v3.26.3
Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 157,807 $ 196,213
Federal funds sold and reverse repurchase agreements 170,399 213,391
Interest-bearing deposits in financial institutions 689,483 746,291
Cash and cash equivalents 1,017,689 1,155,895
Investments:    
Available-for-sale debt securities, at fair value 1,538,130 1,459,579
Equity securities, at fair value 5,759 155
Restricted equity securities, at cost 84,168 79,046
Loans held for sale (includes $225,935 and $172,974 at fair value, respectively) 255,069 201,076
Loans held for investment 13,179,564 12,383,626
Less: allowance for credit losses on loans HFI 193,960 185,983
Net loans held for investment 12,985,604 12,197,643
Premises and equipment, net 178,596 182,370
Operating lease right-of-use assets 46,118 49,249
Interest receivable 60,369 58,565
Mortgage servicing rights, at fair value 150,873 148,795
Bank-owned life insurance 111,893 111,865
Other real estate owned, net 4,655 6,009
Goodwill 350,353 350,353
Core deposit and other intangibles, net 25,870 31,284
Other assets 278,845 268,408
Total assets 17,093,991 16,300,292
Deposits    
Noninterest-bearing 2,777,111 2,634,395
Interest-bearing checking 2,610,941 2,651,369
Money market and savings 6,275,388 5,969,640
Customer time deposits 2,375,869 2,028,923
Brokered and internet time deposits 626,687 625,634
Total deposits 14,665,996 13,909,961
Borrowings 265,390 212,764
Operating lease liabilities 56,215 60,556
Accrued expenses and other liabilities 172,651 168,753
Total liabilities 15,160,252 14,352,034
SHAREHOLDERS’ EQUITY    
Common stock, $1 par value per share; 75,000,000 shares authorized; 49,443,360 and 51,752,401 shares issued and outstanding, respectively 49,443 51,752
Additional paid-in capital 954,565 1,082,344
Retained earnings 990,417 846,620
Accumulated other comprehensive loss, net (60,779) (32,551)
Total FB Financial Corporation common shareholders’ equity 1,933,646 1,948,165
Noncontrolling interest 93 93
Total equity 1,933,739 1,948,258
Total liabilities and shareholders’ equity $ 17,093,991 $ 16,300,292