v3.26.3
Segment Reporting and Disaggregated Revenue - Schedule of Segment Information, by Segment (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Segment Reporting [Line Items]        
Earned premium, net $ 265,113 $ 187,039 $ 756,711 $ 534,179
Revenues 71,243 189,954 213,162 526,777
Marketplace revenue 32,164 34,356 97,474 90,328
Net investment income 12,720 10,152 33,986 28,626
Net investment gains 751 1,271 5,641 2,150
Total revenue 354,242 391,417 1,020,894 1,099,062
Losses and loss adjustment expenses, net 90,261 78,626 298,889 224,969
Policy acquisition costs, net 62,214 87,411 247,777 247,682
Underwriting and other insurance expenses 66,716 1,500 189,251 4,079
Selling, general, and administrative expenses 89,239 176,934 256,292 481,513
Interest expense and other, net (521) 1,703 (1,903) 2,383
Total segment expenses 307,909 346,174 990,306 960,626
Segment income (loss) before taxes 46,333 45,243 30,588 138,436
Interest expense 1,407 (1,503) (3,739) (4,380)
Expense related to TRA Liability   (29,197) 0 (32,275)
Income before taxes 41,399 13,337 22,694 99,482
Corporate expenses and other unallocated amounts        
Segment Reporting [Line Items]        
Total segment expenses (3,527) 1,206 4,155 2,299
Insurance        
Segment Reporting [Line Items]        
Earned premium, net 265,113 187,039 756,711 534,179
Revenues 43,494 158,599 127,082 443,779
Net investment income 12,284 9,860 33,029 28,030
Net investment gains 751 1,271 5,641 2,150
Total revenue 321,642 356,769 922,463 1,008,138
Insurance | Operating Segments        
Segment Reporting [Line Items]        
Earned premium, net 265,113 187,039 756,711 534,179
Marketplace revenue 0 0 0 0
Net investment income 12,284 9,860 33,029 28,030
Net investment gains 751 1,271 5,641 2,150
Total revenue 321,642 356,769 922,463 1,008,138
Losses and loss adjustment expenses, net 90,261 78,626 298,889 224,969
Policy acquisition costs, net 62,214 87,411 247,777 247,682
Underwriting and other insurance expenses 66,716 1,500 189,251 4,079
Selling, general, and administrative expenses 54,575 137,367 157,372 384,942
Interest expense and other, net (1,007) 1,067 (2,126) 2,007
Total segment expenses 272,759 305,971 891,163 863,679
Segment income (loss) before taxes 48,883 50,798 31,300 144,459
Marketplace        
Segment Reporting [Line Items]        
Earned premium, net 0 0 0 0
Revenues 27,749 31,355 86,080 82,998
Net investment income 436 292 957 596
Net investment gains 0 0 0 0
Total revenue 32,600 34,648 98,431 90,924
Marketplace | Operating Segments        
Segment Reporting [Line Items]        
Earned premium, net 0 0 0 0
Marketplace revenue 32,164 34,356 97,474 90,328
Net investment income 436 292 957 596
Net investment gains 0 0 0 0
Total revenue 32,600 34,648 98,431 90,924
Losses and loss adjustment expenses, net 0 0 0 0
Policy acquisition costs, net 0 0 0 0
Underwriting and other insurance expenses 0 0 0 0
Selling, general, and administrative expenses 34,664 39,567 98,920 96,571
Interest expense and other, net 486 636 223 376
Total segment expenses 35,150 40,203 99,143 96,947
Segment income (loss) before taxes (2,550) (5,555) (712) (6,023)
Commission and fee revenue        
Segment Reporting [Line Items]        
Revenues 21,586 137,103 61,686 380,677
Commission and fee revenue | Insurance | Operating Segments        
Segment Reporting [Line Items]        
Revenues 21,586 137,103 61,686 380,677
Commission and fee revenue | Marketplace | Operating Segments        
Segment Reporting [Line Items]        
Revenues 0 0 0 0
Membership and other revenue        
Segment Reporting [Line Items]        
Revenues 21,908 21,496 65,396 63,102
Membership and other revenue | Insurance | Operating Segments        
Segment Reporting [Line Items]        
Revenues 21,908 21,496 65,396 63,102
Membership and other revenue | Marketplace | Operating Segments        
Segment Reporting [Line Items]        
Revenues $ 0 $ 0 $ 0 $ 0