v3.26.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Summary of Changes in Allowance for Loan Losses by Loan Segment (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 241,615 $ 195,316 $ 195,597 $ 192,757
Provision for credit losses - loans 3,300 4,300 41,200 14,100
CECL Day 1 PSL ACL - loans     15,212  
CECL Day 1 PCD ACL - loans     7,067  
Recoveries on loans 1,487 1,351 4,742 4,543
Loans charged off (30,876) (6,499) (48,292) (16,932)
Ending balance 215,526 194,468 215,526 194,468
Commercial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 138,025 98,984 104,435 94,757
Provision for credit losses - loans 7,644 3,632 46,028 12,380
CECL Day 1 PSL ACL - loans     2,293  
CECL Day 1 PCD ACL - loans     2,488  
Recoveries on loans 791 914 2,447 3,366
Loans charged off (29,742) (4,519) (40,973) (11,492)
Ending balance 116,718 99,011 116,718 99,011
Commercial Real Estate        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 54,951 46,277 45,541 51,099
Provision for credit losses - loans (409) 1,252 3,937 (3,198)
CECL Day 1 PSL ACL - loans     5,357  
CECL Day 1 PCD ACL - loans     3,368  
Recoveries on loans 157 4 237 107
Loans charged off (87) (391) (3,828) (866)
Ending balance 54,612 47,142 54,612 47,142
Construction        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 4,534 8,743 5,470 9,784
Provision for credit losses - loans (182) (2,257) (2,323) (3,235)
CECL Day 1 PSL ACL - loans     562  
CECL Day 1 PCD ACL - loans     641  
Recoveries on loans 0 0 2 0
Loans charged off 0 0 0 (63)
Ending balance 4,352 6,486 4,352 6,486
Consumer & Residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 44,105 41,312 40,151 37,117
Provision for credit losses - loans (3,753) 1,673 (6,442) 8,153
CECL Day 1 PSL ACL - loans     7,000  
CECL Day 1 PCD ACL - loans     570  
Recoveries on loans 539 433 2,056 1,070
Loans charged off (1,047) (1,589) (3,491) (4,511)
Ending balance $ 39,844 $ 41,829 $ 39,844 $ 41,829