The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 494,471 1,890 SH SOLE 1,890 0 0
ADVANCED MICRO DEVICES INC COM 007903107 4,371,637 7,146 SH SOLE 7,146 0 0
AGNC INVT CORP COM 00123Q104 97,094 10,705 SH SOLE 10,705 0 0
ALPHABET INC CAP STK CL A 02079K305 1,394,241 4,052 SH SOLE 4,052 0 0
ALPHABET INC CAP STK CL C 02079K107 2,021,550 5,933 SH SOLE 5,933 0 0
AMAZON COM INC COM 023135106 4,123,373 16,550 SH SOLE 16,550 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 388,994 3,303 SH SOLE 3,303 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 201,455 1,556 SH SOLE 1,556 0 0
AMGEN INC COM 031162100 421,141 999 SH SOLE 999 0 0
APPLE INC COM 037833100 11,109,796 33,361 SH SOLE 33,361 0 0
APPLIED MATLS INC COM 038222105 456,506 893 SH SOLE 893 0 0
ASML HLDG NV N Y REGISTRY SHS N07059210 228,270 126 SH SOLE 126 0 0
ASTRAZENECA PLC ORD G0593M107 348,598 2,141 SH SOLE 2,141 0 0
BANK OF AMER CORP COM 060505104 397,770 7,308 SH SOLE 7,308 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,104,453 2,218 SH SOLE 2,218 0 0
BLACKSTONE INC COM 09260D107 249,624 2,227 SH SOLE 2,227 0 0
BROADCOM INC COM 11135F101 846,319 2,410 SH SOLE 2,410 0 0
CAPITAL GROUP CORE EQUITY ET SHS CREAT UNIT 14020V108 200,784 4,512 SH SOLE 4,512 0 0
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 287,888 7,237 SH SOLE 7,237 0 0
CAPITAL GROUP GROWTH ETF SHS CREAT UNIT 14020G101 3,503,607 73,869 SH SOLE 73,869 0 0
CAPITAL GROUP INTL FOCUS EQT SHS CREAT UNIT 14019W109 324,658 9,468 SH SOLE 9,468 0 0
CENOVUS ENERGY INC COM 15135U109 217,560 7,000 SH SOLE 7,000 0 0
CHEVRON CORPORATION COM 166764100 205,896 1,008 SH SOLE 1,008 0 0
CISCO SYS INC COM 17275R102 607,744 5,647 SH SOLE 5,647 0 0
CITIGROUP INC COM NEW 172967424 335,492 2,591 SH SOLE 2,591 0 0
COCA COLA CO COM 191216100 202,239 2,349 SH SOLE 2,349 0 0
COMCAST CORP NEW CL A 20030N101 226,263 10,398 SH SOLE 10,398 0 0
CONSOLIDATED EDISON INC COM 209115104 324,303 3,173 SH SOLE 3,173 0 0
CONSTELLATION ENERGY CORP COM 21037T109 518,284 2,040 SH SOLE 2,040 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 308,607 339 SH SOLE 339 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 205,976 778 SH SOLE 778 0 0
EATON CORP PLC SHS G29183103 308,102 717 SH SOLE 717 0 0
ELI LILLY & CO COM 532457108 1,627,100 1,406 SH SOLE 1,406 0 0
EXELON CORP COM 30161N101 491,714 12,171 SH SOLE 12,171 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,514,211 9,304 SH SOLE 9,304 0 0
GE AEROSPACE COM NEW 369604301 270,740 867 SH SOLE 867 0 0
GE VERNOVA INC COM 36828A101 267,088 281 SH SOLE 281 0 0
GOLDMAN SACHS ETF TR NASDA 100 ETF 38149W630 776,932 13,400 SH SOLE 13,400 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 706,922 15,422 SH SOLE 15,422 0 0
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622 1,144,515 20,500 SH SOLE 20,500 0 0
HOME DEPOT INC COM 437076102 817,224 2,873 SH SOLE 2,873 0 0
INTEL CORP COM 458140100 326,159 2,713 SH SOLE 2,713 0 0
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 581,891 4,522 SH SOLE 4,522 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 815,349 3,920 SH SOLE 3,920 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,471,166 6,044 SH SOLE 6,044 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 2,835,619 59,899 SH SOLE 59,899 0 0
ISHARES ETHEREUM TR SHS 46438R105 1,892,447 94,058 SH SOLE 94,058 0 0
ISHARES INC CORE MSCI EMKT 46434G103 262,958 3,240 SH SOLE 3,240 0 0
ISHARES INC MSCI EMRG CHN 46434G764 23,782,987 240,038 SH SOLE 240,038 0 0
ISHARES SILVER TR ISHARES 46428Q109 307,382 5,639 SH SOLE 5,639 0 0
ISHARES STAKED ETHEREUM TR E SHS FR UNDIV BEN 46438M106 326,016 9,491 SH SOLE 9,491 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 246,457 1,732 SH SOLE 1,732 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 270,665 974 SH SOLE 974 0 0
ISHARES TR U S EQUITY FACTR 46434V282 41,066,939 527,514 SH SOLE 527,514 0 0
ISHARES TR RUS MD CP GR ETF 464287481 258,838 1,880 SH SOLE 1,880 0 0
ISHARES TR MSCI EAFE ETF 464287465 487,764 4,695 SH SOLE 4,695 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 1,423,178 50,900 SH SOLE 50,900 0 0
ISHARES TR IBONDS DEC 27 46435U283 239,780 9,500 SH SOLE 9,500 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,792,926 2,341 SH SOLE 2,341 0 0
ISHARES TR FUTU AI TECH ETF 46435U556 7,835,604 100,046 SH SOLE 100,046 0 0
ISHARES TR ESG SELECT SCRE 46436E569 304,618 5,225 SH SOLE 5,225 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,754,357 24,383 SH SOLE 24,383 0 0
ISHARES TR S&P 500 VAL ETF 464287408 280,100 1,227 SH SOLE 1,227 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 7,143,963 32,145 SH SOLE 32,145 0 0
ISHARES TR NATIONAL MUN ETF 464288414 270,341 2,674 SH SOLE 2,674 0 0
ISHARES TR ESG MSCI USA ETF 46436E767 502,487 7,383 SH SOLE 7,383 0 0
ISHARES TR MSCI USA VALUE 46432F388 270,320 1,365 SH SOLE 1,365 0 0
ISHARES TR US SML CAP EQT 46434V290 7,348,264 87,940 SH SOLE 87,940 0 0
ISHARES TR US HOME CONS ETF 464288752 308,660 3,547 SH SOLE 3,547 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 250,014 2,632 SH SOLE 2,632 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,900,411 13,970 SH SOLE 13,970 0 0
ISHARES TR GLOBAL TECH ETF 464287291 217,402 1,467 SH SOLE 1,467 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 3,468,221 35,593 SH SOLE 35,593 0 0
ISHARES TR CYBERSECURITY 46435U135 270,953 4,007 SH SOLE 4,007 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 882,754 14,410 SH SOLE 14,410 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 973,977 17,324 SH SOLE 17,324 0 0
J P MORGAN EXCHANGE TRADED F EQUITY FOCUS ETF 46654Q781 1,980,921 24,374 SH SOLE 24,374 0 0
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 238,637 3,450 SH SOLE 3,450 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 784,051 15,535 SH SOLE 15,535 0 0
JOHNSON & JOHNSON COM 478160104 1,094,532 4,134 SH SOLE 4,134 0 0
JPMORGAN CHASE & CO COM 46625H100 2,857,125 8,636 SH SOLE 8,636 0 0
M & T BK CORP COM 55261F104 308,579 1,418 SH SOLE 1,418 0 0
MCDONALDS CORP COM 580135101 245,259 1,062 SH SOLE 1,062 0 0
MERCK & CO INC COM 58933Y105 791,013 5,444 SH SOLE 5,444 0 0
META PLATFORMS INC CL A 30303M102 1,330,069 1,834 SH SOLE 1,834 0 0
METLIFE INC COM 59156R108 221,841 2,356 SH SOLE 2,356 0 0
MICRON TECHNOLOGY INC COM 595112103 752,571 707 SH SOLE 707 0 0
MICROSOFT CORP COM 594918104 4,997,547 9,744 SH SOLE 9,744 0 0
NEXTERA ENERGY INC COM 65339F101 221,237 2,921 SH SOLE 2,921 0 0
NVIDIA CORPORATION COM 67066G104 3,190,295 13,969 SH SOLE 13,969 0 0
OCUGEN INC COM 67577C105 121,046 117,520 SH SOLE 117,520 0 0
OUTLOOK THERAPEUTICS INC COM 69012T305 10,323 18,000 SH SOLE 18,000 0 0
PACER FDS TR GLOBL CASH ETF 69374H709 330,434 7,384 SH SOLE 7,384 0 0
PACER FDS TR SWAN SOS FD OF 69374H568 208,237 5,931 SH SOLE 5,931 0 0
PACER FDS TR METAURUS CAP 400 69374H436 946,690 20,671 SH SOLE 20,671 0 0
PACER FDS TR US CASH COWS 100 69374H881 10,599,018 158,763 SH SOLE 158,763 0 0
PGIM ETF TR TOTA RETU BD ETF 69344A800 232,223 5,888 SH SOLE 5,888 0 0
PGIM ETF TR ACTI AGGR BD ETF 69344A701 264,943 6,599 SH SOLE 6,599 0 0
PHILIP MORRIS INTL INC COM 718172109 272,672 1,429 SH SOLE 1,429 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 380,874 7,665 SH SOLE 7,665 0 0
PROCTER & GAMBLE CO COM 742718109 1,204,153 8,288 SH SOLE 8,288 0 0
PROFESIONALLY MANAGED PORTFO AKRE FOCUS ETF 74316P579 267,932 5,087 SH SOLE 5,087 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,571,537 29,049 SH SOLE 29,049 0 0
QUALCOMM INC COM 747525103 221,399 1,203 SH SOLE 1,203 0 0
REGENERON PHARMACEUTICALS COM 75886F107 270,702 357 SH SOLE 357 0 0
RTX CORPORATION COM 75513E101 581,000 3,130 SH SOLE 3,130 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 264,660 7,366 SH SOLE 7,366 0 0
SEI EXCHANGE TRADED FUNDS HIGH YIELD BOND 81589A874 1,527,492 63,083 SH SOLE 63,083 0 0
SEI EXCHANGE TRADED FUNDS SELE INTL EQ ETF 81589A700 895,036 25,008 SH SOLE 25,008 0 0
SEI EXCHANGE TRADED FUNDS SELE SMAL CA ETF 81589A502 385,323 12,366 SH SOLE 12,366 0 0
SEI EXCHANGE TRADED FUNDS DBI MULTI-STRGY 81589A809 414,951 15,750 SH SOLE 15,750 0 0
SEI EXCHANGE TRADED FUNDS SELECT EMERGING 81589A601 408,098 10,524 SH SOLE 10,524 0 0
SHOPIFY INC CL A SUB VTG SHS 82509L107 222,747 1,502 SH SOLE 1,502 0 0
SINCLAIR INC CL A 829242106 158,117 12,460 SH SOLE 12,460 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 222,820 1,477 SH SOLE 1,477 0 0
SPDR GOLD TR GOLD SHS 78463V107 234,217 615 SH SOLE 615 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,093,479 2,745 SH SOLE 2,745 0 0
T ROWE PRICE EXCHANGE-TRADED TECHNOLOGY ETF 87283Q792 214,867 4,835 SH SOLE 4,835 0 0
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 33,848,470 800,768 SH SOLE 800,768 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 388,365 851 SH SOLE 851 0 0
TESLA INC COM 88160R101 421,514 1,188 SH SOLE 1,188 0 0
THE ALGER ETF TRUST CONCENTRATED EQT 015564404 4,280,777 105,360 SH SOLE 105,360 0 0
TJX COS INC NEW COM 872540109 202,972 1,534 SH SOLE 1,534 0 0
TRI CONTL CORP COM 895436103 417,746 12,165 SH SOLE 12,165 0 0
UBER TECHNOLOGIES INC COM 90353T100 410,101 5,986 SH SOLE 5,986 0 0
UNITED PARCEL SVCS INC CL B 911312106 647,319 6,928 SH SOLE 6,928 0 0
VALLEY NATL BANCORP COM 919794107 2,245,094 177,900 SH SOLE 177,900 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 332,323 3,785 SH SOLE 3,785 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 429,295 1,509 SH SOLE 1,509 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 460,950 5,878 SH SOLE 5,878 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 16,951,598 78,451 SH SOLE 78,451 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 44,741,883 63,839 SH SOLE 63,839 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 30,704,816 340,748 SH SOLE 340,748 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,310,058 3,501 SH SOLE 3,501 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 704,317 11,875 SH SOLE 11,875 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 216,151 4,564 SH SOLE 4,564 0 0
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 842,945 8,841 SH SOLE 8,841 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,717,977 28,794 SH SOLE 28,794 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,697,501 19,980 SH SOLE 19,980 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17,112,531 242,353 SH SOLE 242,353 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 221,626 1,428 SH SOLE 1,428 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 683,477 3,970 SH SOLE 3,970 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 635,428 2,912 SH SOLE 2,912 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876 412,110 2,410 SH SOLE 2,410 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 3,728,401 11,796 SH SOLE 11,796 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 3,152,809 25,088 SH SOLE 25,088 0 0
VISA INC COM CL A 92826C839 1,311,525 3,650 SH SOLE 3,650 0 0
WALMART INC COM 931142103 341,884 3,290 SH SOLE 3,290 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 482,501 4,964 SH SOLE 4,964 0 0