The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 35,468,054 958,078 SH SOLE 20,186 0 937,892
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 39,933,679 898,395 SH SOLE 26,987 0 871,409
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 46,905,381 613,945 SH SOLE 33,325 0 580,619
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,653,461 23,570 SH SOLE 0 0 23,570
AMGEN INC COM 031162100 103,691 246 SH SOLE 14 0 232
AMGEN INC COM 031162100 110,857 263 SH DFND 100 0 163
CISCO SYS INC COM 17275R102 121,945 1,133 SH SOLE 44 0 1,089
CISCO SYS INC COM 17275R102 87,826 816 SH DFND 242 0 574
ISHARES TR S&P 500 GRWT ETF 464287309 451,249 3,172 SH SOLE 0 0 3,172
ISHARES TR S&P 500 VAL ETF 464287408 374,379 1,640 SH SOLE 0 0 1,640
JOHNSON & JOHNSON COM 478160104 21,886 83 SH SOLE 31 0 52
JOHNSON & JOHNSON COM 478160104 178,170 673 SH DFND 174 0 499
MORGAN STANLEY COM NEW 617446448 187,140 995 SH SOLE 16 0 979
MORGAN STANLEY COM NEW 617446448 59,433 316 SH DFND 9 0 307
NVIDIA CORPORATION COM 67066G104 14,553,537 63,725 SH SOLE 320 0 63,405
NVIDIA CORPORATION COM 67066G104 1,104,674 4,837 SH DFND 182 0 4,655
PEPSICO INC COM 713448108 180,323 1,423 SH SOLE 20 0 1,403
PEPSICO INC COM 713448108 33,581 265 SH DFND 9 0 256
PROCTER & GAMBLE CO COM 742718109 166,588 1,147 SH SOLE 40 0 1,107
PROCTER & GAMBLE CO COM 742718109 124,505 857 SH DFND 195 0 662
TARGET CORP COM 87612E106 581,790 3,713 SH SOLE 18 0 3,695
TARGET CORP COM 87612E106 38,859 248 SH DFND 7 0 241
WEC ENERGY GROUP INC COM 92939U106 217,382 2,157 SH SOLE 2,001 0 156
WEC ENERGY GROUP INC COM 92939U106 5,946 59 SH DFND 2 0 57
VANGUARD WORLD FD ESG US STK ETF 921910733 488,763 3,606 SH SOLE 0 0 3,606
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 269,889 542 SH SOLE 24 0 518
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 161,336 324 SH DFND 11 0 313
3M CO COM 88579Y101 34,307 209 SH DFND 6 0 203
3M CO COM 88579Y101 362,115 2,206 SH SOLE 2,006 0 200
ABBVIE INC COM 00287Y109 200,901 768 SH DFND 300 0 468
ABBVIE INC COM 00287Y109 39,500 151 SH SOLE 24 0 127
ADVANCED MICRO DEVICES INC COM 007903107 118,070 193 SH DFND 7 0 186
ADVANCED MICRO DEVICES INC COM 007903107 135,199 221 SH SOLE 17 0 204
ALPHABET INC CAP STK CL A 02079K305 375,735 1,092 SH DFND 25 0 1,067
ALPHABET INC CAP STK CL A 02079K305 399,133 1,160 SH SOLE 78 0 1,082
ALPHABET INC CAP STK CL C 02079K107 302,918 889 SH DFND 20 0 869
ALPHABET INC CAP STK CL C 02079K107 921,246 2,704 SH SOLE 64 0 2,640
ALTRIA GROUP INC COM 02209S103 746,397 11,084 SH DFND 10 0 11,074
ALTRIA GROUP INC COM 02209S103 61,296 910 SH SOLE 30 0 880
AMAZON COM INC COM 023135106 586,499 2,354 SH DFND 100 0 2,254
AMAZON COM INC COM 023135106 826,929 3,319 SH SOLE 186 0 3,133
APPLE INC COM 037833100 1,219,186 3,661 SH DFND 102 0 3,559
APPLE INC COM 037833100 1,931,625 5,800 SH SOLE 404 0 5,396
AUTOZONE INC COM 053332102 8,490 3 SH DFND 0 0 3
AUTOZONE INC COM 053332102 215,082 76 SH SOLE 0 0 76
BALCHEM CORP COM 057665200 2,474 15 SH DFND 1 0 14
BALCHEM CORP COM 057665200 212,963 1,291 SH SOLE 2 0 1,289
BRISTOL-MYERS SQUIBB CO COM 110122108 49,296 790 SH DFND 22 0 768
BRISTOL-MYERS SQUIBB CO COM 110122108 155,688 2,495 SH SOLE 57 0 2,438
BROADCOM INC COM 11135F101 283,762 808 SH DFND 25 0 783
BROADCOM INC COM 11135F101 44,250 126 SH SOLE 46 0 80
CENCORA INC COM 03073E105 21,018 70 SH DFND 2 0 68
CENCORA INC COM 03073E105 211,977 706 SH SOLE 6 0 700
CHARLES SCHWAB CORP (THE) COM 808513105 31,472 322 SH DFND 9 0 313
CHARLES SCHWAB CORP (THE) COM 808513105 903,952 9,249 SH SOLE 22 0 9,227
CHEVRON CORPORATION COM 166764100 68,615 336 SH DFND 11 0 325
CHEVRON CORPORATION COM 166764100 151,320 741 SH SOLE 25 0 716
COCA COLA CO COM 191216100 140,052 1,627 SH DFND 775 0 852
COCA COLA CO COM 191216100 236,462 2,747 SH SOLE 64 0 2,683
CORNING INC COM 219350105 25,524 166 SH DFND 4 0 162
CORNING INC COM 219350105 202,195 1,315 SH SOLE 9 0 1,306
CROWDSTRIKE HLDGS INC CL A 22788C105 25,946 98 SH DFND 3 0 95
CROWDSTRIKE HLDGS INC CL A 22788C105 531,618 2,008 SH SOLE 8 0 2,000
DUKE ENERGY CORP NEW COM NEW 26441C204 54,383 477 SH DFND 159 0 318
DUKE ENERGY CORP NEW COM NEW 26441C204 148,897 1,306 SH SOLE 1,043 0 263
ELI LILLY & CO COM 532457108 230,259 199 SH DFND 6 0 193
ELI LILLY & CO COM 532457108 347,499 300 SH SOLE 15 0 285
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 157,542 968 SH DFND 29 0 939
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 981,551 6,031 SH SOLE 65 0 5,966
FIRST CTZNS BANCSHARES INC D CL A 31946M103 6,181 3 SH DFND 0 0 3
FIRST CTZNS BANCSHARES INC D CL A 31946M103 1,484,265 720 SH SOLE 0 0 720
INTEL CORP COM 458140100 1,276,482 10,617 SH DFND 33 0 10,584
INTEL CORP COM 458140100 8,176 68 SH SOLE 58 0 10
INTUITIVE SURGICAL INC COM NEW 46120E602 14,639 36 SH DFND 1 0 35
INTUITIVE SURGICAL INC COM NEW 46120E602 285,861 703 SH SOLE 2 0 701
JPMORGAN CHASE & CO COM 46625H100 278,890 843 SH DFND 21 0 822
JPMORGAN CHASE & CO COM 46625H100 3,859,630 11,667 SH SOLE 7,450 0 4,217
META PLATFORMS INC CL A 30303M102 369,842 510 SH DFND 47 0 463
META PLATFORMS INC CL A 30303M102 261,795 361 SH SOLE 34 0 327
MICRON TECHNOLOGY INC COM 595112103 341,900 321 SH DFND 10 0 311
MICRON TECHNOLOGY INC COM 595112103 51,125 48 SH SOLE 23 0 25
MICROSOFT CORP COM 594918104 1,078,116 2,102 SH DFND 365 0 1,737
MICROSOFT CORP COM 594918104 1,752,606 3,417 SH SOLE 229 0 3,188
NEWMONT CORP COM 651639106 190,080 1,648 SH DFND 12 0 1,636
NEWMONT CORP COM 651639106 52,730 457 SH SOLE 28 0 429
PALANTIR TECHNOLOGIES INC CL A 69608A108 1,234,530 6,600 SH DFND 5 0 6,595
PALANTIR TECHNOLOGIES INC CL A 69608A108 213,424 1,141 SH SOLE 15 0 1,126
PHILIP MORRIS INTL INC COM 718172109 902,769 4,731 SH DFND 9 0 4,722
PHILIP MORRIS INTL INC COM 718172109 58,127 305 SH SOLE 24 0 281
THERMO FISHER SCIENTIFIC INC COM 883556102 43,203 64 SH DFND 2 0 62
THERMO FISHER SCIENTIFIC INC COM 883556102 280,146 415 SH SOLE 5 0 410
UNION PAC CORP COM 907818108 46,806 172 SH DFND 5 0 167
UNION PAC CORP COM 907818108 263,150 967 SH SOLE 12 0 955
WALMART INC COM 931142103 74,095 713 SH DFND 26 0 687
WALMART INC COM 931142103 232,114 2,234 SH SOLE 74 0 2,160
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,449,194 14,561 SH SOLE 404 0 14,157
ISHARES TR 3YRTB ETF 464288125 579,613 7,826 SH SOLE 0 0 7,826
ISHARES TR INTL TREA BD ETF 464288117 560,882 14,103 SH SOLE 0 0 14,103
ISHARES TR MSCI DENMARK ETF 46429B523 231,809 2,122 SH SOLE 0 0 2,122
ISHARES INC MSCI SWEDEN ETF 464286756 248,410 4,969 SH SOLE 0 0 4,969
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,697,083 43,516 SH SOLE 0 0 43,516
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 588,990 11,887 SH SOLE 0 0 11,887
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,343,246 61,510 SH SOLE 0 0 61,510
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,664,103 28,058 SH SOLE 0 0 28,058
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 410,280 10,226 SH SOLE 0 0 10,226
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 232,336 5,849 SH SOLE 0 0 5,849
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 480,132 12,766 SH SOLE 0 0 12,766
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,464,446 18,064 SH SOLE 0 0 18,064
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 427,914 4,774 SH SOLE 0 0 4,774
AGNICO EAGLE MINES LTD COM 008474108 508,024 2,772 SH DFND 0 0 2,772
AGNICO EAGLE MINES LTD COM 008474108 38,487 210 SH SOLE 0 0 210
PAN AMERN SILVER CORP COM 697900108 537,064 11,801 SH DFND 0 0 11,801
PAN AMERN SILVER CORP COM 697900108 38,365 843 SH SOLE 0 0 843
ROYAL BK CDA COM 780087102 380,991 1,938 SH SOLE 0 0 1,938
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,458,817 3,508 SH SOLE 283 0 3,225
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 1,283,598 27,212 SH SOLE 0 0 27,212
INVESCO QQQ TR UNIT SER 1 46090E103 534,854 723 SH SOLE 0 0 723
ISHARES TR NATIONAL MUN ETF 464288414 355,364 3,515 SH SOLE 0 0 3,515
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 583,311 7,438 SH SOLE 0 0 7,438
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 292,345 1,028 SH SOLE 0 0 1,028
ISHARES TR CORE S&P500 ETF 464287200 636,137 831 SH SOLE 0 0 831
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 343,857 1,653 SH SOLE 0 0 1,653
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 233,569 512 SH SOLE 0 0 512
DIMENSIONAL ETF TRUST EMER MARK SU ETF 25434V682 238,530 4,933 SH SOLE 0 0 4,933
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690 507,916 11,245 SH SOLE 0 0 11,245
DBX ETF TR XTRACKRS S&P 500 233051143 223,781 3,200 SH SOLE 0 0 3,200
KEEL INFRASTRUCTURE CORP COM SHS 486917107 270,059 76,504 SH SOLE 0 0 76,504
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,228,313 4,233 SH SOLE 0 0 4,233
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 263,005 1,217 SH SOLE 0 0 1,217
ISHARES TR ESG AWR MSCI USA 46435G425 673,872 4,040 SH SOLE 0 0 4,040
ISHARES TR ESG AWARE MSCI 46435U663 310,024 5,962 SH SOLE 0 0 5,962
SPDR SERIES TRUST ST STR P500VAL 78464A508 246,368 4,030 SH SOLE 0 0 4,030
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 460,787 1,975 SH SOLE 0 0 1,975
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 523,031 7,872 SH SOLE 655 0 7,217
ISHARES TR RUSSELL 2000 ETF 464287655 321,519 1,157 SH SOLE 0 0 1,157
ISHARES TR RUS MID CAP ETF 464287499 464,402 4,352 SH SOLE 0 0 4,352
ISHARES INC ESG AWR MSCI EM 46434G863 275,866 5,094 SH SOLE 0 0 5,094
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 595,736 5,240 SH SOLE 0 0 5,240
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 608,160 11,551 SH SOLE 0 0 11,551
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,582,930 31,108 SH SOLE 0 0 31,108
ISHARES TR FUTU AI TECH ETF 46435U556 743,102 9,488 SH SOLE 0 0 9,488
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 318,060 4,108 SH SOLE 0 0 4,108
ISHARES TR RUS 1000 GRW ETF 464287614 249,017 1,988 SH SOLE 0 0 1,988
ISHARES TR RUS 1000 VAL ETF 464287598 212,228 856 SH SOLE 0 0 856
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 320,224 5,822 SH SOLE 0 0 5,822
ISHARES TR MSCI EAFE ETF 464287465 261,387 2,516 SH SOLE 0 0 2,516