v3.26.3
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest income:        
Loans $ 195,143 $ 191,397 $ 568,806 $ 561,154
Debt securities:        
Taxable 28,536 21,175 81,395 57,702
Nontaxable 9,370 8,650 27,875 23,583
Interest-earning deposits 4,343 3,638 12,573 12,130
Dividends on equity securities 842 530 1,989 1,568
Total interest income 238,234 225,390 692,638 656,137
Interest expense:        
Deposits 58,011 61,615 168,430 180,860
Subordinated debentures and notes 4,408 2,683 7,991 7,982
FHLB advances 200 1,207 1,117 3,295
Other borrowings 1,009 1,599 5,631 5,436
Total interest expense 63,628 67,104 183,169 197,573
Net interest income 174,606 158,286 509,469 458,564
Provision for credit losses 18,107 8,447 39,560 17,101
Net interest income after provision for credit losses 156,499 149,839 469,909 441,463
Noninterest income:        
Total noninterest income 13,214 48,624 45,780 87,711
Noninterest expense:        
Employee compensation and benefits 50,581 49,640 159,454 148,012
Deposit costs 27,482 27,172 81,310 75,760
Occupancy 5,893 4,895 17,704 14,390
Data processing 5,655 5,022 17,298 14,544
Professional fees 1,675 2,620 5,211 6,377
Other expense 23,368 20,441 64,553 56,192
Total noninterest expense 114,654 109,790 345,530 315,275
Income before income tax expense 55,059 88,673 170,159 213,899
Income tax expense (includes $32.1 million related to recaptured tax credits for the three and nine months ended September 30, 2025) 12,615 43,438 37,426 67,319
Net income 42,444 45,235 132,733 146,580
Dividends on preferred stock 938 938 2,813 2,813
Net income available to common stockholders $ 41,506 $ 44,297 $ 129,920 $ 143,767
Earnings per common share        
Basic (usd per share) $ 1.15 $ 1.20 $ 3.56 $ 3.89
Diluted (usd per share) $ 1.14 $ 1.19 $ 3.54 $ 3.86
Deposit service charges        
Noninterest income:        
Total noninterest income $ 5,407 $ 4,935 $ 16,140 $ 14,295
Wealth management revenue        
Noninterest income:        
Total noninterest income 2,864 2,571 8,380 7,814
Card services revenue        
Noninterest income:        
Total noninterest income 2,621 2,535 7,701 7,374
Tax credit income (loss)        
Noninterest income:        
Total noninterest income (5,030) (300) (6,942) 4,517
Other income        
Noninterest income:        
Total noninterest income $ 7,352 $ 38,883 $ 20,501 $ 53,711