The Company has entered into non-cancelable arrangements with third parties, primarily related to data licenses and cloud computing services. Where applicable, the Company calculates its obligation based on termination fees that can be paid to exit the contract. The data license agreements include committed payments for access to the data and additional payments contingent on the commercialization of such data. For the three months ended September 30, 2026 and 2025, the Company recognized data licensing and cloud computing expenses of $14.3 million and $15.0 million, respectively, related to non-cancelable arrangements. For the nine months ended September 30, 2026 and 2025, the Company recognized data licensing and cloud computing expenses of $38.4 million and $38.3 million, respectively, related to non-cancelable arrangements.

As of September 30, 2026, future payments under these contractual obligations were as follows (in thousands):


10/1/2026 - 12/31/2026		11,616
2027		74,567
2028		29,517
2029		24,225
2030		2,667
2031		—
Total purchase obligations		142,592
Less: Current portion of purchase obligations		37,711
Total long-term purchase obligations	$	104,881

From time to time, the Company may be involved in various legal proceedings, including commercial claims from customers and vendors, potential lawsuits seeking damages and/or injunctive relief, employment disputes, subpoenas, government investigations, regulatory or administrative proceedings, and other types of matters arising from the normal course of business activities. Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated, and such loss contingencies will be disclosed when the likelihood of loss is no longer considered remote. There were no material matters as of and for the three and nine months ended September 30, 2026 and 2025.