v3.26.3
Loans - Credit Card Loan Portfolio, Financial Effect of FDMs (Details) - Credit card - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Modified [Line Items]        
Fixed payment plan period     60 months  
Amortized cost basis $ 920 $ 655 $ 2,316 $ 1,436
Term extension and interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 733 $ 562 $ 1,860 $ 1,285
% of loan modifications to total retained credit card loans 0.29% 0.24% 0.74% 0.61%
Weighted average contractual interest rate before modification 23.06% 23.06% 22.92% 23.08%
Weighted average contractual interest rate after modification 3.45% 3.48% 3.40% 3.48%
Interest rate reduction        
Financing Receivable, Modified [Line Items]        
Amortized cost basis $ 187 $ 93 $ 456 $ 151
% of loan modifications to total retained credit card loans 0.07% 0.04% 0.18% 0.06%
Weighted average contractual interest rate before modification 22.99% 23.11% 22.89% 23.03%
Weighted average contractual interest rate after modification 8.37% 8.02% 8.34% 8.04%