v3.26.3
Commercial Loans Receivable (Tables)
6 Months Ended
Sep. 26, 2026
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
The following table summarizes consumer loans receivable (in thousands):
September 26,
2026
March 28,
2026
Loans held for investment, previously securitized$9,242 $13,265 
Loans held for investment12,199 11,437 
Loans held for sale15,470 12,622 
Construction advances1,667 2,245 
38,578 39,569 
Deferred financing fees and other, net(774)(601)
Allowance for loan losses(617)(787)
37,187 38,181 
Less current portion(19,713)(19,207)
$17,474 $18,974 
Commercial loans receivable, net consisted of the following (in thousands):
September 26,
2026
March 28,
2026
Loans receivable (including from affiliates)$113,623 $116,688 
Allowance for loan losses (420)(546)
Deferred financing fees, net(150)(145)
113,053 115,997 
Less current portion of commercial loans receivable (including from affiliates), net(43,345)(56,677)
$69,708 $59,320 
Schedule of Commercial Loans Receivable Characteristics
The commercial loans receivable balance had the following characteristics:
September 26,
2026
March 28,
2026
Weighted average contractual interest rate7.3 %7.5 %
Weighted average months outstanding109
Schedule of Commercial Loans Receivables by Class and Internal Credit Quality Indicator
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):
September 26, 2026
20272026202520242023PriorTotal
Prime- FICO score 680 and greater
$10,883 $675 $308 $1,041 $314 $10,040 $23,261 
Near Prime- FICO score 620-679
3,083 310 271 139 — 8,174 11,977 
Sub-Prime- FICO score less than 620
— 60 — — — 475 535 
No FICO score
1,050 — — 201 — 1,554 2,805 
$15,016 $1,045 $579 $1,381 $314 $20,243 $38,578 
March 28, 2026
20262025202420232022PriorTotal
Prime- FICO score 680 and greater
$9,750 $1,353 $1,859 $318 $39 $11,725 $25,044 
Near Prime- FICO score 620-679
2,557 784 261 — — 8,375 11,977 
Sub-Prime- FICO score less than 620
61 — — — — 537 598 
No FICO score
— 64 202 — — 1,684 1,950 
$12,368 $2,201 $2,322 $318 $39 $22,321 $39,569 
The following table disaggregates the outstanding principal balance of our commercial loans receivable by fiscal year of origination (in thousands):
September 26, 2026
20272026202520242023PriorTotal
Performing
$51,224 $40,375 $13,382 $7,627 $592 $423 $113,623 
March 28, 2026
20262025202420232022PriorTotal
Performing
$84,177 $20,123 $10,720 $1,071 $597 $— $116,688