Deposits (Tables)

9 Months Ended

Sep. 30, 2026

Noninterest-bearing and interest-bearing deposits

As of September 30, 2026 and December 31, 2025, noninterest-bearing and interest-bearing deposits were as follows:


(in millions)	September 30, 2026		December 31, 2025
U.S. offices
Noninterest-bearing (included $25,990 and $16,610 at fair value)(a)	$	636,070	$	583,342
Interest-bearing (included $2,744 and $1,085 at fair value)(a)	1,535,474		1,452,729
Total deposits in U.S. offices	2,171,544		2,036,071
Non-U.S. offices
Noninterest-bearing (included $3,143 and $3,099 at fair value)(a)	39,945		37,057
Interest-bearing (included $2,179 and $136 at fair value)(a)	569,304		486,192
Total deposits in non-U.S. offices	609,249		523,249
Total deposits	$	2,780,793	$	2,559,320

(a)Includes structured notes classified as deposits for which the fair value option has been elected. Refer to Note 3 for further discussion.

Time deposits $250,000 or more

As of September 30, 2026 and December 31, 2025, time deposits in denominations that met or exceeded the insured limit were as follows:


(in millions)	September 30, 2026		December 31, 2025
U.S. offices	$	172,861	$	155,114
Non-U.S. offices(a)	103,633		89,085
Total	$	276,494	$	244,199

(a)Represents all time deposits in non-U.S. offices as these deposits typically exceed the insured limit.

Time deposits, by maturity

As of September 30, 2026, the remaining maturities of interest-bearing time deposits in each of the 12-month periods ending September 30 were as follows:


September 30, (in millions)	U.S.		Non-U.S.		Total
2027	$	244,282	$	99,104	$	343,386
2028	840		17		857
2029	601		876		1,477
2030	440		44		484
2031	731		338		1,069
After 5 years	616		111		727
Total	$	247,510	$	100,490	$	348,000