0001454889 2025-09-01 2026-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2021-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2021-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2021-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2022-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2022-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2022-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2023-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2023-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2023-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2024-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2024-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2024-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2025-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2025-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2025-08-31 0001454889 cik0001454889:C000255020Member 2024-11-19 2025-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2024-11-19 2025-08-31 0001454889 cik0001454889:BloombergUSMBSFloatAdjustedTotalReturnIndexMember 2024-11-19 2025-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2020-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2020-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2020-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2019-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2019-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2019-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2018-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2018-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2018-08-31 0001454889 cik0001454889:C000193734Member 2017-10-11 2017-10-11 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2017-10-11 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2017-10-11 0001454889 cik0001454889:C000193734Member 2017-10-11 2026-08-31 0001454889 cik0001454889:Russell1000IndexMember 2017-10-11 2026-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2017-10-11 2026-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2023-07-11 2025-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2023-07-11 2025-08-31 0001454889 cik0001454889:C000241773Member 2023-07-11 2025-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2023-07-11 2024-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2023-07-11 2024-08-31 0001454889 cik0001454889:C000241773Member 2023-07-11 2024-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2023-07-11 2023-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2023-07-11 2023-08-31 0001454889 cik0001454889:C000241773Member 2023-07-11 2023-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2023-07-11 2023-07-11 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2023-07-11 2023-07-11 0001454889 cik0001454889:C000241773Member 2023-07-11 2023-07-11 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2025-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2025-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2025-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2025-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2025-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2025-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2025-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2024-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2024-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2024-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2024-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2024-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2024-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2024-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2023-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2023-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2023-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2023-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2023-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2023-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2023-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2022-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2022-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2022-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2022-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2022-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2022-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2022-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2021-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2021-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2021-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2021-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2021-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2021-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2021-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2020-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2020-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2020-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2020-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2020-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2020-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2019-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2019-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2019-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2019-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2019-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2019-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2017-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2017-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2017-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2017-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2017-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2017-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2025-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2025-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2025-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2024-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2024-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2024-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2023-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2023-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2023-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2022-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2022-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2022-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2018-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2018-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2018-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2018-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2018-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2018-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2021-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2021-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2021-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2021-04-29 2021-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2021-04-29 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2021-04-29 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2021-04-29 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-04-29 2026-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-04-29 2026-08-31 0001454889 cik0001454889:C000225985Member 2021-04-29 2026-08-31 0001454889 cik0001454889:C000079984Member 2016-08-31 2016-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-08-31 2016-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079985Member 2016-08-31 2016-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-08-31 2016-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079986Member 2016-08-31 2016-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079978Member 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079979Member 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079980Member 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079981Member 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079982Member 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000079983Member 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:C000105320Member 2016-08-31 2016-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-08-31 2016-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079984Member 2016-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079985Member 2016-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2016-09-01 2026-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2016-09-01 2026-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079986Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079978Member 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079979Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079980Member 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079981Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079982Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000079983Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:C000105320Member 2016-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2016-09-01 2026-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2023-07-11 2026-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2023-07-11 2026-08-31 0001454889 cik0001454889:C000241773Member 2023-07-11 2026-08-31 0001454889 cik0001454889:C000255020Member 2024-11-19 2024-11-19 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2024-11-19 2024-11-19 0001454889 cik0001454889:BloombergUSMBSFloatAdjustedTotalReturnIndexMember 2024-11-19 2024-11-19 0001454889 cik0001454889:C000255020Member 2024-11-19 2026-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2024-11-19 2026-08-31 0001454889 cik0001454889:BloombergUSMBSFloatAdjustedTotalReturnIndexMember 2024-11-19 2026-08-31 0001454889 cik0001454889:C000225985Member 2021-09-01 2026-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079984Member 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079985Member 2021-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079986Member 2021-09-01 2026-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079978Member 2021-09-01 2026-08-31 0001454889 cik0001454889:C000193734Member 2021-09-01 2026-08-31 0001454889 cik0001454889:Russell1000IndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079979Member 2021-09-01 2026-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079980Member 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079981Member 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079982Member 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000079983Member 2021-09-01 2026-08-31 0001454889 cik0001454889:C000105320Member 2021-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2021-09-01 2026-08-31 0001454889 cik0001454889:C000225985Member 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:UnileverPLCMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:RocheHoldingAGMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:DeutschePostAGMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:BHPGroupLtdMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:WesfarmersLtdMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:GSKPLCMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:EnelSpAMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:EniSpAMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:TotalEnergiesSEMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:BritishAmericanTobaccoPLCMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member country:CA 2026-08-31 0001454889 cik0001454889:C000225985Member country:ES 2026-08-31 0001454889 cik0001454889:C000225985Member country:FI 2026-08-31 0001454889 cik0001454889:C000225985Member country:JP 2026-08-31 0001454889 cik0001454889:C000225985Member country:NL 2026-08-31 0001454889 cik0001454889:C000225985Member country:AU 2026-08-31 0001454889 cik0001454889:C000225985Member country:CH 2026-08-31 0001454889 cik0001454889:C000225985Member country:IT 2026-08-31 0001454889 cik0001454889:C000225985Member country:DE 2026-08-31 0001454889 cik0001454889:C000225985Member country:SG 2026-08-31 0001454889 cik0001454889:C000225985Member country:IN 2026-08-31 0001454889 cik0001454889:C000225985Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000225985Member country:FR 2026-08-31 0001454889 cik0001454889:C000225985Member country:GB 2026-08-31 0001454889 cik0001454889:C000225985Member cik0001454889:OtherCountriesMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000225985Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:RoyalBankOfCanadaMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:NestleSAMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:NovartisAGMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:MitsubishiUFJFinancialGroupIncMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:SamsungElectronicsCoLtdMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:SKHynixIncMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:ASMLHoldingNVMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:HSBCHoldingsPLCMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:RocheHoldingAGMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:ShellPLCMember 2026-08-31 0001454889 cik0001454889:C000079984Member country:JP 2026-08-31 0001454889 cik0001454889:C000079984Member country:GB 2026-08-31 0001454889 cik0001454889:C000079984Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079984Member country:AU 2026-08-31 0001454889 cik0001454889:C000079984Member country:NL 2026-08-31 0001454889 cik0001454889:C000079984Member country:ES 2026-08-31 0001454889 cik0001454889:C000079984Member country:IT 2026-08-31 0001454889 cik0001454889:C000079984Member country:SE 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079984Member country:CA 2026-08-31 0001454889 cik0001454889:C000079984Member cik0001454889:OtherCountriesMember 2026-08-31 0001454889 cik0001454889:C000079984Member country:KR 2026-08-31 0001454889 cik0001454889:C000079984Member country:FR 2026-08-31 0001454889 cik0001454889:C000079984Member country:CH 2026-08-31 0001454889 cik0001454889:C000079984Member country:DE 2026-08-31 0001454889 cik0001454889:C000079985Member 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:HudbayMineralsIncMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:EldoradoGoldCorpMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:DPMMetalsIncMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:AritziaIncMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:GaztransportEtTechnigazSAMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:StorebrandASAMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:FinningInternationalIncMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:AccelleronIndustriesAGMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:GMiningVenturesCorpMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:Subsea7SAMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079985Member country:JP 2026-08-31 0001454889 cik0001454889:C000079985Member country:CA 2026-08-31 0001454889 cik0001454889:C000079985Member cik0001454889:OtherCountriesMember 2026-08-31 0001454889 cik0001454889:C000079985Member country:GB 2026-08-31 0001454889 cik0001454889:C000079985Member country:AU 2026-08-31 0001454889 cik0001454889:C000079985Member country:KR 2026-08-31 0001454889 cik0001454889:C000079985Member country:SE 2026-08-31 0001454889 cik0001454889:C000079985Member country:CH 2026-08-31 0001454889 cik0001454889:C000079985Member country:DE 2026-08-31 0001454889 cik0001454889:C000079985Member country:FR 2026-08-31 0001454889 cik0001454889:C000079985Member country:US 2026-08-31 0001454889 cik0001454889:C000079985Member country:NO 2026-08-31 0001454889 cik0001454889:C000079985Member country:DK 2026-08-31 0001454889 cik0001454889:C000079985Member country:IT 2026-08-31 0001454889 cik0001454889:C000079986Member 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:TaiwanSemiconductorManufacturingCoLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:HonHaiPrecisionIndustryCoLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:ChinaConstructionBankCorpHSharesMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:DeltaElectronicsIncMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:MediaTekIncMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:AlibabaGroupHoldingLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:TencentHoldingsLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:ICICIBankLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:HDFCBankLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:RelianceIndustriesLtdMember 2026-08-31 0001454889 cik0001454889:C000079986Member country:MX 2026-08-31 0001454889 cik0001454889:C000079986Member country:SA 2026-08-31 0001454889 cik0001454889:C000079986Member country:ZA 2026-08-31 0001454889 cik0001454889:C000079986Member country:BR 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:OtherCountriesMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member country:IN 2026-08-31 0001454889 cik0001454889:C000079986Member country:CN 2026-08-31 0001454889 cik0001454889:C000079986Member country:TW 2026-08-31 0001454889 cik0001454889:C000079986Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079986Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079986Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:TeslaIncMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:MicronTechnologyIncMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:MetaPlatformsIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:AlphabetIncClassCMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:BroadcomIncMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:AlphabetIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:AmazoncomIncMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:MicrosoftCorpMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:AppleIncMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:NVIDIACorpMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079978Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000193734Member 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:NVIDIACorpMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:AppleIncMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:MicrosoftCorpMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:AmazoncomIncMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:AlphabetIncClassAMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:BroadcomIncMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:AlphabetIncClassCMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:MetaPlatformsIncClassAMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:MicronTechnologyIncMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:TeslaIncMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000193734Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000193734Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079979Member 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:NVIDIACorpMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:AppleIncMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:MicrosoftCorpMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:AmazoncomIncMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:AlphabetIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:BroadcomIncMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:AlphabetIncClassCMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:MetaPlatformsIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:MicronTechnologyIncMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:TeslaIncMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079979Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079979Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:VisaIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:MetaPlatformsIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:EliLillyAndCoMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:AlphabetIncClassCMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:BroadcomIncMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:AlphabetIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:AmazoncomIncMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:MicrosoftCorpMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:AppleIncMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:NVIDIACorpMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079980Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079980Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:MicronTechnologyIncMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:JPMorganChaseAndCoMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:BerkshireHathawayIncClassBMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:ExxonMobilHoldingsCorpMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:JohnsonAndJohnsonMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:WalmartIncMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:AbbVieIncMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:IntelCorpMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:CiscoSystemsIncMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:BankOfAmericaCorpMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079981Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079982Member 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:SandiskCorpMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:LumentumHoldingsIncMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:CoherentCorpMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:CienaCorpMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:BloomEnergyCorpClassAMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:ModernaIncMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:RevolutionMedicinesIncMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:FlexLtdMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:TwilioIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:SteelDynamicsIncMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000079982Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079982Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:SandiskCorpMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:LumentumHoldingsIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:RevolutionMedicinesIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:AtiIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:CoeurMiningIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:GuardantHealthIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:MacomTechnologySolutionsHoldingsIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:MksIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:SamsaraIncClassAMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:PinnacleFinancialPartnersIncMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member us-gaap:RealEstateSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:MaterialsSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000079983Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000105320Member 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:MerckAndCoIncMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:AmgenIncMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:AbbottLaboratoriesMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:CocaColaCoMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:ChevronCorpMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:VerizonCommunicationsIncMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:ConocoPhillipsMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:HomeDepotIncMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:ProcterAndGambleCoMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:UnitedHealthGroupIncMember 2026-08-31 0001454889 cik0001454889:C000105320Member us-gaap:HealthcareSectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:ConsumerStaplesSectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member us-gaap:EnergySectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:IndustrialSectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:FinancialsMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:InformationTechnologySectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:ConsumerDiscretionarySectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:CommunicationsSectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member oef:UtilitiesSectorMember 2026-08-31 0001454889 cik0001454889:C000105320Member cik0001454889:ShorttermInvestmentsMember 2026-08-31 0001454889 cik0001454889:C000255020Member 2026-08-31 0001454889 cik0001454889:SecuritizedMember cik0001454889:C000255020Member 2026-08-31 0001454889 cik0001454889:ShorttermInvestmentsMember cik0001454889:C000255020Member 2026-08-31 0001454889 cik0001454889:C000241773Member 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:CCMember 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:CMember 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:UnratedSecuritiesMember 2026-08-31 0001454889 cik0001454889:CorporatesMember cik0001454889:C000241773Member 2026-08-31 0001454889 cik0001454889:ShorttermInvestmentsMember cik0001454889:C000241773Member 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:BBMember 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:BMember 2026-08-31 0001454889 cik0001454889:C000241773Member cik0001454889:CCCMember 2026-08-31 0001454889 cik0001454889:C000225985Member 2025-09-01 2026-08-31 0001454889 cik0001454889:MSCIEAFEIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesInternationalDividendHundredIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079984Member 2025-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedexUSIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079985Member 2025-09-01 2026-08-31 0001454889 cik0001454889:FTSEDevelopedSmallCapexUSLiquidIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079986Member 2025-09-01 2026-08-31 0001454889 cik0001454889:FTSEEmergingIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:MSCIEmergingMarketsIndexNetMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079978Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSBroadStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000193734Member 2025-09-01 2026-08-31 0001454889 cik0001454889:Russell1000IndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:Schwab1000IndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079979Member 2025-09-01 2026-08-31 0001454889 us-gaap:StandardPoors500IndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapTotalStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079980Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapGrowthTotalStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079981Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSLargeCapValueTotalStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079982Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSMidCapTotalStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000079983Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSSmallCapTotalStockMarketIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000105320Member 2025-09-01 2026-08-31 0001454889 cik0001454889:DowJonesUSDividendHundredTMIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000255020Member 2025-09-01 2026-08-31 0001454889 cik0001454889:BloombergUSMBSFloatAdjustedTotalReturnIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:BloombergUSAggregateBondIndexMember 2025-09-01 2026-08-31 0001454889 cik0001454889:C000241773Member 2025-09-01 2026-08-31 0001454889 cik0001454889:ICEBofAUSCashPayHighYieldConstrainedIndexMember 2025-09-01 2026-08-31 iso4217:USD pure cik0001454889:Holding 9928 10448.32 8936.44 10125.45 11700.11 13112 11734.08 13109.51 16097.18 13328.78 16210.49 9932.13 10446.23 8940.49 10132.52 16120.05 9902.35 10366.01 8313.38 9803.2 11705.16 10000 11825.64 12680.89 16168.67 13031.23 15099.88 17926.73 17957.25 20448.1 24869.01 10000 11759.81 12312.18 12280.15 11880.4 12608.9 15902.82 12753.82 15039.4 15233.76 18112.54 20841.84 26812.72 10000 11764.03 11775.79 12329.27 11862.31 12736.78 16254.52 13118.65 20585.38 26451.62 10000 10000 11852.33 11844.38 12554.94 12511.04 11228.09 11171.6 12309.55 12224.97 16373.27 16252.53 12304.61 12196.75 13519.28 13378.55 15474.55 15290.11 18783.39 18535.95 22602.55 22249.1 22223.51 24305.39 21804.42 18209.01 17455.06 17825.63 10000 10000 12246.56 12452.93 12239.66 10000 12043.15 12368.36 12020.82 13470.74 13542.26 13423.37 11924.4 11828.83 11903.98 13212.28 12826.22 13106.35 16195.75 16402.63 16045.34 15466 14944.21 15108.49 13327.61 12986.86 13186.57 11603.77 11602.82 10000 10000 17143.27 17138.12 14136.08 14135.34 13948.29 13946.85 22664.64 22652.83 19731.56 19719.17 22842.87 22832.58 39828.6 39786.34 33149.1 33116.8 28608.37 28590.43 10100 11572.41 11852.19 14489.45 19119.45 16564.32 19101.07 24197.63 28102.73 33732.54 10097.58 11580.82 11869.27 14540 19229.45 16736.4 19314.39 24451.35 28421.37 34040.85 10100.18 11577.61 11866.3 14511.24 19160.04 16607.16 19158.83 24271.87 28197.96 33860.9 23345.81 29597.56 29637.34 34441.53 34500.65 41240.03 17610.96 23238.99 23261.89 20166.67 20192.02 23313.94 11638.57 13941.59 13943.74 14317.97 14322.17 17599.1 41311.39 10000 10000 11638.78 55524.35 41793.09 55336.95 11997.79 11623.41 11989.08 10000 10000 10000 15727.2 14315.11 15709.28 15107.64 13908.75 15091.39 29754.57 22895.46 29694.31 22692.46 17455.37 22656.46 29498.33 23565.54 29416.18 23702.31 20324.84 23644.74 47312.27 34717.69 47164.58 39216.35 29960.14 39107.56 10000 10000 11301.41 11305.24 12906.26 12914.57 12996.93 13010.87 13154.7 13176.69 17752.17 17787.04 16548.68 16586.57 17806.22 17849.76 21467.97 21525.97 23795.35 23868.62 29144.18 29245.93 28290.51 28343.92 21082.35 21123.69 23167.65 23217.44 16811.94 16844.16 18233.32 18260.96 13966.45 13989.66 19690.39 22895.46 19732.47 13759.9 13773.95 13313.83 13333.01 10000 10000 11337.82 11343.99 10000 10000 11320.95 11318.86 14004.98 14000.07 12567.88 12560.92 13137.19 21533.23 27346.99 27225.43 21614.54 19847.62 19913.31 16928.69 16977.93 15884.39 15913.43 19330.34 19355.06 13121.43 34445.84 34724.61 10000 10000 11112.01 11121.95 13135.22 13157.04 13684.86 13719.46 15253.16 15303.45 21377.37 21472.85 20578.36 20687.33 21966.77 22097.83 25860.21 26032.38 26609.81 26800.23 10152 10144.03 10153.66 10546.88 10475.71 10553.1 10870.58 10673.77 10882.3 10184.56 10089.77 10170 11478.6 10756.84 11423.55 10215.43 10025.32 10204 11303.95 13004.63 12942.63 12412.79 11094.19 12339.51 false 0001454889 N-1A 0.045 0.042 0.041 0.039 0.039 0.039 0.038 0.038 0.037 0.036 0.164 0.148 0.148 0.032 0.031 0.029 0.028 0.048 0.099 0.086 0.084 0.081 0.046 0.042 0.034 0.008 0.001 0.136 0.133 0.125 0.143 0.081 0.080 0.075 0.071 0.047 0.009 0.008 0.009 0.008 0.029 0.022 0.021 0.012 0.010 0.008 0.211 0.113 0.048 0.032 0.030 0.018 0.005 0.176 0.150 0.079 0.077 0.074 0.057 0.057 0.040 0.031 0.028 0.025 0.254 0.106 0.094 0.088 0.070 0.070 0.067 0.005 0.004 0.004 0.003 0.003 0.003 0.003 0.003 0.003 0.003 0.206 0.152 0.130 0.091 0.090 0.076 0.063 0.057 0.042 0.035 0.031 0.027 0.198 0.145 0.138 0.107 0.064 0.063 0.047 0.044 0.040 0.040 0.035 0.030 0.025 0.024 0.170 0.009 0.010 0.010 0.017 0.025 0.033 0.007 0.008 0.008 0.022 0.032 0.039 0.042 0.119 0.095 0.212 0.320 0.034 0.034 0.040 0.064 0.068 0.075 0.155 0.268 0.323 0.015 0.015 0.028 0.014 0.015 0.017 0.021 0.024 0.027 0.034 0.051 0.063 0.072 0.001 0.020 0.020 0.022 0.037 0.358 0.043 0.089 0.091 0.095 0.098 0.126 0.075 0.065 0.053 0.036 0.028 0.025 0.022 0.018 0.015 0.015 0.367 0.125 0.094 0.092 0.092 0.090 0.044 0.035 0.021 0.020 0.020 0.000 0.077 0.067 0.054 0.037 0.029 0.025 0.023 0.018 0.016 0.015 0.368 0.036 0.020 0.019 0.001 0.019 0.124 0.094 0.093 0.091 0.090 0.045 0.024 0.025 0.029 0.032 0.035 0.040 0.051 0.075 0.093 0.107 0.001 0.004 0.005 0.010 0.014 0.019 0.069 0.083 0.097 0.107 0.129 0.462 0.034 0.030 0.029 0.021 0.020 0.014 0.014 0.014 0.014 0.013 0.202 0.188 0.141 0.122 0.082 0.070 0.061 0.039 0.038 0.031 0.025 0.001 0.043 0.013 0.010 0.010 0.010 0.009 0.008 0.007 0.007 0.006 0.211 0.192 0.130 0.029 0.026 0.001 0.125 0.088 0.059 0.059 0.043 0.037 0.049 0.015 0.009 0.006 0.005 0.004 0.004 0.004 0.003 0.003 0.205 0.161 0.161 0.160 0.090 0.055 0.048 0.042 0.029 0.023 0.019 0.007 0.048 0.047 0.047 0.042 0.040 0.040 0.039 0.039 0.038 0.038 0.214 0.194 0.158 0.118 0.097 0.085 0.069 0.063 0.001 0.001 0.985 0.015 0.003 0.000 0.001 0.971 0.029 0.607 0.317 0.072 N-CSR Schwab Strategic Trust 2026-08-31 Schwab International Dividend Equity ETF Schwab International Dividend Equity ETF SCHY NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Dividend Equity ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$9</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.08%</span></div></div></div></td></tr></table></div> 9 0.0008 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 22.94% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">, which serves as the fund’s regulatory index and </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">provides a broad measure of market performance, returned 21.62%. The fund generally invests in securities that are included in the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones International Dividend 100 Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> which returned 22.79% during the same period. The fund does not seek to track </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">the regulatory index.</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Australian securities, including BHP Group Ltd.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">French securities</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Indian securities, including Infosys Ltd.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Indonesian securities</span></div></div><div style="clear: both; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="line-height:9.0pt;margin-top:203.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear: both; position: relative; max-height: 0px;"> </div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (April 29, 2021 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2,3,4</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g2lg_2mex.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:195.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones International Dividend 100 Index is a product of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Dividend Equity ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (04/29/2021) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the Dow Jones International Dividend 100 Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:76.22pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Since Inception*</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab International Dividend Equity ETF (04/29/2021)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2,3</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.94%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.06%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.35%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4,5</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">21.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.47%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones International Dividend 100 Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4</span> <div style="clear:right"> </div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.79%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.03%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.32%</span></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:195.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones International Dividend 100 Index is a product of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Dividend Equity ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (04/29/2021) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the Dow Jones International Dividend 100 Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab International Dividend Equity ETF 2021-04-29 0.2294 0.0906 0.0935 MSCI EAFE® Index (Net) 0.2162 0.0935 0.0947 Dow Jones International Dividend 100 Index (Net) 0.2279 0.0903 0.0932 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,613</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">103</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">29%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,564,195</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$94,273</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">15.2</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.7</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign Tax Paid and Passed Through</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$7,080,287</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Gross Income from Foreign Sources</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$93,641,251</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$66,699,231</span></div></div></td></tr></table></div> 2613000000 103 0.29 1564195 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g2img63a7e7482.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g2img447346853.jpg" style="height:190pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g27602g2img6fdcf54f4.jpg" style="height:156pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which wa<div style="display:inline;">s dev</div>eloped by and is the e<div style="display:inline;">xclu</div>sive property of M<div style="display:inline;">SC</div>I Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed fo<div style="display:inline;">r use</div> by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g2img447346853.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab International Equity ETF Schwab International Equity ETF SCHF NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Equity ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 28.65% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">, which serves as the fund’s regulatory index and </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">provides a broad measure of market performance, returned 21.62%. The fund generally invests in securities that are included in the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">FTSE Developed ex US Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> which returned 28.50% during the same period. The fund does not seek to track the regulatory </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">index.</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">South Korean securities, including Samsung Electronics Co. Ltd.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Japanese securities</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Over the reporting period, no markets detracted from the return of the fund. However, the smallest contributors to total return were:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Securities from the United States, including Sunbelt Rentals Holdings, Inc.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Securities from New Zealand</span></div></div><div style="clear: both; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="line-height:9.0pt;margin-top:203.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div><div style="clear: both; position: relative; max-height: 0px;"> </div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2,3,4</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g3lg_2me7.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab International Equity ETF is </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in shares of the </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund. Fees payable under the license are paid by the investment adviser.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the FTSE Developed ex US Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab International Equity ETF (11/03/2009)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2,3</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">28.65%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.53%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.37%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4,5</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">21.62%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.35%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">9.54%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">FTSE Developed ex US Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4</span> <div style="clear:right"> </div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">28.50%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.35%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.22%</span></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab International Equity ETF is </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in shares of the </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">fund. Fees payable under the license are paid by the investment adviser.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the FTSE Developed ex US Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab International Equity ETF 2009-11-03 0.2865 0.1053 0.1037 MSCI EAFE® Index (Net) 0.2162 0.0935 0.0954 FTSE Developed ex US Index (Net) 0.285 0.1035 0.1022 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$69,684</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1,476</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">4%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$17,786,344</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$163,241</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">16.6</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.3</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign Tax Paid and Passed Through</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$123,166,051</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Gross Income from Foreign Sources</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,640<span style="display:inline;">,94</span>6,842</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,539,917,697</span></div></div></td></tr></table></div> 69684000000 1476 0.04 17786344 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g3img48bbebd22.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g3imgf24c98123.jpg" style="height:191pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g27602g3img571b052f4.jpg" style="height:145pt;width:253pt"/><div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive<div style="display:inline;"> prope</div>rty of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g3imgf24c98123.jpg" style="height:191pt;width:253pt"/><div style="line-height:9.0pt;margin-top:187.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab International Small-Cap Equity ETF Schwab International Small-Cap Equity ETF SCHC NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com This report describes changes to the fund that occurred during the reporting period. <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab International Small-Cap Equity ETF</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$9</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.08%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the advisory fee of the fund was reduced from 0.08% to 0.06%. The amount shown is the aggregate advisory fee paid during the period.</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div> 9 0.0008 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 20.33% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">, which serves as the fund’s regulatory index and </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">provides a broad measure of market performance, returned 21.62%. The fund generally invests in securities that are included in the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">FTSE Developed Small Cap ex US Liquid Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> which returned 20.03% during the same period. The fund does not seek to </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">track the regulatory index.</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian securities, including Celestica, Inc.</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Japanese securities</div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Securities from Hong Kong, including Guotai Junan International Holdings Ltd.</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Securities from the United States</div></div></div><div style="line-height:9.0pt;margin-top:176.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2,3,4</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g4lg_2me8.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab International Small-Cap </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Equity ETF is not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">shares of the fund. Fees payable under the license are paid by the investment adviser.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the FTSE Developed Small Cap ex US Liquid Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fund and Inception Date</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1 Year</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5 Years</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10 Years</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab International Small-Cap Equity ETF (01/14/2010)</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2,3</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.33%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.66%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.50%</div></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI EAFE</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net)</span><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4,5</div> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">21.62%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.35%</div></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.54%</div></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">FTSE Developed Small Cap ex US Liquid Index (Net)</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4</div> <div style="clear:right"> </div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.03%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.48%</div></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.33%</div></div></div></div></td></tr></table><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab International Small-Cap </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Equity ETF is not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">shares of the fund. Fees payable under the license are paid by the investment adviser.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI EAFE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the FTSE Developed Small Cap ex US Liquid Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab International Small-Cap Equity ETF 2010-01-14 0.2033 0.0666 0.085 MSCI EAFE® Index (Net) 0.2162 0.0935 0.0954 FTSE Developed Small Cap ex US Liquid Index (Net) 0.2003 0.0648 0.0833 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$5,771</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2,182</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">26%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$3,945,680</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$3,512</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">15.2</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1.6</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign Tax Paid and Passed Through</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$11,730,854</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Gross Income from Foreign Sources</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$157,275,588</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$123,543,360</div></div></div></td></tr></table> 5771000000 2182 0.26 3945680 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g4imgbc72fedc2.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g4img91f047e13.jpg" style="height:190pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g27602g4img20e82b404.jpg" style="height:156pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark o<div style="display:inline;">f M</div>SCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g4img91f047e13.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:188.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND CHANGES</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since <span style="display:inline;">September 1, 2025</span>. For more c<span style="display:inline;">omp</span>lete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the management fee of the fund was reduced from 0.08% to 0.06%.</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since <span style="display:inline;">September 1, 2025</span>. For more c<span style="display:inline;">omp</span>lete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com Effective June 11, 2026, the management fee of the fund was reduced from 0.08% to 0.06%. Schwab Emerging Markets Equity ETF Schwab Emerging Markets Equity ETF SCHE NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com This report describes changes to the fund that occurred during the reporting period. <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells: show; width: 522pt; border-spacing: 0px;"> <tr style="height:31pt"> <td style="padding-bottom: 1.5pt; padding-top: 1.5pt; vertical-align: bottom; width: 327.17pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="padding-bottom: 1.5pt; padding-top: 1.5pt; vertical-align: bottom; width: 98.91pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="padding-bottom: 1.5pt; padding-top: 1.5pt; vertical-align: bottom; width: 95.91pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Emerging Markets Equity ETF</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$8</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.07%</div></div><div style="display:flex"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</div></div></div></div></td></tr></table><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">*</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Effective June 11, 2026, the advisory fee of the fund was reduced from 0.07% to 0.06%. The amount shown is the aggregate advisory fee paid during the period.</div><div style="color:#385768;font-family:Arial Narrow;font-size:12pt;line-height:9pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:12pt;line-height:9pt;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"></div> 8 0.0007 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;"><span style="display:inline;">M</span>ANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 22.32% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The MSCI Emerging Markets Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">, which serves as the fund’s regulatory </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">index and provides a broad measure of market performance, returned 39.25%. The fund generally invests in securities that are </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">included in the FTSE Emerging Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">1</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> which returned 22.05% during the same period.</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Taiwanese securities, including Taiwan Semiconductor Manufacturing Co. Ltd.</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Brazilian securities</div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Chinese securities, including Tencent Holdings Ltd.</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Indian securities</div></div></div> <div><div style="clear:both;position:relative;width:100%"><div style="float: left; line-height: 1pt; margin-left: 10pt; text-align: left; width: 507pt; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:9.0pt;margin-top:187.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2,3,4</span></span></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g5lg_2me9.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div> <div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab Emerging Markets Equity </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">ETF is not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in shares of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the fund. Fees payable under the license are paid by the investment adviser.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI Emerging Markets Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">that are included in the FTSE Emerging Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom: 0.5pt solid rgb(56, 87, 104); empty-cells: show; width: 522pt; border-spacing: 0px;"> <tr style="height:13.25pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 382.91pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 40.52pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 53.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 45.56pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 382.91pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Emerging Markets Equity ETF (01/14/2010)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2,3</span> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 40.52pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.32%</span></div></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 53.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.33%</span></div></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 45.56pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.11%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; width: 382.91pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">MSCI Emerging Markets Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4,5</span> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 40.52pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">39.25%</span></div></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 53.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.18%</span></div></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: bottom; white-space: nowrap; width: 45.56pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">9.29%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">FTSE Emerging Index (Net)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">4</span> <div style="clear:right"></div> </div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.05%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">6.53%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.31%</span></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — FTSE is a trademark of the London Stock Exchange Group companies (LSEG) and is used by the fund under license. The Schwab Emerging Markets Equity </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">ETF is not sponsored, endorsed, sold or promoted by FTSE nor LSEG and neither FTSE nor LSEG makes any representation regarding the advisability of investing in shares of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the fund. Fees payable under the license are paid by the investment adviser.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">5</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The MSCI Emerging Markets Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">that are included in the FTSE Emerging Index (Net). The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab Emerging Markets Equity ETF 2010-01-14 0.2232 0.0633 0.0811 MSCI Emerging Markets Index (Net) 0.3925 0.0818 0.0929 FTSE Emerging Index (Net) 0.2205 0.0653 0.0831 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom: 0.5pt solid rgb(56, 87, 104); empty-cells: show; width: 255pt; border-spacing: 0px;"> <tr style="height:13.25pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$13,003</span></div></div></td></tr> <tr style="height:24pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2,193</span></div></div></td></tr> <tr style="height:24pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">4%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$8,082,708</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$406,921</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">16.1</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.5</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign Tax Paid and Passed Through</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$37,741,794</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 205.01pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Gross Income from Foreign Sources</span></div></div></td> <td style="padding-bottom: 2pt; padding-top: 2pt; vertical-align: top; width: 49.99pt; border-bottom: 0.5pt solid rgb(56, 87, 104);"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$301,773,579</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$136,504,882</span></div></div></td></tr></table></div> 13003000000 2193 0.04 8082708 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g5imgc8c5619a2.jpg" style="height:161pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g5img3140d8733.jpg" style="height:192pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Country Weightings % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></div></div></div></div> <img alt=" " src="g27602g5img52fc73794.jpg" style="height:135pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:186.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g5img3140d8733.jpg" style="height:192pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:186.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND CHANGES</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the management fee of the fund was reduced from 0.07% to 0.06%.</span></div></div> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com Effective June 11, 2026, the management fee of the fund was reduced from 0.07% to 0.06%. Schwab U.S. Broad Market ETF Schwab U.S. Broad Market ETF SCHB NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Broad Market ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 20.14% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The Dow Jones U.S. Broad Stock Market Index returned 20.15% during the same </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">period. Differences between the return of the fund and the return of the Dow Jones U.S. Broad Stock Market Index may be </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">attributable to, among other things, the operational and transactional costs incurred by the fund and not the index.</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Over the reporting period, no sectors detracted from the return of the fund. However, the smallest contributors to total return were:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities sector securities, including Vistra Corp. (which detracted from the total return of the fund)</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Real estate sector securities</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Information technology sector securities, including Apple, Inc.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities</span></div></div><div style="clear: both; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="line-height:9.0pt;margin-top:226.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g6lg_2me1.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height: 1pt; margin-top: 10.5pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:253.50pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page <div style="display:inline;">assume </div>dividends and distributions were reinvested. Index figures do not <div style="display:inline;">include </div>trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Broad Stock Market Index is a product of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Broad Market ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Broad Market ETF (11/03/2009)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.14%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.75%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.81%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Broad Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.15%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">11.76%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.82%</span></div></div></div></td></tr></table></div><div style="line-height: 1pt; margin-top: 10.5pt; text-align: right; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:253.50pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page <div style="display:inline;">assume </div>dividends and distributions were reinvested. Index figures do not <div style="display:inline;">include </div>trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Broad Stock Market Index is a product of </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Broad Market ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab U.S. Broad Market ETF 2009-11-03 0.2014 0.1175 0.1481 Dow Jones U.S. Broad Stock Market Index 0.2015 0.1176 0.1482 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$44,620</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2,380</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$11,899,198</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,421,927</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">24.7</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5.1</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">90.74%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$411,867,930</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$25,830,845</span></div></div></td></tr></table></div> 44620000000 2380 0.03 11899198 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g6img361ecc862.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g6img109077cd3.jpg" style="height:189pt;width:253pt"/><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g6img109077cd3.jpg" style="height:189pt;width:253pt"/><div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab 1000 Index® ETF Schwab 1000 Index® ETF SCHK NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab 1000 Index ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 20.03% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The Russell 1000</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index, which serves as the fund’s regulatory index and provides </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">a broad measure of market performance, returned 19.77%. The fund generally invests in securities that are included in the Schwab </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">1000 Index</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> which returned 20.08% during the same period. The fund does not seek to track the regulatory index. Differences </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">between the return of the fund and the return of the Schwab 1000 Index</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> may be attributable to, among other things, the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">operational and transactional costs incurred by the fund and not the index.</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Over the reporting period, no sectors detracted from the return of the fund. However, the smallest contributors to total return were:</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities sector securities, including Vistra Corp. (which detracted from the total return of the fund)</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Real estate sector securities</div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Information technology sector securities, including Apple, Inc.</div></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities</div></div></div> <div style="line-height:9.0pt;margin-top:204.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (October 11, 2017 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g7lg_2mew.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div> <div style="line-height:9.0pt;margin-top:252.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (10/11/2017) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the Schwab 1000 Index</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:76.22pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Since Inception*</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab 1000 Index ETF (10/11/2017)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.02%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.66%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Russell 1000</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">19.77%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.10%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.77%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:352.25pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab 1000 Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.08%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.06%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">14.71%</span></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:252.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (10/11/2017) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Russell 1000</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">included in the Schwab 1000 Index</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab 1000 Index ETF 2017-10-11 0.2003 0.1202 0.1466 Russell 1000® Index 0.1977 0.121 0.1477 Schwab 1000 Index 0.2008 0.1206 0.1471 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$5,860</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">981</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,530,629</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,476,960</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">25.0</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5.3</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">91.58%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$53,067,617</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:209.32pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:45.68pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,873,363</span></div></div></td></tr></table></div> 5860000000 981 0.03 1530629 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g7img893ba1f72.jpg" style="height:161pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g7imgd7e854cb3.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:191.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Amount is less than 0.05%.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g7imgd7e854cb3.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:191.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Large-Cap ETF Schwab U.S. Large-Cap ETF SCHX NYSEArca <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> annual shareholder report <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab U.S. Large-Cap ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 19.74% (for an explanation of NAV return, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">please refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color:#385768;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;display:inline;">®</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">U.S. Large-Cap Total Stock Market Index which returned 19.74% during the same period. The fund does not seek to track the </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">regulatory index.</span><span style="color:#385768;font-family:Arial;font-size:10pt;line-height:11pt;display:inline;"> </span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Top contributors to total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Information technology sector securities, including Apple, Inc.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Health care sector securities</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Over the reporting period, no sectors detracted from the return of the fund. However, the smallest contributors to total return were:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Utilities sector securities, including Vistra Corp. (which detracted from the total return of the fund)</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Real estate sector securities</span></div></div><div style="clear:both"> </div><div style="color:#385768;font-family:Arial;font-size:1pt;line-height:1pt;display:inline;"> </div><div style="color:#385768;font-family:Arial;font-size:1pt;line-height:1pt;display:inline;"> </div><div style="clear:both;position:relative"> </div><div style="line-height:9.0pt;margin-top:215.50pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">To obtain performance information </span><span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">current to the most recent month end, please visit </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">.</span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1,2</span></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g27602g8lg_2me2.jpg" style="height:159pt;width:520pt"/><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </span></div><div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership — Dow Jones</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Total Stock Market Index is a </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Schwab U.S. Large-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&amp;P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">the Dow Jones U.S. Large-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Average Annual Total Returns</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;display:inline;">Fund and Inception Date</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;display:inline;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">10 Years</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fund: Schwab U.S. Large-Cap ETF (11/03/2009)</span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">1,2</span> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">19.74%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">12.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.22%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&amp;P 500</span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3</span> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Dow Jones U.S. Large-Cap Total Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">19.74%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">12.17%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.24%</span></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership — Dow Jones</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Total Stock Market Index is a </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Schwab U.S. Large-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&amp;P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">the Dow Jones U.S. Large-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear:both;position:relative"> </div></div> Schwab U.S. Large-Cap ETF 2009-11-03 0.1974 0.1216 0.1522 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Large-Cap Total Stock Market Index 0.1974 0.1217 0.1524 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$74,137</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">748</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$19,709,093</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$1,517,731</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">25.1</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">5.4</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">91.96%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$683,653,674</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$35,424,766</span></div></div></td></tr></table></div> 74137000000 748 0.03 19709093 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</span></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g27602g8imgba3886312.jpg" style="height:161pt;width:253pt"/><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </span></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</span></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g27602g8img8bbc44f53.jpg" style="height:189pt;width:253pt"/><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </span></div><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</span></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g27602g8img8bbc44f53.jpg" style="height:189pt;width:253pt"/><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </span></div><div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Large-Cap Growth ETF Schwab U.S. Large-Cap Growth ETF SCHG NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Large-Cap Growth ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$4</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.04%</span></div></div></div></td></tr></table></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display: flex; white-space: nowrap; width: 27.11pt; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div></div></td></tr></table></div> 4 0.0004 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 17.33% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Large-Cap Growth Total Stock Market Index which returned 17.36% during the same period. The fund does not seek to track </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">the regulatory index. Differences between the return of the fund and the return of the Dow Jones U.S. Large-Cap Growth Total </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Stock Market Index may be attributable to, among other things, the operational and transactional costs incurred by the fund and not </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">the index.</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Financials sector securities, including S&amp;P Global, Inc.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities sector securities</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Information technology sector securities, including Apple, Inc.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities</span></div></div> <div style="clear: both; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="line-height:9.0pt;margin-top:193.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g9lg_2me3.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div> <div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index <div style="display:inline;">figures </div>do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Growth Total Stock Market Index </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">is a product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management. The Schwab U.S. Large-Cap Growth ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">affiliates and neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Large-Cap Growth ETF (12/11/2009)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.33%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.26%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.66%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Large-Cap Growth Total Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">17.36%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.29%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">18.70%</span></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index <div style="display:inline;">figures </div>do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Growth Total Stock Market Index </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">is a product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management. The Schwab U.S. Large-Cap Growth ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">affiliates and neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab U.S. Large-Cap Growth ETF 2009-12-11 0.1733 0.1326 0.1866 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Large-Cap Growth Total Stock Market Index 0.1736 0.1329 0.187 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$63,049</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">193</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">17%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$21,628,308</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,999,126</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">30.5</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">9.3</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">100.00%</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$217,088,505</span></div></div></td></tr></table></div> 63049000000 193 0.17 21628308 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g9img4b1694d82.jpg" style="height:161pt;width:253pt"/> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g9imgee652f523.jpg" style="height:189pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g9imgee652f523.jpg" style="height:189pt;width:253pt"/> <div style="line-height: 1pt; text-align: left; font-size: 1pt; background: none;"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Large-Cap Value ETF Schwab U.S. Large-Cap Value ETF SCHV NYSEArca <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">2026.</span> annual shareholder report <span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">You can find additional information about the fund at </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">. You can also request </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">this information by calling </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">1-866-414-6349</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> or by sending an email request to </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:10pt;font-weight:bold;display:inline;">orders@mysummaryprospectus.com</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-style:italic;text-transform:uppercase;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;display:inline;"> </span><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color:#385768;font-family:Arial;font-size:9pt;margin-left:0.0pt;display:inline;">Schwab U.S. Large-Cap Value ETF</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:11.99pt;display:inline;">$4</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color:#385768;font-family:Arial;font-size:9pt;width:27.11pt;display:inline;">0.04%</div></div></div></div></td></tr></table> 4 0.0004 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">For the 12-month reporting period ending August 31, 2026, the fund’s NAV return was 22.48% (for an explanation of NAV r<span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">eturn, </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">please </span>refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color:#385768;font-family:Arial;font-size:6.5pt;position:relative;top:-4.25pt;display:inline;">®</span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">U.S. Large-Cap Value Total Stock Market Index which returned 22.53% during the same period. The fund does not seek to track the </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">regulatory index. Differences between the return of the fund and the return of the Dow Jones U.S. Large-Cap Value Total Stock </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Market Index may be attributable to, <span style="display:inline;">amo</span>ng other things, the operational and transactional costs incurred by the fund and not the </span><span style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">index.</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Top detractors from total return:</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Consumer discretionary sector securities, including Home Depot, Inc.</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Communication services sector securities</div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Top contributors to total return:</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Information technology sector securities, including Micron Technology, Inc.</div></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><div style="color:#385768;font-family:Arial;font-size:8pt;margin-left:0.0pt;display:inline;">■</div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;line-height:11pt;display:inline;"> </div><div style="color:#385768;font-family:Arial Narrow;font-size:10pt;display:inline;">Health care sector securities</div></div></div><div><div style="clear:both;position:relative;width:100%"><div style="float:left;line-height:1pt;margin-left:10pt;text-align:left;width:507pt"><div style="color:#385768;font-family:Arial;font-size:1pt;line-height:1pt;display:inline;"> </div><div style="color:#385768;font-family:Arial;font-size:1pt;line-height:1pt;display:inline;"> </div></div></div><div style="clear:both;position:relative"> </div></div><div style="line-height:9.0pt;margin-top:193.50pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">To obtain performance information </span><span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">current to the most recent month end, please visit </span><span style="color:#24EBFF;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">www.schwabassetmanagement.com/prospectus</span><span style="color:#385768;font-family:Arial Narrow;font-size:9.5pt;font-weight:bold;display:inline;">.</span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1,2</span></div></div></div></div><div style="margin-top:6.00pt;text-align:left"> <img alt=" " src="g27602g10lg_2me4.jpg" style="height:159pt;width:520pt"/><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;line-height:1pt;display:inline;"> </span></div><div style="line-height:1.0pt;margin-top:10.5pt;text-align:right"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership — Dow Jones</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Value Total Stock Market Index is </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">a product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Management. The Schwab U.S. Large-Cap Value ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">affiliates and neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&amp;P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">the Dow Jones U.S. Large-Cap Value Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Average Annual Total Returns</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.0pt;text-transform:uppercase;display:inline;">Fund and Inception Date</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;margin-left:0.00pt;text-transform:uppercase;display:inline;">1 Year</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">5 Years</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">10 Years</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Fund: Schwab U.S. Large-Cap Value ETF (12/11/2009)</span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">1,2</span> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">22.48%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">10.42%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.29%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">S&amp;P 500</span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">®</span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"> Index</span><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;"></span><span style="color:#385768;font-family:Arial Narrow;font-size:5.5pt;margin-left:0.0pt;position:relative;top:-3.75pt;display:inline;">3</span> <div style="clear:right"> </div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Dow Jones U.S. Large-Cap Value Total Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">22.53%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">10.46%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;width:27.52pt;display:inline;">11.33%</span></div></div></div></td></tr></table></div><div style="line-height:1.0pt;margin-top:10.5pt;text-align:right"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:213.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Index ownership — Dow Jones</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Large-Cap Value Total Stock Market Index is </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">a product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Management. The Schwab U.S. Large-Cap Value ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">affiliates and neither S&amp;P Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The S&amp;P 500</div><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">®</div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">the Dow Jones U.S. Large-Cap Value Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear:both;position:relative"> </div></div> Schwab U.S. Large-Cap Value ETF 2009-12-11 0.2248 0.1042 0.1129 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Large-Cap Value Total Stock Market Index 0.2253 0.1046 0.1133 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Statistics</span></div></div><span style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;display:inline;"> </span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$15,661</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">556</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:9pt;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">9%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$5,920,121</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$274,693</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">21.3</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">3.6</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">89.46%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$267,323,306</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;margin-left:0.0pt;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color:#385768;font-family:Arial Narrow;font-size:9pt;display:inline;">$17,960,589</span></div></div></td></tr></table></div> 15661000000 556 0.09 5920121 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Sector Weightings % of Investments</span><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:5.5pt;font-weight:bold;position:relative;text-transform:uppercase;top:-3.75pt;display:inline;">1</span></div></div></div></div> <img alt=" " src="g27602g10img1567e9ac2.jpg" style="height:161pt;width:253pt"/><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</span></div></div></div></div> <img alt=" " src="g27602g10img321b800b3.jpg" style="height:190pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:199.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Excludes derivatives.</div></div></div><div style="clear:both;position:relative"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color:#385768;font-family:Arial Narrow;font-size:5pt;position:relative;top:-3.25pt;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear:both;position:relative"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color:#FFFFFF;font-family:Arial Narrow;font-size:9pt;font-weight:bold;text-transform:uppercase;display:inline;">Top Equity Holdings % of Net Assets</span></div></div></div></div> <img alt=" " src="g27602g10img321b800b3.jpg" style="height:190pt;width:253pt"/><div style="line-height:1.0pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:1pt;font-weight:bold;line-height:1pt;display:inline;"> </div></div><div style="line-height:9.0pt;margin-top:199.5pt;text-align:left"><div style="color:#385768;font-family:Arial Narrow;font-size:8pt;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab U.S. Mid-Cap ETF Schwab U.S. Mid-Cap ETF SCHM NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com This report describes changes to the fund that occurred during the reporting period. <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Mid-Cap ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$4</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.04%</span></div><div style="display:flex"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</span></div></div></div></td></tr></table></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</span></div><div style="float:left;line-height:13.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the advisory fee of the fund was reduced from 0.04% to 0.03%. The amount shown is the aggregate advisory fee paid during the period.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> 4 0.0004 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 22.11% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Mid-Cap Total Stock Market Index which returned 22.08% during the same period. The fund does not seek to track the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">regulatory index.</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Information technology sector securities, including Sandisk Corp.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Consumer discretionary sector securities, including Class A holdings of Duolingo, Inc.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Consumer staples sector securities</span></div></div> <div style="clear: both; max-height: 0px;"></div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"></div><div style="line-height:9.0pt;margin-top:188.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g11lg_2me5.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div> <div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Mid-Cap Total Stock Market Index is a </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Schwab U.S. Mid-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Mid-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Mid-Cap ETF (01/13/2011)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.11%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.96%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Mid-Cap Total Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">22.08%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.51%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.98%</span></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Mid-Cap Total Stock Market Index is a </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Schwab U.S. Mid-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Mid-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab U.S. Mid-Cap ETF 2011-01-13 0.2211 0.0752 0.1096 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Mid-Cap Total Stock Market Index 0.2208 0.0751 0.1098 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$14,878</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">492</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">18%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$5,013,386</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$26,260</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">20.9</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.0</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">63.98%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$121,208,041</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$33,716,523</span></div></div></td></tr></table></div> 14878000000 492 0.18 5013386 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g11imgf9fd01322.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g11imgeb1ef5733.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g11imgeb1ef5733.jpg" style="height:189pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:200.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND CHANGES</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the management fee of the fund was reduced from 0.04% to 0.03%.</span></div></div> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com Effective June 11, 2026, the management fee of the fund was reduced from 0.04% to 0.03%. Schwab U.S. Small-Cap ETF Schwab U.S. Small-Cap ETF SCHA NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt;display:inline;"></span>.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com This report describes changes to the fund that occurred during the reporting period. <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div> <div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Small-Cap ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$5</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.04%</span></div><div style="display:flex"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: auto; letter-spacing: 0px; top: 0px;display:inline;">*</span></div></div></div></td></tr></table></div> <div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:13.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the advisory fee of the fund was reduced from 0.04% to 0.03%. The amount shown is the aggregate advisory fee paid during the period.</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 12pt; line-height: 9pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div> 5 0.0004 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 26.52% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Small-Cap Total Stock Market Index which returned 26.43% during the same period. The fund does not seek to track the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">regulatory index.</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Information technology sector securities, including Sandisk Corp.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities</span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Consumer discretionary sector stocks, including Class A holdings of Chewy, Inc.</span></div></div> <div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Consumer staples sector securities</span></div></div> <div style="line-height:9.0pt;margin-top:188.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div> <div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g12lg_2me6.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div> <div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Small-Cap Total Stock Market Index is a </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Schwab U.S. Small-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Small-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Small-Cap ETF (11/03/2009)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">26.52%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.16%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.58%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"></div> </div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Small-Cap Total Stock Market Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">26.43%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">7.09%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.53%</span></div></div></div></td></tr></table></div> <div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div> <div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Small-Cap Total Stock Market Index is a </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">product of S&amp;P Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Schwab U.S. Small-Cap ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Small-Cap Total Stock Market Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> Schwab U.S. Small-Cap ETF 2009-11-03 0.2652 0.0716 0.1058 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Small-Cap Total Stock Market Index 0.2643 0.0709 0.1053 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div> <div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$22,646</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1,706</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">14%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$7,787,549</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$18,558</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">18.9</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2.5</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">76.55%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$189,484,979</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:205.01pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Business Income Deduction (199A)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:49.99pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$36,726,155</span></div></div></td></tr></table></div> 22646000000 1706 0.14 7787549 <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div> <img alt=" " src="g27602g12imgfdfd493e2.jpg" style="height:161pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g12img2c27ac213.jpg" style="height:191pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div> <div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"></div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g12img2c27ac213.jpg" style="height:191pt;width:253pt"/> <div style="line-height:9.0pt;margin-top:198.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND CHANGES</span></span></div></div></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div> <div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Effective June 11, 2026, the management fee of the fund was reduced from 0.04% to 0.03%.</span></div></div> <div style="line-height: 6pt; margin-top: 0pt; text-align: left; font-size: 6pt; background: none;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </span></div> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This is a summary of certain changes to the fund since September 1, 2025. For more complete information, you may review the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s prospectus at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or upon request by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com Effective June 11, 2026, the management fee of the fund was reduced from 0.04% to 0.03%. Schwab U.S. Dividend Equity ETF Schwab U.S. Dividend Equity ETF SCHD NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height: 6pt; text-align: left; font-size: 6pt; background: none;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </span></div><div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</div></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</div></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</div></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab U.S. Dividend Equity ETF</div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$7</div></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.06%</div></div></div></div></td></tr></table> 7 0.0006 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 29.45% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index, which serves as the fund’s regulatory index and provides a </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">broad measure of market performance, returned 20.38%. The fund generally invests in securities that are included in the Dow Jones </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Dividend 100</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">TM</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index which returned 29.57% during the same period. The fund does not seek to track the regulatory index. </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Differences between the return of the fund and the return of the Dow Jones U.S. Dividend 100</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 6.5pt; position: relative; top: -4.25pt; letter-spacing: 0px;display:inline;">TM</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> Index may be attributable to, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">among other things, the operational and transactional costs incurred by the fund and not the index.</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top detractors from total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Consumer discretionary sector securities, including Home Depot, Inc.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities sector securities</span></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Top contributors to total return:</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Health care sector securities, including Merck &amp; Co., Inc.</span></div></div><div style="line-height:11.0pt;margin-left:10.4pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Energy sector securities</span></div></div><div style="clear: both; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="line-height:9.0pt;margin-top:204.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (August 31, 2016 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g13lg_2med.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Dividend 100</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">TM</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index is a product of S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The Schwab </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Dividend Equity ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P Dow </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Dividend 100™ Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:40.52pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:53.01pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">5 Years</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:45.56pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">10 Years</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab U.S. Dividend Equity ETF (10/20/2011)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">29.45%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.01%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.17%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">S&amp;P 500</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">®</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">20.38%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:11.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">12.79%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">15.37%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:382.91pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones U.S. Dividend 100</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">TM</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"></span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:40.52pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:25.52pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">29.57%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:53.01pt"><div style="line-height:10.5pt;margin-left:12pt;margin-right:12pt;text-align:right;width:29.01pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">10.09%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:45.56pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:33.56pt"><div style="display:flex;margin:auto;width:27.52pt"><div style="display:flex;white-space:nowrap;width:27.52pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 27.52pt; letter-spacing: 0px; top: 0px;display:inline;">13.26%</span></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:222.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Index ownership — Dow Jones</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> is a registered trademark of Dow Jones Trademark Holdings LLC (Dow Jones). The Dow Jones U.S. Dividend 100</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">TM</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index is a product of S&amp;P </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dow Jones Indices LLC and/or its affiliates, and has been licensed for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management. The Schwab </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. Dividend Equity ETF is not sponsored, endorsed, sold or promoted by S&amp;P Dow Jones Indices LLC, Dow Jones, or any of their respective affiliates and neither S&amp;P Dow </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Jones Indices LLC, Dow Jones, nor any of their respective affiliates make any representation regarding the advisability of investing in such product.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The S&amp;P 500</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the Dow Jones U.S. Dividend 100™ Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab U.S. Dividend Equity ETF 2011-10-20 0.2945 0.1001 0.1317 S&P 500® Index 0.2038 0.1279 0.1537 Dow Jones U.S. Dividend 100TM Index 0.2957 0.1009 0.1326 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$112,384</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes derivatives)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">99</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">40%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$50,454,583</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Market Cap (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$180,686</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Earnings Ratio (P/E)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">19.6</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Price/Book Ratio (P/B)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.9</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends Received Deduction</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">96.61%</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:198.78pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Dividend Income</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:56.22pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,864,348,770</span></div></div></td></tr></table></div> 112384000000 99 0.40 50454583 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Sector Weightings % of Investments</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1</span></span></div></div></div></div> <img alt=" " src="g27602g13img7443c2cb2.jpg" style="height:139pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g13imgf354868d3.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:218.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div style="line-height:9.0pt;margin-top:3.0pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Sector/Industry classifications in this report use the Global Industry Classification Standard (GICS) which was developed by and is the exclusive property of MSCI Inc. </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">(MSCI) and Standard &amp; Poor’s (S&amp;P). GICS is a service mark of MSCI and S&amp;P and has been licensed for use by Charles Schwab &amp; Co., Inc.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes derivatives.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Top Equity Holdings % of Net Assets</span></span></div></div></div></div> <img alt=" " src="g27602g13imgf354868d3.jpg" style="height:190pt;width:253pt"/><div style="line-height:9.0pt;margin-top:218.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> Schwab Mortgage-Backed Securities ETF Schwab Mortgage-Backed Securities ETF SMBS NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab Mortgage-Backed Securities ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 3.03% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The Bloomberg US Aggregate Bond Index, which serves as the fund’s regulatory </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">index and provides a broad measure of market performance, returned 1.89%. The fund generally invests in securities that are </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">included in the Bloomberg US MBS Float Adjusted Total Return Index which returned 3.12%. The fund does not seek to track the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">regulatory index. Differences between the return of the fund and the return of the Bloomberg US MBS Float Adjusted Total Return </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Index may be attributable to, among other things, the operational and transactional costs incurred by the fund and not the index.</span></div></div><div style="line-height:11.0pt;margin-left:9.59pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: -9.59pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Negative price returns detracted from the total return of the fund, albeit to a smaller degree than coupon income generated by the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund’s holdings and, to a more limited extent, paydown (return of principal from the underlying mortgages to the mortgage-backed </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">securities investors) contributed to the total return of the fund</span></div></div><div style="line-height:11.0pt;margin-left:9.59pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: -9.59pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The fund held positions in TBAs, or “to-be-announced” securities, which are mortgage-backed bonds that settle on a forward </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">date. The fund’s average month-end position in these securities was 0.3%, with a minimum exposure of 0.0% and maximum </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">exposure of 0.4% over the period.</span></div></div><div style="line-height:9.0pt;margin-top:228.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (November 19, 2024 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g14lg_2mfa.jpg" style="height:172pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:200.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> and Bloomberg US MBS Float Adjusted Total Return Index are service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Limited (BISL), the administrator of the indices (collectively, “Bloomberg”). Bloomberg is not affiliated with Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management, and Bloomberg does not approve, endorse, review, or recommend Schwab Mortgage-Backed Securities ETF. Bloomberg does not guarantee the timeliness, </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">accurateness, or completeness of any data or information relating to Schwab Mortgage-Backed Securities ETF.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (11/19/2024) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">securities that are included in the Bloomberg US MBS Float Adjusted Total Return Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height: 6pt; margin-top: 0pt; text-align: left; font-size: 6pt; background: none;"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 6pt; line-height: 6pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:39.3pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:76.22pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Since Inception*</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab Mortgage-Backed Securities ETF (11/19/2024)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.03%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.79%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">1.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.73%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US MBS Float Adjusted Total Return Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.12%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.86%</span></div></div></div></td></tr></table></div><div style="line-height:9.0pt;margin-top:200.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> and Bloomberg US MBS Float Adjusted Total Return Index are service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Limited (BISL), the administrator of the indices (collectively, “Bloomberg”). Bloomberg is not affiliated with Charles Schwab Investment Management, Inc., dba Schwab Asset </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management, and Bloomberg does not approve, endorse, review, or recommend Schwab Mortgage-Backed Securities ETF. Bloomberg does not guarantee the timeliness, </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">accurateness, or completeness of any data or information relating to Schwab Mortgage-Backed Securities ETF.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (11/19/2024) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">securities that are included in the Bloomberg US MBS Float Adjusted Total Return Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab Mortgage-Backed Securities ETF 2024-11-19 0.0303 0.0479 Bloomberg US Aggregate Bond Index 0.0189 0.0373 Bloomberg US MBS Float Adjusted Total Return Index 0.0312 0.0486 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$6,584</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">4,342</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">21%</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$1,824,474</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Maturity</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(Source: Aladdin)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">7.2 Yrs</span></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Duration</span></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(Source: Aladdin)</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">5.4 Yrs</span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Interest Income</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">100.00%</span></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:213.64pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Business Interest Deduction (163j)</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:41.36pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">99.98%</span></div></div></td></tr></table></div> 6584000000 4342 0.21 1824474 <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Portfolio Composition By Security Type % of Investments</span></span></div></div> <img alt=" " src="g27602g14img21eb9eac2.jpg" style="height:93pt;width:253pt"/><div style="line-height:9.0pt;margin-top:468.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab High Yield Bond ETF Schwab High Yield Bond ETF SCYB NYSEArca <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">This annual shareholder report contains important information about the fund for the period of September 1, 2025, to August 31, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">2026.</span> annual shareholder report <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">You can find additional information about the fund at </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">. You can also request </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">this information by calling </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1-866-414-6349</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> or by sending an email request to </span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">orders@mysummaryprospectus.com</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">.</span> www.schwabassetmanagement.com/prospectus 1-866-414-6349 orders@mysummaryprospectus.com <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">FUND COSTS FOR THE LAST year ENDED August 31, 2026 </span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; font-style: normal; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-style:italic;display:inline;">(BASED ON A HYPOTHETICAL $10,000 INVESTMENT)</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:0.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"> </div></div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; empty-cells:show;width:522pt"> <tr style="height:31pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:0.5pt;text-align:left"><div style="margin-right: 3pt; text-align: left; white-space: nowrap; font-size: 9pt;"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:98.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS OF A</span></div><div style="margin-left:1pt;margin-right:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:1.5pt;padding-top:1.5pt;vertical-align:Bottom;width:95.91pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">COSTS PAID AS A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">PERCENTAGE OF A</span></div><div style="margin-left:5.5pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$10,000 INVESTMENT</span></div></div></td></tr> <tr style="height:12.5pt"> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;width:327.17pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Schwab High Yield Bond ETF</span></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:98.91pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:11.99pt"><div style="display:flex;white-space:nowrap;width:11.99pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 11.99pt; letter-spacing: 0px; top: 0px;display:inline;">$3</span></div></div></div></td> <td style="padding-bottom:3pt;padding-top:1.5pt;vertical-align:Bottom;white-space:nowrap;width:95.91pt"><div style="line-height:10.5pt;margin-left:7.5pt;text-align:right;width:88.41pt"><div style="display:flex;margin:auto;width:27.11pt"><div style="display:flex;white-space:nowrap;width:27.11pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 9pt; width: 27.11pt; letter-spacing: 0px; top: 0px;display:inline;">0.03%</span></div></div></div></td></tr></table></div> 3 0.0003 <div style="line-height:11.0pt;margin-top:0pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">MANAGEMENT’S DISCUSSION OF FUND PERFORMANCE</span></span></div></div></div></div><div style="line-height:11.0pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">For the 12-month reporting period ended August 31, 2026, the fund’s NAV return was 4.89% (for an explanation of NAV return, </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">please refer to footnote 2 on the following page). The Bloomberg US Aggregate Bond Index, which serves as the fund’s regulatory </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">index and provides a broad measure of market performance, returned 1.89%. The fund generally invests in securities that are </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">included in the ICE BofA US Cash Pay High Yield Constrained Index which returned 4.77%. The fund does not seek to track the </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">regulatory index.</span><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span></div></div><div style="line-height:11.0pt;margin-left:9.59pt;margin-top:6.00pt;text-align:left"><div style="margin-top:6pt"><span style="color: rgb(56, 87, 104); font-family: Arial; font-size: 8pt; margin-left: -9.59pt; letter-spacing: 0px; top: 0px;display:inline;">■</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; line-height: 11pt; letter-spacing: 0px; top: 0px;display:inline;"> </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Coupon income generated by the fund’s holdings contributed to fund performance while negative price returns detracted from </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">fund performance, albeit to a smaller degree</span></div></div><div style="clear: both; max-height: 0px;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="color: rgb(56, 87, 104); font-family: Arial; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="clear: both; position: relative; max-height: 0px;"> </div><div style="line-height:9.0pt;margin-top:289.50pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div> The performance data quoted represents past performance. Past performance does not guarantee future results. <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">To obtain performance information </span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">current to the most recent month end, please visit </span></span><span style="color: rgb(36, 235, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">www.schwabassetmanagement.com/prospectus</span></span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9.5pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">.</span></span> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Performance of Hypothetical $10,000 Investment (July 11, 2023 - August 31, 2026)</span></span><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1,2</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g15lg_2mf9.jpg" style="height:159pt;width:520pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:9.0pt;margin-top:204.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">“ICE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered trademark of ICE Data Indices, LLC or its affiliates and “BofA</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered trademark of Bank of America Corporation licensed by Bank of America </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporation and its affiliates (“BofA”) and may not be used without BofA’s prior written approval. These trademarks have been licensed, along with the ICE BofA US Cash Pay </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">High Yield Constrained Index (“Index”) for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management, in connection with the Schwab High Yield </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bond ETF. The Schwab High Yield Bond ETF is not sponsored, endorsed, sold or promoted by ICE Data Indices, LLC, its affiliates or its Third Party Suppliers (“ICE Data and its </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Suppliers”). ICE Data and its Suppliers make no representations or warranties regarding the advisability of investing in the Schwab High Yield Bond ETF.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (07/11/2023) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">securities that are included in the ICE BofA US Cash Pay High Yield Constrained Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.38%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Average Annual Total Returns</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div></div><div style="line-height:0.0pt;margin-top:0.00pt;text-align:left"> </div><div style="margin-top:0.0pt"> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:522pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Fund and Inception Date</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:39.3pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:1pt;margin-right:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">1 Year</span></span></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:76.22pt"><div style="line-height:11.0pt;text-align:left"><div style="margin-left:10pt;text-align:Center;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Since Inception*</span></span></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Fund: Schwab High Yield Bond ETF (07/11/2023)</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">1,2</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.55%</span></div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg US Aggregate Bond Index</span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; margin-left: 0pt; position: relative; top: -3.75pt; letter-spacing: 0px;display:inline;">3</span> <div style="clear:right"> </div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:11.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">1.89%</span></div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:11.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">3.98%</span></div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;width:406.48pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">ICE BofA US Cash Pay High Yield Constrained Index</span></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:39.3pt"><div style="line-height:10.5pt;margin-left:3pt;margin-right:12pt;text-align:right;width:24.3pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">4.77%</span></div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Bottom;white-space:nowrap;width:76.22pt"><div style="line-height:10.5pt;margin-left:12pt;text-align:right;width:64.22pt"><div style="display:flex;margin:auto;width:23.2pt"><div style="display:flex;white-space:nowrap;width:23.2pt"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; width: 23.2pt; letter-spacing: 0px; top: 0px;display:inline;">8.72%</span></div></div></div></td></tr></table></div><div style="line-height: 1pt; margin-top: 10.5pt; text-align: right; font-size: 1pt; background: none;"><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"> </span></div><div style="line-height:9.0pt;margin-top:204.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All total returns on this page assume dividends and distributions were reinvested. Index figures do not include trading and management costs, which would lower </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">performance. Indices are unmanaged and cannot be invested in directly. Performance results less than one year are not annualized.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For index definitions, please see www.schwabassetmanagement.com/glossary.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shares are bought and sold at market price, which may be higher or lower than the net asset value (NAV). Brokerage commissions will reduce returns.</div></div></div><div style="line-height:9.0pt;margin-top:3.00pt;text-align:left"><div style="margin-top:3pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">“ICE</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered trademark of ICE Data Indices, LLC or its affiliates and “BofA</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">®</div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">” is a registered trademark of Bank of America Corporation licensed by Bank of America </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporation and its affiliates (“BofA”) and may not be used without BofA’s prior written approval. These trademarks have been licensed, along with the ICE BofA US Cash Pay </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">High Yield Constrained Index (“Index”) for use by Charles Schwab Investment Management, Inc., dba Schwab Asset Management, in connection with the Schwab High Yield </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bond ETF. The Schwab High Yield Bond ETF is not sponsored, endorsed, sold or promoted by ICE Data Indices, LLC, its affiliates or its Third Party Suppliers (“ICE Data and its </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Suppliers”). ICE Data and its Suppliers make no representations or warranties regarding the advisability of investing in the Schwab High Yield Bond ETF.</div></div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.27pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">*</div></div><div style="float:left;line-height:9.0pt;margin-left:4.73pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Inception (07/11/2023) represents the date that the shares began trading in the secondary market.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">reinvested in the fund at NAV.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in </div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">securities that are included in the ICE BofA US Cash Pay High Yield Constrained Index. The fund does not seek to track the regulatory index.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> Schwab High Yield Bond ETF 2023-07-11 0.0489 0.0855 Bloomberg US Aggregate Bond Index 0.0189 0.0398 ICE BofA US Cash Pay High Yield Constrained Index 0.0477 0.0872 Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. <div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Statistics</span></span></div></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 1pt; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span> <table cellpadding="0" cellspacing="0" style="text-align:start; border-bottom:0.5pt solid #385768;empty-cells:show;width:255pt"> <tr style="height:13.25pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Net Assets (millions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$2,863</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Number of Holdings</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">1,837</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio Turnover Rate</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(excludes in-kind transactions)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">23%</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Advisory Fees Paid by the Fund</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">$675,636</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Maturity</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(Source: Aladdin)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.8 Yrs</div></div></div></td></tr> <tr style="height:24pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted Average Duration</div></div><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 9pt; letter-spacing: 0px; top: 0px;display:inline;">(Source: Aladdin)</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">3.0 Yrs</div></div></div></td></tr> <tr style="height:13.5pt"> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Qualified Interest Income</div></div></div></td> <td style="border-bottom:0.5pt solid #385768;padding-bottom:2.0pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:11.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">80.43%</div></div></div></td></tr> <tr style="height:11.75pt"> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:219.87pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-right:3pt;text-align:Left;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; margin-left: 0pt; letter-spacing: 0px; top: 0px;display:inline;">Business Interest Deduction (163j)</div></div></div></td> <td style="padding-bottom:1.5pt;padding-top:2.0pt;vertical-align:Top;width:35.13pt"><div style="line-height:10.5pt;text-align:left"><div style="margin-left:3pt;text-align:Right;white-space:nowrap"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">96.28%</div></div></div></td></tr></table> 2863000000 1837 0.23 675636 <div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><span style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;">Portfolio Composition By Security Type % of Investments</span></span></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g15img02209a022.jpg" style="height:93pt;width:253pt"/><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><span style="font-weight:bolder;display:inline;"> </span></span></div><div style="line-height:11.0pt;margin-top:5pt;text-align:left"><div style="margin-top:0.01pt"><div style="background-color:#385768;margin-left:0%"><div style="margin-left:0.78%"><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; text-transform: uppercase; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Portfolio Composition By Credit Quality % of Investments</div></div><div style="color: rgb(255, 255, 255); font-family: &quot;Arial Narrow&quot;; font-size: 5.5pt; position: relative; text-transform: uppercase; top: -3.75pt; letter-spacing: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,3</div></div></div></div></div></div><div style="margin-top: 6pt; text-align: left; background: none;"> <img alt=" " src="g27602g15img0eb8abce3.jpg" style="height:93pt;width:253pt"/><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 9pt; line-height: 1pt; background: none; text-decoration: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="line-height:9.0pt;margin-top:303.5pt;text-align:left"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio holdings may have changed since the report date.</div></div><div><div style="clear:both;margin-top:3.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">1</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">2</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg Index Rating: Based on the middle rating of Moody’s, S&amp;P and Fitch; when a rating from only two agencies is available, the lower is used; when only one agency </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">rates a bond, that rating is used. In cases where explicit bond level ratings may not be available, other sources may be used to classify securities by credit quality. Source: </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg Index Service Ltd.</span><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">3</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes short-term investments.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div><div><div style="clear:both;margin-top:0.00pt;position:relative;width:100%"><div style="float:left;line-height:6pt;text-align:left;width:2.88pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 5pt; position: relative; top: -3.25pt; letter-spacing: 0px;display:inline;">4</div></div><div style="float:left;line-height:9.0pt;margin-left:4.12pt;text-align:left;width:510.00pt"><div style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Less than 0.05%.</div></div></div><div style="clear: both; position: relative; max-height: 0px;"> </div></div> <span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg Index Rating: Based on the middle rating of Moody’s, S&amp;P and Fitch; when a rating from only two agencies is available, the lower is used; when only one agency </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">rates a bond, that rating is used. In cases where explicit bond level ratings may not be available, other sources may be used to classify securities by credit quality. Source: </span><span style="color: rgb(56, 87, 104); font-family: &quot;Arial Narrow&quot;; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bloomberg Index Service Ltd.</span> Performance does not reflect the deduction of taxes that a shareholder would pay on fund distributions or on the redemption or sale of fund shares. Performance is shown on a NAV basis. The fund’s per share NAV is the value of one share of the fund. NAV is calculated by taking the fund’s total assets (including the fair value of securities owned), subtracting liabilities, and dividing by the number of shares outstanding. Returns assume that dividends and capital gain distributions have been reinvested in the fund at NAV. The fund’s performance relative to the index may be affected by fair-value pricing and timing differences in foreign exchange calculations. The net version of the index reflects reinvested dividends net of withholding taxes but reflects no deductions for expenses or other taxes. The MSCI EAFE® Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones International Dividend 100 Index (Net). The fund does not seek to track the regulatory index. Inception (04/29/2021) represents the date that the shares began trading in the secondary market. Excludes derivatives. Includes the fund’s position(s) in money market mutual funds registered under the Investment Company Act of 1940, as amended. The MSCI EAFE® Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the FTSE Developed ex US Index (Net). The fund does not seek to track the regulatory index. Effective June 11, 2026, the advisory fee of the fund was reduced from 0.07% to 0.06%. The amount shown is the aggregate advisory fee paid during the period. The MSCI EAFE® Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the FTSE Developed Small Cap ex US Liquid Index (Net). The fund does not seek to track the regulatory index. Effective June 11, 2026, the advisory fee of the fund was reduced from 0.08% to 0.06%. The amount shown is the aggregate advisory fee paid during the period. The MSCI Emerging Markets Index (Net) serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the FTSE Emerging Index (Net). The fund does not seek to track the regulatory index. The Russell 1000® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Schwab 1000 Index®. The fund does not seek to track the regulatory index. Inception (10/11/2017) represents the date that the shares began trading in the secondary market. Amount is less than 0.05%. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Large-Cap Total Stock Market Index. The fund does not seek to track the regulatory index. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Mid-Cap Total Stock Market Index. The fund does not seek to track the regulatory index. Effective June 11, 2026, the advisory fee of the fund was reduced from 0.04% to 0.03%. The amount shown is the aggregate advisory fee paid during the period.   Inception (11/19/2024) represents the date that the shares began trading in the secondary market. The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Bloomberg US MBS Float Adjusted Total Return Index. The fund does not seek to track the regulatory index. The Bloomberg US Aggregate Bond Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the ICE BofA US Cash Pay High Yield Constrained Index. The fund does not seek to track the regulatory index. Inception (07/11/2023) represents the date that the shares began trading in the secondary market. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Dividend 100™ Index. The fund does not seek to track the regulatory index. Bloomberg Index Rating: Based on the middle rating of Moody’s, S&P and Fitch; when a rating from only two agencies is available, the lower is used; when only one agency rates a bond, that rating is used. In cases where explicit bond level ratings may not be available, other sources may be used to classify securities by credit quality. Source: Bloomberg Index Service Ltd. Excludes short-term investments. Less than 0.05%. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Small-Cap Total Stock Market Index. The fund does not seek to track the regulatory index. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. The fund does not seek to track the regulatory index. The S&P 500® Index serves as the fund’s regulatory index and provides a broad measure of market performance. The fund generally invests in securities that are included in the Dow Jones U.S. Large-Cap Value Total Stock Market Index. The fund does not seek to track the regulatory index. Effective June 11, 2026, the advisory fee of the fund was reduced from 0.04% to 0.03%. The amount shown is the aggregate advisory fee paid during the period.