The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 209,272 608 SH SOLE 0 0 0 608
AMAZON COM INC COM 023135106 384,937 1,545 SH SOLE 0 0 0 1,545
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 10,671,003 117,990 SH SOLE 0 0 0 117,990
APPLE INC COM 037833100 684,090 2,054 SH SOLE 0 0 0 2,054
CAPITAL GROUP CORE BALANCED SHS 14021D107 4,097,663 111,501 SH SOLE 0 0 0 111,501
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 12,912,348 264,326 SH SOLE 0 0 0 264,326
DEERE & CO COM 244199105 390,674 582 SH SOLE 0 0 0 582
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 207,514 4,110 SH SOLE 0 0 0 4,110
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 567,404 12,765 SH SOLE 0 0 0 12,765
DTE ENERGY CO COM 233331107 288,647 2,370 SH SOLE 0 0 0 2,370
ELI LILLY & CO COM 532457108 350,544 303 SH SOLE 0 0 0 303
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 263,835 1,621 SH SOLE 0 0 0 1,621
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 4,995,231 16,647 SH SOLE 0 0 0 16,647
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 14,632,361 325,525 SH SOLE 0 0 0 325,525
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 10,637,961 266,549 SH SOLE 0 0 0 266,549
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 526,434 14,812 SH SOLE 0 0 0 14,812
FIDELITY COVINGTON TRUST FUN LAR COR ETF 316092360 4,650,680 78,745 SH SOLE 0 0 0 78,745
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 9,629,856 152,347 SH SOLE 0 0 0 152,347
FIDELITY COVINGTON TRUST FUN SMA MID ETF 316092295 2,370,788 70,079 SH SOLE 0 0 0 70,079
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 500,930 8,248 SH SOLE 0 0 0 8,248
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,451,741 33,528 SH SOLE 0 0 0 33,528
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101 9,795,253 54,034 SH SOLE 0 0 0 54,034
FORD MTR CO COM 345370860 149,045 12,359 SH SOLE 0 0 0 12,359
FRANKLIN TEMPLETON ETF TR SYSTMTC STYL PRE 35473P546 1,587,812 55,518 SH SOLE 0 0 0 55,518
GOLDMAN SACHS ETF TR HEDGE IND ETF 381430545 7,053,499 41,455 SH SOLE 0 0 0 41,455
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622 243,790 4,367 SH SOLE 0 0 0 4,367
IM GLOBAL PARTNER FUNDS IMGP DBI MAN ETF 53700T827 1,582,349 48,643 SH SOLE 0 0 0 48,643
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 10,782,636 71,135 SH SOLE 0 0 0 71,135
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,696,446 15,194 SH SOLE 0 0 0 15,194
INVESCO QQQ TR UNIT SER 1 46090E103 261,442 353 SH SOLE 0 0 0 353
ISHARES GOLD TR ISHARES NEW 464285204 1,372,372 17,572 SH SOLE 0 0 0 17,572
ISHARES TR MRGSTR MD CP GRW 464288307 250,999 2,673 SH SOLE 0 0 0 2,673
ISHARES TR RUS 1000 GRW ETF 464287614 452,406 3,612 SH SOLE 0 0 0 3,612
ISHARES TR RUS MID CAP ETF 464287499 200,274 1,877 SH SOLE 0 0 0 1,877
ISHARES TR RUS 1000 VAL ETF 464287598 206,140 831 SH SOLE 0 0 0 831
ISHARES TR MRGSTR SM CP GR 464288604 255,500 4,176 SH SOLE 0 0 0 4,176
JOHNSON & JOHNSON COM 478160104 317,355 1,199 SH SOLE 0 0 0 1,199
JPMORGAN CHASE & CO COM 46625H100 211,233 638 SH SOLE 0 0 0 638
LOCKHEED MARTIN CORP COM 539830109 304,532 598 SH SOLE 0 0 0 598
MICROSOFT CORP COM 594918104 850,341 1,658 SH SOLE 0 0 0 1,658
NVIDIA CORPORATION COM 67066G104 402,291 1,761 SH SOLE 0 0 0 1,761
PALANTIR TECHNOLOGIES INC CL A 69608A108 287,683 1,538 SH SOLE 0 0 0 1,538
PIMCO EQUITY SER RAFI DYN EMERG 72202L389 9,610,721 336,300 SH SOLE 0 0 0 336,300
PIMCO ETF TR MUNI INCOME OPP 72201R635 1,015,278 23,838 SH SOLE 0 0 0 23,838
PIMCO ETF TR MULTISECTOR BD 72201R585 20,392,637 803,176 SH SOLE 0 0 0 803,176
PIMCO ETF TR COMMODITY STRAT 72201R593 1,593,465 45,974 SH SOLE 0 0 0 45,974
PROCTER & GAMBLE CO COM 742718109 277,659 1,911 SH SOLE 0 0 0 1,911
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 5,371,644 99,938 SH SOLE 0 0 0 99,938
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 248,074 9,031 SH SOLE 0 0 0 9,031
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,852,602 135,057 SH SOLE 0 0 0 135,057
SCHWAB STRATEGIC TR HIGH YIEL BD ETF 808524631 10,004,085 396,358 SH SOLE 0 0 0 396,358
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 616,952 19,604 SH SOLE 0 0 0 19,604
SPDR GOLD TR GOLD SHS 78463V107 352,277 925 SH SOLE 0 0 0 925
SPDR SERIES TRUST ST STR P500GRW 78464A409 1,094,856 8,895 SH SOLE 0 0 0 8,895
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 536,460 12,691 SH SOLE 0 0 0 12,691
T ROWE PRICE EXCHANGE-TRADED ULTRA SHRT TRM 87283Q701 2,846,148 57,417 SH SOLE 0 0 0 57,417
T ROWE PRICE EXCHANGE-TRADED US EQUI RESH ETF 87283Q503 3,793,249 78,600 SH SOLE 0 0 0 78,600
T ROWE PRICE EXCHANGE-TRADED FINANCIALS ETF 87283Q768 3,080,251 112,399 SH SOLE 0 0 0 112,399
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 721,267 14,283 SH SOLE 0 0 0 14,283
T ROWE PRICE EXCHANGE-TRADED SMALL MID CAP 87283Q826 1,525,853 37,490 SH SOLE 0 0 0 37,490
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 942,186 2,789 SH SOLE 0 0 0 2,789
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 496,397 1,745 SH SOLE 0 0 0 1,745
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,920,535 5,458 SH SOLE 0 0 0 5,458
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 3,254,520 43,974 SH SOLE 0 0 0 43,974
VANGUARD MALVERN FDS MULTI SECTOR 922020722 15,752,390 318,102 SH SOLE 0 0 0 318,102
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 665,942 2,854 SH SOLE 0 0 0 2,854
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 477,428 3,076 SH SOLE 0 0 0 3,076
VANGUARD WORLD FD ENERGY ETF 92204A306 2,893,062 16,804 SH SOLE 0 0 0 16,804
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 308,377 3,328 SH SOLE 0 0 0 3,328
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 2,595,276 8,211 SH SOLE 0 0 0 8,211
WALMART INC COM 931142103 292,419 2,814 SH SOLE 0 0 0 2,814
WEC ENERGY GROUP INC COM 92939U106 310,769 3,084 SH SOLE 0 0 0 3,084