The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| AMAZON COM INC COM | Stock | 023135106 | 499,601 | 2,005 | SH | SOLE | 0 | 2,005 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF | ETF | 78468R788 | 214,782 | 4,734 | SH | SOLE | 0 | 4,734 | 0 | 0 | |
| VANGUARD TOTAL STK MKT | ETF | 922908769 | 31,252,739 | 83,508 | SH | SOLE | 0 | 83,507 | 0 | 0 | |
| VANGUARD REIT INDEX ETF | ETF | 922908553 | 7,100,425 | 79,219 | SH | SOLE | 0 | 79,219 | 0 | 0 | |
| BLACKBAUD INC | Stock | 09227Q100 | 972,451 | 23,365 | SH | SOLE | 0 | 23,365 | 0 | 0 | |
| STATE STREET SPDR S&P 500 ETF | ETF | 78462F103 | 309,294 | 406 | SH | SOLE | 0 | 405 | 0 | 0 | |
| ISHARES CORE U.S. REIT ETF | ETF | 464288521 | 682,491 | 11,083 | SH | SOLE | 0 | 11,083 | 0 | 0 | |
| ISHARES SELECT U.S. REIT ETF | ETF | 464287564 | 290,249 | 4,614 | SH | SOLE | 0 | 4,614 | 0 | 0 | |
| SCHWAB ETFS- US SMALL-CAP ETF | ETF | 808524607 | 10,531,886 | 322,767 | SH | SOLE | 0 | 322,766 | 0 | 0 | |
| SCHWAB ETFS- US BROAD MARKET ETF | ETF | 808524102 | 4,442,833 | 151,581 | SH | SOLE | 0 | 151,580 | 0 | 0 | |
| SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 2,381,115 | 86,681 | SH | SOLE | 0 | 86,680 | 0 | 0 | |
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 1,411,519 | 47,051 | SH | SOLE | 0 | 47,050 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO S&P 400 MID CAP ETF | ETF | 78464A847 | 296,351 | 4,701 | SH | SOLE | 0 | 4,701 | 0 | 0 | |
| SCHWAB US LARGE CAP GROWTH ETF | ETF | 808524300 | 610,558 | 16,993 | SH | SOLE | 0 | 16,993 | 0 | 0 | |
| ISHARES BROAD USD HIGH YIELD CORPORATE BOND ETF | ETF | 46435U853 | 8,797,843 | 246,300 | SH | SOLE | 0 | 246,300 | 0 | 0 | |
| CELSIUS HLDGS INC COM NEW | Stock | 15118V207 | 303,931 | 11,113 | SH | SOLE | 0 | 11,112 | 0 | 0 | |
| SCHWAB EMERGING MARKET EQ ETF | ETF | 808524706 | 587,529 | 16,119 | SH | SOLE | 0 | 16,118 | 0 | 0 | |
| VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF | ETF | 92206C870 | 850,986 | 10,867 | SH | SOLE | 0 | 10,866 | 0 | 0 | |
| SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF | ETF | 808524888 | 2,429,330 | 48,841 | SH | SOLE | 0 | 48,840 | 0 | 0 | |
| MICROSOFT | Stock | 594918104 | 594,127 | 1,158 | SH | SOLE | 0 | 1,158 | 0 | 0 | |
| VANGUARD TOTAL WORLD BOND ETF | ETF | 92206C565 | 31,787,733 | 482,722 | SH | SOLE | 0 | 482,722 | 0 | 0 | |
| VANGUARD SMALL CAP ETF | ETF | 922908751 | 245,129 | 862 | SH | SOLE | 0 | 861 | 0 | 0 | |
| VANGUARD MID CAP | ETF | 922908629 | 378,912 | 4,832 | SH | SOLE | 0 | 4,831 | 0 | 0 | |
| VANGUARD MORNINGSTAR LARGE-CAP ETF | ETF | 922908637 | 773,143 | 2,197 | SH | SOLE | 0 | 2,197 | 0 | 0 | |
| NIKE INC CL B | Stock | 654106103 | 296,331 | 8,371 | SH | SOLE | 0 | 8,370 | 0 | 0 | |
| VANGUARD SHORT-TERM TREASURY ETF | ETF | 92206C102 | 719,214 | 12,495 | SH | SOLE | 0 | 12,495 | 0 | 0 | |
| STATE STREET FINANCIAL SELECT SECTOR SPDR ETF | ETF | 81369Y605 | 242,503 | 4,541 | SH | SOLE | 0 | 4,541 | 0 | 0 | |
| SCHWAB SHORT TERM US TREASURY ETF | ETF | 808524862 | 508,322 | 21,304 | SH | SOLE | 0 | 21,304 | 0 | 0 | |
| SCHWAB US LARGE CAP VALUE ETF | ETF | 808524409 | 2,556,755 | 76,756 | SH | SOLE | 0 | 76,756 | 0 | 0 | |
| SCHWAB US TIPS ETF | ETF | 808524870 | 9,351,934 | 372,142 | SH | SOLE | 0 | 372,141 | 0 | 0 | |
| VANGUARD S&P 500 ETF | ETF | 922908363 | 2,523,880 | 3,601 | SH | SOLE | 0 | 3,601 | 0 | 0 | |
| VANGUARD GLOBAL EX-U.S. REAL ESTATE ETF | ETF | 922042676 | 4,572,336 | 107,534 | SH | SOLE | 0 | 107,533 | 0 | 0 | |
| STATE STREET SPDR S&P 600 SMALL CAP VALUE ETF | ETF | 78464A300 | 337,482 | 3,304 | SH | SOLE | 0 | 3,303 | 0 | 0 | |
| SCH US REIT ETF | ETF | 808524847 | 7,500,137 | 340,297 | SH | SOLE | 0 | 340,296 | 0 | 0 | |
| SCHWAB US MID-CAP ETF | ETF | 808524508 | 1,972,891 | 57,992 | SH | SOLE | 0 | 57,992 | 0 | 0 | |
| VANGUARD TOTAL INTERNATIONAL STOCK ETF | ETF | 921909768 | 951,727 | 11,194 | SH | SOLE | 0 | 11,193 | 0 | 0 | |
| ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 473,812 | 1,705 | SH | SOLE | 0 | 1,705 | 0 | 0 | |
| DIMENSIONAL US CORE EQUITY MARKET ETF | ETF | 25434V104 | 60,219,240 | 1,150,100 | SH | SOLE | 0 | 1,150,100 | 0 | 0 | |
| DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF | ETF | 25434V203 | 32,334,660 | 780,465 | SH | SOLE | 0 | 780,464 | 0 | 0 | |
| SOFI TECHNOLOGIES INC COM | Stock | 83406F102 | 303,623 | 19,314 | SH | SOLE | 0 | 19,314 | 0 | 0 | |
| DIMENSIONAL EMERGING CORE EQUITY MARKET ETF | ETF | 25434V302 | 10,761,554 | 273,761 | SH | SOLE | 0 | 273,761 | 0 | 0 | |
| SCHWAB US AGGREGATE BOND ETF | ETF | 808524839 | 13,004,199 | 588,425 | SH | SOLE | 0 | 588,425 | 0 | 0 | |
| SCHWAB US DIVIDEND EQUITY ETF | ETF | 808524797 | 412,383 | 12,677 | SH | SOLE | 0 | 12,677 | 0 | 0 | |
| VANGUARD ULTRA-SHORT BOND ETF | ETF | 92203C303 | 1,383,337 | 27,918 | SH | SOLE | 0 | 27,918 | 0 | 0 | |
| XTRACKERS MSCI EAFE HEDGED EQUITY ETF | ETF | 233051200 | 214,305 | 3,900 | SH | SOLE | 0 | 3,900 | 0 | 0 | |
| U.S. CORE EQUITY 2 PORTFOLIO: ETF CLASS SHARES | ETF | 25239Y212 | 7,601,702 | 171,017 | SH | SOLE | 0 | 171,016 | 0 | 0 | |
| VANGUARD VALUE ETF | ETF | 922908744 | 4,640,757 | 21,477 | SH | SOLE | 0 | 21,477 | 0 | 0 | |
| VANGUARD GROWTH ETF | ETF | 922908736 | 934,622 | 10,372 | SH | SOLE | 0 | 10,372 | 0 | 0 | |
| DIMENSIONAL CORE FIXED INCOME ETF | ETF | 25434V872 | 203,128 | 5,063 | SH | SOLE | 0 | 5,063 | 0 | 0 | |
| DIMENSIONAL INFLATION-PROTECTED SECURITIES ETF | ETF | 25434V856 | 3,653,707 | 93,541 | SH | SOLE | 0 | 93,540 | 0 | 0 | |
| DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF | ETF | 25434V799 | 12,498,267 | 332,312 | SH | SOLE | 0 | 332,312 | 0 | 0 | |
| VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF | ETF | 922020805 | 2,015,073 | 40,940 | SH | SOLE | 0 | 40,940 | 0 | 0 | |
| DIMENSIONAL GLOBAL REAL ESTATE ETF | ETF | 25434V658 | 4,795,061 | 177,267 | SH | SOLE | 0 | 177,266 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF | ETF | 78468R606 | 2,171,140 | 96,111 | SH | SOLE | 0 | 96,110 | 0 | 0 | |
| NVIDIA CORPORATION COM | Stock | 67066G104 | 219,803 | 962 | SH | SOLE | 0 | 962 | 0 | 0 | |
| VANGUARD SHORT-TERM TAX EXEMPT BOND ETF | ETF | 921935870 | 240,485 | 2,439 | SH | SOLE | 0 | 2,439 | 0 | 0 | |
| VANGUARD TOTAL BOND MARKET ETF | ETF | 921937835 | 45,481,909 | 648,351 | SH | SOLE | 0 | 648,351 | 0 | 0 | |
| DIMENSIONAL INTERNATIONAL CORE FIXED INCOME ETF | ETF | 25434V575 | 374,692 | 7,327 | SH | SOLE | 0 | 7,327 | 0 | 0 | |
| ADVANCED MICRO DEVICES INC COM | Stock | 007903107 | 381,079 | 623 | SH | SOLE | 0 | 622 | 0 | 0 | |
| ISHARES BITCOIN TRUST ETF | ETF | 46438F101 | 361,914 | 7,645 | SH | SOLE | 0 | 7,645 | 0 | 0 | |
| AMERICAN HEALTHCARE REIT INC COM SHS | REIT | 398182303 | 224,263 | 4,375 | SH | SOLE | 0 | 4,375 | 0 | 0 | |
| VANGUARD INTERMEDIATE-TERM BOND ETF | ETF | 921937819 | 2,065,151 | 28,344 | SH | SOLE | 0 | 28,344 | 0 | 0 | |
| STATE STREET INDUSTRIAL SELECT SECTOR SPDR ETF | ETF | 81369Y704 | 200,209 | 1,199 | SH | SOLE | 0 | 1,199 | 0 | 0 | |
| ISHARES U.S. TECHNOLOGY ETF | ETF | 464287721 | 974,567 | 3,679 | SH | SOLE | 0 | 3,679 | 0 | 0 | |
| GRAYSCALE ETHEREUM STAKING MINI ETF | ETF | 38964R203 | 387,959 | 15,220 | SH | SOLE | 0 | 15,220 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF | ETF | 78468R853 | 2,950,367 | 55,815 | SH | SOLE | 0 | 55,814 | 0 | 0 | |
| ISHARES S&P 500 INDEX | ETF | 464287200 | 2,238,295 | 2,923 | SH | SOLE | 0 | 2,922 | 0 | 0 | |
| DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF | ETF | 25434V732 | 575,374 | 14,486 | SH | SOLE | 0 | 14,485 | 0 | 0 | |
| ISHARES PREFERRED & INCOME SECURITIES ETF | ETF | 464288687 | 3,107,718 | 105,346 | SH | SOLE | 0 | 105,346 | 0 | 0 | |
| CHEVRON CORPORATION COM | Stock | 166764100 | 1,472,763 | 7,212 | SH | SOLE | 0 | 7,212 | 0 | 0 | |
| VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 362,431 | 5,133 | SH | SOLE | 0 | 5,132 | 0 | 0 | |
| SPDR SER TR DJ WILSHIRE TOTAL | ETF | 78464A805 | 753,982 | 8,191 | SH | SOLE | 0 | 8,191 | 0 | 0 | |
| WALMART INC COM | Stock | 931142103 | 302,424 | 2,910 | SH | SOLE | 0 | 2,910 | 0 | 0 | |
| VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 2,786,285 | 46,976 | SH | SOLE | 0 | 46,976 | 0 | 0 | |
| VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | 2,252,708 | 14,515 | SH | SOLE | 0 | 14,514 | 0 | 0 | |
| ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 | 255,341 | 2,499 | SH | SOLE | 0 | 2,498 | 0 | 0 | |
| KLA CORP COM NEW | Stock | 482480100 | 282,089 | 1,447 | SH | SOLE | 0 | 1,447 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO TIPS ETF | ETF | 78464A656 | 471,357 | 19,342 | SH | SOLE | 0 | 19,341 | 0 | 0 | |
| ISHARES AGGREGATE BOND ETF | ETF | 464287226 | 691,143 | 7,311 | SH | SOLE | 0 | 7,310 | 0 | 0 | |
| ISHARES GLOBAL REIT ETF | ETF | 46434V647 | 289,341 | 11,211 | SH | SOLE | 0 | 11,211 | 0 | 0 | |
| ISHARES STAKED ETHEREUM TRUST ETF | ETF | 46438M106 | 480,934 | 14,001 | SH | SOLE | 0 | 14,001 | 0 | 0 | |
| VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 1,026,041 | 13,430 | SH | SOLE | 0 | 13,429 | 0 | 0 | |
| EAGLEROCK LD LLC CL A SHS REP LTD | Stock | 27005A105 | 3,937,461 | 189,301 | SH | SOLE | 0 | 189,301 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO S&P 500 VALUE ETF | ETF | 78464A508 | 273,190 | 4,469 | SH | SOLE | 0 | 4,469 | 0 | 0 | |
| VANGUARD US HIGH-YIELD CORPORATE BD INDEX ETF | ETF | 922020672 | 239,627 | 3,292 | SH | SOLE | 0 | 3,292 | 0 | 0 | |
| EXXONMOBIL HOLDINGS CORP COM SHS | Stock | 30233Q108 | 670,058 | 4,117 | SH | SOLE | 0 | 4,117 | 0 | 0 | |
| STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 11,192,683 | 222,917 | SH | SOLE | 0 | 222,917 | 0 | 0 | |
| ISHARES CORE S&P MID CAP ETF | ETF | 464287507 | 247,796 | 3,444 | SH | SOLE | 0 | 3,444 | 0 | 0 | |
| VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 5,201,738 | 109,834 | SH | SOLE | 0 | 109,834 | 0 | 0 | |
| APPLE INC | Stock | 037833100 | 528,414 | 1,587 | SH | SOLE | 0 | 1,586 | 0 | 0 | |
| INVESCO PREFERRED ETF | ETF | 46138E511 | 911,240 | 90,491 | SH | SOLE | 0 | 90,490 | 0 | 0 | |