v3.26.3
CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 48,735 $ 58,318
Interest-bearing deposits in banks 728,000 494,121
Cash and cash equivalents 776,735 552,439
Securities available for sale 518,347 567,540
Loans held for sale ($7,980 and $7,796 at fair value at September 30, 2026 and December 31, 2025, respectively) 10,451 9,993
Loans held for investment 3,831,138 3,144,502
Allowance for credit losses on loans (52,768) (45,131)
Loans held for investment, net 3,778,370 3,099,371
Accrued interest receivable 20,711 20,931
Premises and equipment, net 51,154 51,563
Bank-owned life insurance 90,336 77,694
Goodwill 66,592 19,315
Intangible assets, net 5,265 1,133
Mortgage servicing rights 27,616 24,041
Deferred tax asset, net 27,461 20,433
Other assets 37,836 36,047
Total assets 5,410,874 4,480,500
Deposits:    
Noninterest-bearing 1,179,107 1,023,517
Interest-bearing 3,481,584 2,850,560
Total deposits 4,660,691 3,874,077
Accrued expenses and other liabilities 66,934 52,093
Subordinated debt 14,100 14,100
Junior subordinated deferrable interest debentures 46,393 46,393
Total liabilities 4,788,118 3,986,663
Stockholders’ equity:    
Common stock, $1.00 par value per share, 30,000,000 shares authorized; 18,847,573 and 16,293,577 issued and outstanding at September 30, 2026 and December 31, 2025, respectively 18,848 16,294
Additional paid-in capital 195,307 91,065
Retained earnings 479,082 434,197
Accumulated other comprehensive loss (70,481) (47,719)
Total stockholders’ equity 622,756 493,837
Total liabilities and stockholders’ equity $ 5,410,874 $ 4,480,500