The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 1,083,935 3,150 SH SOLE 0 0 0 3,150
ALPHABET INC CAP STK CL C 02079K107 2,038,433 5,982 SH SOLE 0 0 0 5,982
AMAZON COM INC COM 023135106 856,578 3,438 SH SOLE 0 0 0 3,438
APPLE INC COM 037833100 4,479,154 13,450 SH SOLE 0 0 0 13,450
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,708,217 3,431 SH SOLE 0 0 0 3,431
CBIZ INC COM 124805102 740,612 13,542 SH SOLE 0 0 0 13,542
COCA COLA CO COM 191216100 322,583 3,747 SH SOLE 0 0 0 3,747
DFA INVT DIMENSIONS GROUP IN REAL ESTATE SECU 25239Y147 242,586 10,041 SH SOLE 0 0 0 10,041
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 5,722,773 138,131 SH SOLE 0 0 0 138,131
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,283,572 27,503 SH SOLE 0 0 0 27,503
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 6,365,950 121,580 SH SOLE 0 0 0 121,580
DISNEY WALT CO COM 254687106 272,950 2,602 SH SOLE 0 0 0 2,602
ELI LILLY & CO COM 532457108 313,772 271 SH SOLE 0 0 0 271
HCA HEALTHCARE INC COM 40412C101 341,392 800 SH SOLE 0 0 0 800
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420 291,676 5,093 SH SOLE 0 0 0 5,093
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 371,963 4,875 SH SOLE 0 0 0 4,875
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,446,719 11,762 SH SOLE 0 0 0 11,762
INVESCO QQQ TR UNIT SER 1 46090E103 945,754 1,278 SH SOLE 0 0 0 1,278
ISHARES TR USD INV GRDE ETF 464288620 2,640,813 54,215 SH SOLE 0 0 0 54,215
ISHARES TR ISHS 5-10YR INVT 464288638 44,288,387 879,610 SH SOLE 0 0 0 879,610
ISHARES TR US TREAS BD ETF 46429B267 42,182,348 1,928,777 SH SOLE 0 0 0 1,928,777
ISHARES TR PFD AND INCM SEC 464288687 532,587 18,054 SH SOLE 0 0 0 18,054
ISHARES TR SELECT DIVID ETF 464287168 1,208,602 7,948 SH SOLE 0 0 0 7,948
ISHARES TR NATIONAL MUN ETF 464288414 3,725,100 36,846 SH SOLE 0 0 0 36,846
ISHARES TR U.S. TECH ETF 464287721 1,008,876 3,809 SH SOLE 0 0 0 3,809
ISHARES TR CORE S&P500 ETF 464287200 1,139,774 1,488 SH SOLE 0 0 0 1,488
ISHARES TR ISHS 1-5YR INVS 464288646 2,446,758 47,760 SH SOLE 0 0 0 47,760
ISHARES TR CORE S&P MCP ETF 464287507 1,289,660 17,924 SH SOLE 0 0 0 17,924
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 6,958,468 146,248 SH SOLE 0 0 0 146,248
JOHNSON & JOHNSON COM 478160104 744,618 2,813 SH SOLE 0 0 0 2,813
JPMORGAN CHASE & CO COM 46625H100 512,075 1,548 SH SOLE 0 0 0 1,548
MARRIOTT INTL INC NEW CL A 571903202 427,682 1,202 SH SOLE 0 0 0 1,202
MICROSOFT CORP COM 594918104 898,137 1,751 SH SOLE 0 0 0 1,751
NVIDIA CORPORATION COM 67066G104 2,334,721 10,223 SH SOLE 0 0 0 10,223
PALANTIR TECHNOLOGIES INC CL A 69608A108 254,014 1,358 SH SOLE 0 0 0 1,358
PEPSICO INC COM 713448108 277,691 2,191 SH SOLE 0 0 0 2,191
PNC FINL SVCS GROUP INC COM 693475105 382,954 1,723 SH SOLE 0 0 0 1,723
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 31,639,918 1,079,492 SH SOLE 0 0 0 1,079,492
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 33,824,729 1,015,453 SH SOLE 0 0 0 1,015,453
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 1,249,214 7,417 SH SOLE 0 0 0 7,417
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 7,163,268 36,594 SH SOLE 0 0 0 36,594
SPDR SERIES TRUST ST INTER BD ETF 78464A375 55,405,739 1,716,411 SH SOLE 0 0 0 1,716,411
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,874,568 2,458 SH SOLE 0 0 0 2,458
THE BALDWIN INSURANCE GRP IN COM CL A 05589G102 502,028 15,792 SH SOLE 0 0 0 15,792
US BANCORP COM NEW 902973304 442,326 7,658 SH SOLE 0 0 0 7,658
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 53,782,253 596,851 SH SOLE 0 0 0 596,851
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 25,827,376 36,851 SH SOLE 0 0 0 36,851
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,780,777 53,339 SH SOLE 0 0 0 53,339
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 280,969 1,437 SH SOLE 0 0 0 1,437
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,189,257 7,534 SH SOLE 0 0 0 7,534
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 2,852,325 39,191 SH SOLE 0 0 0 39,191
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,408,622 60,159 SH SOLE 0 0 0 60,159
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 54,371,842 694,315 SH SOLE 0 0 0 694,315
VANGUARD STAR FDS VG TL INTL STK F 921909768 15,138,713 178,186 SH SOLE 0 0 0 178,186
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 690,702 9,782 SH SOLE 0 0 0 9,782
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,931,602 25,332 SH SOLE 0 0 0 25,332
WALMART INC COM 931142103 311,760 3,000 SH SOLE 0 0 0 3,000
WELLTOWER INC COM 95040Q104 1,093,180 4,748 SH SOLE 0 0 0 4,748