The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 274,155 2,774 SH SOLE 0 0 2,774
ABBVIE INC COM 00287Y109 855,138 3,269 SH SOLE 0 0 3,269
ADVANCED MICRO DEVICES INC COM 007903107 839,947 1,373 SH SOLE 0 0 1,373
ALPHABET INC CAP STK CL C 02079K107 1,478,471 4,339 SH SOLE 0 0 4,339
ALPHABET INC CAP STK CL A 02079K305 516,465 1,501 SH SOLE 0 0 1,501
AMAZON COM INC COM 023135106 236,195 948 SH SOLE 0 0 948
APPLE INC COM 037833100 3,389,811 10,179 SH SOLE 0 0 10,179
AUTOMATIC DATA PROCESSING IN COM 053015103 478,444 1,854 SH SOLE 0 0 1,854
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,062,128 2,133 SH SOLE 0 0 2,133
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 21,288,862 307,376 SH SOLE 0 0 307,376
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 11,326,025 240,009 SH SOLE 0 0 240,009
CISCO SYS INC COM 17275R102 502,202 4,666 SH SOLE 0 0 4,666
COLGATE PALMOLIVE CO COM 194162103 381,807 4,475 SH SOLE 0 0 4,475
COSTCO WHOLESALE CORPORATION COM 22160K105 868,465 954 SH SOLE 0 0 954
ELI LILLY & CO COM 532457108 498,702 431 SH SOLE 0 0 431
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 458,955 2,820 SH SOLE 0 0 2,820
GLOBAL X FDS DEFENSE TECH ETF 37960A529 8,781,834 146,169 SH SOLE 0 0 146,169
HOME DEPOT INC COM 437076102 1,005,673 3,535 SH SOLE 0 0 3,535
HONEYWELL INTL INC COM 438516205 249,543 1,183 SH SOLE 0 0 1,183
ISHARES INC MSCI EMRG CHN 46434G764 26,518,663 267,649 SH SOLE 0 0 267,649
ISHARES TR S&P 100 ETF 464287101 8,381,689 21,937 SH SOLE 0 0 21,937
ISHARES TR CORE S&P500 ETF 464287200 144,461,868 188,629 SH SOLE 0 0 188,629
ISHARES TR GLOBAL TECH ETF 464287291 8,424,381 56,837 SH SOLE 0 0 56,837
ISHARES TR S&P 500 GRWT ETF 464287309 188,637 1,326 SH SOLE 0 0 1,326
ISHARES TR RUS 1000 GRW ETF 464287614 508,055 4,056 SH SOLE 0 0 4,056
ISHARES TR RUSSELL 2000 ETF 464287655 11,116 40 SH SOLE 0 0 40
ISHARES TR CORE S&P US GWT 464287671 56,437,659 291,291 SH SOLE 0 0 291,291
ISHARES TR NATIONAL MUN ETF 464288414 5,219,490 51,627 SH SOLE 0 0 51,627
ISHARES TR EAFE VALUE ETF 464288877 12,479,983 157,695 SH SOLE 0 0 157,695
ISHARES TR EAFE GRWTH ETF 464288885 10,016,111 83,586 SH SOLE 0 0 83,586
ISHARES TR US TREAS BD ETF 46429B267 9,687,492 442,958 SH SOLE 0 0 442,958
ISHARES TR MSCI USA MIN ETF 46429B697 3,442,069 35,325 SH SOLE 0 0 35,325
ISHARES TR 0-5 YR TIPS ETF 46429B747 690,124 6,922 SH SOLE 0 0 6,922
ISHARES TR MSCI USA QLT FCT 46432F339 22,473,576 101,123 SH SOLE 0 0 101,123
ISHARES TR CORE MSCI EAFE 46432F842 588,837 6,078 SH SOLE 0 0 6,078
ISHARES TR SYSTEMATIC BD ET 46435U796 1,203,940 14,285 SH SOLE 0 0 14,285
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 18,932,416 397,907 SH SOLE 0 0 397,907
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 65,166 883 SH SOLE 0 0 883
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 8,937,367 177,434 SH SOLE 0 0 177,434
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 4,052,346 86,774 SH SOLE 0 0 86,774
J P MORGAN EXCHANGE TRADED F JPMORGAN INTL VL 46654Q757 3,747,098 39,352 SH SOLE 0 0 39,352
JOHNSON & JOHNSON COM 478160104 717,711 2,711 SH SOLE 0 0 2,711
JPMORGAN CHASE & CO COM 46625H100 1,135,409 3,432 SH SOLE 0 0 3,432
MASTERCARD INCORPORATED CL A 57636Q104 223,897 406 SH SOLE 0 0 406
MERCK & CO INC COM 58933Y105 230,898 1,589 SH SOLE 0 0 1,589
MICROSOFT CORP COM 594918104 2,971,743 5,794 SH SOLE 0 0 5,794
NVIDIA CORPORATION COM 67066G104 978,837 4,286 SH SOLE 0 0 4,286
PALANTIR TECHNOLOGIES INC CL A 69608A108 298,719 1,597 SH SOLE 0 0 1,597
PROCTER & GAMBLE CO COM 742718109 464,461 3,197 SH SOLE 0 0 3,197
SHERWIN WILLIAMS CO COM 824348106 762,271 2,358 SH SOLE 0 0 2,358
SPDR SERIES TRUST ST STR P500VAL 78464A508 24,521,933 401,144 SH SOLE 0 0 401,144
TESLA INC COM 88160R101 361,907 1,020 SH SOLE 0 0 1,020
UNION PAC CORP COM 907818108 290,363 1,067 SH SOLE 0 0 1,067
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,813 14 SH SOLE 0 0 14
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 28,040 83 SH SOLE 0 0 83
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 49,741 552 SH SOLE 0 0 552
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 37,382 173 SH SOLE 0 0 173
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 528,139 1,411 SH SOLE 0 0 1,411
WATERS CORP COM 941848103 273,740 623 SH SOLE 0 0 623
WORLD GOLD TR SPDR GLD MINIS 98149E303 8,713,464 106,029 SH SOLE 0 0 106,029