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CONSOLIDATED CONDENSED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Cash Flows from Operating Activities:    
Net income $ 140,451 $ 168,936
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for credit losses 41,200 14,100
Depreciation and amortization 27,939 23,718
Change in deferred taxes 3,148 (2,095)
Share-based compensation 5,498 4,916
Loans originated for sale (559,684) (358,898)
Proceeds from sales of loans held for sale 570,963 366,363
Net gains on sales of loans held for sale (15,963) (11,992)
Net loss on mortgage loans reclassified to held for sale 29,755 0
Net losses on sales of securities available for sale 0 8
Increase in cash surrender value of life insurance (6,545) (4,667)
Gains on life insurance benefits (1,579) (1,092)
Change in income tax receivable (15,250) (4,806)
Change in interest receivable 5,096 2,727
Change in interest payable (7,070) 2,138
Other adjustments 7,069 3,578
Net cash provided by operating activities 225,028 202,934
Cash Flows from Investing Activities:    
Net change in interest-bearing deposits (42,059) 130,185
Purchase of securities available for sale (15,718) (10,609)
Proceeds from sales of securities available for sale 251,341 0
Proceeds from maturities and redemptions of:    
Securities available for sale 43,739 47,991
Securities held to maturity 96,164 76,183
Purchases of Federal Home Loan Bank stock 0 (5,644)
Redemptions of Federal Home Loan Bank stock 81 70
Redemptions of Federal Reserve Bank stock 1,863 0
Payment of capital calls to qualified affordable housing investments (39,455) (34,969)
Net change in loans (316,713) (681,224)
Proceeds from mortgage portfolio loan sale 271,069 0
Net cash and cash equivalents received in acquisition 29,922 0
Proceeds from the sale of other real estate owned 2,704 6,072
Proceeds from life insurance benefits 5,214 4,082
Other adjustments (13,193) (5,203)
Net cash provided (used) by investing activities 274,959 (473,066)
Net change in:    
Demand and savings deposits 175,577 307,586
Certificates of deposit and other time deposits (231,630) 40,767
Proceeds from borrowings 1,414,095 854,091
Repayment of borrowings (1,835,517) (834,422)
Proceeds from issuance of subordinated notes, net of issuance costs 98,131 0
Cash dividends on preferred stock (1,406) (1,406)
Cash dividends on common stock (69,291) (62,092)
Stock issued under employee benefit plans 538 480
Stock issued under dividend reinvestment and stock purchase plans 1,785 1,737
Stock options exercised 465 330
Repurchase of common stock (50,298) (36,476)
Net cash provided (used) by financing activities (497,551) 270,595
Net Change in Cash and Cash Equivalents 2,436 463
Cash and Cash Equivalents, January 1 84,158 87,616
Cash and Cash Equivalents, September 30 86,594 88,079
Additional cash flow information:    
Interest paid 303,183 288,261
Income tax paid 5,401 18,397
Loans transferred to other real estate owned 3,595 2,202
Non-cash investing activities using trade date accounting 0 70,182
ROU assets obtained in exchange for new operating lease liabilities 12,671 692
Qualified affordable housing investments obtained in exchange for funding commitments 29,000 20,000
Reclassification of loans to held for sale 356,956 0
Reclassification of loans from held for sale to loans 47,139 0
Fair value of assets acquired 2,464,488 0
Cash paid in acquisition (7) 0
Less: Common stock issued 243,214 0
Liabilities assumed $ 2,221,267 $ 0