v3.26.3
Loans - Consumer, Excluding Credit Card Loan Portfolio, Residential Real Estate (Details) - USD ($)
$ in Millions
9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Loans by origination year      
Total retained loans $ 1,497,159 $ 1,369,785 $ 1,408,905
Gross charge-offs by origination year      
Total gross charge-offs 8,749 8,941  
Consumer, excluding credit card      
Loans by origination year      
Total retained loans 367,206 369,859 368,741
Gross charge-offs by origination year      
Total gross charge-offs 763 $ 814  
Consumer, excluding credit card | Residential real estate      
Loans by origination year      
Term loans originated in 2026/2025 17,679   21,183
Term loans originated in 2025/2024 19,520   9,922
Term loans originated in 2024/2023 8,289   14,438
Term loans originated in 2023/2022 12,727   57,598
Term loans originated in 2022/2021 54,573   75,246
Term loans originated prior to 2022/2021 173,666   111,912
Revolving loans within the revolving period 6,981   6,683
Revolving loans converted to term loans 6,207   6,549
Total retained loans $ 299,642   $ 303,531
% of 30+ days past due to total retained loans by origination year      
% of 30 plus days past due to total retained loans, Term loans originated in 2026/2025 0.02%   0.02%
% of 30 plus days past due to total retained loans, Term loans originated in 2025/2024 0.10%   0.28%
% of 30 plus days past due to total retained loans, Term loans originated in 2024/2023 1.81%   0.72%
% of 30 plus days past due to total retained loans, Term loans originated in 2023/2022 0.82%   0.59%
% of 30 plus days past due to total retained loans, Term loans originated in 2022/2021 0.58%   0.44%
% of 30 plus days past due to total retained loans, Term loans originated prior to 2022/2021 0.85%   1.26%
% of 30 plus days past due to total retained loans, Revolving loans within the revolving period 0.43%   0.58%
% of 30 plus days past due to total retained loans, Revolving loans converted to term loans 4.12%   4.63%
% of 30 plus days past due to total retained loans 0.78%   0.84%
Gross charge-offs by origination year      
Gross charge-offs originated in 2026/2025 $ 0   $ 0
Gross charge-offs originated in 2025/2024 0   2
Gross charge-offs originated in 2024/2023 0   4
Gross charge-offs originated in 2023/2022 2   7
Gross charge-offs originated in 2022/2021 4   10
Gross charge-offs originated prior to 2022/2021 16   9
Gross charge-offs originated within the revolving period 7   22
Gross charge-offs originated converted to term loans 2   4
Total gross charge-offs $ 31   58
Consumer, excluding credit card | Residential real estate | Senior lien      
Gross charge-offs by origination year      
Percentage of total revolving loans that are senior lien loans 35.00%    
Consumer, excluding credit card | Residential real estate | Current      
Loans by origination year      
Term loans originated in 2026/2025 $ 17,675   21,179
Term loans originated in 2025/2024 19,500   9,894
Term loans originated in 2024/2023 8,139   14,334
Term loans originated in 2023/2022 12,623   57,258
Term loans originated in 2022/2021 54,257   74,916
Term loans originated prior to 2022/2021 172,186   110,489
Revolving loans within the revolving period 6,951   6,644
Revolving loans converted to term loans 5,951   6,246
Total retained loans 297,282   300,960
Consumer, excluding credit card | Residential real estate | 30–149 days past due      
Loans by origination year      
Term loans originated in 2026/2025 4   4
Term loans originated in 2025/2024 12   16
Term loans originated in 2024/2023 126   36
Term loans originated in 2023/2022 65   98
Term loans originated in 2022/2021 98   99
Term loans originated prior to 2022/2021 770   770
Revolving loans within the revolving period 23   27
Revolving loans converted to term loans 164   184
Total retained loans 1,262   1,234
Consumer, excluding credit card | Residential real estate | 150 or more days past due      
Loans by origination year      
Term loans originated in 2026/2025 0   0
Term loans originated in 2025/2024 8   12
Term loans originated in 2024/2023 24   68
Term loans originated in 2023/2022 39   242
Term loans originated in 2022/2021 218   231
Term loans originated prior to 2022/2021 710   653
Revolving loans within the revolving period 7   12
Revolving loans converted to term loans 92   119
Total retained loans $ 1,098   $ 1,337