v3.26.3
Loans - Consumer, Excluding Credit Card Loan Portfolio, Auto and Other (Details) - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Loans by origination year      
Total retained loans $ 1,497,159 $ 1,369,785 $ 1,408,905
Gross charge-offs by origination year      
Total gross charge-offs 8,749 8,941  
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 367,206 369,859 368,741
Gross charge-offs by origination year      
Total gross charge-offs 763 $ 814  
Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 23,506   26,660
Term loans originated in 2025/2024 18,837   15,768
Term loans originated in 2024/2023 10,990   9,670
Term loans originated in 2023/2022 6,003   5,069
Term loans originated in 2022/2021 2,777   3,061
Term loans originated prior to 2022/2021 1,410   871
Revolving loans within the revolving period 3,734   3,852
Revolving loans converted to term loans 307   259
Total retained loans $ 67,564   $ 65,210
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2026/2025 0.61%   0.64%
% of 30 plus days past due to total retained loans, Term loans originated in 2025/2024 0.85%   1.15%
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 1.36%   2.35%
% of 30 plus days past due to total retained loans, Term loans originated in 2023/2022 2.58%   3.35%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 3.64%   3.23%
% of 30 plus days past due to total retained loans, Term loans originated prior to 2022/2021 3.55%   2.87%
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.59%   0.91%
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 25.73%   31.66%
% of 30 plus days past due to total retained loans 1.27%   1.52%
Gross charge-offs by origination year      
Gross charge-offs originated in 2026/2025 $ 160   $ 242
Gross charge-offs originated in 2025/2024 163   228
Gross charge-offs originated in 2024/2023 130   244
Gross charge-offs originated in 2023/2022 135   157
Gross charge-offs originated in 2022/2021 69   69
Gross charge-offs originated prior to 2022/2021 70   83
Gross charge-offs originated within the revolving period 0   0
Gross charge-offs originated converted to term loans 5   8
Total gross charge-offs 732   1,031
Current | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 23,363   26,490
Term loans originated in 2025/2024 18,677   15,586
Term loans originated in 2024/2023 10,841   9,443
Term loans originated in 2023/2022 5,848   4,899
Term loans originated in 2022/2021 2,676   2,961
Term loans originated prior to 2022/2021 1,359   846
Revolving loans within the revolving period 3,712   3,817
Revolving loans converted to term loans 228   177
Total retained loans 66,704   64,219
30–119 days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 143   170
Term loans originated in 2025/2024 160   180
Term loans originated in 2024/2023 148   225
Term loans originated in 2023/2022 154   170
Term loans originated in 2022/2021 101   99
Term loans originated prior to 2022/2021 50   25
Revolving loans within the revolving period 21   33
Revolving loans converted to term loans 46   48
Total retained loans 823   950
120 or more days past due | Consumer, excluding credit card | Auto and other      
Loans by origination year      
Term loans originated in 2026/2025 0   0
Term loans originated in 2025/2024 0   2
Term loans originated in 2024/2023 1   2
Term loans originated in 2023/2022 1   0
Term loans originated in 2022/2021 0   1
Term loans originated prior to 2022/2021 1   0
Revolving loans within the revolving period 1   2
Revolving loans converted to term loans 33   34
Total retained loans $ 37   $ 41