Consumer Loans Receivable (Tables)
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6 Months Ended |
Sep. 26, 2026 |
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| Receivables [Abstract] |
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| Schedule of Accounts, Notes, Loans and Financing Receivable |
The following table summarizes consumer loans receivable (in thousands): | | | | | | | | | | | | | September 26,
2026 | | March 28,
2026 | | Loans held for investment, previously securitized | $ | 9,242 | | | $ | 13,265 | | | Loans held for investment | 12,199 | | | 11,437 | | | Loans held for sale | 15,470 | | | 12,622 | | | Construction advances | 1,667 | | | 2,245 | | | 38,578 | | | 39,569 | | | Deferred financing fees and other, net | (774) | | | (601) | | | Allowance for loan losses | (617) | | | (787) | | | 37,187 | | | 38,181 | | | Less current portion | (19,713) | | | (19,207) | | | $ | 17,474 | | | $ | 18,974 | |
Commercial loans receivable, net consisted of the following (in thousands): | | | | | | | | | | | | | September 26,
2026 | | March 28,
2026 | | Loans receivable (including from affiliates) | $ | 113,623 | | | $ | 116,688 | | | Allowance for loan losses | (420) | | | (546) | | | Deferred financing fees, net | (150) | | | (145) | | | 113,053 | | | 115,997 | | | Less current portion of commercial loans receivable (including from affiliates), net | (43,345) | | | (56,677) | | | $ | 69,708 | | | $ | 59,320 | |
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| Schedule of Consumer Loans Held for Investment Characteristics |
The consumer loans held for investment had the following characteristics: | | | | | | | | | | | | | September 26,
2026 | | March 28,
2026 | | Weighted average contractual interest rate | 7.4 | % | | 7.4 | % | | Weighted average effective interest rate | 7.1 | % | | 8.9 | % | | Weighted average months to maturity | 217 | | 212 |
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| Schedule of Delinquency Status of Consumer Loans |
The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands): | | | | | | | | | | | | | September 26,
2026 | | March 28,
2026 | | Current | $ | 36,974 | | | $ | 37,792 | | | 31 to 60 days | 234 | | | 826 | | | 61 to 90 days | 265 | | | — | | | 91+ days | 1,105 | | | 951 | | | $ | 38,578 | | | $ | 39,569 | |
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| Schedule of Financing Receivable Credit Quality Indicators |
The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 26, 2026 | | 2027 | | 2026 | | 2025 | | 2024 | | 2023 | | Prior | | Total | Prime- FICO score 680 and greater | $ | 10,883 | | | $ | 675 | | | $ | 308 | | | $ | 1,041 | | | $ | 314 | | | $ | 10,040 | | | $ | 23,261 | | Near Prime- FICO score 620-679 | 3,083 | | | 310 | | | 271 | | | 139 | | | — | | | 8,174 | | | 11,977 | | Sub-Prime- FICO score less than 620 | — | | | 60 | | | — | | | — | | | — | | | 475 | | | 535 | | No FICO score | 1,050 | | | — | | | — | | | 201 | | | — | | | 1,554 | | | 2,805 | | | $ | 15,016 | | | $ | 1,045 | | | $ | 579 | | | $ | 1,381 | | | $ | 314 | | | $ | 20,243 | | | $ | 38,578 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | March 28, 2026 | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Total | Prime- FICO score 680 and greater | $ | 9,750 | | | $ | 1,353 | | | $ | 1,859 | | | $ | 318 | | | $ | 39 | | | $ | 11,725 | | | $ | 25,044 | | Near Prime- FICO score 620-679 | 2,557 | | | 784 | | | 261 | | | — | | | — | | | 8,375 | | | 11,977 | | Sub-Prime- FICO score less than 620 | 61 | | | — | | | — | | | — | | | — | | | 537 | | | 598 | | No FICO score | — | | | 64 | | | 202 | | | — | | | — | | | 1,684 | | | 1,950 | | | $ | 12,368 | | | $ | 2,201 | | | $ | 2,322 | | | $ | 318 | | | $ | 39 | | | $ | 22,321 | | | $ | 39,569 | |
The following table disaggregates the outstanding principal balance of our commercial loans receivable by fiscal year of origination (in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | September 26, 2026 | | | | | | | 2027 | | 2026 | | 2025 | | 2024 | | 2023 | | Prior | | Total | | | | | Performing | | $ | 51,224 | | | $ | 40,375 | | | $ | 13,382 | | | $ | 7,627 | | | $ | 592 | | | $ | 423 | | | $ | 113,623 | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | March 28, 2026 | | | | | | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Total | | | | | Performing | | $ | 84,177 | | | $ | 20,123 | | | $ | 10,720 | | | $ | 1,071 | | | $ | 597 | | | $ | — | | | $ | 116,688 | | | | | |
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