v3.26.3
INCOME TAXES (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Income Tax Disclosure [Abstract]        
Tax Jurisdiction of Domicile [Extensible Enumeration] UNITED STATES UNITED STATES UNITED STATES UNITED STATES
Amount        
Income Before Income Taxes $ 79,519 $ 65,281 $ 154,356 $ 193,616
Federal statutory income tax at 21% 16,699 13,709 32,415 40,659
State & Local taxes, net of Federal income tax effect 675 314 106 918
Tax-exempt interest income (4,707) (4,640) (14,328) (13,881)
Non-deductible FDIC premiums 242 171 735 462
Tax-exempt earnings and gains on life insurance (494) (350) (1,706) (1,209)
Other non-taxable/non-deductible items 322 145 852 381
Tax credits (1,252) (952) (3,696) (2,770)
Other (281) 119 (473) 120
Income tax expense and effective tax rate $ 11,204 $ 8,516 $ 13,905 $ 24,680
Percent        
Federal statutory income tax at 21% 21.00% 21.00% 21.00% 21.00%
State & Local taxes, net of Federal income tax effect 0.80% 0.50% 0.10% 0.50%
Tax-exempt interest income (5.90%) (7.10%) (9.30%) (7.20%)
Non-deductible FDIC premiums 0.30% 0.30% 0.50% 0.20%
Tax-exempt earnings and gains on life insurance (0.60%) (0.50%) (1.10%) (0.60%)
Other non-taxable/non-deductible items 0.40% 0.20% 0.50% 0.10%
Tax credits (1.60%) (1.50%) (2.40%) (1.40%)
Other (0.30%) 0.10% (0.30%) 0.10%
Income tax expense and effective tax rate 14.10% 13.00% 9.00% 12.70%