v3.26.3
ALLOWANCE FOR CREDIT LOSSES AND CREDIT QUALITY INFORMATION (Tables)
 9 Months Ended
Sep. 30, 2026
Receivables [Abstract]  
Schedule of Allowance for Loan Losses and Loan Balances
The following tables provide the activity of the total allowance for credit losses for the three and nine months ended September 30, 2026 and 2025:
Three months ended September 30, 2026Nine months ended September 30, 2026
(Dollars in thousands)
Loans and Leases
HTM Securities(1)
Other Accounts ReceivableTotal
Loans and Leases
HTM Securities(1)
Other Accounts ReceivableTotal
Allowance for credit losses
Beginning balance$177,263 $5 $2,767 $180,035 $179,647 $5 $2,848 $182,500 
Charge-offs(8,532)— (1,621)(10,153)(32,183)— (4,647)(36,830)
Recoveries9,100 — 507 9,607 29,096 — 1,677 30,773 
Provision7,407 — 986 8,393 8,678 — 2,761 11,439 
Ending balance$185,238 $5 $2,639 $187,882 $185,238 $5 $2,639 $187,882 
Three months ended September 30, 2025Nine months ended September 30, 2025
(Dollars in thousands)
Loans and Leases
HTM Securities(1)
Other Accounts ReceivableTotal
Loans and Leases
HTM Securities(1)
Other Accounts ReceivableTotal
Allowance for credit losses
Beginning balance$186,304 $6 $2,811 $189,121 $195,281 $7 $— $195,288 
Charge-offs(12,353)— (1,019)(13,372)(48,020)— (2,840)(50,860)
Recoveries3,267 — 748 4,015 13,272 — 748 14,020 
Charge-offs from transfer of loans to held for sale(826)— — (826)(9,481)— — (9,481)
Provision (release)6,838 — (272)6,566 32,178 (1)4,360 36,537 
Ending balance$183,230 $6 $2,268 $185,504 $183,230 $6 $2,268 $185,504 
(1)See Note 4 for further detail on the HTM securities allowance.
The following tables provide the activity of allowance for credit losses (ACL) and loan balances for our loan and lease portfolio for the three and nine months ended September 30, 2026 and 2025. For the three and nine months ended September 30, 2026, the increase in ACL was primarily due to a specific reserve and loan growth, partially offset by payments and recoveries.

(Dollars in thousands)
Commercial and Industrial
Owner-occupied
Commercial		Commercial
Mortgages		ConstructionCommercial Small Business Leases
Residential(1)
Consumer(2)
Total
Three months ended September 30, 2026
Allowance for credit losses
Beginning balance$51,883 $8,717 $49,451 $13,541 $17,424 $6,260 $29,987 $177,263 
Charge-offs(3,928)(311)— (700)(2,588)— (1,005)(8,532)
Recoveries4,992 1 2,827 — 748 41 491 9,100 
Provision (release) 7,736 627 (3,196)401 481 (318)1,676 7,407 
Ending balance$60,683 $9,034 $49,082 $13,242 $16,065 $5,983 $31,149 $185,238 
Nine months ended September 30, 2026
Allowance for credit losses
Beginning balance$52,927 $7,626 $48,047 $13,264 $16,449 $6,764 $34,570 $179,647 
Charge-offs(13,334)(609)(1,740)(4,435)(7,925)— (4,140)(32,183)
Recoveries21,629 13 3,361 — 2,318 135 1,640 29,096 
(Release) provision(539)2,004 (586)4,413 5,223 (916)(921)8,678 
Ending balance$60,683 $9,034 $49,082 $13,242 $16,065 $5,983 $31,149 $185,238 
Period-end allowance allocated to:
Loans evaluated on an individual basis$8,082 $— $— $2,035 $— $— $— $10,117 
Loans evaluated on a collective basis52,601 9,034 49,082 11,207 16,065 5,983 31,149 175,121 
Ending balance$60,683 $9,034 $49,082 $13,242 $16,065 $5,983 $31,149 $185,238 
Period-end loan balances:
Loans evaluated on an individual basis
$29,639 $19,896 $5,287 $7,243 $— $6,961 $3,633 $72,659 
Loans evaluated on a collective basis2,945,441 2,020,403 3,879,440 997,628 593,112 1,320,862 1,809,167 13,566,053 
Ending balance
$2,975,080 $2,040,299 $3,884,727 $1,004,871 $593,112 $1,327,823 $1,812,800 $13,638,712 
(1)Period-end loan balance excludes reverse mortgages at fair value of $3.5 million.
(2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
(Dollars in thousands)Commercial and IndustrialOwner -
occupied
Commercial		Commercial
Mortgages		ConstructionCommercial Small Business Leases
Residential(1)
Consumer(2)
Total
Three months ended September 30, 2025
Allowance for credit losses
Beginning balance$52,121 $8,584 $54,775 $10,696 $18,301 $5,815 $36,012 $186,304 
Charge-offs(7,363)(4)(43)— (3,860)— (1,083)(12,353)
Recoveries1,541 4 — — 932 43 747 3,267 
Charge-offs arising from transfer of loans to held for sale— — — — — — (826)(826)
Provision (release)3,330 (273)(6,122)6,478 1,892 594 939 6,838 
Ending balance$49,629 $8,311 $48,610 $17,174 $17,265 $6,452 $35,789 $183,230 
Nine months ended September 30, 2025
Allowance for loan losses
Beginning balance$57,131 $9,139 $48,962 $9,185 $15,965 $5,566 $49,333 $195,281 
Charge-offs(28,514)(4)(240)— (11,203)— (8,059)(48,020)
Recoveries3,985 16 527 — 2,265 140 6,339 13,272 
Charge-offs arising from transfer of loans to held for sale(552)— — — — — (8,929)(9,481)
Provision (release)17,579 (840)(639)7,989 10,238 746 (2,895)32,178 
Ending balance$49,629 $8,311 $48,610 $17,174 $17,265 $6,452 $35,789 $183,230 
Period-end allowance allocated to:
Loans evaluated on an individual basis$— $— $— $6,069 $— $— $— $6,069 
Loans evaluated on a collective basis49,629 8,311 48,610 11,105 17,265 6,452 35,789 177,161 
Ending balance$49,629 $8,311 $48,610 $17,174 $17,265 $6,452 $35,789 $183,230 
Period-end loan balances:
Loans evaluated on an individual basis$14,986 $6,672 $3,145 $29,381 $— $8,149 $3,024 $65,357 
Loans evaluated on a collective basis2,610,166 1,916,095 3,852,826 974,605 617,256 1,025,194 1,893,754 12,889,896 
Ending balance
$2,625,152 $1,922,767 $3,855,971 $1,003,986 $617,256 $1,033,343 $1,896,778 $12,955,253 
(1)Period-end loan balance excludes reverse mortgages at fair value of $5.3 million.
(2)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
Schedule of Nonaccrual and Past Due Loans
The following tables show nonaccrual and past due loans presented at amortized cost at the date indicated:
September 30, 2026
(Dollars in thousands)30–89 Days
Past Due and
Still 
Accruing		Greater 
Than
90 Days
Past Due and
Still Accruing		Total Past
Due
And Still
Accruing		Accruing
Current
Balances		Nonaccrual Loans With No AllowanceNonaccrual
Loans With An Allowance		Total
Loans
Commercial and industrial
$4,446 $1,916 $6,362 $2,938,944 $9,620 $20,154 $2,975,080 
Owner-occupied commercial3,294 4,660 7,954 2,012,448 19,897 — 2,040,299 
Commercial mortgages7,292 — 7,292 3,872,148 5,287 — 3,884,727 
Construction— — — 997,628 1,808 5,435 1,004,871 
Commercial small business leases5,098 850 5,948 587,164 — — 593,112 
Residential(1)
3,300 260 3,560 1,319,154 5,109 — 1,327,823 
Consumer(2)
9,136 8,032 17,168 1,792,132 3,500 — 1,812,800 
Total
$32,566 $15,718 $48,284 $13,519,618 $45,221 $25,589 $13,638,712 
% of Total Loans0.24 %0.12 %0.35 %99.13 %0.33 %0.19 %100 %
(1)Residential accruing current balances excludes reverse mortgages at fair value of $3.5 million.
(2)Includes $11.9 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss.
December 31, 2025
(Dollars in thousands)30–89 Days
Past Due and
Still 
Accruing		Greater 
Than
90 Days
Past Due and
Still Accruing		Total Past
Due
And Still
Accruing		Accruing
Current
Balances		Nonaccrual Loans With No AllowanceNonaccrual
Loans With An Allowance		Total
Loans
Commercial and industrial$4,634 $2,062 $6,696 $2,762,898 $16,842 $10,218 $2,796,654 
Owner-occupied commercial7,152 50 7,202 1,923,556 6,581 — 1,937,339 
Commercial mortgages44,139 9,533 53,672 3,854,922 7,565 — 3,916,159 
Construction1,716 — 1,716 999,814 16,946 5,435 1,023,911 
Commercial small business leases6,536 592 7,128 596,193 — — 603,321 
Residential(1)
3,851 133 3,984 1,077,116 5,002 — 1,086,102 
Consumer(2)
10,719 10,046 20,765 1,870,386 3,309 — 1,894,460 
Total
$78,747 $22,416 $101,163 $13,084,885 $56,245 $15,653 $13,257,946 
% of Total Loans0.59 %0.17 %0.76 %98.70 %0.42 %0.12 %100 %
(1)Residential accruing current balances excludes reverse mortgages, at fair value of $3.7 million.
(2)Includes $15.2 million of delinquent, but still accruing, U.S. government-guaranteed student loans that carry little risk of credit loss.
The following tables show the performance of loans that have been modified in the last 12 months as of September 30, 2026 and 2025:
September 30, 2026
(Dollars in thousands)30-89 Days Past Due and Still Accruing90+ Days Past Due and Still AccruingAccruing Current BalancesNonaccrual LoansTotal
Commercial and industrial$— $— $23,367 $1,064 $24,431 
Owner-occupied commercial— — 5,596 2,722 8,318 
Commercial mortgages5,618 — 44,444 1,606 51,668 
Construction— — 20,970 — 20,970 
Residential— — 1,796 — 1,796 
Consumer(1)
61 — 1,501 329 1,891 
Total$5,679 $— $97,674 $5,721 $109,074 
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
September 30, 2025
30-89 Days Past Due and Still Accruing90+ Days Past Due and Still AccruingAccruing Current BalancesNonaccrual LoansTotal
Commercial and industrial(1)
$— $— $32,097 $3,363 $35,460 
Owner-occupied commercial— — 2,197 2,163 4,360 
Commercial mortgages6,570 — 50,929 — 57,499 
Construction— — 21,355 26,760 48,115 
Consumer(2)
1 — 916 106 1,023 
Total$6,571 $— $107,494 $32,392 $146,457 
(1)Excludes $10.3 million of troubled loans held for sale.
(2)Includes home equity lines of credit, installment loans and unsecured lines of credit.
Schedule of Collateral Dependent Loans
The following table presents the amortized cost basis of nonaccruing collateral-dependent loans by class at September 30, 2026 and December 31, 2025:
September 30, 2026December 31, 2025
(Dollars in thousands)Property
Equipment
and other
Property
Equipment
and other
Commercial and industrial$23,625 $6,149 $17,557 $9,504 
Owner-occupied commercial19,897 — 6,580 — 
Commercial mortgages5,287 — 7,565 — 
Construction7,243 — 22,381 — 
Residential(1)
5,109 — 5,002 — 
Consumer(2)
3,480 20 3,285 24 
Total$64,641 $6,169 $62,370 $9,528 
(1)Excludes reverse mortgages at fair value.
(2)Includes home equity lines of credit.
Schedule of Credit Quality Indicators
The following tables provide an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of September 30, 2026.
Term Loans Amortized Cost Basis by Origination Year(1)(2)
(Dollars in thousands)20262025202420232022PriorRevolving loans amortized cost basisRevolving loans converted to termTotal
Commercial and industrial:
Risk Rating
Pass$556,154 $665,767 $421,476 $284,933 $160,635 $297,773 $7,319 $389,089 $2,783,146 
Special mention14,025 10,052 2,893 3,099 12,496 5,214 — 2,834 50,613 
Substandard or lower31,007 20,382 20,606 13,177 3,762 25,152 88 27,147 141,321 
$601,186 $696,201 $444,975 $301,209 $176,893 $328,139 $7,407 $419,070 $2,975,080 
Current-period gross charge-offs$— $215 $1,125 $3,015 $5,135 $3,844 $— $— $13,334 
Owner-occupied commercial:
Risk Rating
Pass$340,665 $248,130 $209,400 $216,100 $145,469 $515,095 $— $281,390 $1,956,249 
Special mention2,236 — 72 — 3,738 2,160 — — 8,206 
Substandard or lower2,252 8,612 4,304 9,730 13,151 25,856 — 11,939 75,844 
$345,153 $256,742 $213,776 $225,830 $162,358 $543,111 $— $293,329 $2,040,299 
Current-period gross charge-offs$— $— $523 $— $45 $41 $— $— $609 
Commercial mortgages:
Risk Rating
Pass$528,031 $403,196 $323,778 $364,046 $299,143 $1,153,634 $— $632,440 $3,704,268 
Special mention10,647 — 24,342 6,400 3,546 11,232 — 4,083 60,250 
Substandard or lower21,014 22,629 3,273 379 15,158 38,704 — 19,052 120,209 
$559,692 $425,825 $351,393 $370,825 $317,847 $1,203,570 $— $655,575 $3,884,727 
Current-period gross charge-offs$— $— $— $— $1,740 $— $— $— $1,740 
Construction:
Risk Rating
Pass$196,177 $397,822 $262,453 $61,172 $2,735 $15,038 $— $28,821 $964,218 
Special mention20,338 3,458 — — — — — — 23,796 
Substandard or lower8,641 1,300 5,435 974 — — — 507 16,857 
$225,156 $402,580 $267,888 $62,146 $2,735 $15,038 $— $29,328 $1,004,871 
Current-period gross charge-offs$— $700 $— $3,735 $— $— $— $— $4,435 
Commercial small business leases:
Risk Rating
Performing$167,777 $156,802 $140,248 $85,709 $39,275 $3,301 $— $— $593,112 
Nonperforming— — — — — — — — — 
$167,777 $156,802 $140,248 $85,709 $39,275 $3,301 $— $— $593,112 
Current-period gross charge-offs$77 $857 $2,646 $2,204 $1,644 $497 $— $— $7,925 
Residential(3):
Risk Rating
Performing$376,792 $213,500 $123,135 $122,991 $54,957 $429,335 $— $— $1,320,710 
Nonperforming— — — 107 — 7,006 — — 7,113 
$376,792 $213,500 $123,135 $123,098 $54,957 $436,341 $— $— $1,327,823 
Current-period gross charge-offs$— $— $— $— $— $— $— $— $— 
Consumer(4):
Risk Rating
Performing$11,801 $34,501 $161,632 $175,226 $264,648 $278,794 $871,807 $10,610 $1,809,019 
Nonperforming— — — 301 526 97 2,553 304 3,781 
$11,801 $34,501 $161,632 $175,527 $265,174 $278,891 $874,360 $10,914 $1,812,800 
Current-period gross charge-offs$839 $97 $710 $385 $862 $1,247 $— $— $4,140 
(1)Origination date represents the most recent underwriting of the loan which includes new relationships, renewals and extensions.
(2)Excludes loans held for sale.
(3)Excludes reverse mortgages at fair value.
(4)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
The following tables provide an analysis of loans by portfolio segment based on the credit quality indicators used to determine the allowance for credit losses as of December 31, 2025.
Term Loans Amortized Cost Basis by Origination Year(1)(2)
(Dollars in thousands)20252024202320222021
Prior
Revolving loans amortized cost basisRevolving loans converted to termTotal
Commercial and industrial:
Risk Rating
Pass$792,428 $498,646 $295,043 $238,011 $67,071 $390,703 $7,917 $296,470 $2,586,289 
Special mention12,525 16,960 4,617 14,149 1,736 4,812 — 3,127 57,926 
Substandard or Lower49,685 17,836 8,951 14,881 3,165 29,720 30 28,171 152,439 
$854,638 $533,442 $308,611 $267,041 $71,972 $425,235 $7,947 $327,768 $2,796,654 
Current-period gross charge-offs$2,020 $6,104 $1,857 $1,714 $13,405 $7,020 $— $— $32,120 
Owner-occupied commercial:
Risk Rating
Pass$243,709 $237,172 $257,796 $176,149 $186,215 $467,831 $— $267,819 $1,836,691 
Special mention4,701 — 685 1,369 1,632 2,035 — 7,393 17,815 
Substandard or Lower11,460 5,891 14,633 10,222 6,108 24,733 — 9,786 82,833 
$259,870 $243,063 $273,114 $187,740 $193,955 $494,599 $— $284,998 $1,937,339 
Current-period gross charge-offs$— $— $4 $— $— $211 $— $— $215 
Commercial mortgages:
Risk Rating
Pass$527,094 $390,403 $521,726 $354,680 $357,104 $1,020,802 $— $578,575 $3,750,384 
Special mention2,927 734 1,592 — 1,202 24,450 — 90 30,995 
Substandard or Lower33,835 8,515 2,557 15,439 4,480 36,678 — 33,276 134,780 
$563,856 $399,652 $525,875 $370,119 $362,786 $1,081,930 $— $611,941 $3,916,159 
Current-period gross charge-offs$— $34 $9 $— $— $4,540 $— $— $4,583 
Construction:
Risk Rating
Pass$444,484 $308,702 $155,421 $6,328 $3,441 $7,665 $— $62,445 $988,486 
Special mention— — — — — — — — — 
Substandard or Lower11,293 5,435 17,399 — — — — 1,298 35,425 
$455,777 $314,137 $172,820 $6,328 $3,441 $7,665 $— $63,743 $1,023,911 
Current-period gross charge-offs$— $— $4,900 $— $— $— $— $— $4,900 
Commercial small business leases:
Risk Rating
Performing$188,345 $182,471 $123,065 $68,356 $21,001 $20,083 $— $— $603,321 
Nonperforming— — — — — — — — — 
$188,345 $182,471 $123,065 $68,356 $21,001 $20,083 $— $— $603,321 
Current-period gross charge-offs$460 $2,887 $5,359 $3,938 $1,489 $253 $— $— $14,386 
Residential(3):
Risk Rating
Performing$231,358 $154,565 $144,660 $59,915 $84,198 $403,653 $— $— $1,078,349 
Nonperforming— — 113 — 3,491 4,149 — — 7,753 
$231,358 $154,565 $144,773 $59,915 $87,689 $407,802 $— $— $1,086,102 
Current-period gross charge-offs$— $— $— $— $— $— $— $— $— 
Consumer(4):
Risk Rating
Performing$46,648 $214,198 $230,309 $321,908 $86,583 $262,586 $717,385 $11,421 $1,891,038 
Nonperforming— — 202 311 — 72 2,601 236 3,422 
$46,648 $214,198 $230,511 $322,219 $86,583 $262,658 $719,986 $11,657 $1,894,460 
Current-period gross charge-offs$9,506 $709 $1,956 $4,097 $1,256 $1,339 $— $— $18,863 
(1)Origination date represents the most recent underwriting of the loan which includes new relationships, renewals and extensions.
(2)Excludes loans held for sale.
(3)Excludes reverse mortgages at fair value.
(4)Includes home equity lines of credit, installment loans, unsecured lines of credit and education loans.
Schedule of Loans Identified as Troubled Debt Restructurings During Periods Indicated
The following tables show the period-end amortized cost basis of troubled loans modified during the three and nine months ended September 30, 2026 and 2025, disaggregated by portfolio segment and type of modification granted:
Three Months Ended September 30, 2026
(Dollars in thousands)Term ExtensionMore-Than-Insignificant Payment DelayCombination- Term Extension and Payment DelayCombination- Term Extension and Interest Rate ReductionTotal% of Total Loan Category
Commercial and industrial$15,509 $3,859 $— $— $19,368 0.65 %
Owner-occupied commercial4,380 — 1,863 — 6,243 0.31 %
Commercial mortgages7,659 — — — 7,659 0.20 %
Construction20,338 — — — 20,338 2.02 %
Residential— 707 — — 707 0.05 %
Consumer(1)
— 236 183 — 419 0.02 %
Total$47,886 $4,802 $2,046 $— $54,734 0.40 %
Nine Months Ended September 30, 2026
(Dollars in thousands)Term ExtensionMore-Than-Insignificant Payment DelayCombination- Term Extension and Payment DelayCombination- Term Extension and Interest Rate ReductionTotal% of Total Loan Category
Commercial and industrial$15,512 $3,899 $806 $— $20,217 0.68 %
Owner-occupied commercial6,146 — 1,863 — 8,009 0.39 %
Commercial mortgages30,369 — — — 30,369 0.78 %
Construction20,338 632 — — 20,970 2.09 %
Residential— 1,573 — — 1,573 0.12 %
Consumer(1)
422 625 446 48 1,541 0.09 %
Total$72,787 $6,729 $3,115 $48 $82,679 0.61 %
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
Three months ended September 30, 2025
(Dollars in thousands)Term ExtensionMore-Than-Insignificant Payment DelayCombination- Term Extension and Payment DelayTotal% of Total Loan Category
Commercial and industrial$15,895 $— $272 $16,167 0.62 %
Owner-occupied commercial484 — 3,011 3,495 0.18 %
Commercial mortgages19,158 — — 19,158 0.50 %
Construction1,714 — — 1,714 0.17 %
Consumer(1)
271 136 6 413 0.02 %
Total$37,522 $136 $3,289 $40,947 0.32 %
Nine Months Ended September 30, 2025
(Dollars in thousands)Term ExtensionMore-Than-Insignificant Payment DelayCombination- Term Extension and Payment DelayTotal% of Total Loan Category
Commercial and industrial$18,235 $2,500 $302 $21,037 0.80 %
Owner-occupied commercial610 739 3,011 4,360 0.23 %
Commercial mortgages50,410 — 6,570 56,980 1.48 %
Construction28,474 — — 28,474 2.84 %
Consumer(1)
273 327 399 999 0.05 %
Total$98,002 $3,566 $10,282 $111,850 0.86 %
(1)Includes home equity lines of credit, installment loans and unsecured lines of credit.
The following table describes the financial effect of the modifications made to troubled loans during the three and nine months ended September 30, 2026 and 2025:
Three Months Ended September 30, 2026Nine Months Ended September 30, 2026
Term Extension(1)
Interest Rate Reduction(2)
More-Than-Insignificant Payment Delay(2)
Term Extension(1)
Interest Rate Reduction(2)
More-Than-Insignificant Payment Delay(2)
Commercial and industrial0.29 —% 0.03%0.45 —% 0.03%
Owner-occupied commercial0.33 — 0.010.43 — 0.01
Commercial mortgages0.50 — —1.42 0.01 —
Construction1.00 — —1.00 — —
Residential0.00 — 0.010.00 — 0.01
Consumer2.22 0.45 —7.99 0.45 0.01
Three Months Ended September 30, 2025Nine Months Ended September 30, 2025
Term Extension(1)
More-Than-Insignificant Payment Delay(2)
Term Extension(1)
More-Than-Insignificant Payment Delay(2)
Commercial and industrial1.88—%1.770.02%
Owner-occupied commercial0.810.020.820.03
Commercial mortgages1.18—0.800.05
Construction0.49—0.87—
Consumer3.68—1.810.01
(1)Represents the weighted-average increase in the life of modified loans measured in years, which reduces monthly payment amounts for borrowers.
(2)Represents the percentage of loans deferred over the total loan portfolio excluding reverse mortgages at fair value.
The following tables show the amortized cost of loans that received a modification that had a payment default during the three and nine months ended September 30, 2026 and September 30, 2025 and were modified in the 12 months before default to borrowers experiencing financial difficulty.
Three Months Ended September 30, 2026
Term ExtensionMore-Than-Insignificant Payment DelayCombination Term Extension & Payment DelayTotal
Commercial and industrial$— $— $147 $147 
Total$— $— $147 $147 
Nine Months Ended September 30, 2026
Term ExtensionMore-Than-Insignificant Payment DelayCombination Term Extension & Payment DelayTotal
Commercial and industrial$157 $— $147 $304 
Owner-occupied commercial309 — — 309 
Commercial mortgages1,260 — — 1,260 
Consumer— 201 — 201 
Total$1,726 $201 $147 $2,074 
Three months ended September 30, 2025
Term ExtensionCombination Term Extension & Payment DelayTotal
Commercial and industrial$— $301 $301 
Total$— $301 $301 
Nine Months Ended September 30, 2025
Term ExtensionCombination Term Extension & Payment DelayTotal
Commercial and industrial$— $301 $301 
Commercial mortgages5,435 — 5,435 
Total$5,435 $301 $5,736