The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 420,280 687 SH SOLE 0 0 687
ALPHABET INC CAP STK CL A 02079K305 401,886 1,168 SH SOLE 0 0 1,168
AMAZON COM INC COM 023135106 1,413,428 5,673 SH SOLE 0 0 5,673
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 8,844,426 94,070 SH SOLE 0 0 94,070
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 2,100,134 23,306 SH SOLE 0 0 23,306
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 6,700,374 61,258 SH SOLE 0 0 61,258
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 800,111 18,041 SH SOLE 0 0 18,041
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,971,231 15,389 SH SOLE 0 0 15,389
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,357,161 36,997 SH SOLE 0 0 36,997
APPLE INC COM 037833100 3,299,596 9,908 SH SOLE 0 0 9,908
AVISTA CORP COM 05379B107 284,194 8,099 SH SOLE 0 0 8,099
BANK OF MONTREAL COM 063671101 665,655 3,980 SH SOLE 0 0 3,980
BROADCOM INC COM 11135F101 242,322 690 SH SOLE 0 0 690
CISCO SYS INC COM 17275R102 237,325 2,205 SH SOLE 0 0 2,205
CLOUDFLARE INC CL A COM 18915M107 538,284 1,550 SH SOLE 0 0 1,550
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 13,934,100 371,873 SH SOLE 0 0 371,873
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 5,557,116 139,907 SH SOLE 0 0 139,907
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 2,443,333 90,327 SH SOLE 0 0 90,327
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,121,669 20,080 SH SOLE 0 0 20,080
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 4,402,090 117,046 SH SOLE 0 0 117,046
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 5,836,858 134,832 SH SOLE 0 0 134,832
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 1,571,478 35,354 SH SOLE 0 0 35,354
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 6,193,220 74,590 SH SOLE 0 0 74,590
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 514,965 9,363 SH SOLE 0 0 9,363
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 364,214 4,704 SH SOLE 0 0 4,704
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 2,888,517 43,476 SH SOLE 0 0 43,476
FIDELITY NATL INFORMATION SV COM 31620M106 434,280 13,200 SH SOLE 0 0 13,200
HOME DEPOT INC COM 437076102 201,704 709 SH SOLE 0 0 709
INVESCO QQQ TR UNIT SER 1 46090E103 739,328 999 SH SOLE 0 0 999
ISHARES TR 0-5 YR TIPS ETF 46429B747 847,516 8,501 SH SOLE 0 0 8,501
ISHARES TR CORE INTL AGGR 46435G672 230,207 4,679 SH SOLE 0 0 4,679
ISHARES TR CORE MSCI EAFE 46432F842 303,913 3,137 SH SOLE 0 0 3,137
ISHARES TR CORE S&P SCP ETF 464287804 239,431 1,760 SH SOLE 0 0 1,760
ISHARES TR CORE S&P500 ETF 464287200 938,933 1,226 SH SOLE 0 0 1,226
ISHARES TR GLOBAL REIT ETF 46434V647 486,144 18,857 SH SOLE 0 0 18,857
ISHARES TR ISHS 1-5YR INVS 464288646 667,066 13,021 SH SOLE 0 0 13,021
ISHARES TR MSCI EAFE ETF 464287465 263,362 2,535 SH SOLE 0 0 2,535
ISHARES TR NATIONAL MUN ETF 464288414 5,995,028 59,298 SH SOLE 0 0 59,298
ISHARES TR RUS 1000 ETF 464287622 712,831 1,713 SH SOLE 0 0 1,713
ISHARES TR RUSSELL 3000 ETF 464287689 2,899,461 6,717 SH SOLE 0 0 6,717
ISHARES TR SHRT NAT MUN ETF 464288158 2,708,632 25,910 SH SOLE 0 0 25,910
MCKESSON CORP COM 58155Q103 469,596 550 SH SOLE 0 0 550
MERCADOLIBRE INC COM 58733R102 321,507 186 SH SOLE 0 0 186
META PLATFORMS INC CL A 30303M102 469,345 647 SH SOLE 0 0 647
MICROSOFT CORP COM 594918104 1,907,184 3,718 SH SOLE 0 0 3,718
NVIDIA CORPORATION COM 67066G104 559,776 2,451 SH SOLE 0 0 2,451
PFIZER INC COM 717081103 360,607 12,644 SH SOLE 0 0 12,644
PIMCO ETF TR INTER MUN BD ACT 72201R866 5,286,520 106,390 SH SOLE 0 0 106,390
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 804,262 22,065 SH SOLE 0 0 22,065
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,453,781 52,922 SH SOLE 0 0 52,922
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 454,359 19,043 SH SOLE 0 0 19,043
SCHWAB STRATEGIC TR US TIPS ETF 808524870 304,651 12,123 SH SOLE 0 0 12,123
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 346,844 2,299 SH SOLE 0 0 2,299
SPDR SERIES TRUST ST INTER ETF 78464A672 4,560,734 167,182 SH SOLE 0 0 167,182
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 478,443 10,256 SH SOLE 0 0 10,256
SPDR SERIES TRUST ST STR SP DIV 78464A763 302,482 2,065 SH SOLE 0 0 2,065
SPDR SERIES TRUST ST STR SP600SM C 78464A300 1,601,917 15,682 SH SOLE 0 0 15,682
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 903,717 1,185 SH SOLE 0 0 1,185
TESLA INC COM 88160R101 423,644 1,194 SH SOLE 0 0 1,194
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 3,975,238 84,814 SH SOLE 0 0 84,814
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 697,249 3,018 SH SOLE 0 0 3,018
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 16,114,775 43,060 SH SOLE 0 0 43,060
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 229,529 327 SH SOLE 0 0 327
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,143,938 36,148 SH SOLE 0 0 36,148
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 235,980 1,520 SH SOLE 0 0 1,520
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,363,225 68,330 SH SOLE 0 0 68,330
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 4,656,328 59,460 SH SOLE 0 0 59,460
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 394,776 6,858 SH SOLE 0 0 6,858
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,475,971 44,996 SH SOLE 0 0 44,996
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 13,341,867 188,952 SH SOLE 0 0 188,952