The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 1,205,170 4,592 SH SOLE 0 0 4,592
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 8,071,144 329,434 SH SOLE 0 0 329,434
JOHNSON & JOHNSON COM 478160104 354,069 1,395 SH SOLE 0 0 1,395
BANCO BRADESCO S A SP ADR PFD NEW 059460303 44,798 11,370 SH SOLE 0 0 11,370
INTEL CORP COM 458140100 294,247 3,197 SH SOLE 0 0 3,197
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 857,448 1,119 SH SOLE 0 0 1,119
MASTERCARD INCORPORATED CL A 57636Q104 298,990 485 SH SOLE 0 0 485
ALPS ETF TR ACTIVE EQTY OPPT 00162Q510 788,348 10,263 SH SOLE 0 0 10,263
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 756,175 4,305 SH SOLE 0 0 4,305
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 500,280 18,591 SH SOLE 0 0 18,591
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 9,158,890 257,417 SH SOLE 0 0 257,417
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819 769,413 38,222 SH SOLE 0 0 38,222
ISHARES TR CORE S&P SCP ETF 464287804 425,377 3,132 SH SOLE 0 0 3,132
ISHARES TR CORE MSCI INTL 46435G326 12,716,560 142,883 SH SOLE 0 0 142,883
ALPHABET INC CAP STK CL A 02079K305 1,510,642 4,389 SH SOLE 0 0 4,389
MICROSOFT CORP COM 594918104 2,403,455 4,505 SH SOLE 0 0 4,505
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 630,559 2,217 SH SOLE 0 0 2,217
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,238,126 15,459 SH SOLE 0 0 15,459
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,332,445 3,771 SH SOLE 0 0 3,771
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 9,492,154 126,225 SH SOLE 0 0 126,225
TESLA INC COM 88160R101 548,409 1,490 SH SOLE 0 0 1,490
JANUS DETROIT STR TR HENDERSON MTG 47103U852 1,342,285 31,384 SH SOLE 0 0 31,384
NORFOLK SOUTHN CORP COM 655844108 574,506 1,776 SH SOLE 0 0 1,776
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 236,746 336 SH SOLE 0 0 336
FRANKLIN TEMPLETON ETF TR HIGH YIELD CORP 35473P629 1,445,395 62,008 SH SOLE 0 0 62,008
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 583,999 24,725 SH SOLE 0 0 24,725
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF 35473P595 628,316 27,606 SH SOLE 0 0 27,606
ELI LILLY & CO COM 532457108 1,597,378 1,288 SH SOLE 0 0 1,288
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 228,693 2,557 SH SOLE 0 0 2,557
MICRON TECHNOLOGY INC COM 595112103 798,279 882 SH SOLE 0 0 882
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 374,158 703 SH SOLE 0 0 703
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 19,012,769 333,207 SH SOLE 0 0 333,207
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 257,703 745 SH SOLE 0 0 745
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 580,626 24,645 SH SOLE 0 0 24,645
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,955,877 115,534 SH SOLE 0 0 115,534
VISA INC COM CL A 92826C839 359,967 893 SH SOLE 0 0 893
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 260,896 4,660 SH SOLE 0 0 4,660
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 5,202,202 55,956 SH SOLE 0 0 55,956
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 220,096 2,478 SH SOLE 0 0 2,478
META PLATFORMS INC CL A 30303M102 874,846 1,240 SH SOLE 0 0 1,240
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 294,243 7,729 SH SOLE 0 0 7,729
ASML HLDG NV N Y REGISTRY SHS N07059210 214,190 130 SH SOLE 0 0 130
BROADCOM INC COM 11135F101 896,088 2,678 SH SOLE 0 0 2,678
ALPS ETF TR BBH INTER ETF 00162Q411 3,965,813 158,750 SH SOLE 0 0 158,750
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 211,396 4,346 SH SOLE 0 0 4,346
CANADIAN PACIFIC KANSAS CITY COM 13646K108 351,082 4,055 SH SOLE 0 0 4,055
ISHARES TR CORE MSCI EAFE 46432F842 1,898,290 19,782 SH SOLE 0 0 19,782
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 2,169,408 96,676 SH SOLE 0 0 96,676
NVIDIA CORPORATION COM 67066G104 2,674,538 12,320 SH SOLE 0 0 12,320
ABBVIE INC COM 00287Y109 254,930 902 SH SOLE 0 0 902
ISHARES INC CORE MSCI EMKT 46434G103 889,868 11,506 SH SOLE 0 0 11,506
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 404,758 963 SH SOLE 0 0 963
CISCO SYS INC COM 17275R102 317,463 2,981 SH SOLE 0 0 2,981
ALPS ETF TR SMITH CORE PLUS 00162Q346 7,438,225 301,509 SH SOLE 0 0 301,509
ADVANCED MICRO DEVICES INC COM 007903107 406,766 756 SH SOLE 0 0 756
ALPS ETF TR INTL SEC DV DOG 00162Q718 5,545,632 129,779 SH SOLE 0 0 129,779
GE VERNOVA INC COM 36828A101 262,548 289 SH SOLE 0 0 289
GE AEROSPACE COM NEW 369604301 254,664 818 SH SOLE 0 0 818
ISHARES TR EXPANDED TECH 464287515 559,472 5,279 SH SOLE 0 0 5,279
ISHARES TR CORE S&P500 ETF 464287200 3,932,908 5,108 SH SOLE 0 0 5,108
JPMORGAN CHASE & CO COM 46625H100 708,212 2,123 SH SOLE 0 0 2,123
CHEVRON CORPORATION COM 166764100 201,296 897 SH SOLE 0 0 897
ISHARES TR NATIONAL MUN ETF 464288414 2,497,852 24,407 SH SOLE 0 0 24,407
WALMART INC COM 931142103 405,246 3,414 SH SOLE 0 0 3,414
CATERPILLAR INC COM 149123101 320,102 441 SH SOLE 0 0 441
ALPHABET INC CAP STK CL C 02079K107 980,123 2,881 SH SOLE 0 0 2,881
APPLIED MATLS INC COM 038222105 370,864 898 SH SOLE 0 0 898
ALPS ETF TR ALERIAN ENERGY 00162Q676 2,111,166 55,151 SH SOLE 0 0 55,151
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 251,939 1,113 SH SOLE 0 0 1,113
LAM RESEARCH CORP COM NEW 512807306 277,669 1,020 SH SOLE 0 0 1,020
PHILIP MORRIS INTL INC COM 718172109 268,025 1,333 SH SOLE 0 0 1,333
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 466,810 2,618 SH SOLE 0 0 2,618
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 247,464 6,138 SH SOLE 0 0 6,138
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 2,982,189 72,103 SH SOLE 0 0 72,103
ISHARES TR CORE S&P MCP ETF 464287507 5,155,629 71,230 SH SOLE 0 0 71,230
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,104,904 23,014 SH SOLE 0 0 23,014
APPLE INC COM 037833100 3,402,514 9,922 SH SOLE 0 0 9,922
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 707,944 4,506 SH SOLE 0 0 4,506