The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 294,567 1,126 SH SOLE 0 0 1,126
ADVANCED MICRO DEVICES INC COM 007903107 219,622 359 SH SOLE 0 0 359
AIR PRODUCTS AND CHEMICALS I COM 009158106 393,762 1,415 SH SOLE 0 0 1,415
ALPHABET INC CAP STK CL A 02079K305 1,053,969 3,063 SH SOLE 0 0 3,063
ALPHABET INC CAP STK CL C 02079K107 706,013 2,072 SH SOLE 0 0 2,072
AMAZON COM INC COM 023135106 1,088,786 4,370 SH SOLE 0 0 4,370
AMPHENOL CORP CL A 032095101 457,075 5,422 SH SOLE 0 0 5,422
ANALOG DEVICES INC COM 032654105 445,830 1,124 SH SOLE 0 0 1,124
APPLE INC COM 037833100 3,653,793 10,972 SH SOLE 0 0 10,972
ARISTA NETWORKS INC COM SHS 040413205 702,589 3,451 SH SOLE 0 0 3,451
BEST BUY INC COM 086516101 306,879 3,478 SH SOLE 0 0 3,478
BRINKER INTL INC COM 109641100 965,134 4,987 SH SOLE 0 0 4,987
BROADCOM INC COM 11135F101 1,023,188 2,913 SH SOLE 0 0 2,913
CARTER BANKSHARES INC COM NEW 146103106 426,799 14,279 SH SOLE 0 0 14,279
CATERPILLAR INC COM 149123101 364,574 450 SH SOLE 0 0 450
CHUBB LIMITED COM H1467J104 450,715 1,386 SH SOLE 0 0 1,386
CIENA CORP COM NEW 171779309 379,966 1,080 SH SOLE 0 0 1,080
CISCO SYS INC COM 17275R102 217,574 2,022 SH SOLE 0 0 2,022
CME GROUP INC COM 12572Q105 410,326 1,566 SH SOLE 0 0 1,566
COPA HOLDINGS SA CL A P31076105 380,651 2,887 SH SOLE 0 0 2,887
COSTCO WHOLESALE CORPORATION COM 22160K105 757,827 832 SH SOLE 0 0 832
COURSERA INC COM 22266M104 91,125 18,372 SH SOLE 0 0 18,372
CROWDSTRIKE HLDGS INC CL A 22788C105 387,594 1,464 SH SOLE 0 0 1,464
CUMMINS INC COM 231021106 223,610 433 SH SOLE 0 0 433
DARDEN RESTAURANTS INC COM 237194105 332,859 1,722 SH SOLE 0 0 1,722
EATON CORP PLC SHS G29183103 873,922 2,034 SH SOLE 0 0 2,034
ELI LILLY & CO COM 532457108 547,860 473 SH SOLE 0 0 473
FACTSET RESH SYS INC COM 303075105 262,121 971 SH SOLE 0 0 971
FIRST TR EXCHANGE-TRADED FD CLOUD COMPUTING 33734X192 252,576 1,540 SH SOLE 0 0 1,540
GARRETT MOTION INC COM 366505105 520,600 20,000 SH SOLE 0 0 20,000
GOLDMAN SACHS GROUP INC COM 38141G104 276,411 307 SH SOLE 0 0 307
HOME DEPOT INC COM 437076102 357,401 1,256 SH SOLE 0 0 1,256
INDIVIOR PHARMACEUTICALS INC COM 45579U109 537,750 15,000 SH SOLE 0 0 15,000
INTERNATIONAL BUSINESS MACHS COM 459200101 644,899 2,932 SH SOLE 0 0 2,932
INTUITIVE SURGICAL INC COM NEW 46120E602 226,493 557 SH SOLE 0 0 557
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 286,704 1,378 SH SOLE 0 0 1,378
INVESCO QQQ TR UNIT SER 1 46090E103 564,499 763 SH SOLE 0 0 763
ISHARES TR 1 3 YR TREAS BD 464287457 4,264,703 52,521 SH SOLE 0 0 52,521
ISHARES TR 3 7 YR TREAS BD 464288661 1,662,968 14,659 SH SOLE 0 0 14,659
ISHARES TR 7-10 YR TRSY BD 464287440 960,644 10,756 SH SOLE 0 0 10,756
ISHARES TR CORE US AGGBD ET 464287226 279,177 2,953 SH SOLE 0 0 2,953
ISHARES TR ISHARES BIOTECH 464287556 256,064 1,216 SH SOLE 0 0 1,216
ISHARES TR ISHS 1-5YR INVS 464288646 3,162,132 61,724 SH SOLE 0 0 61,724
ISHARES TR ISHS 5-10YR INVT 464288638 1,933,809 38,407 SH SOLE 0 0 38,407
ISHARES TR MBS ETF 464288588 968,880 10,811 SH SOLE 0 0 10,811
ISHARES TR TRUST ISHARE 0-1 464288679 2,144,615 19,440 SH SOLE 0 0 19,440
ISHARES TR U.S. REAL ES ETF 464287739 229,712 2,417 SH SOLE 0 0 2,417
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,457,152 28,872 SH SOLE 0 0 28,872
JOHNSON & JOHNSON COM 478160104 532,597 2,012 SH SOLE 0 0 2,012
JOHNSON CONTROLS INTERNATION SHS G51502105 583,716 3,927 SH SOLE 0 0 3,927
JPMORGAN CHASE & CO COM 46625H100 983,666 2,973 SH SOLE 0 0 2,973
LAM RESEARCH CORP COM NEW 512807306 467,141 1,422 SH SOLE 0 0 1,422
LUMENTUM HLDGS INC COM 55024U109 319,545 329 SH SOLE 0 0 329
MARATHON PETE CORP COM 56585A102 926,074 2,342 SH SOLE 0 0 2,342
MEDTRONIC PLC SHS G5960L103 253,003 2,932 SH SOLE 0 0 2,932
META PLATFORMS INC CL A 30303M102 389,655 537 SH SOLE 0 0 537
MICROSOFT CORP COM 594918104 2,389,415 4,659 SH SOLE 0 0 4,659
MOTOROLA SOLUTIONS INC COM NEW 620076307 382,196 857 SH SOLE 0 0 857
NEOS ETF TRUST NASDAQ 100 HIGH 78433H675 243,698 4,387 SH SOLE 0 0 4,387
NEOS ETF TRUST NEOS S&P 500 HI 78433H303 2,721,613 51,187 SH SOLE 0 0 51,187
NEXTERA ENERGY INC COM 65339F101 452,247 5,971 SH SOLE 0 0 5,971
NVIDIA CORPORATION COM 67066G104 4,263,720 18,669 SH SOLE 0 0 18,669
OLD DOMINION FREIGHT LINE IN COM 679580100 636,776 3,663 SH SOLE 0 0 3,663
PALANTIR TECHNOLOGIES INC CL A 69608A108 286,748 1,533 SH SOLE 0 0 1,533
PALO ALTO NETWORKS INC COM 697435105 202,628 510 SH SOLE 0 0 510
PIMCO ETF TR MULTISECTOR BD 72201R585 638,076 25,131 SH SOLE 0 0 25,131
PROSHARES TR S&P 500 DV ARIST 74348A467 285,235 5,272 SH SOLE 0 0 5,272
REALTY INCOME CORP COM 756109104 264,849 4,878 SH SOLE 0 0 4,878
REDDIT INC CL A 75734B100 404,245 2,838 SH SOLE 0 0 2,838
RTX CORPORATION COM 75513E101 359,683 1,937 SH SOLE 0 0 1,937
SALESFORCE INC COM 79466L302 206,452 899 SH SOLE 0 0 899
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 4,545,902 26,991 SH SOLE 0 0 26,991
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 3,851,134 35,383 SH SOLE 0 0 35,383
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 894,321 14,542 SH SOLE 0 0 14,542
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 5,500,793 103,011 SH SOLE 0 0 103,011
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 3,853,746 23,079 SH SOLE 0 0 23,079
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 2,157,705 44,306 SH SOLE 0 0 44,306
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 860,620 21,037 SH SOLE 0 0 21,037
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 2,722,926 33,783 SH SOLE 0 0 33,783
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 3,861,307 34,796 SH SOLE 0 0 34,796
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 17,393,337 88,855 SH SOLE 0 0 88,855
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 895,220 22,698 SH SOLE 0 0 22,698
SERVICE CORP INTL COM 817565104 260,907 3,426 SH SOLE 0 0 3,426
SERVICENOW INC COM 81762P102 213,076 1,590 SH SOLE 0 0 1,590
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 2,535,287 27,335 SH SOLE 0 0 27,335
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 242,488 2,646 SH SOLE 0 0 2,646
SPDR SERIES TRUST ST TERM HIGH ETF 78468R408 3,535,828 145,807 SH SOLE 0 0 145,807
SS&C TECH HLDGS COM 78467J100 282,924 3,671 SH SOLE 0 0 3,671
STATE STR CORP COM 857477103 204,283 1,170 SH SOLE 0 0 1,170
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 300,674 394 SH SOLE 0 0 394
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 277,364 608 SH SOLE 0 0 608
UNION PAC CORP COM 907818108 425,467 1,563 SH SOLE 0 0 1,563
UNITEDHEALTH GROUP INC COM 91324P102 234,372 638 SH SOLE 0 0 638
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 7,184,132 79,726 SH SOLE 0 0 79,726
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 817,992 2,800 SH SOLE 0 0 2,800
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 800,168 4,092 SH SOLE 0 0 4,092
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 821,037 2,430 SH SOLE 0 0 2,430
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 795,127 3,442 SH SOLE 0 0 3,442
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 10,929,350 50,580 SH SOLE 0 0 50,580
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,442,294 23,326 SH SOLE 0 0 23,326
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,568,190 22,991 SH SOLE 0 0 22,991
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 366,374 1,143 SH SOLE 0 0 1,143
VANGUARD WORLD FD INF TECH ETF 92204A702 941,186 7,489 SH SOLE 0 0 7,489
VEEVA SYS INC CL A COM 922475108 228,360 800 SH SOLE 0 0 800
VERIZON COMMUNICATIONS INC COM 92343V104 811,272 17,686 SH SOLE 0 0 17,686
VERTIV HOLDINGS CO COM CL A 92537N108 875,714 3,629 SH SOLE 0 0 3,629
WALMART INC COM 931142103 761,758 7,330 SH SOLE 0 0 7,330
WISDOMTREE TR US QTLY DIV GRT 97717X669 320,459 3,296 SH SOLE 0 0 3,296
WORLD GOLD TR SPDR GLD MINIS 98149E303 2,256,663 27,460 SH SOLE 0 0 27,460
ZIMMER BIOMET HOLDINGS INC COM 98956P102 202,266 2,277 SH SOLE 0 0 2,277