The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,776,470 17,975 SH SOLE 17,975 0 0
ABBVIE INC COM 00287y109 4,799,392 18,347 SH SOLE 18,347 0 0
ALPHABET INC CLASS C COM 02079k107 4,852,478 14,241 SH SOLE 14,241 0 0
ALPHABET INC. CMN CLASS A COM 02079k305 530,571 1,542 SH SOLE 1,542 0 0
AMAZON COM INC COM 023135106 777,846 3,122 SH SOLE 3,122 0 0
APPLE INC COM 037833100 3,327,536 9,992 SH SOLE 9,992 0 0
BERKSHIRE HATHAWAY INC DEL COM 084670702 1,368,864 2,749 SH SOLE 2,749 0 0
BLACKROCK FUNDING, INC. CMN COM 09290d101 378,868 358 SH SOLE 358 0 0
CATERPILLAR INC COM 149123101 501,879 619 SH SOLE 619 0 0
CENCORA INC CMN COM 03073e105 530,241 1,766 SH SOLE 1,766 0 0
COCA COLA CO COM 191216100 392,353 4,558 SH SOLE 4,558 0 0
CONCENTRA GROUP HOLDINGS PAREN COM 20603l102 706,367 20,522 SH SOLE 20,522 0 0
CONOCOPHILLIPS CMN COM 20825c104 388,716 3,106 SH SOLE 3,106 0 0
CRONOS GROUP INC COM 22717L101 49,500 15,000 SH SOLE 15,000 0 0
CUMMINS INC COM 231021106 745,927 1,444 SH SOLE 1,444 0 0
CUSTOMERS BANCORP, INC. CMN COM 23204g100 403,448 5,452 SH SOLE 5,452 0 0
DANAHER CORP DEL COM 235851102 518,205 2,339 SH SOLE 2,339 0 0
EXXONMOBIL HOLDINGS CORP COM 30233Q108 552,211 3,393 SH SOLE 3,393 0 0
FRANKLIN FINL SVCS CORP COM 353525108 1,662,958 26,900 SH SOLE 26,900 0 0
GENERAL DYNAMICS CORP COM 369550108 335,148 1,010 SH SOLE 1,010 0 0
HAIN CELESTIAL GROUP INC COM 405217100 62,345 127,834 SH SOLE 127,834 0 0
HEICO CORP NEW COM 422806208 799,155 3,500 SH SOLE 3,500 0 0
JOHNSON & JOHNSON COM 478160104 1,029,309 3,888 SH SOLE 3,888 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 560,932 2,369 SH SOLE 2,369 0 0
M&T BANK CORPORATION CMN COM 55261f104 293,760 1,350 SH SOLE 1,350 0 0
MANULIFE FINANCIAL CORP CMN COM 56501r106 1,833,414 43,048 SH SOLE 43,048 0 0
MICRON TECHNOLOGY INC COM 595112103 2,189,866 2,056 SH SOLE 2,056 0 0
MICROSOFT CORP COM 594918104 1,491,000 2,907 SH SOLE 2,907 0 0
NVIDIA CORP COM 67066g104 3,804,125 16,657 SH SOLE 16,657 0 0
PALANTIR TECHNOLOGIES INC. CMN COM 69608a108 2,423,794 12,958 SH SOLE 12,958 0 0
PALO ALTO NETWORKS INC COM 697435105 646,423 1,627 SH SOLE 1,627 0 0
PNC FINL SVCS GROUP INC COM 693475105 826,363 3,718 SH SOLE 3,718 0 0
PRINCIPAL FINL COM 74251v102 288,521 2,577 SH SOLE 2,577 0 0
PROCTER & GAMBLE CO COM 742718109 379,326 2,611 SH SOLE 2,611 0 0
RTX CORP CMN COM 75513e101 653,674 3,521 SH SOLE 3,521 0 0
SHERWIN WILLIAMS CO COM 824348106 361,739 1,119 SH SOLE 1,119 0 0
SPACE EXPLORATION TECHN CORP COM 84615Q103 10,528,821 69,792 SH SOLE 69,792 0 0
TAIWAN SEMICONDUCTOR MANUFAC COM 874039100 809,281 1,774 SH SOLE 1,774 0 0
TESLA, INC. CMN COM 88160r101 4,959,179 13,977 SH SOLE 13,977 0 0
THE TRAVELERS COMPANIES, INC C COM 89417e109 370,771 1,040 SH SOLE 1,040 0 0
TJX COS INC NEW COM 872540109 942,444 7,123 SH SOLE 7,123 0 0
UTZ BRANDS INC COM 918090101 1,307,580 91,760 SH SOLE 91,760 0 0
VANGUARD MUN BD FDS COM 922907696 19,078,470 256,500 SH SOLE 256,500 0 0
DFA INVT DIMENSIONS GROUP IN ETF 25239Y220 33,494,444 405,207 SH SOLE 405,207 0 0
DIMENSIONAL EMERG CORE EQY MRK ETF 25434v302 6,343,690 161,376 SH SOLE 161,376 0 0
DIMENSIONAL ETF TRUST EMERGING ETF 25434v732 71,106,723 1,790,199 SH SOLE 1,790,199 0 0
DIMENSIONAL ETF TRUST INTERNAT ETF 25434v799 126,207,168 3,355,681 SH SOLE 3,355,681 0 0
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434v500 72,867,705 941,200 SH SOLE 941,200 0 0
DIMENSIONAL ETF TRUST ETF 25434V104 228,836,814 4,370,451 SH SOLE 4,370,451 0 0
EA SERIES TRUST ETF 02072Q853 10,965,151 177,900 SH SOLE 177,900 0 0
2023 ETF SERIES TRUST ETF 88339Y102 56,936,857 1,673,137 SH SOLE 1,673,137 0 0
ENERGY SELECT SECTOR SPDR ETF ETF 81369y506 946,116 15,384 SH SOLE 15,384 0 0
FLEXSHARES TR ETF 33939L407 3,228,585 61,217 SH SOLE 61,217 0 0
FLEXSHARES TR ETF 33939L308 5,663,794 74,504 SH SOLE 74,504 0 0
FLEXSHARES TR COM 33939L860 2,676,879 29,664 SH SOLE 29,664 0 0
GLOBAL X FDS ETF 37954Y293 5,783,958 82,841 SH SOLE 82,841 0 0
GLOBAL X FDS ETF 37950E101 619,861 17,530 SH SOLE 17,530 0 0
GRAYSCALE ETHEREUM STAKING ETF 38964R203 242,282 9,505 SH SOLE 9,505 0 0
INNOVATOR ETFS TRUST ETF 45782C649 790,879 18,817 SH SOLE 18,817 0 0
INVESCO QQQ TRUST ETF, SERIES ETF 46090e103 4,041,364 5,463 SH SOLE 5,463 0 0
INVESCO EXCHANGE TRADED FD T ETF 46137V357 8,342,851 40,106 SH SOLE 40,106 0 0
BLACKROCK ETF TRUST ETF 09290C780 3,601,446 76,318 SH SOLE 76,318 0 0
ISHARES BITCOIN TRUST ETF ETF 46438F101 3,792,313 80,108 SH SOLE 80,108 0 0
ISHARES TR ETF 46432F842 803,523 8,294 SH SOLE 8,294 0 0
ISHARES INC ETF 46434G103 518,207 6,385 SH SOLE 6,385 0 0
ISHARES TR ETF 464287200 25,675,121 33,525 SH SOLE 33,525 0 0
ISHARES TR ETF 464287804 12,944,206 95,150 SH SOLE 95,150 0 0
ISHARES GOLD TR ETF 464285204 1,756,938 22,496 SH SOLE 22,496 0 0
ISHARES TR ETF 464288257 308,195,730 1,941,207 SH SOLE 1,941,207 0 0
ISHARES TR ETF 464288240 102,939,389 1,361,272 SH SOLE 1,361,272 0 0
ISHARES TR ETF 464287465 557,369 5,365 SH SOLE 5,365 0 0
ISHARES TR ETF 464287234 279,583 4,186 SH SOLE 4,186 0 0
ISHARES TR ETF 464287622 5,938,175 14,270 SH SOLE 14,270 0 0
ISHARES TR ETF 464287655 13,918,120 50,085 SH SOLE 50,085 0 0
ISHARES TR ETF 464287101 667,876 1,748 SH SOLE 1,748 0 0
ISHARES TR ETF 464287168 993,169 6,531 SH SOLE 6,531 0 0
ISHARES TR ETF 464288372 3,635,056 59,049 SH SOLE 59,049 0 0
ISHARES TR ETF 464287291 1,231,856 8,311 SH SOLE 8,311 0 0
ISHARES TR ETF 464287507 1,259,269 17,502 SH SOLE 17,502 0 0
ISHARES TR ETF 464287309 1,862,895 13,095 SH SOLE 13,095 0 0
ISHARES TR ETF 464287580 248,229 2,619 SH SOLE 2,619 0 0
FLEXSHARES TR ETF 33939L100 17,317,469 62,456 SH SOLE 62,456 0 0
PACER FDS TR COM 69374H881 947,324 14,190 SH SOLE 14,190 0 0
SELECT SECTOR SPDR TR COM 81369Y605 412,248 7,720 SH SOLE 7,720 0 0
SELECT SECTOR SPDR TR COM 81369Y704 272,344 1,631 SH SOLE 1,631 0 0
SELECT SECTOR SPDR TR COM 81369Y886 560,048 14,200 SH SOLE 14,200 0 0
SELECT SECTOR SPDR TR COM 81369Y852 292,295 2,634 SH SOLE 2,634 0 0
SPDR GOLD TR ETF 78463V107 501,185 1,316 SH SOLE 1,316 0 0
SPDR S&P 500 ETF TRUST ETF 78462f103 163,627,605 214,557 SH SOLE 214,557 0 0
SPDR SERIES TRUST ETF 78464A763 679,228 4,637 SH SOLE 4,637 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467y107 6,284,058 9,569 SH SOLE 9,569 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803 356,265 1,820 SH SOLE 1,820 0 0
VANECK ETF TRUST ETF 92189F676 1,027,383 1,687 SH SOLE 1,687 0 0
VANGUARD WORLD FD ETF 92204A884 203,360 1,067 SH SOLE 1,067 0 0
VANGUARD SPECIALIZED FUNDS ETF 921908844 276,005 1,183 SH SOLE 1,183 0 0
VANGUARD WORLD FD ETF 921910725 2,366,434 29,190 SH SOLE 29,190 0 0
VANGUARD WORLD FD ETF 921910733 5,132,455 37,870 SH SOLE 37,870 0 0
VANGUARD TAX-MANAGED FDS ETF 921943858 86,933,914 1,231,184 SH SOLE 1,231,184 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042858 3,802,246 64,108 SH SOLE 64,108 0 0
VANGUARD INDEX FDS ETF 922908736 1,548,450 17,184 SH SOLE 17,184 0 0
VANGUARD WORLD FD ETF 92204A504 491,820 1,556 SH SOLE 1,556 0 0
VANGUARD WHITEHALL FDS ETF 921946406 2,940,109 18,944 SH SOLE 18,944 0 0
VANGUARD WORLD FD ETF 92204A702 1,417,558 11,280 SH SOLE 11,280 0 0
VANGUARD WHITEHALL FDS ETF 921946794 774,352 7,657 SH SOLE 7,657 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042775 759,258 9,151 SH SOLE 9,151 0 0
VANGUARD INDEX FDS ETF 922908363 288,008,530 410,936 SH SOLE 410,936 0 0
VANGUARD INDEX FDS ETF 922908595 230,400 682 SH SOLE 682 0 0
VANGUARD INDEX FDS ETF 922908611 2,427,201 10,506 SH SOLE 10,506 0 0
VANGUARD STAR FDS ETF 921909768 324,459,267 3,818,965 SH SOLE 3,818,965 0 0
VANGUARD INTL EQUITY INDEX F ETF 922042742 91,096,498 577,108 SH SOLE 577,108 0 0
VANGUARD INDEX FDS ETF 922908769 402,513,607 1,075,549 SH SOLE 1,075,549 0 0
VANGUARD INDEX FDS ETF 922908744 31,454,766 145,570 SH SOLE 145,570 0 0
VANGUARD WORLD FD ETF 92204A603 230,447 719 SH SOLE 719 0 0
VANGUARD WORLD FD ETF 921910840 282,552 1,754 SH SOLE 1,754 0 0
DBX ETF TR ETF 233051200 1,005,145 18,292 SH SOLE 18,292 0 0