The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC. COM 00287Y109 2,129,081 8,139 SH SOLE 8,139 0 0
ADVANCED MICRO DEVICES COM 007903107 1,684,175 2,753 SH SOLE 2,753 0 0
AGF US MARKET NEUTRAL ANT COM 00110G408 1,793,688 149,474 SH SOLE 149,474 0 0
ALIBABA GROUP HLD COM 01609W102 651,370 6,057 SH SOLE 6,057 0 0
ALLSTATE CORP. COM 020002101 677,782 3,055 SH SOLE 3,055 0 0
ALPHABET INC COM 02079K107 1,637,256 4,805 SH SOLE 4,805 0 0
ALPHABET INC CLASS A COM 02079K305 6,215,461 18,064 SH SOLE 18,064 0 0
ALTSHARES MERGER ARBITRAG COM 03875R791 2,348,106 78,426 SH SOLE 78,426 0 0
AMAZON.COM INC. COM 023135106 5,908,343 23,714 SH SOLE 23,714 0 0
AMERICAN EXPRESS CO. COM 025816109 227,467 748 SH SOLE 748 0 0
AMPHENOL CORP CLASS A COM 032095101 787,193 9,338 SH SOLE 9,338 0 0
ANALOG DEVICES INC. COM 032654105 771,601 1,945 SH SOLE 1,945 0 0
APPLE INC. COM 037833100 10,360,918 31,112 SH SOLE 31,112 0 0
APPLIED MATERIALS INC. COM 038222105 779,343 1,524 SH SOLE 1,524 0 0
ARAMARK COM 03852U106 404,035 7,545 SH SOLE 7,545 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 514,779 6,485 SH SOLE 6,485 0 0
ASML HOLDING NV COM N07059210 1,396,798 771 SH SOLE 771 0 0
AT&T INC. COM 00206R102 694,009 28,443 SH SOLE 28,443 0 0
ATLAS COPCO AB COM 049255706 460,089 22,367 SH SOLE 22,367 0 0
AUTOZONE INC. COM 053332102 302,812 107 SH SOLE 107 0 0
BANK OF AMERICA CORP COM 060505104 622,570 11,438 SH SOLE 11,438 0 0
BANK OF NEW YORK MELLON COM 064058100 996,501 6,890 SH SOLE 6,890 0 0
BCE INC COM 05534B760 337,990 16,617 SH SOLE 16,617 0 0
BEIGENE LTD COM 07725L102 488,530 1,335 SH SOLE 1,335 0 0
BERKSHIRE HATHAWAY CL-B COM 084670702 1,404,717 2,821 SH SOLE 2,821 0 0
BEST BUY CO. INC. COM 086516101 693,919 7,864 SH SOLE 7,864 0 0
BOSTON SCIENTIFIC CORP. COM 101137107 367,708 8,424 SH SOLE 8,424 0 0
BP PLC COM 055622104 444,871 10,113 SH SOLE 10,113 0 0
BROADCOM INC COM 11135F101 3,809,007 10,846 SH SOLE 10,846 0 0
CACI INTERNATIONAL INC COM 127190304 338,665 556 SH SOLE 556 0 0
CADENCE DESIGN SYSTEMS COM 127387108 306,412 928 SH SOLE 928 0 0
CAPITAL ONE FINANCIAL COM 14040H105 317,214 1,643 SH SOLE 1,643 0 0
CARDINAL HEALTH INC. COM 14149Y108 622,110 2,796 SH SOLE 2,796 0 0
CATERPILLAR INC. COM 149123101 1,047,541 1,292 SH SOLE 1,292 0 0
CHENIERE ENERGY INC COM 16411R208 472,686 1,757 SH SOLE 1,757 0 0
CHEVRON CORP. COM 166764100 736,177 3,605 SH SOLE 3,605 0 0
CHUBB LIMITED COM H1467J104 795,562 2,446 SH SOLE 2,446 0 0
CINTAS CORP. COM 172908105 352,278 1,806 SH SOLE 1,806 0 0
CISCO SYSTEMS INC. COM 17275R102 321,383 2,986 SH SOLE 2,986 0 0
CITIGROUP INC. COM 172967424 525,689 4,060 SH SOLE 4,060 0 0
COCA COLA CO. COM 191216100 1,029,000 11,954 SH SOLE 11,954 0 0
COLGATE PALMOLIVE CO COM 194162103 757,983 8,884 SH SOLE 8,884 0 0
COSTCO WHOLESALE CORP. COM 22160K105 533,459 586 SH SOLE 586 0 0
CROWDSTRIKE HOLDINGS INC COM 22788C105 368,532 1,392 SH SOLE 1,392 0 0
DANAHER CORP. COM 235851102 547,672 2,472 SH SOLE 2,472 0 0
DELL TECHNOLOGIES INC COM 24703L202 701,487 1,304 SH SOLE 1,304 0 0
DELTA AIR LINES INC. COM 247361702 701,398 8,404 SH SOLE 8,404 0 0
DUKE ENERGY CORP. COM 26441C204 353,089 3,097 SH SOLE 3,097 0 0
E.ON SE COM 268780103 240,377 12,572 SH SOLE 12,572 0 0
EATON CORP PLC COM G29183103 683,669 1,591 SH SOLE 1,591 0 0
ELI LILLY AND COMPANY COM 532457108 1,778,432 1,537 SH SOLE 1,537 0 0
ENTERGY CORP COM 29364G103 411,631 4,147 SH SOLE 4,147 0 0
EQUINIX INC COM 29444U700 766,778 758 SH SOLE 758 0 0
EXXONMOBIL HOLDINGS CORP COM 30233Q108 1,225,670 7,531 SH SOLE 7,531 0 0
FIRST TRUST LONG/SHORT EQ COM 33739P103 2,606,310 33,985 SH SOLE 33,985 0 0
FORTINET INC COM 34959E109 407,037 2,277 SH SOLE 2,277 0 0
FRANKLIN SENIOR LOAN ETF COM 35473P595 1,377,769 59,903 SH SOLE 59,903 0 0
FRANKLIN SYSTEMATIC STYLE COM 35473P546 1,750,606 61,210 SH SOLE 61,210 0 0
FREEPORT MCMORAN INC. COM 35671D857 363,370 5,191 SH SOLE 5,191 0 0
GARTNER GROUP INC COM 366651107 284,474 1,525 SH SOLE 1,525 0 0
GE VERNOVA LLC COM 36828A101 435,324 458 SH SOLE 458 0 0
GENERAL ELECTRIC COMPANY COM 369604301 587,730 1,882 SH SOLE 1,882 0 0
GENERAL MOTORS COM 37045V100 428,505 5,565 SH SOLE 5,565 0 0
GILEAD SCIENCES INC COM 375558103 575,780 3,863 SH SOLE 3,863 0 0
GOLDMAN SACHS GROUP INC. COM 38141G104 620,348 689 SH SOLE 689 0 0
HAMILTON LANE INC COM 407497106 426,483 4,910 SH SOLE 4,910 0 0
HARTFORD INSURANCE GROUP COM 416515104 464,234 3,794 SH SOLE 3,794 0 0
HDFC BANK LTD COM 40415F101 420,193 18,809 SH SOLE 18,809 0 0
HITACHI LTD COM 433578507 512,978 14,856 SH SOLE 14,856 0 0
HONEYWELL INTERNATIONAL I COM 438516205 408,169 1,935 SH SOLE 1,935 0 0
ICICI BANK LTD COM 45104G104 332,942 12,085 SH SOLE 12,085 0 0
ING GROEP NV COM 456837103 649,224 18,288 SH SOLE 18,288 0 0
INGREDION INC COM 457187102 575,531 6,007 SH SOLE 6,007 0 0
INTEL CORP COM 458140100 535,504 4,454 SH SOLE 4,454 0 0
INVESCO BULLETSHARES 2026 COM 46138J635 407,403 17,849 SH SOLE 17,849 0 0
INVESCO BULLETSHARES 2027 COM 46138J585 1,467,617 66,393 SH SOLE 66,393 0 0
ISHARES BROAD USD HIGH YI COM 46435U853 1,385,293 38,782 SH SOLE 38,782 0 0
ISHARES FLOATING RATE BON COM 46429B655 3,285,016 64,349 SH SOLE 64,349 0 0
ISHARES IBONDS 2026 TERM COM 46436E528 1,461,882 64,886 SH SOLE 64,886 0 0
ISHARES IBONDS 2027 TERM COM 46436E478 1,065,935 48,941 SH SOLE 48,941 0 0
ISHARES IBONDS 2030 TERM COM 46436E122 247,349 9,647 SH SOLE 9,647 0 0
ISHARES IBONDS 2031 TERM COM 46438G661 745,293 30,235 SH SOLE 30,235 0 0
ISHARES IBONDS 2032 TERM COM 46438G364 745,992 30,486 SH SOLE 30,486 0 0
ISHARES IBONDS DEC 2026 T COM 46435GAA0 1,395,303 57,562 SH SOLE 57,562 0 0
ISHARES IBONDS OCT 2026 T COM 46438G505 1,068,344 41,473 SH SOLE 41,473 0 0
JACK HENRY & ASSOC. COM 426281101 466,389 3,256 SH SOLE 3,256 0 0
JANUS HENDERSON AAA CLO E COM 47103U845 3,224,125 63,882 SH SOLE 63,882 0 0
JOHNSON & JOHNSON COM 478160104 1,767,140 6,675 SH SOLE 6,675 0 0
JPMORGAN CHASE & CO COM 46625H100 2,472,954 7,475 SH SOLE 7,475 0 0
KEURIG DR PEPPER INC COM 49271V100 403,219 13,290 SH SOLE 13,290 0 0
KIMBERLY-CLARK CORP. COM 494368103 303,397 3,114 SH SOLE 3,114 0 0
KONINKLIJKE PHILIPS NV COM 500472303 533,502 21,838 SH SOLE 21,838 0 0
LAM RESEARCH CORP COM 512807306 498,678 1,518 SH SOLE 1,518 0 0
LOCKHEED MARTIN CORP. COM 539830109 512,306 1,006 SH SOLE 1,006 0 0
MARATHON PETROLEUM CORP. COM 56585A102 449,988 1,138 SH SOLE 1,138 0 0
MASTERCARD INC COM 57636Q104 1,496,138 2,713 SH SOLE 2,713 0 0
MCDONALD'S CORP. COM 580135101 624,693 2,705 SH SOLE 2,705 0 0
MCKESSON CORP. COM 58155Q103 583,152 683 SH SOLE 683 0 0
MERCADOLIBRE INC COM 58733R102 1,574,691 911 SH SOLE 911 0 0
MERCK & COMPANY INC COM 58933Y105 1,133,709 7,802 SH SOLE 7,802 0 0
META PLATFORMS INC COM 30303M102 3,190,067 4,399 SH SOLE 4,399 0 0
METLIFE INC. COM 59156R108 519,104 5,513 SH SOLE 5,513 0 0
MICRON TECHNOLOGY INC. COM 595112103 3,501,017 3,287 SH SOLE 3,287 0 0
MICROSOFT CORP COM 594918104 8,320,777 16,223 SH SOLE 16,223 0 0
MILLICOM INTERNATIONAL CE COM L6388F110 303,247 3,480 SH SOLE 3,480 0 0
MIZUHO FINANCIAL GROUP IN COM 60687Y109 333,014 30,137 SH SOLE 30,137 0 0
MONOLITHIC POWER SYS. INC COM 609839105 1,265,040 939 SH SOLE 939 0 0
MOTOROLA SOLUTIONS INC. COM 620076307 639,075 1,433 SH SOLE 1,433 0 0
NATIONAL GRID PLC COM 636274409 346,497 4,570 SH SOLE 4,570 0 0
NETFLIX.COM INC. COM 64110L106 592,335 8,513 SH SOLE 8,513 0 0
NEUROCRINE BIOSCIENCES IN COM 64125C109 307,084 2,165 SH SOLE 2,165 0 0
NEW LINDE PLC COM G54950103 1,008,631 2,125 SH SOLE 2,125 0 0
NEW ORIENTAL EDUCATION & COM 647581206 341,374 6,152 SH SOLE 6,152 0 0
NEWMONT CORP COM 651639106 220,299 1,910 SH SOLE 1,910 0 0
NEXTERA ENERGY INC COM 65339F101 581,910 7,683 SH SOLE 7,683 0 0
NICE LTD COM 653656108 568,256 5,107 SH SOLE 5,107 0 0
NOKIA CORP SPON ADR COM 654902204 286,374 28,242 SH SOLE 28,242 0 0
NORTHROP GRUMMAN CORP. COM 666807102 388,234 803 SH SOLE 803 0 0
NUCOR CORP. COM 670346105 336,366 1,439 SH SOLE 1,439 0 0
NVENT ELECTRIC PLC COM G6700G107 1,018,350 6,350 SH SOLE 6,350 0 0
NVIDIA CORP COM 67066G104 11,612,438 50,847 SH SOLE 50,847 0 0
NYLIM MERGER ARBITRAGE ET COM 45409B800 1,218,705 33,090 SH SOLE 33,090 0 0
ORACLE CORP. COM 68389X105 260,733 1,899 SH SOLE 1,899 0 0
PALANTIR TECHNOLOGIES INC COM 69608A108 819,466 4,381 SH SOLE 4,381 0 0
PALO ALTO NETWORKS INC COM 697435105 419,162 1,055 SH SOLE 1,055 0 0
PARKER-HANNIFIN CORP COM 701094104 1,242,046 1,300 SH SOLE 1,300 0 0
PEPSICO INC. COM 713448108 288,161 2,274 SH SOLE 2,274 0 0
PGIM AAA CLO ETF COM 69344A834 2,594,248 50,580 SH SOLE 50,580 0 0
PHILLIPS 66 COM 718546104 572,150 2,241 SH SOLE 2,241 0 0
PINTEREST INC COM 72352L106 593,505 31,419 SH SOLE 31,419 0 0
PROCTER & GAMBLE CO COM 742718109 967,420 6,659 SH SOLE 6,659 0 0
PROLOGIS INC. COM 74340W103 448,857 3,457 SH SOLE 3,457 0 0
QUEST DIAGNOSTICS INC. COM 74834L100 619,500 2,658 SH SOLE 2,658 0 0
RAREVIEW GOVERNMENT MONEY COM 19423L391 664,720 6,626 SH SOLE 6,626 0 0
REPUBLIC SERVICES INC COM 760759100 336,422 1,603 SH SOLE 1,603 0 0
ROLLS ROYCE HOLDINGS PLC COM 775781206 443,980 22,921 SH SOLE 22,921 0 0
ROSS STORES INC. COM 778296103 724,940 3,106 SH SOLE 3,106 0 0
SALESFORCE INC COM 79466L302 613,641 2,673 SH SOLE 2,673 0 0
SANDISK CORP/DE COM 80004C200 356,677 205 SH SOLE 205 0 0
SCHWAB SHORT TERM U.S. TR COM 808524862 2,150,788 90,142 SH SOLE 90,142 0 0
SEA LTD COM 81141R100 498,094 5,116 SH SOLE 5,116 0 0
SENTINELONE INC COM 81730H109 571,072 24,035 SH SOLE 24,035 0 0
SERVICENOW INC COM 81762P102 420,121 3,135 SH SOLE 3,135 0 0
SILICON MOTION TECHNOLOGY COM 82706C108 321,720 1,149 SH SOLE 1,149 0 0
SNOWFLAKE INC COM 833445109 377,930 1,113 SH SOLE 1,113 0 0
SPACE EXPLORATION TECHNOL COM 84615Q103 428,744 2,842 SH SOLE 2,842 0 0
SPDR BLOOMBERG INVESTMENT COM 78468R200 1,226,877 39,782 SH SOLE 39,782 0 0
STATE STREET CORP. COM 857477103 446,776 2,559 SH SOLE 2,559 0 0
STATE STREET UTILITIES COM 81369Y886 711,498 18,040 SH SOLE 18,040 0 0
TAIWAN SEMICONDUCTOR MANU COM 874039100 2,143,181 4,698 SH SOLE 4,698 0 0
TARGA RESOURCES CORP COM 87612G101 599,007 2,216 SH SOLE 2,216 0 0
TARGET CORP. COM 87612E106 529,299 3,378 SH SOLE 3,378 0 0
TESLA INC COM 88160R101 1,279,090 3,605 SH SOLE 3,605 0 0
THE CHARLES SCHWAB CORP. COM 808513105 334,271 3,420 SH SOLE 3,420 0 0
THE J.M. SMUCKER CO. COM 832696405 502,870 4,229 SH SOLE 4,229 0 0
THERMO FISHER SCIENTIFIC. COM 883556102 269,345 399 SH SOLE 399 0 0
TOTALENERGIES SE COM F92124100 398,003 4,655 SH SOLE 4,655 0 0
TOYOTA MOTOR CORP COM 892331307 1,020,783 5,575 SH SOLE 5,575 0 0
ULTA BEAUTY INC COM 90384S303 1,182,458 2,165 SH SOLE 2,165 0 0
UNITEDHEALTH GROUP INC. COM 91324P102 988,914 2,694 SH SOLE 2,694 0 0
VALE SA COM 91912E105 498,222 37,153 SH SOLE 37,153 0 0
VANECK J. P. MORGAN EM LO COM 92189H300 2,410,298 97,072 SH SOLE 97,072 0 0
VANGUARD HIGH-YIELD ACTIV COM 922031687 464,969 6,436 SH SOLE 6,436 0 0
VEEVA SYSTEMS INC COM 922475108 514,095 1,801 SH SOLE 1,801 0 0
VERTEX PHARMACEUTICALS COM 92532F100 1,119,859 2,142 SH SOLE 2,142 0 0
VIPSHOP HOLDINGS LTD COM 92763W103 405,950 32,450 SH SOLE 32,450 0 0
VIRTUS REAVES UTILITIES E COM 26923G806 565,861 8,063 SH SOLE 8,063 0 0
VISA INC COM 92826C839 1,650,403 4,593 SH SOLE 4,593 0 0
WABTEC CORP COM 929740108 438,524 1,527 SH SOLE 1,527 0 0
WALMART INC. COM 931142103 509,728 4,905 SH SOLE 4,905 0 0
WALT DISNEY CO/THE COM 254687106 1,123,374 10,709 SH SOLE 10,709 0 0
WELLTOWER INC COM 95040Q104 330,625 1,436 SH SOLE 1,436 0 0
WEST PHARMACEUTICAL SERV COM 955306105 352,593 951 SH SOLE 951 0 0
WISDOM TREE TRUST - WISDO COM 97717W281 1,146,907 18,153 SH SOLE 18,153 0 0
XYLEM INC. COM 98419M100 293,886 2,902 SH SOLE 2,902 0 0
YUM CHINA HOLDINGS COM 98850P109 1,015,006 24,696 SH SOLE 24,696 0 0