v3.26.3
Loans and the Allowance for Credit Losses - Allowance for Credit Losses and Recorded Investment in Loans Receivable (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Allowance for Loan Losses:          
Beginning Balance $ 62,458 $ 58,496 $ 53,959 $ 54,840 $ 54,840
Adjustment for Progressive Loans     9,264    
Charge-offs (5,787) (3,415) (10,099) (5,984) (13,137)
Recoveries 284 348 758 1,118  
Provision (Recovery) 2,640 1,633 5,713 7,088  
Ending Balance 59,595 57,062 59,595 57,062 53,959
Reserve for Unfunded Loan Commitments:          
Beginning Balance 5,373 3,270 4,177 3,688 3,688
Provision (Recovery) (702) 1,550 494 1,132  
Ending Balance 4,671 4,820 4,671 4,820 4,177
Total Allowance for Credit Losses 64,266 61,882 64,266 61,882  
Real Estate Loans: | Commercial          
Allowance for Loan Losses:          
Beginning Balance 21,589 23,317 23,486 23,460 23,460
Adjustment for Progressive Loans     2,431    
Charge-offs (820) (1,412) (1,877) (1,678)  
Recoveries 106 0 112 10  
Provision (Recovery) 2,723 (3,465) (554) (3,352)  
Ending Balance 23,598 18,440 23,598 18,440 23,486
Reserve for Unfunded Loan Commitments:          
Beginning Balance 318 266 320 228 228
Provision (Recovery) (30) 35 (32) 73  
Ending Balance 288 301 288 301 320
Total Allowance for Credit Losses 23,886 18,741 23,886 18,741  
Real Estate Loans: | Construction          
Allowance for Loan Losses:          
Beginning Balance 3,849 6,198 3,237 7,162 7,162
Adjustment for Progressive Loans     281    
Charge-offs (147) 0 (147) (20)  
Recoveries 0 102 4 200  
Provision (Recovery) 1,247 1,229 1,574 187  
Ending Balance 4,949 7,529 4,949 7,529 3,237
Reserve for Unfunded Loan Commitments:          
Beginning Balance 1,193 888 1,179 1,311 1,311
Provision (Recovery) 105 1,058 119 635  
Ending Balance 1,298 1,946 1,298 1,946 1,179
Total Allowance for Credit Losses 6,247 9,475 6,247 9,475  
Real Estate Loans: | Residential          
Allowance for Loan Losses:          
Beginning Balance 9,143 8,176 7,423 8,036 8,036
Adjustment for Progressive Loans     3,344    
Charge-offs (135) 1 (162) (236)  
Recoveries 9 11 69 21  
Provision (Recovery) (2,629) 138 (4,286) 505  
Ending Balance 6,388 8,326 6,388 8,326 7,423
Reserve for Unfunded Loan Commitments:          
Beginning Balance 210 286 309 358 358
Provision (Recovery) (23) 10 (122) (62)  
Ending Balance 187 296 187 296 309
Total Allowance for Credit Losses 6,575 8,622 6,575 8,622  
Commercial          
Allowance for Loan Losses:          
Beginning Balance 27,086 20,289 19,282 15,667 15,667
Adjustment for Progressive Loans     3,148    
Charge-offs (4,304) (1,525) (6,763) (2,572)  
Recoveries 101 132 400 698  
Provision (Recovery) 1,345 3,342 8,161 8,445  
Ending Balance 24,228 22,238 24,228 22,238 19,282
Reserve for Unfunded Loan Commitments:          
Beginning Balance 3,594 1,808 2,336 1,765 1,765
Provision (Recovery) (757) 445 501 488  
Ending Balance 2,837 2,253 2,837 2,253 2,336
Total Allowance for Credit Losses 27,065 24,491 27,065 24,491  
Consumer and Other          
Allowance for Loan Losses:          
Beginning Balance 791 516 531 515 515
Adjustment for Progressive Loans     60    
Charge-offs (381) (479) (1,150) (1,478) (1,991)
Recoveries 68 103 173 189  
Provision (Recovery) (46) 389 818 1,303  
Ending Balance 432 529 432 529 531
Reserve for Unfunded Loan Commitments:          
Beginning Balance 58 22 33 26 26
Provision (Recovery) 3 2 28 (2)  
Ending Balance 61 24 61 24 $ 33
Total Allowance for Credit Losses $ 493 $ 553 $ 493 $ 553