| Schedule of Reconciliation of Basic and Diluted Earnings Per Share |
The reconciliation of basic and diluted earnings per share for the three and nine months ended September 30, 2026 and 2025 were as follows: | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended | | September 30, 2026 | | September 30, 2025 | | Diluted | | Basic | | Diluted | | Basic | | Consolidated operations | | | | | | | | | Income available to common stockholders | $ | 32,602 | | | $ | 32,602 | | | $ | 127,927 | | | $ | 127,927 | | | | | | | | | | | Average equivalent shares | | | | | | | | | Shares of common stock | 63,523 | | | 63,523 | | | 65,709 | | | 65,709 | | | Effect of dilutive stock-based compensation | | | | | | | | | Stock options | 260 | | | — | | | 491 | | | — | | | Restricted stock | 364 | | | — | | | 430 | | | — | | | Total average equivalent shares | 64,147 | | | 63,523 | | | 66,630 | | | 65,709 | | | Net income per share | $ | 0.51 | | | $ | 0.51 | | | $ | 1.92 | | | $ | 1.95 | |
| | | | | | | | | | | | | | | | | | | | | | | | | Nine Months Ended | | September 30, 2026 | | September 30, 2025 | | Diluted | | Basic | | Diluted | | Basic | | Consolidated operations | | | | | | | | | Income available to common stockholders | $ | 192,849 | | | $ | 192,849 | | | $ | 318,445 | | | $ | 318,445 | | | | | | | | | | | Average equivalent shares | | | | | | | | | Shares of common stock | 63,733 | | | 63,733 | | | 65,989 | | | 65,989 | | | Effect of dilutive stock-based compensation | | | | | | | | | Stock options | 260 | | | — | | 549 | | | — | | Restricted stock | 380 | | | — | | 505 | | | — | | Total average equivalent shares | 64,373 | | | 63,733 | | | 67,043 | | | 65,989 | | | Net income per share | $ | 3.00 | | | $ | 3.03 | | | $ | 4.75 | | | $ | 4.83 | |
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