v3.26.3
LOANS HELD FOR INVESTMENT - Amortized Cost Basis in Loans by Credit Quality Indicator and Origination Year and Gross Charge-offs (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
LOANS HELD FOR INVESTMENT [Abstract]          
Loans $ 3,831,138   $ 3,831,138   $ 3,144,502
2026/2025     247   498
Current period gross charge-offs 1,675 $ 1,483 3,287 $ 3,107  
Commercial Real Estate [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 278,905   278,905   210,308
2025/2024 241,053   241,053   140,489
2024/2023 167,549   167,549   208,191
2023/2022 154,879   154,879   246,706
2022/2021 240,440   240,440   102,580
Prior 263,132   263,132   150,496
Revolving loans 18,438   18,438   5,855
Loans 1,364,396   1,364,396   1,064,625
2026/2025     0   0
2025/2024     0   0
2024/2023     0   541
2023/2022     0   0
2022/2021     64   0
Prior     897   0
Revolving loans     0   0
Current period gross charge-offs 898 541 961 541 541
Commercial Real Estate [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 278,905   278,905   209,948
2025/2024 234,045   234,045   137,602
2024/2023 157,567   157,567   195,747
2023/2022 144,343   144,343   245,012
2022/2021 234,376   234,376   95,319
Prior 233,699   233,699   143,422
Revolving loans 18,188   18,188   5,372
Loans 1,301,123   1,301,123   1,032,422
Commercial Real Estate [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 4,058   4,058   2,825
2024/2023 2,432   2,432   7,343
2023/2022 9,100   9,100   81
2022/2021         166
Prior 8,403   8,403   1,095
Revolving loans 250   250   483
Loans 24,243   24,243   11,993
Commercial Real Estate [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   360
2025/2024 2,950   2,950   62
2024/2023 7,550   7,550   5,101
2023/2022 1,436   1,436   1,613
2022/2021 6,064   6,064   7,095
Prior 21,030   21,030   5,979
Revolving loans 0   0   0
Loans 39,030   39,030   20,210
Commercial [Member] | Specialized [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 111,994   111,994   126,575
2025/2024 57,765   57,765   43,829
2024/2023 28,040   28,040   39,528
2023/2022 23,737   23,737   25,934
2022/2021 22,698   22,698   35,883
Prior 58,776   58,776   30,341
Revolving loans 132,041   132,041   107,261
Loans 435,051   435,051   409,351
2026/2025     0   0
2025/2024     0   0
2024/2023     0   0
2023/2022     84   0
2022/2021     180   0
Prior     0   0
Revolving loans     0   0
Current period gross charge-offs 179 0 264 0 0
Commercial [Member] | Specialized [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 111,994   111,994   122,003
2025/2024 57,667   57,667   35,559
2024/2023 27,930   27,930   38,159
2023/2022 23,467   23,467   24,081
2022/2021 22,460   22,460   32,943
Prior 58,287   58,287   29,452
Revolving loans 131,486   131,486   103,491
Loans 433,291   433,291   385,688
Commercial [Member] | Specialized [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   4,572
2025/2024 98   98   8,076
2024/2023 0   0   799
2023/2022 0   0   1,042
2022/2021 0   0   1,734
Prior 0   0   830
Revolving loans 555   555   3,770
Loans 653   653   20,823
Commercial [Member] | Specialized [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   194
2024/2023 110   110   570
2023/2022 270   270   811
2022/2021 238   238   1,206
Prior 489   489   59
Revolving loans 0   0   0
Loans 1,107   1,107   2,840
Commercial [Member] | General [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 135,917   135,917   178,927
2025/2024 172,347   172,347   106,178
2024/2023 116,641   116,641   65,077
2023/2022 61,723   61,723   85,608
2022/2021 102,651   102,651   49,939
Prior 127,388   127,388   81,194
Revolving loans 118,661   118,661   92,400
Loans 835,328   835,328   659,323
2026/2025     0   0
2025/2024     87   245
2024/2023     101   164
2023/2022     7   116
2022/2021     73   63
Prior     237   245
Revolving loans     89   50
Current period gross charge-offs 138 172 594 530 883
Commercial [Member] | General [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 135,794   135,794   178,827
2025/2024 167,698   167,698   103,310
2024/2023 115,322   115,322   51,335
2023/2022 49,604   49,604   84,327
2022/2021 100,434   100,434   43,179
Prior 121,689   121,689   79,605
Revolving loans 110,951   110,951   92,158
Loans 801,492   801,492   632,741
Commercial [Member] | General [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   60
2025/2024 3,392   3,392   2,110
2024/2023 365   365   12,127
2023/2022 10,487   10,487   0
2022/2021 26   26   1,011
Prior 1,435   1,435   473
Revolving loans 1,845   1,845   0
Loans 17,550   17,550   15,781
Commercial [Member] | General [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 123   123   40
2025/2024 1,257   1,257   758
2024/2023 954   954   1,615
2023/2022 1,632   1,632   1,281
2022/2021 2,191   2,191   5,749
Prior 4,264   4,264   1,116
Revolving loans 5,865   5,865   242
Loans 16,286   16,286   10,801
Consumer [Member] | 1-4 Family Residential [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 92,138   92,138   95,891
2025/2024 83,661   83,661   72,939
2024/2023 65,292   65,292   94,342
2023/2022 86,133   86,133   139,197
2022/2021 178,374   178,374   83,139
Prior 183,287   183,287   100,333
Revolving loans 22,815   22,815   4,010
Loans 711,700   711,700   589,851
2026/2025     0   0
2025/2024     0   0
2024/2023     0   31
2023/2022     62   0
2022/2021     0   215
Prior     0   61
Revolving loans     0   0
Current period gross charge-offs 60 307 62 307 307
Consumer [Member] | 1-4 Family Residential [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 92,138   92,138   95,677
2025/2024 82,909   82,909   69,844
2024/2023 60,795   60,795   92,148
2023/2022 84,315   84,315   137,702
2022/2021 171,986   171,986   77,474
Prior 174,318   174,318   96,393
Revolving loans 22,246   22,246   4,010
Loans 688,707   688,707   573,248
Consumer [Member] | 1-4 Family Residential [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   621
2023/2022 64   64   428
2022/2021 3,980   3,980   5,061
Prior 0   0   0
Revolving loans 0   0   0
Loans 4,044   4,044   6,110
Consumer [Member] | 1-4 Family Residential [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   214
2025/2024 752   752   3,095
2024/2023 4,497   4,497   1,573
2023/2022 1,754   1,754   1,067
2022/2021 2,408   2,408   604
Prior 8,969   8,969   3,940
Revolving loans 569   569   0
Loans 18,949   18,949   10,493
Consumer [Member] | Auto Loans [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 98,071   98,071   115,240
2025/2024 85,545   85,545   48,280
2024/2023 33,308   33,308   42,467
2023/2022 26,968   26,968   40,018
2022/2021 22,054   22,054   11,120
Prior 4,742   4,742   2,032
Revolving loans 0   0   0
Loans 270,688   270,688   259,157
2026/2025     0   29
2025/2024     61   243
2024/2023     64   367
2023/2022     109   477
2022/2021     249   198
Prior     59   35
Revolving loans     0   0
Current period gross charge-offs 138 202 542 897 1,349
Consumer [Member] | Auto Loans [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 98,022   98,022   115,240
2025/2024 85,519   85,519   48,236
2024/2023 33,230   33,230   42,397
2023/2022 26,919   26,919   39,896
2022/2021 21,921   21,921   11,045
Prior 4,705   4,705   2,015
Revolving loans 0   0   0
Loans 270,316   270,316   258,829
Consumer [Member] | Auto Loans [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Consumer [Member] | Auto Loans [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 49   49   0
2025/2024 26   26   44
2024/2023 78   78   70
2023/2022 49   49   122
2022/2021 133   133   75
Prior 37   37   17
Revolving loans 0   0   0
Loans 372   372   328
Consumer [Member] | Other Consumer [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 22,038   22,038   27,928
2025/2024 17,254   17,254   12,534
2024/2023 7,956   7,956   6,704
2023/2022 3,854   3,854   7,030
2022/2021 3,835   3,835   2,233
Prior 4,329   4,329   4,129
Revolving loans 996   996   1,534
Loans 60,262   60,262   62,092
2026/2025     247 [1]   510
2025/2024     451 [1]   203
2024/2023     33 [1]   44
2023/2022     5 [1]   107
2022/2021     31 [1]   49
Prior     97 [1]   152
Revolving loans     0 [1]   1
Current period gross charge-offs 262 261 864 [1] 832 1,066
Consumer [Member] | Other Consumer [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 22,038   22,038   27,912
2025/2024 17,241   17,241   12,521
2024/2023 7,947   7,947   6,704
2023/2022 3,850   3,850   7,014
2022/2021 3,827   3,827   2,223
Prior 4,283   4,283   4,096
Revolving loans 994   994   1,534
Loans 60,180   60,180   62,004
Consumer [Member] | Other Consumer [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Consumer [Member] | Other Consumer [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   16
2025/2024 13   13   13
2024/2023 9   9   0
2023/2022 4   4   16
2022/2021 8   8   10
Prior 46   46   33
Revolving loans 2   2   0
Loans 82   82   88
Construction [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 68,669   68,669   71,154
2025/2024 58,461   58,461   24,768
2024/2023 12,549   12,549   3,611
2023/2022 2,925   2,925   570
2022/2021 10,470   10,470   0
Prior 0   0   0
Revolving loans 639   639   0
Loans 153,713   153,713   100,103
2026/2025     0   0 [2]
2025/2024     0   0 [2]
2024/2023     0   0 [2]
2023/2022     0   0 [2]
2022/2021     0   0 [2]
Prior     0   0 [2]
Revolving loans     0   0 [2]
Current period gross charge-offs 0 $ 0 0 $ 0 0 [2]
Construction [Member] | Pass [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 68,669   68,669   71,154
2025/2024 58,461   58,461   24,768
2024/2023 12,454   12,454   2,505
2023/2022 1,812   1,812   570
2022/2021 10,470   10,470   0
Prior 0   0   0
Revolving loans 639   639   0
Loans 152,505   152,505   98,997
Construction [Member] | Special Mention [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 0   0   0
2023/2022 0   0   0
2022/2021 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans 0   0   0
Construction [Member] | Substandard [Member]          
LOANS HELD FOR INVESTMENT [Abstract]          
2026/2025 0   0   0
2025/2024 0   0   0
2024/2023 95   95   1,106
2023/2022 1,113   1,113   0
2022/2021 0   0   0
Prior 0   0   0
Revolving loans 0   0   0
Loans $ 1,208   $ 1,208   $ 1,106
[1] Includes $247 thousand in charged-off demand deposit overdrafts reported as 2026 originations.
[2] Includes $498 thousand in charged-off demand deposit overdrafts reported as 2025 originations.