FREE WRITING PROSPECTUS

Dated November 2, 2026 

Filed Pursuant to Rule 433

Registration No. 333-283578

Registration No. 333-283578-09

 

World Omni Auto Receivables Trust 2026-D

Issuing Entity

 

World Omni Auto Receivables LLC

Depositor

 

World Omni Financial Corp.

Servicer and Sponsor

 

 

 

The depositor has filed with the Securities and Exchange Commission (“SEC”) a preliminary prospectus dated November 2, 2026, which describes the notes to be issued by the issuing entity. You should review the preliminary prospectus in its entirety before deciding to purchase any of the notes.

 

 

 

Ratings

 

It is a condition to the issuance of the notes (other than any classes of notes that are entirely retained by the depositor or one or more affiliates thereof on the closing date, which may not be rated if retained) that, on the closing date, each class of notes will receive at least the following ratings from S&P Global Ratings, a division of S&P Global (“Standard & Poor’s”), and Fitch Ratings, Inc. (“Fitch”):

 

Class

 

Standard & Poor’s

 

Fitch

 
A-1 A-1+ (sf) F1+sf
A-2 AAA (sf) AAAsf
A-3 AAA (sf) AAAsf
A-4 AAA (sf) AAAsf
B AA (sf) AAsf
C A (sf) Asf
 

  

Joint Bookrunners of the Class A Notes

 

Truist Securities Mizuho TD Securities Wells Fargo Securities

 

Co-Managers of the Class A Notes

 

M&T Securities PNC Capital Markets LLC Siebert Williams Shank

 

Underwriters of the Class B Notes and the Class C Notes

 

Truist Securities Mizuho TD Securities Wells Fargo Securities

 

STATEMENT REGARDING THIS FREE WRITING PROSPECTUS

 

The depositor has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the depositor has filed with the SEC for more complete information about the issuer, the depositor and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the depositor, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling 1-800-685-4786.