v3.26.3
Segment Reporting (Tables)
 9 Months Ended
Sep. 30, 2026
Segment Reporting [Abstract]  
Schedule of Segment Financial Information
The following tables present selected financial information with respect to the Company’s reportable segments for the three and nine months ended September 30, 2026 and 2025.
Three Months Ended September 30, 2026BankingMortgageConsolidated
Interest income$233,558 $2,549 $236,107 
Interest expense87,434 (1,273)86,161 
Net interest income146,124 3,822 149,946 
Provisions for credit losses981 443 1,424 
Net interest income after provision for credit losses145,143 3,379 148,522 
Mortgage banking income— 9,425 9,425 
Other noninterest income15,027 88 15,115 
Total noninterest income15,027 9,513 24,540 
Salaries, commissions and employee benefits48,912 7,142 56,054 
Depreciation and amortization 3,103 10 3,113 
Amortization of intangibles1,741 — 1,741 
Other noninterest expense(1)
28,731 6,395 35,126 
Total noninterest expense82,487 13,547 96,034 
Income before income taxes$77,683 $(655)$77,028 
Income tax expense16,826 
Net income attributable to FB Financial Corporation and noncontrolling
   interest		60,202 
Net income attributable to noncontrolling interest— 
Net income attributable to FB Financial Corporation$60,202 
Total assets$16,232,445 $861,546 $17,093,991 
Goodwill350,353 — 350,353 
(1) Other noninterest expense includes expenses for occupancy and equipment expense, data processing, advertising, legal and professional fees and other expenses. Additionally, other noninterest expense for Mortgage includes servicing expenses.
Nine Months Ended September 30, 2026
Banking(2)
MortgageConsolidated
Interest income$683,957 $6,938 $690,895 
Interest expense249,279 (3,267)246,012 
Net interest income434,678 10,205 444,883 
Provisions for credit losses 12,107 2,457 14,564 
Net interest income after provision for credit losses422,571 7,748 430,319 
Mortgage banking income— 32,848 32,848 
Other noninterest income43,392 455 43,847 
Total noninterest income43,392 33,303 76,695 
Salaries, commissions and employee benefits144,793 21,941 166,734 
Merger and integration costs1,447 — 1,447 
Depreciation and amortization9,304 31 9,335 
Amortization of intangibles5,414 — 5,414 
Other noninterest expense(1)
82,224 17,524 99,748 
Total noninterest expense243,182 39,496 282,678 
Income before income taxes$222,781 $1,555 $224,336 
Income tax expense47,951 
Net income attributable to FB Financial Corporation and noncontrolling
interest
176,385 
Net income attributable to noncontrolling interest(2)
8 
Net income attributable to FB Financial Corporation$176,377 
Total assets$16,232,445 $861,546 $17,093,991 
Goodwill350,353 — 350,353 
(1) Other noninterest expense includes expenses for occupancy and equipment expense, data processing, advertising, legal and professional fees and other expenses. Additionally, other noninterest expense for Mortgage includes servicing expenses.
(2) Banking segment includes noncontrolling interest.

Three Months Ended September 30, 2025BankingMortgageConsolidated
Interest income$236,073 $825 $236,898 
Interest expense91,214 (1,556)89,658 
Net interest income144,859 2,381 147,240 
Provisions for credit losses34,070 347 34,417 
Net interest income after provision for credit losses110,789 2,034 112,823 
Mortgage banking income— 13,484 13,484 
Other noninterest income13,078 73 13,151 
Total noninterest income13,078 13,557 26,635 
Salaries, commissions and employee benefits51,441 7,769 59,210 
Merger and integration costs16,057 — 16,057 
Depreciation and amortization3,167 18 3,185 
Amortization of intangibles2,079 — 2,079 
Other noninterest expense(1)
24,225 5,100 29,325 
Total noninterest expense96,969 12,887 109,856 
Income before income taxes$26,898 $2,704 $29,602 
Income tax expense6,227 
Net income attributable to FB Financial Corporation and noncontrolling
   interest		23,375 
Net income attributable to noncontrolling interest— 
Net income attributable to FB Financial Corporation$23,375 
Total assets$15,598,629 $637,830 $16,236,459 
Goodwill 350,353 — 350,353 
(1) Other noninterest expense includes expenses for occupancy and equipment expense, data processing, advertising, legal and professional fees and other expenses. Additionally, other noninterest expense for Mortgage includes servicing expenses.
Nine Months Ended September 30, 2025
Banking(2)
MortgageConsolidated
Interest income$595,948 $2,740 $598,688 
Interest expense236,421 (4,029)232,392 
Net interest income359,527 6,769 366,296 
Provisions for credit losses 36,841 5,205 42,046 
Net interest income after provision for credit losses322,686 1,564 324,250 
Mortgage banking income— 38,939 38,939 
Other noninterest income(23,982)158 (23,824)
Total noninterest income(23,982)39,097 15,115 
Salaries, commissions and employee benefits131,545 22,647 154,192 
Merger and integration costs19,192 — 19,192 
Depreciation and amortization8,759 61 8,820 
Amortization of intangibles3,366 — 3,366 
Other noninterest expense(1)
68,346 16,750 85,096 
Total noninterest expense231,208 39,458 270,666 
Income before income taxes$67,496 $1,203 $68,699 
Income tax expense3,046 
Net income attributable to FB Financial Corporation and noncontrolling
interest
65,653 
Net income attributable to noncontrolling interest(2)
8 
Net income attributable to FB Financial Corporation$65,645 
Total assets$15,598,629 $637,830 $16,236,459 
Goodwill350,353 — 350,353 
(1) Other noninterest expense includes expenses for occupancy and equipment expense, data processing, advertising, legal and professional fees and other expenses. Additionally, other noninterest expense for Mortgage includes servicing expenses.
(2) Banking segment includes noncontrolling interest.