01-01 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2026-07-01 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2025-07-01 2025-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember 2025-01-01 2025-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsNonrecurringMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CollateralizedMortgageObligationsMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherDebtSecuritiesMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsNonrecurringMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsNonrecurringMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsNonrecurringMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsNonrecurringMember 2025-12-31 0001163668 srt:MinimumMember us-gaap:FairValueMeasurementsNonrecurringMember spfi:CollateralDiscountsAndSellingCostsMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2026-09-30 0001163668 srt:MaximumMember us-gaap:FairValueMeasurementsNonrecurringMember spfi:CollateralDiscountsAndSellingCostsMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsNonrecurringMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2026-09-30 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2026-09-30 0001163668 srt:MinimumMember us-gaap:FairValueMeasurementsNonrecurringMember spfi:CollateralDiscountsAndSellingCostsMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2025-12-31 0001163668 srt:MaximumMember us-gaap:FairValueMeasurementsNonrecurringMember spfi:CollateralDiscountsAndSellingCostsMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsNonrecurringMember spfi:ThirdPartyAppraisalsOrInspectionsMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MeasurementInputConstantPrepaymentRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2025-12-31 0001163668 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MeasurementInputDiscountRateMember us-gaap:ValuationTechniqueDiscountedCashFlowMember 2025-12-31 0001163668 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2026-09-30 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2026-09-30 0001163668 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2026-09-30 0001163668 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel1Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel2Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2025-12-31 0001163668 us-gaap:FairValueInputsLevel3Member us-gaap:EstimateOfFairValueFairValueDisclosureMember 2025-12-31 0001163668 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2025-12-31 0001163668 spfi:O2026Q4DividendsMember us-gaap:SubsequentEventMember 2026-10-22 2026-10-22 shares iso4217:USD iso4217:USD shares spfi:Security spfi:Category spfi:Point pure spfi:Segment spfi:Pure 10-Q true 2026-09-30 2026 false 001-38895 South Plains Financial, Inc. TX 75-2453320 5219 City Bank Parkway Lubbock TX 79407 806 792-7101 Common Stock, $1.00 par value per share SPFI NASDAQ Yes Yes Accelerated Filer false false false 18847573 48735000 58318000 728000000 494121000 776735000 552439000 518347000 567540000 7980000 7796000 10451000 9993000 3831138000 3144502000 52768000 45131000 3778370000 3099371000 20711000 20931000 51154000 51563000 90336000 77694000 66592000 19315000 5265000 1133000 27616000 24041000 27461000 20433000 37836000 36047000 5410874000 4480500000 1179107000 1023517000 3481584000 2850560000 4660691000 3874077000 66934000 52093000 14100000 14100000 46393000 46393000 4788118000 3986663000 1 1 30000000 30000000 18847573 18847573 16293577 16293577 18848000 16294000 195307000 91065000 479082000 434197000 -70481000 -47719000 622756000 493837000 5410874000 4480500000 65495000 53928000 182278000 158384000 4166000 4638000 12689000 14030000 849000 853000 2553000 2456000 5900000 5101000 16525000 13707000 76410000 64520000 214045000 188577000 24038000 19925000 66632000 59814000 0 38000 0 238000 835000 719000 2505000 673000 741000 1994000 2209000 24949000 21501000 69383000 64528000 51461000 43019000 144662000 124049000 830000 500000 1440000 3420000 50631000 42519000 143222000 120629000 2531000 2266000 7152000 6505000 1783000 2338000 6848000 7584000 3542000 3403000 10868000 10553000 3095000 237000 6795000 710000 593000 428000 1614000 1288000 855000 729000 2446000 2161000 1411000 1764000 3525000 5154000 13810000 11165000 39248000 33955000 22388000 19413000 66059000 58562000 4266000 4046000 12549000 12045000 1940000 1293000 6745000 4897000 1028000 979000 3061000 2803000 1759000 1184000 5108000 3529000 1805000 1637000 5029000 4670000 4888000 4472000 14913000 13091000 38074000 33024000 113464000 99597000 26367000 20660000 69006000 54987000 5602000 4342000 14704000 11770000 20765000 16318000 54302000 43217000 1.1 1 3 2.65 1.06 0.96 2.89 2.55 20765000 16318000 54302000 43217000 -33156000 12450000 -29984000 16749000 -936000 878000 -1172000 4703000 -6766000 2430000 -6050000 2529000 -25454000 9142000 -22762000 9517000 -4689000 25460000 31540000 52734000 16230475 16230000 90268000 407822000 -60246000 454074000 0 0 16318000 0 16318000 0.16 0 0 2598000 0 2598000 0 0 0 9142000 9142000 10153 11000 -11000 0 0 0 7211 7000 209000 0 0 216000 0 650000 0 0 650000 16247839 16248000 91116000 421542000 -51104000 477802000 18839105 18839000 194245000 461708000 -45027000 629765000 0 0 20765000 0 20765000 0.18 0 0 3391000 0 3391000 0 0 0 -25454000 -25454000 8468 9000 299000 0 0 308000 0 763000 0 0 763000 18847573 18848000 195307000 479082000 -70481000 622756000 16455826 16456000 97287000 385827000 -60621000 438949000 0 0 43217000 0 43217000 0.46 0 0 7502000 0 7502000 0 0 0 9517000 9517000 35134 35000 -312000 0 0 -277000 15925 16000 435000 0 0 451000 259046 259000 8267000 0 0 8526000 0 1973000 0 0 1973000 16247839 16248000 91116000 421542000 -51104000 477802000 16293577 16294000 91065000 434197000 -47719000 493837000 0 0 54302000 0 54302000 0.52 0 0 9417000 0 9417000 0 0 0 -22762000 -22762000 2803535 2804000 114664000 0 0 117468000 44506 44000 -744000 0 0 -700000 16920 17000 549000 0 0 566000 310965 311000 12531000 0 0 12842000 0 2304000 0 0 2304000 18847573 18848000 195307000 479082000 -70481000 622756000 54302000 43217000 1440000 3420000 100000 0 5214000 4359000 -1814000 -2195000 193000 266000 6848000 7584000 201158000 220546000 196008000 206298000 -139000 -1339000 1428000 1220000 2304000 1973000 2335000 -2666000 -4787000 -5719000 10801000 -2331000 74969000 65057000 508322000 16903000 532564000 37698000 58178000 3089000 30823000 0 2826000 4615000 134000 2240000 1756000 1163000 -4049000 16494000 190769000 260267000 -15000000 0 566000 451000 0 50000000 700000 277000 9417000 7502000 12842000 8526000 153376000 194413000 224296000 275964000 552439000 359082000 776735000 635046000 68947000 65965000 11647000 11443000 1739000 2462000 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">1.  SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-indent: 0.05pt; text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Nature of Operations</span><span style="font-size: 10.0pt; color: #000000;"> – South Plains Financial, Inc. (“SPFI”) is a Texas corporation and registered bank holding company that conducts its principal activities through its subsidiaries from offices located throughout Texas and Eastern New Mexico. Principal activities include commercial and retail banking, along with investment, trust, and mortgage services. The following were subsidiaries of SPFI as of September 30, 2026:</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; margin-left: 0.25pt; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Consolidated Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">City Bank</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">Ruidoso Retail, Inc.</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CB Provence, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Brushy Creek, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Properties, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Equity Method Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">South Plains Financial Capital Trusts (“SPFCT”) III-V</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiaries</span> </div> </td> </tr> </table> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Basis of Presentation and Consolidation</span><span style="font-size: 10.0pt; color: #000000;"> – The consolidated financial statements in this Quarterly Report on Form 10-Q for the three and nine months ended September 30, 2026 (this “Form 10-Q”) include the accounts of SPFI and its wholly-owned consolidated subsidiaries (collectively referred to as the “Company”) identified above. All significant intercompany balances and transactions have been eliminated in consolidation.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The interim consolidated financial statements in this Form 10-Q have not been audited by an independent registered public accounting firm, but in the opinion of management, reflect all adjustments necessary for a fair presentation of the Company’s financial position, results of operations, and cash flows. All such adjustments were of a normal and recurring nature. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q adopted by the U.S. Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and notes required by GAAP for complete financial statements and should be read in conjunction with the Company’s audited consolidated financial statements, and notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025 as filed with the SEC on March 5, 2026 (the “2025 Annual Report on Form 10-K”). Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Use of Estimates</span><span style="font-size: 10.0pt; color: #000000;"> – The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Determination of the adequacy of the allowance for credit losses (“ACL”) is a material estimate that is particularly susceptible to significant changes in the near term. </span></div> <div style="text-align: justify; font-size: 10pt;"> </div> <div style="text-align: justify;"> <span style="font-size: 10pt; color: rgb(0, 0, 0); font-style: italic; text-decoration: underline; background-color: rgb(255, 255, 255);">Recent Accounting Pronouncements</span><span style="font-size: 10.0pt; color: #000000;"><span style="background-color: rgb(255, 255, 255);"> – </span>Updates to the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) are prescribed in Accounting Standards Updates (“ASUs”), which are not authoritative until incorporated into the ASC.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative. </i>The amendments in this ASU modify the disclosure or presentation requirements of a variety of Topics in the Codification. Certain of the amendments represent clarifications to, or technical corrections of the current requirements. Each amendment in this ASU will only become effective if the SEC removes the related disclosure or presentation requirement from its existing regulations by June 30, 2027. The amendments in this ASU are not expected to have a material impact on the Company’s financial statements.</div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><span style="mso-fareast-font-family:&quot;Times New Roman&quot;"> </span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40)</i>: Disaggregation of Income Statement Expenses. This ASU requires public companies to disclose in tabular format, in the notes to the financial statements, specific disaggregated information about certain prescribed categories of expenses at each interim and annual reporting period. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Implementation of this ASU may be applied prospectively or retrospectively. The Company does not expect the adoption of this ASU to have a material impact on the <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">Company’s financial statements</span><span style="mso-fareast-font-family:&quot;Times New Roman&quot;; mso-bidi-language:EN-US">.</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2025-08 Financial Instruments - Credit Losses (Topic 326): Purchased Loans.</i> This ASU amends the guidance in ASC 326 on the accounting for certain purchased loans. Under this ASU, entities must account for acquired loans (excluding credit cards) that meet certain criteria at acquisition, (“purchased seasoned loans”) by recognizing them at their purchase price plus an allowance for expected credit losses (the <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">“</span>gross-up<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">”</span> approach). This ASU’s amendments align the accounting for purchased seasoned loans with the treatment of financial assets purchased with more-than-insignificant credit deterioration since origination (“PCD”). Purchased seasoned loans (<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">“</span></span>PSLs<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">”</span>) are defined under this ASU as non-PCD loans that are obtained in a business combination, or non-PCD loans that (1) are obtained in an asset acquisition or upon consolidation of a variable interest entity that is not a business and (2) are acquired more than 90 days after their origination date by a transferee that was not involved in their origination. This ASU also introduces an accounting policy election related to the subsequent measurement of expected credit losses for entities that use a method other than a discounted cash flow analysis to estimate credit losses on purchased seasoned loans. If this accounting policy is elected, entities can use the amortized cost basis of the asset to subsequently measure their allowance for credit losses on loans. The Company did not elect this accounting policy. <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">The Company early adopted ASU 2025-08</span><span style="mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-language:EN-US"> on April 1, 2026 on a prospective basis and applied it as part of the purchase accounting for BOH Holdings, Inc. See Note 2 for further discussion of the impact of this ASU.</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><span style="mso-fareast-font-family:&quot;Times New Roman&quot;"> </span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2025-11 Interim Reporting (Topic 270): Narrow-Scope Improvements.</i> This ASU is intended to improve the navigability of the guidance in ASC 270 and clarify when it applies. Under the amendments, an entity is subject to ASC 270 if it provides “interim financial statements and notes in accordance with GAAP.” This ASU also addresses the form and content of such financial statements, adds lists to ASC 270 of the interim disclosures required by all other Codification topics, and establishes a principle under which an entity must “disclose events since the end of the last annual reporting period that have a material impact on the entity.” As the Board stated in the proposed guidance and reiterates in this ASU, the amendments are not intended to “change the fundamental nature of interim reporting or expand or reduce current interim disclosure requirements.” <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">This update is effective for interim reporting periods within annual reporting periods beginning after December 15, 2027, early adoption is permitted.</span> The amendments in this ASU are not expected to have a material impact on the Company’s financial statements.</div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Subsequent Events</span><span style="font-size: 10.0pt; color: #000000;"> – The Company has evaluated subsequent events and transactions from September 30, 2026 through the date this Form 10-Q was filed with the SEC for potential recognition or disclosure as required by GAAP.</span> </div> <div style="text-indent: 0.05pt; text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Nature of Operations</span><span style="font-size: 10.0pt; color: #000000;"> – South Plains Financial, Inc. (“SPFI”) is a Texas corporation and registered bank holding company that conducts its principal activities through its subsidiaries from offices located throughout Texas and Eastern New Mexico. Principal activities include commercial and retail banking, along with investment, trust, and mortgage services. The following were subsidiaries of SPFI as of September 30, 2026:</span> </div><table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; margin-left: 0.25pt; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Consolidated Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">City Bank</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">Ruidoso Retail, Inc.</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CB Provence, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Brushy Creek, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Properties, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Equity Method Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">South Plains Financial Capital Trusts (“SPFCT”) III-V</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiaries</span> </div> </td> </tr> </table> The following were subsidiaries of SPFI as of September 30, 2026:<table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; margin-left: 0.25pt; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Consolidated Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">City Bank</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">Ruidoso Retail, Inc.</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CB Provence, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Brushy Creek, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">CBT Properties, LLC</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiary</span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;">Wholly-Owned, Equity Method Subsidiaries:</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt;"> <div> <span style="font-size: 10.0pt; color: #000000;"> </span> </div> </td> </tr> <tr style="vertical-align: top;"> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div style="margin-left: 9pt;"> <span style="font-size: 10.0pt; color: #000000;">South Plains Financial Capital Trusts (“SPFCT”) III-V</span> </div> </td> <td style="padding: 0; width: 50%; padding-top: 0.25pt; padding-bottom: 0.25pt; padding-left: 0.25pt; padding-right: 0.25pt; background-color: #CCEEFF;"> <div> <span style="font-size: 10.0pt; color: #000000;">Non-bank subsidiaries</span> </div> </td> </tr> </table> Bank subsidiary Non-bank subsidiary Non-bank subsidiary Non-bank subsidiary Non-bank subsidiary Non-bank subsidiaries <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Basis of Presentation and Consolidation</span><span style="font-size: 10.0pt; color: #000000;"> – The consolidated financial statements in this Quarterly Report on Form 10-Q for the three and nine months ended September 30, 2026 (this “Form 10-Q”) include the accounts of SPFI and its wholly-owned consolidated subsidiaries (collectively referred to as the “Company”) identified above. All significant intercompany balances and transactions have been eliminated in consolidation.</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The interim consolidated financial statements in this Form 10-Q have not been audited by an independent registered public accounting firm, but in the opinion of management, reflect all adjustments necessary for a fair presentation of the Company’s financial position, results of operations, and cash flows. All such adjustments were of a normal and recurring nature. The consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States of America (“GAAP”) for interim financial information and with the instructions to Form 10-Q adopted by the U.S. Securities and Exchange Commission (“SEC”). Accordingly, the financial statements do not include all of the information and notes required by GAAP for complete financial statements and should be read in conjunction with the Company’s audited consolidated financial statements, and notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025 as filed with the SEC on March 5, 2026 (the “2025 Annual Report on Form 10-K”). Operating results for the interim periods disclosed herein are not necessarily indicative of the results that may be expected for a full year or any future period.</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Use of Estimates</span><span style="font-size: 10.0pt; color: #000000;"> – The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Determination of the adequacy of the allowance for credit losses (“ACL”) is a material estimate that is particularly susceptible to significant changes in the near term. </span></div> <div style="text-align: justify;"> <span style="font-size: 10pt; color: rgb(0, 0, 0); font-style: italic; text-decoration: underline; background-color: rgb(255, 255, 255);">Recent Accounting Pronouncements</span><span style="font-size: 10.0pt; color: #000000;"><span style="background-color: rgb(255, 255, 255);"> – </span>Updates to the Financial Accounting Standards Board (“FASB”) Accounting Standards Codification (“ASC”) are prescribed in Accounting Standards Updates (“ASUs”), which are not authoritative until incorporated into the ASC.</span> </div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2023-06, Disclosure Improvements: Codification Amendments in Response to the SEC’s Disclosure Update and Simplification Initiative. </i>The amendments in this ASU modify the disclosure or presentation requirements of a variety of Topics in the Codification. Certain of the amendments represent clarifications to, or technical corrections of the current requirements. Each amendment in this ASU will only become effective if the SEC removes the related disclosure or presentation requirement from its existing regulations by June 30, 2027. The amendments in this ASU are not expected to have a material impact on the Company’s financial statements.</div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2024-03, Income Statement—Reporting Comprehensive Income—Expense Disaggregation Disclosures (Subtopic 220-40)</i>: Disaggregation of Income Statement Expenses. This ASU requires public companies to disclose in tabular format, in the notes to the financial statements, specific disaggregated information about certain prescribed categories of expenses at each interim and annual reporting period. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. This ASU is effective for public business entities for annual reporting periods beginning after December 15, 2026, and interim reporting periods beginning after December 15, 2027. Implementation of this ASU may be applied prospectively or retrospectively. The Company does not expect the adoption of this ASU to have a material impact on the <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">Company’s financial statements</span><span style="mso-fareast-font-family:&quot;Times New Roman&quot;; mso-bidi-language:EN-US">.</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2025-08 Financial Instruments - Credit Losses (Topic 326): Purchased Loans.</i> This ASU amends the guidance in ASC 326 on the accounting for certain purchased loans. Under this ASU, entities must account for acquired loans (excluding credit cards) that meet certain criteria at acquisition, (“purchased seasoned loans”) by recognizing them at their purchase price plus an allowance for expected credit losses (the <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">“</span>gross-up<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">”</span> approach). This ASU’s amendments align the accounting for purchased seasoned loans with the treatment of financial assets purchased with more-than-insignificant credit deterioration since origination (“PCD”). Purchased seasoned loans (<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">“</span></span>PSLs<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">”</span>) are defined under this ASU as non-PCD loans that are obtained in a business combination, or non-PCD loans that (1) are obtained in an asset acquisition or upon consolidation of a variable interest entity that is not a business and (2) are acquired more than 90 days after their origination date by a transferee that was not involved in their origination. This ASU also introduces an accounting policy election related to the subsequent measurement of expected credit losses for entities that use a method other than a discounted cash flow analysis to estimate credit losses on purchased seasoned loans. If this accounting policy is elected, entities can use the amortized cost basis of the asset to subsequently measure their allowance for credit losses on loans. The Company did not elect this accounting policy. <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">The Company early adopted ASU 2025-08</span><span style="mso-fareast-font-family:&quot;Times New Roman&quot;;mso-bidi-language:EN-US"> on April 1, 2026 on a prospective basis and applied it as part of the purchase accounting for BOH Holdings, Inc. See Note 2 for further discussion of the impact of this ASU.</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><i style="mso-bidi-font-style:normal">ASU 2025-11 Interim Reporting (Topic 270): Narrow-Scope Improvements.</i> This ASU is intended to improve the navigability of the guidance in ASC 270 and clarify when it applies. Under the amendments, an entity is subject to ASC 270 if it provides “interim financial statements and notes in accordance with GAAP.” This ASU also addresses the form and content of such financial statements, adds lists to ASC 270 of the interim disclosures required by all other Codification topics, and establishes a principle under which an entity must “disclose events since the end of the last annual reporting period that have a material impact on the entity.” As the Board stated in the proposed guidance and reiterates in this ASU, the amendments are not intended to “change the fundamental nature of interim reporting or expand or reduce current interim disclosure requirements.” <span style="mso-fareast-font-family:&quot;Times New Roman&quot;">This update is effective for interim reporting periods within annual reporting periods beginning after December 15, 2027, early adoption is permitted.</span> The amendments in this ASU are not expected to have a material impact on the Company’s financial statements.</div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Subsequent Events</span><span style="font-size: 10.0pt; color: #000000;"> – The Company has evaluated subsequent events and transactions from September 30, 2026 through the date this Form 10-Q was filed with the SEC for potential recognition or disclosure as required by GAAP.</span> </div> <div style="margin: 0in; font-size: 10pt; text-align: justify;"><span style="font-weight: 700; letter-spacing: normal; text-align: start; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">2. BUSINESS COMBINATIONS</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"> </div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">On April 1, 2026, </span>SPFI completed the acquisition of BOH Holdings, Inc., a Texas corporation (“BOH”), pursuant to an Agreement and Plan of Reorganization (the “Reorganization Agreement”) dated December 1, 2025, which provided for the acquisition by SPFI of BOH through the merger of BOH with and into SPFI, with SPFI surviving the merger (the “Merger”). <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The Reorganization Agreement provided that immediately following the consummation of the Merger,<span style="background-color: rgb(255, 255, 255);"> Bank of Houston, a Texas state banking association and wholly-owned subsidiary of BOH, would be merged with and into City Bank, a Texas state banking association and wholly-owned subsidiary of SPFI, with City Bank surviving the merger.<span style="background-image: initial; background-position: initial; background-size: initial; background-repeat: initial; background-attachment: initial; background-origin: initial; background-clip: initial; font-size: 10pt; font-family: &quot;Times New Roman&quot;, serif;"> As a result of the Merger, the Company increased its presence in the Houston, Texas market. At March 31, 2026, BOH had approximately $685.0 million in assets, $631.9 million in total gross loans, and $595.6 million in deposits.</span> </span></span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"> </div><div style="margin: 0in; font-size: 10pt; text-align: justify;"><span style="font-size: 10pt;">Under the terms of the Reorganization Agreement, shareholders of BOH received 0.1925 shares of the Company’s common stock for each share of BOH common stock held immediately prior to the effective time of the Merger, plus cash, without interest, in lieu of any fractional shares. As a result, the Company issued 2,803,535 shares of its common stock to the former shareholders of BOH.</span></div><div style="margin: 0in; font-size: 10pt; text-align: justify;"> </div><div style="text-align: justify; font-size: 10pt;">The Merger was accounted for under ASC 805 as a business combination. Accordingly, the assets acquired and liabilities assumed were recorded at fair value as of the acquisition date. The determination of fair value requires management to make estimates related to discount rates, expected future cash flows, market conditions and other future events that are highly subjective in nature and subject to change. Fair value estimates related to the assets and liabilities from BOH are subject to adjustment for up to one year after the closing date of the acquisition as additional information becomes available. Valuations subject to refinement include, but are not limited to, loans, other assets and other liabilities.</div><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify; font-size: 10pt;">The following table details the purchase consideration and the preliminary determination of the purchase consideration to the fair value of the assets acquired and liabilities assumed from BOH as of the closing date of the Merger on April 1, 2026 (dollars in thousands):</div><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 89%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold;">Purchase consideration:</td><td title="N02 - Business Combinations - B5"> </td><td> </td><td title="N02 - Business Combinations - B5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Fair value of common stock issued</td><td style="text-align: left;" title="N02 - Business Combinations - B6">$</td><td style="text-align: right;">117,468</td><td style="text-align: left;" title="N02 - Business Combinations - B6"> </td></tr><tr><td style="padding-left: 10px;">Cash paid to settle outstanding warrants and stock appreciation rights</td><td style="text-align: left;" title="N02 - Business Combinations - B7"> </td><td style="text-align: right;">597</td><td style="text-align: left;" title="N02 - Business Combinations - B7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash paid in lieu of fractional shares</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B8"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B8"> </td></tr><tr><td>Total consideration</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B9">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">118,068</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N02 - Business Combinations - B10"> </td><td> </td><td title="N02 - Business Combinations - B10"> </td></tr><tr><td style="font-weight: bold;">Assets acquired:</td><td title="N02 - Business Combinations - B11"> </td><td> </td><td title="N02 - Business Combinations - B11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and due from banks</td><td style="text-align: left;" title="N02 - Business Combinations - B12">$</td><td style="text-align: right;">4,988</td><td style="text-align: left;" title="N02 - Business Combinations - B12"> </td></tr><tr><td style="padding-left: 10px;"> Interest-bearing deposits in banks</td><td style="text-align: left;" title="N02 - Business Combinations - B13"> </td><td style="text-align: right;">26,435</td><td style="text-align: left;" title="N02 - Business Combinations - B13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> Securities available for sale</td><td style="text-align: left;" title="N02 - Business Combinations - B14"> </td><td style="text-align: right;">6,847</td><td style="text-align: left;" title="N02 - Business Combinations - B14"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N02 - Business Combinations - B15"> </td><td style="text-align: right;">623,926</td><td style="text-align: left;" title="N02 - Business Combinations - B15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Premises and equipment, net</td><td style="text-align: left;" title="N02 - Business Combinations - B16"> </td><td style="text-align: right;">923</td><td style="text-align: left;" title="N02 - Business Combinations - B16"> </td></tr><tr><td style="padding-left: 10px;">Bank-owned life insurance</td><td style="text-align: left;" title="N02 - Business Combinations - B17"> </td><td style="text-align: right;">11,214</td><td style="text-align: left;" title="N02 - Business Combinations - B17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> Core deposit intangible (10 year life)</td><td style="text-align: left;" title="N02 - Business Combinations - B18"> </td><td style="text-align: right;">4,980</td><td style="text-align: left;" title="N02 - Business Combinations - B18"> </td></tr><tr><td style="padding-left: 10px;">Deferred tax asset, net</td><td style="text-align: left;" title="N02 - Business Combinations - B19"> </td><td style="text-align: right;">840</td><td style="text-align: left;" title="N02 - Business Combinations - B19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other assets</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B20"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,433</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B20"> </td></tr><tr><td> Total assets acquired</td><td style="text-align: left;" title="N02 - Business Combinations - B21"> </td><td style="text-align: right;">685,586</td><td style="text-align: left;" title="N02 - Business Combinations - B21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N02 - Business Combinations - B22"> </td><td> </td><td title="N02 - Business Combinations - B22"> </td></tr><tr><td style="font-weight: bold;">Liabilities assumed:</td><td title="N02 - Business Combinations - B23"> </td><td> </td><td title="N02 - Business Combinations - B23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Noninterest-bearing deposits</td><td style="text-align: left;" title="N02 - Business Combinations - B24"> </td><td style="text-align: right;">92,315</td><td style="text-align: left;" title="N02 - Business Combinations - B24"> </td></tr><tr><td style="padding-left: 10px;">Interest-bearing deposits</td><td style="text-align: left;" title="N02 - Business Combinations - B25"> </td><td style="text-align: right;">503,530</td><td style="text-align: left;" title="N02 - Business Combinations - B25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Short-term borrowings</td><td style="text-align: left;" title="N02 - Business Combinations - B26"> </td><td style="text-align: right;">15,000</td><td style="text-align: left;" title="N02 - Business Combinations - B26"> </td></tr><tr><td style="padding-left: 10px;">Accrued expenses and other liabilities</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B27"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,950</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B27"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total liabilities assumed</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B28"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">614,795</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B28"> </td></tr><tr><td> Preliminary fair value of net assets acquired</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B29"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">70,791</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B29"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> Preliminary goodwill recorded in acquisition</td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N02 - Business Combinations - B30">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">47,277</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B30"> </td></tr></table><div style="font-size: 10pt; text-align: justify;">The Company recorded preliminary goodwill of $47.3 million, none of which is anticipated to b<span style="background-color: rgb(255, 255, 255);">e deductible for tax purposes. The preliminary goodwill is primarily attributable to expected synergies, operational efficiencies, and other factors to arise from the transaction.</span> </div><div> </div><div style="background-color: rgb(255, 255, 255); text-align: justify;"><span style="font-size: 10pt;">There was a total<span style="background-color: rgb(255, 255, 255);"> of $2.6 million of acquisition related expenses recorded in the nine months ended September 30, 2026. This total was comprised of $708 thousand in personnel expenses, $1.2 million in professional services expense, and $693 tho</span>usand in data conversion expenses.</span></div><div style="background-color: rgb(255, 255, 255);"> </div><div style="margin: 0in;"><span style="text-decoration:underline"><span style="font-size:10.0pt">Acquired Loans</span></span></div><div style="margin: 0in; text-align: justify;"><span style="font-size:10.0pt">Acquired loans were recorded at fair value based on a discounted cash flow valuation methodology that considers, among other things, interest rates, projected default rates, loss given default, and recovery rates. During the valuation process, the Company identified PCD and PSLs in the acquired loan portfolio. Loans acquired with evidence of credit quality deterioration since origination as of the acquisition date were accounted for as PCD. All remaining loans were considered to be PSLs. For both PSLs and PCD loans, the initial estimate of expected credit losses was included in the balance of loans with an offsetting amount recorded to the ACL as of the date of acquisition. Amortization or accretion of discounts or premiums on the acquired loans will be recognized based on payment structure and the contractual maturity of the individual loans.</span></div><div style="background-color: rgb(255, 255, 255);"> </div><div style="font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255);">The following table includes the fair value and unpaid principal balance of the acquired loans on the April 1, 2026 acquisition date (dollars in thousands):</span></div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - B52">Unpaid <br/>Principal <br/>Balance</td><td title="N02 - Business Combinations - B52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - D52"> Premium<br/> (Discount)</td><td title="N02 - Business Combinations - D52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - F52">ACL on <br/>Acquired <br/>Loans</td><td title="N02 - Business Combinations - F52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - H52">Fair Value<br/> of Acquired <br/>Loans</td><td title="N02 - Business Combinations - H52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>PCD loans</td><td style="text-align: left;" title="N02 - Business Combinations - B54">$</td><td style="text-align: right;">89,004</td><td style="text-align: left;" title="N02 - Business Combinations - B54"> </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - D54">$</td><td style="text-align: right;">(1,579</td><td style="text-align: left;" title="N02 - Business Combinations - D54">) </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - F54">$</td><td style="text-align: right;">(3,173</td><td style="text-align: left;" title="N02 - Business Combinations - F54">) </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - H54">$</td><td style="text-align: right;">84,252</td><td style="text-align: left;" title="N02 - Business Combinations - H54"> </td></tr><tr><td>PSLs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">543,503</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B55"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - D55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,471</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D55"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - F55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(5,300</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F55">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - H55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">539,674</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H55"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">632,507</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B56"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - D56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(108</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - D56">) </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - F56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(8,473</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - F56">) </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - H56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">623,926</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - H56"> </td></tr></table><div style="font-size: 10pt; text-align: justify;"> </div><div style="margin: 0in; font-size: 11pt; font-family: Calibri, sans-serif; text-align: justify; line-height: normal; font-weight: bold; text-decoration: underline;"><span style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, serif; font-weight: normal;">Pro Forma Information (unaudited)</span></div><div style="margin: 0in; font-size: 11pt; font-family: Calibri, sans-serif; text-align: justify; line-height: normal; background-color: rgb(255, 255, 255);"><span style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, serif;">The results of operations of BOH have been included in the Company’s consolidated financial statements prospectively beginning on April 1, 2026. The Company has determined it is impractical to disclose stand-alone revenues and earnings for the former BOH operations for the period subsequent to the closing date of the Merger due to the streamlining and integration of processes. The following table presents selected unaudited pro forma financial information reflecting the acquisition of BOH assuming the Merger was completed as of January 1, 2025. The unaudited pro forma financial information includes adjustments for scheduled amortization and accretion of significant fair value adjustments recorded at the acquisition. The unaudited pro forma financial information is presented for illustrative purposes only and is not necessarily indicative of the combined financial results of the Company and BOH had the transaction actually been completed at the beginning of the periods presented, nor does it indicate future results for any other interim or full-year period. </span></div><div style="margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; line-height:107%; font-size:11.0pt; font-family:&quot;Calibri&quot;,sans-serif; margin-bottom:0in;text-align:justify;line-height: normal"> </div><div style="margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; line-height:107%; font-size:11.0pt; font-family:&quot;Calibri&quot;,sans-serif; margin-bottom:0in;text-align:justify;line-height: normal"><span style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, serif;">Information for the three and nine months ended September 30, 2026 reflects the actual results of the Company, excluding merger costs, and the actual results of BOH for the three months ended March 31, 2026, excluding merger costs and including amortization of intangible assets. Information for the three and nine months ended September 30, 2025, includes BOH’s actual results for those periods and reflects adjustments related to the amortization of intangible assets.</span></div><div style="font-size: 10pt; text-align: justify;"> </div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="font-weight: bold; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;">(dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - B45">  2026</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - B45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - D45">  2025</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - D45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - F45">  2026</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - F45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - H45">  2025</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N02 - Business Combinations - H45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total revenue<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - B46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">65,271</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - D46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">61,535</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - F46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">191,048</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - H46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">178,544</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H46"> </td></tr><tr><td>Net income</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - B47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">20,765</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - D47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">18,878</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - F47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">57,839</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - H47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">49,988</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H47"> </td></tr></table><div> </div><div style="font-size: 10pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 8.5pt;">(1) </span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Total revenue is defined as the sum of net interest income plus non-interest income.</span></div> 685000000 631900000 595600000 0.1925 2803535 <div style="text-align: justify; font-size: 10pt;">The following table details the purchase consideration and the preliminary determination of the purchase consideration to the fair value of the assets acquired and liabilities assumed from BOH as of the closing date of the Merger on April 1, 2026 (dollars in thousands):</div><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 89%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold;">Purchase consideration:</td><td title="N02 - Business Combinations - B5"> </td><td> </td><td title="N02 - Business Combinations - B5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Fair value of common stock issued</td><td style="text-align: left;" title="N02 - Business Combinations - B6">$</td><td style="text-align: right;">117,468</td><td style="text-align: left;" title="N02 - Business Combinations - B6"> </td></tr><tr><td style="padding-left: 10px;">Cash paid to settle outstanding warrants and stock appreciation rights</td><td style="text-align: left;" title="N02 - Business Combinations - B7"> </td><td style="text-align: right;">597</td><td style="text-align: left;" title="N02 - Business Combinations - B7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash paid in lieu of fractional shares</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B8"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B8"> </td></tr><tr><td>Total consideration</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B9">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">118,068</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N02 - Business Combinations - B10"> </td><td> </td><td title="N02 - Business Combinations - B10"> </td></tr><tr><td style="font-weight: bold;">Assets acquired:</td><td title="N02 - Business Combinations - B11"> </td><td> </td><td title="N02 - Business Combinations - B11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and due from banks</td><td style="text-align: left;" title="N02 - Business Combinations - B12">$</td><td style="text-align: right;">4,988</td><td style="text-align: left;" title="N02 - Business Combinations - B12"> </td></tr><tr><td style="padding-left: 10px;"> Interest-bearing deposits in banks</td><td style="text-align: left;" title="N02 - Business Combinations - B13"> </td><td style="text-align: right;">26,435</td><td style="text-align: left;" title="N02 - Business Combinations - B13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> Securities available for sale</td><td style="text-align: left;" title="N02 - Business Combinations - B14"> </td><td style="text-align: right;">6,847</td><td style="text-align: left;" title="N02 - Business Combinations - B14"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N02 - Business Combinations - B15"> </td><td style="text-align: right;">623,926</td><td style="text-align: left;" title="N02 - Business Combinations - B15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Premises and equipment, net</td><td style="text-align: left;" title="N02 - Business Combinations - B16"> </td><td style="text-align: right;">923</td><td style="text-align: left;" title="N02 - Business Combinations - B16"> </td></tr><tr><td style="padding-left: 10px;">Bank-owned life insurance</td><td style="text-align: left;" title="N02 - Business Combinations - B17"> </td><td style="text-align: right;">11,214</td><td style="text-align: left;" title="N02 - Business Combinations - B17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> Core deposit intangible (10 year life)</td><td style="text-align: left;" title="N02 - Business Combinations - B18"> </td><td style="text-align: right;">4,980</td><td style="text-align: left;" title="N02 - Business Combinations - B18"> </td></tr><tr><td style="padding-left: 10px;">Deferred tax asset, net</td><td style="text-align: left;" title="N02 - Business Combinations - B19"> </td><td style="text-align: right;">840</td><td style="text-align: left;" title="N02 - Business Combinations - B19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other assets</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B20"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,433</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B20"> </td></tr><tr><td> Total assets acquired</td><td style="text-align: left;" title="N02 - Business Combinations - B21"> </td><td style="text-align: right;">685,586</td><td style="text-align: left;" title="N02 - Business Combinations - B21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N02 - Business Combinations - B22"> </td><td> </td><td title="N02 - Business Combinations - B22"> </td></tr><tr><td style="font-weight: bold;">Liabilities assumed:</td><td title="N02 - Business Combinations - B23"> </td><td> </td><td title="N02 - Business Combinations - B23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Noninterest-bearing deposits</td><td style="text-align: left;" title="N02 - Business Combinations - B24"> </td><td style="text-align: right;">92,315</td><td style="text-align: left;" title="N02 - Business Combinations - B24"> </td></tr><tr><td style="padding-left: 10px;">Interest-bearing deposits</td><td style="text-align: left;" title="N02 - Business Combinations - B25"> </td><td style="text-align: right;">503,530</td><td style="text-align: left;" title="N02 - Business Combinations - B25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Short-term borrowings</td><td style="text-align: left;" title="N02 - Business Combinations - B26"> </td><td style="text-align: right;">15,000</td><td style="text-align: left;" title="N02 - Business Combinations - B26"> </td></tr><tr><td style="padding-left: 10px;">Accrued expenses and other liabilities</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B27"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,950</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B27"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total liabilities assumed</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B28"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">614,795</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B28"> </td></tr><tr><td> Preliminary fair value of net assets acquired</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B29"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">70,791</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B29"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> Preliminary goodwill recorded in acquisition</td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N02 - Business Combinations - B30">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">47,277</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B30"> </td></tr></table> 117468000 597000 3000 118068000 4988000 26435000 6847000 623926000 923000 11214000 P10Y 4980000 840000 5433000 685586000 92315000 503530000 15000000 3950000 614795000 70791000 47277000 47300000 0 2600000 708000 1200000 693000 <div style="font-size: 10pt; text-align: justify;"><span style="background-color: rgb(255, 255, 255);">The following table includes the fair value and unpaid principal balance of the acquired loans on the April 1, 2026 acquisition date (dollars in thousands):</span></div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - B52">Unpaid <br/>Principal <br/>Balance</td><td title="N02 - Business Combinations - B52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - D52"> Premium<br/> (Discount)</td><td title="N02 - Business Combinations - D52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - F52">ACL on <br/>Acquired <br/>Loans</td><td title="N02 - Business Combinations - F52"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N02 - Business Combinations - H52">Fair Value<br/> of Acquired <br/>Loans</td><td title="N02 - Business Combinations - H52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>PCD loans</td><td style="text-align: left;" title="N02 - Business Combinations - B54">$</td><td style="text-align: right;">89,004</td><td style="text-align: left;" title="N02 - Business Combinations - B54"> </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - D54">$</td><td style="text-align: right;">(1,579</td><td style="text-align: left;" title="N02 - Business Combinations - D54">) </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - F54">$</td><td style="text-align: right;">(3,173</td><td style="text-align: left;" title="N02 - Business Combinations - F54">) </td><td> </td><td style="text-align: left;" title="N02 - Business Combinations - H54">$</td><td style="text-align: right;">84,252</td><td style="text-align: left;" title="N02 - Business Combinations - H54"> </td></tr><tr><td>PSLs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">543,503</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B55"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - D55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,471</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D55"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - F55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(5,300</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F55">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - H55"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">539,674</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H55"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - B56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">632,507</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - B56"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - D56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(108</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - D56">) </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - F56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(8,473</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - F56">) </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N02 - Business Combinations - H56">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">623,926</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N02 - Business Combinations - H56"> </td></tr></table> 89004000 1579000 3173000 84252000 543503000 -1471000 5300000 539674000 632507000 108000 8473000 623926000 <div style="margin-top:0in; margin-right:0in; margin-bottom:8.0pt; margin-left:0in; line-height:107%; font-size:11.0pt; font-family:&quot;Calibri&quot;,sans-serif; margin-bottom:0in;text-align:justify;line-height: normal"><span style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, serif;">Information for the three and nine months ended September 30, 2026 reflects the actual results of the Company, excluding merger costs, and the actual results of BOH for the three months ended March 31, 2026, excluding merger costs and including amortization of intangible assets. Information for the three and nine months ended September 30, 2025, includes BOH’s actual results for those periods and reflects adjustments related to the amortization of intangible assets.</span></div><div style="font-size: 10pt; text-align: justify;"> </div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="font-weight: bold; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; text-align: left;">(dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - B45">  2026</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - B45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - D45">  2025</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - D45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - F45">  2026</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N02 - Business Combinations - F45"> </td><td style="font-weight: bold; text-align: center; border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; border-top-width: medium; border-top-style: none; border-top-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N02 - Business Combinations - H45">  2025</td><td style="border-bottom-width: medium; border-bottom-style: none; border-bottom-color: currentcolor; font-weight: bold; text-align: center; border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N02 - Business Combinations - H45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total revenue<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - B46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">65,271</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - D46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">61,535</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - F46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">191,048</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F46"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - H46">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">178,544</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H46"> </td></tr><tr><td>Net income</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - B47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">20,765</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - B47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - D47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">18,878</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - D47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - F47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">57,839</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - F47"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N02 - Business Combinations - H47"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">49,988</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N02 - Business Combinations - H47"> </td></tr></table><div> </div><div style="font-size: 10pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; font-size: 8.5pt;">(1) </span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial;">Total revenue is defined as the sum of net interest income plus non-interest income.</span></div> 65271000 61535000 191048000 178544000 20765000 18878000 57839000 49988000 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">3.  SECURITIES</span> </div> <div style="text-align: justify;"> </div> <div style="margin: 0in; font-size: 10pt; text-align: justify;">Securities available for sale are summarized as follows as of the dates presented below (dollars in thousands):</div><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 41%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Amortized</span><br/> Cost</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Gross<br/></span>Unrealized<br/></span>Gains</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Gross<br/></span>Unrealized<br/>Losses</span></td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Allowance<br/>for Credit <br/></span>Losses</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair<br/>V</span>alue</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J6"> </td></tr><tr><td style="vertical-align: bottom;">Available for sale:</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B8">$</td><td style="text-align: right; vertical-align: bottom;">196,634</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D8">$</td><td style="text-align: right; vertical-align: bottom;">1</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F8">$</td><td style="text-align: right; vertical-align: bottom;">(37,810</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F8">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H8">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J8">$</td><td style="text-align: right; vertical-align: bottom;">158,825</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J8"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B9"> </td><td style="text-align: right; vertical-align: bottom;">283,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F9"> </td><td style="text-align: right; vertical-align: bottom;">(54,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F9">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J9"> </td><td style="text-align: right; vertical-align: bottom;">229,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B10"> </td><td style="text-align: right; vertical-align: bottom;">53,264</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F10"> </td><td style="text-align: right; vertical-align: bottom;">(5,923</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F10">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J10"> </td><td style="text-align: right; vertical-align: bottom;">47,341</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J10"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B11"> </td><td style="text-align: right; vertical-align: bottom;">66,233</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D11"> </td><td style="text-align: right; vertical-align: bottom;">5</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F11"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F11">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J11"> </td><td style="text-align: right; vertical-align: bottom;">66,100</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B12"> </td><td style="text-align: right; vertical-align: bottom;">12,630</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F12"> </td><td style="text-align: right; vertical-align: bottom;">(1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F12">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J12"> </td><td style="text-align: right; vertical-align: bottom;">11,298</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J12"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">5,612</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">252</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - F13">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,783</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - J13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">618,368</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - B14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">258</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - D14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(100,279</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - F14">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - H14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">518,347</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - J14"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J16"> </td></tr><tr><td style="vertical-align: bottom;">Available for sale:</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B18">$</td><td style="text-align: right; vertical-align: bottom;">199,417</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D18">$</td><td style="text-align: right; vertical-align: bottom;">388</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F18">$</td><td style="text-align: right; vertical-align: bottom;">(23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F18">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J18">$</td><td style="text-align: right; vertical-align: bottom;">176,305</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J18"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B19"> </td><td style="text-align: right; vertical-align: bottom;">302,711</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D19"> </td><td style="text-align: right; vertical-align: bottom;">130</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F19"> </td><td style="text-align: right; vertical-align: bottom;">(42,081</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F19">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J19"> </td><td style="text-align: right; vertical-align: bottom;">260,760</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B20"> </td><td style="text-align: right; vertical-align: bottom;">48,769</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F20"> </td><td style="text-align: right; vertical-align: bottom;">(3,983</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F20">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J20"> </td><td style="text-align: right; vertical-align: bottom;">44,786</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J20"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B21"> </td><td style="text-align: right; vertical-align: bottom;">67,708</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D21"> </td><td style="text-align: right; vertical-align: bottom;">77</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F21"> </td><td style="text-align: right; vertical-align: bottom;">(188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F21">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H21"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J21"> </td><td style="text-align: right; vertical-align: bottom;">67,597</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B22"> </td><td style="text-align: right; vertical-align: bottom;">13,972</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F22"> </td><td style="text-align: right; vertical-align: bottom;">(840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F22">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J22"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J22"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,000</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - F23">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,960</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - J23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">637,577</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">595</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(70,632</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - F24">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">567,540</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - J24"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The amortized cost and estimated fair value of securities at September 30, 2026 are presented below by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Declining-balance securities are shown separately since they are not due at a single maturity date.</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Available for Sale </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N2-Securities-Cont. Maturity - B6"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Amortized</span> <br/>Cost</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N2-Securities-Cont. Maturity - B6"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N2-Securities-Cont. Maturity - D6">Fair <br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N2-Securities-Cont. Maturity - D6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Within 1 year</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B7">$</td><td style="text-align: right;">490</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B7"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D7">$</td><td style="text-align: right;">491</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D7"> </td></tr><tr><td>After 1 year through 5 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B8"> </td><td style="text-align: right;">4,129</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B8"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D8"> </td><td style="text-align: right;">4,060</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>After 5 years through 10 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B9"> </td><td style="text-align: right;">19,467</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B9"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D9"> </td><td style="text-align: right;">18,229</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D9"> </td></tr><tr><td>After 10 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B10"> </td><td style="text-align: right;">178,160</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B10"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D10"> </td><td style="text-align: right;">141,828</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Declining-balance securities</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - B11"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">416,122</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N2-Securities-Cont. Maturity - B11"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - D11"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">353,739</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N2-Securities-Cont. Maturity - D11"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - B12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">618,368</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N2-Securities-Cont. Maturity - B12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - D12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">518,347</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N2-Securities-Cont. Maturity - D12"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">At both September 30, 2026 and December 31, 2025, there were no holdings of securities of any one issuer, other than the U.S. government, its agencies, or its sponsored enterprises, in an amount greater than 10% of stockholders’ equity.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Securities with a carrying value of approximately $509.2 million and $413.7 million at September 30, 2026 and December 31, 2025, respectively, were pledged to collateralize public deposits and for other purposes as required or permitted by law.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table segregates securities with unrealized losses at the dates indicated, by the duration they have been in a loss position for which an allowance for credit losses has not been recorded (dollars in thousands):</span> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 29%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">Less than 12 Months </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12 Months or More </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">Total </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - B5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - D5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - F5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - H5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - L5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B7">$</td><td style="text-align: right; vertical-align: bottom;">6,985</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D7">$</td><td style="text-align: right; vertical-align: bottom;">299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F7">$</td><td style="text-align: right; vertical-align: bottom;">148,009</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H7">$</td><td style="text-align: right; vertical-align: bottom;">37,511</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J7">$</td><td style="text-align: right; vertical-align: bottom;">154,994</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L7">$</td><td style="text-align: right; vertical-align: bottom;">37,810</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L7"> </td></tr><tr><td style="vertical-align: bottom;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B8"> </td><td style="text-align: right; vertical-align: bottom;">13,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D8"> </td><td style="text-align: right; vertical-align: bottom;">560</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F8"> </td><td style="text-align: right; vertical-align: bottom;">216,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H8"> </td><td style="text-align: right; vertical-align: bottom;">54,435</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J8"> </td><td style="text-align: right; vertical-align: bottom;">229,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L8"> </td><td style="text-align: right; vertical-align: bottom;">54,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B9"> </td><td style="text-align: right; vertical-align: bottom;">8,607</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D9"> </td><td style="text-align: right; vertical-align: bottom;">429</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F9"> </td><td style="text-align: right; vertical-align: bottom;">38,734</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H9"> </td><td style="text-align: right; vertical-align: bottom;">5,494</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J9"> </td><td style="text-align: right; vertical-align: bottom;">47,341</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L9"> </td><td style="text-align: right; vertical-align: bottom;">5,923</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L9"> </td></tr><tr><td style="vertical-align: bottom;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B10"> </td><td style="text-align: right; vertical-align: bottom;">38,541</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D10"> </td><td style="text-align: right; vertical-align: bottom;">138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J10"> </td><td style="text-align: right; vertical-align: bottom;">38,541</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L10"> </td><td style="text-align: right; vertical-align: bottom;">138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F11"> </td><td style="text-align: right; vertical-align: bottom;">11,299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H11"> </td><td style="text-align: right; vertical-align: bottom;">1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J11"> </td><td style="text-align: right; vertical-align: bottom;">11,299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L11"> </td><td style="text-align: right; vertical-align: bottom;">1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L11"> </td></tr><tr><td style="vertical-align: bottom;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - B12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">2,319</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">2,319</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - J12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - L12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - B13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">69,452</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,507</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">414,042</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - F13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">98,772</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">483,494</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - J13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">100,279</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - L13"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L15"> </td></tr><tr><td style="vertical-align: bottom;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B16">$</td><td style="text-align: right; vertical-align: bottom;">205</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D16">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F16">$</td><td style="text-align: right; vertical-align: bottom;">165,618</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H16">$</td><td style="text-align: right; vertical-align: bottom;">23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J16">$</td><td style="text-align: right; vertical-align: bottom;">165,823</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L16">$</td><td style="text-align: right; vertical-align: bottom;">23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B17"> </td><td style="text-align: right; vertical-align: bottom;">3,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D17"> </td><td style="text-align: right; vertical-align: bottom;">48</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F17"> </td><td style="text-align: right; vertical-align: bottom;">249,710</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H17"> </td><td style="text-align: right; vertical-align: bottom;">42,033</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J17"> </td><td style="text-align: right; vertical-align: bottom;">252,842</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L17"> </td><td style="text-align: right; vertical-align: bottom;">42,081</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L17"> </td></tr><tr><td style="vertical-align: bottom;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B18"> </td><td style="text-align: right; vertical-align: bottom;">3,503</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D18"> </td><td style="text-align: right; vertical-align: bottom;">7</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F18"> </td><td style="text-align: right; vertical-align: bottom;">41,284</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H18"> </td><td style="text-align: right; vertical-align: bottom;">3,976</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J18"> </td><td style="text-align: right; vertical-align: bottom;">44,787</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L18"> </td><td style="text-align: right; vertical-align: bottom;">3,983</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B19"> </td><td style="text-align: right; vertical-align: bottom;">63,210</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D19"> </td><td style="text-align: right; vertical-align: bottom;">188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J19"> </td><td style="text-align: right; vertical-align: bottom;">63,210</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L19"> </td><td style="text-align: right; vertical-align: bottom;">188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L19"> </td></tr><tr><td style="vertical-align: bottom;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F20"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H20"> </td><td style="text-align: right; vertical-align: bottom;">840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J20"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L20"> </td><td style="text-align: right; vertical-align: bottom;">840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Unrealized Loss - B21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - B21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - D21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,961</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - F21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - H21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,961</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - J21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - L21"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Unrealized Loss - B22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,050</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">243</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">474,705</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,389</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">544,755</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - J22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,632</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - L22"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">There were 139 securities with an unrealized loss at September 30, 2026, generally due to a continuation of the elevated market interest rate environment. Management evaluates securities available for sale (“AFS”) in unrealized loss positions to determine whether the impairment is due to credit-related factors or non-credit related factors. Consideration is given to the extent to which the fair value is less than cost, the financial condition and near-term prospects of the issuer, and the intent and ability of the Company to retain its investment in the security for a period of time sufficient to allow for the anticipated recovery in fair value. Management does not have the intent to sell any of the securities in an unrealized loss position and believes that it is not likely that the securities will have to be sold before a recovery of cost. The fair value of these securities is expected to recover as the securities approach their maturity date or repricing date or if market yields for such investments decline. Accordingly, as of September 30, 2026, management believes the unrealized loss positions detailed in the previous table are due to non-credit related factors, including changes in interest rates and other market conditions, and therefore no ACL for AFS securities or losses have been recognized or realized in the consolidated financial statements.</span> </div> <div style="margin: 0in; font-size: 10pt; text-align: justify;">Securities available for sale are summarized as follows as of the dates presented below (dollars in thousands):</div><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 41%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Amortized</span><br/> Cost</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Gross<br/></span>Unrealized<br/></span>Gains</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Gross<br/></span>Unrealized<br/>Losses</span></td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Allowance<br/>for Credit <br/></span>Losses</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair<br/>V</span>alue</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J6"> </td></tr><tr><td style="vertical-align: bottom;">Available for sale:</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B8">$</td><td style="text-align: right; vertical-align: bottom;">196,634</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D8">$</td><td style="text-align: right; vertical-align: bottom;">1</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F8">$</td><td style="text-align: right; vertical-align: bottom;">(37,810</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F8">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H8">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J8">$</td><td style="text-align: right; vertical-align: bottom;">158,825</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J8"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B9"> </td><td style="text-align: right; vertical-align: bottom;">283,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F9"> </td><td style="text-align: right; vertical-align: bottom;">(54,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F9">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J9"> </td><td style="text-align: right; vertical-align: bottom;">229,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B10"> </td><td style="text-align: right; vertical-align: bottom;">53,264</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F10"> </td><td style="text-align: right; vertical-align: bottom;">(5,923</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F10">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J10"> </td><td style="text-align: right; vertical-align: bottom;">47,341</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J10"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B11"> </td><td style="text-align: right; vertical-align: bottom;">66,233</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D11"> </td><td style="text-align: right; vertical-align: bottom;">5</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F11"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F11">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J11"> </td><td style="text-align: right; vertical-align: bottom;">66,100</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B12"> </td><td style="text-align: right; vertical-align: bottom;">12,630</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F12"> </td><td style="text-align: right; vertical-align: bottom;">(1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F12">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J12"> </td><td style="text-align: right; vertical-align: bottom;">11,298</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J12"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">5,612</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">252</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - F13">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J13"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,783</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - J13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">618,368</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - B14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">258</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - D14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(100,279</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - F14">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - H14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J14">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">518,347</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - J14"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J16"> </td></tr><tr><td style="vertical-align: bottom;">Available for sale:</td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B18">$</td><td style="text-align: right; vertical-align: bottom;">199,417</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D18">$</td><td style="text-align: right; vertical-align: bottom;">388</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F18">$</td><td style="text-align: right; vertical-align: bottom;">(23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F18">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J18">$</td><td style="text-align: right; vertical-align: bottom;">176,305</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J18"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B19"> </td><td style="text-align: right; vertical-align: bottom;">302,711</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D19"> </td><td style="text-align: right; vertical-align: bottom;">130</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F19"> </td><td style="text-align: right; vertical-align: bottom;">(42,081</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F19">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J19"> </td><td style="text-align: right; vertical-align: bottom;">260,760</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B20"> </td><td style="text-align: right; vertical-align: bottom;">48,769</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F20"> </td><td style="text-align: right; vertical-align: bottom;">(3,983</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F20">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J20"> </td><td style="text-align: right; vertical-align: bottom;">44,786</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J20"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B21"> </td><td style="text-align: right; vertical-align: bottom;">67,708</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D21"> </td><td style="text-align: right; vertical-align: bottom;">77</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F21"> </td><td style="text-align: right; vertical-align: bottom;">(188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F21">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H21"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J21"> </td><td style="text-align: right; vertical-align: bottom;">67,597</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B22"> </td><td style="text-align: right; vertical-align: bottom;">13,972</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F22"> </td><td style="text-align: right; vertical-align: bottom;">(840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - F22">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J22"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Cost &amp; FV - J22"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,000</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - F23">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J23"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,960</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Cost &amp; FV - J23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Cost &amp; FV - B24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">637,577</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - D24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">595</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - F24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(70,632</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - F24">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - H24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Cost &amp; FV - J24">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">567,540</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Cost &amp; FV - J24"> </td></tr></table> 196634000 1000 37810000 0 158825000 283995000 0 54995000 0 229000000 53264000 0 5923000 0 47341000 66233000 5000 138000 0 66100000 12630000 0 1332000 0 11298000 5612000 252000 81000 0 5783000 618368000 258000 100279000 0 518347000 199417000 388000 23500000 0 176305000 302711000 130000 42081000 0 260760000 48769000 0 3983000 0 44786000 67708000 77000 188000 0 67597000 13972000 0 840000 0 13132000 5000000 0 40000 0 4960000 637577000 595000 70632000 0 567540000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The amortized cost and estimated fair value of securities at September 30, 2026 are presented below by contractual maturity (dollars in thousands). Expected maturities may differ from contractual maturities because issuers may have the right to call or prepay obligations. Declining-balance securities are shown separately since they are not due at a single maturity date.</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Available for Sale </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N2-Securities-Cont. Maturity - B6"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Amortized</span> <br/>Cost</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N2-Securities-Cont. Maturity - B6"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N2-Securities-Cont. Maturity - D6">Fair <br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N2-Securities-Cont. Maturity - D6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Within 1 year</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B7">$</td><td style="text-align: right;">490</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B7"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D7">$</td><td style="text-align: right;">491</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D7"> </td></tr><tr><td>After 1 year through 5 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B8"> </td><td style="text-align: right;">4,129</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B8"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D8"> </td><td style="text-align: right;">4,060</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>After 5 years through 10 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B9"> </td><td style="text-align: right;">19,467</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B9"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D9"> </td><td style="text-align: right;">18,229</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D9"> </td></tr><tr><td>After 10 years</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B10"> </td><td style="text-align: right;">178,160</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - B10"> </td><td> </td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D10"> </td><td style="text-align: right;">141,828</td><td style="text-align: left;" title="N2-Securities-Cont. Maturity - D10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Declining-balance securities</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - B11"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">416,122</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N2-Securities-Cont. Maturity - B11"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - D11"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">353,739</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N2-Securities-Cont. Maturity - D11"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - B12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">618,368</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N2-Securities-Cont. Maturity - B12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N2-Securities-Cont. Maturity - D12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">518,347</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N2-Securities-Cont. Maturity - D12"> </td></tr></table> 490000 491000 4129000 4060000 19467000 18229000 178160000 141828000 416122000 353739000 618368000 518347000 0 0 509200000 413700000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table segregates securities with unrealized losses at the dates indicated, by the duration they have been in a loss position for which an allowance for credit losses has not been recorded (dollars in thousands):</span> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 29%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">Less than 12 Months </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12 Months or More </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">Total </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - B5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - D5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - F5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - H5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N2-Securities-Unrealized Loss - L5"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Unrealized</span><br/>Loss</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B7">$</td><td style="text-align: right; vertical-align: bottom;">6,985</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D7">$</td><td style="text-align: right; vertical-align: bottom;">299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F7">$</td><td style="text-align: right; vertical-align: bottom;">148,009</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H7">$</td><td style="text-align: right; vertical-align: bottom;">37,511</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J7">$</td><td style="text-align: right; vertical-align: bottom;">154,994</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L7">$</td><td style="text-align: right; vertical-align: bottom;">37,810</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L7"> </td></tr><tr><td style="vertical-align: bottom;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B8"> </td><td style="text-align: right; vertical-align: bottom;">13,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D8"> </td><td style="text-align: right; vertical-align: bottom;">560</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F8"> </td><td style="text-align: right; vertical-align: bottom;">216,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H8"> </td><td style="text-align: right; vertical-align: bottom;">54,435</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J8"> </td><td style="text-align: right; vertical-align: bottom;">229,000</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L8"> </td><td style="text-align: right; vertical-align: bottom;">54,995</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B9"> </td><td style="text-align: right; vertical-align: bottom;">8,607</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D9"> </td><td style="text-align: right; vertical-align: bottom;">429</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F9"> </td><td style="text-align: right; vertical-align: bottom;">38,734</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H9"> </td><td style="text-align: right; vertical-align: bottom;">5,494</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J9"> </td><td style="text-align: right; vertical-align: bottom;">47,341</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L9"> </td><td style="text-align: right; vertical-align: bottom;">5,923</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L9"> </td></tr><tr><td style="vertical-align: bottom;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B10"> </td><td style="text-align: right; vertical-align: bottom;">38,541</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D10"> </td><td style="text-align: right; vertical-align: bottom;">138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H10"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J10"> </td><td style="text-align: right; vertical-align: bottom;">38,541</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L10"> </td><td style="text-align: right; vertical-align: bottom;">138</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F11"> </td><td style="text-align: right; vertical-align: bottom;">11,299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H11"> </td><td style="text-align: right; vertical-align: bottom;">1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J11"> </td><td style="text-align: right; vertical-align: bottom;">11,299</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L11"> </td><td style="text-align: right; vertical-align: bottom;">1,332</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L11"> </td></tr><tr><td style="vertical-align: bottom;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - B12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">2,319</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">2,319</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - J12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L12"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">81</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - L12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - B13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">69,452</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,507</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">414,042</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - F13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">98,772</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">483,494</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - J13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L13">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">100,279</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - L13"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L15"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L15"> </td></tr><tr><td style="vertical-align: bottom;">State and municipal</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B16">$</td><td style="text-align: right; vertical-align: bottom;">205</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D16">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F16">$</td><td style="text-align: right; vertical-align: bottom;">165,618</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H16">$</td><td style="text-align: right; vertical-align: bottom;">23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J16">$</td><td style="text-align: right; vertical-align: bottom;">165,823</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L16">$</td><td style="text-align: right; vertical-align: bottom;">23,500</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Residential mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B17"> </td><td style="text-align: right; vertical-align: bottom;">3,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D17"> </td><td style="text-align: right; vertical-align: bottom;">48</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F17"> </td><td style="text-align: right; vertical-align: bottom;">249,710</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H17"> </td><td style="text-align: right; vertical-align: bottom;">42,033</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J17"> </td><td style="text-align: right; vertical-align: bottom;">252,842</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L17"> </td><td style="text-align: right; vertical-align: bottom;">42,081</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L17"> </td></tr><tr><td style="vertical-align: bottom;">Commercial mortgage-backed securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B18"> </td><td style="text-align: right; vertical-align: bottom;">3,503</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D18"> </td><td style="text-align: right; vertical-align: bottom;">7</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F18"> </td><td style="text-align: right; vertical-align: bottom;">41,284</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H18"> </td><td style="text-align: right; vertical-align: bottom;">3,976</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J18"> </td><td style="text-align: right; vertical-align: bottom;">44,787</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L18"> </td><td style="text-align: right; vertical-align: bottom;">3,983</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial collateralized mortgage obligations</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B19"> </td><td style="text-align: right; vertical-align: bottom;">63,210</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D19"> </td><td style="text-align: right; vertical-align: bottom;">188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J19"> </td><td style="text-align: right; vertical-align: bottom;">63,210</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L19"> </td><td style="text-align: right; vertical-align: bottom;">188</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L19"> </td></tr><tr><td style="vertical-align: bottom;">Asset-backed and other amortizing securities</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F20"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - F20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H20"> </td><td style="text-align: right; vertical-align: bottom;">840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J20"> </td><td style="text-align: right; vertical-align: bottom;">13,132</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - J20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L20"> </td><td style="text-align: right; vertical-align: bottom;">840</td><td style="text-align: left; vertical-align: bottom;" title="N2-Securities-Unrealized Loss - L20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Other securities</td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Unrealized Loss - B21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - B21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - D21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,961</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - F21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - H21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,961</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid black;" title="N2-Securities-Unrealized Loss - J21"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L21"> </td><td style="text-align: right; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">40</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N2-Securities-Unrealized Loss - L21"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N2-Securities-Unrealized Loss - B22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,050</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - D22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">243</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - F22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">474,705</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - H22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,389</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - J22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">544,755</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - J22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N2-Securities-Unrealized Loss - L22">$</td><td style="text-align: right; vertical-align: bottom; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">70,632</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N2-Securities-Unrealized Loss - L22"> </td></tr></table> 6985000 299000 148009000 37511000 154994000 37810000 13000000 560000 216000000 54435000 229000000 54995000 8607000 429000 38734000 5494000 47341000 5923000 38541000 138000 0 0 38541000 138000 0 0 11299000 1332000 11299000 1332000 2319000 81000 0 0 2319000 81000 69452000 1507000 414042000 98772000 483494000 100279000 205000 0 165618000 23500000 165823000 23500000 3132000 48000 249710000 42033000 252842000 42081000 3503000 7000 41284000 3976000 44787000 3983000 63210000 188000 0 0 63210000 188000 0 0 13132000 840000 13132000 840000 0 0 4961000 40000 4961000 40000 70050000 243000 474705000 70389000 544755000 70632000 139 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">4.  LOANS HELD FOR INVESTMENT</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Loans held for investment are summarized by category as of the dates presented below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; font-weight: bold; text-align: center;" title="N3-Loans by Category - B4"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,<br/></span>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N3-Loans by Category - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; font-weight: bold; text-align: center;" title="N3-Loans by Category - D4">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,<br/></span>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N3-Loans by Category - D4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B5">$</td><td style="width: 9%; text-align: right;">1,364,396</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B5"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D5">$</td><td style="width: 9%; text-align: right;">1,064,625</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D5"> </td></tr><tr><td>Commercial - specialized</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B6"> </td><td style="width: 9%; text-align: right;">435,051</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B6"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D6"> </td><td style="width: 9%; text-align: right;">409,351</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B7"> </td><td style="width: 9%; text-align: right;">835,328</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B7"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D7"> </td><td style="width: 9%; text-align: right;">659,323</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D7"> </td></tr><tr><td>Consumer:</td><td style="width: 1%;" title="N3-Loans by Category - B8"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%;" title="N3-Loans by Category - D8"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 family residential</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">711,700</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">589,851</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Auto loans</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">270,688</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">259,157</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">60,262</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">62,092</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Construction</td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">153,713</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">100,103</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">3,831,138</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">3,144,502</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Allowance for credit losses on loans</td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(52,768</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - B8">) </td><td> </td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(45,131</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - D8">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans, net</td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans by Category - B8">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,778,370</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans by Category - D8">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,099,371</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans by Category - D8"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company has certain lending policies, underwriting standards, and procedures in place that are designed to maximize loan income with an acceptable level of risk. Management reviews and approves these policies, underwriting standards, and procedures on a regular basis and makes changes as appropriate. Management receives frequent reports related to loan originations, quality, concentrations, delinquencies, non-performing, and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions, both by type of loan and geography.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Commercial Real Estate</span><span style="font-size: 10.0pt; color: #000000;"> – Underwriting standards have been designed to determine whether the borrower possesses sound business ethics and practices, evaluate current and projected cash flows to determine the ability of the borrower to repay their obligations as agreed and ensure appropriate collateral is obtained to secure the loan. Commercial real estate loans are underwritten primarily based on projected cash flows for income-producing properties and collateral values for non-income-producing properties. The repayment of these loans is generally dependent on the successful operation of the property securing the loans or the sale or refinancing of the property. Real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s real estate portfolio are diversified by type and geographic location. This diversity helps reduce the exposure to adverse economic events that affect any single market or industry.</span> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Commercial – General and Specialized</span><span style="font-size: 10.0pt; color: #000000;"> – Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably. Underwriting standards have been designed to determine whether the borrower possesses sound business ethics and practices, evaluate current and projected cash flows to determine the ability of the borrower to repay their obligations, as agreed and ensure appropriate collateral is obtained to secure the loan. Commercial loans are primarily made based on the identified cash flows of the borrower and, secondarily, on the underlying collateral provided by the borrower. Most commercial loans are secured by the assets being financed or other business assets, such as real estate, accounts receivable, or inventory, and typically include personal guarantees. Owner-occupied real estate is included in commercial loans, as the repayment of these loans is generally dependent on the operations of the commercial borrower’s business rather than on income-producing properties or the sale of the properties. Commercial loans are grouped into two distinct sub-categories: specialized and general. Commercial related segments that are considered “specialized” include agricultural production and real estate loans, energy loans, and finance, investment, and insurance loans. Commercial related segments that contain a broader diversity of borrowers, sub-industries, or serviced industries are grouped into the “general category.” These include goods, services, restaurant &amp; retail, construction, and other industries. Performance of these loans is subject to operating and cash flow results of the borrower, with risk in the volatility of operating results for particular industries.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Consumer</span><span style="font-size: 10.0pt; color: #000000;"> – Loans to consumers include 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. The Company utilizes a computer-based credit scoring analysis to supplement its policies and procedures in underwriting consumer loans. The Company’s loan policy addresses types of consumer loans that may be originated and the collateral, if secured, which must be perfected. The relatively smaller individual dollar amounts of consumer loans that are spread over numerous individual borrowers also minimizes the Company’s risk. The Company generally requires mortgage title insurance and hazard insurance on 1-4 family residential loans. All consumer loans are generally dependent on the risk characteristics of the borrower’s ability to repay the loan, a consideration of the debt to income ratio, employment and income stability, the loan-to-value ratio, and the age, condition and marketability of the collateral.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Construction</span><span style="font-size: 10.0pt; color: #000000;"> – Loans for residential construction are for single-family properties to developers, builders, or end-users. These loans are underwritten based on estimates of costs and completed value of the project. Funds are advanced based on estimated percentage of completion for the project. Performance of these loans is affected by economic conditions as well as the ability to control costs of the projects.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The commercial real estate and construction categories comprise the Company’s nonowner-occupied real estate loans. Total nonowner-occupied real estate loans were $1.52 billion at September 30, 2026, and $1.16 billion at December 31, 2025.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table details the activity in the ACL for loans for the periods indicated (dollars in thousands). Allocation of a portion of the ACL to one category of loans does not preclude its availability to absorb losses in other categories.</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 17%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - B5">Beginning <br/>Balance</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - B5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - D5">Initial ACL<br/> on<br/> Acquired <br/>PCD Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - D5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - F5">Initial ACL<br/> on<br/> Acquired <br/>PSLs </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - F5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - H5">Provision<br/> for Credit <br/>Losses</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - H5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Charge- <br/>offs</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Recoveries</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Ending <br/>Balance</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">For the three months ended September 30, 2026</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B7">$</td><td style="text-align: right; vertical-align: bottom;">18,328</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H7">$</td><td style="text-align: right; vertical-align: bottom;">770</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">(898</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">18,200</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B8"> </td><td style="text-align: right; vertical-align: bottom;">5,613</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D8"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F8"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H8"> </td><td style="text-align: right; vertical-align: bottom;">252</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">(179</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">17</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">5,703</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B9"> </td><td style="text-align: right; vertical-align: bottom;">8,590</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H9"> </td><td style="text-align: right; vertical-align: bottom;">119</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">190</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">8,761</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td></tr><tr><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B11"> </td><td style="text-align: right; vertical-align: bottom;">13,594</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H11"> </td><td style="text-align: right; vertical-align: bottom;">(717</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H11">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">(60</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">42</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">12,859</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B12"> </td><td style="text-align: right; vertical-align: bottom;">3,449</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H12"> </td><td style="text-align: right; vertical-align: bottom;">154</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">30</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">3,495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B13"> </td><td style="text-align: right; vertical-align: bottom;">1,120</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D13"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F13"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H13"> </td><td style="text-align: right; vertical-align: bottom;">156</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">(262</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">88</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td></tr><tr><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,382</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">266</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,648</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">53,076</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,000</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,675</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J15">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">367</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J15"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">52,768</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J15"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">For the three months ended September 30, 2025</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td></tr><tr><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B18">$</td><td style="text-align: right; vertical-align: bottom;">15,706</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H18">$</td><td style="text-align: right; vertical-align: bottom;">(228</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H18">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">(541</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">14,937</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B19"> </td><td style="text-align: right; vertical-align: bottom;">4,881</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H19"> </td><td style="text-align: right; vertical-align: bottom;">(81</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H19">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">9</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">4,809</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B20"> </td><td style="text-align: right; vertical-align: bottom;">7,228</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H20"> </td><td style="text-align: right; vertical-align: bottom;">87</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">(172</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">105</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">7,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B22"> </td><td style="text-align: right; vertical-align: bottom;">11,150</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H22"> </td><td style="text-align: right; vertical-align: bottom;">234</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">(307</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">3</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">11,080</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B23"> </td><td style="text-align: right; vertical-align: bottom;">2,995</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H23"> </td><td style="text-align: right; vertical-align: bottom;">132</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">(202</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">41</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">2,966</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B24"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D24"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F24"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H24"> </td><td style="text-align: right; vertical-align: bottom;">303</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">(261</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">40</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">1,184</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,948</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H25">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,901</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J25"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">45,010</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">400</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,483</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J26">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">198</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J26"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44,125</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">For the nine months ended September 30, 2026</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B29">$</td><td style="text-align: right; vertical-align: bottom;">15,214</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D29">$</td><td style="text-align: right; vertical-align: bottom;">1,897</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F29">$</td><td style="text-align: right; vertical-align: bottom;">1,705</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H29">$</td><td style="text-align: right; vertical-align: bottom;">345</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">(961</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">18,200</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B30"> </td><td style="text-align: right; vertical-align: bottom;">5,231</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D30"> </td><td style="text-align: right; vertical-align: bottom;">181</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F30"> </td><td style="text-align: right; vertical-align: bottom;">226</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H30"> </td><td style="text-align: right; vertical-align: bottom;">237</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">(264</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">92</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">5,703</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B31"> </td><td style="text-align: right; vertical-align: bottom;">7,448</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D31"> </td><td style="text-align: right; vertical-align: bottom;">336</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F31"> </td><td style="text-align: right; vertical-align: bottom;">914</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H31"> </td><td style="text-align: right; vertical-align: bottom;">408</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">(594</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">249</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">8,761</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td></tr><tr><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B33"> </td><td style="text-align: right; vertical-align: bottom;">11,103</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D33"> </td><td style="text-align: right; vertical-align: bottom;">732</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F33"> </td><td style="text-align: right; vertical-align: bottom;">2,207</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H33"> </td><td style="text-align: right; vertical-align: bottom;">(1,464</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H33">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">(62</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">12,859</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B34"> </td><td style="text-align: right; vertical-align: bottom;">3,033</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D34"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F34"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H34"> </td><td style="text-align: right; vertical-align: bottom;">896</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">(542</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">108</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">3,495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B35"> </td><td style="text-align: right; vertical-align: bottom;">1,150</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D35"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F35"> </td><td style="text-align: right; vertical-align: bottom;">3</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H35"> </td><td style="text-align: right; vertical-align: bottom;">504</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">(864</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">309</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td></tr><tr><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,952</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">27</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">245</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">424</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H36"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,648</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J36"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">45,131</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,173</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,300</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,350</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(3,287</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J37">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,101</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J37"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">52,768</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J37"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">For the nine months ended September 30, 2025</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td></tr><tr><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B40">$</td><td style="text-align: right; vertical-align: bottom;">15,973</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H40">$</td><td style="text-align: right; vertical-align: bottom;">(495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H40">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">(541</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">14,937</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B41"> </td><td style="text-align: right; vertical-align: bottom;">4,640</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H41"> </td><td style="text-align: right; vertical-align: bottom;">79</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">90</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">4,809</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B42"> </td><td style="text-align: right; vertical-align: bottom;">6,874</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D42"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F42"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H42"> </td><td style="text-align: right; vertical-align: bottom;">526</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">(530</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">378</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">7,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B44"> </td><td style="text-align: right; vertical-align: bottom;">9,677</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H44"> </td><td style="text-align: right; vertical-align: bottom;">1,659</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">(307</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">51</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">11,080</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B45"> </td><td style="text-align: right; vertical-align: bottom;">3,015</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D45"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F45"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H45"> </td><td style="text-align: right; vertical-align: bottom;">716</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">(897</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">132</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">2,966</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B46"> </td><td style="text-align: right; vertical-align: bottom;">1,115</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D46"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F46"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H46"> </td><td style="text-align: right; vertical-align: bottom;">712</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">(832</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">189</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">1,184</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,943</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H47">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">5</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,901</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J47"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">43,237</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,150</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(3,107</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J47">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J48">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">845</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J48"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J48">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44,125</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J48"> </td></tr></table><div style="text-align: justify; font-size: 10pt;">The provision for credit losses on the consolidated statements of comprehensive income (loss) is comprised of the provision for credit losses on loans, noted in the above table, and the provision for off-balance sheet credit loss exposures. <span style="font-size: 10.0pt; color: #000000;">During the three and nine months ended September 30, 2026 the Company recorded a provision for off-balance sheet credit exposures of $(170) thousand and $90 thousand, respectively. During the three and nine months ended September 30, 2025, the Company recorded a provision for off-balance sheet credit exposures of $100 thousand and $270 thousand, respectively.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table shows the Company’s amortized cost and related ACL for individually evaluated collateral dependent loans by class using the fair value of collateral loss estimation methodology of evaluating expected credit losses at the dates indicated (dollars in thousands).</span> </div> <div> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 41%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - B4">  Equipment</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - B4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - D4">  Real Estate</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - D4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - F4">  Other</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - F4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - H4">  Total Loans<br/> Individually <br/>Evaluated</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - H4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - J4">  Total ACL<br/> for<br/> Individually<br/> Evaluated<br/>Loans</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - J4"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-ACL Indv. Eval. - B8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - B8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B9">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D9">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F9">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H9">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J9">$</td><td style="text-align: right;">994</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J9"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D11"> </td><td style="text-align: right;">705</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H11"> </td><td style="text-align: right;">705</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J11"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-ACL Indv. Eval. - B12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - B12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 family residential</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D13"> </td><td style="text-align: right;">2,750</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H13"> </td><td style="text-align: right;">2,750</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J13"> </td><td style="text-align: right;">169</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J13"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J15"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - B16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">803</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - D16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - F16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">803</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - H16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">126</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - J16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">11,608</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">11,608</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,289</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">462</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">941</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1,403</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">112</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">289</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">255</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">544</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1,086</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2,869</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,955</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">275</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>1-4 family residential</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,837</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,065</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,902</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">387</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr></table><div> <span style="font-size: 10.0pt; color: #000000;">The table below provides an age analysis on accruing past-due loans and nonaccrual loans at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - B5">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">30-89 Days</span><br/>Past Due</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - B5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - D5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">90 Days or</span><br/>More Past<br/></span> Due</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - D5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - F5">  Nonaccrual</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - F5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - H5">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nonaccrual<br/>with no</span><br/>ACL</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - H5"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-Age Analysis - B6"> </td><td> </td><td title="N3-Loans-Age Analysis - B6"> </td><td> </td><td title="N3-Loans-Age Analysis - D6"> </td><td> </td><td title="N3-Loans-Age Analysis - D6"> </td><td> </td><td title="N3-Loans-Age Analysis - F6"> </td><td> </td><td title="N3-Loans-Age Analysis - F6"> </td><td> </td><td title="N3-Loans-Age Analysis - H6"> </td><td> </td><td title="N3-Loans-Age Analysis - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B7">$</td><td style="text-align: right;">322</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D7">$</td><td style="text-align: right;">706</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F7">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H7">$</td><td style="text-align: right;">58</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H7"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B8"> </td><td style="text-align: right;">719</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F8"> </td><td style="text-align: right;">59</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H8"> </td><td style="text-align: right;">348</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B9"> </td><td style="text-align: right;">3,117</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D9"> </td><td style="text-align: right;">222</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F9"> </td><td style="text-align: right;">833</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H9"> </td><td style="text-align: right;">357</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H9"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-Age Analysis - B10"> </td><td> </td><td title="N3-Loans-Age Analysis - B10"> </td><td> </td><td title="N3-Loans-Age Analysis - D10"> </td><td> </td><td title="N3-Loans-Age Analysis - D10"> </td><td> </td><td title="N3-Loans-Age Analysis - F10"> </td><td> </td><td title="N3-Loans-Age Analysis - F10"> </td><td> </td><td title="N3-Loans-Age Analysis - H10"> </td><td> </td><td title="N3-Loans-Age Analysis - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B11"> </td><td style="text-align: right;">2,559</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D11"> </td><td style="text-align: right;">787</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F11"> </td><td style="text-align: right;">3,936</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H11"> </td><td style="text-align: right;">1,884</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H11"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B12"> </td><td style="text-align: right;">326</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D12"> </td><td style="text-align: right;">98</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B13"> </td><td style="text-align: right;">641</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D13"> </td><td style="text-align: right;">104</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F13"> </td><td style="text-align: right;">10</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H13"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">250</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - B14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - D14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,208</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - F14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - H14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,934</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - B15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,917</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - D15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,396</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - F15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,647</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - H15"> </td></tr></table><table cellpadding="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px; border-collapse: collapse;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="text-decoration: underline;">December 31, 2025</td><td style="width: 1%;" title="N3-Loans-Age Analysis - B17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - B17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B18">$</td><td style="width: 9%; text-align: right;">2,241</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D18">$</td><td style="width: 9%; text-align: right;">206</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F18">$</td><td style="width: 9%; text-align: right;">1,402</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H18">$</td><td style="width: 9%; text-align: right;">54</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H18"> </td></tr><tr><td>Commercial - specialized</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B19"> </td><td style="width: 9%; text-align: right;">264</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D19"> </td><td style="width: 9%; text-align: right;">50</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F19"> </td><td style="width: 9%; text-align: right;">699</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H19"> </td><td style="width: 9%; text-align: right;">544</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B20"> </td><td style="width: 9%; text-align: right;">1,173</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D20"> </td><td style="width: 9%; text-align: right;">31</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F20"> </td><td style="width: 9%; text-align: right;">4,108</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H20"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H20"> </td></tr><tr><td>Consumer:</td><td style="width: 1%;" title="N3-Loans-Age Analysis - B21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - B21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 Family residential</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B22"> </td><td style="width: 9%; text-align: right;">1,221</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D22"> </td><td style="width: 9%; text-align: right;">1,750</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F22"> </td><td style="width: 9%; text-align: right;">845</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H22"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H22"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B23"> </td><td style="width: 9%; text-align: right;">395</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D23"> </td><td style="width: 9%; text-align: right;">40</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F23"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H23"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B24"> </td><td style="width: 9%; text-align: right;">765</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D24"> </td><td style="width: 9%; text-align: right;">80</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F24"> </td><td style="width: 9%; text-align: right;">16</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H24"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H24"> </td></tr><tr><td>Construction</td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">455</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - B25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">578</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - D25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - F25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - H25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">6,514</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - B26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,735</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - D26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,070</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - F26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">598</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - H26"> </td></tr></table><div style="font-size: 10pt;"> </div> <div><span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Credit Quality Indicators</span> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company grades its loans on a <span style="-sec-ix-hidden: hidden-fact-0">thirteen-point</span> grading scale. These grades fit in one of the following categories: (i) pass, (ii) special mention, (iii) substandard, (iv) doubtful, or (v) loss. Loans categorized as loss are charged-off immediately. The grading of loans reflects a judgment by the Company about the risks of default associated with the loan. The Company reviews the grades on loans as part of the Company’s on-going monitoring of the credit quality of the loan portfolio. These risk ratings are assigned based on relevant information about the ability of the borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Pass loans have financial factors or nature of collateral that are considered reasonable credit risks in the normal course of lending and encompass several grades that are assigned based on varying levels of risk, ranging from credits that are secured by cash or marketable securities, to watch credits which have all the characteristics of an acceptable credit risk but warrant more than the normal level of monitoring.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Special mention loans have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of repayment prospects for the loans at some future date.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Substandard loans are inadequately protected by the current net worth and paying capacity of the borrower or by the collateral pledged, if any. These loans have a well-defined weakness or weaknesses that jeopardize collection and present the distinct possibility that some loss will be sustained if the deficiencies are not corrected. A protracted workout on these credits is a distinct possibility. Prompt corrective action is therefore required to strengthen the Company’s position, and/or to reduce exposure and to assure that adequate remedial measures are taken by the borrower. Credit exposure becomes more likely in such credits and a serious evaluation of the secondary support to the credit is performed. Substandard loans can be accruing or can be nonaccrual depending on the circumstances of the individual loans.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Doubtful loans have all the weaknesses inherent in substandard loans with the added characteristics that the weaknesses make collection or liquidation in full on the basis of currently existing facts, conditions, and values highly questionable and improbable. All doubtful loans are on nonaccrual.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">In connection with the review of the Company’s loan portfolio, management considers risk elements attributable to particular loan type or categories in assessing the quality of individual loans. The list of loans to be analyzed for individual evaluation consists of non-accrual loans over $250 thousand. Interest income recognized using a cash-basis method on non-accrual loans for the three and nine months ended September 30, 2026 and 2025 was not significant. In addition, the Company closely monitors substandard accruing loans over $1 million, and past due accruing loans over $250 thousand for possible individual evaluation. All other loans will be evaluated collectively in designated pools unless a loss exposure has been identified. Additional funds committed to be advanced on individually analyzed loans are not significant.</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the amortized cost basis in loans held for investment by credit quality indicator and origination year at the dates indicated, and related year-to-date gross charge-offs. Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at September 30, 2026.</span> </div><table class="customsse" style="border-collapse: collapse; font-size: 10pt; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 21%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="30" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Term Loans</span><br/>Amortized Cost Basis by Origination Year</span><br/>September 30, 2026 </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">(Dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - B5">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - B5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - D5">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - D5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - F5">  2024</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - F5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - H5">  2023</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - H5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - J5">  2022</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - J5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - L5">  Prior</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - L5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - N5">  Revolving Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - N5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - P5">  Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - P5"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P6"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial real estate</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B8">$</td><td style="text-align: right; vertical-align: bottom;">278,905</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D8">$</td><td style="text-align: right; vertical-align: bottom;">234,045</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F8">$</td><td style="text-align: right; vertical-align: bottom;">157,567</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H8">$</td><td style="text-align: right; vertical-align: bottom;">144,343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J8">$</td><td style="text-align: right; vertical-align: bottom;">234,376</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L8">$</td><td style="text-align: right; vertical-align: bottom;">233,699</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N8">$</td><td style="text-align: right; vertical-align: bottom;">18,188</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P8">$</td><td style="text-align: right; vertical-align: bottom;">1,301,123</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P8"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D9"> </td><td style="text-align: right; vertical-align: bottom;">4,058</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F9"> </td><td style="text-align: right; vertical-align: bottom;">2,432</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H9"> </td><td style="text-align: right; vertical-align: bottom;">9,100</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L9"> </td><td style="text-align: right; vertical-align: bottom;">8,403</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N9"> </td><td style="text-align: right; vertical-align: bottom;">250</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P9"> </td><td style="text-align: right; vertical-align: bottom;">24,243</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,950</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,550</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,436</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">6,064</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">21,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">39,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P10"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial real estate loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">278,905</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">241,053</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">167,549</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">154,879</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">240,440</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">263,132</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">18,438</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,364,396</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">64</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">897</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">961</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P12"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Commercial - specialized</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P14"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B15">$</td><td style="text-align: right; vertical-align: bottom;">111,994</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D15">$</td><td style="text-align: right; vertical-align: bottom;">57,667</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F15">$</td><td style="text-align: right; vertical-align: bottom;">27,930</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H15">$</td><td style="text-align: right; vertical-align: bottom;">23,467</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J15">$</td><td style="text-align: right; vertical-align: bottom;">22,460</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L15">$</td><td style="text-align: right; vertical-align: bottom;">58,287</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N15">$</td><td style="text-align: right; vertical-align: bottom;">131,486</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P15">$</td><td style="text-align: right; vertical-align: bottom;">433,291</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D16"> </td><td style="text-align: right; vertical-align: bottom;">98</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N16"> </td><td style="text-align: right; vertical-align: bottom;">555</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P16"> </td><td style="text-align: right; vertical-align: bottom;">653</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P16"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">110</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">270</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">238</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">489</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,107</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total commercial - specialized loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">111,994</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">57,765</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">28,040</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">23,737</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,698</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">58,776</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">132,041</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">435,051</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P18"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">84</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">180</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">264</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P20"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial - general</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B22">$</td><td style="text-align: right; vertical-align: bottom;">135,794</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D22">$</td><td style="text-align: right; vertical-align: bottom;">167,698</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F22">$</td><td style="text-align: right; vertical-align: bottom;">115,322</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H22">$</td><td style="text-align: right; vertical-align: bottom;">49,604</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J22">$</td><td style="text-align: right; vertical-align: bottom;">100,434</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L22">$</td><td style="text-align: right; vertical-align: bottom;">121,689</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N22">$</td><td style="text-align: right; vertical-align: bottom;">110,951</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P22">$</td><td style="text-align: right; vertical-align: bottom;">801,492</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P22"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D23"> </td><td style="text-align: right; vertical-align: bottom;">3,392</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F23"> </td><td style="text-align: right; vertical-align: bottom;">365</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H23"> </td><td style="text-align: right; vertical-align: bottom;">10,487</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J23"> </td><td style="text-align: right; vertical-align: bottom;">26</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L23"> </td><td style="text-align: right; vertical-align: bottom;">1,435</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N23"> </td><td style="text-align: right; vertical-align: bottom;">1,845</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P23"> </td><td style="text-align: right; vertical-align: bottom;">17,550</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">123</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,257</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">954</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,632</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,191</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,264</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,865</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16,286</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P24"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial - general loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">135,917</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">172,347</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">116,641</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">61,723</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">102,651</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">127,388</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">118,661</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">835,328</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">87</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">73</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">237</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">89</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">594</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P26"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P27"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer 1-4 family residential:</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P28"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B29">$</td><td style="text-align: right; vertical-align: bottom;">92,138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D29">$</td><td style="text-align: right; vertical-align: bottom;">82,909</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F29">$</td><td style="text-align: right; vertical-align: bottom;">60,795</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H29">$</td><td style="text-align: right; vertical-align: bottom;">84,315</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J29">$</td><td style="text-align: right; vertical-align: bottom;">171,986</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L29">$</td><td style="text-align: right; vertical-align: bottom;">174,318</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N29">$</td><td style="text-align: right; vertical-align: bottom;">22,246</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P29">$</td><td style="text-align: right; vertical-align: bottom;">688,707</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P29"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H30"> </td><td style="text-align: right; vertical-align: bottom;">64</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J30"> </td><td style="text-align: right; vertical-align: bottom;">3,980</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P30"> </td><td style="text-align: right; vertical-align: bottom;">4,044</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P30"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">752</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,497</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,754</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,408</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">8,969</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">569</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">18,949</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P31"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer 1-4 family residential loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">92,138</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">83,661</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">65,292</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">86,133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">178,374</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">183,287</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,815</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">711,700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P32"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P33"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P34"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Consumer auto loans</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P35"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B36">$</td><td style="text-align: right; vertical-align: bottom;">98,022</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D36">$</td><td style="text-align: right; vertical-align: bottom;">85,519</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F36">$</td><td style="text-align: right; vertical-align: bottom;">33,230</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H36">$</td><td style="text-align: right; vertical-align: bottom;">26,919</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J36">$</td><td style="text-align: right; vertical-align: bottom;">21,921</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L36">$</td><td style="text-align: right; vertical-align: bottom;">4,705</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N36">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P36">$</td><td style="text-align: right; vertical-align: bottom;">270,316</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P36"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">26</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">78</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">37</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">372</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P38"> </td></tr><tr><td style="vertical-align: bottom;">Total consumer auto loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">98,071</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">85,545</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33,308</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">26,968</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,054</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,742</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">270,688</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P39"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">61</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">64</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">109</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">249</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">59</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">542</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P40"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P41"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer other consumer</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P42"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B43">$</td><td style="text-align: right; vertical-align: bottom;">22,038</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D43">$</td><td style="text-align: right; vertical-align: bottom;">17,241</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F43">$</td><td style="text-align: right; vertical-align: bottom;">7,947</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H43">$</td><td style="text-align: right; vertical-align: bottom;">3,850</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J43">$</td><td style="text-align: right; vertical-align: bottom;">3,827</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L43">$</td><td style="text-align: right; vertical-align: bottom;">4,283</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N43">$</td><td style="text-align: right; vertical-align: bottom;">994</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P43">$</td><td style="text-align: right; vertical-align: bottom;">60,180</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P43"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P44"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">13</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">9</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">8</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">46</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">82</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer other consumer loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,038</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">17,254</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,956</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,854</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,835</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,329</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">996</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">60,262</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P46"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">247</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">451</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">31</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">97</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">864</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P47"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P48"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Construction</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P49"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B50">$</td><td style="text-align: right; vertical-align: bottom;">68,669</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D50">$</td><td style="text-align: right; vertical-align: bottom;">58,461</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F50">$</td><td style="text-align: right; vertical-align: bottom;">12,454</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H50">$</td><td style="text-align: right; vertical-align: bottom;">1,812</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J50">$</td><td style="text-align: right; vertical-align: bottom;">10,470</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L50">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N50">$</td><td style="text-align: right; vertical-align: bottom;">639</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P50">$</td><td style="text-align: right; vertical-align: bottom;">152,505</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P50"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P51"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">95</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,113</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,208</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P52"> </td></tr><tr><td style="vertical-align: bottom;">Total construction loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">68,669</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">58,461</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12,549</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,925</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10,470</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">639</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">153,713</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P53"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D54"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P54"> </td></tr></table><div> </div><div> <span style="font-size: 8.5pt; color: #000000;">(1) </span><span style="font-size: 10.0pt; color: #000000;">Includes $247 thousand in charged-off demand deposit overdrafts reported as 2026 originations.</span></div><div style="text-align: justify; font-size: 8.5pt;"><span style="font-size: 13.3333px; letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The following table reflects the amortized cost basis in loans held for investment by credit quality indicator and origination year at the dates indicated, and related year-to-date gross charge-offs. Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2025.</span></div><div style="text-align: justify; font-size: 8.5pt;"> </div><table class="customsse" style="border-collapse: collapse; font-size: 10pt; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="30" style="vertical-align: bottom; text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Term Loans</span><br/>Amortized Cost Basis by Origination Year</span><br/>December 31, 2025 </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">(Dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - B60">2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - D60">2024</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - F60">2023</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - H60">2022</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - J60"> 2021</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - L60">Prior</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - N60"> Revolving Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - P60">Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P60"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P61"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial real estate</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P62"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B63">$</td><td style="text-align: right; vertical-align: bottom;">209,948</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D63">$</td><td style="text-align: right; vertical-align: bottom;">137,602</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F63">$</td><td style="text-align: right; vertical-align: bottom;">195,747</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H63">$</td><td style="text-align: right; vertical-align: bottom;">245,012</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J63">$</td><td style="text-align: right; vertical-align: bottom;">95,319</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L63">$</td><td style="text-align: right; vertical-align: bottom;">143,422</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N63">$</td><td style="text-align: right; vertical-align: bottom;">5,372</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P63">$</td><td style="text-align: right; vertical-align: bottom;">1,032,422</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P63"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B64"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D64"> </td><td style="text-align: right; vertical-align: bottom;">2,825</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F64"> </td><td style="text-align: right; vertical-align: bottom;">7,343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H64"> </td><td style="text-align: right; vertical-align: bottom;">81</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J64"> </td><td style="text-align: right; vertical-align: bottom;">166</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L64"> </td><td style="text-align: right; vertical-align: bottom;">1,095</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N64"> </td><td style="text-align: right; vertical-align: bottom;">483</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P64"> </td><td style="text-align: right; vertical-align: bottom;">11,993</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P64"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">360</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,613</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,095</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,979</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">20,210</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P65"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial real estate loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">210,308</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">140,489</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">208,191</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">246,706</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">102,580</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">150,496</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,855</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,064,625</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P66"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">541</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J67"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">541</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P67"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Commercial - specialized</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P69"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B70">$</td><td style="text-align: right; vertical-align: bottom;">122,003</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D70">$</td><td style="text-align: right; vertical-align: bottom;">35,559</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F70">$</td><td style="text-align: right; vertical-align: bottom;">38,159</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H70">$</td><td style="text-align: right; vertical-align: bottom;">24,081</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J70">$</td><td style="text-align: right; vertical-align: bottom;">32,943</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L70">$</td><td style="text-align: right; vertical-align: bottom;">29,452</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N70">$</td><td style="text-align: right; vertical-align: bottom;">103,491</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P70">$</td><td style="text-align: right; vertical-align: bottom;">385,688</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P70"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B71"> </td><td style="text-align: right; vertical-align: bottom;">4,572</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D71"> </td><td style="text-align: right; vertical-align: bottom;">8,076</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F71"> </td><td style="text-align: right; vertical-align: bottom;">799</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H71"> </td><td style="text-align: right; vertical-align: bottom;">1,042</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J71"> </td><td style="text-align: right; vertical-align: bottom;">1,734</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L71"> </td><td style="text-align: right; vertical-align: bottom;">830</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N71"> </td><td style="text-align: right; vertical-align: bottom;">3,770</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P71"> </td><td style="text-align: right; vertical-align: bottom;">20,823</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P71"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">194</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">811</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,206</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">59</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,840</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P72"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total commercial - specialized loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">126,575</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">43,829</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">39,528</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">25,934</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">35,883</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">30,341</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">107,261</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">409,351</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P73"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P75"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial - general</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P76"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B77">$</td><td style="text-align: right; vertical-align: bottom;">178,827</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D77">$</td><td style="text-align: right; vertical-align: bottom;">103,310</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F77">$</td><td style="text-align: right; vertical-align: bottom;">51,335</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H77">$</td><td style="text-align: right; vertical-align: bottom;">84,327</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J77">$</td><td style="text-align: right; vertical-align: bottom;">43,179</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L77">$</td><td style="text-align: right; vertical-align: bottom;">79,605</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N77">$</td><td style="text-align: right; vertical-align: bottom;">92,158</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P77">$</td><td style="text-align: right; vertical-align: bottom;">632,741</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P77"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B78"> </td><td style="text-align: right; vertical-align: bottom;">60</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D78"> </td><td style="text-align: right; vertical-align: bottom;">2,110</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F78"> </td><td style="text-align: right; vertical-align: bottom;">12,127</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H78"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J78"> </td><td style="text-align: right; vertical-align: bottom;">1,011</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L78"> </td><td style="text-align: right; vertical-align: bottom;">473</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N78"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P78"> </td><td style="text-align: right; vertical-align: bottom;">15,781</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">40</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">758</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,615</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,281</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,749</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,116</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">242</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10,801</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P79"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial - general loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">178,927</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">106,178</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">65,077</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">85,608</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49,939</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">81,194</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">92,400</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">659,323</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P80"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">245</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">164</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">116</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">63</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">245</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">883</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P81"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P82"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom; padding-left: 10px;">Consumer 1-4 family residential:</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P83"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom;">95,677</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom;">69,844</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom;">92,148</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom;">137,702</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom;">77,474</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom;">96,393</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom;">4,010</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom;">573,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;">621</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;">428</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;">5,061</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;">6,110</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">214</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,095</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,573</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,067</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">604</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,940</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,493</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer 1-4 family residential loans</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">95,891</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">72,939</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">94,342</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">139,197</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">83,139</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">100,333</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,010</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">589,851</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">31</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">215</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">61</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">307</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom; font-weight: bold;">Consumer auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom;">115,240</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom;">48,236</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom;">42,397</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom;">39,896</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom;">11,045</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom;">2,015</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom;">258,829</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P85"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">70</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">122</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">75</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">17</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">328</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P86"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Total consumer auto loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">115,240</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">48,280</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">42,467</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">40,018</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">11,120</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,032</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">259,157</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P87"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">29</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">243</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">367</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">477</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">198</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">35</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,349</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P88"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P89"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer other consumer</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P90"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B91">$</td><td style="text-align: right; vertical-align: bottom;">27,912</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D91">$</td><td style="text-align: right; vertical-align: bottom;">12,521</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F91">$</td><td style="text-align: right; vertical-align: bottom;">6,704</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H91">$</td><td style="text-align: right; vertical-align: bottom;">7,014</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J91">$</td><td style="text-align: right; vertical-align: bottom;">2,223</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L91">$</td><td style="text-align: right; vertical-align: bottom;">4,096</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N91">$</td><td style="text-align: right; vertical-align: bottom;">1,534</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P91">$</td><td style="text-align: right; vertical-align: bottom;">62,004</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P91"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P92"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">13</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">88</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P93"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer other consumer loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">27,928</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12,534</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">6,704</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,233</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,129</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,534</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62,092</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P94"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">510</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">203</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">107</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">152</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,066</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P95"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P96"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Construction</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P97"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B98">$</td><td style="text-align: right; vertical-align: bottom;">71,154</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D98">$</td><td style="text-align: right; vertical-align: bottom;">24,768</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F98">$</td><td style="text-align: right; vertical-align: bottom;">2,505</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H98">$</td><td style="text-align: right; vertical-align: bottom;">570</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P98">$</td><td style="text-align: right; vertical-align: bottom;">98,997</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P98"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P99"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,106</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,106</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P100"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Total construction loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">71,154</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">24,768</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,611</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">100,103</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P101"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P102"> </td></tr></table><div style="text-align: justify; font-size: 8.5pt;"> </div><div style="text-align: justify;"> <span style="font-size: 8.5pt; color: #000000;">(1) </span><span style="font-size: 10.0pt; color: #000000;">Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.</span> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Occasionally, the Company modifies loans to borrowers in financial distress by providing principal forgiveness, term extensions, an other than insignificant payment delay, or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. Typically, one type of concession, such as term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. In some cases, the Company provides multiple types of concessions on one loan.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents the amortized cost basis of loans at September 30, 2026 and 2025 that were both experiencing financial difficulty and modified during the periods indicated, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; border-spacing: 0px; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="width: 47%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor; width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td style="border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="white-space : nowrap; "><td style="vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;" title="N3-Loans-Modifications - B9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Payment</span><br/> Delay</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - B9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - D9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term</span><br/>Extension</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - D9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - F9"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Rate</span><br/> Reduction</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - F9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - H9"><span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term</span>  <br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Extension<br/>and Payment</span><br/>Delay</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - H9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - J9">  <span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">PaymentDelay,</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Term Extension,<br/>and Interest</span><br/>Rate Reduction</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - J9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - L9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="white-space: normal; text-decoration-thickness: initial; float: none; display: inline !important;">% of</span><br/>Total Class</span> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Financing of</span><br/> Receivable</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - L9"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2026</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">4,511</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.33</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-color: black currentcolor; border-left-width: medium; border-left-style: none; border-right-width: medium; border-right-style: none;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.08</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 family</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">584</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.38</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,095</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.15</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">Three Months Ended September 30, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">124</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">604</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.07</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.03</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">139</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,955</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.65</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td style="padding-left: 10px;">1-4 family</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.54</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">793</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,660</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.18</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">4,511</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.33</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">169</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.04</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">357</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">766</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">12</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.14</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 family</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">30</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">223</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.04</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">529</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">584</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.72</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">526</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,325</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,330</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.19</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">Nine Months Ended September 30, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">124</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">604</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.07</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.03</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">391</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,998</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">8</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.70</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>1-4 family</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.02</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.02</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.54</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,045</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,718</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.19</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents the financial effects of the loan modifications presented above to borrowers experiencing financial difficulty during the periods indicated below (dollars in thousands):</span> </div><div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N3-Loans-Modifications - B126"> <b> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted - Average<br/>Interest<br/> Rate</span><br/> Reduction</b></td><td style="text-align: center;" title="N3-Loans-Modifications - B126"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N3-Loans-Modifications - D126"> <span style="font-weight: 700; letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">W</span><b><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">eighted - Average<br/>Term <br/>Extension</span><br/>(Months)</b></td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2026</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">6</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">9</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">11</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">44</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">40</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">9</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">11</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">1.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">7</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">1.20</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">50</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last twelve months at the dates indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - B67">Current</td><td title="N3-Loans-Modifications - B67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - D67"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">30-89 Days</span><br/>Past Due</td><td title="N3-Loans-Modifications - D67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - F67"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">90 Days or</span><br/>More Past</span><br/>Due</td><td title="N3-Loans-Modifications - F67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - H67">Nonaccrual</td><td title="N3-Loans-Modifications - H67"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-Modifications - B68"> </td><td> </td><td title="N3-Loans-Modifications - B68"> </td><td> </td><td title="N3-Loans-Modifications - D68"> </td><td> </td><td title="N3-Loans-Modifications - D68"> </td><td> </td><td title="N3-Loans-Modifications - F68"> </td><td> </td><td title="N3-Loans-Modifications - F68"> </td><td> </td><td title="N3-Loans-Modifications - H68"> </td><td> </td><td title="N3-Loans-Modifications - H68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H73">$</td><td style="text-align: right;">4,511</td><td style="text-align: left;" title="N3-Loans-Modifications - H73"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B74"> </td><td style="text-align: right;">169</td><td style="text-align: left;" title="N3-Loans-Modifications - B74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B75"> </td><td style="text-align: right;">870</td><td style="text-align: left;" title="N3-Loans-Modifications - B75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D75"> </td><td style="text-align: right;">12</td><td style="text-align: left;" title="N3-Loans-Modifications - D75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H75"> </td><td style="text-align: right;">375</td><td style="text-align: left;" title="N3-Loans-Modifications - H75"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-Modifications - B77"> </td><td> </td><td title="N3-Loans-Modifications - B77"> </td><td> </td><td title="N3-Loans-Modifications - D77"> </td><td> </td><td title="N3-Loans-Modifications - D77"> </td><td> </td><td title="N3-Loans-Modifications - F77"> </td><td> </td><td title="N3-Loans-Modifications - F77"> </td><td> </td><td title="N3-Loans-Modifications - H77"> </td><td> </td><td title="N3-Loans-Modifications - H77"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">99</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">30</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">124</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">24</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,113</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">1,162</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">12</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">30</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">6,123</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">727</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">101</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">243</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">156</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">4,045</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">185</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">237</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">84</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">47</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">529</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,217</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">922</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">84</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,146</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - H78"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div> <div style="text-align: justify;"> <span style="font-size: 10pt;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">On an ongoing basis, the performance of modified loans is monitored for subsequent payment default. Payment default is defined as movement to nonperforming status, foreclosure, or charge-off. During the three months ended September 30, 2026, the Company had $5.1 million in loans made to borrowers experiencing financial difficulty that were modified during the last twelve months that subsequently defaulted. During the nine months ended September 30, 2026, the Company had $5.2 million in loans made to borrowers experiencing financial difficulty that were modified during the last twelve months that subsequently defaulted. </span></span> </div><div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10pt;"> During the three months ended September 30, 2025, the Company had no loans made to borrowers experiencing financial difficulty that were modified during the last twelve months that subsequently defaulted. During the nine months ended September 30, 2025, the Company had $97 thousand in loans made to borrowers experiencing financial difficulty that were modified during the last twelve months that subsequently defaulted. </span> </div><div> </div> <div style="margin: 0in; font-size: 10pt; text-align: justify;">Upon the Company’s determination that a modified loan has subsequently been deemed to not be fully collectible, the uncollectible amount is written off. Therefore, the amortized cost basis of the loan is reduced by the uncollectible amount and the allowance for credit losses is adjusted by the same amount.</div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Loans held for investment are summarized by category as of the dates presented below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; font-weight: bold; text-align: center;" title="N3-Loans by Category - B4"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,<br/></span>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N3-Loans by Category - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; font-weight: bold; text-align: center;" title="N3-Loans by Category - D4">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,<br/></span>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N3-Loans by Category - D4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B5">$</td><td style="width: 9%; text-align: right;">1,364,396</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B5"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D5">$</td><td style="width: 9%; text-align: right;">1,064,625</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D5"> </td></tr><tr><td>Commercial - specialized</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B6"> </td><td style="width: 9%; text-align: right;">435,051</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B6"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D6"> </td><td style="width: 9%; text-align: right;">409,351</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B7"> </td><td style="width: 9%; text-align: right;">835,328</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B7"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D7"> </td><td style="width: 9%; text-align: right;">659,323</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D7"> </td></tr><tr><td>Consumer:</td><td style="width: 1%;" title="N3-Loans by Category - B8"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%;" title="N3-Loans by Category - D8"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 family residential</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">711,700</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">589,851</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Auto loans</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">270,688</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">259,157</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">60,262</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">62,092</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Construction</td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">153,713</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">100,103</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - D8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right;">3,831,138</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right;">3,144,502</td><td style="width: 1%; text-align: left;" title="N3-Loans by Category - D8"> </td></tr><tr><td>Allowance for credit losses on loans</td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans by Category - B8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(52,768</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - B8">) </td><td> </td><td style="width: 1%; text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans by Category - D8"> </td><td style="width: 9%; text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">(45,131</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans by Category - D8">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans, net</td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans by Category - B8">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,778,370</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans by Category - B8"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans by Category - D8">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,099,371</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans by Category - D8"> </td></tr></table> 1364396000 1064625000 435051000 409351000 835328000 659323000 711700000 589851000 270688000 259157000 60262000 62092000 153713000 100103000 3831138000 3144502000 52768000 45131000 3778370000 3099371000 2 1520000000 1160000000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table details the activity in the ACL for loans for the periods indicated (dollars in thousands). Allocation of a portion of the ACL to one category of loans does not preclude its availability to absorb losses in other categories.</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 17%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - B5">Beginning <br/>Balance</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - B5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - D5">Initial ACL<br/> on<br/> Acquired <br/>PCD Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - D5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - F5">Initial ACL<br/> on<br/> Acquired <br/>PSLs </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - F5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - H5">Provision<br/> for Credit <br/>Losses</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - H5"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Charge- <br/>offs</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Recoveries</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold; text-align: center;" title="N3-Loans-ACL - J5">Ending <br/>Balance</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-ACL - J5"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">For the three months ended September 30, 2026</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B7">$</td><td style="text-align: right; vertical-align: bottom;">18,328</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H7">$</td><td style="text-align: right; vertical-align: bottom;">770</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H7"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">(898</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7">$</td><td style="text-align: right; vertical-align: bottom;">18,200</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J7"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B8"> </td><td style="text-align: right; vertical-align: bottom;">5,613</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D8"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F8"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H8"> </td><td style="text-align: right; vertical-align: bottom;">252</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">(179</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">17</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td><td style="text-align: right; vertical-align: bottom;">5,703</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B9"> </td><td style="text-align: right; vertical-align: bottom;">8,590</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H9"> </td><td style="text-align: right; vertical-align: bottom;">119</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">190</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td><td style="text-align: right; vertical-align: bottom;">8,761</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J9"> </td></tr><tr><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B11"> </td><td style="text-align: right; vertical-align: bottom;">13,594</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F11"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H11"> </td><td style="text-align: right; vertical-align: bottom;">(717</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H11">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">(60</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">42</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td><td style="text-align: right; vertical-align: bottom;">12,859</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J11"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B12"> </td><td style="text-align: right; vertical-align: bottom;">3,449</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F12"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H12"> </td><td style="text-align: right; vertical-align: bottom;">154</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">(138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">30</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td><td style="text-align: right; vertical-align: bottom;">3,495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B13"> </td><td style="text-align: right; vertical-align: bottom;">1,120</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D13"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F13"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H13"> </td><td style="text-align: right; vertical-align: bottom;">156</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H13"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">(262</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">88</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J13"> </td></tr><tr><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,382</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">266</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H14"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J14"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,648</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">53,076</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,000</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,675</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J15">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">367</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J15"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J15">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">52,768</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J15"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">For the three months ended September 30, 2025</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J17"> </td></tr><tr><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B18">$</td><td style="text-align: right; vertical-align: bottom;">15,706</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H18">$</td><td style="text-align: right; vertical-align: bottom;">(228</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H18">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">(541</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18">$</td><td style="text-align: right; vertical-align: bottom;">14,937</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B19"> </td><td style="text-align: right; vertical-align: bottom;">4,881</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H19"> </td><td style="text-align: right; vertical-align: bottom;">(81</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H19">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">9</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td><td style="text-align: right; vertical-align: bottom;">4,809</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J19"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B20"> </td><td style="text-align: right; vertical-align: bottom;">7,228</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F20"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H20"> </td><td style="text-align: right; vertical-align: bottom;">87</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H20"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">(172</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">105</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td><td style="text-align: right; vertical-align: bottom;">7,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J21"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B22"> </td><td style="text-align: right; vertical-align: bottom;">11,150</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F22"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H22"> </td><td style="text-align: right; vertical-align: bottom;">234</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">(307</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">3</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td><td style="text-align: right; vertical-align: bottom;">11,080</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B23"> </td><td style="text-align: right; vertical-align: bottom;">2,995</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H23"> </td><td style="text-align: right; vertical-align: bottom;">132</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">(202</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">41</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td><td style="text-align: right; vertical-align: bottom;">2,966</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J23"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B24"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D24"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F24"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H24"> </td><td style="text-align: right; vertical-align: bottom;">303</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">(261</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">40</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td><td style="text-align: right; vertical-align: bottom;">1,184</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,948</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H25">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J25"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,901</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J25"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">45,010</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">400</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(1,483</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J26">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">198</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J26"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J26">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44,125</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J27"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">For the nine months ended September 30, 2026</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B29">$</td><td style="text-align: right; vertical-align: bottom;">15,214</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D29">$</td><td style="text-align: right; vertical-align: bottom;">1,897</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F29">$</td><td style="text-align: right; vertical-align: bottom;">1,705</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H29">$</td><td style="text-align: right; vertical-align: bottom;">345</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">(961</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29">$</td><td style="text-align: right; vertical-align: bottom;">18,200</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J29"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B30"> </td><td style="text-align: right; vertical-align: bottom;">5,231</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D30"> </td><td style="text-align: right; vertical-align: bottom;">181</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F30"> </td><td style="text-align: right; vertical-align: bottom;">226</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H30"> </td><td style="text-align: right; vertical-align: bottom;">237</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">(264</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">92</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td><td style="text-align: right; vertical-align: bottom;">5,703</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B31"> </td><td style="text-align: right; vertical-align: bottom;">7,448</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D31"> </td><td style="text-align: right; vertical-align: bottom;">336</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F31"> </td><td style="text-align: right; vertical-align: bottom;">914</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H31"> </td><td style="text-align: right; vertical-align: bottom;">408</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">(594</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">249</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td><td style="text-align: right; vertical-align: bottom;">8,761</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J31"> </td></tr><tr><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B33"> </td><td style="text-align: right; vertical-align: bottom;">11,103</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D33"> </td><td style="text-align: right; vertical-align: bottom;">732</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F33"> </td><td style="text-align: right; vertical-align: bottom;">2,207</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H33"> </td><td style="text-align: right; vertical-align: bottom;">(1,464</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H33">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">(62</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td><td style="text-align: right; vertical-align: bottom;">12,859</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J33"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B34"> </td><td style="text-align: right; vertical-align: bottom;">3,033</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D34"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F34"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H34"> </td><td style="text-align: right; vertical-align: bottom;">896</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H34"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">(542</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">108</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td><td style="text-align: right; vertical-align: bottom;">3,495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J34"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B35"> </td><td style="text-align: right; vertical-align: bottom;">1,150</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D35"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F35"> </td><td style="text-align: right; vertical-align: bottom;">3</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H35"> </td><td style="text-align: right; vertical-align: bottom;">504</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H35"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">(864</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">309</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td><td style="text-align: right; vertical-align: bottom;">1,102</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J35"> </td></tr><tr><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,952</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">27</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">245</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">424</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H36"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J36"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,648</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J36"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">45,131</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,173</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,300</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,350</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(3,287</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J37">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,101</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J37"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J37">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">52,768</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J37"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J38"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline; vertical-align: bottom;">For the nine months ended September 30, 2025</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J39"> </td></tr><tr><td style="vertical-align: bottom;">Commercial real estate</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B40">$</td><td style="text-align: right; vertical-align: bottom;">15,973</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H40">$</td><td style="text-align: right; vertical-align: bottom;">(495</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H40">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">(541</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40">$</td><td style="text-align: right; vertical-align: bottom;">14,937</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J40"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Commercial - specialized</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B41"> </td><td style="text-align: right; vertical-align: bottom;">4,640</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H41"> </td><td style="text-align: right; vertical-align: bottom;">79</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H41"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">90</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td><td style="text-align: right; vertical-align: bottom;">4,809</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J41"> </td></tr><tr><td style="vertical-align: bottom;">Commercial - general</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B42"> </td><td style="text-align: right; vertical-align: bottom;">6,874</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D42"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F42"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H42"> </td><td style="text-align: right; vertical-align: bottom;">526</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H42"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">(530</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">378</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td><td style="text-align: right; vertical-align: bottom;">7,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J42"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Consumer:</td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - B43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - D43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - F43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - H43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-ACL - J43"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">1-4 family residential</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B44"> </td><td style="text-align: right; vertical-align: bottom;">9,677</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H44"> </td><td style="text-align: right; vertical-align: bottom;">1,659</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">(307</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">51</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td><td style="text-align: right; vertical-align: bottom;">11,080</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J44"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom; padding-left: 10px;">Auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B45"> </td><td style="text-align: right; vertical-align: bottom;">3,015</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D45"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F45"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H45"> </td><td style="text-align: right; vertical-align: bottom;">716</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">(897</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">132</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td><td style="text-align: right; vertical-align: bottom;">2,966</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J45"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Other consumer</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B46"> </td><td style="text-align: right; vertical-align: bottom;">1,115</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - B46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D46"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - D46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F46"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - F46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H46"> </td><td style="text-align: right; vertical-align: bottom;">712</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - H46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">(832</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46">) </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">189</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td><td style="text-align: right; vertical-align: bottom;">1,184</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-ACL - J46"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Construction</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,943</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(47</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - H47">) </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 1px solid transparent;" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">5</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,901</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL - J47"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - B47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">43,237</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - D47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - F47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - H47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,150</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - H47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J47">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">(3,107</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J47">) </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J48">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">845</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J48"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-ACL - J48">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44,125</td><td style="text-align: left; vertical-align: bottom; border-bottom: 3px double transparent;" title="N3-Loans-ACL - J48"> </td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table shows the Company’s amortized cost and related ACL for individually evaluated collateral dependent loans by class using the fair value of collateral loss estimation methodology of evaluating expected credit losses at the dates indicated (dollars in thousands).</span> </div> <div> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 41%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - B4">  Equipment</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - B4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - D4">  Real Estate</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - D4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - F4">  Other</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - F4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - H4">  Total Loans<br/> Individually <br/>Evaluated</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - H4"> </td><td style="font-weight: bold; text-align: center; vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - J4">  Total ACL<br/> for<br/> Individually<br/> Evaluated<br/>Loans</td><td style="font-weight: bold; text-align: center; vertical-align: bottom;" title="N3-Loans-ACL Indv. Eval. - J4"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-ACL Indv. Eval. - B8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - B8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J8"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B9">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D9">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F9">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H9">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J9">$</td><td style="text-align: right;">994</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J9"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H10"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D11"> </td><td style="text-align: right;">705</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H11"> </td><td style="text-align: right;">705</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J11"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-ACL Indv. Eval. - B12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - B12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - D12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - F12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - H12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J12"> </td><td> </td><td title="N3-Loans-ACL Indv. Eval. - J12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 family residential</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D13"> </td><td style="text-align: right;">2,750</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H13"> </td><td style="text-align: right;">2,750</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J13"> </td><td style="text-align: right;">169</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J13"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H14"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - B15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - D15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - F15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - H15"> </td><td> </td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J15"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-ACL Indv. Eval. - J15"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - B16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">803</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - D16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - F16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">803</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - H16"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J16"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">126</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - J16"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">11,608</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">11,608</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,289</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">462</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">941</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1,403</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">112</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">289</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">255</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">544</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">1,086</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">2,869</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,955</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">275</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>1-4 family residential</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td>Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr><tr><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - B17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,837</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - B17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - D17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,065</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - D17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - F17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - F17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - H17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">5,902</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - H17"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-ACL Indv. Eval. - J17">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">387</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-ACL Indv. Eval. - J17"> </td></tr></table> 18328000 0 0 770000 898000 0 18200000 5613000 0 0 252000 179000 17000 5703000 8590000 0 0 119000 138000 190000 8761000 13594000 0 0 -717000 60000 42000 12859000 3449000 0 0 154000 138000 30000 3495000 1120000 0 0 156000 262000 88000 1102000 2382000 0 0 266000 0 0 2648000 53076000 0 0 1000000 1675000 367000 52768000 15706000 0 0 -228000 541000 0 14937000 4881000 0 0 -81000 0 9000 4809000 7228000 0 0 87000 172000 105000 7248000 11150000 0 0 234000 307000 3000 11080000 2995000 0 0 132000 202000 41000 2966000 1102000 0 0 303000 261000 40000 1184000 1948000 0 0 -47000 0 0 1901000 45010000 0 0 400000 1483000 198000 44125000 15214000 1897000 1705000 345000 961000 0 18200000 5231000 181000 226000 237000 264000 92000 5703000 7448000 336000 914000 408000 594000 249000 8761000 11103000 732000 2207000 -1464000 62000 343000 12859000 3033000 0 0 896000 542000 108000 3495000 1150000 0 3000 504000 864000 309000 1102000 1952000 27000 245000 424000 0 0 2648000 45131000 3173000 5300000 1350000 3287000 1101000 52768000 15973000 0 0 -495000 541000 0 14937000 4640000 0 0 79000 0 90000 4809000 6874000 0 0 526000 530000 378000 7248000 9677000 0 0 1659000 307000 51000 11080000 3015000 0 0 716000 897000 132000 2966000 1115000 0 0 712000 832000 189000 1184000 1943000 0 0 -47000 0 5000 1901000 43237000 0 0 3150000 3107000 845000 44125000 0 90000 100000 270000 0 7350000 0 7350000 994000 0 0 0 0 0 0 705000 0 705000 0 0 2750000 0 2750000 169000 0 0 0 0 0 0 0 0 0 0 0 803000 0 803000 126000 0 11608000 0 11608000 1289000 462000 941000 0 1403000 112000 289000 255000 0 544000 0 1086000 2869000 0 3955000 275000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1837000 4065000 0 5902000 387000 <div> <span style="font-size: 10.0pt; color: #000000;">The table below provides an age analysis on accruing past-due loans and nonaccrual loans at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - B5">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">30-89 Days</span><br/>Past Due</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - B5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - D5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">90 Days or</span><br/>More Past<br/></span> Due</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - D5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - F5">  Nonaccrual</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - F5"> </td><td style="font-weight: bold; text-align: center;"> </td><td colspan="2" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Age Analysis - H5">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nonaccrual<br/>with no</span><br/>ACL</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Age Analysis - H5"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-Age Analysis - B6"> </td><td> </td><td title="N3-Loans-Age Analysis - B6"> </td><td> </td><td title="N3-Loans-Age Analysis - D6"> </td><td> </td><td title="N3-Loans-Age Analysis - D6"> </td><td> </td><td title="N3-Loans-Age Analysis - F6"> </td><td> </td><td title="N3-Loans-Age Analysis - F6"> </td><td> </td><td title="N3-Loans-Age Analysis - H6"> </td><td> </td><td title="N3-Loans-Age Analysis - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B7">$</td><td style="text-align: right;">322</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D7">$</td><td style="text-align: right;">706</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F7">$</td><td style="text-align: right;">7,350</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F7"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H7">$</td><td style="text-align: right;">58</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H7"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B8"> </td><td style="text-align: right;">719</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F8"> </td><td style="text-align: right;">59</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F8"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H8"> </td><td style="text-align: right;">348</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B9"> </td><td style="text-align: right;">3,117</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D9"> </td><td style="text-align: right;">222</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F9"> </td><td style="text-align: right;">833</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F9"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H9"> </td><td style="text-align: right;">357</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H9"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-Age Analysis - B10"> </td><td> </td><td title="N3-Loans-Age Analysis - B10"> </td><td> </td><td title="N3-Loans-Age Analysis - D10"> </td><td> </td><td title="N3-Loans-Age Analysis - D10"> </td><td> </td><td title="N3-Loans-Age Analysis - F10"> </td><td> </td><td title="N3-Loans-Age Analysis - F10"> </td><td> </td><td title="N3-Loans-Age Analysis - H10"> </td><td> </td><td title="N3-Loans-Age Analysis - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B11"> </td><td style="text-align: right;">2,559</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D11"> </td><td style="text-align: right;">787</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F11"> </td><td style="text-align: right;">3,936</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F11"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H11"> </td><td style="text-align: right;">1,884</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H11"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B12"> </td><td style="text-align: right;">326</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D12"> </td><td style="text-align: right;">98</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F12"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B13"> </td><td style="text-align: right;">641</td><td style="text-align: left;" title="N3-Loans-Age Analysis - B13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - D13"> </td><td style="text-align: right;">104</td><td style="text-align: left;" title="N3-Loans-Age Analysis - D13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - F13"> </td><td style="text-align: right;">10</td><td style="text-align: left;" title="N3-Loans-Age Analysis - F13"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Age Analysis - H13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Age Analysis - H13"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">250</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - B14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - D14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,208</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - F14"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - H14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,934</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - B15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,917</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - D15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">13,396</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - F15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,647</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - H15"> </td></tr></table><table cellpadding="0" style="font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px; border-collapse: collapse;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td style="text-decoration: underline;">December 31, 2025</td><td style="width: 1%;" title="N3-Loans-Age Analysis - B17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - B17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F17"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H17"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B18">$</td><td style="width: 9%; text-align: right;">2,241</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D18">$</td><td style="width: 9%; text-align: right;">206</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F18">$</td><td style="width: 9%; text-align: right;">1,402</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F18"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H18">$</td><td style="width: 9%; text-align: right;">54</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H18"> </td></tr><tr><td>Commercial - specialized</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B19"> </td><td style="width: 9%; text-align: right;">264</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D19"> </td><td style="width: 9%; text-align: right;">50</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F19"> </td><td style="width: 9%; text-align: right;">699</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F19"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H19"> </td><td style="width: 9%; text-align: right;">544</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B20"> </td><td style="width: 9%; text-align: right;">1,173</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D20"> </td><td style="width: 9%; text-align: right;">31</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F20"> </td><td style="width: 9%; text-align: right;">4,108</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F20"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H20"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H20"> </td></tr><tr><td>Consumer:</td><td style="width: 1%;" title="N3-Loans-Age Analysis - B21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - B21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - D21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - F21"> </td><td> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H21"> </td><td style="width: 9%;"> </td><td style="width: 1%;" title="N3-Loans-Age Analysis - H21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 Family residential</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B22"> </td><td style="width: 9%; text-align: right;">1,221</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D22"> </td><td style="width: 9%; text-align: right;">1,750</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F22"> </td><td style="width: 9%; text-align: right;">845</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F22"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H22"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H22"> </td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B23"> </td><td style="width: 9%; text-align: right;">395</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D23"> </td><td style="width: 9%; text-align: right;">40</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F23"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F23"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H23"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B24"> </td><td style="width: 9%; text-align: right;">765</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - B24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D24"> </td><td style="width: 9%; text-align: right;">80</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - D24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F24"> </td><td style="width: 9%; text-align: right;">16</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - F24"> </td><td> </td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H24"> </td><td style="width: 9%; text-align: right;">-</td><td style="width: 1%; text-align: left;" title="N3-Loans-Age Analysis - H24"> </td></tr><tr><td>Construction</td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">455</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - B25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">578</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - D25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - F25"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H25"> </td><td style="width: 9%; text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="width: 1%; text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Age Analysis - H25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - B26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">6,514</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - B26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - D26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,735</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - D26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - F26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">7,070</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - F26"> </td><td> </td><td style="width: 1%; text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Age Analysis - H26">$</td><td style="width: 9%; text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">598</td><td style="width: 1%; text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Age Analysis - H26"> </td></tr></table> 322000 706000 7350000 58000 719000 0 59000 348000 3117000 222000 833000 357000 2559000 787000 3936000 1884000 326000 98000 0 0 641000 104000 10000 0 250000 0 1208000 0 7934000 1917000 13396000 2647000 2241000 206000 1402000 54000 264000 50000 699000 544000 1173000 31000 4108000 0 1221000 1750000 845000 0 395000 40000 0 0 765000 80000 16000 0 455000 578000 0 0 6514000 2735000 7070000 598000 250000 1000000 250000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the amortized cost basis in loans held for investment by credit quality indicator and origination year at the dates indicated, and related year-to-date gross charge-offs. Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at September 30, 2026.</span> </div><table class="customsse" style="border-collapse: collapse; font-size: 10pt; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 21%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td colspan="30" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Term Loans</span><br/>Amortized Cost Basis by Origination Year</span><br/>September 30, 2026 </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">(Dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - B5">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - B5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - D5">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - D5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - F5">  2024</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - F5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - H5">  2023</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - H5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - J5">  2022</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - J5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - L5">  Prior</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - L5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - N5">  Revolving Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - N5"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - P5">  Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center; font-weight: bold; vertical-align: bottom;" title="N3-Loans-Vintage - P5"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P6"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P6"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial real estate</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P7"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B8">$</td><td style="text-align: right; vertical-align: bottom;">278,905</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D8">$</td><td style="text-align: right; vertical-align: bottom;">234,045</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F8">$</td><td style="text-align: right; vertical-align: bottom;">157,567</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H8">$</td><td style="text-align: right; vertical-align: bottom;">144,343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J8">$</td><td style="text-align: right; vertical-align: bottom;">234,376</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L8">$</td><td style="text-align: right; vertical-align: bottom;">233,699</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N8">$</td><td style="text-align: right; vertical-align: bottom;">18,188</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N8"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P8">$</td><td style="text-align: right; vertical-align: bottom;">1,301,123</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P8"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D9"> </td><td style="text-align: right; vertical-align: bottom;">4,058</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F9"> </td><td style="text-align: right; vertical-align: bottom;">2,432</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H9"> </td><td style="text-align: right; vertical-align: bottom;">9,100</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J9"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L9"> </td><td style="text-align: right; vertical-align: bottom;">8,403</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N9"> </td><td style="text-align: right; vertical-align: bottom;">250</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N9"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P9"> </td><td style="text-align: right; vertical-align: bottom;">24,243</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,950</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,550</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,436</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">6,064</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">21,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N10"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">39,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P10"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial real estate loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">278,905</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">241,053</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">167,549</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">154,879</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">240,440</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">263,132</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">18,438</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N11"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P11">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,364,396</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">64</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">897</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N12"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P12">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">961</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P12"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P13"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Commercial - specialized</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P14"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P14"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B15">$</td><td style="text-align: right; vertical-align: bottom;">111,994</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D15">$</td><td style="text-align: right; vertical-align: bottom;">57,667</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F15">$</td><td style="text-align: right; vertical-align: bottom;">27,930</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H15">$</td><td style="text-align: right; vertical-align: bottom;">23,467</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J15">$</td><td style="text-align: right; vertical-align: bottom;">22,460</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L15">$</td><td style="text-align: right; vertical-align: bottom;">58,287</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N15">$</td><td style="text-align: right; vertical-align: bottom;">131,486</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N15"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P15">$</td><td style="text-align: right; vertical-align: bottom;">433,291</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D16"> </td><td style="text-align: right; vertical-align: bottom;">98</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L16"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N16"> </td><td style="text-align: right; vertical-align: bottom;">555</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N16"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P16"> </td><td style="text-align: right; vertical-align: bottom;">653</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P16"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">110</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">270</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">238</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">489</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N17"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P17"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,107</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total commercial - specialized loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">111,994</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">57,765</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">28,040</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">23,737</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,698</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">58,776</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">132,041</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N18"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P18">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">435,051</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P18"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">84</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">180</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N19"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P19">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">264</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P19"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P20"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P20"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial - general</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P21"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P21"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B22">$</td><td style="text-align: right; vertical-align: bottom;">135,794</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D22">$</td><td style="text-align: right; vertical-align: bottom;">167,698</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F22">$</td><td style="text-align: right; vertical-align: bottom;">115,322</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H22">$</td><td style="text-align: right; vertical-align: bottom;">49,604</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J22">$</td><td style="text-align: right; vertical-align: bottom;">100,434</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L22">$</td><td style="text-align: right; vertical-align: bottom;">121,689</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N22">$</td><td style="text-align: right; vertical-align: bottom;">110,951</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N22"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P22">$</td><td style="text-align: right; vertical-align: bottom;">801,492</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P22"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B23"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D23"> </td><td style="text-align: right; vertical-align: bottom;">3,392</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F23"> </td><td style="text-align: right; vertical-align: bottom;">365</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H23"> </td><td style="text-align: right; vertical-align: bottom;">10,487</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J23"> </td><td style="text-align: right; vertical-align: bottom;">26</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L23"> </td><td style="text-align: right; vertical-align: bottom;">1,435</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N23"> </td><td style="text-align: right; vertical-align: bottom;">1,845</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N23"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P23"> </td><td style="text-align: right; vertical-align: bottom;">17,550</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P23"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">123</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,257</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">954</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,632</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,191</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,264</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,865</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N24"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P24"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16,286</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P24"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial - general loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">135,917</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">172,347</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">116,641</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">61,723</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">102,651</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">127,388</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">118,661</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N25"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P25">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">835,328</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">87</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">73</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">237</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">89</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N26"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P26">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">594</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P26"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P27"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P27"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer 1-4 family residential:</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P28"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P28"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B29">$</td><td style="text-align: right; vertical-align: bottom;">92,138</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D29">$</td><td style="text-align: right; vertical-align: bottom;">82,909</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F29">$</td><td style="text-align: right; vertical-align: bottom;">60,795</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H29">$</td><td style="text-align: right; vertical-align: bottom;">84,315</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J29">$</td><td style="text-align: right; vertical-align: bottom;">171,986</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L29">$</td><td style="text-align: right; vertical-align: bottom;">174,318</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N29">$</td><td style="text-align: right; vertical-align: bottom;">22,246</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N29"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P29">$</td><td style="text-align: right; vertical-align: bottom;">688,707</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P29"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H30"> </td><td style="text-align: right; vertical-align: bottom;">64</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J30"> </td><td style="text-align: right; vertical-align: bottom;">3,980</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N30"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N30"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P30"> </td><td style="text-align: right; vertical-align: bottom;">4,044</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P30"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">752</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,497</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,754</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,408</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">8,969</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">569</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N31"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P31"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">18,949</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P31"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer 1-4 family residential loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">92,138</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">83,661</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">65,292</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">86,133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">178,374</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">183,287</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,815</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N32"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P32">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">711,700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P32"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N33"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P33">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P33"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P34"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P34"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Consumer auto loans</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P35"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P35"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B36">$</td><td style="text-align: right; vertical-align: bottom;">98,022</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D36">$</td><td style="text-align: right; vertical-align: bottom;">85,519</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F36">$</td><td style="text-align: right; vertical-align: bottom;">33,230</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H36">$</td><td style="text-align: right; vertical-align: bottom;">26,919</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J36">$</td><td style="text-align: right; vertical-align: bottom;">21,921</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L36">$</td><td style="text-align: right; vertical-align: bottom;">4,705</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N36">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N36"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P36">$</td><td style="text-align: right; vertical-align: bottom;">270,316</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P36"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N37"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P37"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">26</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">78</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">37</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N38"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P38"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">372</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P38"> </td></tr><tr><td style="vertical-align: bottom;">Total consumer auto loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">98,071</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">85,545</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33,308</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">26,968</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,054</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,742</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N39"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P39">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">270,688</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P39"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">61</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">64</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">109</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">249</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">59</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N40"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P40">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">542</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P40"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P41"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P41"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer other consumer</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P42"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P42"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B43">$</td><td style="text-align: right; vertical-align: bottom;">22,038</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D43">$</td><td style="text-align: right; vertical-align: bottom;">17,241</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F43">$</td><td style="text-align: right; vertical-align: bottom;">7,947</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H43">$</td><td style="text-align: right; vertical-align: bottom;">3,850</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J43">$</td><td style="text-align: right; vertical-align: bottom;">3,827</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L43">$</td><td style="text-align: right; vertical-align: bottom;">4,283</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N43">$</td><td style="text-align: right; vertical-align: bottom;">994</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N43"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P43">$</td><td style="text-align: right; vertical-align: bottom;">60,180</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P43"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N44"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P44"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P44"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">13</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">9</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">8</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">46</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N45"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P45"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">82</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer other consumer loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">22,038</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">17,254</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,956</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,854</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,835</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,329</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">996</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N46"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P46">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">60,262</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P46"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">247</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">451</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">31</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">97</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N47"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P47">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">864</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P47"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P48"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P48"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Construction</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P49"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P49"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B50">$</td><td style="text-align: right; vertical-align: bottom;">68,669</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D50">$</td><td style="text-align: right; vertical-align: bottom;">58,461</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F50">$</td><td style="text-align: right; vertical-align: bottom;">12,454</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H50">$</td><td style="text-align: right; vertical-align: bottom;">1,812</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J50">$</td><td style="text-align: right; vertical-align: bottom;">10,470</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L50">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N50">$</td><td style="text-align: right; vertical-align: bottom;">639</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N50"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P50">$</td><td style="text-align: right; vertical-align: bottom;">152,505</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P50"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N51"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P51"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P51"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">95</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,113</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N52"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,208</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P52"> </td></tr><tr><td style="vertical-align: bottom;">Total construction loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">68,669</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">58,461</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12,549</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,925</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10,470</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">639</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N53"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P53">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">153,713</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P53"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D54"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N54"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P54">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P54"> </td></tr></table><div> </div><div> <span style="font-size: 8.5pt; color: #000000;">(1) </span><span style="font-size: 10.0pt; color: #000000;">Includes $247 thousand in charged-off demand deposit overdrafts reported as 2026 originations.</span></div><div style="text-align: justify; font-size: 8.5pt;"><span style="font-size: 13.3333px; letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">The following table reflects the amortized cost basis in loans held for investment by credit quality indicator and origination year at the dates indicated, and related year-to-date gross charge-offs. Loans acquired are shown in the table by origination year. The Company had an immaterial amount of revolving loans converted to term loans at December 31, 2025.</span></div><div style="text-align: justify; font-size: 8.5pt;"> </div><table class="customsse" style="border-collapse: collapse; font-size: 10pt; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td><td style="vertical-align: bottom; width: 7%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td colspan="30" style="vertical-align: bottom; text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Term Loans</span><br/>Amortized Cost Basis by Origination Year</span><br/>December 31, 2025 </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td></tr><tr><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;">(Dollars in thousands)</td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - B60">2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - D60">2024</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - F60">2023</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - H60">2022</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - J60"> 2021</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - L60">Prior</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - N60"> Revolving Loans</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N60"> </td><td style="vertical-align: bottom;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center; font-weight: bold;" title="N3-Loans-Vintage - P60">Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P60"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P61"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P61"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial real estate</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P62"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P62"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B63">$</td><td style="text-align: right; vertical-align: bottom;">209,948</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D63">$</td><td style="text-align: right; vertical-align: bottom;">137,602</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F63">$</td><td style="text-align: right; vertical-align: bottom;">195,747</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H63">$</td><td style="text-align: right; vertical-align: bottom;">245,012</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J63">$</td><td style="text-align: right; vertical-align: bottom;">95,319</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L63">$</td><td style="text-align: right; vertical-align: bottom;">143,422</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N63">$</td><td style="text-align: right; vertical-align: bottom;">5,372</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N63"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P63">$</td><td style="text-align: right; vertical-align: bottom;">1,032,422</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P63"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B64"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D64"> </td><td style="text-align: right; vertical-align: bottom;">2,825</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F64"> </td><td style="text-align: right; vertical-align: bottom;">7,343</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H64"> </td><td style="text-align: right; vertical-align: bottom;">81</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J64"> </td><td style="text-align: right; vertical-align: bottom;">166</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L64"> </td><td style="text-align: right; vertical-align: bottom;">1,095</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N64"> </td><td style="text-align: right; vertical-align: bottom;">483</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N64"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P64"> </td><td style="text-align: right; vertical-align: bottom;">11,993</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P64"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">360</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,613</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,095</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,979</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N65"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P65"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">20,210</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P65"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial real estate loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">210,308</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">140,489</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">208,191</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">246,706</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">102,580</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">150,496</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,855</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N66"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P66">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,064,625</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P66"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">541</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J67"> </td><td style="vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N67"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P67">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">541</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P67"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P68"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Commercial - specialized</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P69"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P69"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B70">$</td><td style="text-align: right; vertical-align: bottom;">122,003</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D70">$</td><td style="text-align: right; vertical-align: bottom;">35,559</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F70">$</td><td style="text-align: right; vertical-align: bottom;">38,159</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H70">$</td><td style="text-align: right; vertical-align: bottom;">24,081</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J70">$</td><td style="text-align: right; vertical-align: bottom;">32,943</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L70">$</td><td style="text-align: right; vertical-align: bottom;">29,452</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N70">$</td><td style="text-align: right; vertical-align: bottom;">103,491</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N70"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P70">$</td><td style="text-align: right; vertical-align: bottom;">385,688</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P70"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B71"> </td><td style="text-align: right; vertical-align: bottom;">4,572</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D71"> </td><td style="text-align: right; vertical-align: bottom;">8,076</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F71"> </td><td style="text-align: right; vertical-align: bottom;">799</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H71"> </td><td style="text-align: right; vertical-align: bottom;">1,042</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J71"> </td><td style="text-align: right; vertical-align: bottom;">1,734</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L71"> </td><td style="text-align: right; vertical-align: bottom;">830</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N71"> </td><td style="text-align: right; vertical-align: bottom;">3,770</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N71"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P71"> </td><td style="text-align: right; vertical-align: bottom;">20,823</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P71"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">194</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">811</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,206</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">59</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N72"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P72"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,840</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P72"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total commercial - specialized loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">126,575</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">43,829</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">39,528</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">25,934</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">35,883</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">30,341</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">107,261</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N73"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P73">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">409,351</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P73"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N74"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P74">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P75"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P75"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Commercial - general</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P76"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P76"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B77">$</td><td style="text-align: right; vertical-align: bottom;">178,827</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D77">$</td><td style="text-align: right; vertical-align: bottom;">103,310</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F77">$</td><td style="text-align: right; vertical-align: bottom;">51,335</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H77">$</td><td style="text-align: right; vertical-align: bottom;">84,327</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J77">$</td><td style="text-align: right; vertical-align: bottom;">43,179</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L77">$</td><td style="text-align: right; vertical-align: bottom;">79,605</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N77">$</td><td style="text-align: right; vertical-align: bottom;">92,158</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N77"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P77">$</td><td style="text-align: right; vertical-align: bottom;">632,741</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P77"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B78"> </td><td style="text-align: right; vertical-align: bottom;">60</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D78"> </td><td style="text-align: right; vertical-align: bottom;">2,110</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F78"> </td><td style="text-align: right; vertical-align: bottom;">12,127</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H78"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J78"> </td><td style="text-align: right; vertical-align: bottom;">1,011</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L78"> </td><td style="text-align: right; vertical-align: bottom;">473</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N78"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N78"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P78"> </td><td style="text-align: right; vertical-align: bottom;">15,781</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">40</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">758</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,615</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,281</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">5,749</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,116</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">242</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N79"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P79"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10,801</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P79"> </td></tr><tr><td style="vertical-align: bottom;">Total commercial - general loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">178,927</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">106,178</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">65,077</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">85,608</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49,939</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">81,194</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">92,400</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N80"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P80">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">659,323</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P80"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">245</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">164</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">116</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">63</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">245</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N81"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P81">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">883</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P81"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P82"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P82"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom; padding-left: 10px;">Consumer 1-4 family residential:</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P83"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P83"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom;">95,677</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom;">69,844</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom;">92,148</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom;">137,702</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom;">77,474</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom;">96,393</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom;">4,010</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom;">573,248</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;">621</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;">428</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;">5,061</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;">6,110</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">214</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,095</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,573</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,067</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">604</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">3,940</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">10,493</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer 1-4 family residential loans</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">95,891</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">72,939</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">94,342</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">139,197</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">83,139</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">100,333</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,010</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">589,851</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">31</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">215</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">61</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">307</td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom; font-weight: bold;">Consumer auto loans</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td><td style="text-align: right; vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84">$</td><td style="text-align: right; vertical-align: bottom;">115,240</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84">$</td><td style="text-align: right; vertical-align: bottom;">48,236</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84">$</td><td style="text-align: right; vertical-align: bottom;">42,397</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84">$</td><td style="text-align: right; vertical-align: bottom;">39,896</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84">$</td><td style="text-align: right; vertical-align: bottom;">11,045</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84">$</td><td style="text-align: right; vertical-align: bottom;">2,015</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N84"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84">$</td><td style="text-align: right; vertical-align: bottom;">258,829</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P84"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N85"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P85"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P85"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">70</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">122</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">75</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">17</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N86"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P86"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">328</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P86"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Total consumer auto loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">115,240</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">48,280</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">42,467</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">40,018</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">11,120</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,032</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N87"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P87">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">259,157</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P87"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">29</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">243</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">367</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">477</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">198</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">35</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N88"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P88">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,349</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P88"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P89"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P89"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="font-weight: bold; vertical-align: bottom;">Consumer other consumer</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P90"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P90"> </td></tr><tr><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B91">$</td><td style="text-align: right; vertical-align: bottom;">27,912</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D91">$</td><td style="text-align: right; vertical-align: bottom;">12,521</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F91">$</td><td style="text-align: right; vertical-align: bottom;">6,704</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H91">$</td><td style="text-align: right; vertical-align: bottom;">7,014</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J91">$</td><td style="text-align: right; vertical-align: bottom;">2,223</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L91">$</td><td style="text-align: right; vertical-align: bottom;">4,096</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N91">$</td><td style="text-align: right; vertical-align: bottom;">1,534</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N91"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P91">$</td><td style="text-align: right; vertical-align: bottom;">62,004</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P91"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N92"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P92"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P92"> </td></tr><tr><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">13</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">16</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">10</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">33</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N93"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P93"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">88</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P93"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Total consumer other consumer loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">27,928</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">12,534</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">6,704</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">7,030</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">2,233</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">4,129</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,534</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N94"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P94">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">62,092</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P94"> </td></tr><tr><td style="vertical-align: bottom;">Year-to-date gross charge-offs</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">510</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">203</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">107</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">49</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">152</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N95"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P95">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,066</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P95"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P96"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P96"> </td></tr><tr><td style="font-weight: bold; vertical-align: bottom;">Construction</td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - B97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - D97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - F97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - H97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - J97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - L97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - N97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P97"> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;" title="N3-Loans-Vintage - P97"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Pass</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B98">$</td><td style="text-align: right; vertical-align: bottom;">71,154</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D98">$</td><td style="text-align: right; vertical-align: bottom;">24,768</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F98">$</td><td style="text-align: right; vertical-align: bottom;">2,505</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H98">$</td><td style="text-align: right; vertical-align: bottom;">570</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N98">$</td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N98"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P98">$</td><td style="text-align: right; vertical-align: bottom;">98,997</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P98"> </td></tr><tr><td style="vertical-align: bottom;">Special mention</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - B99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - D99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - F99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - H99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - J99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - L99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - N99"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P99"> </td><td style="text-align: right; vertical-align: bottom;">-</td><td style="text-align: left; vertical-align: bottom;" title="N3-Loans-Vintage - P99"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Substandard</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,106</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N100"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P100"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">1,106</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P100"> </td></tr><tr><td style="vertical-align: bottom; padding-left: 10px;">Total construction loans</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">71,154</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">24,768</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">3,611</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N101"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P101">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">100,103</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P101"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Year-to-date gross charge-offs<span style="font-size: .83em; vertical-align: super;">(1)</span></td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - B102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - B102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - D102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - D102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - F102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - F102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - H102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - H102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - J102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - J102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - L102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - L102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - N102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - N102"> </td><td style="vertical-align: bottom;"> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Vintage - P102">$</td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Vintage - P102"> </td></tr></table><div style="text-align: justify; font-size: 8.5pt;"> </div><div style="text-align: justify;"> <span style="font-size: 8.5pt; color: #000000;">(1) </span><span style="font-size: 10.0pt; color: #000000;">Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.</span> </div> 278905000 234045000 157567000 144343000 234376000 233699000 18188000 1301123000 0 4058000 2432000 9100000 8403000 250000 24243000 0 2950000 7550000 1436000 6064000 21030000 0 39030000 278905000 241053000 167549000 154879000 240440000 263132000 18438000 1364396000 0 0 0 0 64000 897000 0 961000 111994000 57667000 27930000 23467000 22460000 58287000 131486000 433291000 0 98000 0 0 0 0 555000 653000 0 0 110000 270000 238000 489000 0 1107000 111994000 57765000 28040000 23737000 22698000 58776000 132041000 435051000 0 0 0 84000 180000 0 0 264000 135794000 167698000 115322000 49604000 100434000 121689000 110951000 801492000 0 3392000 365000 10487000 26000 1435000 1845000 17550000 123000 1257000 954000 1632000 2191000 4264000 5865000 16286000 135917000 172347000 116641000 61723000 102651000 127388000 118661000 835328000 0 87000 101000 7000 73000 237000 89000 594000 92138000 82909000 60795000 84315000 171986000 174318000 22246000 688707000 0 0 0 64000 3980000 0 0 4044000 0 752000 4497000 1754000 2408000 8969000 569000 18949000 92138000 83661000 65292000 86133000 178374000 183287000 22815000 711700000 0 0 0 62000 0 0 0 62000 98022000 85519000 33230000 26919000 21921000 4705000 0 270316000 0 0 0 0 0 0 0 0 49000 26000 78000 49000 133000 37000 0 372000 98071000 85545000 33308000 26968000 22054000 4742000 0 270688000 0 61000 64000 109000 249000 59000 0 542000 22038000 17241000 7947000 3850000 3827000 4283000 994000 60180000 0 0 0 0 0 0 0 0 0 13000 9000 4000 8000 46000 2000 82000 22038000 17254000 7956000 3854000 3835000 4329000 996000 60262000 247000 451000 33000 5000 31000 97000 0 864000 68669000 58461000 12454000 1812000 10470000 0 639000 152505000 0 0 0 0 0 0 0 0 0 0 95000 1113000 0 0 0 1208000 68669000 58461000 12549000 2925000 10470000 0 639000 153713000 0 0 0 0 0 0 0 0 247000 209948000 137602000 195747000 245012000 95319000 143422000 5372000 1032422000 0 2825000 7343000 81000 166000 1095000 483000 11993000 360000 62000 5101000 1613000 7095000 5979000 0 20210000 210308000 140489000 208191000 246706000 102580000 150496000 5855000 1064625000 0 0 541000 0 0 0 0 541000 122003000 35559000 38159000 24081000 32943000 29452000 103491000 385688000 4572000 8076000 799000 1042000 1734000 830000 3770000 20823000 0 194000 570000 811000 1206000 59000 0 2840000 126575000 43829000 39528000 25934000 35883000 30341000 107261000 409351000 0 0 0 0 0 0 0 0 178827000 103310000 51335000 84327000 43179000 79605000 92158000 632741000 60000 2110000 12127000 0 1011000 473000 0 15781000 40000 758000 1615000 1281000 5749000 1116000 242000 10801000 178927000 106178000 65077000 85608000 49939000 81194000 92400000 659323000 0 245000 164000 116000 63000 245000 50000 883000 95677000 69844000 92148000 137702000 77474000 96393000 4010000 573248000 0 0 621000 428000 5061000 0 0 6110000 214000 3095000 1573000 1067000 604000 3940000 0 10493000 95891000 72939000 94342000 139197000 83139000 100333000 4010000 589851000 0 0 31000 0 215000 61000 0 307000 115240000 48236000 42397000 39896000 11045000 2015000 0 258829000 0 0 0 0 0 0 0 0 0 44000 70000 122000 75000 17000 0 328000 115240000 48280000 42467000 40018000 11120000 2032000 0 259157000 29000 243000 367000 477000 198000 35000 0 1349000 27912000 12521000 6704000 7014000 2223000 4096000 1534000 62004000 0 0 0 0 0 0 0 0 16000 13000 0 16000 10000 33000 0 88000 27928000 12534000 6704000 7030000 2233000 4129000 1534000 62092000 510000 203000 44000 107000 49000 152000 1000 1066000 71154000 24768000 2505000 570000 0 0 0 98997000 0 0 0 0 0 0 0 0 0 0 1106000 0 0 0 0 1106000 71154000 24768000 3611000 570000 0 0 0 100103000 0 0 0 0 0 0 0 0 498000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents the amortized cost basis of loans at September 30, 2026 and 2025 that were both experiencing financial difficulty and modified during the periods indicated, by class and by type of modification. The percentage of the amortized cost basis of loans that were modified to borrowers in financial distress as compared to the amortized cost basis of each class of financing receivable is also presented below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; border-spacing: 0px; width: 100%;"><tr style="height: 0px; font-size: 0px;"><td style="width: 47%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor; width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 6%;"> </td><td style="width: 1%;"> </td></tr><tr style="height: 0px; font-size: 0px;"><td> </td><td> </td><td> </td><td style="border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;"> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td><td> </td></tr><tr style="white-space : nowrap; "><td style="vertical-align: bottom;"> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; text-align: center;" title="N3-Loans-Modifications - B9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Payment</span><br/> Delay</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - B9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - D9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term</span><br/>Extension</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - D9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - F9"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Rate</span><br/> Reduction</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - F9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - H9"><span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Term</span>  <br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Extension<br/>and Payment</span><br/>Delay</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - H9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - J9">  <span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">PaymentDelay,</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Term Extension,<br/>and Interest</span><br/>Rate Reduction</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - J9"> </td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N3-Loans-Modifications - L9"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="white-space: normal; text-decoration-thickness: initial; float: none; display: inline !important;">% of</span><br/>Total Class</span> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Financing of</span><br/> Receivable</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor; vertical-align: bottom;" title="N3-Loans-Modifications - L9"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2026</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">4,511</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.33</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-color: black currentcolor; border-left-width: medium; border-left-style: none; border-right-width: medium; border-right-style: none;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.08</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">1-4 family</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">584</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.38</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">700</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,095</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.15</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">Three Months Ended September 30, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">124</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">604</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.07</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.03</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">139</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,955</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.65</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td style="padding-left: 10px;">1-4 family</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td style="padding-left: 10px;">Other consumer</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.54</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">793</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,660</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.18</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">4,511</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.33</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - specialized</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">169</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.04</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">357</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">766</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">12</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.14</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 family</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">30</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">223</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.04</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">529</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">584</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.72</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">526</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,325</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,330</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.19</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">Nine Months Ended September 30, 2025</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">124</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">604</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.07</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">101</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.03</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">391</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3,998</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">8</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.70</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;"> </td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52"> </td></tr><tr><td>1-4 family</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.00</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">3</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.02</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right;">-</td><td style="text-align: left; border-left-width: medium; border-left-style: none; border-left-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;">15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.02</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">530</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.54</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr><tr><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - B52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">44</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - B52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - D52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,045</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - D52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - F52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - F52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - H52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">4,718</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - H52"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N3-Loans-Modifications - J52">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">11</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N3-Loans-Modifications - J52"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - L52"> </td><td style="text-align: right;">0.19</td><td style="text-align: left; border-collapse: collapse; border-width: medium; border-style: none; border-color: currentcolor; font-size: 12pt;" title="N3-Loans-Modifications - L52">%</td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents the financial effects of the loan modifications presented above to borrowers experiencing financial difficulty during the periods indicated below (dollars in thousands):</span> </div><div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N3-Loans-Modifications - B126"> <b> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted - Average<br/>Interest<br/> Rate</span><br/> Reduction</b></td><td style="text-align: center;" title="N3-Loans-Modifications - B126"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N3-Loans-Modifications - D126"> <span style="font-weight: 700; letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">W</span><b><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">eighted - Average<br/>Term <br/>Extension</span><br/>(Months)</b></td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2026</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">6</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Three Months Ended September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">9</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">11</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">44</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">40</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">9</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">11</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">1.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">7</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">1.20</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">50</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr><tr><td>Construction</td><td style="text-align: left;" title="N3-Loans-Modifications - B126"> </td><td style="text-align: right;">0.00</td><td style="text-align: left;" title="N3-Loans-Modifications - B126">%</td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td><td style="text-align: right;">3</td><td style="text-align: left;" title="N3-Loans-Modifications - D126"> </td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of such loans that have been modified in the last twelve months at the dates indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - B67">Current</td><td title="N3-Loans-Modifications - B67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - D67"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">30-89 Days</span><br/>Past Due</td><td title="N3-Loans-Modifications - D67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - F67"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">90 Days or</span><br/>More Past</span><br/>Due</td><td title="N3-Loans-Modifications - F67"> </td><td> </td><td colspan="2" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom; font-weight: bold;" title="N3-Loans-Modifications - H67">Nonaccrual</td><td title="N3-Loans-Modifications - H67"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N3-Loans-Modifications - B68"> </td><td> </td><td title="N3-Loans-Modifications - B68"> </td><td> </td><td title="N3-Loans-Modifications - D68"> </td><td> </td><td title="N3-Loans-Modifications - D68"> </td><td> </td><td title="N3-Loans-Modifications - F68"> </td><td> </td><td title="N3-Loans-Modifications - F68"> </td><td> </td><td title="N3-Loans-Modifications - H68"> </td><td> </td><td title="N3-Loans-Modifications - H68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F73">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F73"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H73">$</td><td style="text-align: right;">4,511</td><td style="text-align: left;" title="N3-Loans-Modifications - H73"> </td></tr><tr><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B74"> </td><td style="text-align: right;">169</td><td style="text-align: left;" title="N3-Loans-Modifications - B74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F74"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B75"> </td><td style="text-align: right;">870</td><td style="text-align: left;" title="N3-Loans-Modifications - B75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D75"> </td><td style="text-align: right;">12</td><td style="text-align: left;" title="N3-Loans-Modifications - D75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F75"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H75"> </td><td style="text-align: right;">375</td><td style="text-align: left;" title="N3-Loans-Modifications - H75"> </td></tr><tr><td>Consumer:</td><td title="N3-Loans-Modifications - B77"> </td><td> </td><td title="N3-Loans-Modifications - B77"> </td><td> </td><td title="N3-Loans-Modifications - D77"> </td><td> </td><td title="N3-Loans-Modifications - D77"> </td><td> </td><td title="N3-Loans-Modifications - F77"> </td><td> </td><td title="N3-Loans-Modifications - F77"> </td><td> </td><td title="N3-Loans-Modifications - H77"> </td><td> </td><td title="N3-Loans-Modifications - H77"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">99</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">30</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">124</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">24</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,113</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-left-width: medium; border-left-style: none; border-left-color: currentcolor;">1,162</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">12</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">30</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">6,123</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">September 30, 2025</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Commercial real estate</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">727</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commercial - specialized</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">101</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Commercial - general</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">243</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">156</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">4,045</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Consumer:</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>1-4 Family residential</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">185</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">237</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">84</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Auto loans</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">47</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td>Other consumer</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right;">15</td><td style="text-align: left;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N3-Loans-Modifications - H78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Construction</td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - B78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">529</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78"> </td><td style="text-align: right; border-bottom: 2px solid rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">-</td><td style="text-align: left; border-bottom: 1px solid transparent;" title="N3-Loans-Modifications - H78"> </td></tr><tr><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor; border-right-width: medium; border-right-style: none; border-right-color: currentcolor;" title="N3-Loans-Modifications - B78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">1,217</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - B78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - D78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">922</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - D78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - F78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">84</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - F78"> </td><td> </td><td style="text-align: left; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;" title="N3-Loans-Modifications - H78">$</td><td style="text-align: right; border-bottom: 4px double rgb(0, 0, 0); border-top-width: medium; border-top-style: none; border-top-color: currentcolor;">4,146</td><td style="text-align: left; border-bottom: 3px double transparent;" title="N3-Loans-Modifications - H78"> </td></tr></table> 0 0 0 4511000 0 0.0033 0 0 0 0 0 0 0 700000 0 0 0 0.0008 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 584000 0 0.0038 0 700000 0 5095000 0 0.0015 0 124000 0 604000 0 0.0007 0 0 0 101000 0 0.0003 0 139000 0 3955000 0 0.0065 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 530000 0 0 0 0.0054 0 793000 0 4660000 0 0.0018 0 0 0 4511000 0 0.0033 169000 0 0 0 0 0.0004 357000 766000 0 12000 0 0.0014 0 30000 0 223000 0 0.0004 0 0 0 0 0 0 0 0 0 0 0 0 0 529000 0 584000 0 0.0072 526000 1325000 0 5330000 0 0.0019 0 124000 0 604000 0 0.0007 0 0 0 101000 0 0.0003 0 391000 0 3998000 8000 0.007 0 0 0 0 0 0 44000 0 0 0 3000 0.0002 0 0 0 15000 0 0.0002 0 530000 0 0 0 0.0054 44000 1045000 0 4718000 11000 0.0019 0 P15Y 0 0 P3Y 0 0 0 0 P6Y 0 P9Y 0 P11Y 0 P5Y 0 0 0 0 P3Y 0 P15Y 0 0 P3Y 0 P44Y 0 0 0 P40Y 0 P9Y 0 P11Y 0.01 P7Y 0 0.012 P50Y 0 P5Y 0 P3Y 0 0 0 4511000 169000 0 0 0 870000 12000 0 375000 99000 0 30000 124000 24000 0 0 0 0 0 0 0 0 0 0 1113000 1162000 12000 30000 6123000 727000 0 0 0 0 0 0 101000 243000 156000 0 4045000 185000 237000 84000 0 47000 0 0 0 15000 0 0 0 0 529000 0 0 1217000 922000 84000 4146000 5100000 5200000 0 97000 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">5.  GOODWILL AND INTANGIBLES</span> </div> <div style="font-size: 10pt;">  </div> <div style="font-size: 10pt; text-align: justify;">As presented in Note 2, the Company recorded goodwill and core deposit intangibles of $47.3 million and $5.0 million, respectively, related to the BOH acquisition.</div><div> </div><div style="text-align: justify;"><span style="font-size: 10.0pt; color: #000000;">The Company had goodwill of $66.6 million and $19.3 million at September 30, 2026 and December 31, 2025, respectively.</span> </div><div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Other intangible assets, which consisted of core deposit intangibles at the dates indicated are summarized below (dollars in thousands):</span> </div> <div> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N4-Goodwill&amp;Intangibles - B11">September 30, 2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B11"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N4-Goodwill&amp;Intangibles - D11">December 31, 2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D11"> </td></tr><tr><td>Amortized intangible assets:</td><td title="N4-Goodwill&amp;Intangibles - B12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - B12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - D12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - D12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Core deposit intangible</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - B13">$</td><td style="text-align: right;">11,659</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - B13"> </td><td> </td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - D13">$</td><td style="text-align: right;">6,679</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - D13"> </td></tr><tr><td>Less: Accumulated amortization</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - B14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(6,394</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B14">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - D14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(5,546</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D14">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other intangible assets, net</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - B15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,265</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - D15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D15"> </td></tr></table> 47300000 5000000 66600000 19300000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Other intangible assets, which consisted of core deposit intangibles at the dates indicated are summarized below (dollars in thousands):</span> </div> <div> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N4-Goodwill&amp;Intangibles - B11">September 30, 2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B11"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N4-Goodwill&amp;Intangibles - D11">December 31, 2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D11"> </td></tr><tr><td>Amortized intangible assets:</td><td title="N4-Goodwill&amp;Intangibles - B12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - B12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - D12"> </td><td> </td><td title="N4-Goodwill&amp;Intangibles - D12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Core deposit intangible</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - B13">$</td><td style="text-align: right;">11,659</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - B13"> </td><td> </td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - D13">$</td><td style="text-align: right;">6,679</td><td style="text-align: left;" title="N4-Goodwill&amp;Intangibles - D13"> </td></tr><tr><td>Less: Accumulated amortization</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - B14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(6,394</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B14">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - D14"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(5,546</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D14">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Other intangible assets, net</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - B15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">5,265</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - B15"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N4-Goodwill&amp;Intangibles - D15">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,133</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N4-Goodwill&amp;Intangibles - D15"> </td></tr></table> 11659000 6679000 6394000 5546000 5265000 1133000 <div style="text-indent: -36pt; text-align: justify; padding-left: 36pt;"> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">6.  MORTGAGE SERVICING RIGHTS</span> </div> <div style="font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the changes in fair value of the Company’s mortgage servicing rights asset included in the consolidated balance sheets, and other information related to the serviced portfolio, for the periods or dates presented (dollars in thousands):</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;"> </td><td> </td><td colspan="6" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - F4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - H4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - H4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Beginning balance</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B5">$</td><td style="text-align: right;">25,749</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D5">$</td><td style="text-align: right;">25,134</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F5">$</td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H5">$</td><td style="text-align: right;">26,292</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H5"> </td></tr><tr><td>Additions</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B6"> </td><td style="text-align: right;">297</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D6"> </td><td style="text-align: right;">249</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F6"> </td><td style="text-align: right;">1,240</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H6"> </td><td style="text-align: right;">832</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Valuation adjustment</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - B7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B7"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - D7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(925</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D7">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - F7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,335</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - F7"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - H7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(2,666</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - H7">) </td></tr><tr><td>Ending balance</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - B8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">27,616</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - D8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,458</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - F8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">27,616</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - F8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - H8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,458</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - H8"> </td></tr></table><div style="font-size: 10pt;"> </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"></td><td style="width: 1%;"></td><td style="width: 9%;"></td><td style="width: 1%;"></td><td style="width: 1%;"></td><td style="width: 1%;"></td><td style="width: 9%;"></td><td style="width: 1%;"></td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B12">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,<br/></span>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B12"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D12">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Mortgage loans serviced for others</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B13">$</td><td style="text-align: right;">1,750,079</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B13"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D13">$</td><td style="text-align: right;">1,810,579</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D13"> </td></tr><tr><td>Mortgage servicing rights assets as a percentage of serviced mortgage loans</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B14"> </td><td style="text-align: right;">1.58</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B14">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D14"> </td><td style="text-align: right;">1.33</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D14">%</td></tr></table><div style="font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the key assumptions used in measuring the fair value of the Company’s mortgage servicing rights as of the dates indicated:</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B17"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,</span><br/>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B17"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D17"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average constant prepayment rate</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B18"> </td><td style="text-align: right;">6.04</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B18">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D18"> </td><td style="text-align: right;">8.81</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D18">%</td></tr><tr><td>Weighted average discount rate</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B19"> </td><td style="text-align: right;">10.23</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B19">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D19"> </td><td style="text-align: right;">9.70</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D19">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average life in years</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B20"> </td><td style="text-align: right;">8.39</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B20"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D20"> </td><td style="text-align: right;">7.43</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D20"> </td></tr></table> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the changes in fair value of the Company’s mortgage servicing rights asset included in the consolidated balance sheets, and other information related to the serviced portfolio, for the periods or dates presented (dollars in thousands):</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;"> </td><td> </td><td colspan="6" style="text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - F4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - H4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; font-weight: bold;" title="N5-Mortgage Servicing Rights - H4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Beginning balance</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B5">$</td><td style="text-align: right;">25,749</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D5">$</td><td style="text-align: right;">25,134</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F5">$</td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F5"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H5">$</td><td style="text-align: right;">26,292</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H5"> </td></tr><tr><td>Additions</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B6"> </td><td style="text-align: right;">297</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D6"> </td><td style="text-align: right;">249</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F6"> </td><td style="text-align: right;">1,240</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - F6"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H6"> </td><td style="text-align: right;">832</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Valuation adjustment</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - B7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,570</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B7"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - D7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(925</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D7">) </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - F7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">2,335</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - F7"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - H7"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(2,666</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - H7">) </td></tr><tr><td>Ending balance</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - B8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">27,616</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - D8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,458</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - F8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">27,616</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - F8"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N5-Mortgage Servicing Rights - H8">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,458</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - H8"> </td></tr></table><div style="font-size: 10pt;"> </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"></td><td style="width: 1%;"></td><td style="width: 9%;"></td><td style="width: 1%;"></td><td style="width: 1%;"></td><td style="width: 1%;"></td><td style="width: 9%;"></td><td style="width: 1%;"></td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B12">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,<br/></span>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B12"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D12">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Mortgage loans serviced for others</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B13">$</td><td style="text-align: right;">1,750,079</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B13"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D13">$</td><td style="text-align: right;">1,810,579</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D13"> </td></tr><tr><td>Mortgage servicing rights assets as a percentage of serviced mortgage loans</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B14"> </td><td style="text-align: right;">1.58</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B14">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D14"> </td><td style="text-align: right;">1.33</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D14">%</td></tr></table> 25749000 25134000 24041000 26292000 297000 249000 1240000 832000 1570000 -925000 2335000 -2666000 27616000 24458000 27616000 24458000 1750079000 1810579000 0.0158 0.0133 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the key assumptions used in measuring the fair value of the Company’s mortgage servicing rights as of the dates indicated:</span> </div> <div style="font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - B17"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,</span><br/>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - B17"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; font-family: TimesNewRoman, &quot;Times New Roman&quot;, Times, Baskerville, Georgia, serif;" title="N5-Mortgage Servicing Rights - D17"><span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N5-Mortgage Servicing Rights - D17"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average constant prepayment rate</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B18"> </td><td style="text-align: right;">6.04</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B18">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D18"> </td><td style="text-align: right;">8.81</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D18">%</td></tr><tr><td>Weighted average discount rate</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B19"> </td><td style="text-align: right;">10.23</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B19">%</td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D19"> </td><td style="text-align: right;">9.70</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D19">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average life in years</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B20"> </td><td style="text-align: right;">8.39</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - B20"> </td><td> </td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D20"> </td><td style="text-align: right;">7.43</td><td style="text-align: left;" title="N5-Mortgage Servicing Rights - D20"> </td></tr></table> 0.0604 0.0881 0.1023 0.097 P8Y4M20D P7Y5M4D <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">7.  BORROWING ARRANGEMENTS</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Subordinated Debt</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">In December 2018, the Company issued $14.1 million of subordinated notes that have a maturity date of <span style="-sec-ix-hidden: hidden-fact-1">December 2030</span> and a weighted average fixed rate of 6.41% for the first seven years. After the fixed rate period expired, these notes began floating at the </span><span style="font-size: 10.0pt; color: #000000; font-style: italic;">Wall Street Journal</span><span style="font-size: 10.0pt; color: #000000;"> prime rate, with a floor of 4.0% and a ceiling of 7.5%, resulting in a rate of 6.75% as of September 30, 2026. These notes pay interest quarterly, are unsecured, and may be called by the Company at any time after the remaining maturity is five years or less. Additionally, these notes are intended to qualify for Tier 2 capital treatment, subject to regulatory limitations. </span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">As of September 30, 2026, and December 31, 2025, the total amount of subordinated notes outstanding was $14.1 million. </span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Notes Payable and Other Borrowings</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">As of September 30, 2026 and December 31, 2025, City Bank had no outstanding advances from the Federal Home Loan Bank of Dallas (“FHLB”) or any short-term borrowings.</span> </div> 14100000 0.0641 P7Y 0.04 0.075 0.0675 P5Y 14100000 14100000 0 0 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">8.  </span><span style="font-size: 10pt; color: rgb(0, 0, 0);"><b>STOCK-BASED COMPENSATION</b></span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Equity Incentive Plan</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The South Plains Financial, Inc. 2019 Equity Incentive Plan (“Plan”) was approved by the Company’s Board of Directors on January 16, 2019 and by its shareholders on March 6, 2019. The purpose of the Plan is to: (i) attract and retain the best available personnel for positions of substantial responsibility, (ii) provide additional incentive to employees, directors and consultants, and (iii) promote the success of the Company’s business. This Plan permits the grant of incentive stock options, non-statutory stock options, stock appreciation rights, restricted stock, restricted stock units, performance units, performance shares, and other stock-based awards. The maximum aggregate number of shares of common stock that may be issued pursuant to all awards under the Plan was 5,901,991 at September 30, 2026. The maximum aggregate number of shares that may be issued under the Plan may be increased annually by up to 3% of the total issued and outstanding common shares of the Company at the beginning of each fiscal year.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The fair value of each option award is estimated on the date of grant using the Black-Scholes model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock and similar peer company averages. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted represents the period of time that options granted are expected to be outstanding, which takes in to account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Options</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of activity in the Plan during the period indicated is presented in the table below (dollars in thousands, except per share data):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - B4">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Number<br/></span>of Shares</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - D4"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><br/> Exercise Price</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - F4"> <span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Remaining Contractual</span><br/> Life in Years</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - H4">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Aggregate</span><br/>Intrinsic Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H4"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td title="N7-SBC-Tables - B5"> </td><td> </td><td title="N7-SBC-Tables - B5"> </td><td> </td><td title="N7-SBC-Tables - D5"> </td><td> </td><td title="N7-SBC-Tables - D5"> </td><td> </td><td title="N7-SBC-Tables - F5"> </td><td> </td><td title="N7-SBC-Tables - F5"> </td><td> </td><td title="N7-SBC-Tables - H5"> </td><td> </td><td title="N7-SBC-Tables - H5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Outstanding at beginning of year:</td><td style="text-align: left;" title="N7-SBC-Tables - B6"> </td><td style="text-align: right;">1,076,673</td><td style="text-align: left;" title="N7-SBC-Tables - B6"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D6">$</td><td style="text-align: right;">18.92</td><td style="text-align: left;" title="N7-SBC-Tables - D6"> </td><td> </td><td title="N7-SBC-Tables - F6"> </td><td> </td><td title="N7-SBC-Tables - F6"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H6"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H6"> </td></tr><tr><td style="padding-left: 10px;">Granted</td><td style="text-align: left;" title="N7-SBC-Tables - B7"> </td><td style="text-align: right;">28,675</td><td style="text-align: left;" title="N7-SBC-Tables - B7"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D7"> </td><td style="text-align: right;">38.92</td><td style="text-align: left;" title="N7-SBC-Tables - D7"> </td><td> </td><td title="N7-SBC-Tables - F7"> </td><td> </td><td title="N7-SBC-Tables - F7"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H7"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Exercised</td><td style="text-align: left;" title="N7-SBC-Tables - B8"> </td><td style="text-align: right;">(3,664</td><td style="text-align: left;" title="N7-SBC-Tables - B8">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D8"> </td><td style="text-align: right;">20.38</td><td style="text-align: left;" title="N7-SBC-Tables - D8"> </td><td> </td><td title="N7-SBC-Tables - F8"> </td><td> </td><td title="N7-SBC-Tables - F8"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H8"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H8"> </td></tr><tr><td style="padding-left: 10px;">Forfeited</td><td style="text-align: left;" title="N7-SBC-Tables - B9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - B9"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - D9"> </td><td> </td><td title="N7-SBC-Tables - F9"> </td><td> </td><td title="N7-SBC-Tables - F9"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H9"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Expired</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B10"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - D10"> </td><td> </td><td title="N7-SBC-Tables - F10"> </td><td> </td><td title="N7-SBC-Tables - F10"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H10"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H10"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B11"> </td><td> </td><td title="N7-SBC-Tables - B11"> </td><td> </td><td title="N7-SBC-Tables - D11"> </td><td> </td><td title="N7-SBC-Tables - D11"> </td><td> </td><td title="N7-SBC-Tables - F11"> </td><td> </td><td title="N7-SBC-Tables - F11"> </td><td> </td><td title="N7-SBC-Tables - H11"> </td><td> </td><td title="N7-SBC-Tables - H11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Balance at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B12"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,101,684</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19.43</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F12"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.45</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,563</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H12"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B13"> </td><td> </td><td title="N7-SBC-Tables - B13"> </td><td> </td><td title="N7-SBC-Tables - D13"> </td><td> </td><td title="N7-SBC-Tables - D13"> </td><td> </td><td title="N7-SBC-Tables - F13"> </td><td> </td><td title="N7-SBC-Tables - F13"> </td><td> </td><td title="N7-SBC-Tables - H13"> </td><td> </td><td title="N7-SBC-Tables - H13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Exercisable at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B14"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,038,536</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D14">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18.50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F14"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H14">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,125</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H14"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B15"> </td><td> </td><td title="N7-SBC-Tables - B15"> </td><td> </td><td title="N7-SBC-Tables - D15"> </td><td> </td><td title="N7-SBC-Tables - D15"> </td><td> </td><td title="N7-SBC-Tables - F15"> </td><td> </td><td title="N7-SBC-Tables - F15"> </td><td> </td><td title="N7-SBC-Tables - H15"> </td><td> </td><td title="N7-SBC-Tables - H15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Vested at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B16"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,038,536</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D16">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18.50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F16"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H16">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,125</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H16"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of assumptions used to calculate the fair values of the awards granted during the periods noted is presented below:</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - B28">2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B28"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - D28">2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected volatility</td><td style="text-align: left;" title="N7-SBC-Tables - B29"> </td><td style="text-align: right;">39.61</td><td style="text-align: left;" title="N7-SBC-Tables - B29">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D29"> </td><td style="text-align: right;">41.21</td><td style="text-align: left;" title="N7-SBC-Tables - D29">%</td></tr><tr><td>Expected dividend yield</td><td style="text-align: left;" title="N7-SBC-Tables - B30"> </td><td style="text-align: right;">1.80</td><td style="text-align: left;" title="N7-SBC-Tables - B30">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D30"> </td><td style="text-align: right;">1.80</td><td style="text-align: left;" title="N7-SBC-Tables - D30">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected term (years)</td><td style="text-align: left;" title="N7-SBC-Tables - B31"> </td><td style="text-align: right;">6.1</td><td style="text-align: left;" title="N7-SBC-Tables - B31"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D31"> </td><td style="text-align: right;">6.1</td><td style="text-align: left;" title="N7-SBC-Tables - D31"> </td></tr><tr><td>Risk-free interest rate</td><td style="text-align: left;" title="N7-SBC-Tables - B32"> </td><td style="text-align: right;">3.85</td><td style="text-align: left;" title="N7-SBC-Tables - B32">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D32"> </td><td style="text-align: right;">4.43</td><td style="text-align: left;" title="N7-SBC-Tables - D32">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average grant date fair value</td><td style="text-align: left;" title="N7-SBC-Tables - B33">$</td><td style="text-align: right;">14.44</td><td style="text-align: left;" title="N7-SBC-Tables - B33"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D33">$</td><td style="text-align: right;">13.35</td><td style="text-align: left;" title="N7-SBC-Tables - D33"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The total intrinsic value of options exercised during the nine months ended September 30, 2026 and 2025 was $74 thousand and $917 thousand, respectively.</span> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Restricted Stock Awards and Units</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of activity in the Plan during the period indicated is presented in the table below:</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center; vertical-align: bottom;" title="N7-SBC-Tables - B41">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Number</span><br/>of Shares</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B41"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - D41"> <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Grant Date</span> <br/>Fair Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D41"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td title="N7-SBC-Tables - B42"> </td><td> </td><td title="N7-SBC-Tables - B42"> </td><td> </td><td title="N7-SBC-Tables - D42"> </td><td> </td><td title="N7-SBC-Tables - D42"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Outstanding at beginning of year:</td><td style="text-align: left;" title="N7-SBC-Tables - B43"> </td><td style="text-align: right;">241,035</td><td style="text-align: left;" title="N7-SBC-Tables - B43"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D43">$</td><td style="text-align: right;">28.60</td><td style="text-align: left;" title="N7-SBC-Tables - D43"> </td></tr><tr><td style="padding-left: 10px;">Granted</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td style="text-align: right;">78,750</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td><td style="text-align: right;">41.30</td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Released</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td style="text-align: right;">(59,686</td><td style="text-align: left;" title="N7-SBC-Tables - B44">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td><td style="text-align: right;">30.28</td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td></tr><tr><td style="padding-left: 10px;">Expired</td><td style="text-align: left;" title="N7-SBC-Tables - B45"> </td><td style="text-align: right;">(726</td><td style="text-align: left;" title="N7-SBC-Tables - B45">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D45"> </td><td style="text-align: right;">24</td><td style="text-align: left;" title="N7-SBC-Tables - D45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forfeited</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B46"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(4,296</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B46">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D46"> </td><td style="text-align: right;">38.22</td><td style="text-align: left;" title="N7-SBC-Tables - D46"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B47"> </td><td> </td><td title="N7-SBC-Tables - B47"> </td><td> </td><td title="N7-SBC-Tables - D47"> </td><td> </td><td title="N7-SBC-Tables - D47"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Balance at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">255,077</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">31.98</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Nonvested at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">163,356</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">34.90</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Vested unreleased at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">91,721</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">26.78</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Restricted stock units granted under the Plan typically vest from one to four years, but vesting periods may vary. Compensation expense for these grants will be recognized over the vesting period of the awards based on the fair value of the stock at the issue date. The total fair value of restricted stock units released during each of the nine months ended September 30, 2026 and 2025 was $1.8 million and $546 thousand, respectively.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">For the three months ended September 30, 2026 and 2025, the Company recorded stock-based compensation expense related to the Plan of $715 thousand and $621 thousand, respectively. For the nine months ended September 30, 2026 and 2025, the Company recorded stock-based compensation expense related to the Plan of $2.2 million and $1.9 million, respectively.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The total unrecognized compensation cost for the awards outstanding under the Plan at September 30, 2026 was $4.9 million and will be recognized over a weighted average remaining period of 1.62 years.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10pt; font-style: italic; text-decoration: underline;">Employee Stock Purchase Plan</span><span style="font-size: 10pt;"> – The Company maintains the South Plains Financial, Inc. 2023 Employee Stock Purchase Plan (the “ESPP”) offering eligible employees an opportunity to purchase shares of Company common stock at a 15% discount from the lesser of fair market value on the first or last day of each six-month offering period, beginning August 1, 2024. The ESPP provides for the purchase of up to an aggregate of one million shares of the Company’s common stock by the employees. A maximum of 1,200 shares per employee may be purchased per offering period. The ESPP benefit is treated as compensation to the employee, and the compensation expense will be recognized over the service period based on the grant date fair value of the rights determined at the beginning of the purchase period, adjusted for forfeitures and certain modifications. <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">For the three months ended September 30, 2026 and </span>2025<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">, the Company recorded stock-based compensation expense related to the ESPP of $</span>48<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> thousand and $</span>29<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> thousand, respectively. For the </span>nine months ended<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> September 30, 2026 and 2025, the Company recorded stock-based compensation expense related to the ESPP of $</span>123<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> thousand and $</span>94<span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> thousand, respectively.</span> </span></div><div style="text-align: justify;"> </div><div style="text-align: justify;"><span style="font-size: 10.0pt; color: #000000;">At September 30, 2026, there was $50 thousand of total unrecognized compensation expense related to estimated ESPP shares. These costs are expected to be recognized over a period of four months. </span> </div><div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of assumptions used to calculate the grant date fair value of the ESPP rights for the period indicated is presented below:</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 45%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr style="white-space: nowrap;"><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - B66">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B66"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - D67">  2025</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D67"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected volatility</td><td title="N7-SBC-Tables - B67"> </td><td style="text-align: right;">25.22% to 26.35%</td><td title="N7-SBC-Tables - B67"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right;" title="N7-SBC-Tables - D68"> </td><td style="text-align: right;">29.24% to 36.08%</td><td style="text-align: right;" title="N7-SBC-Tables - D68"> </td></tr><tr><td>Expected dividend yield</td><td title="N7-SBC-Tables - B68"> </td><td style="text-align: right;">1.59% to 1.61%</td><td title="N7-SBC-Tables - B68"> </td><td style="text-align: right;"> </td><td style="text-align: right;" title="N7-SBC-Tables - D69"> </td><td style="text-align: right;">1.70% to 1.89%</td><td style="text-align: right;" title="N7-SBC-Tables - D69"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected term (years)</td><td style="text-align: left;" title="N7-SBC-Tables - B69"> </td><td style="text-align: right;">0.5</td><td style="text-align: left;" title="N7-SBC-Tables - B69"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - D70"> </td><td style="text-align: right;">0.5</td><td style="text-align: left;" title="N7-SBC-Tables - D70"> </td></tr><tr><td>Risk-free interest rate</td><td title="N7-SBC-Tables - B70"> </td><td style="text-align: right;">3.59% to 3.98%</td><td title="N7-SBC-Tables - B70"> </td><td style="text-align: right;"> </td><td style="text-align: right;" title="N7-SBC-Tables - B71"> </td><td style="text-align: right;">4.12% to 5.02%</td><td style="text-align: right;" title="N7-SBC-Tables - B71"> </td></tr></table> 5901991 0.03 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of activity in the Plan during the period indicated is presented in the table below (dollars in thousands, except per share data):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - B4">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Number<br/></span>of Shares</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - D4"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><br/> Exercise Price</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - F4"> <span style="letter-spacing: normal; white-space: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Remaining Contractual</span><br/> Life in Years</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - H4">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Aggregate</span><br/>Intrinsic Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H4"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td title="N7-SBC-Tables - B5"> </td><td> </td><td title="N7-SBC-Tables - B5"> </td><td> </td><td title="N7-SBC-Tables - D5"> </td><td> </td><td title="N7-SBC-Tables - D5"> </td><td> </td><td title="N7-SBC-Tables - F5"> </td><td> </td><td title="N7-SBC-Tables - F5"> </td><td> </td><td title="N7-SBC-Tables - H5"> </td><td> </td><td title="N7-SBC-Tables - H5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Outstanding at beginning of year:</td><td style="text-align: left;" title="N7-SBC-Tables - B6"> </td><td style="text-align: right;">1,076,673</td><td style="text-align: left;" title="N7-SBC-Tables - B6"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D6">$</td><td style="text-align: right;">18.92</td><td style="text-align: left;" title="N7-SBC-Tables - D6"> </td><td> </td><td title="N7-SBC-Tables - F6"> </td><td> </td><td title="N7-SBC-Tables - F6"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H6"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H6"> </td></tr><tr><td style="padding-left: 10px;">Granted</td><td style="text-align: left;" title="N7-SBC-Tables - B7"> </td><td style="text-align: right;">28,675</td><td style="text-align: left;" title="N7-SBC-Tables - B7"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D7"> </td><td style="text-align: right;">38.92</td><td style="text-align: left;" title="N7-SBC-Tables - D7"> </td><td> </td><td title="N7-SBC-Tables - F7"> </td><td> </td><td title="N7-SBC-Tables - F7"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H7"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Exercised</td><td style="text-align: left;" title="N7-SBC-Tables - B8"> </td><td style="text-align: right;">(3,664</td><td style="text-align: left;" title="N7-SBC-Tables - B8">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D8"> </td><td style="text-align: right;">20.38</td><td style="text-align: left;" title="N7-SBC-Tables - D8"> </td><td> </td><td title="N7-SBC-Tables - F8"> </td><td> </td><td title="N7-SBC-Tables - F8"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H8"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H8"> </td></tr><tr><td style="padding-left: 10px;">Forfeited</td><td style="text-align: left;" title="N7-SBC-Tables - B9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - B9"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - D9"> </td><td> </td><td title="N7-SBC-Tables - F9"> </td><td> </td><td title="N7-SBC-Tables - F9"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H9"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H9"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Expired</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B10"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">-</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B10"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N7-SBC-Tables - D10"> </td><td> </td><td title="N7-SBC-Tables - F10"> </td><td> </td><td title="N7-SBC-Tables - F10"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - H10"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - H10"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B11"> </td><td> </td><td title="N7-SBC-Tables - B11"> </td><td> </td><td title="N7-SBC-Tables - D11"> </td><td> </td><td title="N7-SBC-Tables - D11"> </td><td> </td><td title="N7-SBC-Tables - F11"> </td><td> </td><td title="N7-SBC-Tables - F11"> </td><td> </td><td title="N7-SBC-Tables - H11"> </td><td> </td><td title="N7-SBC-Tables - H11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Balance at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B12"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,101,684</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19.43</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F12"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.45</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F12"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H12">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,563</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H12"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B13"> </td><td> </td><td title="N7-SBC-Tables - B13"> </td><td> </td><td title="N7-SBC-Tables - D13"> </td><td> </td><td title="N7-SBC-Tables - D13"> </td><td> </td><td title="N7-SBC-Tables - F13"> </td><td> </td><td title="N7-SBC-Tables - F13"> </td><td> </td><td title="N7-SBC-Tables - H13"> </td><td> </td><td title="N7-SBC-Tables - H13"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Exercisable at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B14"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,038,536</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D14">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18.50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F14"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F14"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H14">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,125</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H14"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B15"> </td><td> </td><td title="N7-SBC-Tables - B15"> </td><td> </td><td title="N7-SBC-Tables - D15"> </td><td> </td><td title="N7-SBC-Tables - D15"> </td><td> </td><td title="N7-SBC-Tables - F15"> </td><td> </td><td title="N7-SBC-Tables - F15"> </td><td> </td><td title="N7-SBC-Tables - H15"> </td><td> </td><td title="N7-SBC-Tables - H15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Vested at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B16"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">1,038,536</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D16">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18.50</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - F16"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">3.15</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - F16"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - H16">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">24,125</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - H16"> </td></tr></table> 1076673 18.92 28675 38.92 3664 20.38 0 0 0 0 1101684 19.43 P3Y5M12D 24563000 1038536 18.5 P3Y1M24D 24125000 1038536 18.5 P3Y1M24D 24125000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of assumptions used to calculate the fair values of the awards granted during the periods noted is presented below:</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - B28">2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B28"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - D28">2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected volatility</td><td style="text-align: left;" title="N7-SBC-Tables - B29"> </td><td style="text-align: right;">39.61</td><td style="text-align: left;" title="N7-SBC-Tables - B29">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D29"> </td><td style="text-align: right;">41.21</td><td style="text-align: left;" title="N7-SBC-Tables - D29">%</td></tr><tr><td>Expected dividend yield</td><td style="text-align: left;" title="N7-SBC-Tables - B30"> </td><td style="text-align: right;">1.80</td><td style="text-align: left;" title="N7-SBC-Tables - B30">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D30"> </td><td style="text-align: right;">1.80</td><td style="text-align: left;" title="N7-SBC-Tables - D30">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected term (years)</td><td style="text-align: left;" title="N7-SBC-Tables - B31"> </td><td style="text-align: right;">6.1</td><td style="text-align: left;" title="N7-SBC-Tables - B31"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D31"> </td><td style="text-align: right;">6.1</td><td style="text-align: left;" title="N7-SBC-Tables - D31"> </td></tr><tr><td>Risk-free interest rate</td><td style="text-align: left;" title="N7-SBC-Tables - B32"> </td><td style="text-align: right;">3.85</td><td style="text-align: left;" title="N7-SBC-Tables - B32">%</td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D32"> </td><td style="text-align: right;">4.43</td><td style="text-align: left;" title="N7-SBC-Tables - D32">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average grant date fair value</td><td style="text-align: left;" title="N7-SBC-Tables - B33">$</td><td style="text-align: right;">14.44</td><td style="text-align: left;" title="N7-SBC-Tables - B33"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D33">$</td><td style="text-align: right;">13.35</td><td style="text-align: left;" title="N7-SBC-Tables - D33"> </td></tr></table> 0.3961 0.4121 0.018 0.018 P6Y1M6D P6Y1M6D 0.0385 0.0443 14.44 13.35 74000 917000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of activity in the Plan during the period indicated is presented in the table below:</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 77%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center; vertical-align: bottom;" title="N7-SBC-Tables - B41">  <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Number</span><br/>of Shares</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B41"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N7-SBC-Tables - D41"> <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Weighted-Average</span><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><br/>Grant Date</span> <br/>Fair Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D41"> </td></tr><tr><td style="text-decoration: underline;">Nine Months Ended September 30, 2026</td><td title="N7-SBC-Tables - B42"> </td><td> </td><td title="N7-SBC-Tables - B42"> </td><td> </td><td title="N7-SBC-Tables - D42"> </td><td> </td><td title="N7-SBC-Tables - D42"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Outstanding at beginning of year:</td><td style="text-align: left;" title="N7-SBC-Tables - B43"> </td><td style="text-align: right;">241,035</td><td style="text-align: left;" title="N7-SBC-Tables - B43"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D43">$</td><td style="text-align: right;">28.60</td><td style="text-align: left;" title="N7-SBC-Tables - D43"> </td></tr><tr><td style="padding-left: 10px;">Granted</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td style="text-align: right;">78,750</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td><td style="text-align: right;">41.30</td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Released</td><td style="text-align: left;" title="N7-SBC-Tables - B44"> </td><td style="text-align: right;">(59,686</td><td style="text-align: left;" title="N7-SBC-Tables - B44">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td><td style="text-align: right;">30.28</td><td style="text-align: left;" title="N7-SBC-Tables - D44"> </td></tr><tr><td style="padding-left: 10px;">Expired</td><td style="text-align: left;" title="N7-SBC-Tables - B45"> </td><td style="text-align: right;">(726</td><td style="text-align: left;" title="N7-SBC-Tables - B45">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D45"> </td><td style="text-align: right;">24</td><td style="text-align: left;" title="N7-SBC-Tables - D45"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forfeited</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B46"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">(4,296</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B46">) </td><td> </td><td style="text-align: left;" title="N7-SBC-Tables - D46"> </td><td style="text-align: right;">38.22</td><td style="text-align: left;" title="N7-SBC-Tables - D46"> </td></tr><tr><td> </td><td title="N7-SBC-Tables - B47"> </td><td> </td><td title="N7-SBC-Tables - B47"> </td><td> </td><td title="N7-SBC-Tables - D47"> </td><td> </td><td title="N7-SBC-Tables - D47"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Balance at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">255,077</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">31.98</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Nonvested at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">163,356</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">34.90</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Vested unreleased at end of period</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - B48"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">91,721</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B48"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N7-SBC-Tables - D48">$</td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">26.78</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D48"> </td></tr></table> 241035 28.6 78750 41.3 59686 30.28 726 24 4296 38.22 255077 31.98 163356 34.9 91721 26.78 P1Y P4Y 1800000 546000 715000 621000 2200000 1900000 4900000 P1Y7M13D 0.15 1000000 1200 48000 29000 123000 94000 50000 P4M <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">A summary of assumptions used to calculate the grant date fair value of the ESPP rights for the period indicated is presented below:</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 45%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr style="white-space : nowrap; "><td> </td><td colspan="6" style="font-weight: bold; text-align: center; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr style="white-space: nowrap;"><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - B66">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - B66"> </td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N7-SBC-Tables - D67">  2025</td><td style="font-weight: bold; text-align: center; border-width: medium; border-style: none; border-color: currentcolor;" title="N7-SBC-Tables - D67"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected volatility</td><td title="N7-SBC-Tables - B67"> </td><td style="text-align: right;">25.22% to 26.35%</td><td title="N7-SBC-Tables - B67"> </td><td style="text-align: right; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="text-align: right;" title="N7-SBC-Tables - D68"> </td><td style="text-align: right;">29.24% to 36.08%</td><td style="text-align: right;" title="N7-SBC-Tables - D68"> </td></tr><tr><td>Expected dividend yield</td><td title="N7-SBC-Tables - B68"> </td><td style="text-align: right;">1.59% to 1.61%</td><td title="N7-SBC-Tables - B68"> </td><td style="text-align: right;"> </td><td style="text-align: right;" title="N7-SBC-Tables - D69"> </td><td style="text-align: right;">1.70% to 1.89%</td><td style="text-align: right;" title="N7-SBC-Tables - D69"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Expected term (years)</td><td style="text-align: left;" title="N7-SBC-Tables - B69"> </td><td style="text-align: right;">0.5</td><td style="text-align: left;" title="N7-SBC-Tables - B69"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N7-SBC-Tables - D70"> </td><td style="text-align: right;">0.5</td><td style="text-align: left;" title="N7-SBC-Tables - D70"> </td></tr><tr><td>Risk-free interest rate</td><td title="N7-SBC-Tables - B70"> </td><td style="text-align: right;">3.59% to 3.98%</td><td title="N7-SBC-Tables - B70"> </td><td style="text-align: right;"> </td><td style="text-align: right;" title="N7-SBC-Tables - B71"> </td><td style="text-align: right;">4.12% to 5.02%</td><td style="text-align: right;" title="N7-SBC-Tables - B71"> </td></tr></table> 0.2522 0.2635 0.2924 0.3608 0.0159 0.0161 0.017 0.0189 P0Y6M P0Y6M 0.0359 0.0398 0.0412 0.0502 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">9.  OFF-BALANCE-SHEET ACTIVITIES, COMMITMENTS AND CONTINGENCIES</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Financial instruments with off-balance-sheet risk</span><span style="font-size: 10.0pt; color: #000000;"> - The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby letters of credit. Such commitments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the consolidated financial statements. The Company’s exposure to credit loss is represented by the contractual amount of these commitments. The Company follows the same credit policies in making commitments as it does for recorded instruments.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Financial instruments whose contract amounts represent credit risk outstanding at the dates indicated follow (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: center; font-weight: bold;" title="N9-Commitments - B3">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,</span><br/>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N9-Commitments - B3"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: center; font-weight: bold;" title="N9-Commitments - D3"> <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N9-Commitments - D3"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commitments to grant loans and unfunded commitments under lines of credit</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B4">$</td><td style="width: 9%; text-align: right;">721,322</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B4"> </td><td> </td><td style="width: 1%; text-align: left;" title="N9-Commitments - D4">$</td><td style="width: 9%; text-align: right;">554,286</td><td style="width: 1%; text-align: left;" title="N9-Commitments - D4"> </td></tr><tr><td>Standby letters of credit</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B5"> </td><td style="width: 9%; text-align: right;">38,116</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B5"> </td><td> </td><td style="width: 1%; text-align: left;" title="N9-Commitments - D5"> </td><td style="width: 9%; text-align: right;">30,681</td><td style="width: 1%; text-align: left;" title="N9-Commitments - D5"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Commitments to grant loans and extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. The amount of collateral obtained, if it is deemed necessary by the Company, is based on management’s credit evaluation of the customer.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a customer to a third party. Those letters of credit are primarily issued to support public and private borrowing arrangements. Essentially all letters of credit issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending loan facilities to customers. The Company requires collateral supporting those commitments if deemed necessary.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">FHLB Letters of Credit</span><span style="font-size: 10.0pt; color: #000000;"> - The Company may use FHLB letters of credit to pledge to certain public deposits. At each of September 30, 2026 and December 31, 2025 there were no FHLB letters of credit outstanding. </span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic; text-decoration: underline;">Litigation</span><span style="font-size: 10.0pt; color: #000000;"> – The Company is a defendant in legal actions arising from time to time in the normal course of business. Management believes that the ultimate liability, if any, arising from these matters will not materially affect the consolidated financial statements, based on information known as of the date the consolidated financial statements were issued.</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Financial instruments whose contract amounts represent credit risk outstanding at the dates indicated follow (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: center; font-weight: bold;" title="N9-Commitments - B3">  <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">September 30,</span><br/>2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N9-Commitments - B3"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); width: 1%; text-align: center; font-weight: bold;" title="N9-Commitments - D3"> <span style="letter-spacing: normal; white-space: nowrap; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">December 31,</span><br/>2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor; width: 1%;" title="N9-Commitments - D3"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Commitments to grant loans and unfunded commitments under lines of credit</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B4">$</td><td style="width: 9%; text-align: right;">721,322</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B4"> </td><td> </td><td style="width: 1%; text-align: left;" title="N9-Commitments - D4">$</td><td style="width: 9%; text-align: right;">554,286</td><td style="width: 1%; text-align: left;" title="N9-Commitments - D4"> </td></tr><tr><td>Standby letters of credit</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B5"> </td><td style="width: 9%; text-align: right;">38,116</td><td style="width: 1%; text-align: left;" title="N9-Commitments - B5"> </td><td> </td><td style="width: 1%; text-align: left;" title="N9-Commitments - D5"> </td><td style="width: 9%; text-align: right;">30,681</td><td style="width: 1%; text-align: left;" title="N9-Commitments - D5"> </td></tr></table> 721322000 554286000 38116000 30681000 0 0 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">10.  CAPITAL AND REGULATORY MATTERS</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size: 10pt;">SPFI and City Bank are subject to various regulatory capital requirements administered by its banking regulators. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on SPFI’s and City Bank’s financial statements. Under capital guidelines and the regulatory framework for prompt corrective action, SPFI and City Bank must meet specific capital guidelines that involve quantitative measures of their assets, liabilities, and certain off-balance-sheet items as calculated under regulatory accounting practices. The capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. Prompt corrective action provisions are not applicable to bank holding companies.</span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size:10.0pt">  </span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size: 10pt;">Quantitative measures established by regulation to ensure capital adequacy require SPFI and City Bank to maintain minimum amounts and ratios (set forth in the following table) of total and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined) and of Tier 1 capital (as defined) to average assets (as defined). Management believes, as of September 30, 2026 and December 31, 2025, that SPFI and City Bank met all capital adequacy requirements to which they are subject.</span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size:10.0pt">  </span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size: 10pt;">As of September 30, 2026 and December 31, 2025, SPFI met the definition of “well-capitalized” under the applicable regulations of the Board of Governors of the Federal Reserve System and City Bank was “well capitalized” under the FDIC’s regulatory framework for prompt corrective action and the Basel III capital guidelines. To be categorized as well capitalized, an institution must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables. There are no conditions or events since September 30, 2026 that management believes have changed the bank subsidiary’s category.</span></div><div><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">SPFI, on a consolidated basis, and City Bank’s actual capital amounts and ratios at the dates indicated follows (dollars in thousands):</span></div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 29%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - B5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Actual</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - D5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - F5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Minimum Required</span><br/>Under BASEL III</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - H5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">To Be Well Capitalized<br/>Under Prompt Corrective</span><br/>Action Provisions</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - L5"> </td></tr><tr><td> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - B5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - B5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - D5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - D5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - F5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - F5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - H5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - H5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - J5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - J5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - L5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - L5"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N10-Capital &amp; Regulatory - B6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L6"> </td></tr><tr><td>Total Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B8">$</td><td style="text-align: right;">726,519</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D8"> </td><td style="text-align: right;">16.61</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D8">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F8">$</td><td style="text-align: right;">459,360</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H8"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H8">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J8"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L8"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L8"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B9"> </td><td style="text-align: right;">632,884</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D9"> </td><td style="text-align: right;">14.47</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D9">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F9"> </td><td style="text-align: right;">459,140</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H9"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H9">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J9">$</td><td style="text-align: right;">437,276</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L9"> </td><td style="text-align: right;">10.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L9">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L10"> </td></tr><tr><td>Tier 1 Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B12"> </td><td style="text-align: right;">666,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D12"> </td><td style="text-align: right;">15.23</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D12">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F12"> </td><td style="text-align: right;">371,863</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H12"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H12">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J12"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L12"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L12"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B13"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D13"> </td><td style="text-align: right;">13.36</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D13">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F13"> </td><td style="text-align: right;">371,685</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H13"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H13">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J13"> </td><td style="text-align: right;">349,821</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L13"> </td><td style="text-align: right;">8.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L13">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L14"> </td></tr><tr><td>Common Equity Tier 1 to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B17"> </td><td style="text-align: right;">621,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D17"> </td><td style="text-align: right;">14.20</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D17">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F17"> </td><td style="text-align: right;">306,240</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H17"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H17">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J17"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L17"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L17"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B18"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D18"> </td><td style="text-align: right;">13.36</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D18">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F18"> </td><td style="text-align: right;">306,093</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H18"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H18">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J18"> </td><td style="text-align: right;">284,229</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L18"> </td><td style="text-align: right;">6.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L18">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L19"> </td></tr><tr><td>Tier 1 Capital to Average Assets:</td><td title="N10-Capital &amp; Regulatory - B20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B21"> </td><td style="text-align: right;">666,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D21"> </td><td style="text-align: right;">12.42</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D21">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F21"> </td><td style="text-align: right;">217,484</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H21"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H21">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J21"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L21"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L21"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B22"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D22"> </td><td style="text-align: right;">10.89</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D22">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F22"> </td><td style="text-align: right;">217,368</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H22"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H22">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J22"> </td><td style="text-align: right;">268,117</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L22"> </td><td style="text-align: right;">5.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L22">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L23"> </td></tr><tr><td style="text-decoration: underline;">December 31, 2025</td><td title="N10-Capital &amp; Regulatory - B24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L25"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B26">$</td><td style="text-align: right;">622,485</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D26"> </td><td style="text-align: right;">17.26</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D26">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F26">$</td><td style="text-align: right;">378,645</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H26"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H26">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J26"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L26"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B27"> </td><td style="text-align: right;">537,444</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D27"> </td><td style="text-align: right;">14.91</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D27">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F27"> </td><td style="text-align: right;">378,576</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H27"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H27">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J27">$</td><td style="text-align: right;">360,549</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L27"> </td><td style="text-align: right;">10.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L27">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Tier 1 Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L29"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B30"> </td><td style="text-align: right;">566,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D30"> </td><td style="text-align: right;">15.70</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D30">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F30"> </td><td style="text-align: right;">306,522</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H30"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H30">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J30"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L30"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B31"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D31"> </td><td style="text-align: right;">13.66</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D31">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F31"> </td><td style="text-align: right;">306,466</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H31"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H31">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J31"> </td><td style="text-align: right;">288,439</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L31"> </td><td style="text-align: right;">8.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L31">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Common Equity Tier 1 to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L33"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B35"> </td><td style="text-align: right;">521,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D35"> </td><td style="text-align: right;">14.45</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D35">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F35"> </td><td style="text-align: right;">252,430</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H35"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H35">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J35"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L35"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L35"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B36"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D36"> </td><td style="text-align: right;">13.66</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D36">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F36"> </td><td style="text-align: right;">252,384</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H36"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H36">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J36"> </td><td style="text-align: right;">234,357</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L36"> </td><td style="text-align: right;">6.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L36">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Tier 1 Capital to Average Assets:</td><td title="N10-Capital &amp; Regulatory - B38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L38"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B39"> </td><td style="text-align: right;">566,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D39"> </td><td style="text-align: right;">12.53</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D39">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F39"> </td><td style="text-align: right;">181,591</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H39"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H39">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J39"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L39"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L39"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B40"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D40"> </td><td style="text-align: right;">10.90</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D40">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F40"> </td><td style="text-align: right;">181,512</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H40"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H40">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J40"> </td><td style="text-align: right;">225,868</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L40"> </td><td style="text-align: right;">5.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L40">%</td></tr></table><div style="font-size: 10pt;"> </div> <div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size: 10pt;">SPFI and City Bank are subject to the Basel III capital ratio requirements which include a “capital conservation buffer” of 2.50% above the regulatory minimum risk-based capital adequacy requirements. This 2.50% capital conservation buffer is reflected in the table above. Both SPFI’s and City Bank’s actual ratios, as outlined in the table above, exceeded the Basel III risk-based capital requirement with the capital conservation buffer as of September 30, 2026.</span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size:10.0pt">  </span></div><div style="margin: 0in; font-size: 12pt; text-align: justify;"><span style="font-size: 10pt;">State banking regulations place certain restrictions on dividends paid by banks to their shareholders. Dividends paid by City Bank would be prohibited if the effect thereof would cause City Bank’s capital to be reduced below applicable minimum capital requirements.</span></div> <div><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">SPFI, on a consolidated basis, and City Bank’s actual capital amounts and ratios at the dates indicated follows (dollars in thousands):</span></div><div style="font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 29%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - B5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Actual</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - D5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - F5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Minimum Required</span><br/>Under BASEL III</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - H5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); vertical-align: bottom;" title="N10-Capital &amp; Regulatory - J5"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">To Be Well Capitalized<br/>Under Prompt Corrective</span><br/>Action Provisions</span> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - L5"> </td></tr><tr><td> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - B5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - B5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - D5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - D5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - F5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - F5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - H5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - H5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - J5">  Amount</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - J5"> </td><td style="text-align: center; font-weight: bold;"> </td><td colspan="2" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N10-Capital &amp; Regulatory - L5">  Ratio</td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;" title="N10-Capital &amp; Regulatory - L5"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N10-Capital &amp; Regulatory - B6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L6"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L6"> </td></tr><tr><td>Total Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L7"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L7"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B8">$</td><td style="text-align: right;">726,519</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D8"> </td><td style="text-align: right;">16.61</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D8">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F8">$</td><td style="text-align: right;">459,360</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H8"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H8">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J8"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J8"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L8"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L8"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B9"> </td><td style="text-align: right;">632,884</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D9"> </td><td style="text-align: right;">14.47</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D9">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F9"> </td><td style="text-align: right;">459,140</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H9"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H9">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J9">$</td><td style="text-align: right;">437,276</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J9"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L9"> </td><td style="text-align: right;">10.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L9">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L10"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L10"> </td></tr><tr><td>Tier 1 Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L11"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L11"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B12"> </td><td style="text-align: right;">666,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D12"> </td><td style="text-align: right;">15.23</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D12">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F12"> </td><td style="text-align: right;">371,863</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H12"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H12">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J12"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J12"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L12"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L12"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B13"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D13"> </td><td style="text-align: right;">13.36</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D13">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F13"> </td><td style="text-align: right;">371,685</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H13"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H13">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J13"> </td><td style="text-align: right;">349,821</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J13"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L13"> </td><td style="text-align: right;">8.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L13">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L14"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L14"> </td></tr><tr><td>Common Equity Tier 1 to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L15"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L15"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B17"> </td><td style="text-align: right;">621,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D17"> </td><td style="text-align: right;">14.20</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D17">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F17"> </td><td style="text-align: right;">306,240</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H17"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H17">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J17"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J17"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L17"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L17"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B18"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D18"> </td><td style="text-align: right;">13.36</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D18">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F18"> </td><td style="text-align: right;">306,093</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H18"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H18">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J18"> </td><td style="text-align: right;">284,229</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J18"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L18"> </td><td style="text-align: right;">6.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L18">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L19"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L19"> </td></tr><tr><td>Tier 1 Capital to Average Assets:</td><td title="N10-Capital &amp; Regulatory - B20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L20"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B21"> </td><td style="text-align: right;">666,380</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D21"> </td><td style="text-align: right;">12.42</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D21">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F21"> </td><td style="text-align: right;">217,484</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H21"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H21">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J21"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J21"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L21"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L21"> </td></tr><tr><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B22"> </td><td style="text-align: right;">584,025</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D22"> </td><td style="text-align: right;">10.89</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D22">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F22"> </td><td style="text-align: right;">217,368</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H22"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H22">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J22"> </td><td style="text-align: right;">268,117</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J22"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L22"> </td><td style="text-align: right;">5.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L22">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N10-Capital &amp; Regulatory - B23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L23"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L23"> </td></tr><tr><td style="text-decoration: underline;">December 31, 2025</td><td title="N10-Capital &amp; Regulatory - B24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L24"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Total Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L25"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L25"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B26">$</td><td style="text-align: right;">622,485</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D26"> </td><td style="text-align: right;">17.26</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D26">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F26">$</td><td style="text-align: right;">378,645</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H26"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H26">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J26"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J26"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L26"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B27"> </td><td style="text-align: right;">537,444</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D27"> </td><td style="text-align: right;">14.91</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D27">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F27"> </td><td style="text-align: right;">378,576</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H27"> </td><td style="text-align: right;">10.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H27">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J27">$</td><td style="text-align: right;">360,549</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J27"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L27"> </td><td style="text-align: right;">10.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L27">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L28"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Tier 1 Capital to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L29"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L29"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B30"> </td><td style="text-align: right;">566,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D30"> </td><td style="text-align: right;">15.70</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D30">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F30"> </td><td style="text-align: right;">306,522</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H30"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H30">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J30"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J30"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L30"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B31"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D31"> </td><td style="text-align: right;">13.66</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D31">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F31"> </td><td style="text-align: right;">306,466</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H31"> </td><td style="text-align: right;">8.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H31">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J31"> </td><td style="text-align: right;">288,439</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J31"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L31"> </td><td style="text-align: right;">8.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L31">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L32"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Common Equity Tier 1 to Risk Weighted Assets:</td><td title="N10-Capital &amp; Regulatory - B33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L33"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L33"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B35"> </td><td style="text-align: right;">521,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D35"> </td><td style="text-align: right;">14.45</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D35">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F35"> </td><td style="text-align: right;">252,430</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H35"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H35">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J35"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J35"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L35"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L35"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B36"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D36"> </td><td style="text-align: right;">13.66</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D36">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F36"> </td><td style="text-align: right;">252,384</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H36"> </td><td style="text-align: right;">7.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H36">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J36"> </td><td style="text-align: right;">234,357</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J36"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L36"> </td><td style="text-align: right;">6.50</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L36">%</td></tr><tr><td> </td><td title="N10-Capital &amp; Regulatory - B37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L37"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Tier 1 Capital to Average Assets:</td><td title="N10-Capital &amp; Regulatory - B38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - B38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - D38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - F38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - H38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - J38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L38"> </td><td> </td><td title="N10-Capital &amp; Regulatory - L38"> </td></tr><tr><td>SPFI</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B39"> </td><td style="text-align: right;">566,107</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D39"> </td><td style="text-align: right;">12.53</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D39">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F39"> </td><td style="text-align: right;">181,591</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H39"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H39">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J39"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J39"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L39"> </td><td style="text-align: right;">N/A</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L39"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>City Bank</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B40"> </td><td style="text-align: right;">492,355</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - B40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D40"> </td><td style="text-align: right;">10.90</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - D40">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F40"> </td><td style="text-align: right;">181,512</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - F40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H40"> </td><td style="text-align: right;">4.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - H40">%</td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J40"> </td><td style="text-align: right;">225,868</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - J40"> </td><td> </td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L40"> </td><td style="text-align: right;">5.00</td><td style="text-align: left;" title="N10-Capital &amp; Regulatory - L40">%</td></tr></table> 726519000 0.1661 459360000 0.105 632884000 0.1447 459140000 0.105 437276000 0.10 666380000 0.1523 371863000 0.085 584025000 0.1336 371685000 0.085 349821000 0.08 621380000 0.142 306240000 0.07 584025000 0.1336 306093000 0.07 284229000 0.065 666380000 0.1242 217484000 0.04 584025000 0.1089 217368000 0.04 268117000 0.05 622485000 0.1726 378645000 0.105 537444000 0.1491 378576000 0.105 360549000 0.10 566107000 0.157 306522000 0.085 492355000 0.1366 306466000 0.085 288439000 0.08 521107000 0.1445 252430000 0.07 492355000 0.1366 252384000 0.07 234357000 0.065 566107000 0.1253 181591000 0.04 492355000 0.109 181512000 0.04 225868000 0.05 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">11.  DERIVATIVES</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company utilizes interest rate swap agreements as part of its asset-liability management strategy to help manage its interest rate risk position. These interest rate swaps are designated and qualify as fair value hedges and are entered into to reduce exposure to changes in fair value of fixed rate financial instruments. The notional amounts of the interest rate swaps do not represent amounts exchanged by the parties. The amount exchanged is determined by reference to the notional amounts and the other terms of the individual interest rate swap agreements.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the changes in fair value hedges included in the consolidated statements of comprehensive income (loss) for the periods indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td style="font-weight: bold; border-width: medium medium 1px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Interest Rate Contracts</td><td> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G4"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E5">$</td><td style="text-align: right;">972</td><td style="text-align: left;" title="N11-Derivatives - E5"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G5">$</td><td style="text-align: right;">(912</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G5">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E6"> </td><td style="text-align: right;">(936</td><td style="text-align: left;" title="N11-Derivatives - E6">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G6"> </td><td style="text-align: right;">878</td><td style="text-align: left;" title="N11-Derivatives - G6"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E7"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N11-Derivatives - E7"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G7"> </td><td style="text-align: right;">(43</td><td style="text-align: left;" title="N11-Derivatives - G7">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E8"> </td><td style="text-align: right;">(8</td><td style="text-align: left;" title="N11-Derivatives - E8">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G8"> </td><td style="text-align: right;">23</td><td style="text-align: left;" title="N11-Derivatives - G8"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td style="font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;">Interest Rate Contracts</td><td> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E12">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E12"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G12">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G12"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E13">$</td><td style="text-align: right;">1,186</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E13"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G13">$</td><td style="text-align: right;">(5,016</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G13">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E14"> </td><td style="text-align: right;">(1,172</td><td style="text-align: left;" title="N11-Derivatives - E14">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G14"> </td><td style="text-align: right;">4,703</td><td style="text-align: left;" title="N11-Derivatives - G14"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E15"> </td><td style="text-align: right;">10</td><td style="text-align: left;" title="N11-Derivatives - E15"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G15"> </td><td style="text-align: right;">(145</td><td style="text-align: left;" title="N11-Derivatives - G15">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E16"> </td><td style="text-align: right;">(15</td><td style="text-align: left;" title="N11-Derivatives - E16">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G16"> </td><td style="text-align: right;">150</td><td style="text-align: left;" title="N11-Derivatives - G16"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the fair value hedges included in the consolidated balance sheets at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">September 30, 2026 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">December 31, 2025 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - C21"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/> Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" title="N11-Derivatives - C21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - E21"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" title="N11-Derivatives - E21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - G21"> <span style="text-decoration-thickness: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - I21"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I21"> </td></tr><tr><td>Included in other liabilities:</td><td> </td><td title="N11-Derivatives - C22"> </td><td> </td><td title="N11-Derivatives - C22"> </td><td> </td><td title="N11-Derivatives - E22"> </td><td> </td><td title="N11-Derivatives - E22"> </td><td> </td><td title="N11-Derivatives - G22"> </td><td> </td><td title="N11-Derivatives - G22"> </td><td> </td><td title="N11-Derivatives - I22"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Interest rate swaps related to fixed rate loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - C23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - E23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I23"> </td></tr><tr><td style="padding-left: 10px;">Interest rate swaps related to state and municipal securities</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td></tr><tr><td>Included in other assets:</td><td> </td><td title="N11-Derivatives - C25"> </td><td> </td><td title="N11-Derivatives - C25"> </td><td> </td><td title="N11-Derivatives - E25"> </td><td> </td><td title="N11-Derivatives - E25"> </td><td> </td><td title="N11-Derivatives - G25"> </td><td> </td><td title="N11-Derivatives - G25"> </td><td> </td><td title="N11-Derivatives - I25"> </td><td> </td><td title="N11-Derivatives - I25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Interest rate swaps related to fixed rate loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C26">$</td><td style="text-align: right;">1,958</td><td style="text-align: left;" title="N11-Derivatives - C26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E26">$</td><td style="text-align: right;">34</td><td style="text-align: left;" title="N11-Derivatives - E26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G26">$</td><td style="text-align: right;">2,030</td><td style="text-align: left;" title="N11-Derivatives - G26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I26">$</td><td style="text-align: right;">24</td><td style="text-align: left;" title="N11-Derivatives - I26"> </td></tr><tr><td style="padding-left: 10px;">Interest rate swaps related to state and municipal securities</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C27"> </td><td style="text-align: right;">116,145</td><td style="text-align: left;" title="N11-Derivatives - C27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E27"> </td><td style="text-align: right;">10,916</td><td style="text-align: left;" title="N11-Derivatives - E27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G27"> </td><td style="text-align: right;">117,860</td><td style="text-align: left;" title="N11-Derivatives - G27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I27"> </td><td style="text-align: right;">9,730</td><td style="text-align: left;" title="N11-Derivatives - I27"> </td></tr></table><div style="font-size: 10pt;"> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Mortgage banking derivatives</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The net gains (losses) relating to free standing derivative instruments used for risk management are summarized below for the periods indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E32">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E32"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G32">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Gain (loss) on mortgage banking derivatives</td><td> </td><td>Net gain on sales of loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E33">$</td><td style="text-align: right;">(159</td><td style="text-align: left;" title="N11-Derivatives - E33">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G33">$</td><td style="text-align: right;">(42</td><td style="text-align: left;" title="N11-Derivatives - G33">) </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E37">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E37"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G37">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Gain (loss) on mortgage banking derivatives</td><td> </td><td>Net gain on sales of loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E38">$</td><td style="text-align: right;">(68</td><td style="text-align: left;" title="N11-Derivatives - E38">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G38">$</td><td style="text-align: right;">(5</td><td style="text-align: left;" title="N11-Derivatives - G38">) </td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the amount and fair value of mortgage banking derivatives in the consolidated balance sheets at the dates indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">September 30, 2026 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">December 31, 2025 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - C45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - C45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - E45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - G45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - I45"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I45"> </td></tr><tr><td>Included in other assets:</td><td> </td><td title="N11-Derivatives - C46"> </td><td> </td><td title="N11-Derivatives - C46"> </td><td> </td><td title="N11-Derivatives - E46"> </td><td> </td><td title="N11-Derivatives - E46"> </td><td> </td><td title="N11-Derivatives - G46"> </td><td> </td><td title="N11-Derivatives - G46"> </td><td> </td><td title="N11-Derivatives - I46"> </td><td> </td><td title="N11-Derivatives - I46"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forward contracts related to mortgage loans held for sale</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C47">$</td><td style="text-align: right;">6,750</td><td style="text-align: left;" title="N11-Derivatives - C47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E47">$</td><td style="text-align: right;">111</td><td style="text-align: left;" title="N11-Derivatives - E47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G47">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I47">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I47"> </td></tr><tr><td style="padding-left: 10px;">Interest rate lock commitments</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C48"> </td><td style="text-align: right;">9,067</td><td style="text-align: left;" title="N11-Derivatives - C48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E48"> </td><td style="text-align: right;">101</td><td style="text-align: left;" title="N11-Derivatives - E48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G48"> </td><td style="text-align: right;">16,127</td><td style="text-align: left;" title="N11-Derivatives - G48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I48"> </td><td style="text-align: right;">216</td><td style="text-align: left;" title="N11-Derivatives - I48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td> </td><td title="N11-Derivatives - C49"> </td><td> </td><td title="N11-Derivatives - C49"> </td><td> </td><td title="N11-Derivatives - E49"> </td><td> </td><td title="N11-Derivatives - E49"> </td><td> </td><td title="N11-Derivatives - G49"> </td><td> </td><td title="N11-Derivatives - G49"> </td><td> </td><td title="N11-Derivatives - I49"> </td><td> </td><td title="N11-Derivatives - I49"> </td></tr><tr><td>Included in other liabilities:</td><td> </td><td title="N11-Derivatives - C50"> </td><td> </td><td title="N11-Derivatives - C50"> </td><td> </td><td title="N11-Derivatives - E50"> </td><td> </td><td title="N11-Derivatives - E50"> </td><td> </td><td title="N11-Derivatives - G50"> </td><td> </td><td title="N11-Derivatives - G50"> </td><td> </td><td title="N11-Derivatives - I50"> </td><td> </td><td title="N11-Derivatives - I50"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forward contracts related to mortgage loans held for sale</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C51">$</td><td style="text-align: right;">4,888</td><td style="text-align: left;" title="N11-Derivatives - C51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E51">$</td><td style="text-align: right;">129</td><td style="text-align: left;" title="N11-Derivatives - E51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G51">$</td><td style="text-align: right;">15,746</td><td style="text-align: left;" title="N11-Derivatives - G51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I51">$</td><td style="text-align: right;">65</td><td style="text-align: left;" title="N11-Derivatives - I51"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company had received cash collateral of $9.3 million and $10.5 million to offset asset derivative positions on its interest rate swaps at September 30, 2026 and December 31, 2025, respectively. This amount is reported in other liabilities in the consolidated balance sheets. The Company had advanced $1.1 million to offset liability derivative positions on its interest rate swaps at September 30, 2026 and December 31, 2025. Additionally, the Company had advanced $270 thousand on its mortgage forward contracts at September 30, 2026 and December 31, 2025. The advanced cash collateral amounts are reported in cash and due from banks in the consolidated balance sheets.</span> </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the changes in fair value hedges included in the consolidated statements of comprehensive income (loss) for the periods indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td style="font-weight: bold; border-width: medium medium 1px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Interest Rate Contracts</td><td> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G4"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E5">$</td><td style="text-align: right;">972</td><td style="text-align: left;" title="N11-Derivatives - E5"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G5">$</td><td style="text-align: right;">(912</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G5">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E6"> </td><td style="text-align: right;">(936</td><td style="text-align: left;" title="N11-Derivatives - E6">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G6"> </td><td style="text-align: right;">878</td><td style="text-align: left;" title="N11-Derivatives - G6"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E7"> </td><td style="text-align: right;">5</td><td style="text-align: left;" title="N11-Derivatives - E7"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G7"> </td><td style="text-align: right;">(43</td><td style="text-align: left;" title="N11-Derivatives - G7">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E8"> </td><td style="text-align: right;">(8</td><td style="text-align: left;" title="N11-Derivatives - E8">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G8"> </td><td style="text-align: right;">23</td><td style="text-align: left;" title="N11-Derivatives - G8"> </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td style="font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;">Interest Rate Contracts</td><td> </td><td style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E12">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E12"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G12">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G12"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E13">$</td><td style="text-align: right;">1,186</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E13"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G13">$</td><td style="text-align: right;">(5,016</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G13">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged investment securities </td><td> </td><td>Other noninterest expense</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E14"> </td><td style="text-align: right;">(1,172</td><td style="text-align: left;" title="N11-Derivatives - E14">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G14"> </td><td style="text-align: right;">4,703</td><td style="text-align: left;" title="N11-Derivatives - G14"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td>Change in fair value of interest rate swaps hedging fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E15"> </td><td style="text-align: right;">10</td><td style="text-align: left;" title="N11-Derivatives - E15"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G15"> </td><td style="text-align: right;">(145</td><td style="text-align: left;" title="N11-Derivatives - G15">) </td></tr><tr style="vertical-align : bottom; "><td>Change in fair value of hedged fixed rate loans </td><td> </td><td>Interest income-loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E16"> </td><td style="text-align: right;">(15</td><td style="text-align: left;" title="N11-Derivatives - E16">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G16"> </td><td style="text-align: right;">150</td><td style="text-align: left;" title="N11-Derivatives - G16"> </td></tr></table> 972000 -912000 -936000 878000 5000 -43000 -8000 23000 1186000 -5016000 -1172000 4703000 10000 -145000 -15000 150000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the fair value hedges included in the consolidated balance sheets at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">September 30, 2026 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;">December 31, 2025 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - C21"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/> Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" title="N11-Derivatives - C21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - E21"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor; text-align: center;" title="N11-Derivatives - E21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - G21"> <span style="text-decoration-thickness: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G21"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - I21"><span style="text-decoration-thickness: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I21"> </td></tr><tr><td>Included in other liabilities:</td><td> </td><td title="N11-Derivatives - C22"> </td><td> </td><td title="N11-Derivatives - C22"> </td><td> </td><td title="N11-Derivatives - E22"> </td><td> </td><td title="N11-Derivatives - E22"> </td><td> </td><td title="N11-Derivatives - G22"> </td><td> </td><td title="N11-Derivatives - G22"> </td><td> </td><td title="N11-Derivatives - I22"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Interest rate swaps related to fixed rate loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - C23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - E23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G23"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I23">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I23"> </td></tr><tr><td style="padding-left: 10px;">Interest rate swaps related to state and municipal securities</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - C24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - E24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - G24"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N11-Derivatives - I24"> </td></tr><tr><td>Included in other assets:</td><td> </td><td title="N11-Derivatives - C25"> </td><td> </td><td title="N11-Derivatives - C25"> </td><td> </td><td title="N11-Derivatives - E25"> </td><td> </td><td title="N11-Derivatives - E25"> </td><td> </td><td title="N11-Derivatives - G25"> </td><td> </td><td title="N11-Derivatives - G25"> </td><td> </td><td title="N11-Derivatives - I25"> </td><td> </td><td title="N11-Derivatives - I25"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Interest rate swaps related to fixed rate loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C26">$</td><td style="text-align: right;">1,958</td><td style="text-align: left;" title="N11-Derivatives - C26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E26">$</td><td style="text-align: right;">34</td><td style="text-align: left;" title="N11-Derivatives - E26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G26">$</td><td style="text-align: right;">2,030</td><td style="text-align: left;" title="N11-Derivatives - G26"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I26">$</td><td style="text-align: right;">24</td><td style="text-align: left;" title="N11-Derivatives - I26"> </td></tr><tr><td style="padding-left: 10px;">Interest rate swaps related to state and municipal securities</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C27"> </td><td style="text-align: right;">116,145</td><td style="text-align: left;" title="N11-Derivatives - C27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E27"> </td><td style="text-align: right;">10,916</td><td style="text-align: left;" title="N11-Derivatives - E27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G27"> </td><td style="text-align: right;">117,860</td><td style="text-align: left;" title="N11-Derivatives - G27"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I27"> </td><td style="text-align: right;">9,730</td><td style="text-align: left;" title="N11-Derivatives - I27"> </td></tr></table> 0 0 0 0 0 0 0 0 1958000 34000 2030000 24000 116145000 10916000 117860000 9730000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The net gains (losses) relating to free standing derivative instruments used for risk management are summarized below for the periods indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;"> </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E32">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E32"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G32">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Gain (loss) on mortgage banking derivatives</td><td> </td><td>Net gain on sales of loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E33">$</td><td style="text-align: right;">(159</td><td style="text-align: left;" title="N11-Derivatives - E33">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G33">$</td><td style="text-align: right;">(42</td><td style="text-align: left;" title="N11-Derivatives - G33">) </td></tr></table><div style="text-align: justify; font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 38%;"> </td><td style="width: 1%;"> </td><td style="width: 37%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">Location</td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - E37">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E37"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N11-Derivatives - G37">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G37"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Gain (loss) on mortgage banking derivatives</td><td> </td><td>Net gain on sales of loans</td><td> </td><td style="text-align: left;" title="N11-Derivatives - E38">$</td><td style="text-align: right;">(68</td><td style="text-align: left;" title="N11-Derivatives - E38">) </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G38">$</td><td style="text-align: right;">(5</td><td style="text-align: left;" title="N11-Derivatives - G38">) </td></tr></table> -159000 -42000 -68000 -5000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table reflects the amount and fair value of mortgage banking derivatives in the consolidated balance sheets at the dates indicated (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 52%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">September 30, 2026 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="text-align: center; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">December 31, 2025 </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - C45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - C45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - E45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - E45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - G45"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Notional</span><br/>Amount</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - G45"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; text-align: center;" title="N11-Derivatives - I45"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair</span><br/>Value</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N11-Derivatives - I45"> </td></tr><tr><td>Included in other assets:</td><td> </td><td title="N11-Derivatives - C46"> </td><td> </td><td title="N11-Derivatives - C46"> </td><td> </td><td title="N11-Derivatives - E46"> </td><td> </td><td title="N11-Derivatives - E46"> </td><td> </td><td title="N11-Derivatives - G46"> </td><td> </td><td title="N11-Derivatives - G46"> </td><td> </td><td title="N11-Derivatives - I46"> </td><td> </td><td title="N11-Derivatives - I46"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forward contracts related to mortgage loans held for sale</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C47">$</td><td style="text-align: right;">6,750</td><td style="text-align: left;" title="N11-Derivatives - C47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E47">$</td><td style="text-align: right;">111</td><td style="text-align: left;" title="N11-Derivatives - E47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G47">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - G47"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I47">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N11-Derivatives - I47"> </td></tr><tr><td style="padding-left: 10px;">Interest rate lock commitments</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C48"> </td><td style="text-align: right;">9,067</td><td style="text-align: left;" title="N11-Derivatives - C48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E48"> </td><td style="text-align: right;">101</td><td style="text-align: left;" title="N11-Derivatives - E48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G48"> </td><td style="text-align: right;">16,127</td><td style="text-align: left;" title="N11-Derivatives - G48"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I48"> </td><td style="text-align: right;">216</td><td style="text-align: left;" title="N11-Derivatives - I48"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td> </td><td title="N11-Derivatives - C49"> </td><td> </td><td title="N11-Derivatives - C49"> </td><td> </td><td title="N11-Derivatives - E49"> </td><td> </td><td title="N11-Derivatives - E49"> </td><td> </td><td title="N11-Derivatives - G49"> </td><td> </td><td title="N11-Derivatives - G49"> </td><td> </td><td title="N11-Derivatives - I49"> </td><td> </td><td title="N11-Derivatives - I49"> </td></tr><tr><td>Included in other liabilities:</td><td> </td><td title="N11-Derivatives - C50"> </td><td> </td><td title="N11-Derivatives - C50"> </td><td> </td><td title="N11-Derivatives - E50"> </td><td> </td><td title="N11-Derivatives - E50"> </td><td> </td><td title="N11-Derivatives - G50"> </td><td> </td><td title="N11-Derivatives - G50"> </td><td> </td><td title="N11-Derivatives - I50"> </td><td> </td><td title="N11-Derivatives - I50"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Forward contracts related to mortgage loans held for sale</td><td> </td><td style="text-align: left;" title="N11-Derivatives - C51">$</td><td style="text-align: right;">4,888</td><td style="text-align: left;" title="N11-Derivatives - C51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - E51">$</td><td style="text-align: right;">129</td><td style="text-align: left;" title="N11-Derivatives - E51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - G51">$</td><td style="text-align: right;">15,746</td><td style="text-align: left;" title="N11-Derivatives - G51"> </td><td> </td><td style="text-align: left;" title="N11-Derivatives - I51">$</td><td style="text-align: right;">65</td><td style="text-align: left;" title="N11-Derivatives - I51"> </td></tr></table> 6750000 111000 0 0 9067000 101000 16127000 216000 4888000 129000 15746000 65000 9300000 10500000 1100000 1100000 270000 270000 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">12.  EARNINGS PER SHARE</span> </div> <div style="font-size: 10pt;">  </div> <div> <span style="font-size: 10.0pt; color: #000000;">The factors used in the earnings per share computation for the periods indicated follow (dollars in thousands, except per share data):</span> </div> <div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - B4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - D4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - F4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - H4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Net income</td><td style="text-align: left;" title="N12-Eanings Per Share - B5">$</td><td style="text-align: right;">20,765</td><td style="text-align: left;" title="N12-Eanings Per Share - B5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D5">$</td><td style="text-align: right;">16,318</td><td style="text-align: left;" title="N12-Eanings Per Share - D5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F5">$</td><td style="text-align: right;">54,302</td><td style="text-align: left;" title="N12-Eanings Per Share - F5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H5">$</td><td style="text-align: right;">43,217</td><td style="text-align: left;" title="N12-Eanings Per Share - H5"> </td></tr><tr><td> </td><td title="N12-Eanings Per Share - B6"> </td><td> </td><td title="N12-Eanings Per Share - B6"> </td><td> </td><td title="N12-Eanings Per Share - D6"> </td><td> </td><td title="N12-Eanings Per Share - D6"> </td><td> </td><td title="N12-Eanings Per Share - F6"> </td><td> </td><td title="N12-Eanings Per Share - F6"> </td><td> </td><td title="N12-Eanings Per Share - H6"> </td><td> </td><td title="N12-Eanings Per Share - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average common shares outstanding - basic</td><td style="text-align: left;" title="N12-Eanings Per Share - B7"> </td><td style="text-align: right;">18,844,259</td><td style="text-align: left;" title="N12-Eanings Per Share - B7"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N12-Eanings Per Share - D7"> </td><td style="text-align: right;">16,241,695</td><td style="text-align: left;" title="N12-Eanings Per Share - D7"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F7"> </td><td style="text-align: right;">18,076,653</td><td style="text-align: left;" title="N12-Eanings Per Share - F7"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H7"> </td><td style="text-align: right;">16,295,757</td><td style="text-align: left;" title="N12-Eanings Per Share - H7"> </td></tr><tr><td>Effect of dilutive securities:</td><td title="N12-Eanings Per Share - B8"> </td><td> </td><td title="N12-Eanings Per Share - B8"> </td><td> </td><td title="N12-Eanings Per Share - D8"> </td><td> </td><td title="N12-Eanings Per Share - D8"> </td><td> </td><td title="N12-Eanings Per Share - F8"> </td><td> </td><td title="N12-Eanings Per Share - F8"> </td><td> </td><td title="N12-Eanings Per Share - H8"> </td><td> </td><td title="N12-Eanings Per Share - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Stock-based compensation awards</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - B9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">757,104</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - D9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">748,851</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - F9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">728,904</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - H9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">684,833</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H9"> </td></tr><tr><td>Weighted average common shares outstanding - diluted</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - B10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,601,363</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - D10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,990,546</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - F10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18,805,557</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - H10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,980,590</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N12-Eanings Per Share - B11"> </td><td> </td><td title="N12-Eanings Per Share - B11"> </td><td> </td><td title="N12-Eanings Per Share - D11"> </td><td> </td><td title="N12-Eanings Per Share - D11"> </td><td> </td><td title="N12-Eanings Per Share - F11"> </td><td> </td><td title="N12-Eanings Per Share - F11"> </td><td> </td><td title="N12-Eanings Per Share - H11"> </td><td> </td><td title="N12-Eanings Per Share - H11"> </td></tr><tr><td>Basic earnings per share</td><td style="text-align: left;" title="N12-Eanings Per Share - B12">$</td><td style="text-align: right;">1.10</td><td style="text-align: left;" title="N12-Eanings Per Share - B12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D12">$</td><td style="text-align: right;">1.00</td><td style="text-align: left;" title="N12-Eanings Per Share - D12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F12">$</td><td style="text-align: right;">3.00</td><td style="text-align: left;" title="N12-Eanings Per Share - F12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H12">$</td><td style="text-align: right;">2.65</td><td style="text-align: left;" title="N12-Eanings Per Share - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Diluted earnings per share</td><td style="text-align: left;" title="N12-Eanings Per Share - B13">$</td><td style="text-align: right;">1.06</td><td style="text-align: left;" title="N12-Eanings Per Share - B13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D13">$</td><td style="text-align: right;">0.96</td><td style="text-align: left;" title="N12-Eanings Per Share - D13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F13">$</td><td style="text-align: right;">2.89</td><td style="text-align: left;" title="N12-Eanings Per Share - F13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H13">$</td><td style="text-align: right;">2.55</td><td style="text-align: left;" title="N12-Eanings Per Share - H13"> </td></tr></table> <div> <span style="font-size: 10.0pt; color: #000000;">The factors used in the earnings per share computation for the periods indicated follow (dollars in thousands, except per share data):</span> </div> <div> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Three Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td> </td><td colspan="6" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;"><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Nine Months Ended</span><br/>September 30, </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - B4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - D4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - F4">  2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F4"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N12-Eanings Per Share - H4">  2025</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H4"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Net income</td><td style="text-align: left;" title="N12-Eanings Per Share - B5">$</td><td style="text-align: right;">20,765</td><td style="text-align: left;" title="N12-Eanings Per Share - B5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D5">$</td><td style="text-align: right;">16,318</td><td style="text-align: left;" title="N12-Eanings Per Share - D5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F5">$</td><td style="text-align: right;">54,302</td><td style="text-align: left;" title="N12-Eanings Per Share - F5"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H5">$</td><td style="text-align: right;">43,217</td><td style="text-align: left;" title="N12-Eanings Per Share - H5"> </td></tr><tr><td> </td><td title="N12-Eanings Per Share - B6"> </td><td> </td><td title="N12-Eanings Per Share - B6"> </td><td> </td><td title="N12-Eanings Per Share - D6"> </td><td> </td><td title="N12-Eanings Per Share - D6"> </td><td> </td><td title="N12-Eanings Per Share - F6"> </td><td> </td><td title="N12-Eanings Per Share - F6"> </td><td> </td><td title="N12-Eanings Per Share - H6"> </td><td> </td><td title="N12-Eanings Per Share - H6"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Weighted average common shares outstanding - basic</td><td style="text-align: left;" title="N12-Eanings Per Share - B7"> </td><td style="text-align: right;">18,844,259</td><td style="text-align: left;" title="N12-Eanings Per Share - B7"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N12-Eanings Per Share - D7"> </td><td style="text-align: right;">16,241,695</td><td style="text-align: left;" title="N12-Eanings Per Share - D7"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F7"> </td><td style="text-align: right;">18,076,653</td><td style="text-align: left;" title="N12-Eanings Per Share - F7"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H7"> </td><td style="text-align: right;">16,295,757</td><td style="text-align: left;" title="N12-Eanings Per Share - H7"> </td></tr><tr><td>Effect of dilutive securities:</td><td title="N12-Eanings Per Share - B8"> </td><td> </td><td title="N12-Eanings Per Share - B8"> </td><td> </td><td title="N12-Eanings Per Share - D8"> </td><td> </td><td title="N12-Eanings Per Share - D8"> </td><td> </td><td title="N12-Eanings Per Share - F8"> </td><td> </td><td title="N12-Eanings Per Share - F8"> </td><td> </td><td title="N12-Eanings Per Share - H8"> </td><td> </td><td title="N12-Eanings Per Share - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Stock-based compensation awards</td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - B9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">757,104</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - D9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">748,851</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - F9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">728,904</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F9"> </td><td> </td><td style="text-align: left; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - H9"> </td><td style="text-align: right; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0);">684,833</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H9"> </td></tr><tr><td>Weighted average common shares outstanding - diluted</td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - B10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">19,601,363</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - B10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - D10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,990,546</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - D10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - F10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">18,805,557</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - F10"> </td><td> </td><td style="text-align: left; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);" title="N12-Eanings Per Share - H10"> </td><td style="text-align: right; border-width: medium medium 4px; border-style: none none double; border-color: currentcolor currentcolor rgb(0, 0, 0);">16,980,590</td><td style="text-align: left; border-width: medium; border-style: none; border-color: currentcolor;" title="N12-Eanings Per Share - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N12-Eanings Per Share - B11"> </td><td> </td><td title="N12-Eanings Per Share - B11"> </td><td> </td><td title="N12-Eanings Per Share - D11"> </td><td> </td><td title="N12-Eanings Per Share - D11"> </td><td> </td><td title="N12-Eanings Per Share - F11"> </td><td> </td><td title="N12-Eanings Per Share - F11"> </td><td> </td><td title="N12-Eanings Per Share - H11"> </td><td> </td><td title="N12-Eanings Per Share - H11"> </td></tr><tr><td>Basic earnings per share</td><td style="text-align: left;" title="N12-Eanings Per Share - B12">$</td><td style="text-align: right;">1.10</td><td style="text-align: left;" title="N12-Eanings Per Share - B12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D12">$</td><td style="text-align: right;">1.00</td><td style="text-align: left;" title="N12-Eanings Per Share - D12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F12">$</td><td style="text-align: right;">3.00</td><td style="text-align: left;" title="N12-Eanings Per Share - F12"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H12">$</td><td style="text-align: right;">2.65</td><td style="text-align: left;" title="N12-Eanings Per Share - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Diluted earnings per share</td><td style="text-align: left;" title="N12-Eanings Per Share - B13">$</td><td style="text-align: right;">1.06</td><td style="text-align: left;" title="N12-Eanings Per Share - B13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - D13">$</td><td style="text-align: right;">0.96</td><td style="text-align: left;" title="N12-Eanings Per Share - D13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - F13">$</td><td style="text-align: right;">2.89</td><td style="text-align: left;" title="N12-Eanings Per Share - F13"> </td><td> </td><td style="text-align: left;" title="N12-Eanings Per Share - H13">$</td><td style="text-align: right;">2.55</td><td style="text-align: left;" title="N12-Eanings Per Share - H13"> </td></tr></table> 20765000 16318000 54302000 43217000 18844259 16241695 18076653 16295757 757104 748851 728904 684833 19601363 16990546 18805557 16980590 1.1 1 3 2.65 1.06 0.96 2.89 2.55 <div style="text-align: justify; font-size: 10pt;"><span style="font-style: italic; font-weight: 700; letter-spacing: normal; text-indent: -48px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">13.  SEGMENT INFORMATION</span></div><div> </div><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Operating segments are components of a business about which separate financial information is available that is evaluated regularly by the chief operating decision-maker (“CODM”) in deciding how to allocate resources and in assessing performance.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The Company’s reportable banking segment is determined by its President, who is the designated CODM. City Bank is the only significant subsidiary upon which the CODM makes decisions regarding how to allocate resources and assess performance. Individual bank branches offer a group of similar services, including commercial, real estate and consumer loans, time deposits, checking and savings accounts, all with similar operating and economic characteristics. While the CODM monitors the revenue streams of the various products, services, and branch locations, operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the community banking services and branch locations are considered by management to be aggregated into one reportable operating segment, banking. Loans, investments, and deposits provide the significant revenues and interest expense, provision for credit losses and salaries and employee benefits comprise the significant expenses within the banking segment. All significant revenues and expenses mentioned above are shown individually on the consolidated statements of comprehensive income (loss).</span> </div> 1 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">14.  FAIR VALUE DISCLOSURES</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability is not adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are: (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">Valuation techniques that are consistent with the market approach, the income approach and/or the cost approach are required by GAAP. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset. Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on market data obtained from independent sources, or unobservable, meaning those that reflect the reporting entity’s own assumptions about the assumptions market participants would use in pricing the asset or liability developed based on the best information available in the circumstances. The fair value hierarchy for valuation inputs gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows:</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 18pt; vertical-align: middle; font-size: 0;">  </td> <td style="padding: 0; width: 18pt;"> <div> <span style="color: #000000;">●</span> </div> </td> <td style="padding: 0;"> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic;">Level 1 Inputs</span><span style="font-size: 10.0pt; color: #000000;"> - Unadjusted quoted prices in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date.</span> </div> </td> </tr> </table> <table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 18pt; vertical-align: middle; font-size: 0;">  </td> <td style="padding: 0; width: 18pt;"> <div> <span style="color: #000000;">●</span> </div> </td> <td style="padding: 0;"> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic;">Level 2 Inputs</span><span style="font-size: 10.0pt; color: #000000;"> - Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by correlation or other means.</span> </div> </td> </tr> </table> <table style="font-size: 12pt; border-spacing: 0px; border-collapse: collapse; width: 100%;"> <tr style="vertical-align: top;"> <td style="padding: 0; width: 18pt; vertical-align: middle; font-size: 0;">  </td> <td style="padding: 0; width: 18pt;"> <div> <span style="color: #000000;">●</span> </div> </td> <td style="padding: 0;"> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic;">Level 3 Inputs</span><span style="font-size: 10.0pt; color: #000000;"> - Significant unobservable inputs for determining the fair values of assets or liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities.</span> </div> </td> </tr> </table> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table summarizes fair value measurements as of the dates indicated below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - B2">  Level 1</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - D2">  Level 2</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - F2">  Level 3</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - H2">  Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H2"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N14-Fair Value - B3"> </td><td> </td><td title="N14-Fair Value - B3"> </td><td> </td><td title="N14-Fair Value - D3"> </td><td> </td><td title="N14-Fair Value - D3"> </td><td> </td><td title="N14-Fair Value - F3"> </td><td> </td><td title="N14-Fair Value - F3"> </td><td> </td><td title="N14-Fair Value - H3"> </td><td> </td><td title="N14-Fair Value - H3"> </td></tr><tr><td>Assets (liabilities) measured at fair value on a recurring basis:</td><td title="N14-Fair Value - B4"> </td><td> </td><td title="N14-Fair Value - B4"> </td><td> </td><td title="N14-Fair Value - D4"> </td><td> </td><td title="N14-Fair Value - D4"> </td><td> </td><td title="N14-Fair Value - F4"> </td><td> </td><td title="N14-Fair Value - F4"> </td><td> </td><td title="N14-Fair Value - H4"> </td><td> </td><td title="N14-Fair Value - H4"> </td></tr><tr><td>Securities available for sale:</td><td title="N14-Fair Value - B5"> </td><td> </td><td title="N14-Fair Value - B5"> </td><td> </td><td title="N14-Fair Value - D5"> </td><td> </td><td title="N14-Fair Value - D5"> </td><td> </td><td title="N14-Fair Value - F5"> </td><td> </td><td title="N14-Fair Value - F5"> </td><td> </td><td title="N14-Fair Value - H5"> </td><td> </td><td title="N14-Fair Value - H5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">State and municipal</td><td style="text-align: left;" title="N14-Fair Value - B7">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D7">$</td><td style="text-align: right;">158,825</td><td style="text-align: left;" title="N14-Fair Value - D7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F7">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H7">$</td><td style="text-align: right;">158,825</td><td style="text-align: left;" title="N14-Fair Value - H7"> </td></tr><tr><td style="padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D8"> </td><td style="text-align: right;">229,000</td><td style="text-align: left;" title="N14-Fair Value - D8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H8"> </td><td style="text-align: right;">229,000</td><td style="text-align: left;" title="N14-Fair Value - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D9"> </td><td style="text-align: right;">47,341</td><td style="text-align: left;" title="N14-Fair Value - D9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H9"> </td><td style="text-align: right;">47,341</td><td style="text-align: left;" title="N14-Fair Value - H9"> </td></tr><tr><td style="padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left;" title="N14-Fair Value - B10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D10"> </td><td style="text-align: right;">66,100</td><td style="text-align: left;" title="N14-Fair Value - D10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H10"> </td><td style="text-align: right;">66,100</td><td style="text-align: left;" title="N14-Fair Value - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left;" title="N14-Fair Value - B11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D11"> </td><td style="text-align: right;">11,298</td><td style="text-align: left;" title="N14-Fair Value - D11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H11"> </td><td style="text-align: right;">11,298</td><td style="text-align: left;" title="N14-Fair Value - H11"> </td></tr><tr><td style="padding-left: 10px;">Other securities</td><td style="text-align: left;" title="N14-Fair Value - B12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D12"> </td><td style="text-align: right;">5,783</td><td style="text-align: left;" title="N14-Fair Value - D12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H12"> </td><td style="text-align: right;">5,783</td><td style="text-align: left;" title="N14-Fair Value - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Loans held for sale (mandatory)</td><td style="text-align: left;" title="N14-Fair Value - B13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D13"> </td><td style="text-align: right;">7,980</td><td style="text-align: left;" title="N14-Fair Value - D13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H13"> </td><td style="text-align: right;">7,980</td><td style="text-align: left;" title="N14-Fair Value - H13"> </td></tr><tr><td>Mortgage servicing rights</td><td style="text-align: left;" title="N14-Fair Value - B14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F14"> </td><td style="text-align: right;">27,616</td><td style="text-align: left;" title="N14-Fair Value - F14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H14"> </td><td style="text-align: right;">27,616</td><td style="text-align: left;" title="N14-Fair Value - H14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Asset derivatives</td><td style="text-align: left;" title="N14-Fair Value - B15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-2">-</div></td><td style="text-align: left;" title="N14-Fair Value - B15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-3">11,162</div></td><td style="text-align: left;" title="N14-Fair Value - D15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-4">-</div></td><td style="text-align: left;" title="N14-Fair Value - F15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-5">11,162</div></td><td style="text-align: left;" title="N14-Fair Value - H15"> </td></tr><tr><td>Liability derivatives</td><td style="text-align: left;" title="N14-Fair Value - B16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-6">-</div></td><td style="text-align: left;" title="N14-Fair Value - B16"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-7">(129</div></td><td style="text-align: left;" title="N14-Fair Value - D16">) </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-8">-</div></td><td style="text-align: left;" title="N14-Fair Value - F16"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-9">(129</div></td><td style="text-align: left;" title="N14-Fair Value - H16">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N14-Fair Value - B17"> </td><td> </td><td title="N14-Fair Value - B17"> </td><td> </td><td title="N14-Fair Value - D17"> </td><td> </td><td title="N14-Fair Value - D17"> </td><td> </td><td title="N14-Fair Value - F17"> </td><td> </td><td title="N14-Fair Value - F17"> </td><td> </td><td title="N14-Fair Value - H17"> </td><td> </td><td title="N14-Fair Value - H17"> </td></tr><tr><td>Assets measured at fair value on a non-recurring basis:</td><td title="N14-Fair Value - B18"> </td><td> </td><td title="N14-Fair Value - B18"> </td><td> </td><td title="N14-Fair Value - D18"> </td><td> </td><td title="N14-Fair Value - D18"> </td><td> </td><td title="N14-Fair Value - F18"> </td><td> </td><td title="N14-Fair Value - F18"> </td><td> </td><td title="N14-Fair Value - H18"> </td><td> </td><td title="N14-Fair Value - H18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Loans held for investment</td><td style="text-align: left;" title="N14-Fair Value - B19"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D19"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F19"> </td><td style="text-align: right;">10,319</td><td style="text-align: left;" title="N14-Fair Value - F19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H19"> </td><td style="text-align: right;">10,319</td><td style="text-align: left;" title="N14-Fair Value - H19"> </td></tr><tr><td> </td><td title="N14-Fair Value - B20"> </td><td> </td><td title="N14-Fair Value - B20"> </td><td> </td><td title="N14-Fair Value - D20"> </td><td> </td><td title="N14-Fair Value - D20"> </td><td> </td><td title="N14-Fair Value - F20"> </td><td> </td><td title="N14-Fair Value - F20"> </td><td> </td><td title="N14-Fair Value - H20"> </td><td> </td><td title="N14-Fair Value - H20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td title="N14-Fair Value - B21"> </td><td> </td><td title="N14-Fair Value - B21"> </td><td> </td><td title="N14-Fair Value - D21"> </td><td> </td><td title="N14-Fair Value - D21"> </td><td> </td><td title="N14-Fair Value - F21"> </td><td> </td><td title="N14-Fair Value - F21"> </td><td> </td><td title="N14-Fair Value - H21"> </td><td> </td><td title="N14-Fair Value - H21"> </td></tr><tr><td>Assets (liabilities) measured at fair value on a recurring basis:</td><td title="N14-Fair Value - B22"> </td><td> </td><td title="N14-Fair Value - B22"> </td><td> </td><td title="N14-Fair Value - D22"> </td><td> </td><td title="N14-Fair Value - D22"> </td><td> </td><td title="N14-Fair Value - F22"> </td><td> </td><td title="N14-Fair Value - F22"> </td><td> </td><td title="N14-Fair Value - H22"> </td><td> </td><td title="N14-Fair Value - H22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Securities available for sale:</td><td title="N14-Fair Value - B23"> </td><td> </td><td title="N14-Fair Value - B23"> </td><td> </td><td title="N14-Fair Value - D23"> </td><td> </td><td title="N14-Fair Value - D23"> </td><td> </td><td title="N14-Fair Value - F23"> </td><td> </td><td title="N14-Fair Value - F23"> </td><td> </td><td title="N14-Fair Value - H23"> </td><td> </td><td title="N14-Fair Value - H23"> </td></tr><tr><td style="padding-left: 10px;">State and municipal</td><td style="text-align: left;" title="N14-Fair Value - B24">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D24">$</td><td style="text-align: right;">176,305</td><td style="text-align: left;" title="N14-Fair Value - D24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F24">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H24">$</td><td style="text-align: right;">176,305</td><td style="text-align: left;" title="N14-Fair Value - H24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B25"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D25"> </td><td style="text-align: right;">260,760</td><td style="text-align: left;" title="N14-Fair Value - D25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F25"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H25"> </td><td style="text-align: right;">260,760</td><td style="text-align: left;" title="N14-Fair Value - H25"> </td></tr><tr><td style="padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B26"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D26"> </td><td style="text-align: right;">44,786</td><td style="text-align: left;" title="N14-Fair Value - D26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F26"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H26"> </td><td style="text-align: right;">44,786</td><td style="text-align: left;" title="N14-Fair Value - H26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left;" title="N14-Fair Value - B27"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D27"> </td><td style="text-align: right;">67,597</td><td style="text-align: left;" title="N14-Fair Value - D27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F27"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H27"> </td><td style="text-align: right;">67,597</td><td style="text-align: left;" title="N14-Fair Value - H27"> </td></tr><tr><td style="padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left;" title="N14-Fair Value - B28"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D28"> </td><td style="text-align: right;">13,132</td><td style="text-align: left;" title="N14-Fair Value - D28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F28"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H28"> </td><td style="text-align: right;">13,132</td><td style="text-align: left;" title="N14-Fair Value - H28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other securities</td><td style="text-align: left;" title="N14-Fair Value - B29"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D29"> </td><td style="text-align: right;">4,960</td><td style="text-align: left;" title="N14-Fair Value - D29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F29"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H29"> </td><td style="text-align: right;">4,960</td><td style="text-align: left;" title="N14-Fair Value - H29"> </td></tr><tr><td>Loans held for sale (mandatory)</td><td style="text-align: left;" title="N14-Fair Value - B30"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D30"> </td><td style="text-align: right;">7,796</td><td style="text-align: left;" title="N14-Fair Value - D30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F30"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H30"> </td><td style="text-align: right;">7,796</td><td style="text-align: left;" title="N14-Fair Value - H30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Mortgage servicing rights</td><td style="text-align: left;" title="N14-Fair Value - B31"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D31"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F31"> </td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N14-Fair Value - F31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H31"> </td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N14-Fair Value - H31"> </td></tr><tr><td>Asset derivatives</td><td style="text-align: left;" title="N14-Fair Value - B32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-10">-</div></td><td style="text-align: left;" title="N14-Fair Value - B32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-11">9,970</div></td><td style="text-align: left;" title="N14-Fair Value - D32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-12">-</div></td><td style="text-align: left;" title="N14-Fair Value - F32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-13">9,970</div></td><td style="text-align: left;" title="N14-Fair Value - H32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Liability derivatives</td><td style="text-align: left;" title="N14-Fair Value - B33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-14">-</div></td><td style="text-align: left;" title="N14-Fair Value - B33"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-15">(65</div></td><td style="text-align: left;" title="N14-Fair Value - D33">) </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-16">-</div></td><td style="text-align: left;" title="N14-Fair Value - F33"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-17">(65</div></td><td style="text-align: left;" title="N14-Fair Value - H33">) </td></tr><tr><td> </td><td title="N14-Fair Value - B34"> </td><td> </td><td title="N14-Fair Value - B34"> </td><td> </td><td title="N14-Fair Value - D34"> </td><td> </td><td title="N14-Fair Value - D34"> </td><td> </td><td title="N14-Fair Value - F34"> </td><td> </td><td title="N14-Fair Value - F34"> </td><td> </td><td title="N14-Fair Value - H34"> </td><td> </td><td title="N14-Fair Value - H34"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Assets measured at fair value on a non-recurring basis:</td><td title="N14-Fair Value - B35"> </td><td> </td><td title="N14-Fair Value - B35"> </td><td> </td><td title="N14-Fair Value - D35"> </td><td> </td><td title="N14-Fair Value - D35"> </td><td> </td><td title="N14-Fair Value - F35"> </td><td> </td><td title="N14-Fair Value - F35"> </td><td> </td><td title="N14-Fair Value - H35"> </td><td> </td><td title="N14-Fair Value - H35"> </td></tr><tr><td>Loans held for investment</td><td style="text-align: left;" title="N14-Fair Value - B36"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D36"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F36"> </td><td style="text-align: right;">5,515</td><td style="text-align: left;" title="N14-Fair Value - F36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H36"> </td><td style="text-align: right;">5,515</td><td style="text-align: left;" title="N14-Fair Value - H36"> </td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Securities</span><span style="font-size: 10.0pt; color: #000000;"> – Fair value is calculated based on market prices of similar securities using matrix pricing. Matrix pricing is a mathematical technique commonly used to price debt securities that are not actively traded.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Mortgage servicing rights</span><span style="font-size: 10.0pt; color: #000000;"> – Mortgage servicing rights are reported at fair value using Level 3 inputs. The mortgage servicing rights asset is valued by projecting net servicing cash flows, which are then discounted to estimate the fair value. The fair value of the mortgage servicing rights asset is impacted by a variety of factors, including prepayment speeds, default rates, and discount rates, which are significant unobservable inputs. Mortgage servicing rights are the only Level 3 asset measured at fair value on a recurring basis, see Note 6 for the Level 3 change activity for each of the three and nine months September 30, 2026 and 2025.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Derivatives</span><span style="font-size: 10.0pt; color: #000000;"> – Fair value of derivatives is based on valuation models using observable market data as of the measurement date.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Loans held for investment</span><span style="font-size: 10.0pt; color: #000000;"> – Includes certain collateral-dependent loans which are reported at fair value, for which a specific allocation of the allowance for credit losses is based off of the underlying collateral, less estimated disposal costs, if repayment is expected solely from the sale of the collateral. Collateral values are estimated using Level 2 inputs based on observable market data or Level 3 inputs based on customized discounting criteria.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">Fair Values of Assets Recorded on a Recurring Basis for which the Fair Value Option has been Elected</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; text-decoration: underline;">Loans held for sale (mandatory)</span><span style="font-size: 10.0pt; color: #000000;"> – Loans held for sale originated for mandatory delivery are reported at fair value on a recurring basis due to the Company’s election to adopt fair value accounting treatment for these assets. This election allows for a more effective offset of the changes in fair values of the assets and the derivative instruments used to economically hedge them without the burden of complying with the requirements for hedge accounting under ASC Topic 815, </span><span style="font-size: 10.0pt; color: #000000; font-style: italic;">Derivatives and Hedging.</span><span style="font-size: 10.0pt; color: #000000;"> For assets for which the fair value option has been elected, the earned current contractual interest payment is recognized in interest income, loan origination costs and fees on fair value option loans are recognized in earnings as incurred and not deferred. At September 30, 2026, and December 31, 2025, there were no gains or losses recorded attributable to changes in instrument-specific credit risk. Fair value is determined using quoted prices for similar assets, adjusted for specific attributes of that loan. At September 30, 2026 and December 31, 2025, the aggregate fair value of loans held for sale for mandatory delivery was $8.0 million and $7.8 million, respectively. The aggregate unpaid principal balance as of the same dates was $8.1 million and $7.6 million, respectively, representing differences between fair value and unpaid principal balance of $(89) thousand and $152 thousand, respectively. The Company had no loans held for sale for mandatory delivery designated as nonaccrual or 90 days or more past due at each of September 30, 2026 and December 31, 2025.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The total fair value option impact on noninterest income for loans held for sale for mandatory delivery is included in Net gain on sales of loans in the consolidated statements of comprehensive income (loss). For each of the three months ended September 30, 2026 and 2025, the net (gain) loss amount totaled $433 thousand and $181 thousand, respectively. For each of the nine months ended September 30, 2026 and 2025, the net (gain) loss amount totaled $310 thousand and $18 thousand, respectively.</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 35%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 20%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 20%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B48"> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N14-Fair Value - B48"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair <br/>Value</span><br/></td><td> </td><td style="vertical-align: bottom; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;">Valuation <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> <br/> Techniques</span></td><td> </td><td style="vertical-align: bottom; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;">Unobservable <br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Inputs</span></td><td> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;"> Range of<br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Discounts</span></td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td title="N14-Fair Value - B50"> </td><td title="N14-Fair Value - B50"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;">Non-recurring:</td><td title="N14-Fair Value - B51"> </td><td title="N14-Fair Value - B51"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="vertical-align: top;">Loans held for investment</td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B52"> </td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B52">$</td><td style="text-align: right; vertical-align: top; width: 9%;">10,319</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Third party appraisals or inspections</td><td> </td><td style="vertical-align: bottom;">Collateral discounts and selling costs</td><td> </td><td> </td><td style="text-align: right; vertical-align: top;">20% to 55%</td><td style="text-align: right; vertical-align: top;"> </td></tr><tr><td style="vertical-align: bottom;">Recurring:</td><td title="N14-Fair Value - B53"> </td><td title="N14-Fair Value - B53"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Mortgage servicing rights</td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B54"> </td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B54"> </td><td style="text-align: right; width: 9%;">27,616</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Discounted cash flows</td><td> </td><td style="vertical-align: bottom;">Constant prepayment rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">6.04</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B55"> </td><td title="N14-Fair Value - B55"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;">Discount rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">10.23</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B56"> </td><td title="N14-Fair Value - B56"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td title="N14-Fair Value - B57"> </td><td title="N14-Fair Value - B57"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Non-recurring:</td><td title="N14-Fair Value - B58"> </td><td title="N14-Fair Value - B58"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="vertical-align : bottom; "><td style="vertical-align: top;">Loans held for investment</td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B59"> </td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B59">$</td><td style="text-align: right; vertical-align: top; width: 9%;">5,515</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Third party appraisals or inspections</td><td> </td><td style="vertical-align: bottom;">Collateral discounts and selling costs</td><td> </td><td> </td><td style="text-align: right; vertical-align: top;">20% to 60%</td><td style="text-align: right; vertical-align: top;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Recurring:</td><td title="N14-Fair Value - B60"> </td><td title="N14-Fair Value - B60"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;">Mortgage servicing rights</td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B61"> </td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B61"> </td><td style="text-align: right; width: 9%;">24,041</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Discounted cash flows</td><td> </td><td style="vertical-align: bottom;">Constant prepayment rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">8.81</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B62"> </td><td title="N14-Fair Value - B62"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;">Discount rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">9.70</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr></table><div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The estimated fair values, and related carrying amounts, of the Company’s financial instruments that are not previously disclosed in the recurring fair values section are as follows (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 41%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; vertical-align: bottom; text-align: center;" title="N14-Fair Value - B66"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Carrying</span><br/>Amount</td><td title="N14-Fair Value - B66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - D66">  Level 1</td><td title="N14-Fair Value - D66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - F66">  Level 2</td><td title="N14-Fair Value - F66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - H66">  Level 3</td><td title="N14-Fair Value - H66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; vertical-align: bottom; text-align: center;" title="N14-Fair Value - J66"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total <br/></span>Fair Value</td><td title="N14-Fair Value - J66"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - J67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - J67"> </td></tr><tr><td>Financial assets:</td><td title="N14-Fair Value - B68"> </td><td> </td><td title="N14-Fair Value - B68"> </td><td> </td><td title="N14-Fair Value - D68"> </td><td> </td><td title="N14-Fair Value - D68"> </td><td> </td><td title="N14-Fair Value - F68"> </td><td> </td><td title="N14-Fair Value - F68"> </td><td> </td><td title="N14-Fair Value - H68"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td title="N14-Fair Value - H68"> </td><td> </td><td title="N14-Fair Value - J68"> </td><td> </td><td title="N14-Fair Value - J68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and cash equivalents</td><td style="text-align: left;" title="N14-Fair Value - B69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - B69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - D69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F69">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H69">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - J69"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N14-Fair Value - B70"> </td><td style="text-align: right;">3,778,370</td><td style="text-align: left;" title="N14-Fair Value - B70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D70"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F70"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H70"> </td><td style="text-align: right;">3,747,461</td><td style="text-align: left;" title="N14-Fair Value - H70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J70"> </td><td style="text-align: right;">3,747,461</td><td style="text-align: left;" title="N14-Fair Value - J70"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans held for sale (best efforts)</td><td style="text-align: left;" title="N14-Fair Value - B71"> </td><td style="text-align: right;">2,471</td><td style="text-align: left;" title="N14-Fair Value - B71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D71"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F71"> </td><td style="text-align: right;">2,521</td><td style="text-align: left;" title="N14-Fair Value - F71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H71"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J71"> </td><td style="text-align: right;">2,521</td><td style="text-align: left;" title="N14-Fair Value - J71"> </td></tr><tr><td style="padding-left: 10px;">Accrued interest receivable</td><td style="text-align: left;" title="N14-Fair Value - B72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - B72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D72"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - F72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H72"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - J72"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Financial liabilities:</td><td style="text-align: left;" title="N14-Fair Value - B73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J73"> </td></tr><tr><td style="padding-left: 10px;">Deposits</td><td style="text-align: left;" title="N14-Fair Value - B74"> </td><td style="text-align: right;">4,660,691</td><td style="text-align: left;" title="N14-Fair Value - B74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F74"> </td><td style="text-align: right;">4,660,204</td><td style="text-align: left;" title="N14-Fair Value - F74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J74"> </td><td style="text-align: right;">4,660,204</td><td style="text-align: left;" title="N14-Fair Value - J74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Accrued interest payable</td><td style="text-align: left;" title="N14-Fair Value - B75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - B75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - F75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - J75"> </td></tr><tr><td style="padding-left: 10px;">Junior subordinated deferrable interest debentures</td><td style="text-align: left;" title="N14-Fair Value - B76"> </td><td style="text-align: right;">46,393</td><td style="text-align: left;" title="N14-Fair Value - B76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D76"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F76"> </td><td style="text-align: right;">36,346</td><td style="text-align: left;" title="N14-Fair Value - F76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H76"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J76"> </td><td style="text-align: right;">36,346</td><td style="text-align: left;" title="N14-Fair Value - J76"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Subordinated debt</td><td style="text-align: left;" title="N14-Fair Value - B77"> </td><td style="text-align: right;">14,100</td><td style="text-align: left;" title="N14-Fair Value - B77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D77"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F77"> </td><td style="text-align: right;">13,113</td><td style="text-align: left;" title="N14-Fair Value - F77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H77"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J77"> </td><td style="text-align: right;">13,113</td><td style="text-align: left;" title="N14-Fair Value - J77"> </td></tr><tr><td style="padding-left: 10px;"> </td><td style="text-align: left;" title="N14-Fair Value - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td title="N14-Fair Value - B79"> </td><td> </td><td title="N14-Fair Value - B79"> </td><td> </td><td title="N14-Fair Value - D79"> </td><td> </td><td title="N14-Fair Value - D79"> </td><td> </td><td title="N14-Fair Value - F79"> </td><td> </td><td title="N14-Fair Value - F79"> </td><td> </td><td title="N14-Fair Value - H79"> </td><td> </td><td title="N14-Fair Value - H79"> </td><td> </td><td title="N14-Fair Value - J79"> </td><td> </td><td title="N14-Fair Value - J79"> </td></tr><tr><td>Financial assets:</td><td title="N14-Fair Value - B80"> </td><td> </td><td title="N14-Fair Value - B80"> </td><td> </td><td title="N14-Fair Value - D80"> </td><td> </td><td title="N14-Fair Value - D80"> </td><td> </td><td title="N14-Fair Value - F80"> </td><td> </td><td title="N14-Fair Value - F80"> </td><td> </td><td title="N14-Fair Value - H80"> </td><td> </td><td title="N14-Fair Value - H80"> </td><td> </td><td title="N14-Fair Value - J80"> </td><td> </td><td title="N14-Fair Value - J80"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and cash equivalents</td><td style="text-align: left;" title="N14-Fair Value - B81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - B81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - D81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F81">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H81">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - J81"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N14-Fair Value - B82"> </td><td style="text-align: right;">3,099,371</td><td style="text-align: left;" title="N14-Fair Value - B82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D82"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F82"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H82"> </td><td style="text-align: right;">3,082,072</td><td style="text-align: left;" title="N14-Fair Value - H82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J82"> </td><td style="text-align: right;">3,082,072</td><td style="text-align: left;" title="N14-Fair Value - J82"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans held for sale (best efforts)</td><td style="text-align: left;" title="N14-Fair Value - B83"> </td><td style="text-align: right;">2,197</td><td style="text-align: left;" title="N14-Fair Value - B83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D83"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F83"> </td><td style="text-align: right;">2,237</td><td style="text-align: left;" title="N14-Fair Value - F83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H83"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J83"> </td><td style="text-align: right;">2,237</td><td style="text-align: left;" title="N14-Fair Value - J83"> </td></tr><tr><td style="padding-left: 10px;">Accrued interest receivable</td><td style="text-align: left;" title="N14-Fair Value - B84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - B84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D84"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - F84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H84"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - J84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Financial liabilities:</td><td style="text-align: left;" title="N14-Fair Value - B85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J85"> </td></tr><tr><td style="padding-left: 10px;">Deposits</td><td style="text-align: left;" title="N14-Fair Value - B86"> </td><td style="text-align: right;">3,874,077</td><td style="text-align: left;" title="N14-Fair Value - B86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D86"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F86"> </td><td style="text-align: right;">3,873,806</td><td style="text-align: left;" title="N14-Fair Value - F86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H86"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J86"> </td><td style="text-align: right;">3,873,806</td><td style="text-align: left;" title="N14-Fair Value - J86"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Accrued interest payable</td><td style="text-align: left;" title="N14-Fair Value - B87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - B87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D87"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - F87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H87"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - J87"> </td></tr><tr><td style="padding-left: 10px;">Junior subordinated deferrable interest debentures</td><td style="text-align: left;" title="N14-Fair Value - B88"> </td><td style="text-align: right;">46,393</td><td style="text-align: left;" title="N14-Fair Value - B88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D88"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F88"> </td><td style="text-align: right;">35,213</td><td style="text-align: left;" title="N14-Fair Value - F88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H88"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J88"> </td><td style="text-align: right;">35,213</td><td style="text-align: left;" title="N14-Fair Value - J88"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Subordinated debt</td><td style="text-align: left;" title="N14-Fair Value - B89"> </td><td style="text-align: right;">14,100</td><td style="text-align: left;" title="N14-Fair Value - B89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D89"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F89"> </td><td style="text-align: right;">13,907</td><td style="text-align: left;" title="N14-Fair Value - F89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H89"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J89"> </td><td style="text-align: right;">13,907</td><td style="text-align: left;" title="N14-Fair Value - J89"> </td></tr></table> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table summarizes fair value measurements as of the dates indicated below (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 53%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - B2">  Level 1</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - D2">  Level 2</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - F2">  Level 3</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F2"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold;" title="N14-Fair Value - H2">  Total</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H2"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td title="N14-Fair Value - B3"> </td><td> </td><td title="N14-Fair Value - B3"> </td><td> </td><td title="N14-Fair Value - D3"> </td><td> </td><td title="N14-Fair Value - D3"> </td><td> </td><td title="N14-Fair Value - F3"> </td><td> </td><td title="N14-Fair Value - F3"> </td><td> </td><td title="N14-Fair Value - H3"> </td><td> </td><td title="N14-Fair Value - H3"> </td></tr><tr><td>Assets (liabilities) measured at fair value on a recurring basis:</td><td title="N14-Fair Value - B4"> </td><td> </td><td title="N14-Fair Value - B4"> </td><td> </td><td title="N14-Fair Value - D4"> </td><td> </td><td title="N14-Fair Value - D4"> </td><td> </td><td title="N14-Fair Value - F4"> </td><td> </td><td title="N14-Fair Value - F4"> </td><td> </td><td title="N14-Fair Value - H4"> </td><td> </td><td title="N14-Fair Value - H4"> </td></tr><tr><td>Securities available for sale:</td><td title="N14-Fair Value - B5"> </td><td> </td><td title="N14-Fair Value - B5"> </td><td> </td><td title="N14-Fair Value - D5"> </td><td> </td><td title="N14-Fair Value - D5"> </td><td> </td><td title="N14-Fair Value - F5"> </td><td> </td><td title="N14-Fair Value - F5"> </td><td> </td><td title="N14-Fair Value - H5"> </td><td> </td><td title="N14-Fair Value - H5"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">State and municipal</td><td style="text-align: left;" title="N14-Fair Value - B7">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D7">$</td><td style="text-align: right;">158,825</td><td style="text-align: left;" title="N14-Fair Value - D7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F7">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F7"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H7">$</td><td style="text-align: right;">158,825</td><td style="text-align: left;" title="N14-Fair Value - H7"> </td></tr><tr><td style="padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D8"> </td><td style="text-align: right;">229,000</td><td style="text-align: left;" title="N14-Fair Value - D8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F8"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F8"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H8"> </td><td style="text-align: right;">229,000</td><td style="text-align: left;" title="N14-Fair Value - H8"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D9"> </td><td style="text-align: right;">47,341</td><td style="text-align: left;" title="N14-Fair Value - D9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F9"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F9"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H9"> </td><td style="text-align: right;">47,341</td><td style="text-align: left;" title="N14-Fair Value - H9"> </td></tr><tr><td style="padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left;" title="N14-Fair Value - B10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D10"> </td><td style="text-align: right;">66,100</td><td style="text-align: left;" title="N14-Fair Value - D10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F10"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F10"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H10"> </td><td style="text-align: right;">66,100</td><td style="text-align: left;" title="N14-Fair Value - H10"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left;" title="N14-Fair Value - B11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D11"> </td><td style="text-align: right;">11,298</td><td style="text-align: left;" title="N14-Fair Value - D11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F11"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F11"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H11"> </td><td style="text-align: right;">11,298</td><td style="text-align: left;" title="N14-Fair Value - H11"> </td></tr><tr><td style="padding-left: 10px;">Other securities</td><td style="text-align: left;" title="N14-Fair Value - B12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D12"> </td><td style="text-align: right;">5,783</td><td style="text-align: left;" title="N14-Fair Value - D12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F12"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F12"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H12"> </td><td style="text-align: right;">5,783</td><td style="text-align: left;" title="N14-Fair Value - H12"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Loans held for sale (mandatory)</td><td style="text-align: left;" title="N14-Fair Value - B13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D13"> </td><td style="text-align: right;">7,980</td><td style="text-align: left;" title="N14-Fair Value - D13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F13"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F13"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H13"> </td><td style="text-align: right;">7,980</td><td style="text-align: left;" title="N14-Fair Value - H13"> </td></tr><tr><td>Mortgage servicing rights</td><td style="text-align: left;" title="N14-Fair Value - B14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D14"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F14"> </td><td style="text-align: right;">27,616</td><td style="text-align: left;" title="N14-Fair Value - F14"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H14"> </td><td style="text-align: right;">27,616</td><td style="text-align: left;" title="N14-Fair Value - H14"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Asset derivatives</td><td style="text-align: left;" title="N14-Fair Value - B15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-2">-</div></td><td style="text-align: left;" title="N14-Fair Value - B15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-3">11,162</div></td><td style="text-align: left;" title="N14-Fair Value - D15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-4">-</div></td><td style="text-align: left;" title="N14-Fair Value - F15"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H15"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-5">11,162</div></td><td style="text-align: left;" title="N14-Fair Value - H15"> </td></tr><tr><td>Liability derivatives</td><td style="text-align: left;" title="N14-Fair Value - B16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-6">-</div></td><td style="text-align: left;" title="N14-Fair Value - B16"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-7">(129</div></td><td style="text-align: left;" title="N14-Fair Value - D16">) </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-8">-</div></td><td style="text-align: left;" title="N14-Fair Value - F16"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H16"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-9">(129</div></td><td style="text-align: left;" title="N14-Fair Value - H16">) </td></tr><tr style="background-color: rgb(204, 238, 255);"><td> </td><td title="N14-Fair Value - B17"> </td><td> </td><td title="N14-Fair Value - B17"> </td><td> </td><td title="N14-Fair Value - D17"> </td><td> </td><td title="N14-Fair Value - D17"> </td><td> </td><td title="N14-Fair Value - F17"> </td><td> </td><td title="N14-Fair Value - F17"> </td><td> </td><td title="N14-Fair Value - H17"> </td><td> </td><td title="N14-Fair Value - H17"> </td></tr><tr><td>Assets measured at fair value on a non-recurring basis:</td><td title="N14-Fair Value - B18"> </td><td> </td><td title="N14-Fair Value - B18"> </td><td> </td><td title="N14-Fair Value - D18"> </td><td> </td><td title="N14-Fair Value - D18"> </td><td> </td><td title="N14-Fair Value - F18"> </td><td> </td><td title="N14-Fair Value - F18"> </td><td> </td><td title="N14-Fair Value - H18"> </td><td> </td><td title="N14-Fair Value - H18"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Loans held for investment</td><td style="text-align: left;" title="N14-Fair Value - B19"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D19"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F19"> </td><td style="text-align: right;">10,319</td><td style="text-align: left;" title="N14-Fair Value - F19"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H19"> </td><td style="text-align: right;">10,319</td><td style="text-align: left;" title="N14-Fair Value - H19"> </td></tr><tr><td> </td><td title="N14-Fair Value - B20"> </td><td> </td><td title="N14-Fair Value - B20"> </td><td> </td><td title="N14-Fair Value - D20"> </td><td> </td><td title="N14-Fair Value - D20"> </td><td> </td><td title="N14-Fair Value - F20"> </td><td> </td><td title="N14-Fair Value - F20"> </td><td> </td><td title="N14-Fair Value - H20"> </td><td> </td><td title="N14-Fair Value - H20"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td title="N14-Fair Value - B21"> </td><td> </td><td title="N14-Fair Value - B21"> </td><td> </td><td title="N14-Fair Value - D21"> </td><td> </td><td title="N14-Fair Value - D21"> </td><td> </td><td title="N14-Fair Value - F21"> </td><td> </td><td title="N14-Fair Value - F21"> </td><td> </td><td title="N14-Fair Value - H21"> </td><td> </td><td title="N14-Fair Value - H21"> </td></tr><tr><td>Assets (liabilities) measured at fair value on a recurring basis:</td><td title="N14-Fair Value - B22"> </td><td> </td><td title="N14-Fair Value - B22"> </td><td> </td><td title="N14-Fair Value - D22"> </td><td> </td><td title="N14-Fair Value - D22"> </td><td> </td><td title="N14-Fair Value - F22"> </td><td> </td><td title="N14-Fair Value - F22"> </td><td> </td><td title="N14-Fair Value - H22"> </td><td> </td><td title="N14-Fair Value - H22"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Securities available for sale:</td><td title="N14-Fair Value - B23"> </td><td> </td><td title="N14-Fair Value - B23"> </td><td> </td><td title="N14-Fair Value - D23"> </td><td> </td><td title="N14-Fair Value - D23"> </td><td> </td><td title="N14-Fair Value - F23"> </td><td> </td><td title="N14-Fair Value - F23"> </td><td> </td><td title="N14-Fair Value - H23"> </td><td> </td><td title="N14-Fair Value - H23"> </td></tr><tr><td style="padding-left: 10px;">State and municipal</td><td style="text-align: left;" title="N14-Fair Value - B24">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D24">$</td><td style="text-align: right;">176,305</td><td style="text-align: left;" title="N14-Fair Value - D24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F24">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F24"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H24">$</td><td style="text-align: right;">176,305</td><td style="text-align: left;" title="N14-Fair Value - H24"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Residential mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B25"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D25"> </td><td style="text-align: right;">260,760</td><td style="text-align: left;" title="N14-Fair Value - D25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F25"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F25"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H25"> </td><td style="text-align: right;">260,760</td><td style="text-align: left;" title="N14-Fair Value - H25"> </td></tr><tr><td style="padding-left: 10px;">Commercial mortgage-backed securities</td><td style="text-align: left;" title="N14-Fair Value - B26"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D26"> </td><td style="text-align: right;">44,786</td><td style="text-align: left;" title="N14-Fair Value - D26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F26"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F26"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H26"> </td><td style="text-align: right;">44,786</td><td style="text-align: left;" title="N14-Fair Value - H26"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Commercial collateralized mortgage obligations</td><td style="text-align: left;" title="N14-Fair Value - B27"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D27"> </td><td style="text-align: right;">67,597</td><td style="text-align: left;" title="N14-Fair Value - D27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F27"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F27"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H27"> </td><td style="text-align: right;">67,597</td><td style="text-align: left;" title="N14-Fair Value - H27"> </td></tr><tr><td style="padding-left: 10px;">Asset-backed and other amortizing securities</td><td style="text-align: left;" title="N14-Fair Value - B28"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D28"> </td><td style="text-align: right;">13,132</td><td style="text-align: left;" title="N14-Fair Value - D28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F28"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F28"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H28"> </td><td style="text-align: right;">13,132</td><td style="text-align: left;" title="N14-Fair Value - H28"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Other securities</td><td style="text-align: left;" title="N14-Fair Value - B29"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D29"> </td><td style="text-align: right;">4,960</td><td style="text-align: left;" title="N14-Fair Value - D29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F29"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F29"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H29"> </td><td style="text-align: right;">4,960</td><td style="text-align: left;" title="N14-Fair Value - H29"> </td></tr><tr><td>Loans held for sale (mandatory)</td><td style="text-align: left;" title="N14-Fair Value - B30"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D30"> </td><td style="text-align: right;">7,796</td><td style="text-align: left;" title="N14-Fair Value - D30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F30"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F30"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H30"> </td><td style="text-align: right;">7,796</td><td style="text-align: left;" title="N14-Fair Value - H30"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Mortgage servicing rights</td><td style="text-align: left;" title="N14-Fair Value - B31"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D31"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F31"> </td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N14-Fair Value - F31"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H31"> </td><td style="text-align: right;">24,041</td><td style="text-align: left;" title="N14-Fair Value - H31"> </td></tr><tr><td>Asset derivatives</td><td style="text-align: left;" title="N14-Fair Value - B32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-10">-</div></td><td style="text-align: left;" title="N14-Fair Value - B32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-11">9,970</div></td><td style="text-align: left;" title="N14-Fair Value - D32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-12">-</div></td><td style="text-align: left;" title="N14-Fair Value - F32"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H32"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-13">9,970</div></td><td style="text-align: left;" title="N14-Fair Value - H32"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Liability derivatives</td><td style="text-align: left;" title="N14-Fair Value - B33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-14">-</div></td><td style="text-align: left;" title="N14-Fair Value - B33"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-15">(65</div></td><td style="text-align: left;" title="N14-Fair Value - D33">) </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-16">-</div></td><td style="text-align: left;" title="N14-Fair Value - F33"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H33"> </td><td style="text-align: right;"><div style="-sec-ix-hidden: hidden-fact-17">(65</div></td><td style="text-align: left;" title="N14-Fair Value - H33">) </td></tr><tr><td> </td><td title="N14-Fair Value - B34"> </td><td> </td><td title="N14-Fair Value - B34"> </td><td> </td><td title="N14-Fair Value - D34"> </td><td> </td><td title="N14-Fair Value - D34"> </td><td> </td><td title="N14-Fair Value - F34"> </td><td> </td><td title="N14-Fair Value - F34"> </td><td> </td><td title="N14-Fair Value - H34"> </td><td> </td><td title="N14-Fair Value - H34"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Assets measured at fair value on a non-recurring basis:</td><td title="N14-Fair Value - B35"> </td><td> </td><td title="N14-Fair Value - B35"> </td><td> </td><td title="N14-Fair Value - D35"> </td><td> </td><td title="N14-Fair Value - D35"> </td><td> </td><td title="N14-Fair Value - F35"> </td><td> </td><td title="N14-Fair Value - F35"> </td><td> </td><td title="N14-Fair Value - H35"> </td><td> </td><td title="N14-Fair Value - H35"> </td></tr><tr><td>Loans held for investment</td><td style="text-align: left;" title="N14-Fair Value - B36"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - B36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D36"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F36"> </td><td style="text-align: right;">5,515</td><td style="text-align: left;" title="N14-Fair Value - F36"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H36"> </td><td style="text-align: right;">5,515</td><td style="text-align: left;" title="N14-Fair Value - H36"> </td></tr></table> 0 158825000 0 158825000 0 229000000 0 229000000 0 47341000 0 47341000 0 66100000 0 66100000 0 11298000 0 11298000 0 5783000 0 5783000 0 7980000 0 7980000 0 0 27616000 27616000 0 11162000 0 11162000 0 129000 0 129000 0 0 10319000 10319000 0 176305000 0 176305000 0 260760000 0 260760000 0 44786000 0 44786000 0 67597000 0 67597000 0 13132000 0 13132000 0 4960000 0 4960000 0 7796000 0 7796000 0 0 24041000 24041000 0 9970000 0 9970000 0 65000 0 65000 0 0 5515000 5515000 0 0 8000000 7800000 8100000 7600000 -89000 152000 0 0 0 0 433000 181000 310000 18000 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The following table presents quantitative information about recurring and non-recurring Level 3 fair value measurements at the dates indicated (dollars in thousands):</span> </div> <div style="font-size: 10pt;"> </div><table cellpadding="0" style="border-collapse: collapse; font-size: 10pt; font-family: &quot;Times New Roman&quot;, Times, serif; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="vertical-align: bottom; width: 35%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 20%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 20%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="vertical-align: bottom; width: 9%;"> </td><td style="vertical-align: bottom; width: 1%;"> </td></tr><tr><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B48"> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;" title="N14-Fair Value - B48"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Fair <br/>Value</span><br/></td><td> </td><td style="vertical-align: bottom; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;">Valuation <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;"> <br/> Techniques</span></td><td> </td><td style="vertical-align: bottom; font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;">Unobservable <br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Inputs</span></td><td> </td><td colspan="2" style="font-weight: bold; border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center;"> Range of<br/><span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Discounts</span></td><td style="text-align: center; font-weight: bold; vertical-align: bottom;"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">September 30, 2026</td><td title="N14-Fair Value - B50"> </td><td title="N14-Fair Value - B50"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;">Non-recurring:</td><td title="N14-Fair Value - B51"> </td><td title="N14-Fair Value - B51"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="vertical-align: bottom; background-color: rgb(204, 238, 255);"><td style="vertical-align: top;">Loans held for investment</td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B52"> </td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B52">$</td><td style="text-align: right; vertical-align: top; width: 9%;">10,319</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Third party appraisals or inspections</td><td> </td><td style="vertical-align: bottom;">Collateral discounts and selling costs</td><td> </td><td> </td><td style="text-align: right; vertical-align: top;">20% to 55%</td><td style="text-align: right; vertical-align: top;"> </td></tr><tr><td style="vertical-align: bottom;">Recurring:</td><td title="N14-Fair Value - B53"> </td><td title="N14-Fair Value - B53"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Mortgage servicing rights</td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B54"> </td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B54"> </td><td style="text-align: right; width: 9%;">27,616</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Discounted cash flows</td><td> </td><td style="vertical-align: bottom;">Constant prepayment rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">6.04</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B55"> </td><td title="N14-Fair Value - B55"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;">Discount rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">10.23</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B56"> </td><td title="N14-Fair Value - B56"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="text-decoration: underline; vertical-align: bottom;">December 31, 2025</td><td title="N14-Fair Value - B57"> </td><td title="N14-Fair Value - B57"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Non-recurring:</td><td title="N14-Fair Value - B58"> </td><td title="N14-Fair Value - B58"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr style="vertical-align : bottom; "><td style="vertical-align: top;">Loans held for investment</td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B59"> </td><td style="text-align: left; vertical-align: bottom; border-collapse: collapse; border-spacing: 0px; width: 1%;" title="N14-Fair Value - B59">$</td><td style="text-align: right; vertical-align: top; width: 9%;">5,515</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Third party appraisals or inspections</td><td> </td><td style="vertical-align: bottom;">Collateral discounts and selling costs</td><td> </td><td> </td><td style="text-align: right; vertical-align: top;">20% to 60%</td><td style="text-align: right; vertical-align: top;"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;">Recurring:</td><td title="N14-Fair Value - B60"> </td><td title="N14-Fair Value - B60"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td style="vertical-align: bottom;"> </td></tr><tr><td style="vertical-align: bottom;">Mortgage servicing rights</td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B61"> </td><td style="text-align: left; width: 1%;" title="N14-Fair Value - B61"> </td><td style="text-align: right; width: 9%;">24,041</td><td style="width: 1%; text-align: left;"> </td><td style="vertical-align: bottom;">Discounted cash flows</td><td> </td><td style="vertical-align: bottom;">Constant prepayment rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">8.81</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="vertical-align: bottom;"> </td><td title="N14-Fair Value - B62"> </td><td title="N14-Fair Value - B62"> </td><td> </td><td> </td><td style="vertical-align: bottom;"> </td><td> </td><td style="vertical-align: bottom;">Discount rate</td><td style="width: 1%;"> </td><td style="width: 1%; text-align: left;"> </td><td style="text-align: right; vertical-align: bottom; width: 9%;">9.70</td><td style="text-align: left; vertical-align: bottom; width: 1%;">%</td></tr></table> 10319000 0.20 0.55 27616000 0.0604 0.1023 5515000 0.20 0.60 24041000 0.0881 0.097 <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000;">The estimated fair values, and related carrying amounts, of the Company’s financial instruments that are not previously disclosed in the recurring fair values section are as follows (dollars in thousands):</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <table cellpadding="0" style="font-size: 10pt; border-collapse: collapse; width: 100%; border-spacing: 0px;"><tr style="height: 0px; font-size: 0px;"><td style="width: 41%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 1%;"> </td><td style="width: 9%;"> </td><td style="width: 1%;"> </td></tr><tr><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; vertical-align: bottom; text-align: center;" title="N14-Fair Value - B66"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Carrying</span><br/>Amount</td><td title="N14-Fair Value - B66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - D66">  Level 1</td><td title="N14-Fair Value - D66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - F66">  Level 2</td><td title="N14-Fair Value - F66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); text-align: center; font-weight: bold; vertical-align: bottom;" title="N14-Fair Value - H66">  Level 3</td><td title="N14-Fair Value - H66"> </td><td> </td><td colspan="2" style="border-width: medium medium 2px; border-style: none none solid; border-color: currentcolor currentcolor rgb(0, 0, 0); font-weight: bold; vertical-align: bottom; text-align: center;" title="N14-Fair Value - J66"> <span style="letter-spacing: normal; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; float: none; display: inline !important;">Total <br/></span>Fair Value</td><td title="N14-Fair Value - J66"> </td></tr><tr><td style="text-decoration: underline;">September 30, 2026</td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - B67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - D67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - F67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - H67"> </td><td> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - J67"> </td><td style="text-align: center; font-weight: bold; border-width: medium; border-style: none; border-color: currentcolor;"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;" title="N14-Fair Value - J67"> </td></tr><tr><td>Financial assets:</td><td title="N14-Fair Value - B68"> </td><td> </td><td title="N14-Fair Value - B68"> </td><td> </td><td title="N14-Fair Value - D68"> </td><td> </td><td title="N14-Fair Value - D68"> </td><td> </td><td title="N14-Fair Value - F68"> </td><td> </td><td title="N14-Fair Value - F68"> </td><td> </td><td title="N14-Fair Value - H68"> </td><td style="border-width: medium; border-style: none; border-color: currentcolor;"> </td><td title="N14-Fair Value - H68"> </td><td> </td><td title="N14-Fair Value - J68"> </td><td> </td><td title="N14-Fair Value - J68"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and cash equivalents</td><td style="text-align: left;" title="N14-Fair Value - B69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - B69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - D69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F69">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H69">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H69"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J69">$</td><td style="text-align: right;">776,735</td><td style="text-align: left;" title="N14-Fair Value - J69"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N14-Fair Value - B70"> </td><td style="text-align: right;">3,778,370</td><td style="text-align: left;" title="N14-Fair Value - B70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D70"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F70"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H70"> </td><td style="text-align: right;">3,747,461</td><td style="text-align: left;" title="N14-Fair Value - H70"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J70"> </td><td style="text-align: right;">3,747,461</td><td style="text-align: left;" title="N14-Fair Value - J70"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans held for sale (best efforts)</td><td style="text-align: left;" title="N14-Fair Value - B71"> </td><td style="text-align: right;">2,471</td><td style="text-align: left;" title="N14-Fair Value - B71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D71"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F71"> </td><td style="text-align: right;">2,521</td><td style="text-align: left;" title="N14-Fair Value - F71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H71"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H71"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J71"> </td><td style="text-align: right;">2,521</td><td style="text-align: left;" title="N14-Fair Value - J71"> </td></tr><tr><td style="padding-left: 10px;">Accrued interest receivable</td><td style="text-align: left;" title="N14-Fair Value - B72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - B72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D72"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - F72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H72"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H72"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J72"> </td><td style="text-align: right;">20,711</td><td style="text-align: left;" title="N14-Fair Value - J72"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Financial liabilities:</td><td style="text-align: left;" title="N14-Fair Value - B73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H73"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J73"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J73"> </td></tr><tr><td style="padding-left: 10px;">Deposits</td><td style="text-align: left;" title="N14-Fair Value - B74"> </td><td style="text-align: right;">4,660,691</td><td style="text-align: left;" title="N14-Fair Value - B74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F74"> </td><td style="text-align: right;">4,660,204</td><td style="text-align: left;" title="N14-Fair Value - F74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H74"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H74"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J74"> </td><td style="text-align: right;">4,660,204</td><td style="text-align: left;" title="N14-Fair Value - J74"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Accrued interest payable</td><td style="text-align: left;" title="N14-Fair Value - B75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - B75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - F75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H75"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H75"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J75"> </td><td style="text-align: right;">5,450</td><td style="text-align: left;" title="N14-Fair Value - J75"> </td></tr><tr><td style="padding-left: 10px;">Junior subordinated deferrable interest debentures</td><td style="text-align: left;" title="N14-Fair Value - B76"> </td><td style="text-align: right;">46,393</td><td style="text-align: left;" title="N14-Fair Value - B76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D76"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F76"> </td><td style="text-align: right;">36,346</td><td style="text-align: left;" title="N14-Fair Value - F76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H76"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H76"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J76"> </td><td style="text-align: right;">36,346</td><td style="text-align: left;" title="N14-Fair Value - J76"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Subordinated debt</td><td style="text-align: left;" title="N14-Fair Value - B77"> </td><td style="text-align: right;">14,100</td><td style="text-align: left;" title="N14-Fair Value - B77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D77"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F77"> </td><td style="text-align: right;">13,113</td><td style="text-align: left;" title="N14-Fair Value - F77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H77"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H77"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J77"> </td><td style="text-align: right;">13,113</td><td style="text-align: left;" title="N14-Fair Value - J77"> </td></tr><tr><td style="padding-left: 10px;"> </td><td style="text-align: left;" title="N14-Fair Value - B78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H78"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J78"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J78"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="text-decoration: underline;">December 31, 2025</td><td title="N14-Fair Value - B79"> </td><td> </td><td title="N14-Fair Value - B79"> </td><td> </td><td title="N14-Fair Value - D79"> </td><td> </td><td title="N14-Fair Value - D79"> </td><td> </td><td title="N14-Fair Value - F79"> </td><td> </td><td title="N14-Fair Value - F79"> </td><td> </td><td title="N14-Fair Value - H79"> </td><td> </td><td title="N14-Fair Value - H79"> </td><td> </td><td title="N14-Fair Value - J79"> </td><td> </td><td title="N14-Fair Value - J79"> </td></tr><tr><td>Financial assets:</td><td title="N14-Fair Value - B80"> </td><td> </td><td title="N14-Fair Value - B80"> </td><td> </td><td title="N14-Fair Value - D80"> </td><td> </td><td title="N14-Fair Value - D80"> </td><td> </td><td title="N14-Fair Value - F80"> </td><td> </td><td title="N14-Fair Value - F80"> </td><td> </td><td title="N14-Fair Value - H80"> </td><td> </td><td title="N14-Fair Value - H80"> </td><td> </td><td title="N14-Fair Value - J80"> </td><td> </td><td title="N14-Fair Value - J80"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Cash and cash equivalents</td><td style="text-align: left;" title="N14-Fair Value - B81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - B81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - D81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F81">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H81">$</td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H81"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J81">$</td><td style="text-align: right;">552,439</td><td style="text-align: left;" title="N14-Fair Value - J81"> </td></tr><tr><td style="padding-left: 10px;">Loans held for investment, net</td><td style="text-align: left;" title="N14-Fair Value - B82"> </td><td style="text-align: right;">3,099,371</td><td style="text-align: left;" title="N14-Fair Value - B82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D82"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F82"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - F82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H82"> </td><td style="text-align: right;">3,082,072</td><td style="text-align: left;" title="N14-Fair Value - H82"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J82"> </td><td style="text-align: right;">3,082,072</td><td style="text-align: left;" title="N14-Fair Value - J82"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Loans held for sale (best efforts)</td><td style="text-align: left;" title="N14-Fair Value - B83"> </td><td style="text-align: right;">2,197</td><td style="text-align: left;" title="N14-Fair Value - B83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D83"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F83"> </td><td style="text-align: right;">2,237</td><td style="text-align: left;" title="N14-Fair Value - F83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H83"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H83"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J83"> </td><td style="text-align: right;">2,237</td><td style="text-align: left;" title="N14-Fair Value - J83"> </td></tr><tr><td style="padding-left: 10px;">Accrued interest receivable</td><td style="text-align: left;" title="N14-Fair Value - B84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - B84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D84"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - F84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H84"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H84"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J84"> </td><td style="text-align: right;">20,931</td><td style="text-align: left;" title="N14-Fair Value - J84"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td>Financial liabilities:</td><td style="text-align: left;" title="N14-Fair Value - B85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - B85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - D85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - F85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - H85"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J85"> </td><td style="text-align: right;"> </td><td style="text-align: left;" title="N14-Fair Value - J85"> </td></tr><tr><td style="padding-left: 10px;">Deposits</td><td style="text-align: left;" title="N14-Fair Value - B86"> </td><td style="text-align: right;">3,874,077</td><td style="text-align: left;" title="N14-Fair Value - B86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D86"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F86"> </td><td style="text-align: right;">3,873,806</td><td style="text-align: left;" title="N14-Fair Value - F86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H86"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H86"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J86"> </td><td style="text-align: right;">3,873,806</td><td style="text-align: left;" title="N14-Fair Value - J86"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Accrued interest payable</td><td style="text-align: left;" title="N14-Fair Value - B87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - B87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D87"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - F87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H87"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H87"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J87"> </td><td style="text-align: right;">5,014</td><td style="text-align: left;" title="N14-Fair Value - J87"> </td></tr><tr><td style="padding-left: 10px;">Junior subordinated deferrable interest debentures</td><td style="text-align: left;" title="N14-Fair Value - B88"> </td><td style="text-align: right;">46,393</td><td style="text-align: left;" title="N14-Fair Value - B88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D88"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F88"> </td><td style="text-align: right;">35,213</td><td style="text-align: left;" title="N14-Fair Value - F88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H88"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H88"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J88"> </td><td style="text-align: right;">35,213</td><td style="text-align: left;" title="N14-Fair Value - J88"> </td></tr><tr style="background-color: rgb(204, 238, 255);"><td style="padding-left: 10px;">Subordinated debt</td><td style="text-align: left;" title="N14-Fair Value - B89"> </td><td style="text-align: right;">14,100</td><td style="text-align: left;" title="N14-Fair Value - B89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - D89"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - D89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - F89"> </td><td style="text-align: right;">13,907</td><td style="text-align: left;" title="N14-Fair Value - F89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - H89"> </td><td style="text-align: right;">-</td><td style="text-align: left;" title="N14-Fair Value - H89"> </td><td> </td><td style="text-align: left;" title="N14-Fair Value - J89"> </td><td style="text-align: right;">13,907</td><td style="text-align: left;" title="N14-Fair Value - J89"> </td></tr></table> 776735000 776735000 0 0 776735000 3778370000 0 0 3747461000 3747461000 2471000 0 2521000 0 2521000 20711000 0 20711000 0 20711000 4660691000 0 4660204000 0 4660204000 5450000 0 5450000 0 5450000 46393000 0 36346000 0 36346000 14100000 0 13113000 0 13113000 552439000 552439000 0 0 552439000 3099371000 0 0 3082072000 3082072000 2197000 0 2237000 0 2237000 20931000 0 20931000 0 20931000 3874077000 0 3873806000 0 3873806000 5014000 0 5014000 0 5014000 46393000 0 35213000 0 35213000 14100000 0 13907000 0 13907000 <div> <span style="font-size: 10.0pt; color: #000000; font-weight: bold;">15.  SUBSEQUENT EVENTS</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10.0pt; color: #000000; font-style: italic;">Dividend Declaration</span> </div> <div style="text-align: justify; font-size: 10pt;">  </div> <div style="text-align: justify;"> <span style="font-size: 10pt; color: rgb(0, 0, 0); background-color: rgb(255, 255, 255);">On October 22, 2026, the Company declared a cash dividend of $0.19 per share of common stock to be paid on November 16, 2026 to all shareholders of record as of the close of business on November 2, 2026.</span></div> 2026-10-22 0.19 2026-11-16 2026-11-02 false false false false 13 2030-12-31 http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#OtherAssets http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities http://fasb.org/us-gaap/2026#AccruedLiabilitiesAndOtherLiabilities 0001163668 false Q3 --12-31 Total revenue is defined as the sum of net interest income plus non-interest income. Includes $247 thousand in charged-off demand deposit overdrafts reported as 2026 originations. Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.