The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,685,141 8,063 SH SOLE 0 0 8,063
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 798,213 1,603 SH SOLE 0 0 1,603
DATAVAULT AI INC COM SHS 86633R609 3,082 19,780 SH SOLE 0 0 19,780
ISHARES TR 0-3 MTH TREASURY 46436E718 2,991,663 29,715 SH SOLE 0 0 29,715
ISHARES TR MSCI USA QLT FCT 46432F339 8,707,224 39,179 SH SOLE 0 0 39,179
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 12,147,640 234,692 SH SOLE 0 0 234,692
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 21,840,685 434,987 SH SOLE 0 0 434,987
SPDR SERIES TRUST ST INTER BD ETF 78464A375 14,791,509 458,225 SH SOLE 0 0 458,225
SPDR SERIES TRUST ST INTER ETF 78464A672 28,967,695 1,061,866 SH SOLE 0 0 1,061,866
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 13,640,812 645,261 SH SOLE 0 0 645,261
SPDR SERIES TRUST ST STR P500GRW 78464A409 52,508,149 426,618 SH SOLE 0 0 426,618
SPDR SERIES TRUST ST STR P500VAL 78464A508 50,452,656 825,334 SH SOLE 0 0 825,334
SPDR SERIES TRUST ST STR SP600 SML 78468R853 16,043,010 303,500 SH SOLE 0 0 303,500
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 7,789,915 72,823 SH SOLE 0 0 72,823
SPDR SERIES TRUST ST STR SP600SM C 78464A300 7,929,608 77,627 SH SOLE 0 0 77,627
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 697,972 1,865 SH SOLE 0 0 1,865